ลูกค้าบุคคล | ธนาคารกรุงไทย · Updated as per...

�

�

Page

�� Memorandum of Association 1

�� Articles of Association

o Chapter 1 General 7

o Chapter 2 Shares and Shareholders 7

o Chapter 3 Transfer of Shares 9

o Chapter 4 Directors 10

o Chapter 5 General Meetings 13

o Chapter 6 Accounting, Financing and Auditing 15

o Chapter 7 Addendum 16

Contents

�

�

หนา

�� หนงสอบรคณหสนธ 1

�� ขอบงคบ

o %&'()*+ 1 ,))-+'./ 7

o %&'()*+ 2 %01234567189:%012 7

o %&'()*+ 3 ก<=>:2%012 9

o %&'()*+ 4 ก==&ก<= 10

o %&'()*+ 5 ก<=/=5?0&67189:%012 13

o %&'()*+ 6 ก<=,-@?* ก<=ABC2 345ก<=D:,,-@?* 15

o %&'()*+ 7 ,)AEC+&AFC& 16

สารบญ

�

�

Updated as per Resolutions of the Extraordinary General Meeting No.1/2012

MEMORANDUM OF ASSOCIATION

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&'CD<&-@67189:%012 Q=-RB)*+ 1/2555

หนงสอบรคณหสนธ

�

�

Updated as per Resolutions of the Extraordinary General Meeting No.1/2012 Page 2

MEMORANDUM OF ASSOCIATION

OF KRUNG THAI BANK PUBLIC COMPANY LIMITED

The Memorandum of Association of the Company contains the following items:

Article 1. The name of the Company is (in Thai) X,=CY-) Z2<Q<=ก=0B.)[ \]<ก-( (&%<?2)^ and it is called in English as XKRUNG THAI BANK PUBLIC COMPANY LIMITED^.

Article 2. The Company has the purpose to sell its shares to the public.

Article 3. The objective of the company consists of 26 clauses as follows:

(1) To conduct commercial banking businesses in Thailand and other countries, in every branch office of the Company, to conduct all businesses relating to banking businesses as well as guaranteeing and conducting trading of money or properties which are securities.

(2) To pay out money for the purpose of deriving benefits upon provision of security in the form of immovable or movable properties, or both combined, or to lend out money with security in the form of properties as stated above or to be mentioned hereinafter, i. e. cash accounts, credit accounts or any account, letters of guarantee, loan documents, loan policies, bills payable, any promissory note, land title deeds, chattels, goods, merchandise, sale/ purchase agreements, credit notes, documents for shipment of goods by sea, railway or air, delivery notes, warehouse certificates, warehouse warrants, warrant notes, any major commercial deeds, silver bullions, gold bullions, stocks, shares, debentures, or deeds for transfer of money.

( 3) To conduct transactions of trade bills and various treasury bills in return for discounts, to exchange and conduct trading of currencies and other securities.

(4) To lend out money on security of existing or future goods.

( 5) To accept to act as the trader of bonds of the Thai Government and foreign government, stocks, shares, debentures or any securities or every category of financial or commercial matters.

(6) To accept the deposit of money by opening daily receivable/payable accounts, fixed deposit accounts or other accounts either with or without interest, and to accept the deposit of documents, valuables, and securities, and to derive benefits therefrom, whether they be principal sum or interests thereof.

(7) To handle all aspects of the loan.

(8) To accept to act as an estate administrator, or to manage the properties of the individuals.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&'CD<&-@67189:%012 Q=-RB)*+ 1/2555 %21< 2

หนงสอบรคณหสนธ

ของ บรษท ธนาคารกรงไทย จากด (มหาชน)

%2-BD9:,=CQk%lD2ZCP:B,=CY-) &*=<[ก<=(-BFm:./2*R

P1: 1. ?9+:,=CY-) X,=CY-) Z2<Q<=ก=0B.)[ \]<ก-( (&%<?2)X 345&*?9+:A/n2o<Y<:-BกpY'm< XKRUNG THAI BANK PUBLIC COMPANY LIMITED^

P1: 2. ,=CY-)&*Q'<&/=5DBQl)*+\5AD2:P<[%012Fm:/=5?<?2

P1: 3. '-F80/=5DBQlP:B,=CY-) &*\]<2'2 26 P1: (-BFm:./2*R

(1) )]<ก<=Z2<Q<=E<kC?[lq2/=5A)r.)[345/=5A)r:9+2q2D<P<)0ก3%mBP:B,=CY-))]<กC\ก<=)-RB/'Bst+BAก*+['ก-,ก<=Z2<Q<= ='&)-RBก<=QR]</=5ก-2345)]<ก<=s9R:P<[ABC2%=9:)=-E[lDC2)*+A/n2%4-ก)=-E[l

(2) )]<ก<=\m<[ABC2AE9+:%<64/=5>[?2l >([&*/=5ก-2A/n2:D-B%<=C&)=-E[l%=9:D-B%<=C&)=-E[l%=9:)=-E[l)-RBD:B:[m<B)*+ก4m<'341'='&ก-2 %=9:q%1ก71[9&ABC2 >([&*/=5ก-2A/n2)=-E[l(-Bก4m<'&<341' %=9:(-B\5ก4m<'Fm:./2*R Q9: ,-@?*ABC2D( ,-@?*ABC2AQ=(CF%=9:,-@?*q( u %2-BD9:D-@@</=5ก-2 q,ก71 ก=&Z==&lก71 F-v'D-+B\m<[ABC2F-v'D-@@<q?1ABC2:[m<Bq( u >O2()*+(C2DC+BP:B DC2Q1< %2-BD9:D-@@<s9R:P<[ %2-BD9:AQ=(CF q,=-,DmBDC2Q1<)<BA=9: )<B=8.w %=9:)<B:<ก<r[<2 q,DmBP:B q,=-,=:B >ก(-B>=BAกx,DC2Q1< /=5)'2DC2Q1< >21F q,':=3=2Fl %2-BD9:D]<Q-@q2ก<=Q1<:[m<Bq( u ABC23)mB ):B3)mB DFy:ก %012 %012ก71 %=9:%2-BD9:ก<=>E[กy'2

(3) )]<ก<=s9R:P<[F-v'ABC2ก<=Q1< 345F-v'ABC2Q4-BFm([?-กQm<Dm'24( 34กA/4*+[2 s9R:P<[ ABC2F=< 345%4-ก)=-E[l:9+2 u

(4) q%1ก71[9&ABC2 >([&*DC2Q1<)*+&*:[7m341' %=9:st+B\5&*PtR2q2o<[%21<A/n2/=5ก-2

(5) =-,A/n2671)]<ก<=s9R:P<[E-2Z,-F=P:B=-z,<4.)[ 345=-z,<4Fm<B/=5A)r DFy:ก %012 %012ก71 %=9:%4-ก)=-E[l:[m<Bq( u %=9:q2ก<=ABC2%=9:ก<=Q1<)0ก:[m([A/|(,-@?*=-,\m<[=<['-2 ,-@?*{<ก/=5\]<%=9:,-@?*:[m<B:9+2 >([&*(:กA,*R[ %=9:.&m&*(:กA,*R[ 345=-,{<กA:กD<= P:B&*Qm< 345%4-ก)=-E[lFm[?2l3%mB%4-ก)=-E[l )*+ก4m<'2-R2.&m'm<\5A/n2F12ABC2%=9:(:กA,*R[

(7) \-(ก<=ABC2ก71)0ก:[m<B

(8) =-,A/n2671\-(ก<=&=(ก %=9:\-(ก<=)=-E[lDC2P:B,0QQ4

�

�


( 9 ) To sell and handle the distribution of shares, debentures, stocks, loan documents, loan policies, agreements to repay any kind of debts or other securities owned by the Company.

( 10) The Company may purchase, acquire, rebuild or improve for suitability of usage such as land, building, housing, plant, office or the components of what is considered necessary or convenient for its operations.

(11) To rent out movable and immovable properties of the company or a part thereof.

(12) The Company will acquire by subscription, purchase or otherwise, and accept, hold or

further distribute shares or stocks of any company, partnership business or organization with similar objectives to those of the company, either entirely or partially or which may increase and promote the benefits of the Company.

( 13) The Company may, with regard to any property or right that it has acquired, make payment in cash or distribute its shares with or without the right to receive the payment of dividend or refund of capital either before or after or otherwise or to make partial payment and to partially distribute shares, subject to any condition to be determined by the Company.

(14) To establish branches or representatives of the Company in Thailand and other countries.

(15) To provide security for the persons working in this Company by making payment of pension

or retirement funds or otherwise and to set up the provident funds for the part referred herein for such persons and to make its contributions towards such funds/accounts as well.

(16) To enter into agreement(s) and carry out actions in accordance with such agreement(s) in

order to participate in the work and to receive the share of profit from other companies, partnerships or persons undertaking operations within the scope of this Company�s objectives.

(17) To distribute or sell any of the Company�s property including transfer of liabilities of customers or debtors to persons, juristic persons, financial institutions, funds or government agencies.

(18) To borrow money for use in the Company�s business and to mortgage/pledge its properties

in security of such loans.

( 19) To notice cases, file complaints, arraign, appoint counsel/ attorney, file lawsuit, stand in the court, compromise or take other actions in the court where the Company is plaintiff or defendant or party in any cases or businesses relating to the Company�s business as well as assigning any case/matter for the consideration and ruling of arbitrators.

