ACI Croatia Online Guidebook - 2015.

3

ACI CROATIA

Radnička 5010000 Zagreb

www.forexcroatia.hr

EXECUTIVE BOARD:

PRESIDENT:Mr. Mladen Miler, OTP Invest d.o.o.

SECRETARY:Mr. Boris Daniel Cerovečki, Privredna banka d.d.

TREASURER:Ms. Maja Mandić, Zagrebačka banka d.d.

MEMBERS:Mr. Marko Badurina, Sberbank d.d.

Mr. Dario Bjelkanović, Intercapital

Mr. Marko Germin, Raiffeisenbank Austria d.d.

Mr. Constantin Cesnovar, Štedbanka d.d.

Mr. Marko Kovačević, OTP Banka Hrvatska d.d.

4

BANKA KOVANICA d.d.

Petra Preradovića 2942000 Varaždin

Telephone: (042) 403 403Facsimile: (042) 403 443

SWIFT: SKOVHR22www.kovanica.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Nicola Ceccaroli


e-mail: [email protected]

MEMBER OF THE MANAGEMENT BOARD:Mr. Darko Kosovec



DIRECTOR OF TREASURY DIVISION:Mr. Matija Kociper



DEALER:Mr. Zoran Šaško

Telephone: (042) 403 437Facsimile: (042) 403 479e-mail: [email protected]

5

BANKA KOVANICA d.d.

BACK OFFICE:Ms. Alenka Jeseničnik



Ms. Gordana HorvatTelephone: (042) 403 432Facsimile: (042) 403 480


Mr. Matija MastelićTelephone: (042) 403 401Facsimile: (042) 403 480


6

BANKA SPLITSKO DALMATINSKA d.d.

114. brigade 921000 Split


SWIFT: DALMHR22www.bsd.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Ivo Krolo


MEMBER OF THE MANAGEMENT BOARD:Ms. Irena Kalebić Bašić



HEAD OF TREASURY:Ms. Draženka Lulić



BACK OFFICE:Mr. Mario Vlaić


7

BKS Bank d.d.

Mljekarski trg 351000 Rijeka


SWIFT: BFKKHR22

CHAIRMAN OF THE MANAGEMENT BOARD:Mr. Goran Rameša



HEAD OF TREASURY:Ms. Daniela Sandukčić PejićTelephone: (051) 353 514Facsimile: (051) 214 825


OFFICER:Mr. Davor Ključariček



8

CROATIA BANKA d.d.

R. F. Mihanovića 910000 Zagreb


SWIFT: CROAHR2Xwww.croatiabanka.hr

PRESIDENT OF THE MANAGEMENT BOARD:Ms. Suzana Brenko



MEMBER OF THE MANAGEMENT BOARD:Mr. Ivan Šverko



MEMBER OF THE MANAGEMENT BOARD:Mr. Stjepan Mandić



EXECUTIVE DIRECTOR OFFINANCIAL MARKETS DIVISION:

Mr. Marin GrdovićTelephone: (01) 2391 692Facsimile: (01) 2391 277


9

CROATIA BANKA d.d.

DEPUTY EXECUTIVE DIRECTOR:Mr. Marin Prskalo



TRADING:Ms. Gordana Vukić Jović



Ms. Jasna Ivanić BorasTelephone: (01) 2391 690Facsimile: (01) 2391 665


Mr. Krešimir RehakTelephone: (01) 2391 620Facsimile: (01) 2391 665


ALM:Ms. Lota Sambrailo



BLOOMBERG: CRBZ

10

ERSTE & STEIERMAERKISCHE BANK d.d.

Jadranski trg 3a, 51000 RijekaIvana Lučića 2, 10000 Zagreb

Telephone: 072 371 000SWIFT: ESBC HR 22www.erstebank.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Christoph SchoefboeckTelephone: 072 371 014

HEAD OF FINANCIAL MARKETS DIVISION:Mr. Branimir Britvić

Telephone: 072 371 050Facsimile: 072 371 931


HEAD OF TRADING DEPARTMENT:Mr. Krešimir Matić

Telephone: 072 371 473e-mail: [email protected]

Bloomberg: [email protected]

FX TRADING DESK:Facsimile: 072 371 938

Mr. Ivan Slamić, Head of DeskTelephone: 072 371 565

e-mail: [email protected]: [email protected]

11


Mr. Aleksandar TurzaTelephone: 072 371 282


MONEY MARKET DESK:Facsimile: 072 371 938

Ms. Ana VujasinTelephone: 072 371 369


SECURITIES TRADING DESK:Facsimile: 072 371 938

Mr. Filip Jukić, Head of DeskTelephone: 072 371 516


Mr. Saša IlićTelephone: 072 371 561


12


CORPORATE SALES DESK:Telephone: 072 372 222Facsimile: 072 371 938


Mr. Neven Radaković, Head of DeskTelephone: 072 371 385


Ms. Petra NovakTelephone: 072 371 578


Ms. Sanja HajdinTelephone: 072 371 466


Mr. Tomislav KretonićTelephone: 072 372 466


Ms. Ivana GašparinčićTelephone: 072 371 625


INSTITUTIONAL SALES DESK:Telephone: 072 372 288Facsimile: 072 371 938


Mr. Antun Burić, Head of DeskTelephone: 072 372 439


13


Mrs. Natalija ZujićTelephone: 072 371 638


Mr. Željko PavičićTelephone: 072 371 494


RETAIL SALES DESK:Telephone: 072 372 277Facsimile: 072 371 938


Mr. Dalibor Rakuša, Head of DeskTelephone: 072 372 383


Ms. Vlatka Rapinac-ŠumigaTelephone: 072 371 225


Mr. Vlatko OreščaninTelephone: 072 371 600


DEALING: EGHR, ESZHREUTERS: ESZH01-ESZH04

BLOOMBERG: ESBH

14

HRVATSKA BANKA ZA OBNOVU I RAZVITAK

Strossmayerov trg 910000 Zagreb

Telephone: (01) 45 91 666SWIFT: HKBOHR2X

www.hbor.hr

PRESIDENT OF THE MANAGING BOARD:Mr. Dušan Tomašević

Telephone: (01) 45 90 466 Facsimile: (01) 45 91 708 e-mail: [email protected]

