e¨w³K wnmve

Individual Account

Avj-Iqv`xqvn PjwZ wnmve (AWCA) Al-Wadeeah Current Account (AWCA)

Gdwm wnmve (FCA) Foreign Currency Account (FCA)

bb-‡iwm‡W›U Bb‡f÷im UvKv wnmve (NITA) Non-Resident Investors Taka Account (NITA)

F-1 (Revised)

Avj-Iqv`xqvn PjwZ wnmve †Lvjvi dig

Al-Wadeeah Current Account Opening Form

Page : 2 of 8

1. wnmve †Lvjvi Av‡e`b cÎ hv cÖ‡Z¨K Av‡e`bKvix‡K c~iY I ¯^v¶i Ki‡Z n‡e| (AOF to be filled in and signed by each applicant)

2. cwiPqcÖ`vbKvixKZ©„KmZ¨vwqZcÖ‡Z¨KAv‡e`bKvixim¤cÖwZ†Zvjv2(`yB)Kwccvm‡cvU©mvB‡RiQwe|

2 (two) copies of passport size recent photograph attested by the introducer for each applicant.

3. RvZxqcwiPqcÎ/ˆeacvm‡cvU©/WªvBwfsjvB‡mÝ/A_evAb¨vb¨Qwem¤^wjZcwiPqc‡ÎiAbywjwc|

Copy of National ID Card/Valid Passport/Driving License/ or any other photo paste ID card .

4. Bmjvgxe¨vs‡Ki†h†KvbmÂqxA_evPjwZwnmveavixKZ©„KcwiwPwZcÖ`vb[cwiPq`vbKvixiwnmvewUwbqwgZn‡eGesKgc‡¶6gvma‡iwnmvecwiPvjbv

Ki‡Z n‡e]| Introduction by any Savings or Current Account holder of IBBL [who has been maintaining regular account for at least 6 months].

5. bwgbxevbwgbxM‡Yiwe¯ÍvwiZweeiYIAv‡e`bKvixKZ©„KmZ¨vwqZcÖ‡Z¨‡Ki1(GK)Kwccvm‡cvU©mvB‡RiQwe|

Nominee’s(s’) details & 1(one) copy of passport size photograph for each nominee to be attested by the applicant.

6. wnmvewVKvbvi¯^c‡¶mv¤cÖwZKBDwUwjwUwej(M¨vm,we`y¨r,Iqvmv,†Uwj‡dvb)GiAbywjwc(hw`_v‡K)|

Copy of recent utility bill (Gas, Electricity, WASA, Telephone) as a proof of mailing address (if any).

7. nvjbvMv`wU.AvB.GbmvwU©wd‡K‡UiAbywjwc(hw`_v‡K)Photocopy of up-to-date TIN certificate (if any)

8. Av‡e`bKvixc`©vbkxbwkw¶Zgwnjvn‡je¨vs‡KiwbKUcwiwPZGgbMÖvnKKZ©„KcwiwPwZcÖ`vbKi‡Zn‡e|wbi¶igwnjvAv‡e`bKvixi†¶‡Î†PnvivD¤§y³

QwecÖ`vbKi‡Zn‡eGescÖ‡Z¨K†jb‡`‡bimgq†PnvivD¤§y³ivL‡Zn‡e|

A Pordanshin woman, if educated, has to be introduced by the client known to the Bank and if illiterate, has to submit face exposed photograph and keep her face open at the time of each transaction.

9. bvevjK wnmv‡ei †¶‡Î Av‡e`b cÎ wnmve cwiPvjbvKvix AwffveK KZ©„K ¯^v¶wiZ n‡Z n‡e|

In case of Minor Account, the application to be signed by its operator(guardian).

mKjKvMRcÎBs‡iRxevevsjvfvlvqn‡Zn‡e|Ab¨†Kvbfvlvi†KvbKvMRevbw__vK‡jZvAby‡gvw`ZAbyev`KvixKZ©„KBs‡iRxevevsjvfvlvqAbyev`K‡i

Rgvw`‡Zn‡e|(All the above documents submitted must be in English or Bangla. If the documents are in other language, it has to be translated into English or Bangla) by the authorised Translator.

1. hvPvB Gi ¯^v‡_©Dc‡ivwjøwLZKvMRc‡Îig~jKwcDc¯’vcbKi‡Zn‡e(Original copy of above documents to be presented for verification).

2. NlvgvRv/KvUvKvwUi†¶‡ÎAv‡e`bKvixic~Y©¯^v¶iw`‡qcÖZ¨vwqZKi‡Zn‡e(In case of overwriting/cutting, it will be authenticated by the applicant’s full signature)

1. we‡`kx bvMwi‡Ki †¶‡Îcvm‡cvU©, ˆea wfmvIIqvK© cviwgUGiAbywjwc (we‡`kxcvm‡cv‡U©i †¶‡Î Óevsjv‡`‡kiRb¨ wfmvcÖ‡hvR¨ bqÓ)c„ôvwUmshy³

Ki‡Z n‡e| Copy of passport along with valid VISA/Work permit to be enclosed (in case of foreign passport, the page sealed with “no visa is required for Bangladesh” to be attatched).

