Partnering with BanksAsset Commercial Credit graduates clients to bank financing after establishing profitability, adequate leverage ratios, and debt serviceability. The company interacts with their banking relationships in acquiring or maintaining Deposit Accounts, Treasury Management, Merchant and Payroll Services.

Asset Commercial Credit refers customers to the bank for:· Commercial Real Estate Loans

· Lines of Credit

· Letters of Credit

· SBA 7A & 504 Loans

· Equipment Leasing

· Deposit Accounts

· Treasury Management

Asset Commercial Credit is committed to the small business community assisting public and private associations that serve small business.· Risk Management Association (RMA)

Board Members

· Greater CRA Roundtable, Members

· Commercial Finance Association (CFA)

· International Factoring Association (IFA)

Members

1140 Sunset Blvd, Suite 143Rocklin, CA 95765

Phone (916) 614-1850 Fax (916) 614-1852

REGIONAL OFFICES

Oakland/East Bay

120 Village Square, Suite 74

Orinda, CA 94563

Phone (925) 284-1322 Fax (925) 299-0795

Phoenix

2 N Central Ave, Suite 170-223

Phoenix, AZ 85004

Phone (602) 340-0155 Fax (602) 340-0157

San Jose

1346 The Alameda, Suite 271

San Jose, CA 95126

Phone (408) 295-8500 Fax (408) 286-2689

Southern California

14622 Ventura Blvd, Suite 102-700

Sherman Oaks, CA 91403

Phone (818) 995-1850 Fax (818) 995-1852

5405 Alton Parkway, Suite 5A

Irvine, CA 92604

Phone (949) 654-1850 Fax (949) 654-1852

CA Finance Lender/Broker #607-1896 CA Department of Business Oversight

www.assetcc.com

“Build your Business

on the Pillars

of Success”

C O M M E R C I A L C R E D I T

TM

C O M M E R C I A L C R E D I T

TM

The CompanyAsset Commercial Credit was founded in 1998 to provide working capital to growing entrepreneurial companies unable to secure new or additional bank financing. The company provides interim source financing allowing clients to achieve a more profitable and sound financial condition. Asset Commercial Credit underwrites, funds and manages its own portfolio of clients. We bring value-added commitments to all client relationships, including strategies that enable clients to transition to appropriate bank financing.

ManagementThe Asset Commercial Credit management team has more than 50 years of direct experience in accounts receivable financing and asset based lending. Collectively, the team has originated and administered the financing of more than one billion dollars to small business.

Our Typical ClientOur typical clients have one or more of the following in common:· Rapidly Growing

· Annual Sales of $50 Thousand to

$50 Million

· Highly Leveraged

· Lack of Debt Service Coverage

(Profitability)

· Some Derogatory Business or Personal Credit

(including tax issues)

· Limited or No Secondary Source

of Repayment

· Time in Business (Start-Up to Mature)

Products and Services· Accounts Receivable Financing

· Factoring

· Purchase Order Financing

· Leasing Programs

· Letters of Credit

· Accounts Receivable Management

· Assistance in Vendor Trade Negotiation

· Contract Procurement Assistance

· Letters of Financial Commitment

· Non Traditional Real Estate Funding

Solutions

Industries ServedAsset Commercial Credit provides creative financing solutions for most industry classifications including:· Manufacturing

· Staffing Agencies

· Computer Sales and Service

· Communications

· Warehousing & Transportation

· Printing Companies

· Machine Shops

· Import/Export

· Software Sales

· Distributors

· Service Companies (Business-to-Business)

· Wholesalers

· Local, State and Federal Contractors

and Suppliers

· Construction

Value-Added Benefits· Credit Lines that Grow with Sales

· Express Application and Approval Process

· Flexible Underwriting

· Debtor Credit Analysis

· Establishes Company Credit

· Off-Balance Sheet Financing