MEMBER OF THE MANAGING BOARD:Mr. Goran Filipić

Telephone: (01) 45 90 456 Facsimile: (01) 45 91 696


FUND MANAGING DIVISIONTREASURY DEPARTMENT

Zelinska 3

EXECUTIVE DIRECTOR OFFUND MANAGING DIVISION:

Ms. Marijana KolićTelephone: (01) 45 91 625Facsimile: (01) 45 97 979


15


MANAGING DIRECTOR OF TREASURY DEPARTMENT:Mr. Tibor Szabo

Telephone: (01) 45 97 857Facsimile: (01) 45 97 850


TREASURY DEPARTMENTTREASURY PRODUCTS TRADING UNIT

Ms. Sanja SkolanTelephone: (01) 45 97 823Facsimile: (01) 45 97 850


Ms. Marina RibarTelephone: (01) 45 97 887Facsimile: (01) 45 97 850


Mr. Goran Kadoić BalaškoTelephone: (01) 45 97 847Facsimile: (01) 45 97 850


16


TREASURY DEPARTMENTSHORT-TERM LIQUIDITY MANAGEMENT UNIT

Ms. Dana GuljašTelephone: (01) 45 91 765Fascimile: (01) 45 97 850


Ms. Mirta RomčevićTelephone: (01) 45 91 569Fascimile: (01) 45 97 850e-mail: [email protected]

TREASURY BACK OFFICEMs. Ana Anđelinović



Ms. Sandra IvanovTelephone: (01) 45 97 807Fascimile: (01) 45 91 568


REUTERS: HBORDEALING: HBOR

17

HRVATSKA NARODNA BANKA

Trg hrvatskih velikana 310000 Zagreb


telex: 22 569SWIFT: NBHRHR2X

GOVERNOR:Mr. Boris Vujčić, Ph.D

Telephone: (01) 4564 634, 4564 781Facsimile: (01) 4550 598e-mail: [email protected]

DEPUTY GOVERNOR:Mr. Relja Martić

Telephone: (01) 4564 600, 4564 606Facsimile: (01) 4564 699e-mail: [email protected]

EXECUTIVE DIRECTOR,CENTRAL BANKING OPERATIONS AREA:

Mrs. Irena KovačecTelephone: (01) 4564 663Facsimile: (01) 4564 783


18


INTERNATIONAL RESERVES ANDFOREIGN EXCHANGE LIQUIDITY DEPARTMENT:

Jurišićeva 17 Facsimile: (01) 4565 095, 4565 099

DIRECTOR:Mr. Dražen Mikulčić

Telephone: (01) 4565 092e-mail: [email protected]

DEPUTY DIRECTOR:Mrs. Zrinka Marković DuiloTelephone: (01) 4565 093


HEAD OF FOREIGN EXCHANGE TRADING DIVISION:Ms. Renata Švigir


DEALERS:Mrs. Zlatana Sikavica KisićTelephone: (01) 4564 647


Ms. Katarina SavićTelephone: (01) 4564 648


19


Ms. Maja MusulinTelephone: (01) 4565 087


REUTERS: HNBZI, HNBZJDEALING: NBHH

MONETARY OPERATIONS DEPARTMENTDIRECTOR:

Mr. Gordan PrugovečkiTelephone: (01) 4564 720


HEAD OF OPEN MARKET OPERATIONS DIVISION:Mrs. Goranka Kapac VlahovićTelephone: (01) 4564 575


DEALERS:Mrs. Mirela Galić


Ms. Senka SuljanovićTelephone: (01) 4564 565


Ms. Suzana KrupićTelephone: (01) 4564 565


REUTERS: HNBZH, HNBT01, HNBT02, HNBT03, HNBU

20

HRVATSKA POŠTANSKA BANKA d.d.

Jurišićeva 410000 Zagreb


SWIFT: HPBZHR2X

PRESIDENT OF THE MANAGEMENT BOARD & CEO:Mr. Tomislav Vuić

Telephone: (01) 48 04 400e-mail: [email protected]

MEMBER OF THE MANAGEMENT BOARD:Ms. Dubravka Kolarić


EXECUTIVE DIRECTOR,FINANCIAL MARKETS DIVISION:

Mr. Antonijo LokasTelephone: (01) 48 88 181Facsimile: (01) 49 20 538


HEAD OF TRADING AND LIQUIDITY DEPARTMENT:Mr. Hrvoje Kralj


21


MM DESK:Ms. Iva Šogorić


Mr. Goran VujaklijaTelephone: (01) 48 05 040


HEAD OF FIXED INCOME DESK:Mr. Damir Cindrić


FX DESK:Ms. Anastazija Britvić


Mr. Ivan GabelaTelephone: (01) 48 88 271e-mail: [email protected]

22


SALES DESK:HEAD OF DESK:

Ms. Ljiljana Barić KušlanTelephone: (01) 48 88 117e-mail: [email protected]

Ms. Anita EterovićTelephone: (01) 48 88 115


LIQUIDITY DEPARTMENT:Ms. Sandra Samodol


Ms. Ana SušnikTelephone: (01) 48 04 607e-mail: [email protected]

DEALING CODE: HPBZREUTERS: HPB01-05

BLOOMBERG: HPBZ01-06

23

HYPO ALPE-ADRIA-BANK d.d.

Slavonska avenija 610000 Zagreb

Telephone: (01) 603 0000 0800 14 14

Facsimile: (01) 603 5100SWIFT: HAABHR22

MEMBER OF THE MANAGEMENT BOARD:Mr. Joško Mihić



EXECUTIVE DIRECTOR BALANCE SHEETMANAGEMENT & TREASURY:

Mr. Marko BolančaTelephone: (01) 603 1084Facsimile: (01) 603 5106


TREASURY SALES:Ms. Aleksandra Barišić



24


Ms. Ivana MalbašaTelephone: (01) 603 1746Facsimile: (01) 603 5106


Ms. Dragica PavičićTelephone: (01) 603 3513Facsimile: (01) 603 5106

e-mail: [email protected]. Davor Matotek



TRADING:Mr. Marko Dičak



MONEY MARKET:Mr. Bojan Crnković



25


FX DESK:Mr. Hrvoje Bagarić



Ms. Mihaela RenićTelephone: (01) 603 3529Facsimile: (01) 603 5106


Mr. Dinko ČaićTelephone: (01) 603 3525Facsimile: (01) 603 5106


CAPITAL MARKETS:Mr. Mario Škorić



FINANCIAL INSTITUTIONS:Ms. Suzana Sučić



REUTERS: HYHRA, HYHRB-MDEALING: HAAZ, HAAY

26

IMEX BANKA d.d.

