Accept Credit Cards

Increase Sales

Free Merchant Account

Wireless Payments

Fast, Credible Payments

Power to Get Paid

Internet PaymentsPhone Payments

$5.6 Trillion in Electronic $5.6 Trillion in Electronic Transactions in 2010Transactions in 2010

1.5

2

2.5

3

3.5

4

4.5

5

5.5

6

1999 2005 2010

Tri

llio

ns

Source: Nilson Report, Dec. 2000, Issue 729

ProPay Empowers You To….

• Accept Electronic Payments

• Increase Sales with Credit Card Acceptance

• Ensure Fast & Credible Transactions

• Obtain a Free Enhanced Merchant Account Today

Increase Sales with Credit Card Acceptance

• Credit Card Users Spend on Average 2.5 Times as Much as Cash Buyers

• Statistics of Large Direct Selling Company• Average retail order grows from $28 to $58

• Over a 100% increase in sales

Methods of Credit Card or Electronic Cash Acceptance

Internet: You are selling a product to your neighbor next door.

Handheld: You are out to lunch with an associate and need to split the bill.

Phone: You want to accept credit cards at your garage sale.

Storefront: You want to increase sales by listing products on your website.

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Ensure Fast & Credible Transactions

No Longer…

–Deal with Bounced Checks

–Wait for Reimbursement Checks

Now…

–Real-Time Credit Card Transactions

–Real-Time Electronic Cash

Free Enhanced Merchant Account Today

• Free & Easy Online Sign-Up!

–www.propay.com/bigplanet

–www.propay.com/nuskin

–www.propay.com/pharmanex

• Approval in One Business Day!

• 98% Approval Rate!

• No Fees Unless You Process!

Seamless Acceptance of Credit Cards on Distributors Site

$207 FREE

Monthly Gateway Fee $89 FREE

Monthly Minimum Fee $25 FREE

Statement Fee $9 FREE

Application Fee $118 FREE

Discount Rate 2.5% (Higher for Internet)

3.5%

Transaction Fee 27¢ 35¢

ProPay AccountCompetitors Account*

Merchant Account Comparative Analyses

(*The Green Sheet, September 4, 2000)

ProPay Empowers You To...

• Accept Electronic Payments• Increase Sales with Credit Card Acceptance• Ensure Fast & Credible Transactions• Obtain a Free Enhanced Merchant Account Today

Sign Up Today for Your Free Account

Visit Your Division’s Page at: • www.propay.com/nuskin

• www.propay.com/pharmanex

• www.propay.com/bigplanet