(20) To conduct all or any stated in this Memorandum by itself or with other companies,

partnerships or persons, or as an agent of other companies, partnerships or persons, or through other person(s) who act(s) as agent(s) of the Company.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&'CD<&-@67189:%012 Q=-RB)*+ 1/2555 %21< 3

(9) P<[345\-(ก<=\]<%2m<[%012 %012ก71 DFy:ก q,ก71 ก=&Z==&lก71 D-@@<=-,q?1%2*RDC2:[m<Bq( u %=9:%4-ก)=-E[l:[m<B:9+2st+B,=CY-)A/n2A\1<P:B

(10) )*+(C2 :<Q<= A=9:2 >=B D]<2-กB<2 %=9:DC+B)*+/=5ก:,F-RBPtR2 )*+A%x2'm<\]<A/n2%=9:A/n2ก<=D5('กFm:ก<=B<2P:B,=CY-) ,=CY-)\5s9R:%=9:\-(%<&< %=9:\-()]<PtR2q%&m 3453ก1.Pq%1A%&<5q?1ก<=.(1

(11) q%1A?m<D-B%<=C&)=-E[l345:D-B%<=C&)=-E[lP:B,=CY-) %=9:3Fm,<BDm'2P:B)=-E[l2-R2 u

(12) %012%=9:DFy:กP:B,=CY-) %1<B%012Dm'2 %=9:กC\ก<= :BQlก<=q( u st+B&*'-F80/=5DBQlQ41<[Q4tBก-2ก-,'-F80)*+/=5DBQl3%mB,=CY-)2*R)-RB%&( %=9:3Fm,<BDm'2กx(* %=9:st+B2m<\5AEC+&E72DmBAD=C&64/=5>[?2lP:B,=CY-)2*R.(1กx(* ,=CY-)2*R\5\-(ก<=%<&<>(['CZ*\:Bs9R: %=9:>([)<B%2t+B)<Bq(345=-,.'1[t(89:%=9:\]<%2m<[Fm:./กx.(1

(13) )=-E[lDC2%=9:DC)ZC:[m<Bq(st+B,=CY-).(1&< ,=CY-)\5\m<[ABC2D(%=9:\]<%2m<[%012P:B,=CY-) >([q%1.(1=-,%=9:&C.(1=-,ABC2/�264 %=9:ABC2)02Q92กm:2%=9:%4-B %=9:>([D8<2q(กx.(1 %=9:\m<[ABC2D(q%1,<BDm'2 345\]<%2m<[%012q%1,<BDm'2กx.(1 )-RB2*R >([&*P1:D-@@<:[m<Bq(341'3Fm,=CY-)\5ก]<%2(

(14) F-RBD<P<%=9:F-'3)2,=CY-)q2/=5A)r.)[345/=5A)r:9+2

(15) q%1%4-ก/=5ก-23กm,0QQ4)*+)]<ก<=B<2:[7mq2,=CY-)2*R >([\m<[ABC2q%1A/n2,]<A%2x\,]<2<@%=9:\m<[q%1>([D8<2q(345\-(F-RB,-@?*ABC2)02A4*R[B?*E (>/='CA(2Flw�2(l) q2Dm'2)*+ก4m<'&<2*Rq%1.'13กm,0QQ4A%4m<2-R2345DmBABC2AP1<,-@?*2-R2(1'[

(16) )]<Q'<&Fก4B345\-(ก<=q%1A/n2./F<&Q'<&Fก4B2-R2 AE9+:=m'&B<2%=9:AE9+:=-,Dm'23,mBก]<.=\<ก,=CY-):9+2 %=9:%1<B%012Dm'2:9+2 %=9:,0QQ4q( u st+B)]<กC\ก<=o<[q2P:,APF3%mB'-F80)*+/=5DBQlP:B,=CY-)2*R

(17) \]<%2m<[ P<[)=-E[lDC2:[m<Bq( u P:B,=CY-) ='&)-RBก<=>:2%2*RDC2P:B47กQ1<%=9:47ก%2*Rq%13กm,0QQ4 2CFC,0QQ4 D8<,-2 ก<=ABC2 ก:B)02 %=9:%2m'[B<2P:B=-z

(18) )]<ก<=ก71[9&ABC2AE9+:2]<&<q?1q2กC\ก<=P:B,=CY-) 345\]<2:B\]<2]<)=-E[lDC2P:B,=CY-)A/n2%4-ก/=5ก-2ABC2ก71[9&2-R2

(19) 3\1BQ'<& =1:B)0กPl ก4m<'>)Y 3FmB)2<[ w�:B=1:B D71Q'<& /=52*/=52:&[:&Q'<& %=9:(]<A2C2ก<=:[m<B:9+2q2r<4 st+B,=CY-)A/n2>\)กl%=9:\]<A4[%=9:Q7mQ'<&q2Q(*q( u q2กC\ก<=%=9:Aก*+['A29+:Bก-,กC\ก<=P:B,=CY-) F4:(\2&:,A=9+:Bq%1:20@<>FF04<ก<=EC\<=k<345'C2C\O-[

(20) ก=5)]<ก<=)*+ก4m<'q2%2-BD9:,=CQk%lD2ZC2*R)0กDC+B)0ก:[m<B%=9:3Fm:[m<B%2t+B:[m<Bq( >([4]<E-B %=9:>([Aก*+['A29+:Bก-,,=CY-) %=9:%1<B%012Dm'2 %=9:,0QQ4:9+2 %=9:>([z<2)*+A/n2F-'3)2q%13กm,=CY-) %=9:%1<B%012Dm'2 %=9:,0QQ4:9+2 %=9:>([)<B)*+&*,0QQ4:9+2)]<3)2q2z<2)*+A/n2F-'3)2q%13กm,=CY-)

�

�


(21) To render information service and dissemination of financial information and data as well as general economic information, analyze or plan any projects or financial and investment feasibility, act as consultant/advisor in business acquisition, merger, takeover, enter into being a listed company or securities on the stock exchange or in any other places for securities trading including any operation or service providing/rendering and in any case/matter relating to financial business and investment business both domestic and abroad.

(22) To conduct the business as non-life insurance broker and life insurance broker. ( 23) To act as securities registrar, agent, broker, commission agency or factor, supporter in

trading of various securities or to perform any other function in trading of any shares ( stocks) , debentures, bonds, treasury bills or any securities in any other business relating to financial business, investment or trade or any other undertaking.

( 24) To buy or sell, bid or tender or accept transfer of liabilities from juristic persons, financial institutions, mutual funds, government agencies as well as assignment or acceptance of assignment of claims derived from selling of goods and services or factoring business, and collection of money from other persons including debt collection management.

( 25) To conduct the business of issuing credit card, debit card or any other cards including participation with any government agencies or private organizations or juristic persons in issuance of such cards to the customers of the Company.

( 26) To conduct all other businesses in relation to or in connection with commercial banking or business which commercial bank is eligible to conduct according to normal custom or should act or must perform or is given permission or consent or allowance to act from the Bank of Thailand and/ or government agencies concerned or the act that will bring about achievement of benefit desired whether all or any other act including other business that, later on, is permitted by laws to conduct.

Apart from those stated above, to do any act which is incidental to the business of the Company or conductive to the attainment of any or all of the above objectives.

Article 4. Registered capital amounts to 72,005,040,437.50 Baht ( Seventy two thousand five million forty thousand four hundred thirty seven baht and fifty satang)

Dividend into 13,981,561,250 shares shares ( Thirteen thousand nine hundred eighty one million five hundred sixty one thousand two hundred and fifty shares)

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&'CD<&-@67189:%012 Q=-RB)*+ 1/2555 %21< 4

(21) /=5ก:,กC\ก<= ก<=q%1,=Cก<=Pm<'D<= 345A6[3E=mPm<'D<= P1:&74)<Bก<=ABC2345Ar=YzกC\)-+'./ 'CAQ=<5%l %=9:'<B362>Q=Bก<= %=9:Q'<&A%&<5D&)<B(1<2ก<=ABC2ก<=4B)02 A/n2)*+/=tกY<q2ก<=s9R:กC\ก<= ='&กC\ก<= Q',กC\ก<= ก<=AP1<A/n2,=CY-) %=9:%4-ก)=-E[l\()5A,*[2q2F4<(%4-ก)=-E[l %=9:q2D8<2)*+s9R:P<[%4-ก)=-E[l:9+2q( ='&8tBก<=(]<A2C2ก<= %=9:ก<=q%1,=Cก<=:[m<Bq( 345q2A=9+:Bq( u :-2Aก*+['P1:Bก-,Z0=กC\ก<=ABC2345Z0=กC\ก<=4B)02)-RBq2/=5A)r345Fm<B/=5A)r

(22) /=5ก:,กC\ก<=2<[%21</=5ก-2'C2<ro-[ 3452<[%21</=5ก-2?*'CF

(23) )]<ก<=A/n22<[)5A,*[2%4-ก)=-E[l F-'3)2 2<[%21< F-'3)2Q1<Fm<B 671D2-,D202q2ก<= s9R:P<[%4-ก)=-E[lFm<B u %=9:)]<%21<)*+:9+2q(q2ก<=s9R:P<[%012 %012ก71 E-2Z,-F=q( u F-v'ABC2Q4-B %=9:%4-ก)=-E[l :[m<Bq( u %=9:q2กC\ก<=:9+2q()*+Aก*+['A29+:Bก-,Z0=กC\)<B(1<2ก<=ABC2 ก<=4B)02 %=9:ก<=Q1<P<[ %=9:ก<=:9+2q(

(24) ก<==-,s9R:%=9:P<[ AP1</=5&74 %=9:=-,>:2%2*RDC2\<ก2CFC,0QQ4 D8<,-2ก<=ABC2 ก:B)02%2m'[B<2P:B=-z F4:(\2ก<=>:2 ก<==-,>:2DC)ZCA=*[ก=1:B)*+AกC(\<กก<=P<[DC2Q1<345,=Cก<= %=9:Z0=กC\3wQAF:=C+B345)]<ก<=A=*[กAกx,ABC2\<ก,0QQ4:9+2 ='&)-RBก<==-,,=C%<=ก<=FC(F<&%2*RDC2