Tolstojeva 621000 Split

SWIFT CODE: IMXXHR22Telephone: (021) 406 100Facsimile: (021) 345 588

www.imexbanka.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Branko Buljan



MEMBER OF THE MANAGEMENT BOARD:Mrs. Ružica Šarić



DIRECTOR OF PAYMENT OPERATIONS DIVISION:Mr. Ante Buljan



27

IMEX BANKA D.D.

HEAD OF INTERNATIONAL PAYMENT DEPARTMENT:Ms. Ivna Marović



DEALING ROOM:Telephone: (021) 406 131

(021) 406 141 (021) 406 147

Facsimile: (021) 406 170

28

ISTARSKA KREDITNA BANKA UMAG d.d.

Ernesta Miloša 152470 Umag


SWIFT: ISKBHR2Xwww.ikb.hr

MANAGING DIRECTOR:Mr. Miro Dodić


MEMBER OF THE MANAGEMENT BOARD:Ms. Klaudija Paljuh



HEAD OF TREASURY DIVISION:Ms. Ecija Marušić



29

ISTARSKA KREDITNA BANKA UMAG d.d.

LIQUIDITY AND TREASURY PRODUCTSDEPARTMENT MANAGER:

Mr. Juraj KrnicTelephone: (052) 702 343 (344)

Facsimile: (052) 702 388e-mail: [email protected]

LIQUIDITY AND TREASURY PRODUCTS OFFICERS:Ms. Barbara Franelić PetrokovTelephone: (052) 702 344Facsimile: (052) 702 388


Ms. Vlasta PoldrugoTelephone: (052) 702 343Facsimile: (052) 702 388


30

JADRANSKA BANKA d.d.

Ante Starčevića 4, 22000 ŠibenikTelephone: (022) 242 242Facsimile: (022) 331 798

SWIFT: JADRHR2Xwww.jadranska-banka.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Ivica Džapo

Telephone: (022) 242 100e.mail: [email protected]

MEMBER OF THE MANAGEMENT BOARD:Mr. Boris Teški


MEMBER OF THE MANAGEMENT BOARD:Ms. Lađana Antunac


HEAD OF TREASURY DIVISION:Ms. Albina Miškić


DEPUTY HEAD OF TREASURY DIVISION:Ms. Nediljka Radić


31

JADRANSKA BANKA d.d.

CHIEF DEALER:Mr. Damir Krnić



DEALING: JBHS

32

KARLOVAÈKA BANKA d.d.

Ulica dr. Vladka Mačeka 847000 Karlovac


SWIFT: KALCHR2XDEALING: KBKH

www.kaba.hr

PRESIDENT OF THE MANAGEMENT BOARD:Ms. Željka Surač



MEMBER OF THE MANAGEMENT BOARD:Mr. Marino Rade



HEAD OF TREASURY: Ms. Gordana Šašek



33

KARLOVAÈKA BANKA d.d.

TRADING:Mr. Alen Moše

Telephone: (047) 41 74 15Facsimile: (047) 61 43 16e-mail: [email protected]

LIQUIDITY:Ms. Andreja Spudić



34

KENTBANK d.d.

Gundulićeva 1, 10000 ZagrebTelephone: (01) 4981 900Facsimile: (01) 4981 910

SWIFT: KENBHR22www.kentbank.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Ivo Bilić


MEMBER OF THE MANAGEMENT BOARD: Mr. Mićo Tomičić

Telephone: (01) 4981 902, (035) 445 711e-mail: [email protected]

MEMBER OF THE MANAGEMENT BOARD: Mr. Emir Deldag


TREASURY DEPARTMENT:Telephone: (01) 4981 914Facsimile: (01) 4981 920

Mr. \uro Lobaš, Trading & Treasury products sales officerTelephone: (01) 4981 914


Ms. Marija Žakić, Treasury AnalystTelephone: (01) 4981 916


35

KREDITNA BANKA d.d.

Ulica grada Vukovara 7410000 Zagreb


SWIFT: KREZHR2X

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Boris Zadro

Telephone: 01 6167 303Facsimile: 01 6116 466e-mail: [email protected]

MEMBER OF THE MANAGEMENT BOARD:Ms. Nataša Jakić



MEMBER OF THE MANAGEMENT BOARD:Mr. Pero Bolotin



DIRECTOR TREASURY DIVISION:Mr. Darko Umić



36

KREDITNA BANKA d.d.

DEALERS:Mr. Igor Maričić



Mr. Aleksandar ĆukovićTelephone: 01 6167 365Facsimile: 01 6167 374


REUTERS: KBZHBLOOMBERG: KBZH

37

OTP BANKA HRVATSKA d.d.

Domovinskog rata 323000 Zadar


SWIFT: OTPVHR2X

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Balázs Békeffy



MEMBER OF THE MANAGEMENT BOARD:Mr. Zorislav Vidović



DIRECTOR, FINANCIAL MARKETS DIVISION:Mr. Neven Majica



DIRECTOR, TREASURY DEPARTMENT:Mr. Marko Kovačević



38

OTP BANKA HRVATSKA d.d.

HEAD OF TRADING ANDFINANCIAL INSTITUTIONS UNIT:

Ms. Božana Celić, CFATelephone: (072) 201 750Facsimile: (072) 201 953


DEALERS:Ms. Mirjana Dukić, Senior dealer



Mr. Damir Fisher, DealerTelephone: (072) 201 751Facsimile: (072) 201 953


Mr. Ivo Leontić, DealerTelephone: (072) 201 752Facsimile: (072) 201 953


DEALING: OTPZ

39

PARTNER BANKA d.d.

Vončinina 210000 Zagreb


SWIFT: PAZGHR2X

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Petar Repušić



MEMBER OF THE MANAGEMENT BOARD:Mrs. Marina Puljiz



EXECUTIVE DIRECTOR, TREASURY DIVISION:Mr. Goran Guteša



40

PARTNER BANKA d.d.

