Ahmed Ishtiaque Assignment Dr.philips

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    Introduction:

    My study deals with identifying the level of willingness among the rural

    farmers of Bangladesh to join model projects. One of the independent

    variable I am looking at is Access to Finances which could come from various

    sources such as subsidies provided by the sponsors of the project thefarmers own savings or loans from local community micro credit programs.

     !he paper also identi"es other independent variables such as Access to

    Information which deals with knowledge on how to produce the organic

    vegetables knowledge on where to market these items and also knowledge

    on where to collect the proper raw materials such as seeds and fertili#ers. It

    also looks into Access to Market which deals with availability of market in

    terms of reach and what distribution channels are available such as the

    re$uirements of vans and pickups. !he dependent variable to be studied

    here would be the %illingness of Farmers to &oin Model 'rojects. It looks into

    how much farmers are willing to move away from traditional products to

    producing more productive semi(organic vegetables. )ooking into e*isting

    literature certain issues were identi"ed and evaluated.

    Literature Review:

    %hen it comes to de"ning rural development many theorists believe that

    there has come a major shift over the century where we have moved away

    from the moderni#ation paradigm and are now looking into a new rural

    development paradigm. It is seen in +urope that rural development as far as

    the farmers are concerned have moved away from the concept that

    economic power and success are derived from the scale of operations and

    economics of scale and vertical integration should be the target. !hey are

    now looking into more ,e*ible small farm models which is a natural

    response of farm enterprises in terms of contributing to the general

    restructuring trends. As most developing countries such as Bangladesh are

    mostly agriculturally bases the models being used by farmers can contribute

    to regional employment and the overall development of an area. !hus the

    modern version of what e*ist today as rural development can also be

    considered as new agricultural development model -'loeg enting Brunori/nickel Mannion Marsden oest 0u#man 1 2entura3.

    If we look into the literature on theories on rural development that have

    come up over the latter half of the century one of the more common body of 

    thoughts would be the small("rm e4ciency paradigm. At around the 5678s

    and 5698s when people were looking into economies of scale with large

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    scale farming which suited the developing countries that had socialist

    government this concept of small farm focus would have to be one of the

    early paradigm shifts. Although there were a lot of skeptics of this idea and

    many still believed that large scale farming using technology to mechani#e

    everything was the more e4cient way to go the idea stuck around and is

    being implemented in developing countries such as Bangladesh where

    majority of farmers have very small si#e farms to begin with -+llis 1 Biggs

    :8853.

    Another approach proposed at that time was the ;ustainable )ivelihood

    approach -;)3 - ;cooner 566=3. !he concept of ;) is derived

    from literature on the ?asset vulnerability framework@ -see Amartya ;en@s

    566=3. owever previous empirical studies have indicated that farming

    activities only e*plains about 8(78C of the ;) package looking into ;outh

    Asia and sub(;ahara Africa -see eardon 56693. Other factors such as

    remittance wages and salaries from non farming activities seem to be more

    important for part time farmers farmers with small land or landless farmers

    who work oD others@ land. !his issue of landless farmers or farmers with

    small farm land is commonly due to sub(division of land due to inheritance

    where father@s land is sub divided among his sons after his death. !his seems

    to be a common scenario in countries that are more agriculture base such as

    Bangladesh -Bryceson and &amal 56693.

    )ooking into access to market and distribution more recent theories have

    come up with supply chain for rural development.

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    or perceived image of the products and the organi#ation -Marsden and Banks

    :8883.

    A paper on rural development for women through microcredit programs

    Microcredit and ural %omen +ntrepreneurship Gevelopment in Bangladesh A

    Multivariate ModelH  was e*amined because of its relevance to particularaspects of the topic as it looks at factors that deal with developing the skills

    of the rural women population as a successful business women capable of 

    sustaining a small business and suggests that micro credit programs do not

    support the rural women towards the greater cause of sustainability but

    rather makes them dependent on the loans and the business fails over time

    -Afrin Islam 1 Ahmed :8583.

    %hereas critics argue that micro credit programs provide economic security.

    Operating small businesses gives the women of the house an opportunity to

    contribute toward her family income and also for the community in the formof employment opportunities improves nutritional and health situation of the

    family improves housing conditions and creates wealth for the family -ulme

    1 Mosely 566=3. Furthermore economic empowerment enables the rural

    women with social empowerment awareness of the business environment

    organi#ational and management skills etc. -'itt 1 /handaker 56673.

    ;ome of the positive results of micro credit "nancing that were suggested

    are

    • Income and economic security• ;elf employment

    • +mpowerment -"nancial 1 social3

    • Asset increase

    • Eutrition 1 health conditions

    • +ducation and awareness

     !he success factors leading towards sustainability includes

    +ntrepreneurship skills

    • Innovation

    • isk(taking

    • Opportunity(seeking 

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     !he study was done in /hulna division ( Batiaghata !hana -densely populated3

    while the characteristics of the respondents were between :8 to 8 years of age

    -all women borrowers3. !wo diDerent E0Os were looked at namely Bangladesh ural

    Gevelopment Board -BGB3 and A;A.