(25) /=5ก:,Z0=กC\ก<=::ก,-F=AQ=(CF ,-F=A(,CF %=9:,-F=:9+2q( ='&)-RBก<==m'&ก-,%2m'[B<2P:B=-z%=9:A:ก?2 %=9:2CFC,0QQ4q( u q2ก<=::ก,-F=F<&)*+ก4m<'q%13กm47กQ1<P:B,=CY-)

(26) ก<=/=5ก:,กC\ก<=:9+2 u )0ก:[m<B)*+A/n2Z0=กC\)*+Aก*+['ก-, %=9:Aก*+['A29+:Bก-,ก<=Z2<Q<=E<kC?[l %=9:Z0=กC\:-2Z2<Q<=E<kC?[lEtB/=5ก:,.(1F<&/กFC/=5AEk* %=9:)*+EtBก=5)]< %=9:F1:B/�C,-FC %=9:.(1=-,:20@<F %=9:.(1=-,Q'<&A%x2?:, %=9:q%1ก=5)]<.(1\<กZ2<Q<=3%mB/=5A)r.)[ 345/%=9:%2m'[B<2=<?ก<=)*+Aก*+['P1:B %=9: A/n2ก<=st+B\52]<./q%1D]<A=x\/=5>[?2l3%mBQ'<&/=5DBQl .&m'm<)0ก/=5ก<=%=9:/=5ก<=%2t+B/=5ก<=q(='&)-RBกC\ก<=:9+2 u )*+Fm:&<%<ก&*ก�%&<[:20@<Fq%1ก=5)]<.(1

2:ก\<ก)*+ก4m<'341' \5)]<ก<=:[m<B:9+2 u st+B:<\&*&<q2)<Bก<=P:B,=CY-)2*R %=9:A/n2ก<=st+B\52]<./q%1D]<A=x\/=5>[?2lF<&'-F80)*+ก4m<'P1<BF122*R)0ก/=5ก<=%=9:3Fm/=5ก<=q(/=5ก<=%2t+Bกx.(1

P1: 4. )02\()5A,*[2 \]<2'2 72,005,040,437.50 ,<) ( A\x (%&9+ 2D:BE-2%1 <41 < 2 D*+%&9+2D*+=1:[D<&DC,A\x(,<) %1<DC,DF<BQl)

3,mB::กA/n2 13,981,561,250 %012 (%2t+ B%&9+2D<&E-2Aก1<=1:[3 / ( DC , A :x ( 41 < 2 %1 < 3 D 2 %ก%&9+2%2t+BE-2D:B=1:[%1<DC,%012)

�

�


Par value is 5.15 Baht per share (Five Baht and fifteen Satang) Divided into Ordinary shares of 13,976,061,250 shares (Thirteen thousand nine hundred

seventy six million sixty one thousand two hundred and fifty shares)

Preference shares of 5,500,000 shares (Five million five hundred thousand shares)

Article 5. The head office of the Company will be located in Bangkok Metropolis. ---------------------------------------------

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&'CD<&-@67189:%012 Q=-RB)*+ 1/2555 %21< 5

&74Qm<%01245 5.15 ,<) (%1<,<)DC,%1<DF<BQl) >([3[ก::กA/n2 %012D<&-@ 13,976,061,250 %012 (%2t+ B%&9+2D<&E-2Aก1<=1:[

A\x(DC,%ก41<2%ก%&9+2%2t+BE-2D:B=1:[%1<DC,%012)

%012,0=C&DC)ZC 5,500,000 %012 (%1<41<2%1<3D2%012)

P1: 5. )*+F-RBD]<2-กB<2q%@m \5F-RB:[7m k \-B%'-( ก=0BA)E&%<2Q= ---------------------------------------------

�

�

Updated as per Resolution of the 25th Annual Ordinary General Meeting (Year 2018)

ARTICLES OF ASSOCIATION

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561)

ขอบงคบ

�

�

Updated as per Resolution of the 25th Annual Ordinary General Meeting (Year 2018) Page 7

Chapter 1 General

Article 1. Unless the context shall otherwise require, the word XCompany^ shall mean XKRUNG THAI BANK PUBLIC COMPANY LIMITED^.

Article 2. In front of the name of The Company, the abbreviation (in Thai) X,&\.^ can be used to replace the words (in Thai) X,=CY-)^ and X\]<ก-( (&%<?2)^.

Article 3. Unless otherwise stipulated in these articles, the relevant provisions of the Laws shall apply.

Chapter 2 Shares and Shareholders

Article 4. The shares of the company shall be divided into two types:

(1) ordinary shares which must be fully paid up.

(2) 5,500,000 existing preference shares which must be fully paid up. Apart from the rights to vote and receive dividends as in the case of ordinary shares, the preference shares shall also be entitled to receive special dividends at a fixed rate of 3 percent per annum before ordinary shares. Regarding newly issued preference shares in addition to Article 4. (2) above, the Company shall be able to specify the voting right to be less than that of ordinary shares.

Article 5. The Company shall deliver a certificate or certificates of shares to every shareholder within two months from the date on which the amount of share is fully paid.

Article 6. The Company�s share certificates shall bear the names of the shareholders, and at least shall contain the following particulars:

(1) name of the Company. (2) registration number of the Company and the date on which the registrar accepted to register

the Company. (3) type of shares, par value, number of share certificate, and total number of shares. (4) name of shareholder. (5) signature of at least one Director of the Board of Directors which has already been given or

printed. The Directors(s) may assign the registrar who conducted the registration of shares in accordance with the law regarding securities and stock exchange to sign or print his signature in replacement of the Director(s).

(6) date, month and year of the issuance of the share certificate.

Article 7. The Company may sell its shares at the price higher than the par value. The proposed sale of shares to the public or any person must be in compliance with the laws regarding securities and stock exchange.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 7

หมวดทJ 1 บททJวไป

P1: 1. q2P1:,-BQ-,2*RQ]<'m< X,=CY-)^ q%1%&<[Q'<&8tB XZ2<Q<=ก=0B.)[ \]<ก-( (&%<?2)^ A'123FmA29R:Q'<&\5:]<2'[q%1%&<[Q'<&A/n2:[m<B:9+2

P1: 2. ?9+:P:B,=CY-)\5q?1:-กY=[m:'m< ,&\. 2]<%21<3)2Q]<'m< X,=CY-)^ 345 X\]<ก-( (&%<?2)^ กx.(1

P1: 3. 2:ก\<ก)*+ก]<%2(.'1>([AOE<5q2P1:,-BQ-,2*R q%1A/n2./F<&,),-@@-FC3%mBก�%&<[)*+Aก*+['P1:B

หมวดทJ 2

หนและผถอหน

P1: 4. %012)-RB%4<[P:B,=CY-)3,mB::กA/n2D:B/=5Ao) Q9: (1) %012D<&-@ st+BF1:B4BABC2AFx&&74Qm<)*+.(1F=<.'1 (2) %012,0=C&DC)ZCA(C&\]<2'2 5,500,000 %012 st+BF1:B4BABC2AFx&&74Qm<)*+.(1F=<.'1 Do<EP:B%012

,0=C&DC)ZC&*4-กYk5ECArY 2:ก\<ก &*DC)ZC::กAD*[B345&*DC)ZC.(1=-,ABC2/�264:[m<B%012D<&-@341' [-B&*DC)ZC.(1=-,ABC2/�264ECArYq2:-F=<F<[F-'=1:[45D<&Fm:/� กm:2%012D<&-@

D]<%=-,%012,0=C&DC)ZC::กq%&m2:กA%29:\<กP1: 4. (2) 2*R ,=CY-)D<&<=8ก]<%2(DC)ZCq2ก<=4BQ5322AD*[Bq%121:[ก'm<%012D<&-@.(1

P1: 5. ,=CY-)\5::กq,%012q%13กm671\:B%012o<[q2D:BA(9:2 2-,3Fm'-2)*+.(1=-,?]<=5ABC2Qm<%012Q=,81'2

P1: 6. q,%012P:B,=CY-)2*RA/n2?2C(=5,0?9+:67189:%012 345:[m<B21:[q%1&*=<[ก<=(-BFm:./2*R (1) ?9+:,=CY-)

(2) A4P)5A,*[2,=CY-) 345'-2)*+2<[)5A,*[2=-,\()5A,*[2,=CY-)

(3) ?2C( &74Qm< A4P)*+q,%012 345\]<2'2%012

(4) ?9+:67189:%012

(5) 4<[&9:?9 +:ก==&ก<=st +B4B%=9:EC&El.'1:[m<B21:[%2t +BQ2 3Fmก==&ก<=\5&:,%&<[q%1 2<[)5A,*[2%012F<&ก�%&<['m<(1'[%4-ก)=-E[l345F4<(%4-ก)=-E[l4B%=9:EC&El4<[&9:?9+:3)2กx.(1

(6) '-2 A(9:2 /� )*+::กq,%012

P1: 7. ,=CY-):<\AD2:P<[%012q2=<Q<D7Bก'm<&74Qm<)*+\()5A,*[2.'1กx.(1

ก<=AD2:P<[%012Fm:/=5?<?2%=9:,0QQ4q( u q%1A/n2./F<&ก�%&<['m<(1'[%4-ก)=-E[l345F4<(%4-ก)=-E[l

�

�


Article 8. If two or more persons subscribe or hold one or more shares in common, these persons must be jointly responsible for the payment of money to cover the par value of share(s) and the higher value of share(s) from its par value, and they must appoint only one person in their group to exercise the rights in the capacity as share subscriber or shareholder as the case may be. In this regard, written evidence must be produced for submission to the company or share registrar. In case of no clear written evidence of such appointment, it must be presumed that the person whose name appears first on the share subscription or share certificate is the one who has been appointed by the share subscribers or shareholders to exercise such right solely until the evidence of such appointment is submitted to the Company.

Article 9. The shareholders may make a request to the Company to issue a new share certificate to replace the one which is lost, defaced or damaged essentially by paying fee to the Company at the rate determined by the Company�s Board of Directors, but not to exceed the rate determined by law. In this case, the Company must issue a new share certificate(s) to the shareholder(s) within fourteen days from the day on which the Company receives such request.