2. PvKzixicÖgvYcÎ,DcvR©bmb`cÎ,†c-wmøc,PvKzixiwb‡qvMcÎhv‡ZevrmwiKevgvwmKAvqewY©Z_v‡Kevme©‡klAvqKiwiUvb©digGiAbywjwc|Proof of employment /income (employment certificate /pay slip /employment contract mentioning annual income/Bank statement mentioning monthly salary or latest tax return)

1. Account Opening Form duly filled in and signed.

2. Original Passport to be produced for verification and its photocopy of first seven pages (One set) to be submitted.

3. Any letter about service or its photocopy from the employer or photocopy of contract form.

4. Two passport size photographs of Account holder and nominee(s), photograph to be attested by account holder.

5. Service/Contract/Appointment letter/Visa for appointment, if be other than Bengali & English shall be submitted with the Account. Opening Form duly translated in Bengali or English.

6. In case the intending persons desire to open the account from abroad all the necessary papers (excluding original passport) to be sent duly attested by the authorized official of Bangladesh Embassy working there. Please also note to sign the forms exactly in the same manner as your signature appears in the passport.

wbevmx MÖvnK‡`i Rb¨ cÖ‡qvRbxq KvMRcÎ (Documents Required of Resident Customer)

`ªóe¨ (Notes)

`ªóe¨ (Notes)

Awbevmx MÖvnK‡`i Rb¨ cÖ‡qvRbxq AwZwi³ KvMRcÎ (Additional Documents required for Non-Resident Customers)

Formalities to be observed for opening foreign currency account

Page : 3 of 8

1| wnmveavixi/cwiPvjbvKvixibvg(evsjvq):.................................................................................................................

In English (Block Letter):...........................................................................................................

2| Rb¥ZvwiL:....................................................................Rb¥¯’vb:...............................................

3| wcZvibvg:...............................................................................................................................

4| gvZvibvg:...............................................................................................................................

5| ¯^vgx/¯¿xibvg:............................................................................ˆeevwnKAe¯’v:...........................

6| RvZxqZv:.....................................7|wj½:[wUK(√)w`b cyiæl gwnjv Z…Zxqwj½

(wnmvecwiPvjbvKvixwe‡`kxbvMwiKn‡jwfmvmncvm‡cv‡U©iKwcAvewk¨Kfv‡eMÖnYKi‡Zn‡e)

8| †iwm‡W›U÷¨vUvm[wUK(√)w`b] †iwm‡W›U bb-†iwm‡W›U

(cÖ‡qvRbxq†ÿ‡Îe¨vsKKZ…©KMvBWjvBbmdid‡ibG‡·‡PÄUªvb‡RKkÝ-Giwb‡`©kbvAbymiYKi‡Zn‡e)

9| †ckv(we¯ÍvwiZ):......................................................................................cÖwZôv‡bimv‡_m¤úK©.............................

10| gvwmKAvq:(we¯ÍvwiZ`wjjvw`mncÖ‡hvR¨†ÿ‡Î)........................................................................................................

11| A‡_©iDrm:(we¯ÍvwiZ).........................................................................................................................................

12| U¨v·AvBwW(eTIN)hw`_v‡K:...............................................................................................................................

13| MÖvnK FATCA cwicvj‡biRb¨†hvM¨wKbv[wUK(√)w`b] n¨uv bv|

DËinu¨vn‡j FATCA cwicvjbAek¨BwbwðZKi‡Zn‡e|MÖvnK/wnmvecwiPvjbvKvixi Proof of Address Gi¯^c‡ÿWKz‡g›UmmsMÖnKi‡Zn‡e|

14| (K)eZ©gvbwVKvbv(Avevm¯’j):moK/MÖvg:...........................................†cv:..............................._vbv:..........................

†Rjv:...................................†dvb/†gvevBjb¤^i:..................................B-‡gBj:................................................

(L) ’vqxwVKvbv:moK/MÖvg:............................................................†cv:..............................._vbv:...........................

†Rjv:...................................†dvb/†gvevBjb¤^i:..................................B-‡gBj:................................................

15|cwiwPwZc‡ÎiAbywjwc: RvZxqcwiPqcÎ cvm‡cvU© Rb¥wbeÜbm`bcÎ

Ab¨vb¨

2

(wbw`©ófv‡eb¤^imnD‡jøLKiæb):..................................................................

*cwiwPwZcÎhvPvBKivn‡q‡QwKbv[wUK(√)w`b] n¨uv bv|

16|cwiPq`vbKvixiZ_¨(RvZxqcwiPqcÎe¨ZxZAb¨vb¨cwiwPwZcÎcÖ`v‡bi†ÿ‡Î):

bvg:................................................................................................................................................................

wnmve/RvZxqcwiPqcÎ/Ab¨vb¨cwiwPwZcÎb¤^i(Rb¥ZvwiLmnD‡jøLKiæb):.....................................................................

¯^vÿi(ZvwiLmn):..............................................................

e¨w³ msµvšÍ Z_¨vw`

1

(Customer Information)

ZvwiL:.............................

e¨w³K wnmve (Individual Account)

m`¨‡Zvjv cvm‡cvU©

mvB‡RimZ¨vwqZQwe

Recent passport size photograph

(Duly attested bythe Introducer)

e¨e¯’vcK,

The ManagerBmjvgxe¨vsKevsjv‡`kwjwg‡UW

Islami Bank Bangladesh Limited........................................ kvLv (Branch)wcÖqg‡nv`q(Dear sir),AvmmvjvgyAvjvBKzg(Assalamu Alaikum.),Avwg/AvgivAvcbvikvLvqGKwUwnmve†LvjviRb¨Av‡e`bKiwQ|Avgvi/Avgv‡`iwnmvemsµvšÍIe¨w³MZwe¯ÍvwiZZ_¨wb‡¤œcÖ`vb

KiwQ:

BDwbKMÖvnKAvBwWb¤^i:.............................................

evsjv‡`ke¨vsK†m±i†KvW:..................................

