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Revised Agri-Clinics and Agri-Business Centres (ACABC) Scheme - 2010

DEPARTMENT OF AGRICULTURE & COOPERATIONMINISTRY OF AGRICULTURE

GOVERNMENT OF INDIA

REVISED AGRI-CLINICS AND AGRI-BUSINESS CENTRES(ACABC) SCHEME - 2010


Published : 2011

Copyright : Department of Agriculture & Cooperation (DAC),Ministry of Agriculture, Government of India,New Delhi.

Design & Printed at Sree Krishna Prasad Graphics Pvt.Ltd. Hyd. 9440155212


TABLE OF CONTENTSSL.NO ITEM DESCRIPTION PAGE NO.

1. OBJECTIVES OF THE SCHEME 1

2. CONCEPT / DEFINITION 1

3. ELIGIBILITY CRITERIA FOR CANDIDATES 1

4. TRAINING AND HAND HOLDING 2

4.1. Selection of Nodal Training Institutes 2

4.2. Process of Selection of Candidates 3

4.3. Training Allotment and its Implementation 4

4.4. Revised Training Cost 5

4.5. Release of Funds to Nodal Training Institutes 5

4.6. Certificates to successful ventures 8

4.7. Refresher & Sensitisation Trainings 8

5. CREDIT SUPPORT 9

5.1. Linkage with Credit 9

5.2. Project Cost Ceiling 9

5.3. Term Loan 9

5.4. Margin Money 10

5.5. Security 10

5.6. Time limit for completion of the project 10

5.7. Other Conditions 10

5.8. Refinance Assistance from NABARD 11

6. SUBSIDY 12

6.1. Eligibility for Subsidy 12

6.2. Linking Subsidy Adjustment to Delivery of Extension Services 12

6.3. Change of Capital & Interest Subsidy to Composite Subsidy 13

6.4. Procedure for release of subsidy 15

6.6. Submission of subsidy claim status by NABARD 15

7. MONITORING 16

8. GENERAL AWARENESS & PUBLICITY 17

9. AWARDING BEST NTIs/AGRI-PRENEURS 17

9.1. Guidelines for awarding the Best Nodal Training Institute 17

9.2. Guidelines for awarding the Best Agri-preneurs 17

10. LINKAGES WITH ATMA & AGRO INDUSTRIES 19

11. EMPOWERED STEERING COMMITTEE 20


ANNEXURESSL.NO ANNEXURES PAGE NO.

I INDICATIVE LIST OF AGRI VENTURES UNDER ACABC SCHEME 21

II APPLICATION FORMAT FOR NODAL TRAINING INSTITUTES (NTIS) UNDER ACABC SCHEME 22

III CRITERIA FOR SELECTION OF NODAL TRAINING INSTITUTES 24

IV APPLICATION FORMAT FOR CANDIDATES TO ENROLL AS TRAINEES UNDER ACABC SCHEME 27

V CRITERIA FOR SELECTION OF CANDIDATES 28

VI TRAINING COST PER TRAINEE 30

VII FORMAT FOR BOOKING EXPENDITURE OF DAY-SCHOLARS UNDER ACABC SCHEME 31

VIII FORMAT FOR PERFORMANCE REPORT OF AN ESTABLISHED UNIT 32

IX NORMS FOR REFRESHER COURSES UNDER ACABC SCHEME DURING XI PLAN 33

X CRITERIA FOR SUCCESSFUL ESTABLISHMENT OF VENTURES 34

XI FORMAT FOR MAINTAINING RECORDS OF ADVISORY SERVICES PROVIDED BY THEAGRI-PRENEUR 35

XII NABARD - STATEMENT ON RELEASE OF SUBSIDY UNDER ACABC SCHEME DURING THEMONTH 36

XIII CONSOLIDATED CLAIM FORM FROM THE FINANCING BRANCH OF THE BANK THROUGHITS CONTROLLING OFFICE FOR RELEASE OF COMPOSITE SUBSIDY IN RESPECT OF REVISEDAGRI CLINIC & AGRI BUSINESS CENTRES (ACABC) SCHEME 37

XIV CONSOLIDATED CLAIM FORM FROM THE FINANCING BRANCH OF THE BANK THROUGHITS CONTROLLING OFFICE FOR RELEASE OF DIFFERENTIAL SUBSIDY AS PER REVISED AGRICLINICS & AGRI BUSINESS CENTRES (ACABC) SCHEME – 2010 IN RESPECT OF PREVIOUSLYSANCTIONED (BUT NOT YET CLOSED) LOANS 39

XV CONSOLIDATED CLAIM FORM FROM THE FINANCING BRANCH OF THE BANK THROUGHCONTROLLING OFFICE FOR RELEASE OF COMPOSITE SUBSIDY IN RESPECT OF AGRI CLINICS& AGRI BUSINESS CENTRES (ACABC) SEEKING SECOND LOAN AS PER REVISEDGUIDELINES – 2010 AFTER CLOSURE OF THE PREVIOUS LOAN ACCOUNT FOR WHICHSUBSIDY WAS RECEIVED UNDER THE SCHEME 41

XVI FORMAT FOR UTILIZATION CERTIFICATE – CAPTIAL & INTEREST SUBSIDY (OLD CASES)UNDER AGRI CLINICS AND AGRI BUSINESS CENTRES SCHEME (ACABC) 43

XVII FORMAT FOR UTILIZATION CERTIFICATE - COMPOSITE SUBSIDY 44

Revised Agri-Clinics and Agri-Business Centres (ACABC) Scheme - 2010 1

COMPENDIUM OF INSTRUCTIONS FOR IMPLEMENTING REVISED AGRI-CLINICS AND AGRI-BUSINESS CENTRES

(ACABC) SCHEME - 2010

• To supplement efforts of public extensionby necessarily providing extension andother services to the farmers on paymentbasis or free of cost as per business modelof agri-preneur, local needs andaffordability of target group of farmers;

• To support agricultural development;and

• To create gainful self-employmentopportunities to unemployed agriculturalgraduates, agricultural diploma holders,intermediate in agriculture and biologicalscience graduates with PG in agri-relatedcourses.

1. OBJECTIVES OF THE SCHEME

2.1. Agri-Clinics: Agri-Clinics are envisagedto provide expert advice and servicesto farmers on various technologiesincluding soil health, croppingpractices, plant protection, cropinsurance, post harvest technology andclinical services for animals, feed andfodder management, prices of variouscrops in the market etc. which wouldenhance productivity of crops/animalsand ensure increased income tofarmers.

2.2. Agri-Business Centres: Agri-BusinessCentres are commercial units of agri-ventures established by trainedagriculture professionals. Suchventures may include maintenance andcustom hiring of farm equipment, saleof inputs and other services inagriculture and allied areas, includingpost harvest management and market

linkages for income generation andentrepreneurship development.

Some such eligible activities under Agri Clinicsand Agri Business Centres have beenillustrated in Annexure –I.

2. CONCEPT / DEFINITION

3. ELIGIBILITY CRITERIA FOR CANDIDATESThe scheme is open to following categoriesof candidates:

3.1. Graduates in agriculture and alliedsubjects from SAUs/ CentralAgricultural Universities/ Universitiesrecognized by ICAR/ UGC. Degree inAgriculture and allied subjects offeredby other agencies are also consideredsubject to approval of Department ofAgriculture & Cooperation, Governmentof India on recommendation of the StateGovernment.

3.2. Diploma (with at least 50% marks)/Post Graduate Diploma holders inAgriculture and allied subjects fromState Agricultural Universities, StateAgriculture and Allied Departmentsand State Department of TechnicalEducation. Diploma in Agricultureand allied subjects offered by otheragencies are also considered subjectto approval of Department of Agriculture& Cooperation, Government of India onrecommendation of the StateGovernment.

3.3. Biological Science Graduates withPost Graduation in Agriculture &allied subjects.

3.4. Degree courses recognized by UGC having


more than 60 percent of the coursecontent in Agriculture and allied subjects.

3.5. Diploma/Post-graduate Diplomacourses with more than 60 percentof course content in Agriculture andallied subjects, after B.Sc. withBiological Sciences, from recognizedcolleges and universities.

3.6. Agriculture related courses atIntermediate (i.e. plus two) level, withat least 55% marks.

The scheme covers full financial supportfor training and handholding, provision ofloan and credit linked back endedcomposite subsidy as per the details givenin the following section.

National Institute of Agricultural ExtensionManagement (MANAGE) will be responsiblefor providing training to eligible candidates,through Nodal Training Institutes (NTIs)and motivating them for setting up of Agri-Clinics and Agri-Business Centres.

4.1. Selection of Nodal Training Institutes:

4.1.1. Press advertisement invitingapplication from eligible institutionswill be issued once in a year, so thatselection of NTIs can be done in a timebound manner. However, additionalapplications may be taken during theyear, if deemed necessary. After initialscrutiny of applications (received inthe format provided at Annexure II)by MANAGE, eligible Institutions shallbe visited by a team comprisingDirector, CAD, MANAGE or any otherDirector nominated by the DirectorGeneral, representative of ATMA,Department of Agriculture at the

State level, Zilla Parishad Chairmanor a member of Zilla Parishadrepresenting the Chairman, LeadBank and NABARD. Director,MANAGE will be the chairman of theteam. A quorum of three members willsuffice. Recommended Institutionsshall make a presentation before apanel of MANAGE faculty,Representative of NABARD, Directorsof Department of Agriculture of Stateconcerned, ICAR Zonal ProjectDirector (or his nominee) and DACrepresentative. Selection of NTIs shallbe based on the criteria given inAnnexure-III. In order to encouragesubmission of applications byorganizations willing to be selected asNTIs without personally visitingMANAGE, a mechanism for submittingapplications online will be made inhttp://www.agriclinics.net/guidelines/annexure-ii.pdf

4.1.2. Eligibility Criteria for NTIs: Institutesfrom public and private sector withfollowing credentials are eligible forconsidering them as Nodal TrainingInstitutes (NTIs) under the Scheme:

(i) At least one year experience inorganizing training programmes andimplementation of Central & StateGovernment Schemes related to agri-entrepreneurship development

(ii) Either own or leased (on long-termbasis) lodging, boarding andtransport facilities for minimum of35 candidates

(iii) Availability of training infrastructure(buildings, teaching aids including PCand LCD Projector, resource personsetc.)