    'urposive ;ampling Method was used to develop the sample which includedborrowers who are already engaged in J(58 years or more with diDerentcredit programs. !hree diDerent criteria were used to select the !hanaswhich included

    -53the intensity of credit programs-:3the density of population-J3the intensity of poverty

     !he measurement instruments were primary research using structured

    $uestionnaire which had a 5 to K point scale.  !he Gependent variable was

    e*plained by four diDerent variables namely

    5. Independence:. ability to make comple* decisionsJ. ability to seek and grasp opportunity. ability to take risk and initiative

     !he study looks into factor analysis of 8 variables in the rural women

    entrepreneurship survey identi"ed 5J main factors that account for 9K.9C

    of the variance> the top three of which were as follows

    5. "nancial management skills and group identity -e*plained 5=.:C of variance3

    :. creative urge 1 self interest -6.9C of variance3J. family funds 1 female involvement -7.5C of variance3

     !hey have also used structured e$uation modeling which were

    5. "nancial management skills and group identity -5 it was predictedthat the "nancial management skills and group identity have direct 1positive relationship with entrepreneurial development and it was

    assumed they will take new initiative of business> results show eDectsare positive and signi"cant3

    :. family e*perience and option limitations -7 it was predicted thatfamily e*perience 1 option limitation have direct 1 positive eDect onentrepreneurial development and it was assumed with prior e*periencedealing with family business or micro credit loans she will takeinitiative to do some business to obtain social business> results werepositive and signi"cant3

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    J. independence and urge to keep busy -K it was predicted thatindependence 1 urge to keep busy have direct and positive eDect of entrepreneurial development and it was assumed more independencewill lead to higher level of entrepreneurship> results were positive andsigni"cant3

     !he study suggest that management skills particularly "nancial skills and

    self identity which is identi"ed as acceptance from peer group are the most

    statistically signi"cant and have a more direct impact on development of 

    rural women entrepreneurs through the use of microcredit programs. Also

    they suggest that women who have previous business e*perience or at least

    e*posure by working with or just observing family members of their father@s

    side are more willing to become involved in businesses. Furthermore some

    women are more independent by nature and tend to be more entrepreneurial

    than others -Afrin Islam 1 Ahmed :8583.

    OBJECTIVES:

     !he baseline survey should be conducted to assess the implementationarea status with the following objectives in mind

     !o understand the socio(economic pro"le of the respondents

     !o evaluate the un(utili#ed land of the target population

    Identify willingness to join the model project

     

     !o provide recommendations for implementation of the project

    strategies to enhance further promotion and advocacy

    Research Question:

     !o what e*tent does access to information access to market and access to

    "nances aDect the willingness of local Bangladeshi farmers to join modelprojects and utili#e their non(farming lands to produce semi(organic

    vegetables when moderated by the level of media e*posure and the

    empowerment of womenL

    Model:

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    Variables Sub roerties !e"nition Measures #nchRan

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    Gependent %illingnessto &oin Model'rojects

    53 )evel of

    consensus

    -Gef the willingness

    of the head of the

    household 1 otherdecision makers

    Neg. the sons to

    agree to start

    producing new

    vegetables3

    :3 Openness to

    change

    -Gef the willingness

    of the farmers toproduce new

    vegetables which

    are not part of their

    staple diet3

    %illingness oflocal farmers tomove awayfrom farmingtraditional

    products tonew semi(organicproducts

     !o what e*tent arethey

    5.

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    knowledge-Gef business

    speci"cally"nancialknowhow 

    IndependentBAccess toMarket

    53 Availability ofmarket

    -Gef level of marketreach thefarmers haveto sell the newvegetables inthe localregionalnational 1e*portmarkets3

    :3 Gistribution

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    membersNusually in theform ofremittancecoming in from

    familymembers livingabroadQloansfromcommunity3

    ModeratingM5+*posure toMedia 

    a3 )evel of communication-Gef3b3 Fre$uency of   communication-Gef3 

    %hat level ofeDects doese*posure tolocal media 1communityleaders haveon farmers

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    Bangla the local language3 as the main $uantitative approach. A total of Jareas would be selected from each of the J districts of the country.

    Sa'le !istribution

    For the sample si#e a total of 588 farmers from each area of the three

    districts should be interviewed to assess their socio economic pro"le. !herespondents from the study population within each of the three districts willbe selected using a systematic purposive strategy. !he total sample si#ewould accumulate to 688 with J88 farmers selected from each of the threedistricts.

    Surve& Tools

    ;tructured $uestionnaire for this Baseline ;urvey would be developed inconsultation with the clients. After developing the draft $uestionnaire it

    would be sent to all relevant stakeholders for their comments. After gettingapproval the $uestionnaire would be sent for pre(tested in one of the areaswithin the 0a#ipur district district. After further scrutiny the "nal version of the translated $uestionnaire would be used for the survey.

    Stud& #rea

     !he study would be carried out in three districts of Bangladesh namely

     !angail 0a#ipur and

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    Re(erences:

    +llis F. 1 Bigg ;. -:8853. +volving !hemes in ural Gevelopment 56K8s(

    :888s. Gevelopment 'olicy eview 56-3 J9(=.

    Marsden !. Banks &. 1 Bristow 0. -:8883. Food ;upply