(e¨vs‡Kie¨env‡iiRb¨)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi ¯^vÿi/Aby¯^vÿi

1. wnmveavix/cwiPvjbvKvixGKvwaKn‡jcÖ‡Z¨‡Kie¨w³msµvšÍZ_¨vw`c„_Kfv‡emsjMœxwn‡m‡ehy³Ki‡Zn‡e|

2. ïaygvÎdvBb¨vwÝqvjBbK¬zkb†cÖvWv‡±i†ÿ‡Îe¨vs‡KiwbKUMÖnY‡hvM¨†KvbcwiwPwZcÎ|

.............................................kvLv(Branch)

Page : 4 of 8

wnmve msµvšÍ Z_¨vw` (Accounts Information)

Avj-Iqv`xqvn PjwZ wnmve †Lvjvi dig

e¨w³K wnmve (Individual Account)

ZvwiL:.............................

wnmveb¤^i:.............................................

BDwbKMÖvnKAvBwWb¤^i:.............................................

(e¨vs‡Kie¨env‡iiRb¨)

1| wnmv‡eiwk‡ivbvg(evsjvq):(Title of Account) ........................................................................................................

Bs‡iRx‡Z(In English Block Letter):......................................................................................................................

2| wnmv‡eicÖK…wZ(wUK(√)w`b):

Avj-Iqv`xqvn PjwZ wnmve (AWCA)

bb-‡iwm‡W›U Bb‡f÷im UvKv wnmve (NITA) Nature of Account (please tick): Al-Wadeeah Current Account (AWCA) Non-Resident Investors Taka Account (NITA)

Gd wm wnmve (FCA)

Ab¨vb¨

Foreign Currency Account (FCA) Others

3| gy`ªv(Currency) [wUK(√)w`b]:

UvKv Wjvi BD‡iv cvDÛ Ab¨vb¨ ....................

4| wnmvecwiPvjbvc×wZ[wUK(√)w`b]:

GKKfv‡e

†hŠ_fv‡e

†h†KvbGKRb

†h†KvbGKRbA_evRxweZRb

Ab¨vb¨ ..................

5| AvaywbKe¨vswKsmyweav[wUK(√)w`b]. Online Service ATM Service i-Banking SMS Service Others

(Modern Banking Facility)

6| cÖv_wgKRgvicwigvY(As‡K)..........................................(K_vq).............................................................................

7| we‡klwb‡`©kbv(hw`_v‡K).....................................................................................................................................

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi ¯^vÿi/Aby¯^vÿi

.............................................kvLv(Branch)

Page : 5 of 8

bgybv ¯^vÿi KvW© (Specimen Signature Card)

wnmv‡eibs

Account No :

A/C No :

Title of Account : ....................................................................................................................................................................................

¯^vÿiKvixic~Y©bvg (Full Name of the Signatory) bgybv¯^vÿi (Specimen Signature)

1.

2.

3.

we‡klwb‡`©kbv(hw`_v‡K) Special Instruction (if any) :

m`¨‡Zvjv cvm‡cvU©

mvB‡RimZ¨vwqZQwe

Recent passportsize photograph(Duly attested

by the Introducer)

Signature Admitted by Authorized Officer / ManagerDate : ...................................

†jb‡`‡bi AbywgZ gvÎv (Transaction Profile)

ZvwiL:

Date

w`b (Day) gvm (Month) eQi(Year)wnmv‡eibvg(Title of Account):..................................................................

m¤¢ve¨ Rgv (Probable Deposit)Rgvi cÖK…wZ

(Nature of deposit)gvwmK Rgvi msL¨v

(No. of monthly deposit)GKK Rgvi m‡e©v”P cwigvY

(Maximum amount of a single deposit)†gvU gvwmK Rgvi cwigvY

(Total Monthly Deposti)bM`Rgv(wb‡R/A‡b¨iØviv) (Cash deposit by self/ others)

†PK/Bb÷ªy‡g›UGigva¨‡gUªvÝdvi (Transfer by cheque/others Instrument)

B‡j±ªwbKGesB›Uvi‡bUe¨vswKsGigva¨‡gRgv (Deposit through Electronic & i-banking)

ˆe‡`wkK†iwg‡UÝ/Avg`vbx/ißvbx/cuywRevRvin‡ZRgv

(Deposit from F. Remittance Import/Export/Capital Market

Ab¨vb¨Drm†_‡KRgv(wbw`©óKiæb)(Deposit from other sources specify)

†gvUm¤¢ve¨Rgv(gvwmK)Total probable Deposit (Monthly)

m¤¢ve¨ D‡Ëvjb (Probable Withdrawal)D‡Ëvj‡bi cÖK…wZ

(Nature of Withdrawal)gvwmK D‡Ëvj‡bi msL¨v

(No. of monthly Withdrawal)GKK D‡Ëvj‡bi m‡e©v”P cwigvY

(Maximum amount of a single Withdrawal)†gvU gvwmK D‡Ëvj‡bi cwigvY

(Total Monthly Withdrawal)bM`D‡Ëvjbwb‡R/A‡b¨iØviv)(Cash Withdrawal by self/others)