(iv) Nodal Officer, with degree inagriculture and allied disciplines and

4. TRAINING AND HAND HOLDING


NTIs personally or by post.

4.2.2. Online applications: In order toencourage submission ofapplications by candidates fortraining without personally visitingNTIs for completing enrolmentformalities, MANAGE will develop amechanism for submitting applicationsonline, through its website http://www.agriclinics.net/onlineform.htm.

4.2.3. Selection of candidates:

(a) Scrutiny of applications of short-listed candidates meeting theprescribed qualifications will be donejointly by an official of Nodal TrainingInstitute (NTI) and any one officialfrom ATMA/Block Technology Team/State Agriculture and allieddepartments. For this purpose, NTIwill coordinate with Project Director,ATMA.

(b) Eligible candidates will be called foran interview. The InterviewCommittee will consist ofrepresentatives from NTI, MANAGE,KVK, NABARD, Bank, StateAgriculture / allied departments, andan Agri Business Company in thearea (if any). Besides NTI, presenceof at least three officials is necessaryto make the minimum quorum of theinterview committee. NTI shallrequest the offices concerned inwriting with proper notice.

(c) The candidates will be selected basedon predetermined criteria andweightage (Annexure-V).

(d) To select the most eligible andgenuine candidates for undergoingtraining under the Scheme, NTIsshould ensure at least 60applications are considered by the

having at least 3 years’ experience inagri-entrepreneurship development

(v) Private firms must have an annualturnover of minimum of ` 5 lakh forthe last 3 years.

4.1.3. MANAGE shall invariably informDAC about any selection processbeing undertaken, so that whereverdeemed necessary, its representativecan attend as an observer.

4.1.4. At the time of signing Agreementwith MANAGE, Institutes from theprivate or non-government sector willgive a Bank Guarantee for anamount of ` 2.5 lakh so as to ensureexpenditure as per norms duringtraining and proper hand-holdingafter the training. All the NTIs shallinstall web cameras in the classrooms for use by any of themonitoring agencies.

4.2. Process of Selection ofCandidates

4.2.1. Call for applications from eligiblecandidates: Advertisement in localnewspapers will be issued underintimation to local employmentexchanges separately by the NTI. TheNTIs may also give publicity to thescheme through Doordarshan, AIR,Private Television and Radiochannels, ATMAs, AgriculturalUniversities, ICAR Institutions,KVKs, Banks, Agriculture GraduateAssociations, Agri-BusinessCompanies, Agriculture and allieddepartments, network of trained /established Agri-preneurs, posters,leaflets etc. Besides, NTIs may adoptany innovative method for givingpublicity about the scheme.Candidates can apply in the formatprescribed in Annexure-IV to the


Screening Committee. Each batchshall not exceed 35 candidates.

4.3. Training Allotment and its Implementation:

4.3.1. After signing MOU with MANAGEas per the standard format availablein http://www.agriclinics.net/mou.htm,NTIs will advertise in local media toseek applications from the eligiblecandidates. After getting sufficientnumber of applications (at least 60),each NTI will seek allotment oftraining programme from MANAGE toinitiate the screening process ofeligible candidates and selecting them(as per para 4.2.3). This selectionprocess has to be completed within30 days of allotment. The ScreeningCommittee report, applications ofselected candidates and applicationfee have to be sent to MANAGEimmediately after completion ofscreening and selection.

4.3.2. On the day of inauguration of trainingprogramme, NTI will send inaugurationreport, list of candidates [with theiraddresses (which should also showdistance from training venue), phonenumbers and e-mail] and weeklytraining schedule for release of firstinstalment of training funds andmonitoring by MANAGE/DOE. Thetraining schedule of two monthsprogramme should be as per standards(http://www.agriclinics.net/scheme-training.htm) developed by MANAGE.Names of resource persons for eachsession should be clearly mentionedin the Training Schedule. The travelexpenses incurred by the candidate forreaching the training institute and forreturning home after training will beborne by the candidate only.

4.3.3. Two months training programmeaims at transforming personsqualified in the field of agricultureand allied sectors into agri-entrepreneurs. It is an intensivecapacity building effort by the NTIfaculty in association with locallyavailable experts and successful agri-entrepreneurs. The trainingprogramme is divided into twocategories of activities:

4.3.3.1. Exposing the trainees into potentialagri-ventures in their area andproviding additional subject mattertraining to refresh their knowledgeand skills. Besides motivation,training will also concentrate onbuilding communication skills, recordmaintenance, schemes/ programmesfrom where financial assistance isavailable etc. For instance, traineesinterested in setting up Soil TestingLaboratories, Small Scale Bio-inputsPreparation Units, Custom Hiring ofMachineries will be impartedrequisite skills and knowledge. Thebasic idea is to customize the trainingmodules based individual andcollective needs of the entire groupwhile adhering to the prescribedsyllabi which is available atwww.agriclinics.net/ .

4.3.3.2. Facilitate the trainees to choose aventure and to prepare DPR basedon market survey, hands onexperience with the support ofexperienced bankers. Detailedinteractions should be arranged withstakeholders such as farmers,bankers, department officials, inputdealers, NGOs working in the area.Identification and analysis offarmers’ problems and provisionsolutions through extension and


business advisories are focusedupon. Assessing technical feasibilityand financial viability of ventures,hands-on interface with thesuccessful entrepreneurs and DPRpreparation with assistance byexperienced bankers as resourcepersons are the other crucial partsof this activity.

4.3.4. MANAGE will coordinate schedulingof training in each NTI by sanctioningone or more batches simultaneouslydepending on the availability ofselected candidates, infrastructureand logistic facilities.

4.3.5. The threshold percentage forsuccess rate for awarding anothercourse to the same NTI shall be 37%overall and 45% during the past oneyear. However, such a cut-offpercentage shall be progressivelyincreased to attain the target of 50%by the year 2011-12. This thresholdmay be further increasedsubsequently. Based ondocumentation prescribed forassessing the success rate,verification shall be carried out byany two members of the teammentioned at para 4.1.1 above(nominees of sufficiently senior levelswill also be permissible for thispurpose) based on the recordavailable in NTI. This team of two ormore members shall also considerperiodic & surprise inspectionreports while recommendingsanction of another course. One suchreport is mandatory at the end of theyear to extend training to the nextyear.

4.3.6. The NTIs shall also send followingreports to MANAGE (As per formatsavailable in www.agriclinics.net ):

(i) In addition to the final feedback as per(iv) below, feedback shall be given byevery trainee at least twice during thetraining period (with a gap of at leasttwo weeks in feedbacks by the samecandidate) in the web-based interfaceprovided for this purpose. Suchfeedbacks shall begin from 10 daysafter commencement of the course.

(ii) Final list of candidates in theprescribed format after one monthof commencement of training.

(iii) During the last week of Training,NTIs will guide and ensure that eachtrained candidate prepares aDetailed Project Report (DPR) andsubmit the DPR to the Bank in theirarea of operation for financialassistance.

(iv) After Completion of training,report on valediction with finalfeedback of participants.

(v) Status of the projects submitted tobanks, periodically on a web-basedform http://www.agriclinics.net/login.asp

(vi) Success / failure stories as andwhen documented by NTI.

4.3.7. The certificates would be issued byMANAGE to the successful participantsthrough NTIs.

4.4. Revised Training Cost

4.4.1. The revised training cost per traineeshall be limited to ` 35,000/- asdepicted in Annexure-VI. Anadditional amount of 10% ofapproved charges on food,accommodation, honorarium,training expenditure andhandholding charges has beenprovided for North-Eastern Statesand Hill States (J&K, Uttarakhand


& Himachal Pradesh).

4.5. Release of Funds to Nodal Training Institutes

4.5.1. Release of first instalment of trainingfund: First instalment of the trainingfund i.e. 60 percent of the totaleligible training fund shall bereleased to the Public NTIs on receiptof Screening Committee report,applications and application fee. ForPrivate NTIs, release of firstinstalment would be done afterreceiving the inauguration report, inaddition to the above.

4.5.2. Release of second instalment oftraining fund: Second instalment ofthe training fund i.e. remaining 40percent or the eligible expenditure,whichever is less, shall be releasedon completion of training programmeafter receipt of expenditure statement.In case of Public NTIs, secondinstalment shall be released onreceipt of final list of participants, onemonth after the start of the training.

4.5.3. Utilization Certificate for TrainingFund: Expenditure Statement shallbe submitted by the NTI immediatelyafter completing the programme.Utilization Certificate, duly signed bya certified Chartered Accountant(competent Finance DepartmentOfficial in case of Public Institutions)has to be submitted within a fortnightof receiving the second instalment orcompletion of training, whichever islater in the format available athttp://www.agriclinics.net/guidelines/traininguc-general.pdffor general category and

www.agriclinics.net/guidelines/trainingucne-hillystates.pdf

for North East and hilly states.

4.5.4. Admission of Expenditure: Theutilizations certificate shall beadmitted by MANAGE as per the costnorms of ACABC or actual expenditureclaimed whichever is less. NTIs mustmaintain records related to actualnumber of candidates who are notstaying in the training institute/hostel.Such candidates have to be consideredas Day- Scholars and to be reportedto MANAGE as per Annexure VII. Anydeviation in the admission of theexpenditure against the amountclaimed in the Utilization Certificatewill be informed to NTI by MANAGE.Any unspent or un-admitted amountshall be returned by NTI within afortnight from receipt of thecommunication in this regard fromMANAGE. MANAGE shall withholdthe release of further funds to NTIswhich do not adhere to the aboveguidelines, besides recovering theexcess from Bank Guarantee.