Article 10. The Company is prohibited to own its shares or to accept to deposit its own shares in pledge as security except in case that the provision of laws relating to public limited companies permits it to act accordingly.

Article 11. The share subscriber(s) must make full payment of the share(s) so subscribed within the period of time determined by the Board of Directors as appeared in a notice calling for share payment, which must be no less than fourteen days from the date on which the share subscriber(s) receives such notice.

Article 12. If any share subscriber fails to make payment of share(s) according to Article 11, the Board of Directors shall send a notice calling for making such payment within fourteen days from the date on which the notice is sent. The share subscriber(s) must also be informed that if he/she does not proceed with the specified procedure and fails to do so within the above period of time, the Board of Directors shall forfeit such shares and sell them by public auction.

Article 13. If any share subscriber fails to make payment of share(s) after expiration of the specified period in the notice in Article 12, the Board of Directors shall forfeit such share(s) by public auction within seven days from the expiry date.

If the sale proceeds from such forfeiture are not sufficient to pay a call, the Board of Directors shall collect the remaining amount from the subscriber(s) without any delay.

Article 14. Not less than seventy-five percent of the total shares bearing voting rights and already sold must be the persons of Thai nationality. The Company will not consider and register the transfer of shares which will result in violation of this provision.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 8

P1: 8. 81<,0QQ4F-RB3FmD:BQ2PtR2./\:B%012%=9:89:%012%012A(*[' %=9:%4<[%012=m'&ก-2 ,0QQ4A%4m<2-R2F1:B=-,6C(=m'&ก-2q2ก<=DmBq?1ABC2Qm<%012345ABC2)*+D7Bก'm<&74Qm<%012 345F1:B3FmBF-RBq%1,0QQ4q2\]<2'22-R23FmAE*[BQ2A(*['A/n2671q?1DC)ZCq2z<25A/n2671\:B%012%=9:67189:%012 341'3Fmก=k* )-RB2*R >([F1:B)]<%4-กz<2A/n2%2-BD9:&:,q%13กm,=CY-)%=9:2<[)5A,*[2%012 q2ก=k*)*+.&m/=<ก�%4-กz<2ก<=3FmBF-RB(-Bก4m<'>([?-(3\1B q%1D-22CYz<2.'1กm:2'm<,0QQ4st+B&*?9+::[7mq2q,\:B%012%=9:q,%012q24]<(-,3=ก A/n2671.(1=-,3FmBF-RB\<ก671\:B%012%=9:67189:%012q%1A/n2671q?1DC)ZC(-Bก4m<'3Fm671A(*[' \2ก'm<\5.(1DmB%4-กz<2ก<=3FmBF-RBq%13กm,=CY-)

P1: 9. 67189:%012:<\P:q%1,=CY-)::กq,%012q%&m3)2q,%012)*+D7@%<[ 4,A49:2 %=9:?]<=0(q2D<=5D]<Q-@ >([AD*[Qm<Z==&A2*[&3กm,=CY-)F<&:-F=<)*+Qk5ก==&ก<=ก]<%2( 3Fm.&mAกC2:-F=<)*+ก�%&<[ก]<%2( q2ก=k*2*R ,=CY-)F1:B::กq,%012q%&mq%13กm67189:%012o<[q2DC,D*+'-2 2-,3Fm'-2.(1=-,Q]<P:

P1: 10. %1<&&Cq%1,=CY-)A/n2A\1<P:B%012%=9:=-,\]<2]<%012P:B,=CY-)A:B A'123Fm ก=k*)*+,),-@@-FC3%mBก�%&<['m<(1'[,=CY-)&%<?2\]<ก-(.(1:20@<Fq%1ก=5)]<.(1

P1: 11. 671\:B%012F1:B?]<=5ABC2Qm<%012AFx&\]<2'2o<[q2A'4<)*+Qk5ก==&ก<=ก]<%2(q2%2-BD9:3\1Bq%1

?]<=5Qm<%012 st+BF1:B.&m21:[ก'm<DC,D*+'-2 2-,3Fm'-2.(1=-,%2-BD9:3\1B

P1: 12. 671\:B%012Q2q(.&m?]<=5ABC2Qm<%012q%13กm,=CY-)F<&P1: 11. q%1Qk5ก==&ก<=&*%2-BD9:AF9:2q%1?]<=5Qm<%012q%1AD=x\DCR2o<[q2DC,D*+'-2 2-,3Fm'-2)*+&*%2-BD9:AF9:2E=1:&ก-,3\1B./(1'['m< 81<.&m(]<A2C2ก<=F<&'CZ*ก<=345o<[q2ก]<%2(A'4<(-Bก4m<' Qk5ก==&ก<=\52]<%0122-R2::กP<[):(F4<(Fm:./

P1: 13. A&9+:E12ก]<%2(A'4<F<&%2-BD9:AF9:2(-Bก4m<'q2P1: 12. 341' 671\:B%012Q2q([-B.&m?]<=5ABC2Qm<%012q%1AD=x\DCR2 q%1Qk5ก==&ก<=2]<%0122-R2::กP<[):(F4<(o<[q2A\x('-2 2-,3Fm'-2)*+E12ก]<%2(2-R2

81<.(1ABC2\<กก<=P<[):(F4<(.&mE:?]<=5Qm<%012 q%1Qk5ก==&ก<=A=*[กAกx,ABC2Qm<%012)*+[-BP<(:[7m\<ก671\:B%012>([.&m?-ก?1<

P1: 14. 67189:%012P:B,=CY-)F1:BA/n2,0QQ4D-@?<FC.)[.&mF+]<ก'm<=1:[45A\x(DC,%1<P:B\]<2'2%012)*+&*DC)ZC::กAD*[B345\]<%2m<[.(1341')-RB%&( ก<=>:2%012st+B\5)]<q%1&*646C(Fm:Q'<&P1:2*R ,=CY-)\5.&m=-,EC\<=k<345\()5A,*[2q%1

�

�


Chapter 3 Transfer of Shares

Article 15. During the period of twenty-one days prior to the date of convening each ordinary general meeting, the Company shall suspend and decline the registration of the transfer of shares by making an announcement in advance to the shareholders at the office of the Company and every branch in no less than fourteen days prior to the date of declining the registration of share transfer.

Article 16. The shares of the Company may be transferred without any restriction except

( 1 ) such restriction is for safeguarding the rights and benefits to which the company is entitled in accordance with the law.

( 2 ) for maintaining the proportion of shareholding between Thai nationals and foreigners in accordance with the law governing financial institutions business.

Article 17. The transfer of shares shall be valid when the transferor has endorsed the back of such share certificate by specifying the name of the transferee and it is signed by the transferor and the transferee and the share certificate must be submitted to the transferee.

The transfer of shares can be referred to the Company when the Company receives the application for registration of share transfer, but it can only be referred to the outsiders when the Company has already registered such share transfer.

When the Company considers that the transfer of shares has been properly and legally made, the company shall register such share transfer within fourteen days from the date on which the Company received such application. If the transfer of shares is not properly made, the Company shall notice the person who applied for such transfer within seven days.

If the Company is a company listed in the Stock Exchange, the transfer of share shall be valid only when steps have been taken in the form prescribed by the Stock Exchange.

The Company may appoint the Stock Exchange of Thailand to be its registrar.

Article 18. In the case that any shareholder dies or becomes bankrupt, a person claiming to be his legal heir who has the rights to obtain the shares for any reason (whatsoever) shall produce lawful evidence to the Company. When the Company has considered such evidence and is of the opinion that it is legally correct and satisfactory, the Company shall register such person as a shareholder and shall issue a new share certificate within one month from the day that the Company receives complete evidence.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 9

�� 3 ก��

P1: 15. q2=5%'m<B[*+DC,A:x('-2กm:2'-2/=5?0&67189:%0123Fm45Q=-RB ,=CY-)\5B(=-,4B)5A,*[2ก<=>:2%012กx.(1 >([/=5ก<rq%167189:%012)=<,4m'B%21< k D]<2-กB<2q%@m 345D]<2-กB<2D<P<P:B,=CY-))0ก3%mB .&m21:[ก'm<DC,D*+'-2กm:2'-2A=C+&B(=-,ก<=4B)5A,*[2ก<=>:2%012

P1: 16. %012P:B,=CY-)>:2.(1>([.&m&*P1:\]<ก-( A'123Fm

(1) P1:\]<ก-(2-R2 u \5A/n2./AE9+:=-กY<DC)ZC34564/=5>[?2l)*+,=CY-)\5EtB.(1=-,F<&ก�%&<[

(2) AE9+:A/n2ก<==-กY<:-F=<Dm'2ก<=89:%012P:BQ2.)[ก-,Q2Fm<B(1<'F<&ก�%&<['m<(1'[Z0=กC\D8<,-2ก<=ABC2

P1: 17. ก<=>:2%012[m:&D&,7=klA&9+:671>:2.(1D4-ก%4-Bq,%012 >([=5,0?9+:671=-,>:2 3454B4<[&9:?9+:P:B671>:2ก-,671=-,>:2 345DmB&:,q,%0123กm671=-,>:2

ก<=>:2%012q?1[-2,=CY-).(1A&9+:,=CY-).(1=-,Q]<=1:BP:q%14B)5A,*[2ก<=>:2%012341' 3Fm\5q?1[-2,0QQ4o<[2:ก.(1A&9+:,=CY-).(14B)5A,*[2ก<=>:2%012341'

A&9+:,=CY-)A%x2'm<ก<=>:2%01287กF1:BF<&ก�%&<[ q%1,=CY-)4B)5A,*[2ก<=>:2%012o<[q2DC,D*+'-2 2-,3Fm'-2)*+.(1=-,Q]<=1:BP: %<กก<=>:2%012.&m87กF1:BD&,7=kl q%1,=CY-)3\1B3กm671[9+2Q]<=1:Bo<[q2A\x('-2

%<ก,=CY-)A/n2,=CY-)\()5A,*[2q2F4<(%4-ก)=-E[l ก<=>:2%012[m:&D&,7=klFm:A&9+:.(1/�C,-FCF<&3,,)*+F4<(%4-ก)=-E[lก]<%2(341'

,=CY-)\5&:,%&<[q%1F4<(%4-ก)=-E[l)]<ก<=A/n22<[)5A,*[2%012กx.(1

P1: 18. ก=k*67 18 9:%0 12Q2q(F<[%=9:41&454<[ 67 1q(&*DC)ZC\5.(1%0 122- R2(1'[/=5ก<=q( u q%12]<%4-กz<2)*+?:,(1'[ก�%&<[3D(BFm:,=CY-)>([Q=,81'2 A&9+:,=CY-)EC\<=k<A%x287กF1:B345A/n2)*+E:q\341' q%1,=CY-)4B)5A,*[2345::กq,%012q%&mo<[q2%2t+BA(9:2 2-,3Fm'-2.(1=-,%4-กz<2Q=,81'2

�

�


Chapter 4 Directors

Article 19. There shall be no less than 7 directors and no more than 15 directors as from time to time determined by the general meeting.