†PK/Bb÷ªy‡g›UGigva¨‡gUªvÝdvi (Transfer by cheque/others Instrument)

B‡j±ªwbKGesB›Uvi‡bUe¨vswKsGigva¨‡gD‡Ëvjb (Withdrawal through electronic & i-banking)

ˆe‡`wkK†iwg‡UÝ/Avg`vbx/ißvbx/cuywRevRvin‡ZD‡Ëvjb

(Withdrawal from F. Remittance Import/Export/Capital Market

Ab¨vb¨Dr‡migva¨‡gD‡Ëvjb(wbw`©óKiæb)(Withdrawal through other media Specify)

†gvUm¤¢ve¨D‡Ëvjb(gvwmK)Total Probable Withdrawal Monthly)

Avwg/Avgivwb¤œ¯^v¶iKvix(MY)Gg‡g©wbðqZvcÖ`vbKiwQ†h,m¤¢ve¨†jb‡`‡biAbywgZgvÎvAvgvi/Avgv‡`i¯^vfvweK/cÖK…Z†jb‡`b|Avwg/AvgivAv‡ivwbðqZvcÖ`vbKiwQ†h,

cÖ‡qvRb‡ev‡aAvwg/Avgivm¤¢ve¨†jb‡`‡biAbywgZgvÎvms‡kvab/nvjbvMv`Kie| I/We, the undersigned, confirm that the above transaction profile is my/our normal/real transactions. I/We, further assure that I/we will update the same from time to time, if required.

MÖvn‡Ki bvg (Customer’s Name) :

¯^v¶i (Signature) :

ZvwiL (Date) :m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv MÖnYKvix e¨vsK Kg©KZ©vi bvghy³ mxj I c`exmn ¯^vÿi

.............................................kvLv(Branch)

Page : 6 of 8

1| bwgwbmsµvšÍZ_¨vejx: (Nominee Information)Avwg/Avgiv G wnmv‡eiA_© Avgvi/Avgv‡`i g„Zz¨i ci wb‡¤œ ewY©Z e¨w³/e¨w³MY‡KcÖ`v‡biRb¨ g‡bvbxZKijvg|Avwg/Avgiv

DwjøwLZg‡bvbqb†h†KvbmgqevwZjevcwieZ©‡biAwaKvimsiÿYKwi|Avwg/AvgivGBg‡g©Av‡ivm¤§wZÁvcbKiwQ†h,Avgvi/

Avgv‡`iGwb‡`©kbv†gvZv‡eKe¨vsKA_©cÖ`vbKi‡eGesA_©cwi‡kvaKivn‡jmswkøóAvgvbZm¤úwK©ZhveZxq`vqcwi‡kva

n‡q‡Qe‡jMY¨n‡e|

K) bwgwbibvg:..............................................Rb¥ZvwiL:.......................Rb¥¯’vb..........................

L)¯’vqxwVKvbv:.........................................................................................................................

M)eZ©gvbwVKvbv:......................................................................................................................

N)kZKivnvi(bwgwbGKvwaKn‡j):............................................................................................

O) wnmveaviximv‡_m¤úK©:...........................................................................................................

P) RvZxqcwiPqcÎb¤^i/cvm‡cvU©b¤^i/Rb¥wbeÜbb¤^i/Ab¨vb¨(wbw`©ófv‡eb¤^imnD‡jøLKi‡Zn‡e):...............................

.................................................................................................................................................................

2| bwgwbbvevjKn‡jZvi/Zv‡`ibvevjK_vKvAe¯’vqwnmveavix/wnmveavixM‡Yig„Zz¨i†ÿ‡Îe¨vsK†Kv¤úvbxAvBb1991Gi103(2)

avivAbyhvqxbwgwbic‡ÿAvgvb‡ZiA_©MÖnYKvixiZ_¨:

K)bvg:............................................................................................................................................................

L)¯’vqxwVKvbv:..................................................................................................................................................

M)RvZxqcwiPqcÎb¤^i/cvm‡cvU©b¤^i/Rb¥wbeÜbb¤^i/Ab¨vb¨(wbw`©ófv‡eb¤^imnD‡jøLKi‡Zn‡e):.................................

N)bwgwbimv‡_m¤úK©:......................................................................................................................................

[bwgwb msµvšÍ Z_¨vw`

3

(Information of Nominee)]

wnmveavixKZ©„K

mZ¨vwqZ

bwgwbi

Qwe

[†NvlYv I ¯^vÿi (Declaration and Signature)]

[ e¨vs‡Ki e¨env‡ii Rb¨ (For Bank’s use only) ]

Avwg/AvgivmÁv‡b†NvlYvKiwQ†h,DwjøwLZZ_vw`mZ¨|Avwg/Avgive¨vs‡KiPvwn`v†gvZv‡eKcÖ‡qvRbxqZ_¨/`wjjvw`mieivnKie|

Av‡e`bKvix(MY) Gi bvg, ¯^vÿi I ZvwiL

1| ............................................. 2| ............................................. 3| .............................................. 4| ............................................