4.5.5. Release of Handholding Fund:

4.5.5.1. Half of the handholding amounti.e. ` 2500/- per trained candidateshall be released to the NTI on receiptof list of projects submitted to bank(for candidates who intend toestablish the venture with bankfinance) along with proof ofsubmission. NTIs must submitUtilizations Certificate for thisamount within a year from the dateof completion of respective trainingprogrammes as per the format available athttp://www.agriclinics.net/guidelines/handholdinguc-allcategories.pdf

4.5.5.2. Remaining 50 percent of thehandholding amount i.e. ` 2500/-per established candidate shall be


released to NTI on receipt of prooffor Agri-Venture establishment. Thesecond instalment is given as anincentive and NTI’s are required togive receipt to MANAGE foraccounting purpose and UtilizationCertificate is not needed. In case ofself financed Agri-Ventures, NTIsmay claim full handholding amounton submission of proof for Agri-venture establishment.

4.5.6. Incentives to Candidates and NTIs

4.5.6.1. NTIs with cumulative andrespective batch success rate of morethan 50 percent are eligible to get anadditional incentive of ` 2000/- percandidate for every candidateestablished after 50% success rate,reported in respective batch. NTIsshall submit receipt to MANAGE foraccounting purpose and UtilizationCertificate is not needed for thisamount.

4.5.6.2. Every candidate who establisheshis/her venture and submits proofto that effect is eligible to receive anincentive of ̀ 1000/- . This incentiveamount may be sent throughdemand draft or crossed cheque tothe candidate through respective NTIon submission of Advance Receipt toMANAGE.

4.5.6.3. As handholding and reporting theprogress are continuous activities,MANAGE may release thehandholding amount to NTIs on bi-monthly basis.

4.5.7. Payment of handholding chargesto another NTI

4.5.7.1. Presently, the Training Instituteswhere the candidates undergotraining receive the handholding

charges. For some reasons (e.g.distance, inactive NTIs etc), the NTIwhich trains a particular candidatemight not have been able to submitthe DPR or successfully complete thehandholding support leading tosetting up of venture. While suchhandholding is to be provided for oneyear, a trained candidate may knowwhether the handholding is on theright track.

4.5.7.2. If a venture is not successfullyestablished within one year and thecandidate feels that this hashappened due to the lack ofappropriate handholding by NTI thattrained him, he may opt forsubsequent handholding by adifferent NTI. In such a case, fullhandholding amount of ` 5000/- (where even the first instalmentwould not have been disbursed dueto non-submission of DPRs) or 2nd

instalment of ̀ 2,500/- shall be paidto such another NTI, which will beconsidered for handholding chargesonly after the trained candidateexpresses his willingness to getassociated with such other NTI inwriting to MANAGE. Besides this,the NTI which is willing to providehandholding to a candidate nottrained by it has to convey itswillingness to MANAGE in writing toprovide handholding. Confirmationabout setting up of a successfulventure as a sequel to suchhandholding by another NTI will bereported in the prescribed format.The above steps will ensure non-duplication of payment to more thanone NTI. Responsibility ofhandholding of candidates trained byNTIs, which have been subsequentlydeclared as inactive, may be given to


willing/active NTIs in respective States.

4.5.8. Criteria for declaring RecognizedNTI as Inactive NTI

i. Not conducting any programmeduring the last one year

ii. Cumulative Success rate below 35%(except NTIs in J&K and NE States)

iii. Not starting training within sixmonths from the date of signing MOU

iv. Not providing handholding activitiesas per guidelines

v. Default in submitting UCs for morethan a year (to be declared inactiveonly after receiving UCs)

vi. Violating the norms of MOU or theseinstructions.

Any one of the criteria is sufficient toconsider any NTI as inactive.

4.6. Certificates to successful ventures:

Certificates are being issued to trainees byMANAGE after successful completion of twomonth training. It has been decided thatsuccessfully established ventures will a geta certificate recognizing that their enterpriseis set up under the Scheme. Suchcertificates will be issued to ventures afterverification and recommendation by PD,ATMA, Programme Coordinator of KVK orHead of nearest Research Station of StateAgriculture University/ICAR institute as perthe following procedure.

• On establishing the venture and running itsuccessfully (including provision ofextension services) for at least 6 months,the candidates will seek the certificate fromMANAGE through respective NTI bysubmitting the verification report and

recommendation to MANAGE as above.

• Certificates consisting Candidate’sID No. and venture details will beissued by MANAGE indicating thedate on which verification wasconducted.

This certificate entitles the agri-preneursto be recognized by the DevelopmentDepartments in supplementing the effortsof public extension services. Proof ofestablishment of venture will be providedin the format given in Annexure VIII.

4.7. Refresher & Sensitization Training

4.7.1. About 500 selected agri-preneurswill undergo refresher training everyyear. This training of about 3-5 daysduration may be conducted inspecialized Institutions like SAUs/ICAR Institutes /IIMs/IITs/CSIRInstitutes /DST Institutes/ reputedP r i v a t e / N o n - g o v e r n m e n t a lInstitutions. Detailed financialnorms for refresher courses underACABC Scheme are given atAnnexure-IX.

4.7.2. NABARD will organize sensitizationtraining/workshops to motivate thebankers across the country to providecredit to Agri-preneurs for establishingventures. Budget of ` 25 lakh peryear has been provided to NABARDfor the purpose. NABARD will submitdetails of cost norms, numbers ofcourses, duration and officers to betrained. NABARD will necessarilyinform MANAGE and DAC forparticipation of their representativesin such sensitization programmes.


5.1. Linkage with Credit

5.1.1. Assistance under the scheme wouldbe purely credit linked and subjectto sanction of the project by banksbased on economic viability andcommercial considerations. Theeligible financial institutions underthe scheme are:

i) Commercial Banks

ii) Regional Rural Banks

iii) State Cooperative Banks

iv) State Cooperative Agriculture andRural Development Banks

v) Such other institutions eligible forrefinance from NABARD.

5.2. Project Cost Ceiling

5.2.1. Ceiling of project cost for subsidyhas been enhanced to ` 20 lakh foran individual project (25 lakh in caseof extremely successful individualprojects) and up to ` 100 lakh for agroup project.

(Established by a group comprising at least5 trained persons under the scheme, outof which one could be from Managementbackgorund). The bank may, neverthless,subject to their own satisfaction, financegroups formed by 2 or more trainedpersons under the scheme. (Person withmanagement background can only beincluded in groups of 5 or more) with inthe TFO ceiling ` 20 lakh per trainedperson and overal ceiling of ` 100 lakh,which ever is less for the purpose ofsubsidy. How ever, the actual creditsanctioned by the bank for a ventureestablished under the scheme could behigher depending on the financial viabilityand technical feasibility. Thus, for

instance, if an individual is granted a loanfor TFO of ` 35 lakh, subsidy shall bereckoned only on TFO of ` 20 lakh.

5.2.2. To encourage exceptionallysuccessful individual agri-preneurs,the project cost limit for subsidypurposes may be extended by ̀ 5 lakhin addition to the generally applicableproject cost limit of ` 20 lakh forcalculating subsidy. This will serve asan incentive to an agri-preneur toexpand his/her already establishedand successful venture. Formatfor considering such cases isgiven on the MANAGE websitehttp://www.agriclinics.net/guidelines/Annexure-XVII.pdf. Such cases are to be approvedby the Empowered Steering Committeeusing the criteria given at AnnexureXbased on the recommendation of theBanker and ATMA official.

5.2.3. In order to provide extensionservices using web-enabled resourcesof DAC and other agencies, computer,printer and broadband connection (1mbps at least) should be an integralpart of TFO.

5.3. Term Loan:

5.3.1. The term loan would be compositein nature and participating bank(s)would extend bank loan as per theTFO, which would includes fixedcapital cost and working capital forone operating cycle. Loan sanctionedwill be the differential amountbetween TFO and margin money.

5.3.2. Composite Subsidy will be providedeven for low capital investment caseshas been introduced (for casessanctioned by banks on or after04.08.2010) as it is definitely possiblethat some agri-preneurs already havecapital (e.g. a building) to start a venture,

5. CREDIT SUPPORT


thereby requiring minimal capitalinvestment. At least 10% value of theTotal Financial Outlay of the projectshould be in capital form.

5.3.3. The repayment schedule will bedrawn on the total amount of the loan(including subsidy) in such a waythat the subsidy amount is adjustedafter liquidation of net bank loan(excluding subsidy).

5.3.4. Repayment period will depend onthe nature of activity and will varybetween 5 to 10 years. Therepayment period may include amaximum grace period of 2 years (tobe decided by the financing bank asper needs of individual projects).

5.3.5. Rate of interest on term loan shallbe as per RBI guidelines and declaredpolicy of the bank in this regard.Interest would be chargeable onborrower’s accounts as per RBI/Bank’s policy.

5.4. Margin Money

5.4.1. The stipulations on margin moneyshall be in accordance with theguidelines of Reserve Bank of Indiaissued from time to time. In case ofloans up to ` 5 lakh, no marginmoney is required as per presentnorms.

5.4.2. The margin money to becontributed by the general categoryentrepreneur will be as per prevailingnorms. However, concessions wouldbe made in respect of SCs/STs,women and beneficiaries of North-Eastern States, Hill areas. In suchcases, a maximum of 50% of themargin money prescribed by bankscould be given by NABARD to meet

the shortfall in borrower’scontribution, if the bank is satisfiedthat the borrower is unable to meetthe margin money requirements.Such assistance to banks byNABARD will be without any interest.The banks may, however, levy aservice charge up to 2% per annumfrom the borrowers.

5.5. Security

As most of the eligible activitiespertain to agricultural input supplyand services and the cost ofinvestment will be less than ̀ 25 lakhin most cases, the security normsapplicable to tiny industries asprescribed in RBI circularNo.RPCD.PLNFS.BC.65/06.02.31/99-2000 dated 31.3.2000 would bemade applicable to these units.Accordingly, up to a loan amount of` 5 lakh, the loans can be securedagainst hypothecation of assetscreated and no further security wouldbe necessary.

5.6. Time limit for completion of theproject

5.6.1. Time limit for completion of theproject would be as envisaged underthe project, subject to maximum of6 months period from the date ofdisbursement of the first installmentof loan by financial institution, whichmay be extended by a further periodof 6 months, if reasons for such delayare considered justifiable by thefinancial institution concerned.