The Board of Directors shall elect one director among themselves a chairman and, if appropriate, may elect one or more directors a vice chairman.

Article 20. A person who is eligible to be a director of the Company#s Board of Directors shall possess the following qualifications:

(1) being a natural person. (2) already come of age. (3) not being bankrupt, incompetent or quasi incompetent. (4) never having been sentenced to a term of imprisonment by judgment of the Court for an

offence relating to property through a fraudulent act. (5) never having been dismissed or deposed from the civil service or a governmental

organization or agency on charge of corruption on duty.

Article 21. The general meeting of shareholders shall elect directors on the following criteria and procedures: (1) A shareholder has voting right of one share one vote except that the share held by such

shareholder is preference share with specified condition of preference share to have less voting right than ordinary share.

(2) Each shareholder shall exercise his voting right in accordance with ( 1) above to elect one person or several persons directors, but he is not entitled to divide his votes into more or less votes for any particular person.

(3) Persons receiving highest votes in descending order shall be elected directors as equal to the permissible number of directors to be elected at the time. In case that persons who are elected, in descending order, receive equal votes which are more than the permissible number of directors to be elected at the time, the chairman of the general meeting shall cast a deciding vote.

Article 22. At each ordinary general meeting, one-third of the directors must retire from office. If the number of directors cannot be divided exactly into the number corresponding to one- third, the directors must retire in the number nearest to one-third.

Unless otherwise agreed by the directors among themselves, the directors to retire on rotation during the first and second times shall be drawn by lots. In every subsequent time the directors who have been longest in office shall retire.

A retiring director is eligible for re-election.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 10

หมวดทJ 4 กรรมการ

P1: 19. q%1&*ก==&ก<=.&m21:[ก'm<A\x(Q2 345.&m&<กก'm<DC,%1<Q2 D0(3Fm)*+/=5?0&67189:%012\5ก]<%2(A/n2Q=-RBQ=<' 345ก==&ก<=.&m21:[ก'm<กt+B%2t+BP:B\]<2'2ก==&ก<=)-RB%&(F1:B&*8C+2)*+:[7mq2=<?:<k<\-ก= q%1Qk5ก==&ก<=A49:กก==&ก<=Q2%2t+BPtR2A/n2/=5Z<2ก==&ก<= 34581<A%x2D&Q'=\5A49:กก==&ก<=Q2%2t+B%=9:%4<[Q2F-RBA/n2=:B/=5Z<2ก==&ก<=กx.(1

P1: 20. ก==&ก<=P:B,=CY-)F1:B&*Q0kD&,-FC(-BFm:./2*R Q9: (1) A/n2,0QQ4Z==&(< (2) ,==402CFCo<'5 (3) .&mA/n2,0QQ441&454<[ Q2.=1Q'<&D<&<=8 %=9:Q2AD&9:2.=1Q'<&D<&<=8 (4) .&mAQ[=-,>)Y\]<Q0ก>([Q]<ECE<กY<8tB)* +D0(q%1\]<Q0กq2Q'<&6C(Aก* +['ก-,)=-E[l)* +.(1

ก=5)]<>([)0\=CF (5) .&mAQ[87ก4B>)Y.4m::ก %=9:/4(::ก\<ก=<?ก<= %=9::BQlก<= %=9:%2m'[B<2P:B=-z

z<2)0\=CFFm:%21<)*+

P1: 21. q%1)*+/=5?0&67189:%012A49:กF-RBก==&ก<=F<&%4-กAกk�l345'CZ*ก<=(-BFm:./2*R

(1) 67189:%012Q2%2t+B&*Q5322AD*[BA)m<ก-,%2t+B%012Fm:%2t+BAD*[B A'123Fm %012)*+67189:%0122-R289:.'1\5A/n2%012,0=C&DC)ZC)*+&*ก<=ก]<%2(Do<EP:B%012,0=C&DC)ZC q%1&*DC)ZC::กAD*[B21:[ก'm<%012D<&-@

(2) 67189:%0123Fm45Q2\5q?1Q5322AD*[B)*+&*:[7m)-RB%&(F<& (1) A49:กF-RB,0QQ4A(*['%=9: %4<[Q2A/n2ก==&ก<=กx.(1 3Fm\53,mBQ5322AD*[Bq%13กm671q(&<ก21:[AE*[Bq(.&m.(1

(3) ,0QQ4st+B.(1=-,Q5322AD*[BD7BD0(F<&4]<(-,4B&<A/n2671.(1=-,ก<=A49:กF-RBA/n2ก==&ก<=A)m<\]<2'2ก==&ก<=)*+\5EtB&*%=9:\5EtBA49:กF-RBq2Q=-RB2-R2 q2ก=k*)*+,0QQ4st+B.(1=-,ก<=A49:กF-RBq24]<(-,8-(4B&<&*Q5322AD*[BA)m<ก-2AกC2\]<2'2ก==&ก<=)*+\5EtB&*%=9:\5EtBA49:กF-RBq2Q=-RB2-R2 q%1/=5Z<2q2)*+/=5?0&A/n2671::กAD*[B?*RP<(

P1: 22. q2ก<=/=5?0&D<&-@/=5\]</�)0กQ=-RB q%1ก==&ก<=::ก\<กF]<3%2mB%2t+Bq2D<&A/n2:-F=< 81<\]<2'2ก==&ก<=)*+\53,mB::กq%1F=BA/n2D<&Dm'2.&m.(1 กxq%1::ก>([\]<2'2qก41)*+D0(ก-,Dm'2%2t+Bq2D<&

ก==&ก<=)*+F1:B::ก\<กF]<3%2mBF<&'<=5q2Q=<'3=ก345Q=<')*+D:B 81<&C.(1)]<Q'<&Fก4Bก-2.'1'm<qQ=\5A/n2671::ก341' กxq%1q?1'CZ*\-,D4<ก 345q2Q=<'Fm: u ./q%1ก==&ก<=)*+:[7mq2F]<3%2mB2<2)*+D0( A/n2671F1:B::ก

ก==&ก<=st+BE12\<กF]<3%2mBF<&P1:2*R :<\.(1=-,A49:กAP1<=-,F]<3%2mB:*กกx.(1

�

�


Article 23. In addition to retiring from office in accordance with Article 22, the directors shall leave office in the following cases:

(1) die. (2) resign from office. (3) lack qualifications or possess qualifications which are prohibited in Article 20. (4) the general meeting has given a resolution that they must leave office with voting of no less than

three-fourth of the shareholders who attend the meeting and own shares totalling no less than half of the total shares held by the shareholders who attend the meeting and have voting right.

(5) the court has ordered him to retire from office.

Article 24. Any director who wishes to resign from office must tender his/her resignation to the Company. Such resignation shall take effect as from the date on which the resignation reaches the Company.

Article 25. In case of any vacancy occurring in the Board of Directors otherwise than by rotation, the Board of Directors with voting of no less than three- fourth of the subsisting directors may elect another person who possesses the qualification as prescribed in Article 20 as director to fill such vacancy in the next meeting of the Board of Directors, except when the remaining tenure of the vacating director is less than two months.

The person so appointed to replace such vacancy shall retain his office during such time only as the vacating director whom he/she replaced was entitled to retain the same he/she had not vacated.

Article 26. The subsisting directors may act notwithstanding any vacancy among them but, if the number of directors is reduced until it does not constitute a quorum the subsisting directors may act only to convene a general meeting in order to elect the directors to replace the total vacancy.

Article 27. A director is prohibited to undertake commercial business of the same nature as and competing with that of the Company, nor he/ she be a partner in as ordinary partnership nor an unlimited partner in a limited partnership nor a director in a private company or other company carrying out a business of such nature in competition with that of the Company whether it is for his own interest or for the interest of others except he/ she had already informed the general meeting before he was appointed director.

Article 28. The Board of Directors shall request the general meeting to consider any payment of money or any other property to the directors where by the general meeting may fix a certain amount or lay down rules and criteria, and may prescribe it from time to time or may bring it into effect permanently until any further change is made.