CHIEF DEALER:Mr. Darko Jurić


DEALER:Ms. Sanja Bogi


BLOOMBERG: PABA

41

PODRAVSKA BANKA d.d.

Opatička 348000 Koprivnica

Telephone: 072 6550Facsimile: 072 655 200

SWIFT: PDKCHR2Xwww.poba.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Julio Kuruc



MEMBER OF THE MANAGEMENT BOARD - CFO:Mr. Goran Varat



HEAD OF TREASURY:Mr. Daniel Varga



SALES DESK:Mr. Robert Fulir



42


FX DESK:Ms. Ana Murgić



FIXED INCOME DESK:Mr. Mario Dujam



EQUITY DESK:Mr. Marko Oluić



MIDDLE OFFICE:Mr. Krešo Bračko



BACK OFFICE:Ms. Branka Višaticki



43


LIQUIDITY DEPARTMENT:Ms. Tatjana Omrčen



HEAD OF INVESTMENT BANKING:Mr. Matija Tkaličanac



BROKER:Mr. Ante Obućina



ALM DEPARTMENT:Ms. Marija Tepšić



44

PRIMORSKA BANKA d.d.

Scarpina 751000 Rijeka


SWIFT: SPRMHR22www.primorska.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Anto Pekić



MEMBER OF THE MANAGEMENT BOARD:Mr. Zdenko Šošić



HEAD OF TREASURY:Mr. Riano Bukša



DEALER:Ms. Ljiljana Margan



45

PRIMORSKA BANKA d.d.

BACK OFFICE:Ms. Iva Ojurović



46

PRIVREDNA BANKA ZAGREB d.d.

Radnička 5010000 Zagreb

Telephone: +385 (0) 1 63 60801Facsimile: +385 (0) 1 461 0466

SWIFT: PBZGHR2XREUTERS: PBZH, PBZI

DEALING: PBZH

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Božo Prka



MEMBER OF THE MANAGEMENT BOARD:Mr. Ivan Gerovac



SENIOR EXECUTIVE DIRECTOR OFTREASURY DIVISION:Mr. Draženko Pavlinić

Telephone: +385 (0) 1 63 60021Facsimile: +385 (0) 1 63 60803e-mail: [email protected]

47


ASSISTANT EXECUTIVE DIRECTOR:Mr. Boris Danijel Cerovečki

Telephone: +385 (0) 1 63 60812Faksimile: +385 (0) 1 4610 466e-mail: [email protected]

ASSISTANT EXECUTIVE DIRECTOR:Ms. Ana-Marija Mamić

Telephone: +385 (0) 1 63 60858Facsimile: +385 (0) 1 4610 466e-mail: [email protected]

ASSISTANT EXECUTIVE DIRECTOR:Mr. Nikola Mikša



TRADING DEPARTMENT:Telephone FX: +385 (0) 1 4891 302


Telephone Fixed Income: +385 (0) 1 4891 304e-mail: [email protected]

Telephone Banknotes: +385 (0) 1 4891 305e-mail: [email protected]

48


Mr. Tomislav Bilavere-mail: [email protected]

Mr. Eugen Bulate-mail: [email protected]

Mr. Viktor Mirkoviće-mail: [email protected]

Mr. Tin Šebe-mail: [email protected]

LIQUIDITY DEPARTMENTHEAD OF DEPARTMENT:

Mrs. Danica ČavlovićTelephone: +385 (0) 1 63 60813Facsimile: +385 (0) 1 4610 466


Telephone: +385 (0) 1 4891 303

Mrs. Ivona Beljane-mail: [email protected]

Mr. Hrvoje Duvnjake-mail: [email protected]

Mrs. Gordana Giljae-mail: [email protected]

Mr. Nikola Keslere-mail: [email protected]

49


SALES DEPARTMENT:Telephone: +385 (0) 1 4891 301Facsimile: +385 (0) 1 4610 466

Ms. Lidija Bolotine-mail: [email protected]

Mr. Mate Džajiće-mail: [email protected]

Mrs. Katarina Gregove-mail: [email protected]

Mrs. Ana Ujević Lovrekoviće-mail: [email protected]

Mrs. Ana Matiće-mail: [email protected]

Ms. Kristina Ropuše-mail: [email protected]

Ms. Žana Pijetloviće-mail: [email protected]

Telephone: +385 (0) 1 4891 303

STRATEGIC ALM DEPARTMENT,EXECUTIVE DIRECTOR:

Mrs. Vesna Rajković-BelamarićTelephone: (01) 63 60830


50

RAIFFEISENBANK AUSTRIA d.d.

Petrinjska 5910000 Zagreb


Telex: 21 137SWIFT: RZBHHR2X

www.rba.hr

CHAIRMAN OF THE MANAGEMENT BOARD (CEO):Mr. Michael Mueller

Telephone: (01) 45 66 433

MEMBER OF THE MANAGEMENT BOARD:Mr. Zoran Košćak

Telephone: (01) 45 90 615Fascimile: (01) 48 19 459e-mail: [email protected]

MARKETS AND INVESTMENT BANKINGEXECUTIVE DIRECTOR:

Mr. Ivan ŽižićTelephone: (01) 46 95 076Facsimile: (01) 45 66 490


51


TRADING:DIRECTOR OF TRADING

Mr. Marko GerminTelephone: (01) 46 95 058Facsimile: (01) 45 66 490


RATES AND FX:Ms. Ivana Malenica-MarušićTelephone: (01) 46 95 059Facsimile: (01) 45 66 490


Ms. Marina PogačićTelephone: (01) 46 95 608Facsimile: (01) 45 66 490


Mrs. Jelena SlavičekTelephone: (01) 46 95 608Facsimile: (01) 45 66 490


Mr. Jurica MirkovićTelephone: (01) 46 95 084Facsimile: (01) 45 66 490


52


SECURITIES:Ms. Ivana Bergam



Mr. Ivan JergovićTelephone: (01) 46 95 081Facsimile: (01) 45 66 490e-mail: [email protected]

SALES:Mr. Tomislav Ružić



Mrs. Kristina KozićTelephone: (01) 46 95 097Facsimile: (01) 45 66 490e-mail: [email protected]

Mrs. Lorena CrnjakTelephone: (01) 46 95 613Facsimile: (01) 45 66 490e-mail: [email protected]

