Welcome to LifeRewards. Thank you for taking time out of your busy schedule today, as we share with you a system that has been developed over the past 2 ½ years.

So let’s begin……What is LifeRewards?

What is LifeRewards?LifeRewards is a customer loyalty program built around your brand. We offer a comprehensive savings and discount platform with over 600 ways to save. LifeRewards was intentionally designed to help organize a person’s life while giving them incredible saving opportunities.

Creating value for your customers drives top of mind awareness for your business, which ultimately drives retention and increased revenue.

LifeRewards brings it all together. We have an integrated marketing platform which doesn’t require you to lose focus on what you currently do. We provide a plug-in solution to enhance what you do as a business.

The following slide is an example of an Affiliate landing page. We want your customers to know right away, what the site is all about.

It’s about life being more affordable; it’s about money saving opportunities, and the ability to receive discounts on every day purchases.

That’s why we created attractive images, to grab their attention, and to begin to see the savings available from our brand name partners. Also, it’s important to remember, all that the customer needs to provide is an email, in order to sign up and receive these discounts. We save the customer money…it’s what we do!

We’ve created a customized loyalty program for your business:

Designed around promoting your business and YOUR BRAND.Helping customers saveNational Advertisers, the big “box” stores600+ stores with up to 25% CASH BACKAgain, it’s FREE to sign up!

Customized Site

• Promote your business and BRAND

• Helping your clients save money

• Over 600 + stores with up to 25% cash back on purchases

• National Advertisers• Wal-Mart• Target• Sprint• DIRECTV

• Free sign up

YOUR LOGO

Benefits for your Clients• Basic Plan Benefits – Included for Everyone!

Our mission is to deliver an incredible value and experience for your clients!

Cash Back Savings

Exclusive Discounts

Daily Coupons

Discount Pharmacy Card

Financial Calculators

Goal Setting System

Personal Journal

My E-links

Auto Finance Options

Sprint Discounts

Last Will & Testament

Free Credit Report

Tax Consultation

Pet Pharmacy Card

Insurance Portal

• Additional Bundled Services – Optional

Roadside Assistance

Identity Theft Protection

Online Lockbox

MoneyFirst Software

Appliance Protection Plan

Chiropractic Care Network

Teladoc Services

Dental Discount Plan

Vision Discount Plan

Let’s talk about two proven marketing strategies that companies use today:

Direct Marketing – we all know this one. Apple, DirecTV, Wal-Mart and Target. They all spend millions and billions of dollars to market directly to consumers. Every time you turn on your TV, you typically see a marketing message from one of them. Right now, I want you to think about a cell phone - what comes to mind? For most of you, it’s the iPhone. Is it because the iPhone is the very best phone on the market? Or is it because of the strategic marketing of Apple and the millions of dollars they spend? This is an example of direct marketing.

Indirect Marketing Now this channel isn’t as well known, but it’s the method that allows LifeRewards to have the name brand, national partners that we have. A lot of the companies are the same: DirecTV, Wal-Mart and Target….Instead of spending millions of dollars on direct marketing, they spend their marketing dollars when the consumer spends money with them, by giving discounts. This type of marketing tends to be more relationship driven, and is spread through word of mouth organically, people sharing about the discounts they received. And that’s how we have set up LifeRewards – under the Indirect marketing method.

Why have our National Partners chosen LifeRewards

There are two types of Proven Marketing Strategies?

Direct Marketing: • Spend millions and billions to advertise on the front end, even if it doesn’t

drive an immediate sale. Examples: Apple, DirecTV, Walmart and Target

• In hopes that this creates top of mind awareness – so when the consumer shops they go to their store.

In-Direct Marketing: • They spend their money (through discounts) only when a consumer spends

money with them. Examples: TJ Max, DirecTV, Walmart, and Target

• Top brands give discounts to us because of large proven distribution channels. • This model tends to be relationship driven from an organic level capitalizing

upon the viral nature of people benefiting.

LifeRewards – Client Portal

Now, let’s take a look at the inside of the site.

Once a customer has signed in, we’ve personalized it with a welcome message, and let them know what type of plan they are currently enrolled in.

We’ve included some jumping off pointsfor them as well.

Spread the word -this is where they canshare with their friends & family aboutthe savings they’re receiving on the site

We also have “What would you like to do today?” - A way to quickly launch intothe features of the platform

And then we have featured three value propositions….ways for your customers to start saving with LifeRewards immediately:

Compare & SaveFREE Last Will & TestamentFREE Pharmacy Card

This is the Finance Tab.LifeRewards isn’t only about saving you money,but we’re also about saving you time. We have created ways to help simplify your life and keep you better organized. So we’ve assembled a place for you to store your financial information. Whether you have one investment account or 6; you can store all your account information, passwords and contact information all in once place. Additionally, you can store key information on your checking and savings accounts, mortgages, personal loans, and even auto loans and leases.