The clause in the first paragraph will not affect the rights of staffs or employees of the Company who were elected directors in order to receive any remittance and benefit in their capacity as staffs or employees of the Company.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 11

P1: 23. 2:ก\<กก<=E12\<กF]<3%2mBF<&'<=5F<&P1: 22. ก==&ก<=[m:&E12\<กF]<3%2mBก==&ก<=P:B,=CY-)q2ก=k*(-BFm:./2*R

(1) F<[ (2) 4<::ก (3) P<(Q0kD&,-FC%=9:&*4-กYk5F1:B%1<&F<&P1: 20. (4) )*+/=5?0&67189:%0124B&FCq%1::ก(1'[Q5322AD*[B.&m21:[ก'm<D<&q2D*+P:B\]<2'267189:%012

st+B&</=5?0&345&*DC)ZC::กAD*[B345&*%0122-,='&ก-2.(1.&m21:[ก'm<กt+B%2t+BP:B\]<2'2%012)*+89: >([67189:%012)*+&</=5?0& 345&*DC)ZC::กAD*[B

(5) r<4&*Q]<D-+Bq%1::ก

P1: 24. ก==&ก<=Q2q(\54<::ก\<กF]<3%2mB q%1[9+2q,4<::กFm:,=CY-) ก<=4<::ก&*642-,3Fm'-2)*+q,4<::ก./8tB,=CY-)

P1: 25. 81<F]<3%2mBก==&ก<='m<B4BAE=<5A%F0:9+22:ก\<ก8tBQ=<'::กF<&'<=5 q%1Qk5ก==&ก<= >([Q5322AD*[B.&m21:[ก'm<D<&q2D*+P:B\]<2'2ก==&ก<=)*+[-BA%49::[7m A49:ก671st+B&*Q0kD&,-FC345.&m&*4-กYk5F1:B%1<&F<&P1: 20. F-RBA/n2ก==&ก<=3)2q2ก<=/=5?0&Qk5ก==&ก<=Q=<'8-(./ A'123Fm'<=5P:Bก==&ก<=\5A%49:21:[ก'm<D:BA(9:2

671st+BAP1<A/n2ก==&ก<=3)2F]<3%2mB)*+'m<B q%1:[7mq2F]<3%2mB.(1AE*[BA)m<'<=5)*+[-BA%49::[7mP:Bก==&ก<=st+BF23)2

P1: 26. q2\]<2'2ก==&ก<= 3&1F]<3%2mB\5'm<B./,1<B ก==&ก<=)*+A%49::[7m[m:&)]<กC\ก<=.(1 3Fm81<\]<2'2ก==&ก<=4(21:[4B\2A%49:.&m8tB)*+\5A/n2:BQl/=5?0& ก==&ก<=)*+A%49::[7m[m:&)]<กC\ก<=.(1AOE<5ก<=\-(q%1&*ก<=/=5?0&67189:%012AE9+:A49:กF-RBก==&ก<=3)2F]<3%2mB)*+'m<B)-RB%&(A)m<2-R2

P1: 27. %1<&&Cq%1ก==&ก<=/=5ก:,กC\ก<=:-2&*Do<E:[m<BA(*['ก-2345A/n2ก<=3PmBP-2ก-,กC\ก<=P:B,=CY-) %=9:AP1<A/n2%012Dm'2q2%1<B%012Dm'2D<&-@ %=9:A/n2%012Dm'2.&m\]<ก-(Q'<&=-,6C(q2%1<B%012Dm'2\]<ก-( %=9:A/n2ก==&ก<=P:B,=CY-)A:ก?2 %=9:,=CY-):9+2)*+/=5ก:,กC\ก<=:-2&*Do<E:[m<BA(*['ก-2 345A/n2ก<=3PmBP-2ก-,กC\ก<=P:B,=CY-) .&m'm<\5)]<AE9+:/=5>[?2lF2%=9:/=5>[?2l671:9+2 A'123Fm\5.(13\1Bq%1)*+/=5?0&67189:%012)=<,กm:2)*+\5&*&FC3FmBF-RB

P1: 28. ก<=\m<[ABC2%=9:)=-E[lDC2:9+2q(q%13กmก==&ก<= q%1Qk5ก==&ก<=AD2:P:q%1)*+/=5?0&67189:%012EC\<=k< st+B)*+/=5?0&67189:%012:<\\5ก]<%2(A/n2\]<2'232m2:2%=9:'<BA/n2%4-กAกk�l 345\5ก]<%2(.'1A/n2Q=<' u ./ %=9:\5q%1&*64F4:(./\2ก'm<\5&*ก<=A/4*+[23/4Bกx.(1

Q'<&q2'==Q3=ก.&mก=5),ก=5A)9:2DC)ZCP:BE2-กB<2%=9:47ก\1<BP:B,=CY-)st+B.(1=-,A49:กF-RBA/n2ก==&ก<= q2:-2)*+\5.(1=-,Qm<F:,3)234564/=5>[?2lq2z<25)*+A/n2E2-กB<2 %=9:47ก\1<BP:B,=CY-)

�

�


Article 29. The Chairman is the one who summons the meetings of the Board of Directors. If two or more directors make a request for summoning a meeting of the Board of Directors, the

Chairman shall fix the date of the meeting within fourteen days from the date on which such request was received.

Article 30. In calling a meeting of the Board of Directors, the Chairman or the designated person shall deliver the invitation letters to the directors in no less than seven days before the date of the meeting except in case of urgency in order to protect the rights or benefits of the Company, notification of the meeting can be made by other means and the date of the meeting can be fixed earlier than the original one.

Article 31. The Board of Directors meeting shall be held at least once a month. The venue of the meeting shall be arranged as deemed appropriate.

Article 32. In the Board of Directors meeting, there must be no less than half of the directors then subsisting in order to constitute a quorum.

In case the Chairman is not present in the Board of Directors meeting nor he/ she can perform his/her duty, the Vice Chairman shall act as Chairman if the Vice Chairman is subsisting. If there is no Vice Chairman or there is one but he/ she is unable to perform his/ her duty, the directors attending the meeting shall elect one director to be the Chairman of the meeting.

Each director shall have one vote and all resolutions shall be decided by a majority vote. In case of equality of votes, the Chairman shall have the second vote or casting vote for a decision.

Article 32/1 Electronic conferencing shall be conducted in accordance with these rules : (1) Directors attending the conference must conform with the law. (2) Directors attending the conference must be able to provide consultation and discussion, as

well as expression of their opinions via electronic media. (3) The Chairman of the conference must call for all directors to identify themselves as

attendees through electronic media before joining the conference. (4) The Chairman of the conference must set up the audio recording or audio and video

recording; as the case may be, of the director and conference attendees throughout the conference period.

(5) An electronic conferencing shall be conducted in accordance with the standards for electronic conferencing security imposed by the related government sector.

Article 33. The Chairman shall retain his office for a period of one year each, unless he otherwise retires for any reason according to these Articles. The retiring Chairman is eligible for re-election.

Article 34. Any director who has special interest in any matter discussed in the meeting cannot vote on such matter. In this case, the Chairman may request him to temporarily leave the meeting.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 12

P1: 29. /=5Z<2ก==&ก<=A/n2671A=*[ก/=5?0&Qk5ก==&ก<=

81<ก==&ก<=F-RB3FmD:BQ2PtR2./=1:BP:q%1A=*[ก/=5?0&Qk5ก==&ก<= q%1/=5Z<2ก==&ก<=ก]<%2('-2/=5?0&o<[q2DC,D*+'-2 2-,3Fm'-2)*+.(1=-,ก<==1:BP:

P1: 30. q2ก<=A=*[ก/=5?0&Qk5ก==&ก<= q%1/=5Z<2ก==&ก<=%=9:671st+B.(1=-,&:,%&<[DmB%2-BD9:2-(/=5?0&./[-Bก==&ก<=.&m21:[ก'm<A\x('-2กm:2'-2/=5?0& A'123Fmq2ก=k*\]<A/n2=*,(m'2AE9+:=-กY<DC)ZC%=9:/=5>[?2lP:B,=CY-) \53\1Bก<=2-(/=5?0&>(['CZ*:9+2345ก]<%2('-2/=5?0&q%1A=x'ก'm<2-R2กx.(1

P1: 31. Qk5ก==&ก<=P:B,=CY-)F1:B/=5?0&:[m<B21:[A(9:245%2t+BQ=-RB D]<%=-,D8<2)*+/=5?0&Qk5ก==&ก<=\5\-(q%1/=5?0& k D8<2)*+:9+2q(กx.(1D0(3Fm\5A%x2D&Q'=

P1: 32. q2ก<=/=5?0&Qk5ก==&ก<= F1:B&*ก==&ก<=&</=5?0&.&m21:[ก'm<กt+B%2t+BP:B\]<2'2ก==&ก<=)-RB%&( \tB\5A/n2:BQl/=5?0&

q2ก=k*)*+/=5Z<2ก==&ก<=.&m:[7mq2)*+/=5?0& %=9:.&mD<&<=8/�C,-FC%21<)*+.(1 81<&*=:B/=5Z<2ก==&ก<= q%1=:B/=5Z<2ก==&ก<=A/n2/=5Z<2 81<.&m&*=:B/=5Z<2ก==&ก<=%=9:&*3Fm.&mD<&<=8/�C,-FC%21<)*+.(1q%1ก==&ก<=st+B&</=5?0&A49:กก==&ก<=Q2%2t+BA/n2/=5Z<2q2)*+/=5?0&

q%1ก==&ก<=Q2%2t+B&*AD*[B%2t+Bq2ก<=4BQ5322 345q%189:A:<AD*[BP1<B&<กA/n2&FCP:B)*+/=5?0& 81<Q5322AD*[BA)m<ก-2 q%1/=5Z<2q2)*+/=5?0&::กAD*[BAEC+&PtR2:*กAD*[B%2t+BA/n2AD*[B?*RP<(

P1: 32/1. ก<=/=5?0&6m<2D9+::CA4xก)=:2CกDl \5F1:BA/n2./F<&%4-กAกk�l (-B2*R

(1) ก==&ก<=)*+AP1</=5?0&q%1A/n2./F<&)*+ก�%&<[ก]<%2( (2) ก==&ก<=)*+AP1<=m'&/=5?0&\5F1:BD<&<=8/=5?0&/=tกY<%<=9:3453D(BQ'<&QC(A%x2