............................................. .............................................. .............................................. ...........................................

............................................. .............................................. .............................................. ...........................................

gšÍe¨:.....................................................................................................................................................................

Aby‡gv`bKvix Kg©KZv©i

(bvghy³ mxjmn ¯^vÿi I ZvwiL)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©v

(bvghy³ mxjmn ¯^vÿi I ZvwiL)

wnmveb¤^i:............................................

(e¨vs‡Kie¨env‡iiRb¨)

3. bwgwbGKvwaKn‡jdi‡giGBAskd‡UvKwcK‡ig~jAs‡kimv‡_mshy³Ki‡Zn‡e|

Page : 7 of 8

kZ©vejx (Conditions)K. GwUwnmveavixMÖvnKGesBmjvgxe¨vsKevsjv‡`kwjwg‡U‡Wig‡a¨m¤úvw`ZBmjvgxkixqvnwfwËKGKwUAvj-Iqv`xqvn&Pyw³(This is a Al-Wadeeah contract based on

Islamic Shariah accomplished between the account holder and Islami Bank Bangladesh Limited) L. MÖvnKZviwnmv‡eA_©RgvKi‡e|e¨vsKRgvK…ZA‡_©iwbivc`†ndvRZKi‡eGesMÖvn‡KiPvwnevgvÎRgvK…ZA_©AvswkKevm¤ú~Y©†diZcÖ`v‡beva¨_vK‡e| The

customer will deposit fund in the account. Bank will secure the deposited fund and will be obliged to repay the same partially or fully as and when required by the customer.M. Avj-Iqv`xqvn&bxwZgvjviwfwˇZe¨vsKMÖvn‡KiRgvK…ZA_©wewb‡qvMKi‡Zcvi‡eGesGwewb‡qvMn‡Ze¨vs‡KiAwR©Zgybvdvev†jvKmv‡bMÖvnKAskx`vin‡ebv|The

Bank can invest the deposited fund as per Al-Wadeeah principle and no profit or loss, thereof, be shared to the customer.

1. e¨vsK†jb‡`bPjvKvjxbmg‡qGKvwaKeviA_©RgvcÖ`vbID‡ËvjbKivhvq(Customer can deposit and withdraw money several times during the transaction period).

2. Avj-Iqv`xqvnPjwZwnmve†LvjviRb¨b~¨bZgUvt1000/-cÖv_wgKRgvw`‡ZnqGesb~¨bZgw¯’wZUvt1000/-mncÖ‡hvR¨nv‡ib~¨bZgmiKvwiï‡éimgcwigvYUvKviw¯’wZ

msi¶YKi‡Zn‡e|Ab¨_vqe¨vsK†PK†dir†`qviAwaKvimsi¶YK‡i(An applicant must deposit minimum Tk.1000 as an initial amount for opening of Al-Wadeeah Current Account, with this minimum balance of Tk.1000, the customer has to maintain an additional amount applicable as govt tax, other wise, the Bank reserves the right to return cheque.

3. e¨vsKKZ©…KBm¨yK…ZCheque/ATM CardGes Online /i-Banking/Cellfin/SMSGigva¨‡gUvKv†Zvjv/¯’vbvšÍiKivhvq|ZvQvovOnline /i-Banking/Cellfin/m-Cash Service/SMS Gigva¨‡gwnmvemsµvšÍwewfbœZ_¨Rvbvhvq (Money can be withdrawn/transferred by cheque/ATM Card/i-Banking/Cellfin and Online/m-Cash issued by the Bank. Besides, the customer can get access to various information related to banking through the Online/i Banking//Cellfin/m-cash service/SMS.)

4. e¨vsKKZ©…Klvb¥vwmKwfwˇZwnmvei¶bv‡e¶Ywdwnmve†_‡KweKjbKivnq|wnmveeÜKivimgqe¨vs‡Kiwba©vwiZwd(Closing Charge)Uvt300/-UvKvKZ©bKivnq(Bank realizes account maintaining charge on half yearly basis by debiting the account and Tk.300 is realized as closing charge at the time of closure of an account).

5. MÖvnK†PKeB‡qiRb¨wba©vwiZdigGigva¨‡gAv‡e`bK‡i†PKeBmsMÖnKi‡Zcv‡ib(Customer can collect the cheque book applying through prescribed form).

6. †PKeBMÖnYKivimgqMÖvnK‡K†PKeB‡qicvZv¸‡Ywb‡ZnqGes†PKeBwbivc`¯’v‡b(wbR¯^†ndvR‡Z)msi¶YKi‡Znq†hb†Kvb†PKGicvZvPywi/†LvqvevAce¨envi

bvnq|Pywiev†LvqvhvIqv†Kvb†P‡Kigva¨‡gRvwjqvwZmsNwUZn‡je¨vsK`vqx_vK‡ebv(Customer will count pages of cheque book at the time of its receiving and the same should be preserved in secured place (self custody) so that no page is stolen/lost or misused. Bank will not be responsible for any fraud or forgery committed by stolen or lost cheque).