On the Loans & Leases page, we feature one of our key partners called NexAuto. They can help you with the financing of a new or used car, all before you step foot on a dealership. They take all the stress out of the car buying experience, and they can also do all the work for you and find the car that you’re in the market for right now.

Lastly, we have put together some Online Tools – a series of financial calculators that you can use to help save money and plan for the future.

One of the additional services is the MoneyFirst financial software; Let’s look at this service in a little more detail.

The MoneyFirst software is a great tool to keep you organized, understand your spending habits, create a budget and will analyze your debt and explain the fastest way to become debt free! If you’re like me, you have the ability to do all those things, but you just don’t want to take the time and energy it takes to track it all. MoneyFirst takes care of all the tracking for you.

Take all your savings, investments, credit cards, bank statements, loans, any other financial information – and software aggregates all of this information into once place. There are over 13,000 financial institutions that have approved this software and the site is secure. Understand….you can’t move money in and out of the software, but it organizes all the information for you, and saves you time – your most precious resource.

What we’re looking at right now is the financial dashboard

This is a picture of an transactions on an account. This system lists out every single transaction for you. If my wife went to the grocery store today and used her Wells Fargo ATM card, I will be able to see that purchase on the ledger report, and I can even categorize what type of spending it was.

Like we mentioned before, the software organizes all your finances from one location. So here we’re looking at a “snapshot” of your financial accounts, only giving you the last 4-digits of the account and keeping security a priority. Very simple to use, and gives you the ability to know what your balances are at all times.

This page allows you to look at your Income and Spending, in a pie graph chart. Most of us are visual, and it’s a nice feature to be able to look at how much money is being spent in each category….like auto expenses, utilities, entertainment and food and dining.

This page shows us the Budget – yes the dreaded “B” word…..But the great thing is that helps you to know if you’re “on track” with your monthly budget, or if you need to make a change. The system will even email you when you’re nearing the budget you have set. You don’t have to wait until the end of the month or quarter, you can look at this at any time.

This last screen shows us an analysis of your current debt situation. Most of us have more than one credit card, and the average consumer has 7. So, if you had an extra 50, 100 or 500 dollars, the software will tell you which credit card or debt to pay off first, to save you the most on interest charges.

So as you can see, MoneyFirst is a very powerful financial tool, that will help your customers get organized, stay on track and eliminate debt!

Let’s take a look at the Insurance Portal. As we stated earlier, most people are spending a lot of money on these products, so it’s a huge opportunity to help customers save money.

We’ve divided this section into two key areas:Manage your existing policiesReceive an Instant Quote & Apply Now

The Smart Life Insurance link allows you to quote and apply for up to $500,000 of life insurance. requires no medical exam and takes less than 15 minutes to print your policy (once approved). And the other link is our Core Health insurance, a guaranteed issue health insurance policy that allows you to purchase today, and go visit a physician tomorrow. Both of these options allow you to quote, apply and print your policy within minutes

Now, by clicking on any one of the icons at the top of the page, the customer has the ability to manage their existing insurance policies. Remember, one of our goals is to help the customer organize their life and better manage their time.

These pages allow them to enter information about current policies, policy numbers, benefit amounts, payment amounts and any other key information they want to store. Many customers don’t even know where their policies are stored, let alone remember the key information – but not any more.

You also see the “Get a QUOTE Now!” icon. This is where the insurance strategy discussed earlier comes into play. We want to allow the customer to be able to ensure they have the best policy, with the right benefits and at the right price, at all times. So when they’re ready….Get a Quote!

From the Get A Quote page, we feature some of our recognized nationwide partners, but we have over 100 different carriers to ensure that the customer has the best price.

We ask a few questions to help determine the customer’s goal, but they can fill out as much or as little information as they want. Let us know the best time for them to be contacted, and they’re done. It’s that easy!

This is not a lead-generation service, but instead our team of professional licensed representatives will call the customer, understand their need and assist them in obtaining the best rate. This is not a telemarketing call, they won’t be pestered, but a one-time contact to ensure that the customer has the best product and service, at the best rate

Here’s a look at our Discount & Savings Page

There are so many ways that customers will save money, from Sprint cell phones, appliance protection and pet discounts but let’s high-light a couple of them.

This is our coupons clipping page. Research shows that more and more people are clipping coupons today, in an effort to spend less. So why not provide a convenient place for a customer to go, without even needing to purchase the Sunday paper? All they have to do, is enter their zip code and find the coupons that are available specifically in their area….then Print, and go Shopping, and Spend Less

Shop & Save online store

We have over 600 stores where you can not only shop, receive great discounts, but also receive CASH BACK on every purchase you make. We have only featured a few of the stores here, like Delta Airlines, Home Depot, Pet Smart, Restaurant.com and Wal-Mart.