=5%'m<Bก-2.(16m<2D9+::CA4xก)=:2CกDl (3) /=5Z<2)*+/=5?0&\5F1:B\-(q%1ก==&ก<=)*+AP1<=m'&/=5?0&3D(BF2 AE9+:AP1<=m'&/=5?0&6m<2

D9+::CA4xก)=:2CกDl กm:2=m'&ก<=/=5?0& (4) /=5Z<2)*+/=5?0&\5F1:B\-(q%1&*ก<=,-2)tกAD*[B %=9:)-RBAD*[B345o<E341'3Fmก=k*P:B

ก==&ก<=345671=m'&/=5?0&)0กQ2F4:(=5[5A'4<)*+&*ก<=/=5?0& (5) ก<=/=5?0&\5F1:BA/n2./F<&&<F=z<2ก<==-กY<Q'<&&-+2QB/4:(o-[P:Bก<=/=5?0&

6m<2D9+::CA4xก)=:2CกDl)*+%2m'[B<2=<?ก<=)*+Aก*+['P1:B/=5ก<rก]<%2(

P1: 33. q%1/=5Z<2ก==&ก<=&*ก]<%2(A'4<:[7mq2F]<3%2mB.(1Q=<'45%2t+B/� A'123Fm\5F1:BE12\<กF]<3%2mB >([A%F0:9+2F<&P1:,-BQ-,2*R 345:<\87กA49:กFm:./:*กกx.(1

P1: 34. ก==&ก<=Q2q(&*Dm'2.(1AD*[q2ก<=/=5?0&A=9+:Bq( %1<&&Cq%1::กAD*[B4BQ5322q2A=9+:B2-R2 q2ก=k*2*R/=5Z<2:<\A?C@q%1::ก2:ก)*+/=5?0&A/n2ก<=?-+'Q=<'กx.(1

�

�


Article 35. All business of the Company shall be under the power of the Board of Directors.

The President solely or any other Directors totaling two or more persons as delegated by the

Board of Directors shall have the power to sign and affix the Company#s seal in the documents, instruments and

certificate on behalf of the Company.

The Board of Directors shall have the power to designate and amend the name of Director

empowered to sign in binding the Company to act on behalf of the Company.

Article 36. The Board of Directors shall have the power to appoint the General Manager, staff as well as agent of the Company with the powers and duties as the Board deems appropriate to fix the rates, expenses and remunerations to such persons and to remove them from their positions.

The Board of Directors may empower the General Manager to appoint and remove all the Company#s staff.

If the person who is appointed General Manager also holds the position of a Director of the

Company, that person will then be called President.

Article 37. The Board of Directors has the power to invite any person to be an advisor to assist and give opinions concerning the Company#s business to the Board of Directors as the Board deems appropriate, as well as to fix wage and remuneration.

Chapter 5 General Meetings

Article 38. The Board of Directors shall hold a general ordinary meeting within four months from the close of the accounting period for the year end. Other meetings in addition to this are called extraordinary meetings.

The Board of Directors may call extraordinary meetings as it deems necessary or appropriate or when one or more shareholders holding shares totalling not less than 10 percent of the Company#s shares sold will jointly make a request in writing requesting the Board of Directors to summon an extraordinary meeting at any period, but the reason for calling a meeting must be clearly stated in such written request. In this case, the Board shall summon a shareholder meeting within 15 days after the date of requisition.

In case the board of directors fails to arrange for the meeting within such period, the shareholders who have subscribed their names or other shareholders holding the required aggregate number of shares may themselves call the meeting within 45 days from the date due for holding the requested meeting. In such case, the meeting is deemed to be shareholders# meeting called by the Board of Directors and the Company shall be responsible for necessary expenses as may be incurred in the course of convening such meeting and the Company shall reasonably provide facilitation.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 13

P1: 35. กC\ก<=)-RB%4<[P:B,=CY-) [m:&:[7mq2:]<2<\P:BQk5ก==&ก<=)*+\5ก=5)]<.(1 ก==&ก<=671\-(ก<=q%@m>([4]<E-B %=9:ก==&ก<=:9+2=m'&ก-2F-RB3FmD:BQ2PtR2./st+BQk5ก==&ก<=.(1

&:,%&<[.'1 &*:]<2<\4B4<[&9:?9+:345/=5)-,F=<D]<Q-@P:B,=CY-)ก=5)]<ก<=q( u 3)2,=CY-).(1 q%1Qk5ก==&ก<=&*:]<2<\EC\<=k<ก]<%2(3453ก1.PA/4*+[23/4B?9+:ก==&ก<=st+B&*:]<2<\

4B4<[&9:?9+:67กE-2,=CY-)ก=5)]<ก<=q( u 3)2,=CY-).(1

P1: 36. Qk5ก==&ก<=&*:]<2<\3FmBF-RB671\-(ก<=q%@m 345E2-กB<2Fm([q%1671q(&*:]<2<\345%21<)*+AE*[Bq(D0(3FmQk5ก==&ก<=\5A%x2D&Q'= ก-,)-RBก]<%2(:-F=<345Qm<q?1\m<[ 345,]<A%2x\=<B'-43กm,0QQ4A%4m<2*R3458:(8:2\<กF]<3%2mB.(1 Qk5ก==&ก<=\5&:,:]<2<\q%1671\-(ก<=q%@mA/n26713FmBF-RB3458:(8:2E2-กB<2Fm<B u P:B,=CY-)กx.(1 81<671.(1=-,3FmBF-RBA/n2671\-(ก<=q%@m A/n2671)*+(]<=BF]<3%2mBก==&ก<=P:B,=CY-)(1'[ กxq%1A=*[ก'm<ก==&ก<=671\-(ก<=q%@m

P1: 37. Qk5ก==&ก<=&*:]<2<\)*+\5A?C@,0QQ4%2t+B,0QQ4q(&<A/n2)*+/=tกY<AE9+:?m'[A%49:q%1Q'<&QC(A%x2q2กC\ก<=B<2P:B,=CY-)3กmQk5ก==&ก<=F<&)*+Qk5ก==&ก<=\5A%x2D&Q'= ก-,)-RBก]<%2(Qm<\1<B345,]<A%2x\=<B'-4.(1

หมวดทJ 5

การประชมผถอหน

P1: 38. Qk5ก==&ก<=F1:B\-(q%1&*ก<=/=5?0&67189:%012 A/n2ก<=/=5?0&D<&-@/=5\]</�o<[q2D*+A(9:22-,3Fm'-2DCR2D0(P:B=:,/�,-@?*P:B,=CY-) Dm'2ก<=/=5?0&67189:%012Q=<':9+2 u 2:ก\<ก)*+ก4m<' A=*[ก'm< ก<=/=5?0&'CD<&-@

Qk5ก==&ก<=\5A=*[ก/=5?0&'CD<&-@A&9+:q(กx.(1 D0(3Fm\5A%x2D&Q'= %=9:A&9+:67189:%012Q2%2t+B%=9:%4<[Q2st+B&*%0122-,='&ก-2.(1.&m21:[ก'm<=1:[45DC,P:B\]<2'2%012)*+\]<%2m<[.(1)-RB%&( \5AP1<?9+:ก-2)]<%2-BD9:P:q%1Qk5ก==&ก<=A=*[ก/=5?0&67189:%012A/n2ก<=/=5?0&'CD<&-@A&9+:q(กx.(1 3FmF1:B=5,0A=9+:B345A%F064q2ก<=)*+P:q%1A=*[ก/=5?0&.'1q%1?-(A\2q2%2-BD9:(-Bก4m<'(1'[ q2ก=k*A?m22*R Qk5ก==&ก<=F1:B\-(q%1&*ก<=/=5?0& 67189:%012o<[q2D*+DC,%1<'-2 2-,3Fm'-2)*+.(1=-,%2-BD9:\<ก67189:%012

q2ก=k*)*+Qk5ก==&ก<=.&m\-(q%1&*ก<=/=5?0&o<[q2=5[5A'4<)*+ก]<%2( 67189:%012)-RB%4<[st+BAP1<?9+:ก-2%=9:67189:%012Q2:9+2 u ='&ก-2.(1\]<2'2%012F<&)*+,-BQ-,.'12-R2\5A=*[ก/=5?0&A:Bกx.(1o<[q2D*+DC,%1<'-22-,3Fm'-2Q=,ก]<%2(=5[5A'4< q2ก=k*A?m22*R 89:'m<A/n2ก<=/=5?0&67189:%012)*+Qk5ก==&ก<=A=*[ก/=5?0& >([,=CY-)F1:B=-,6C(?:,Qm<q?1\m<[:-2\]<A/n2)*+AกC(\<กก<=\-(q%1&*ก<=/=5?0&345:]<2'[Q'<&D5('กF<&D&Q'=

�

�


Article 39. In summoning a general meeting, the Board shall prepare the notice of the summoning specifying the venue, date, time, agenda and the issues to be submitted to the general meeting together with relevant details, by clearly indicating them as issues to be submitted for information, for approval or for consideration as the case may be, including the comments by the Board on the issues. The Board shall then send them to the shareholders and the registrar not less than 7 days prior to the date of the meeting, and shall make an announcement of the meeting in a daily newspaper for three consecutive days and not less than three days before the date fixed for the meeting.

In holding a general meeting, the Board may determine the venue in any area in the Kingdom as it deems appropriate.

Article 40. In a general meeting, there must be the shareholders or proxies (if any) attending the meeting not less than twenty-five persons or not less than half of the total shareholders and there must be a total of not less than one-third of the total shares sold in order to constitute a quorum.

If one hour has elapsed after the appointed time of the meeting but the shareholders attending the meeting do not constitute a quorum, the meeting shall be called off in case the meeting was summoned upon the requisition of the shareholders. If the meeting was not summoned by the shareholders not less than seven days before the date fixed for the meeting, the meeting shall proceed even if it does not constitute a quorum.