5.6.2. If the project is not completedwithin the stipulated period, benefitof subsidy shall not be available andadvance subsidy placed with theparticipating bank, if any, will have


to be refunded forthwith to NABARD.

5.7. Other Conditions

5.7.1. The participating banks will adhereto the norms of appraising theprojects regarding technicalfeasibility and commercial/financialviability.

5.7.2. The participating banks shouldensure insurance of the assetscreated under the project, whereverrequired statutorily. If beneficiaryopts to buy insurance on theseassets, even if insurance is notrequired statutorily, suchexpenditure will be an eligiblecomponent of the TFO.

5.7.3. A sign board displaying “Assistedunder the Scheme of Agri-Clinics andAgri-Business Centres, Ministry ofAgriculture, Government of India”will be exhibited at the unit.

5.7.4. Pre and post completion inspectionof the project shall be undertaken bythe participating bank to verifyphysical, financial and operationalprogress as and when required.

5.8. Refinance Assistance fromNABARD

NABARD will provide refinance assistanceto commercial banks, RRBs, SCBs,SCARDBs and other such eligibleinstitutions at the rate of 100% of theamount financed by the banks as termloan. Rate of interest on refinance will beas decided by NABARD from time to time.

6.1. Eligibility for Subsidy

6.1.1. In the Pre-revised Scheme, subsidywas admissible in respect ofagriculture graduates trained underACABC scheme on or after April 1,2004, for fresh investments madeafter July 9, 2006. The candidatestrained under the Scheme prior toApril 1, 2004 who have madeinvestments after July 9, 2006, wereto be considered on a case by casebasis. Subject to fulfillment of allother eligibility conditions under thescheme, a Committee headed byDirector General (DG), NationalInstitute of Agricultural ExtensionManagement (hereinafter referred toas MANAGE) used to take a decisionin such matters. However, very fewsuch cases have been received inMANAGE since it was set up, mainlydue to ignorance among candidatesand financing institutions anddistance of MANAGE from their placeof operation.

6.1.2. Therefore, it has been decided toremove this cut-off date of April 1,2004 qua the training date andhenceforth all candidates trainedunder the scheme shall be eligiblefor subsidy with respect toinvestments made after July 9, 2006(Applicable for loan accountssanctioned on or after this date). Asagreed in the Review Meeting heldon 09.11.2010, trained candidateswhose knowledge acquired duringthe training might have become

6. SUBSIDY


preneurs. For this purpose, any twoout of a group of rank and status notbelow the following officials / personswould make a periodic / surpriseinspection atleast on quarterly basisand submit its report to NABARD /financing bank / office of ATMA.Record of advisory services providedto farmers by the agri-preneurs asper the format given at Annexure XImay form the basis for providing thereport.

(i) Block Technology Manager/SubjectMatter Specialists under ATMA

(ii) Chairman (or his nominee), ATMABlock Farmers’ Advisory Committee

(iii) Panchayat Members

(iv) NABARD / Bank official

(v) Block level officer of StateDepartment of Agriculture and alliedsectors.

6.2.2. The financing bank will consider theperiodic or surprise visit reportsmentioned above while releasing theback-ended composite subsidy to theagri-preneur under this Scheme. Aconsolidated report has to befinalized before the expiry of threeyears lock-in period. The financingbank has to send the report to theNABARD and ATMA for information.The report may highlight nature ofenterprise initiated by agri-preneur,its coverage / reach, impact onincome of agri-preneur, impact onfarmers and agriculturaldevelopment in the area.

6.2.3. States are encouraged to provideinformation on all governmentpolicies, programmes, schemes etcto agri-preneurs and also use theirservices in implementation of

obsolete due to passage of time, mayundergo a refresher course. Whetheror not a candidate trained sufficientlylong time ago needs his skills to beupgraded by refresher courses, shallbe decided by the SelectionCommittee for candidates at the NTIlevel. However, need for suchrefresher trainings shall not beconsidered, if the training has beenwithin 5 years before date of loanapplication. Funds for such skillupgradation courses can be pooledfrom various resources includingMANAGE coordination charges,savings from funds allocated forrefresher courses and budgetearmarked for advertisement andpublicity of ACABC Scheme with DOE.

6.1.3. The trained candidates could alsoundertake group projects. If thegroup consists of a total of five ormore persons trained under thescheme, all except one of them wouldhave to be from among the eligiblecategories mentioned under para 3and the remaining person could benon-agriculture graduate withexperience in business developmentand management.

6.1.4. Delivery of extension services shallbe the main component of ACABCprojects for availing of the benefit ofsubsidy under the Scheme.

6.2. Linking Subsidy Adjustment toDelivery of Extension Services

6.2.1. Adequate safeguards are put inplace to ensure providing extensionservices necessarily by the agri-preneurs to their clients. Inparticular, payment of back-endedsubsidy will be linked to extensionservices provided by the agri-


extension activities funded by thegovernment.

6.3. Change of Capital & InterestSubsidy to Composite Subsidy

6.3.1. Subsidy pattern has been revisedfrom “capital and interest subsidy”to “Composite Subsidy” which will beback-ended in nature. It will be 44%of project cost for women, SC/ST &all categories of candidates from NEand Hill states and 36% of projectcost for all others. Interest subsidyscheme is replaced with enhancedquantum of back-ended subsidy.

6.3.2. The subsidy admissible under thescheme will be kept in the “SubsidyReserve Fund Account” (Borrower-wise) in the books of the financingbank. No interest will be chargedon this by the bank. In view of this,for the purposes of charging intereston the loan component, the subsidyamount should be excluded. Thebalance lying to the credit of the“Subsidy Reserve Fund Account” willnot form part of Demand and TimeLiabilities. NABARD will ensure thatthe banks do not charge interest onsubsidy portion of the loan, as back-ended subsidy is released to banksup-front.

6.3.3. In all new cases, subsidy will bereleased as Composite Subsidy(Annexure XIII). The subsidy in allsuch cases will be worked out on thebasis of the Fixed Capital and oneOperating Cycle of the WorkingCapital as a Composite Loan. Loan/ subsidy (i.e. capital and interest)cases sanctioned so far (but not yetclosed) shall be converted toComposite Subsidy regime and the

differential amount between theComposite Subsidy and subsidyalready released shall be paid to theagricultural entrepreneur (agri-preneurs) as per the SchemeGuidelines (Annexure XIV).Entrepreneurs whose loan accountshave been closed can avail fresh loanto expand the project activity or starta new venture under the scheme inwhich case the TFO for subsidycalculation be limited to ` 20 lakh(` 25 lakh in case of extremelysuccessful) Individual project and` 100 lakh for Group project (AnnexureXV).Following criteria shall be takeninto consideration while implementingthe above instructions:

i).Revised guidelines on TFO ceiling,revised rates of subsidy etc., would beapplicable only for cases sanctionedby banks on or after August 4, 2010.

ii). ‘Not yet closed’ would beinterpreted as ‘all cases where at leastan installment of subsidy (capital orinterest) is yet to be released byNABARD and those cases where fullsubsidy (capital and interest) has beenreleased but loan account is not closed(i.e. not fully repaid) as on 04 August,2010. However, the loan accounts(not closed) which are NPA as onAugust 4, 2010 will not be eligible forcomposite subsidy (only those who areregular in repayment should get thebenefit of subsidy).

iii). Although subsidy at enhancedrates will be available for projectswhere bank loan was sanctioned priorto August 4, 2010 (but after July 9,2006) they will not be eligible for

higher TFO ceiling.


ii.When an existing project (that hasavailed subsidy under the scheme) isundergoing expansion.

However, in all such cases themaximum amount of subsidy shall belimited to the stipulated TFO ceiling(for both projects put together). Incase of expansion of an existingventure, composite subsidy shall becomputed only on the TFO forexpansion. This will not include theproject cost of the existing project.

iii. If the fresh /expansion of projectis sanctioned by the bank beforeAugust 4, 2010, the TFO ceiling of` 10.00 lakh (pre-revised) will beapplicable. The TFO ceiling of` 20.00 lakh (revised) would beapplicable only for fresh/ expansionof project sanctioned by the bank onor after August 4, 2010.

6.3.7. The subsidy will be back - endedwith minimum 3 years lock-in period.This implies that once the loan istaken with subsidy, the accountcannot be closed within three years.

6.3.8. The subsidy, which is back ended, willbe admissible only if all repayments tilldate had been made.

6.3.9. The subsidy will be adjusted in one lump-sum against the last remaininginstallments of repayment of bank loan

6.3.10. Banks should prescribe interest ratesas per declared policy of the bank forthe relevant sector, at the time ofsanction of loan amount.

6.4. Procedure for release of subsidy

6.4.1. An interested Agri-entrepreneur willsubmit the project proposal for termloan and subsidy to the bank on anapplication form as prescribed by thebank concerned along with the project

6.3.4. The cases where capital subsidy hasbeen disbursed but interest subsidyis yet to be disbursed or vice-versa,as per the pre-revised scheme, suchcases will be reopened and balanceof composite subsidy as per themodified guidelines will be releasedin one lump-sum by NABARD to theconcerned bank. Regional Offices ofNABARD would obtain a claim forbalance subsidy in such cases andsanction the same in the format givenat Annexure XIV.

6.3.5. Candidates trained under thisScheme can avail subsidy from anyScheme of Central or StateGovernment related to his/herfield of agri-business, if it isbeneficial to the candidate.However, subsidy for the sameproject cannot be availed from morethan one Scheme by a candidate.

6.3.6. Sometimes entrepreneurs start smalland then ramp up their business lateron. Therefore, it has been decidedthat the benefit of subsidy will beextended up to 2 times to a candidateunder the Scheme as per theapproved rates mentioned at 6.3.1 ofthe project cost of ` 20/25 lakhs or` 100 lakhs as the case may be. Suchcases may include cases where theproject is expanded in phases orfinanced in phases. However, if anexisting venture is expanded orfinanced in phases, CompositeSubsidy limits shall be reckoned onlyon such incremental component ofTotal Financial Outlay. Following arethe cases where such a facility canbe availed:

i. When two independent projects arefinanced to same beneficiaries


report and other documents forappraisal and sanction of loan.