When you hover over one of the stores, you will be able to see the cash back percentage that you’ll be receiving when you purchase through the site. So as you can see, we’re showing that at Wal-Mart you will receive 2% cash back, in addition to the low prices that Wal-Mart already offers.

Once your cash back account gets to $25.00 – we’ll send you a check – it’s that easy. So many people are shopping online today, for books and music, car rentals and airline travel; why not receive cash back on all of these purchases?

We believe this is a great value for customers to save money and get CASH BACK.

We’re now looking at our Health Portal. This page features some of the additional bundled services like our Health Plan.

The Health Plan includes:

24 /7 Access to a PhysicianThis allows a customer to request a consultation, and a physician will typically call back in less than 15 minutes!They’ll discuss your situation, diagnosis your symptoms and in most cases are able to prescribe medication at your local pharmacy. All from the convenience of your home, with no co-pay!

We have Dental Care & Vision Care discounts (including a free Vision exam) And the Health Connection (which includes chiropractic and alternative medicine discounts)

We also have additional health benefits available for everyone:The Pharmacy Card – we talked about it earlier, print one for everyone you know!The Red Cross Emergency card – it’s important for everyone to know who to call, and where they should go in an emergencyPrepaid Imaging and Prepaid Labs- These are discounts that you won’t find outside of LifeRewards. Again, health care costs are on the rise – so why not pay less when you have the chance

Program Highlights: HEALTH PACKAGE

Products LifeRewards Provider

Competitor LifeRewardsMembership

DoctorService

Teladoc -Normal Price $38 per consultation

ConsultADoctor $9.95 a month

Family IncludedNo additional Fees

Dental Discounts

Amacore Dental28% - 50% off dental procedures

Humana Sells Plan $12.95-$20.95 a month + $35 One-time set up Fee

Family Included and cost is level in each state

Vision Discounts

Amacore Vision1 Free Exam, up to 18% off exams, Savings on Frames and Eyewear

EyeBenefits $45 annual Fee No Free Exam

1 Family Member (Free Exam) other’s discounts

TOTAL $80 upfront fee’s + $26.90 per month$402.80 Annually

$14.95 per month $179.40 Annually

55% Savings off the Retail Value

This page highlights the value that we have built into our Health Plan, as well as the savings over similar type of plans

The nearest competitor to our Teladoc program is Consult a Doc, and they cost $9.95 per month.Humana sells a Dental Discount plan, that costs between $13 and $21 per month, plus a $35 set up fee.And Eye Benefits requires a $45 annual fee – but they don’t offer a free eye exam

Our Health Plan will save the customer $80 in up front fees, and over $12 per month. That’s a 55% savings vs. our competitors!!!

For only $14.95 per month, your customer receives all the benefits above. And remember, since it was your business who brought this opportunity to them, it’s “TOP OF MIND” awareness that’s being created and drives more sales to you. As they benefit, so will your company!

The Security PortalDivided into two sections – we have the bundled services that are in the Security Plan, and services available for everyone.The Security Plan includes:Roadside AssistanceOnline LockboxIdentity Theft for two membersLegal Assistance – including Free and discounted servicesAdditionally, everyone on the platform will receive:A Free 45-minute tax consultationAccess to run their Free Credit Report, from the top three agencies – Experian, Transunion and EquifaxAccess to Credit Repair services – with a 20% sign up discount.Let’s look at the savings and how we stack up against the competition!

Program Highlights: SECURITY PACKAGEProducts LifeCenter Providers Competitor LifeCenter

Membership

Identity Theft InfoArmor -$14.95 mo.

LifeLock - $10.00 mo. 2 Members

Online Lockbox Estate digital Lockbox - $47.95 yr.

Estate digital Lockbox - $47.95 yr.

One Subscription

Roadside Assistance Road America: All Vehicle Plan – $200 plus value

AAA- Plus Plan:$124 primary member$73 associate member

Family Plan Included

Legal Protection Legal Care Direct $12.95

Pre-Paid Legal $17.00 mo. Included

TOTAL $247.95 upfront + $42.85 per month = $762.15 Annually

$244.95 in Set-up fees and $40.00 per month$688.95 Annually

$24.95 per month $299.40 Annually

60% Savings off the Retail ValueWe’re comparing consumer recognized companies like Life Lock, AAA and Pre-paid Legal. When you total up their costs, our Security Plan saves your customer over $245 in up front fees, and $15.00 per month! And do you know that AAA doesn’t allow you to pay monthly, with LifeRewards it’s the easiest and most convenient method.

We’ve also add something we like to call “More Features”

Everyone has been on the internet and found an interesting article or maybe a recipe that you would like to remember. The question is where do you save it so you can easily reference it in the future? So we created My E-links, a place for you to store and categorize your favorite links on the web.

