About SSI, Inc.
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Transcript of About SSI, Inc.
Mortgage Insurance IndustryDifficult EnvironmentCosts way up – profits way down
Investment portfolio losses in the market downturn
Increased claims due to high foreclosure rate
Credit rating downgrade or watchPROFITS
COSTS
“Unfortunately, the lending practices of the past have dramatically increased the volume of claims tainted by fraud filed with Mortgage Insurers.”
David M. McGraw
CEO – SSI, Inc.
Sins of the Past
1. Unique dual servicing delivery platform2. Internal team capabilities and mortgage
experience3. External team that possesses
professionalism, and long term investigative experience
4. Advanced Technology with integration capabilities
5. Focused services provided in addition to optional services as requested or needed by client
6. Compliant policies and procedures regarding proprietary information
7. Longevity and Consistency
WHAT MAKES US DIFFERENT
Provide our customers with both seasoned mortgage professionals as well as vetted and licensed private investigators
Manage scheduling and billing hours for our clients with respect to outside private investigators
Reduce collateral clutter by managing report information and maintaining complete reports in house
Unique Dual Servicing Platform
Over 207 years of mortgage underwriting and risk management experience
The ability to spot irregularities quicklyAdept at quickly reviewing loan packagesComprehensive and concise reportingMulti-lingual StaffManagement of individual private
investigators scheduling, and billable hours
Our Internal Team
Over 500 FBI, Sheriffs, and law enforcement professionals, ready to serve our clients needs
All vetted and properly licensed within their state requirements
SSI, Inc. is creating and launching webinar, power point, and awareness and sensitivity training for our private investigators to better serve our clients
Our External Team
Retooled our delivery system for best integration possible
Works directly with our clients document management system
Direct login to clients secure networkAuto notices of file transmittalPaperless
Technology
Re-verification of loan documents such as income, employment, assets and HUD-1 Settlement statements
Database searches of undisclosed propertiesReasonableness of incomeFace to face or phone interviews with
borrowers as required by client
Our Service to YOU
Initial desk review to include “red flag” analysis as well as risk based borrower scoring system
Loan portfolio sampling, random or stratified samples
Value Added Services
Over 25 years in the business of investigating mortgage fraud
Longevity and Consistency
1. Unique dual servicing delivery platform2. Internal Team capabilities and mortgage
experience3. External Team that possesses
professionalism, and long term investigative experience
4. Advanced Technology with integration capabilities
5. Focused services provided in addition to optional services as requested or needed by client
6. Compliant policies and procedures regarding proprietary information
7. Longevity and Consistency
Our differences that MAKE the difference
David McGraw
• CEO/Chairman
• 14 Years as CEO/President of privately held companies
Carlton Carden
• Vice President Corporate Development
• Successful technology entrepreneur
• 28 years experience in business & corporate development
• Georgia Tech & Stanford Business School graduate
Marie Summers• 20 Years Mortgage Industry
Experience
• 15 years Regional Manager
• 2 years OPS Manager
• 3 years Account Executive
• Regional Manager of the Year 2006
• AE of the Year 1997
Susan Blair
• 25 Years in the Mortgage Industry
• 17 Years Operations Manager
• 5 Years District Credit Manager Underwriter
• 2 Years Producing Branch Manager
• 6 years Processing Manager
Natasha Graves• 9 Years in the Mortgage
Industry
• Office Manager
Adriane Harden• 5 years Mortgage
Origination
• 6 years Loan Processor
• 1 Year
• Closer
Melinda Castro
• 10 Years
• Sr. Loan Processor
• 2 years
• Closer
Amanda Guerrero• 12 Years in Mortgage
Industry
• 2 years bi-lingual loan originator
• 2 years Loan Processor
• 5 years
• Warehouse line Analyst
Barbara Wood
• 22 Years in the Mortgage Industry
• 15 years Underwriting
• 7 Years
• Processing/
• Operations
Cathy Steenwyk• 13 Years in the Mortgage
Industry
• 7 years Quality control Review
• 3 years Loan Shipping and sales
• 3 years Final Documents Control
James Crow
• 9 years Owner Investigation Firm
• 12 Years US Marines/
• Military Police
• 7 years Business Development
Jerri Haas
• 16 Years in Banking, Taxes, Stockbroker
• 6 years
• Mortgage Loan Originator
Kyra Adams
• 5 Years
• Mortgage Loan Processor
Matt Mitchell
• 10 years in the Mortgage Industry
• 5 years Loan Processing
• 2 years Underwriting
• 3 Years Compliance
Rhonda Padgett• 10 Years Mortgage Loan
Processor
Rori Smith
• 9 Years Customer Service
Shirley Goicochea• 12 Years in the Mortgage
Industry
• 6 years Commercial Lending
• 6 years Residential and Consumer Lending
Whitney Moore
• 5 Years Mortgage Loan Processor
Susan Yang
• 13 Years Mortgage Industry Experience
• 5 years processing
• 5 years post closing
• 3 years Wholesale Underwriter
Bonita Fontenot• 16 years Mortgage
Experience
• 2 years Mortgage Underwriter
• 14 years Sales Management
Nicki Wynn
• Mortgage Industry 13 years
• 4 yrs as a processor
• 1 yr as an underwriter
• 3 years as a pipeline manager
• 5 years as an originator
Kristen Belcher• Mortgage industry 12 years
• 11 yrs Sr. Processor
• 1 year junior processor
Our Private Investigators• Faces blurred to protect
their identity