6.4.2. After sanction of the project anddisbursal of first installment of loan,the bank will furnish a brief projectprofile-cum-claim form for subsidy inthe prescribed format along with a copyof bank’s sanction letter to the Regionaloffice of NABARD (Annexures XIII,XIV, XV)

6.4.3. Subsidy will be deposited byNABARD with the disbursing bankupfront (i.e eligible subsidy amountin one installment based on subsidyclaim submitted by financing bank/branch to NABARD Regional officeimmedately after loan is sanctioned).

6.4.4. The subsidy amount will be placedwith NABARD H.O. in advance by theDepartment of Agriculture &Cooperation, Govt. of India. TheNABARD shall authorize its RegionalOffices for speedy disposal of claimssubmitted by Banks, but within afortnight of receipt of claims fromBanks.

6.4.5. After crediting the subsidy in theSubsidy Reserve Fund Account of theborrowers under the Scheme, aUtilization Certificate in the prescribedformat (Annexure XVI/XVII shall be

submitted by the participating bank toNABARD to the effect that the amountof subsidy received by them has beenfully utilized and adjusted in the booksof account as per the sanctioned termsand conditions of the project within theoverall guidelines of the scheme.

6.4.6 With reference to para 6.2.1 and 6.2.2it may be clarified that in caseunsatisfactory report is recorded duringperiodic/ surprise visits or wheremisutilization of subsidy has beennoticed the financing bank shall refundthe subsidy to NABARD for remittingto the GOI.

6.5. NABARD shall not to be required to payinterest on the amount of advancesubsidy placed with them.

6.6. Submission of subsidy claimstatus by NABARD

Details of subsidy released shall be providedby NABARD on monthly interval in the format(Annexure XII) prescribed for the purpose.Details include advance/final/total amountof subsidy and interest subsidy amountreleased to Banks. NABARD shall entersubsidy release status (total eligible amount,amount deposited in bank, date of releaseetc) by updating each individual case in thewebsite being maintained by MANAGE http://www.agriclinics.net/login.asp


7.1. ACABC Monitoring Cell will bestrengthened at DOE and shall beresponsible for proper Monitoringand Administration of the Scheme.The linkages of agri-preneurs withState Governments, Banks, Agro-industries under GOI and otherstakeholders will be reviewed byMANAGE and DAC at least twice ayear. The DOE would employcontractual staff, organize reviewmeetings / workshops / interfacesand carry out periodic monitoring ofthe Scheme and its impactevaluation study at the end of XIPlan. DOE along with MANAGEwould also maintain an on-linemonitoring system, telephone, fax,computer, etc. for the Scheme.

7.2. In order to carry-out the monitoringand evaluation of the Scheme onregular basis, the following financialsupport is provided to Directorate ofExtension (DOE):

7.3. Besides the surprise and regularvisits by teams of officers as per para6.2.1 above, monitoring of eachproject shall be done by the financingbank. Joint review will also beundertaken on a quarterly basis byBank & NABARD.

7.4. NABARD may prescribe suitableformats for submission of variousreports by participating banks, takinginto account reporting requirementsof the DAC and subject to guidanceof DAC/Empowered SteeringCommittee.

7.5. The progress report of the scheme inthe prescribed format shall be sent tothe Department of Agriculture andCooperation, Government of India byNABARD on monthly basis, with acopy to MANAGE.

7.6. The Scheme of ACABC and theprogress thereunder shall be reviewedinvariably in all District LevelConsultative Committee and StateLevel Bankers Committee meetingswith a view to sorting out problems /issues emerging in smoothimplementation thereof.

7. MONITORING

S.No Items Amount(`̀̀̀̀ Lakh)

1 Capital Expenditure - for fax machine, xerox machine, 5.00 (one time)telephone, computer etc.

2 Other Expenditure

a) Organization of Workshops and Review Meetings 15.00 (per year)

b) Contractual Support Staff for data entry operation, 5.00 (per year)database management, monitoring and reporting etc

c) Awarding Best Agri-Clinics and Agri-Business Centres 20.00 (per year)and Nodal Training Institutes (NTIs)

d) Impact evaluation of the Scheme at the end of XIth Plan 30.00 (one time)


9.1.3. Once awarded an NTI may not beconsidered for award for next threeyears

9.1.4. Award consists of citation and cashaward as follows

I. First prize - ` 3 lakh

II. Second prize - ` 2 lakh

III. Third Prize - ` 1 lakh

9.1.5. Enhancing the prize money and/orto increase the categories of awardswill be worked out subsequently.

9.1.6. Award committee will be chaired byAdditional Secretary, DAC, GoIwhich will decide the awards as perprescribed criteria.

9.1.7. MANAGE will compile all documentspertaining to successful venturesand excellence achieved by theapplicant NTI and place the samebefore an ACABC Award Committeewhich will consist of the following:-

i. Additional Secretary, DAC- Chairman

ii. Joint Secretary (Extension)- Member

iii. DG, MANAGE- Member

iv. Advisor (Agri), Planning Commission- Member

v. CGM, NABARD- Member

vi. Officers of the Bank not below GMcader with maximum number ofventures loaned by them- Member

vii. DDG (Extension), ICAR- Member

viii. Additional Commissioner(Extension) -Member Secretary

The Scheme provides for awards to bestagri-preneurs and Nodal TrainingInstitutes with an objective to create anenvironment of competitiveness andmotivate those excelling in their work.State Level Awards for agri-preneurs andNational Level Awards for Nodal TrainingInstitutes will be instituted for thispurpose. Following criteria shall beadopted in awarding the best NTIs:

9.1. Guidelines for awarding the Best Nodal Training Institute

9.1.1. Eligibility

(i) Should be an Active NTI for the last 3years (must have completed at least3 courses in each of the last 3 years)

(ii) Should have trained at least 250candidates during last 3 years

(iii) Should have 35% overall success rateand 40% success rate in the last 3years. This success rate will bereviewed regularly by MOA, GOI.

(iv) Should be able to demonstratequalitative success in terms ofbusiness excellence and extensionservices provided by documenting 25highly successful cases of venturesestablished during the last 3 years.

9.1.2. Three best NTIs will be awardedevery year.

8. GENERAL AWARENESS & PUBLICITYGeneral awareness, publicity andadvertisement for the Scheme would beundertaken by MANAGE and Nodal TrainingInstitutions as per the Scheme guidelines.

9. AWARDING BEST NTIs/AGRI- PRENEURS


9.1.8. Awards may be conferred duringNational Review workshop of theScheme.

9.2. Guidelines for awarding the BestAgri-preneurs

9.2.1. Entries will be invited throughMANAGE website. The applicationshould consist of proof foroutstanding achievements of theAgri-preneur

9.2.2. Each NTI may nominate five bestAgri-preneurs trained from theirinstitutes in the format provided forthe purpose in the MANAGE website.

9.2.3. MANAGE will short-list five bestagri-preneurs from each state (fromamong those States having at least100 established ventures).

9.2.4. No. of awards

i. One award/State - States having <100 agri-ventures

ii. Two awards/State - States having100 to 500 agri-ventures

iii. Three awards/State - States having> 500 agri-ventures.

9.2.5. Awards shall carry the following cash prize besides a citation:

i. 1st Prize - ` 40,000/-

ii. 2nd Prize - ` 25,000/-

iii. 3rd Prize - ` 15,000/-

9.2.6. Criteria will include number offarmers benefited, intensity ofbenefit, employment created andstrength of business model

9.2.7. The Award Committee set up forselecting best Nodal TrainingInstitute will also decide on best agri-entrepreneur in various states.

9.2.8. Once awarded Agri-preneur may notbe considered for this award again.

9.2.9. Provision can be made for enhancingthe prize money and to increase thecategories of award through Privatesector sponsorship

9.2.10. Detailed criteria for assessing theperformance of NTIs and Agri-preneurs for awarding purpose isgiven in MANAGE website:http://www.agriclinics.net/guidelines/awards-nti-agripreneur.pdf


10.1. The Scheme should be linked withAgricultural TechnologyManagement Agencies (ATMAs)constituted by States under theScheme “Support to State ExtensionProgrammes for Extension Reforms”.The Extension Reforms Schememandates that minimum 10% ofresources on extension activities areto be utilized through the non-governmental sector, which alsoincludes Agri- preneurs. ATMAswould be encouraged to implementextension activities through Agri-preneurs. The ventures could alsobe utilized to provide input serviceslike plant saplings, seeds, andmicronutrients under on-goingflagship schemes implemented bythe Department. Special emphasiswill be made to review the progressof involvement of the agri-preneursin ATMA activities on half-yearlybasis by State Nodal Officer, GoI andMANAGE.ATMAs shall also strive toachieve establishment of at least oneagri-clinic every year in each Block

10. LINKAGES WITH ATMA & AGRO INDUSTRIES

depending on the availability oftrained candidates under theScheme. The Monthly ProgressReport being submitted throughEMS under ATMA scheme shallnecessarily have a provision forreporting the progress achieved onthis front.

10.2. In order to provide support to theAgri-preneurs for making theirbusiness more viable, Govt. of IndiaInstitutions such as National SeedsCorporation (NSC), State FarmsCorporation of India (SFCI), IndianFarmers Fertilizers Cooperative Ltd(IFFCO), Krishak BharatiCooperative Ltd. (KRIBHCO), SmallFarmers Agri Business Consortium(SFAC), State Agro IndustriesCorporations etc. shall be advised toengage the Agri-preneurs as theirauthorized dealers on preferentialbasis without affecting their existingnetwork. The linkages with theseagro industries shall be reviewed onhalf-yearly basis.


The following empowered Steering Committee would take all policy decisions within theframework of approved Scheme, for its smooth implementation:

i) Secretary (A&C) - Chairman

ii) Additional Secretary, DAC - Member

iii) AS & FA, DAC - Member

iv) DDG (Extn.), ICAR - Member

v) DG, MANAGE - Member

vi) ED, NABARD - Member

vii) Joint Secretary (Extn.) - Member Secretary

12. The Government’s interpretations of these instructions will be final. Governmentreserves the right to modify, add and delete any part of the instructions without assigningany reason there for.

