Advantages of Group Mediclaim Policy

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Advantages of oup Mediclaim Policy

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It’s vital to insure your employees against accidents and ailments to avoid wasting valuable man-hours and causing low employee morale. This presentation contains Key Benefits of Group Mediclaim Policy.

Transcript of Advantages of Group Mediclaim Policy

Page 1: Advantages of Group Mediclaim Policy

Advantages ofGroup Mediclaim Policy

Page 2: Advantages of Group Mediclaim Policy

•Cover for all employees & theirfamilies•Cashless claims acrossNetwork Hospitals•Day care procedures covered•Discount in renewal premium•Lower premium costs/employee•Tax benefits under section 80Dof IT Act

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•Complete hospitalization cover•Inclusive of doctor’s fees•Includes nursing expenses,OT charges•Fees for anesthetist andconsultants covered•Pre and post hospitalizationcharges covered

Hospitalization Expenses

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•Family floater clause can be added•Option of day-one cover Under

Maternitypre-existing illnessFor childrenNo waiting period for policy to start

•Extended family coverage – in laws, cousin etc

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•Extra insurance cover for needy employees•Buffer sum insured can be extended to employees who have exhausted their sum insured

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Emergency Assistance Service

It provides identified emergency medical assistance and personal services to people travelling more than 150 kilometers from their declared place of residence in India.

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•Emergency Assistance service•Family Floater coverage forCritical illness•Daily Allowance for bearingmiscellaneous expenses•Organ transplantation costsincluding donor's treatment

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• Cataract• Piles• Fistula• Fissure• Tonsillitis• Sinusitis• Benign Prostatic• Hypertrophy

•Hernia•Knee/ Hip Joint Replacement•All Cancer•Renal Failure•Appendicitis•Gall Bladder stones & Hysterectomy

List of Special Treatments

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