SBA Loans Fast and Easy

Partner Information Guide

April 2016

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Who is Access Street?

Access Street has redefined and streamlined the SBA lending process. The online application paired with first class customer service improves lending efficiency for our partners and enables business owners access

to low rates and long‐term loans.

Who Do We Partner With?

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Franchise Consultants Business and Loan Brokers Business Professionals

Help your clients get the financing they need to grow and succeed.

How Do We Help?

Easy, straightforward application and approval process.

Industry experts to provide all of the necessary guidance.

Excellent customer service every step of the way.

Fast funding to close the deal.

What Types of Loans Do You Offer?

Type of Loan

Loan Amount

Interest Rate

Loan Term

Referral Fee

Other Fees

Security

Geographic Coverage

SBA 7(a) LoanSBA 504 Loan

$100k - $5M

Generally prime plus 2.75%That’s 6.25% today

7 – 10 Years No Prepayment Penalty

Access Street does not charge the borrower a referral fee

Possible 1% packaging fee and closing costsLoans above $150k require SBA guarantee

fee 2.25%+ depending on loan size

Blanket Lien on Fixed Assets and Personal Guarantee for Owners >20%

Nationwide

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Qualifications and Eligibility

Operated in the U.S. and for profit

No lending, investment real estate, religion, political or gambling businesses

Ability to repay from earnings

No delinquencies on obligations to the U.S. Government

Reasonable invested equity

U.S. citizen or Lawful Permanent Resident

SBSS Score 150

FICO 600 loans < $150k FICO 675 loans > $150k

No Felonies

No outstanding collections, open tax liens or delinquencies

No bankruptcies or foreclosures in the past 3 years

New Equipment Purchase

Business Expansion and Acquisition

Working Capital

Real Estate Purchase/Construction

Debt Refinance

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Franchise Acquisition

Easy Steps to Funding

Straightforward and SimpleWe are available to help every step of the way.

Sign in and fill out the initial information formTakes about 15 minutes

Access Street team reaches out to answer

any questions

We work with you to collect and upload remaining necessary documents

Review, Sign and FundCan fund under a week after submitted

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Information NeededDon’t have something below?

No Worries – That is what we are here for.

Complete Easy Online Form at AccessStreet.com

Personal Financial Statement and Last 3 Past Tax ReturnsOnly for owners greater than 20%

Business Last 3 Past Tax Returns and Financial Statements

Business Income Statement Projections for the Next 2 Years

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Referral ProgramLet’s work together, we make it worth your while!

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You will make .05% of face amount of closed loans up to $5,000 per loan. The average commission for March was $1,724 per loan.

You will receive your payment within 7-10 business days of loan funds being disbursed to the borrower.

How Much Do I Make?

When Do I get Paid?

How Do I Know Where My Referrals are in the Process?You will receive reports monitoring the progress of the loans you have referred. For specific update requests you can contact our Partners team with the information below.

Who Can I Contact if I need Assistance?You can reach our team at partners@AccessStreet.com or 855-457-5464 Extension 3.

Next StepsI am interested, what should I do next?

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Or you can reach our team at partners@AccessStreet.com or 855-457-5464 Extension 3.

Fill out the general information in the Partner form on our website By clicking AccessStreet.com/partners/

Any Additional Questions?Feel free to reach out directly

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It is our goal to deliver an experience for our clients that is exceedingly memorable throughout, so they will happily refer our services to others. For most owners, the financing of their business is one of the most important decisions leading to the success of the company. It only makes sense to work with a team they can trust.

We understand how hard you have worked to earn your client’s trust and it is not something we take lightly. Our number one priority is providing the same care and professionalism they have come to expect from you.

Please let me know if you have any questions and I look forward to working with you.

Brenden R. Crampton, CPACEO, Access StreetBrenden@AccessStreet.comp: 813-445-8686 ext. 706c: 813-551-2681