Mrs. Danijela Dobrota-VajdaTelephone: (01) 46 95 041Facsimile: (01) 45 66 490


53


Mr. Tomislav PoljakTelephone: (01) 46 95 067Facsimile: (01) 45 66 490


INVESTMENT BANKING:DIRECTOR OF INVESTMENT BANKING

Mrs. Ana ZobecTelephone: (01) 46 95 073Fascimile: (01) 45 66 490e-mail: [email protected]

Mr. Dražen AdrovićTelephone: (01) 46 95 057Fascimile: (01) 45 66 490


BROKERAGE:DIRECTOR OF BROKERAGE

Mrs. Martina BosanacTelephone: (01) 46 95 066Facsimile: (01) 45 66 490


Mr. Željko BunjevacTelephone: (01) 46 95 082Fascimile: (01) 45 66 490


54


BUSINESS PROCESS MANAGER:Mr. Bruno Pičman



REUTERS: RBZH, RBZI, RBZJ, RBZH03-06DEALING: RBZH

BLOOMBERG: RBZH

ALM:DIRECTOR OF ALM

Mrs. Ivana JelašTelephone: (01) 46 95 052Facsimile: (01) 45 66 490e-mail: [email protected]

Ms. Ivana FranovTelephone: (01) 46 95 056Fascimile: (01) 45 66 490e-mail: [email protected]

Mr. Josip RajčevacTelephone: (01) 46 95 088Facsimile: (01) 45 66 490


55

SBERBANK d.d.

Varšavska 910000 Zagreb


SWIFT: VBCRHR22www.sberbank.hr

PRESIDENT OF THE MANAGEMENT BOARD:Ms. Andrea Kovacs-WöhryTelephone: (01) 4801 301Facsimile: (01) 4801 366


MEMBER OF THE MANAGEMENT BOARD - CIB:Mr. Mario Henjak



GLOBAL MARKETS, DIVISION MANAGER:Mr. Eduard Plejić



GLOBAL MARKETS, DIVISION DEPUTY MANAGER:Mr. Marko Badurina



56

SBERBANK d.d.

MARKET EXECUTION:Trader:

Mr. Ivan GlavakTelephone: (01) 4801 843Facsimile: (01) 4801 233


Trader:Mr. Tomislav Kovalisko



MARKET EXECUTION SALES:Head of Sales

Mr. Krešimir KorparTelephone: (01) 4801 251Facsimile: (01) 4801 233


Sales Trader:Ms. Marija Marković



Sales Trader:Ms. Aleksandra Slivnjak Premar



57

SBERBANK d.d.

MEMBER OF THE MANAGEMENT BOARD - CFO:Mr. Igor Repin



ALM - TREASURY, DIVISION MANAGER:Ms. Džanela Štefanec



Senior Liquidity Manager:Ms. Kristina Svirčić



Banking Book Expert:Ms. Danijela Pavić



DEALING: SBHRREUTERS: SBHR01-03, SBHRFWD

BLOOMBERG: SBHR

58

SLATINSKA BANKA d.d.

Vladimira Nazora 233520 Slatina


SWIFT: SBSLHR2Xwww.slatinska-banka.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mrs. Angelina Horvat


MEMBER OF THE MANAGEMENT BOARD:Mr. Marko Brnić



DIRECTOR, TREASURY DIVISION:Ms. Manuela Kolarić



DIRECTOR, INTERNATIONAL PAYMENTS:Mrs. Snježana Pačarić



59

SLATINSKA BANKA d.d.

DEALERS:Ms. Andrea Mađarić



DEALERS:Mrs. Petra Knežević-Mališ



60

SOCIETE GENERALE - SPLITSKA BANKA d.d.

R. Boškovića 1621000 Split


SWIFT: SOGEHR22

CHAIRMAN OF THE MANAGING BOARD:Mr. Prudent Andre-Marc



MEMBER OF THE MANAGEMENT BOARD:Mr. Zvonimir Akrap



CORPORATE & MARKETS DIVISION:Mr. Siniša Jurić, Director of Markets,

Large and International CorporateTelephone: (01) 6327 968Facsimile: (021) 433 873


TRADING DEPARTMENT:Mr. Ivan Jelavić, Director of department



61


Mr. Ivan Karin, Deputy Director of departmentTelephone: (021) 304 520Facsimile: (021) 304 607

e-mail: [email protected]. Mario Žilić



TREASURY SALES DEPARTMENT:Ms. Anuška Miljanić, Director of department


e-mail: [email protected]. Emil Slany


e-mail: [email protected]. Tomislav Vorkapić


e-mail: [email protected]. Boris Bakalić



62


FINANCE DIVISION:CHIEF FINANCIAL OFFICER

Mr. Nagib EidTelephone: (01) 6327 974Facsimile: (01) 6327 685


ALM DEPARTMENT:Mr. Boris Borzić, Director of department


e-mail: [email protected]. Amela Hadžagić, Alm specialist


e-mail: [email protected]. Ana Tepić, Alm specialistTelephone: (01) 6327 970Facsimile: (01) 6327 997

e-mail: [email protected]. Ivan Stupalo, Alm specialist



REUTERS: SBSH01DEALING: SBSH

63

ŠTEDBANKA d.d.



SWIFT: STEDHR22www.stedbanka.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mag. Constantin CesnovarTelephone: (01) 6306 600Facsimile: (01) 6187 015


MEMBER OF THE MANAGEMENT BOARD:Mr. Marko Udovičić



HEAD OF TREASURY:Ms. Petra Beštak



64

ŠTEDBANKA d.d.

DEALERS:Ms. Ivana Bošković



Mr. Damjan PoljakTelephone: (01) 6306 690Facsimile: (01) 6187 531


65

VABA d.d. BANKA

Aleja kralja Zvonimira 142000 Varaždin


SWIFT: VBVZHR22www.vaba.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Ivica Božan


DIRECTOR OF MARKETS DIVISION:Mr. Tomislav Nikočević



HEAD OF TREASURY DEPARTMENT:Mr. Eduard Patafta

Telephone: (042) 659 502, (042) 659 510Facsimile: (042) 659 341


DEALER: Mr. Nikola Jakušić

Telephone: (042) 659 503, (042) 659 506Facsimile: (042) 659 341


66

VENETO BANKA d.d.