We also have a Personal Journal and Life Goals sectionThese are areas that are really personal, but have proven to be very valuable for those who take part in them. In our desire to provide value, we included them for everyone to use. No matter where you are, your journal can be right there with you – you don’t have to worry about bringing it with you or losing it.

In our Life Goals section, you not only can record your goals; but you can prioritize them, categorize them and even get email reminders to help keep you on track. Most people set goals, but it’s the people that write them down and are reminded of them, are the ones who actually achieve them.

Manage My Account

This allows the customer to update their personal information, change passwords or upgrade their plan.

LifeRewards Back OfficeWe just finished looking at the great opportunity for your customers; the ability to receive savings and discounts, cash back opportunities, great values on products and services that use every day……the question remains….what about you?

Whenever a customer purchases anything on the LifeRewards platform, whenever a payment is made for a service, there is revenue that is generated for you – the Affiliate who sponsored the rewards program.

Let’s take just a few more minutes and look at the back office for the Affiliate.

There are so many different value propositions to help grow your business. We’re not trying to shift the focus of your current business, but we come alongside you, and your customer to provide value, and at the same time help to build an additional income stream.

Pay grid

All of the revenue is tracked on your back office.

Starting off with the revenue that is generated from the bundled services, our Lifestyle Packages, and then down to the individual products like the Pharmacy Card, Sprint phone service and Shop & Save store.

We’ve added some charts and graphs to give you a snapshot of how the platform is working for your business.

And at any time when a customer requests an insurance quote, you will have the ability to see and monitor the activity. And if you’re insurance licensed, you will have the ability to choose to service those clients yourself, or allow our call center representatives to handle it for you. Additionally, the residual income that is generated through the insurance portal can be very financially rewarding!

We’ve created an Email Marketing section for you as well, the ability to create templates, upload customer lists, and send emails to specific users. I’m sure you’re aware of the costs associated with Constant Contact or iContact, please realize this is included in your Affiliate membership costs.

Affiliate ProgramSetup Cost = $100.00 Monthly Hosting = $149.00

• Custom branded site – top of mind awareness• Customer rewards program – creates retention• Comprehensive discount and savings site• Complete marketing system to communicate with your clients• Targeted messages designed around savings & discounts

• Complete social media integration

• Integrated email marketing system

We’ve shown you the customer experience, we’ve shown you a quick look at the back office and now you want to know how to get started?

Fully Integrated Marketing System

• Complete Plug & Play Solution – less than 10 minutes a month to manage!

• Communication Strategies:

• Content Creation: • We create all content around your brand• Dedicated content writers and social media experts• Targeted messages to drive a response• We are working 24/7 - 365 days a year to create value and opportunity

You hire us to do the work - keeping you focused on your business!

• Weekly communication from your brand• Monthly newsletters• Daily and weekly posts to your social media sites• Blog posts• Integrated strategy between the targeted emails and social posts

We Manage the Social MediaWE BELIEVE: People do not want to be sold!

WE BELIEVE: People love to hear from you when you provide them value.

WE BELIEVE: Helping people save money creates a viral message that is shared.

We create and manage the entire social strategy to effectively communicate with your clients.

I’m sure you all know the power of Social Media. If you had 100 clients, and they shared LifeRewards with 5 people. And if those 500 people shared LIfeRewards with 5 people, you’re now reaching 2,500 people.One more level down and you’re now marketing to 12,500 people!When people experience real savings and discounts, they’re compelled to share it!!!Think about the recent success of companies like Groupon and Living Social. They didn’t start by spending any money on marketing or advertising….they grew organically, because people wanted to share the savings.

Customer RetentionFACT: Businesses spend most of their marketing budget trying to generate new customers.

FACT: Keeping customers long-term creates increased revenue opportunities.

FACT: People love saving money and will listen when it’s relevant to their life.

FACT: Most businesses fail to keep customers coming back!

IT’S A NEW MESSAGEYou are no longer asking for business - you are now

giving them something of value!A completely different dynamic of how you’re communicating with your customers. They might have been customers for years, but once you’ve given them this additional value – it

does something inside of them, it’s a tangible “thank you”, and it creates retention.

Residual RevenueFACT: Businesses are looking to create new ways to generate revenue.

FACT: Residual income creates a steady and proven way to build wealth.

Imagine, we have just repositioned your company into a multi-faceted operation that sells thousands of products and services.

Giving you the ability to diversify your company and share in the revenue when your clients save money!

Remember The ValueWe don’t sell products or services; we provide discounts and savings to your

clients on the services they buy everyday.

We build, negotiate and bundle the products and services so you can deliver an incredible experience and value for your members.

We create, manage, and deliver a turn key marketing approach that delivers targeted marketing ideas and strategies to grow your business.

We manage, track and distribute the revenue that is generated from your members to create a residual income for you.

Thank you for the opportunity to share LifeRewards with you.

We look forward to working with you in the future!