7. wnmveaviKe¨vs‡KmieivnK…Zbgybv¯^v¶iAbyhvqx†PKmwnKi‡eb|bgybv¯^v¶icwieZ©bKi‡Zn‡jZvc~e©v‡ýBwjwLZfv‡ee¨vsK‡KAewnZKi‡Zn‡e|e¨vs‡Kimv‡_†h

†KvbcÖKviwjwLZ†hvMv‡hv‡Mi†¶‡Îbgybv¯^v¶ie¨enviKi‡Zn‡e(Customer will sign cheque as per his/her specimen signature provided to the Bank. Customer should inform the bank in written earlier if he/she wants to bring any change in specimen signature. Customer will use his specimen signature at the time of any written communication with the Bank).

8. cÖ‡Z¨Kwnmveavix‡Ke¨vsKwfbœwfbœwnmveb¤^imieivnK‡i|wnmveb¤^iIwnmv‡eiwk‡ivbvgD‡jøLK‡iRgvKvix‡Kh_vh_fv‡eRgviiwk`c~iYK‡ibM`UvKv/‡PKBZ¨vw`

Rgvw`‡qïaygvζgZvcÖvße¨vsKAwdmv‡ii ^v¶im¤^wjZh_vh_iwk`wb‡Zn‡e|†PKRgv†`qvimgq†P‡KAvovAvwo vM†K‡U(CROSSING)w`‡Znq|msMÖ‡niRb¨RgvK…Z†PK†diZn‡jwbqg†gvZv‡eKe¨vsKLi‡PiUvKv/Kwgkbeve`cÖwZ†P‡KiRb¨wba©vwiZwdKvUvnq(Bank will provide different account numbers to each of the account holder. Customer will receive the slip with the signature of authorized officer of the Bank at the time of depositing Cash/Cheque mentioning the number and title of the account. Cheque should be crossed at the time of depositing the same. Bank will realize commission/expense as per Bank’s rules when cheque is returned).

9. †PKcwi‡kvaeÜ (Stop payment)ivLviwb‡`©ke¨vsKmZK©Zvimv‡_bw_fy³K‡i|wKš‘fyjekZD³†P‡KiUvKvcwi‡kvwaZn‡je¨vsK`vqxn‡ebv|(Bank lodges the stop payment instruction carefully. Bank will not be responsible if the cheque is honored mistakenly).

10. my¯’ gw¯Í®‹IcÖvßeq¯‹ †Kvbe¨w³ev e¨w³eM©Zvi/Zv‡`icÖwZôv‡bibv‡gGes †h †Kvb wk¶vcÖwZôvb,K¬ve,Gm‡vwm‡qkb,Av_©-mvgvwRKcÖwZôvbG wnmveLyj‡Zcv‡ib|

bvevjKvbvevwjKvicÖwZôv‡bibv‡gIZviwcZv/gvZv/AvBbMZAwffveKMYGBwnmveLyj‡Zcvi‡eb|An adult person having sound mind or a group of people in his/their firm’s name and any educational institution, club, association, socio-economic organization can open this Account. Legal guardian or parents can also open this account in the name of the firm of the minor(s).

11. wnmv‡eigvwjK‡KPvwn`v†gvZv‡eKwnmveweeiYxcÖ`vbKivnq|30(wÎk)w`‡big‡a¨wjwLZ†KvbAwf‡hvMbv†c‡jwnmv‡eiw¯’wZmwVKAv‡Qe‡ja‡i†bqv (Account statement will be provided as per demand of the Account holder. The balance of the account will be considered correct, if no written complain is lodged within 30 days).

12. D³wnmve†_‡KcÖ‡qvRbxqLi‡PiUvKv/WvKgvïj/e¨vs‡Kiwbqgvbyhvqxlvb¥vwmKwfwˇZwnmvecwiPvjbvwdGesAb¨vb¨cÖ‡hvR¨wd/PvR©KZ©bKivn‡e|GQvove¨vsKKZ©…K

miKvixwbqgAbyhvqxf¨vU,KievïéKZ©bKivn‡e| (VAT/Tax or tariff and maintenance fees/postal charge as well as other charges/fees of the Bank will be realized on half yearly basis as per Govt. rules and rules of the Bank).

13. †KvbRgviDciMÖvn‡Kiwnmve†_‡Ke¨vsKhvKvZcÖ`vbK‡ibv|MÖvnK‡KwbR`vwq‡Z¡hvKvZcÖ`vbKi‡Zn‡e|(Bank does not pay ÔZakat from any customer’s Account. The customer himself will be responsible for payment of ‘Zakat’ from his/her Account).

14. e¨vsK†KvbiƒcKviY`k©v‡bve¨ZxZ†h†KvbwnmveeÜKi‡Zcv‡iGesGRb¨†Kvb†bvwUkcÖ`vbKivnqbv|(Bank reserves the right to close any account without showing any reason or issuing any notice to the Account holder).

15. wnmveavi‡KiwVKvbvi†KvbcwieZ©bn‡jAwej‡¤^Zve¨vsK‡KRvbv‡Zn‡e|e¨vsKmvaviYZtWvK/Kywiqvi†hv‡Mwnmvegvwj‡Kimv‡_†hvMv‡hvMi¶vK‡i|WvK/Kywiqvi†hv‡M

†cÖwiZ†KvbwPwVcÎh_vmg‡qevAv‡`Šwewjbvn‡je¨vsK`vqx_vK‡ebv|(The customer has to inform the Bank immediately, if any change occurs in the address of the account holder. Bank generally communicates with the Account holder through postal/courier service. Bank will not be held responsible, if no letters/documents are delivered in time or not at all through postal/courier service).