11. EMPOWERED STEERING COMMITTEE


• Extension consultancy services

• Soil and water quality cum inputstesting laboratories

• Crop protection services, includingpest surveillance, diagnostic andcontrol services (with culture rooms,autoclaves, microscopes, ELISA Kits etc.for detection of plant pathogensincluding viruses, fungi, bacteria,nematodes, and insect pests)

• Micro-propagation including planttissue culture labs and hardening units;

• Production, maintenance and customhiring of agricultural implements andmachinery including micro irrigationsystems;

• Seed production and processing units;

• Vermiculture units;

• Production of bio-fertilizers, bio-pesticides & other bio-control agents;

• Apiaries (bee-keeping) and honey & beeproducts’ processing units;

• Agricultural insurance services;

• Agri tourism

• Agri journalism – film production, farmpublications and exhibitions;

• Poultry and fishery hatcheries;

• Livestock health cover, veterinarydispensaries & services including frozensemen banks and liquid nitrogen supplyand artificial insemination;

• Information technology kiosks;

• Feed production, marketing andtesting units;

Annexure-IINDICATIVE LIST OF AGRI VENTURES UNDER ACABC SCHEME

• Value addition centres;

• Cool chain including cold storageunits.

• Post harvest management centres forsorting, grading, standardization,storage and packaging;

• Metallic and non-metallic storagestructures.

• Horticulture clinic, nursery,landscaping, floriculture

• Sericulture;

• Vegetable production and marketing;

• Retail marketing outlets for processedagri-products;

• Production and marketing of farminputs & outputs;

• Contract farming;

• Crop production and demonstration;

• Mushroom production;

• Production, processing and marketingof medicinal and aromatic plants;

• Production units like dairy, poultry,piggery, fisheries, sheep rearing, goatrearing, emu rearing, rabbit rearingetc.

Note: The above activities are indicativein nature. Any other activity inagriculture, horticulture, sericulture,animal husbandry, fisheries, allied sectorsor combination of two or more of the aboveactivities selected by the candidates,which, generate income to the agripreneur and render extension services tothe farmers will also be eligible under theScheme.


Annexure - IIAPPLICATION FORMAT FOR NODAL TRAINING INSTITUTES (NTIs) UNDERACABC SCHEME

1. Name of the OrganizationAddressLocation (State Head quarters / DistrictHead quarters / Others)

2. Name of the Head of the organizationa) Addressb) Mobile No.c) E-mail addressd) Web site

3. Type of Organization (CentralGovernment / State Government /NGO / Krishi Vigyan Kendra / PrivateAgribusiness Company / Others, Specify)

4. Year of Establishment5. Registration No. (if any)6. Activities undertaken by the Organization

Agriculture Training /Extension/ResearchEducation including Adult EducationHealth and NutritionSocial service

7. Training experience (no. of years)Agriculture and Allied areasEntrepreneurship Development ProgrammesOthers

8. Training Facilities available:Class rooms – own (adequacy and status)Class rooms – rented (adequacy and Status)Hostel – own (adequacy and status)Hostel - rented (adequacy and status)Catering facilities – own (adequacy and status)Catering facilities – rented (adequacy andstatus)Teaching aids (Computer, internet,LCD Projector, TV, Web Camera, SoundSystem etc.)Transport vehicles (Bus / Van for field trips)

9. Staff and Resource persons:a) Faculty:Technical (Agri. and allied disciplines)

Non-Technical Numbersb) Other support staff – Number


c) Background of Nodal Officer(Agriculture / Non-Agriculture)

d) Availability of Guest faculty /Resource persons

10. Financial details:a) Net worth of the Organization (` lakhs)b) Income over expenditure for the past two years

(Positive / Negative)11. Associations with Govt. programmes :

a) Related to Agri & Allied areas (Specify)b) Others (Specify)

12. Accreditation:a) Details of Ratings if anyb) Recognized by Central / State Governmentsc) Others if any

13. Experience in Entrepreneurship developmentand liaison with bankers/ financial institutions

14. Describe the preparedness of yourorganization in conducting training andhandholding under Agri-Clinics andAgri-Business Centres Scheme

Place :

Date :

Name :

Designation :

Signature :


Annexure - IIICRITERIA FOR SELECTION OF NODAL TRAINING INSTITUTES

Parameters MaximumI . Type of Organization

a) State and Central Govt Organizations 3b) NGO/KVK 2 3c) Private Agri Business Companies 1

II. Standing of Organizationa) 1-5 years 1b) 6-10 years 2 3c) Above 10 years 3

III. Locationa) State Head Quarters 3b) District Head Quarters 2 3c) Other Places 1

IV. Training Facilitiesa) Class Rooms (Training Halls)

Own, adequate and in good condition 5 Own, either inadequate or not in good condition 3 Own, neither adequate nor in good condition 2 5

Rented, adequate and in good condition 2 Rented, either inadequate or not in good condition 1 Rented, neither adequate nor in good condition 0

b) Hostel Accommodation 13 Own, adequate and in good condition 5 Own, either inadequate or not in good condition 3 Own, neither adequate nor in good condition 2 5

Rented, adequate and in good condition 2 Rented, either inadequate or not in good condition 1 Rented, neither adequate nor in good condition 0

c) Boarding / Catering FacilitiesOwn with full time staff 3Own with part time staff 2 3Out Sourced 1


V. Teaching Aids 10Computers with printers, internet & webcam 3Projection facilities including LCD, Screens etc. 2Library with internet facilities 3White/Black Boards in required quality and quantity 1Lighting, ventilation and cleanliness 1

VI. Transport Facilities 2Own with part time staff 2Out Sourced 1

VII. Staff / Resource Persons 15i. Nodal Officer 2Technical person as Nodal Officer 2Non technical person as Nodal Officer 1Not yet identified a fulltime nodal officer 0ii. Faculty on rolls of the Institute 3More than 5 faculty on rolls 33-5 faculty on rolls 21-2 faculty on rolls 1At least 3 faculty with Ph.D/MBA 3 3At least 2 faculty with Ph.D/MBA 2At least 1 faculty with Ph.D/MBA 1At least 3 faculty with > 5 years training /teaching exp. 3 3At least 2 faculty with > 5 years training /teaching exp. 2At least 1 faculty with > 5 years training /teaching exp. 1iii. Guest Faculty (at least 5 ) 4

At least 5 faculty available in the same city/town 4 At least 5 faculty available in the radius of 50 kilometers 2 At least 5 faculty available in the radius of 50-100 kms 1VIII. Financials (only for private firms /NGOs) 6

i. Net Worth 3More than ` 15 lakh 3` 10 to 15 Lakh 2` 10 lakhs and below 1ii. Income Over Expenditure (3 years Balance sheet) 3Positive for three years 3Positive for two years 2Positive for one year 1


• The organization securing more than50 % marks (i.e. 37.5 marks) will beeligible for next stage of selection.

• Presentation in MANAGE will beevaluated for 25 marks. TheOrganization may present on its majorareas of work, methodology aspects,impact created and the vision forACABC Scheme particularly how goodthey would be in providing post-training support in terms of liaisonwith bankers, agribusiness firms andline departments of the stategovernments.

• Helping agri preneurs to organize themand to federate at district / state levelto serve farmers particularly byensuring better backward and forwardlinkages.

• If the class room or hostelaccommodation is not found to besatisfactory by the visiting team, theinstitute / organization making theapplication will have to achieveminimum standards of acceptabilitybefore being considered for next stageof selection process irrespective of themarks obtained in stage-1.

IX. Experience 10i. Entrepreneurship Development Programmes 5Since more than 5 years 5Since 3-5 years 3Since 1-2 years 1ii. Liaison with Bankers and Financial Institutions 5Since more than 5 years 5Since 3-5 years 3Since 1-2 years 1

X. Association with Govt Sponsored Programmes 1i. Associated 1ii. Not Associated 0

XI. Accreditation 3i. Recognized by Central/State Government 3ii. Rated by Private agencies 2iii. Not Rated/ Not recognized 0

XII. Awards/ Recognition 3i. National Awards 3ii. State Awards 2iii. Others 1

XIII. Sector of Involvement 3i. Related to Agriculture/ Environment 3ii. Health and Nutrition 2iv. Education 1

TOTAL 75


Annexure - IVAPPLICATION FORMAT FOR CANDIDATES TO ENROLL AS TRAINEES UNDERACABC SCHEME

1. Name of the candidateName of Father/Spouse

2. Date of Birth3. Sex (Male / Female)4. Permanent Address

Village and PanchayatBlock and/or TehsilDistrictStatePIN code

5. Address for Correspondence6. Educational Qualification

Name of the Degree / Diploma / Certificate /CourseBoard/Institute/University where studiedUniversity to which AffiliatedMarks / Grade obtainedYear of passing/completion

7. Contact detailsTelephone/MobileEmail

8. Experience

8A Family BackgroundAgricultureOther than agriculture

9. Agri-Business interestNature of enterprise being planned to set upafter the trainingExperience in the enterprise being plannedLikely place of establishment of enterprise

10. Aptitude for extension work with brief detailsof extension work done and vision for futurein serving farmers

Date : Signature :


S.No. Parameter Scoring pattern

Parameter Score

1 Age < 25 Yrs. 1

25 – 50 Yrs 3

> 50 Yrs. 2

2 Gender Male 1

Female 2

3 Family Agriculture 5background Business 3

Others 1

4 Qualification Ph.D in Agriculture & allied disciplines 10Masters in Agriculture & allied disciplines 9

Degree in Agriculture & allied disciplines with 8first classDegree in Agriculture & allied disciplines / 7PG Diploma in Agri with Degree inBiological Sciences

Diploma in Agriculture with first class 6Diploma in Agriculture 5

Degree Courses (> 60% content in 4agriculture) with first classDegree Courses (> 60% content in agriculture) 3

Intermediate in Agri. with first class 2Intermediate in Agriculture 1

5 Experience in > 5 years 5relevant area 3-5 years 3

1-3 years 1< 1 year 0

6 Techno-commercial High 4-5viability of the Medium 2-3proposed venture Low 0-1

Annexure - VCRITERIA FOR SELECTION OF CANDIDATES


7 Knowledge of the High 4-5chosen activity Medium 2-3

Low 0-1

8 Risk bearing High 4-5capacity Medium 2-3

Low 0-1

9 Aptitude for High 8-10Extension work Medium 4-7

Low 0-3

Total Score 50

Marks for item nos. 6-9 shall be decided during the interview. Minimum qualifyingmarks are 25.