Draškovićeva 5810000 Zagreb


SWIFT: CCBZHR2X

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Michele Romano



HEAD OF TREASURY:Mr. Hrvoje Petričević



DEALERS:Mr. Branko Komorski



HEAD OF PAYMENTS OPERATIONS:Mrs. Suzana Vuković



67

ZAGREBAÈKA BANKA d.d.

Trg Bana Josipa Jelačića 1010000 ZagrebTelex: 21 211

SWIFT: ZABAHR2Xwww.zaba.hr

CHAIRMAN OF THE MANAGEMENT BOARD:Mr. Miljenko Živaljić

MEMBER OF THE MANAGEMENT BOARD IN CHARGEOF MARKETS AND INVESTMENT BANKING:

Mr. Marko Remenar

MARKETS: Mr. Ivo Balen, CFA, Head of Division



TREASURY AND TRADING:Facsimile: (01) 6314 441

Reuters: ZABA01-06Reuters Dealing: ZBZH

Bloomberg: ZABA

Mr. Nenad Tomorad, CFA, Head of DepartmentTelephone: (01) 6006 679


68


FOREIGN EXCHANGE DESK:Telephone: (01) 6006 610Facsimile: (01) 6314 441

Ms. Nikolina Tomičić, Head of DeskTelephone: (01) 6006 613


Mr. Mario Kolinski Telephone: (01) 6006 612


MONEY MARKET DESK:Telephone: (01) 6006 660Facsimile: (01) 6314 441

Ms. Tanja Kalingar, Head of DeskTelephone: (01) 6006 663


Ms. Nikolina DeželjinTelephone: (01) 6006 662


FIXED INCOME DESK:Facsimile: (01) 6314 441

Ms. Maja Mandić, Head of DeskTelephone: (01) 6006 676


69


BANKNOTES DESK:Telephone: (01) 6006 690Facsimile: (01) 6314 441

Ms. Nikolina Fišter, Head of DeskTelephone: (01) 6006 692

e-mail: [email protected]. Sandra Šimecki Andrijanić


CORPORATE TREASURY SALES:Telephone: (01) 6006 600Facsimile: (01) 6314 441

Bloomberg: ZBZSe-mail: [email protected]

Mr. Tomislav Štimac, Head of DepartmentTelephone: (01) 6006 601

e-mail: [email protected]. Mislav Merčep

e-mail: [email protected]. Ivana Marasović Kontrec

e-mail: [email protected]. Tihana Krmpotić

e-mail: [email protected]. Marija-Silvija Anić

e-mail: [email protected]. Daniela Raguž


70


Mr. Nikola Paliće-mail: [email protected]

INSTITUTIONAL SALES & TREASURY PRODUCTS DEVELOPMENT:

e-mail: [email protected]: (01) 6325 400

Mr. Silvije Jakolić, Head of DepartmentTelephone: (01) 6006 611


Mr. Nandor RajšliTelephone: (01) 6006 672


Mr. Jadranko Filipčić, CQFTelephone: (01) 6006 675


Mr. Tvrtko Čalae-mail: [email protected]

FINANCE:Ms. Jasna Mandac, CFA, Head of Division



71


ALM DEPARTMENT:Mr. Marin Tolić, CFA, Head of ALM



Ms. Ana Marija Frankić, ALM specialistTelephone: (01) 6104 122Facsimile: (01) 6314 441


STRATEGIC FUNDING:Ms. Anica Jurčević, Head of Strategic Funding



MARKET RISK MANAGEMENT AND CONTROLCOLLATERAL MANAGEMENT:


HEAD OF COLLATERAL MANAGEMENTMs. Vesna Petrak DrljanovčanTelephone: (01) 6104 997


Ms. Vlatka KrižajTelephone: (01) 6104 242


72

ALLIANZ Invest d.o.o.

Heinzelova 7010000 Zagreb


web: www.azinvest.hr

President of the Management Board:Mr. Mario Staroselčić, CFATelephone: (01) 3670 490Facsimile: (01) 3670 701


Member of the Management Board:Mr. Radovan Abramović



73

ALLIANZ ZB d.o.o.Obligatory Pension Fund Management Company

Heinzelova 70, 6. kat10000 Zagreb


President of the Management Board:Mr. Dinko Novoselec



Member of the Management Board:Mr. Davor Doko



Portfolio manager:Mr. Krešimir Huljev



Junior portfolio manager:Mr. Zlatko Berdin



74

ALLIANZ ZB d.o.o.Obligatory Pension Fund Management Company

Portfolio manager assistant:Ms. Tihana Gajdošik



Head research analyst:Mr. Toni \ikić


Research analyst:Mr. Izvor Kovač



Research analyst:Mr. Igor Markota



Research analyst:Mr. Vjeran Buljan



75

ALLIANZ ZB d.o.o.Voluntary Pension Funds Management

Heinzelova 7010000 Zagreb


President of the Management Board:Mr. Krešimir Gjenero


Head of Asset Management:Mr. \uro Tatalović



Analyst:Mr. Petar Kutleša


Portfolio manager assistant:Mr. Marko Vindiš


76

AUCTOR INVEST d.o.o.

Dežmanova 510000 Zagreb



President of the Management Board:Mr. Ante Lučić, CFA


Member of the Management Board:Mr. Željko Kruhak


Fund manager:Mr. Bruno Čičak


Fund manager:Mr. Mario Žakman


77

AUCTOR INVEST d.o.o.