16. MÖvn‡Ki wnmvee¨vsKmZK©Zvimv‡_AvKjb/weKjbK‡i|fyjekZ†KvbA_©AvKwjZ/weKwjZn‡je¨vsKZvms‡kvabKi‡Zcv‡i| (Bank debits/credits customer account carefully. Bank can adjust the wrongly debited/credited amount).

17. wnmveaviKAe¨eüZ†PKeB†diZw`‡qh_vh_¯^v¶ic~e©KAv‡e`bK‡i†h†KvbmgqwnmveeÜKi‡Zcv‡ib|(Account holder can close his/her account through submitting an application duly signed in as well as returning unused cheque book and paying required fees for closing the Account).

18. e¨w³MZ/e¨w³gvwjKvbvaxbcÖwZôvb†hŠ_gvwjKvbvaxbcÖwZôvb/Ab¨vb¨wnmveavixMYKZ©…KZvuievZvu‡`ig…Zy¨iciRgvK…ZUvKvD‡Ëvj‡biRb¨bwgbxg‡bvbxZKi‡Zcv‡ib|

wnmveavi‡Kig…Zy¨icimswkøównmv‡eiRgvK…ZA_©D‡Ëvj‡biRb¨bwgbxKZ©…KZvi/Zv‡`iAv‡e`bc‡Îimv‡_g‡bvbq‡bi¯^c‡¶cÖgvY¯^iƒcwbgœwjwLZKvMR-cÎ/`wjjvw`

`vwLjKi‡Zn‡e|G†¶‡ÎbwgbxKZ©…K†KvU©cÖ`ËmvK‡mkbmvwU©wd‡KU`vwLjKivicÖ‡qvRb†bB|(The Account holder of Individual/Proprietorship Firm/Partnership Firm/Other Account holder can nominate a nominee to withdraw the remaining balance of those Accounts after the death of the constituents. The following documents as well as application as per nomination must be submitted by the nominee at the time of withdrawal of the remaining balance of the concerned account. In such case, the nominee is not required to produce succession certificate issued by the Court).

K.wnmveavi‡Kig…Zy¨RwbZmb`cÎ|cÖev‡mg…Zy¨n‡jmb`cÎmswkøó†`‡kAew¯’Zevsjv‡`k`~ZvevmKZ©…K¯^v¶wiZn‡Zn‡e|(Death certificate of the Account holder. In case of death in the foreign land, Death Certificate signed by the Bangladesh Embassy of the concerned country has to be produced).

cÖ‡hvR¨ wbqgvejx (Applicable Rules)

wnmve cwiPvjbvi wbqgvejx (Operational rules for Accounts)

L.bwgbxicwiwPwZi¯^c‡¶e¨vs‡Ki`yBRbm¤§vwbZMÖvnKA_eve¨vs‡Ki`yBRbKg©KZ©vA_evBDwbqbcwil`†Pqvig¨vb/wmwUK‡c©v‡ikbev|wgDwbwmc¨vwjwUiIqvW©KvDwÝji

KZ©…KcÖ`Ëmb`cÎ| (A certificate in favour of the nominee issued by two valued customers or two officials of the Bank or Chairman of Union Parishad/City Corporation or Municipality’s Ward Councilor).

M.bwgbxicvm‡cvU©AvKv‡iimZ¨vwqZQwe|(Attested passport size photograph of nominee).

N.bwgbxKZ©…KBb‡WgwbwUeÛcÖ`vb|(Indemnity Bond to be signed by the nominee).

19. K.†hŠ_wnmv‡ei†¶‡Îhw`GKR‡big…Zy¨nqGeswnmvewUhw`†hŠ_¯^v¶‡icwiPvjbviwb‡`©k_v‡KA_evwe‡klwb‡`©kbvqejv_v‡K†h,†h†KvbGKRbwnmvecwiPvjbvKi‡Z

cvi‡e (Any one can operate the Account)Z‡e†h†KvbGKR‡big…Zy¨imv‡_mv‡_mswkøównmvewU‡Z†jb‡`beÜn‡qhv‡e|G‡¶‡ÎIqvW©KvDwÝji/BDwbqbcwil`†Pqvig¨vbKZ©…KcÖ`ËIqvwikvbmb‡`igva¨‡gAv`vj‡Ziwb‡`©kQvovBD³wnmv‡eMw”QZA_©RxweZe¨w³g…Ze¨w³iIqvwik‡`imv‡_†hŠ_fv‡eAv‡e`bKivmv‡c‡¶D‡ËvjbKi‡Z

cvi‡eb| (If there is any instruction to operate a joint account in joint signature or it is said in the special instruction that. Any one can operate the account in such case the transaction will be stopped instantly after getting the news of death of the account holder. In that case, survivor as well as successor of the deceased person can withdraw the remaining balance through submission of a joint application along with succession certificate issued by Ward Councilor/Chairman of Union Parishad without any Court Order).