Sl.No. Items Estimated Expenditure1. Food(#) ` 150 x 60 days = ` 9000/-2. Accommodation(#) ` 100 x 60 days = ` 6000/-3. Honorarium for Officers and Staff of Nodal ` 3000/-

Training Institution ##4. Training expenditure ` 6700/-*

4(a). Pre-training activities like correspondence, ` 300/-advertisements, screening and publicity

4(b). Hands on Job Training ` 2000/-**5. Handholding ` 5000/- (` 2500/-

based on expenditure + 2500/- as an incentive)6. Coordination expenditure to MANAGE ` 2000/-7. Service charges to be paid to MANAGE ` 1000/-***8. TOTAL `̀̀̀̀ 35000/-

Annexure - VITRAINING COST PER TRAINEE

# These norms indicate upper ceilings. Limiton accommodation charges refers to percandidate expenditure for the NTI as a whole.Expenditure on food is based on minimummenu which may be prescribed by MANAGE.Menu, specifying the minimum food to beserved during breakfast/launch/supper ineach Training Centre, should be inaccordance with the local food habits.MANAGE may prepare a standard menu withmultiple options, leaving the final choice tothe Participants of each batch. A threemember committee of trainees maycoordinate with the NTI for decision on menuitems on day-to-day basis and also to monitorthe quality and quantity of food served. It ispossible that some trainees may come onlyduring day time and return home after thetraining is over in the evening. In such cases,lodging charges and cost towards meals notavailed by such trainees shall not be claimedby the NTI. Savings on this account may beused as specified in para 4.5.6.

* Training Expenditure includesexpenditure on honorarium, TA & DA for

resource persons, study material,stationary, preparation of preliminaryproject reports, DPRs, field visits,monitoring, etc.

** This would provide practical exposureto the trainee graduates in domain specificindustries / institutes / successfulventures for a greater orientation towardsthe specific venture proposed to be set-upby them.

*** To meet the expenditure towards theactivities of Centre for Agri-entrepreneurship Development (CAD) forimplementing and monitoring the ACABCScheme.

## The NTI will decide the amount ofhonorarium paid to the resource persons.About 50 sessions per training programmeshall be handled by resource persons fromoutside the training centre.


i. Batch No./ T.P.No :

ii. Date of Start of the Training Programme:

iii. Date of Close of Training Programme:

iv. No. of Day-Scholars:

v. No. of Boarders:

Note:

• NTIs should not book any expenditure in respect of un-availed lodging or boardingfacilities.

• For working out expenditure on Day-Scholars, boarding expenses may be takenas ̀ 30/- for breakfast, ` 70/- for lunch (including tea & snacks during day) and` 50/- for dinner per head. Thus, for a day-scholar, only ` 100/- per day ispermissible.

• Candidates who do not avail lodging/ boarding facilities shall not be given anycash in lieu of the same.

• If certain day-scholars have to take dinner or use boarding facilities once in awhile, details shall be provided in the following format:

Sl. Name of Trainee Total No. of Days No. of Days No. of DaysNo. with ID No. attending availing availing

Training lodging dinner

Total No. of man-days

Annexure – VIIFORMAT FOR BOOKING EXPENDITURE OF DAY-SCHOLARS UNDER ACABCSCHEME


S.No Item Details1. Name of the Candidate2. Dates of Training and I.D. No3. Address:

Mobile No:Email:

4. Name of the Training Institute5. State6. Enterprise / Venture7. Date of starting the enterprise8. (i) Nature of extension services provided

as per Annexure xi(ii) No of farmers benefitted on an average per month

9. Total Financial Outlay (` in lakhsa) Fixed/Capital (` in lakhs)b) Operational cost (` in lakhs)c) Margin Money (` in lakhs)d) Subsidy component (` in lakhs)

10. Source of investment (Own/Borrowed)11. If borrowed, name of the bank, place,

amount (` in lakhs)12. Average income (` per month)13. No. of farmers being covered/year14. No. of villages being covered/year15. No. of people employed (excluding

Agri-preneur)

Annexure - VIIIFORMAT FOR PERFORMANCE REPORT OF AN ESTABLISHED UNIT

Please enclose photograph / other documents related to the enterprise.

Signature of the Candidate Signature of Nodal Officer

Seal & Signature ofATMA Official / Block Level Officer of State Agriculture and Allied Departments / Block

Farmer Advisory Committee / Panchayat members(at least one of the above officials seal and signature is necessary)


* Estimated cost under different sub-heads are only upper-limits and should be claimedas per actual. Based on the actual expenditure, savings if any, are inter-changeablelimited to overall cost of the training.

Annexure - IXNORMS FOR REFRESHER COURSES UNDER ACABC SCHEME DURING XI PLAN

Sl. Head of Expenditure Amount (`̀̀̀̀) Amount (`̀̀̀̀)No. for 5 day for 3 day

course course1 Module development 10,000 6,0002 Study material like pen, pad, bag, CD, book 12,500 12,500

(` 500*25=12500)3 Resource persons travel (` 500*20) 10,000 5,0004 Resource persons honorarium 20,000 10,000

(` 1000*20 sessions)5 Visit of MANAGE observer 10,000 06 Lodging, boarding of agri-preneurs 67,500 45,000

(` 450*25*6/4 days including arrival &departure day)

7 Cost of training venue (` 2000*5/3 days) 10,000 6,0008 AV aids (` 1000 * 5/3 days) 5,000 3,0009 Honorarium to training coordinator and team 10,000 6,00010 Travel cost of the agri-preneurs @ ` 1000*25*2 50,000 50,00011 Post Training, Evaluation (Certification, 5,250 3,250

photographs and others) ` 210x2512 Grand total of training cost 2,10,250 1,46,750


S.No. Parameters Criteria Maximum1. Age of the Project 2 Score for every year 10

after 3 years2. Total Annual Turnover Upto ` 25 lakh/year 5

(for last 3 years) ` 25-50 lakh /year 10` >50 lakh / year 15

3. No. of farmers being Upto 500 farmers/year 5served during the last 500-1000 farmers /year 103 years >1000 farmers/ year 15

4. Linkages with Develop- 1 Score per Department / 5ment Departments Institution

5. Nature of activities being 1 Score for each type of 5carried out with the activity (Training,Departments Demonstrations, Visits etc.)

6. Impact Created (data of 30 farmers served by the Agri Clinic & Agri BusinessCentre to be enclosed with this format)

(i) Increase in production/ Upto 10% increase 5productivity of crops over 10-20% increase 10previous year > 20% increase 15

(ii) Increase in farmers Upto 10% increase 5income over previous year 10-20% increase 10

> 20% increase 15

7. Status of Loan taken from No Overdue and prompt 5Financial Institutions repayment as perunder the Scheme repayment schedule

8. Employment provided > 6 persons throughout the year 56-10 persons throughout the year 10>10 persons throughout the year 15

Annexure - XCRITERIA FOR SUCCESSFUL ESTABLISHMENT OF VENTURES


Annexure - XIFORMAT FOR MAINTAINING RECORDS OF ADVISORY SERVICES PROVIDED BYTHE AGRI-PRENEUR

Part-I

Name of the Agri-Clinic & Agri-Business Centre:

Date Name Father’s / Village & Contact Category Advise Amount Signatureof the Spouse Panchayat No. (MF/SF/ Provided charged, / thumb

Farmer Name others) if any impression(`) of farmer if

visited inperson

Part-II

Format for Reporting Advisory Services provided by the Agri-preneur onMonthly basis

Name of the Agri-Clinic & Agri-Business Centre:

Period of Report:

Sl. Farmer’s Name, Category No. of Times Details of AmountNo. Address & contact (MF/SF/ interacted during Advisories charged

numbers others) the month provided (`)


Annexure - XIINABARD

Statement on Release of Subsidy under ACABC Scheme during the month —————

(i) Consolidated Statement:

Sl State No. of Total TFO Total Bank Total TotalNo. Projects Sanctioned Loan Margin Subsidy

(` lakhs) Sanctioned Money Amount (` lakhs)Amount (` lakhs) (` lakhs) (` lakhs)

(ii) Candidate-wise

Sl State Name of Name of Project TFO Bank Loan Margin SubsidyNo. Bank & Agri- Title Sanctioned Sanctioned Money Amount

Branch preneur (` lakhs) (` lakhs) Amount (` lakhs)(` lakhs)


Annexure XIIICONSOLIDATED CLAIM FORM FROM THE FINANCING BRANCH OF THE BANKTHROUGH ITS CONTROLLING OFFICE FOR RELEASE OF COMPOSITE SUBSIDYIN RESPECT OF REVISED AGRI CLINIC & AGRI BUSINESS CENTRES (ACABC)SCHEME

(To be submitted to the Regional Office of NABARD concerned)NAME AND ADDRESS OF THE BANK/BRANCH :MONTH/YEAR OF CLAIM:DISTRICTS COVERED:TOTAL AMOUNT OF CURRENT CLAIM(` lakhs):DETAILS OF CURRENT CLAIM:

(` lakh)

Sl. PARTICULARS 1 2 3 4 5 6 71 Name and address of the Entrepreneur2 Whether SC/ST/Women /North-Eastern Region/

Hill States J&K, H.P., Uttarakhand3 Period (dates) & Institute of training & ID. No.4 Loan A/c No.5 Date of Sanction6 Purpose of Loan/Nature of activity7 Total Financial Outlay (`) as per Project Reporta) Capital Investment amount (`)b) Working capital investment amount (`)c) Margin money (`)8 Amount of Loan Sanctioned (`)a) Term Loan (`)b) Working Capital Loan (`)9 Repayment Schedule prescribed10 Security11 Date of first instalment of loan released12 Date (s) of Inspection13 Composite Subsidy amount eligible (`)14 Composite Subsidy amount claimed (`)15 Any other information


1. We undertake having complied with all the instructions contained in Compendiumof Instructions issued by Government of India on the Revised ACABC Schemewhile sanctioning above proposals.