Portfolio manager:Mr. Vedran Mimica, CFA


Head of Middle Office:Mr. Arijan Lisičar


Head of Back Office:Ms. Kristina Spajić


78

ERSTE Ltd.Mandatory and Voluntary Pension Funds

Management Company

Ivana Lučića 2a10000 Zagreb

Telephone: +385 (1) 4877 377Facsimile: +385 (1) 4877 370


PRESIDENT OF THE MANAGEMENT BOARD:Mr. Petar Vlaić

Telephone: +385 (1) 4877 377Facsimile: +385 (1) 4877 370e-mail: [email protected]

MEMBER OF THE MANAGEMENT BOARD:Mrs. Nataša Ivanović



MEMBER OF THE MANAGEMENT BOARD:Mrs. Senka Fekeža Klemen



CHIEF PORTFOLIO MANAGER:Mr. Goran Kralj


79


Management Company

PORTFOLIO MANAGER:Mrs. Gordana Neralić



PORTFOLIO MANAGER:Mr. Saša Ratković



TRADER:Ms. Andreja Duraković



HEAD ANALYST:Mr. Andrija Hren



80


Management Company

ANALYST:Mr. Ivan Augustin



HEAD OF CORPORATE GOVERNANCE DEPARTMENT:Mr. Mateo Blaće



RISK MANAGER:Mr. Vedran Šurina



81

ERSTE ASSET MANAGEMENT Ltd.Fund Management Co

Ivana Lučića 2a/VII10000 Zagreb


e-mail: [email protected]: www.erste-am.hr

President of the Management Board:Mr. Josip Glavaš



Member of the Management Board:Mrs. Snježana Šalković Dasović



Member of the Management Board:Mr. Miroslav Jurišić, CFATelephone: 072 37 2930Facsimile: 072 37 2902


Portfolio Management Department Director:Mr. Nikola Andrić, CFA

Telephone: 072 37 2935e-mail: [email protected]

82

ERSTE ASSET MANAGEMENT Ltd.Fund Management Co

Senior Fund Manager:Ms. Ivana Kunstek, CFA



Senior Fund Manager:Mr. Ivan Lisec



Senior Fund Manager:Mr. Davor Iljaš, CFA



83

HPB-Invest d.o.o.

Praška 510000 Zagreb


www.hpb-invest.hr e-mail: [email protected]

President of the management board:Boris Guljaš



Member of the management board:Lidija Grbešić



Fund manager:Zoran Pavlic



84

HYPO ALPE-ADRIA-INVEST d.d.


President of the Management Board:Mrs. Nikolina Gazić



Member of the Management Board:Mr. Matej Modrovčić, CFATelephone: 01 603 0999Facsimile: 01 600 7999


Head of Front Office:Mr. Milan Senjanović, mr.sc.



Junior Fund Manager:Mr. Bojan Velagić



85

ILIRIKA INVESTMENTS Ltd.Investment Fund Management Company

Radnička cesta 39/II10000 Zagreb


www.ilirika-invest.hre-mail: [email protected]

Member of the Management Board:Mr. Aleš Borko



Member of the Management Board:Mrs. Nadica Marinković



Back Office:Ms. Sanja Dodoš


86

INTERCAPITAL

Masarykova 110000 Zagreb


Managing Director:Mr. Daniel Nevidal


Managing Director:Mr. Tonći Korunić


Money Market & Fixed Income:Ms. Kristina Pukšec


Mr. Ivan DražetićTelephone: (01) 4825 852


Ms. Tina PahićTelephone: (01) 4343 180


Foreign & Domestic Equity Sales:Mr. Ivan Kurtović


87

INTERCAPITAL

Mr. Danijel DelačTelephone: (01) 4825 894


Ms. Renata ČempuhTelephone: (01) 4825 890


Mr. Filip MajićTelephone: (01) 4825 896


Research:Mr. Tomislav Bajić, CFA


Mr. Krešo VugrinčićTelephone: (01) 4825 864


Mr. Ðivo PulitikaTelephone: (01) 4825 867


Asset Management:Mr. Dario Bjelkanović


Mr. Davor VorihTelephone: (01) 4825 853


88

INTERCAPITAL

Ms. Sonja CesarTelephone: (01) 4825 842


Ms. Ivana Barać, CFATelephone: (01) 4343 177


Ms. Silvija Ravlić-Varga, CFATelephone: (01) 4343 178


Mr. Zvonimir CrnogoracTelephone: (01) 4825 855


Sales:Mr. Marko Ljubić


Mr. Marko BogdanTelephone: (01) 4343 181


Back Office:Ms. Mihaela Kos


Mr. Marko ŠvageljTelephone: (01) 4825 844


89

INTERCAPITAL

Mr. Denis JurinićTelephone: (01) 4825 845


Ms. Snježana ŠkurlaTelephone: (01) 4825 865


Ms. Katarina FadljevićTelephone: (01) 4825 848


90

Locusta invest d.o.o.

Gajeva 28, 10000 ZagrebTelephone: (01) 4864 060Facsimile: (01) 4864 064

www.locustainvest.hre-mail: [email protected]

President of the management Board:Mr. Marko Wolfl



Member of the Board:Mr. Amir Hadžijusufović

Telephone: (01) 4864 062 Facsimile: (01) 4864 064


Advisor:Mr. Dominik Lice



Back office:Mr. Ivan Čanić


e-mail: [email protected]. Stella Lubej



91

OTP Invest d.o.o.

Zelinska 210000 Zagreb


www.otpinvest.hr

PRESIDENT OF THE MANAGEMENT BOARD:Mr. Darko Brborović

Telephone: (0) 72 201 073e mail: [email protected]

MEMBER OF THE MANAGEMENT BOARD:Mr. Marinko-Šanto Miletić


HEAD OF SALES:Mr. Mladen Miler


CHIEF PORTFOLIO MANAGER:Mr. Žarko Buzuk

Telephone: (01) 2301 867, (0) 72 201 093e mail: [email protected]

PORTFOLIO MANAGER:Ms. Morana Jerković

Telephone: (01) 2301 867, (0) 72 201 078e mail: [email protected]

92

OTP Invest d.o.o.

PORTFOLIO MANAGER:Ms. Zlatica Miljko


MIDDLE OFFICE:Mr. Ivan Čehulić


BACK OFFICE:Ms. Jasmina Kranjec


93

PBZ Croatia osiguranje JSCfor Compulsory Pension Funds Management

Radnička cesta 4410000 Zagreb

Telephone: +385 (0)1 6363 700Facsimile: +385 (0)1 6363 703e-mail: [email protected]

web: www.pbzco-fond.hr

President of the Management Board:Mr. Dubravko Štimac

Telephone: +385 (0)1 6363 701e-mail: [email protected]

Member of the Management Board:Ms. Renata Kašnjar-Putar


Risk Manager:Mr. Saša Orčić


94

PBZ Croatia osiguranje JSCfor Compulsory Pension Funds Management

Head of Asset Management Department / Fund Manager:Mr. Josip Lasić


Fund Manager:Ms. Rosa Marić


Fund Manager:Ms. Julijana Njegovec


Investment Analyst:Mr. Ante Jelčić


Investment Analyst:Ms. Sandra Bujanić


95

PBZ Invest d.o.o.