L.†hŠ_wnmv‡ei†¶‡Îhw`GKR‡big…Zy¨nqGeswnmvewUwe‡klwb‡`©kbvqD‡jøL_v‡K†h,†h†KvbGKRbevRxweZe¨w³wnmvewUcwiPvjbvKi‡Zcvi‡e,Zvn‡jRxweZ

e¨w³mswkøównmvewUcwiPvjbvKi‡Zmy‡hvMcv‡eGesRxweZe¨w³B”QvKi‡jAv`vj‡Ziwb‡`©kQvovBD³wnmv‡eMw”QZA_©D‡ËvjbKi‡Zcvi‡eb(In case of death of any constituents of Joint Account and if it is mentioned in the special instruction that ‘Either or survivor can operate the account’, in such situation, the survivor can operate the account and can withdraw the remaining balance as he/she wishes).

M.GKKbv‡gcwiPvwjZwnmv‡ewe‡klwb‡`©‡khw`bwgbxwnmv‡e†Kvbe¨w³‡Kg‡bvbxZKivnq,Z‡eHe¨w³wnmvewUcwiPvjbvKvixe¨w³ig…Zy¨icimswkøównmv‡eMw”QZA_©

h_vixwZmbv³KiYmv‡c‡¶wbqgvbyhvqxD‡ËvjbKi‡Zcvi‡e|†m‡¶‡Î†KvU©KZ©…KcÖ`ËmvK‡mkbmvwU©wd‡KU`vwLjKi‡Zn‡ebv|Z‡eUvKvD‡Ëvj‡bimv‡_mv‡_wnmvewU

eÜn‡qhv‡e|bwgbxwnmvecwiPvjbvKi‡ZPvB‡jZv‡KwbqgvbyhvqxbZybwnmveLyj‡Zn‡e|(If any person is nominated as nominee as per special instruction of the account operated as individual account, the nominee may be allowed to withdraw the remaining balance of the account as per rules ensuring proper identification. In this regard there is no need to submit succession certificate issued by the Court. But the account will be closed after withdrawal of the remaining balance. If nominee intends to continue the account, he/she is required to open a new account).

20. e¨vsK†h†Kvbmgqe¨vsKwnmvemsµvšÍ†h†KvbwbqgvejxcwieZ©b,cwiea©b,ms‡kvabevevwZjKi‡Zcv‡iGeswnmveavixZv†g‡bPj‡Zeva¨_vK‡eb(The Bank can change, add, amend or nullify any rules related to account and the account holder is obliged to abide by the instruction made by the Bank in this regard at any time).

21. 1991mv‡jie¨vsK†Kv¤úvbxAvBbvbyhvqx10(`k)eQiIZ`yaŸ©†gqv`ch©šÍ†Kvbwnmv‡e†jb‡`bbvn‡jmswkøównmvewUA`vweK…Z(Unclaimed)wnmv‡eMY¨K‡iD³wnmv‡eiw¯’wZevsjv‡`ke¨vs‡K¯’vbvšÍiKivnq (If no transaction occurs in an account for 10 years or more , then the account will be treated as an unclaimed Account as per Bank Company Act-1991 and the balance of that particular account will be transferred to Bangladesh Bank).

22. gvwbjÛvwiscÖwZi‡vaAvBb2012(2015Gimsk‡vabxmn),mš¿vmwe‡ivaxAvBb2009(2012-2013Gimsk‡vabxmn)Iwewagvjv2013I†`kx-we‡`kxdvBb¨vwÝqvjB‡›Uwj‡RÝ

BDwbU(GdAvBBD),evsjv‡`ke¨vsKKZ©…Kmg‡qmg‡qRvixK…ZmvK©yjvi/bxwZgvjvAbyhvqxMÖvnKe¨vs‡KiPvwn`vg‡vZv‡eK†h†KvbZ_¨mieivnKi‡Zeva¨_vK‡eb|e¨vsK

†h†Kvb†i¸‡jUixA_wiwUiPvwn`vAbyhvqxZ_¨cÖ`vbKi‡Zcvi‡e(Customer is obliged to submit any information as per demand of the Money Laundering Prevention Act-2012(amended 2015), Anti Terrorism Act-2009 (amended 20122013), Rules -2013, Local/Foreign Financial Intelligence Unit (FIU) and Circulars/Rules issued time to time by Bangladesh Bank)| The Bank can provide the account information to the Regulary Authority, on demand.

Declaration for opening Foreign Currency Account (if applicable)

I, the undersigned .................................................................................... Son/Daughter/Wife of ..............................................Holding passport

No.......................... Dated .......................... Valid upto ............................ Issued at ......................................... by ...........................................

do hereby solemnly declare that I am a Bangladeshi and ordinarily resident in with profession as ....................................... I further declare

and confirm that I do not receive any Foreign Exchange from Bangladesh and my income will not be derived from any Bangladeshi sources.

I/We, declare that I/We shall abide by rules governing Foreign Currency Current Account and shall intimate you any change of my/our

foreign address.

AvgivDfqcÿD³wbqgvejxGesGZ`msµvšÍcÖPwjZmKjAvBb†g‡bPj‡ZivRxn‡qwb‡¤œ¯^vÿiK‡iAÎPzw³bvgvm¤úv`bKijvg(We, the undersigned, are agreed to accomplish this contract standing for all aforementioned conditions & prevailing laws regarding the matter)

wnmveavix/wnmveavixM‡Yibvg,¯^vÿiIZvwiL

(Name of the account holder(s), Signature & Date)

1)

2)

3)mswkøóKg©KZ©vi¯^vÿiIZvwiL(bvghy³mxjmn)

(Signature of theconcerned official and date (Seal with name)