2. We request you to release an amount of ̀ ............(Rupees...............................) asComposite Subsidy in respect of the above entrepreneurs.

Place:

Date:

Branch Manger

Seal and Signature

Encl: (1) Bank’s sanctioned letter (2) Brief project profile

Controlling Officer

Seal and Signature

(For the use of NABARD RO)

The above claim is scrutinized. HO is requested to confirm the release of upfrontcomposite subsidy amount of `..................(Rupees...........................................only)to be released to (Name of Bank)

(Signature)

AGM/DGM

(NABARD, RO)................................................................................(For the use of ICD, NABARD HO)Release of Subsidy – ConfirmationRETURN FAX MESSAGE

DateFROM: CGM, ICD, NABARD, HO, MUMBAIFOR: CGM/GM/OIC, REGIONAL OFFICE NABARDACABC - Release of upfront composite subsidy – confirmationThe claim No. is admitted (Ref.Claim No....................For upfront compositesubsidy). Since sufficient funds are available with NABARD, under the scheme, theabove proposal of upfront composite subsidy amount of ` ...........(Rupees....only) isconfirmed for release.

AGM/DGMICD, NABARD-HO, MumbaiDate :


Annexure XIVCONSOLIDATED CLAIM FORM FROM THE FINANCING BRANCH OF THE BANKTHROUGH ITS CONTROLLING OFFICE FOR RELEASE OF DIFFERENTIAL SUBSIDYAS PER REVISED AGRI CLINICS & AGRI BUSINESS CENTRES (ACABC) SCHEME –2010 IN RESPECT OF PREVIOUSLY SANCTIONED (BUT NOT YET CLOSED) LOANS

(To be submitted to the concerned Regional Office of NABARD)

NAME AND ADDRESS OF THE BANK/BRANCH :MONTH/YEAR OF CLAIM:DISTRICTS COVERED:TOTAL AMOUNT OF CURRENT CLAIM (` lakhs):DETAILS OF CURRENT CLAIM:

(` lakh)

Sl. PARTICULARS 1 2 3 4 5 6 71 Name and address of the Entrepreneur2 Nature of Activity3 Whether SC/ST/Women /North-Eastern

Region/Hill States J&K, H.P., Uttarakhand4 Period (dates) & Institute of training under ACABC

Scheme – ID No.5 Loan A/c No.6 Date of Sanction of Loan7 Total Financial Outlay (`) as per Project Report

i. Capital Investment (`)ii. Working capital investment (`)

8 Margin money (`)9 Amount of Bank Loan Sanctioned `

i. Term Loan ìi. Working Capital Loan `

10 Particulars of Subsidy ` claimed and received fromNABARDi. Capital Subsidy ìi. Interest Subsidy ìii. Total Subsidy Received

11 Composite Subsidy amount eligible as per revisedguidelines based on Sl No.7 (`)

12 Differential subsidy claimed (11-10.iii) (`)



2. We request you to release an amount of ̀ ..................(Rupees........................) asdifferential amount of subsidy in respect of the above

Branch MangerSeal and Signature

Place:Date:

Controlling OfficerSeal and Signature

(For the use of NABARD RO)The above claim is scrutinized. HO is requested to confirm the release of differentialsubsidy amount of ` ............... (Rupees ................................. only) to be released to(Name of Bank)

(Signature)AGM/DGM(NABARD, RO)

..........(For the use of ICD, NABARD HO)Release of Subsidy – ConfirmationRETURN FAX MESSAGE

DateFROM: CGM, ICD, NABARD, HO, MUMBAIFOR: CGM/GM/OIC, REGIONAL OFFICE NABARD

ACABC - Release of differential subsidy – confirmationThe claim No. is admitted (Ref.Claim No....................For differential subsidy).Since sufficient funds are available with NABARD, under the scheme, the above proposalof differential subsidy amount of `...................(Rupees.............................only) isconfirmed for release.



Annexure XVCONSOLIDATED CLAIM FORM FROM THE FINANCING BRANCH OF THE BANK THROUGHCONTROLLING OFFICE FOR RELEASE OF COMPOSITE SUBSIDY IN RESPECT OF AGRICLINICS & AGRI BUSINESS CENTRES SEEKING SECOND LOAN AS PER REVISEDGUIDELINES – 2010 OF THE ACABC SCHEME

(To be submitted to the concerned Regional Office of NABARD)NAME AND ADDRESS OF THE BANK/BRANCH :MONTH/YEAR OF CLAIM:DISTRICTS COVERED:TOTAL AMOUNT OF CURRENT CLAIM (` lakhs):DETAILS OF CURRENT CLAIM:

(` lakh)Sl. PARTICULARS 1 2 3 4 5 6 71 Name and address of the Entrepreneur2 Whether SC/ST/Women /North-Eastern Region/

Hill States J&K, H.P., Uttarakhand3 Period (dates) & Institute of training under ACABC

Scheme – ID No.4 Details of first loani Loan A/c No.ii Purpose of Loan/Nature of activityiii Total Financial Outlay (`) as per Project Reportiv Margin money (`)v Amount of Bank Loan Sanctioned (`)vi Date of Sanction of Loanvii Particulars of Subsidy claimed & received (`)

a. Capital Subsidy (`)b. Interest Subsidy (`)c. Total Subsidy /Composite subsidy Received (`)

5 Details of Current loani Loan A/c No.ii Purpose of Loan/Nature of activityiii Total Financial Outlay (`)

a. Capital Investment (`)b. Working capital investment (`)

iv Margin money (`)v Amount of Loan Sanctioned (`)

a. Term Loan (`)b. Working Capital Loan (`)

vi Date of Sanctionvii Repayment Schedule prescribed (`)viii Security7 Composite Subsidy amount

[Sum of previous loan and current loan TFO forsubsidy purpose be limited to ` 20 lakh (` 25lakh in case of extremely successful cases)]

i Total financial outlay for both the loans (`)ii Eligible composite subsidy for both the loans (`)iii Subsidy released for first loan (`)iv Balance eligible subsidy claimed for second loan (`)



2. We request you to release an amount of `.................(Rupees ....................) asupfront composite Subsidy for second loan in respect of the above entrepreneurs.

Place:Date:

Branch MangerSeal and Signature

Encl: (1) Bank’s sanctioned letter (2) Brief project profile

Controlling OfficerSeal and Signature

(For the use of NABARD RO)The above claim is scrutinised. HO is requested to confirm the release of upfrontcomposite subsidy amount of ` .....................(Rupees ......................................only)for second loan to be released to (Name of Bank)

(Signature)AGM/DGM(NABARD, RO)................................................................(For the use of ICD, NABARD HO)Release of Subsidy – ConfirmationRETURN FAX MESSAGE

DateFROM: CGM, ICD, NABARD, HO, MUMBAIFOR: CGM/GM/OIC, REGIONAL OFFICE NABARD

ACABC - Release of upfront composite subsidy for second loan – confirmationThe claim No. is admitted (Ref.Claim No....................For upfront compositesubsidy for second loan). Since sufficient funds are available with NABARD, under thescheme, the above proposal of upfront composite subsidy for second loan amount of` ....................(Rupees.........................................only) is confirmed for release.



Annexure XVI

FORMAT FOR UTILIZATION CERTIFICATE – CAPTIAL & INTEREST SUBSIDY (OLDCASES) UNDER AGRI CLINICS AND AGRI BUSINESS CENTRES SCHEME (ACABC)

(To be submitted, in duplicate, to the Regional Office of NABARD by the financingbank)

1. Name, address and location of the beneficiary and project:2. Name of the financing bank:3. Name & address of the financing Branch:4 Date of sanction of loan by bank:5. Dates of verification by Inspection Team:6. (a) Date of Commission of the unit:

(b) Date of completion of the unit:7. Brief description of facilities created, capacity level of the project etc.:

Total financial outlay (`) as per Project ReportMargin Money (`)Bank Loan (`)Rate of interest charged by the financial bank (% p.a.)

Subsidy received Date of Receipt Date of credit(`) from NABARD to the Borrowers

account or SubsidyReserve Fundaccount

Capital Subsidy50% Advance subsidyFinal instalment ofReceivable capitalsubsidyInterest SubsidyFirst Installment(Ist Year)Final Installment(IInd Year)The bank has/has not availed refinance from NABARD

11. This is to certify that the full amount of subsidy received towards both capital costand interest on bank loan in respect of the above project has been fully utilized (byway of crediting to the “subsidy Reserve Find Account/Interest Subsidy receivableAccount” borrower-wise) and adjusted in the books of account under the sanctionedterms and conditions of the project within the overall guidelines of the scheme.

Place :Date:

Seal & Signature of Branch Manager (Financing Bank)


Annexure XVIIFORMAT FOR UTILIZATION CERTIFICATE - COMPOSITE SUBSIDY

(FOR THE USE OF FINANCING BANK TO BE SUBMITTED TO THE REGIONALOFFICE OF NABARD)

SCHEME FOR SETTING UP OF AGRICLINICS & AGRIBUSINESS CENTRES

1 Name, address and location of the beneficiary and project2 Name of the financing bank3 Name & address of the financing branch4 Date of sanction of loan by bank5 Date of verification by Joint Verification Team6 Date of commission of the unit7 Total financial outlay (`)8 Margin Money (`)9 Bank loan (`)10 Rate of interest charged by the financial bank (% p.a.)11 Subsidy detailsComposite Subsidy amount Date of Receipt Date of credit to theSubsidy received (`) Borrowers accountfrom NABARD or Subsidy Reserve

Fund accountAdvance subsidyFinal subsidy12 Brief description of facilities created with capacity etc.13 The bank has / has not availed refinance from NABARD

This is to certify that the full amount of composite subsidy received in respect of theabove project has been fully utilized (by way of crediting to the “Subsidy Reserve FundAccount - borrower - wise) and adjusted in the books of account under the sanctionedterms and conditions of the project within the overall guidelines of the scheme.

Place :Date :

(____________________)Seal & Signature of the

Branch Manager (Financing bank)

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