Ilica 5, Oktogon10 000 Zagreb


www.pbzinvest.hre-mail: [email protected]

President of the Management Board:Mr. Igor Pavlović


Member of the Management Board:Mrs. Silvana Milić


Head of Finance and Accounting:Mrs. Goranka Delač



Fund manager:Mrs. Ozana Peršić


96

PBZ Invest d.o.o.

Fund manager:Mr. Marko Polić, CFA


Fund manager:Mr. Davor Klasnić


Fund manager:Mr. Zoran Ilić



97

RAIFFEISEN MIROVINSKO DRUŠTVOza upravljanje obveznim i dobrovoljnim mirovinskim

fondovima d.d.

RAIFFEISEN MANDATORY AND VOLUNTARYPENSION FUNDS

Management Company Ltd.Heinzelova 4410000 Zagreb

Facsimile: (01) 6003 925

President of the Management Board:Mr. Damir Grbavac



Member of the Management Board:Dr.sc. Srećko Žganec



Member of the Management Board:Mrs. Mandica Zulić



98


fondovima d.d.

Head of Asset Management Division:Mr. Gordan Šumanović, CFATelephone: (01) 6003 937Facsimile: (01) 6003 925


Portfolio Manager:Ms. Josipa Tolić, CFA


Dealer:Mr. Ivan Grbac


Dealer:Ms. Andreja Lisica



99


fondovima d.d.

Dealer:Mrs. Tanja Stopić



Head of Analysis Department:Mr. Vilim Klemen



Analyst:Mr. Tomislav Džaja



Analyst:Ms. Katarina Višnjić



100

RAIFFEISEN INVEST d.o.o.Fund Management Co

Palmotićeva 5610000 Zagreb


President of the Management Board:Ms. Vesna Tomljenović Čičak Telephone: (01) 600 37 02Facsimile: (01) 611 27 67


Member of the Management Board:Mr. Goran Nušinović



Head of Asset Management Department:Mr. Marko Hunjak



Portfolio Manager:Ms. Jelena Ivančić



101

RAIFFEISEN INVEST d.o.o.Fund Management Co

Portfolio Manager:Mr. Bojan Vuković



102

ZB INVEST d.o.o.

Ivana Lučića 2a10000 Zagreb



President of the Management Board:Mr. Hrvoje Krstulović


Member of the Management Board:Ms. Silvija Tadić


Chief Portfolio Manager:Mr. Daniel Peršić, CFA


Portfolio Manager:Ms. Ida Zah


Portfolio Manager:Mr. Luka Draženović, CFA


103

PRIDRU�ENI ČLANOVI

Ms. Iva VukojaErste Card Club d.d.

Head of Financing DepartmentTelephone: (01) 4929 430Facsimile: (01) 4920 477

e-mail: [email protected]ška 5, 10000 Zagreb

Mr. Krešimir KundićKM kapital d.o.o. ZagrebTelephone: (01) 6388 074Facsimile: (01) 6388 072

e-mail: [email protected] bana Jelačića 1, 10000 Zagreb

Mr. Kristijan Vukelić KM kapital d.o.o. ZagrebTelephone: (01) 6388 070Facsimile: (01) 6388 072


Mr. Mario Radović KM kapital d.o.o. ZagrebTelephone: (01) 6388 073Facsimile: (01) 6388 072


104

PRIDRU�ENI ČLANOVI

Mr. Goran MesecFinesa Capital d.d.

Compliance & Risk managerTelephone: (042) 492 964Facsimile: (042) 492 977

e-mail: [email protected] Kukuljevića 25, 42000 Varaždin

Mr. Miroslav PelkoWiener osiguranje Vienna Insurance Group d.d.

Director of Investment departmentTelephone: (01) 3718 611Facsimile: (01) 3718 603

e-mail: [email protected] 24, 10000 Zagreb

Mr. Goran Brajdić Dalekovod d.d.

Management Board Advisor Telephone: +385 1 2411 111, 2459 700

Facsimile: +385 1 6171 283e-mail: [email protected] Čavića 4, 10000 Zagreb

Mr. Ivan LozićSN Holding d.d.Portfolio Manager


e-mail: [email protected] 24, 10000 Zagreb

105

USEFUL ADDRESSES

CENTRAL DEPOSITORY AGENCYHeinzelova 62a, 10000 Zagreb


www.sda.hr

MONEY MARKET ZAGREBHeinzelova 62a, 10000 Zagreb


www.trzistenovca.hr

ZAGREB STOCK EXCHANGEIvana Lučića 2a, 10000 Zagreb


www.zse.hr

CROATIAN MINISTRY OF FINANCEKatanèiæeva 5, 10000 ZagrebTelephone: (01) 4591 333

www.mfin.hr

BLOOMBERG L.P.Joana Popova

Direct: +44 20 7392 0484e-mail: [email protected]

Sofija DjapićDirect: +44 20 3525 9705


106

USEFUL ADDRESSES

THOMSON REUTERSTatjana SrećkovićAccount Manager

Telephone: +43 1 531 12 486e-mail: [email protected]

Ivan IlekovićClient Specialist Balkans

Telephone: +43 1 531 12 165e-mail: [email protected]

CROATIAN BANKING ASSOCIATIONCentar Kaptol, Nova Ves 17, 10000 Zagreb

Telephone: (01) 4860 080www.hub.hr

HANFA - CROATIAN FINANCIAL SERVICESSUPERVISORY AGENCY

Miramarska 24b, 10000 ZagrebTelephone: (01) 617 3200Facsimile: (01) 481 1406

www.hanfa.hr

CROATIAN CHAMBER OF ECONOMYRooseveltov trg 2, 10000 Zagreb


www.hgk.hr

107

Notes

108

Notes

109

Notes

110

Notes

111

Notes

112

Notes

113

Notes

114

Notes

115

Notes

116

Notes

117

Notes

118

Notes

119

Notes

120

Notes

ACI Croatia Online Guidebook - 2015.

Documents

Transcript of ACI Croatia Online Guidebook - 2015.