Article 41. Any shareholder who does not attend the meeting may appoint a proxy in writing to attend the meeting and vote in his replacement. The proxy must submit the instrument appointing a proxy to the chairman of the meeting or the person designated prior to the start of the meeting.

Such instrument must be prepared in compliance with the format prescribed by the registrar. Article 42. In casting votes, whether by show of hand or by secret ballot, each shareholder shall be entitled

to the votes equal to the number of shares owned by him/hers or one share shall be entitled to one vote, except that the share held by such shareholder is preference share with specified condition of preference share to have less voting right than ordinary share; and the resolution of the meeting shall be executed in compliance with the law. In case of equality of votes, the chairman of the meeting shall cast a deciding vote.

Article 43. The Chairman of the Board of Director shall preside at every general meeting of shareholder if the Chairman is not present or unable to perform his/her duty, the Vice Chairman shall act as Chairman of the meeting. In case there is no Vice Chairman or there is one but he/she cannot perform his/her duty, the meeting shall elect one of the shareholders to act as Chairman.

Article 44. A shareholder who has special interest in any particular question discussed in the meeting cannot vote on such question except in the election of the directors.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 14

P1: 39. q2ก<=A=*[ก/=5?0&67189:%012 q%1Qk5ก==&ก<=\-()]<%2-BD9:2-(/=5?0&=5,0D8<2)*+ '-2 A'4< =5A,*[,'<=5ก<=/=5?0& 345A=9+:B)*+\5AD2:Fm:)*+/=5?0&E=1:&(1'[=<[45A:*[(F<&D&Q'= >([=5,0q%1?-(A\2'm<A/n2A=9+:B)*+\5AD2:AE9+:)=<, AE9+::20&-FC %=9:AE9+:EC\<=k< 341'3Fmก=k* ='&)-RBQ'<&A%x2P:BQk5ก==&ก<=q2A=9+:B(-Bก4m<' 345\-(DmBq%167189:%0123452<[)5A,*[2 )=<,.&m21:[ก'm<A\x('-2กm:2'-2/=5?0& 345q%1>�Yk<Q]<,:กก4m<'2-(/=5?0&q2%2-BD9:EC&ElFC(Fm:ก-2D<&'-2 345.&m21:[ก'm<D<&'-2กm:2'-2/=5?0&(1'[

q2ก<=/=5?0&67189:%012 Qk5ก==&ก<=\5ก]<%2(q%1/=5?0& k )1:B)*+q(q2=<?:<k<\-ก=กx.(1D0(3Fm\5A%x2D&Q'=

P1: 40. q2ก<=/=5?0&67189:%012 F1:B&*67189:%012345671=-,&:,O-2)5\<ก67189:%012 (81<&*) &</=5?0& .&m21:[ก'm<[*+DC,%1<Q2 %=9:.&m21:[ก'm<กt+B%2t+BP:B\]<2'267189:%012)-RB%&( 345F1:B&*%0122-,='&ก-2.(1.&m21:[ก'm< %2t+Bq2D<&P:B\]<2'2%012)*+\]<%2m<[.(1)-RB%&( \tB\5A/n2:BQl/=5?0&

A&9+:4m'BA'4<2-(./341'8tB%2t+B?-+'>&B \]<2'267189:%012st+B&<AP1<=m'&/=5?0&.&mQ=,:BQl/=5?0& 81<ก<=/=5?0&.(1A=*[ก2-(>([67189:%012=1:BP: ก<=/=5?0&A/n2:-2=5B-,./ 81<ก<=/=5?0&&Cq?mA/n2ก<=A=*[ก2-(>([67189:%012 q%12-(/=5?0&q%&m345DmB%2-BD9:2-(/=5?0&./[-B67189:%012.&m21:[ก'm<A\x('-2กm:2'-2/=5?0& 345q%1&*ก<=/=5?0&ก-2.(1 3&1\5.&mQ=,:BQl/=5?0&

P1:41. 67189:%012)*+.&mAP1<=m'&/=5?0&(1'[F2A:B :<\)]<%2-BD9:&:,O-2)53FmBF-RBq%1,0QQ4:9+2AP1</=5?0&345::กAD*[B4BQ53223)2กx.(1 >([671=-,&:,O-2)5F1:B2]<%2-BD9:&:,O-2)5[9+2Fm:/=5Z<2q2)*+/=5?0&%=9:671st+B/=5Z<2&:,%&<[กm:2A=C+&/=5?0&

%2-BD9:&:,O-2)52-R2F1:B)]<F<&3,,)*+2<[)5A,*[2ก]<%2(

P1: 42. q2ก<=::กAD*[B4BQ5322.&m'm<\5A/n2ก<=4BQ5322>([A/|(A6[%=9:>([4-, q%167189:%012 &*Q5322AD*[BA)m<\]<2'2%012)*+F289:>([q%12-,%2t+B%012Fm:%2t+BAD*[B A'123Fm %012)*+67189:%0122-R289:.'1\5A/n2%012,0=C&DC)ZC)*+&*ก<=ก]<%2(Do<EP:B%012,0=C&DC)ZCq%1&*DC)ZC::กAD*[B21:[ก'm<%012D<&-@345&FCP:B)*+/=5?0&q%1A/n2./F<&,),-@@-FC3%mBก�%&<[ 81<Q5322AD*[BA)m<ก-2 q%1/=5Z<2q2)*+/=5?0&::กAD*[BAEC+&PtR2:*กAD*[B%2t+BA/n2AD*[B?*RP<(

P1: 43. /=5Z<2ก==&ก<=A/n2/=5Z<2P:B)*+/=5?0&67189:%012 81</=5Z<2ก==&ก<=.&m:[7mq2)*+/=5?0&%=9:.&mD<&<=8/�C,-FC%21<)*+.(1 q%1=:B/=5Z<2ก==&ก<=A/n2/=5Z<2P:B)*+/=5?0& 81<.&m&*=:B/=5Z<2ก==&ก<= %=9:&* 3Fm.&mD<&<=8/�C,-FC%21<)*+.(1 q%1)*+/=5?0&A49:ก67189:%012Q2%2t+BA/n2/=5Z<2q2)*+/=5?0&

P1: 44. 67189:%012)*+&*Dm'2.(1AD*[ECArYq2A=9+:Bq( .&m&*DC)ZC::กAD*[B4BQ5322q2A=9+:B2-R2 A'123Fmก<=A49:กF-RBก==&ก<=

�

�


Article 45. An ordinary general meeting shall be summoned for the following purposes: (1) considering and acknowledging the annual report of the Board of Directors; (2) considering and approving the balance sheet and the profit and loss statement; (3) considering and approving the appropriation of profit; (4) electing new directors in replacement of those who must retire on the expiration of their terms

or otherwise thus causing a vacancy, or electing additional directors in case of increase in their number;

(5) appointing auditor and fixing the remuneration for auditing; (6) other businesses.

Chapter 6 Accounting, financing and auditing

Article 46. The accounting period of the Company shall begin on 1 January and end on 31 December of each year.

Article 47. The Company must cause to be made and kept the accounts as well as auditing as required by laws in such matters, and must make a balance sheet and profit and loss statement at least once in the 12 month accounting period of the Company.

Article 48. The Board of Directors must cause to be made a balance sheet and profit and loss statement at the date ending of the Company#s accounting period to be submitted to the ordinary meeting. The Board of Directors must arrange for the auditor to complete the auditing of the balance sheet and profit and loss statement before submitting them for an approval from the ordinary general meeting.

Article 49. The Board of Directors may pay the interim dividends to the shareholders from time to time when the Board deems the Company has gained adequate profit to do so. The Board shall report on such payment of interim dividends to the Ordinary Meeting in its next session.

The Board of Directors may appropriate the net profit remaining from the payment of dividends or the appropriation according to the resolution of the Annual General Meeting, or use the part of net profit earned in the half- yearly accounting period that has already been audited as various reserves or reserves fund for being the Company#s capital fund as the Board of Directors deems it appropriate by reporting the matter to the shareholders# meeting for information at the next meeting.

The payment of dividends shall be made within one month from the date on which the ordinary meeting or the Board of Directors approved such payment. In this regard, the shareholders shall be informed in writing of the matter and the announcement of the payment of dividends shall also be published in the newspaper for three consecutive days.

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 15

P1: 45. กC\ก<=st+B)*+/=5?0&D<&-@/=5\]</�EtBก=5)]<&*(-B2*R

(1) EC\<=k<=-,)=<,=<[B<2/=5\]</�P:BQk5ก==&ก<= (2) EC\<=k<:20&-FCB,(04345,-@?*ก]<.=P<()02 (3) EC\<=k<:20&-FC\-(D==ก]<.= (4) EC\<=k<A49:กF-RBก==&ก<=q%&m3)2671F1:B::กF<&'<=5 %=9:::กAE=<5A%F0:9+2 st+Bก=5)]<q%1

F]<3%2mB'm<B4B %=9:A49:กF-RBก==&ก<=AEC+&q2ก=k*)*+&*ก<=AEC+&\]<2'2 (5) EC\<=k<A49:กF-RB671D:,,-@?*345ก]<%2(\]<2'2ABC2Qm<D:,,-@?* (6) A=9+:B:9+2 u

หมวดทJ 6

การบญช การเงน และการสอบบญช

P1: 46. =:,/�,-@?*P:B,=CY-) A=C+&F12q2'-2)*+ 1 &ก=<Q& 345DCR2D0(4Bq2'-2)*+ 31 Z-2'<Q& P:B)0ก/�

P1: 47. ,=CY-)F1:B\-(q%1&*ก<=)]<345Aกx,=-กY<,-@?* F4:(\2ก<=D:,,-@?* F<&ก�%&<['m<(1'[ก<=2-R2 345F1:B\-()]<B,(04345,-@?*ก]<.=P<()02 :[m<B21:[Q=-RB%2t+Bq2=:,DC,D:BA(9:2 :-2A/n2=:,/�,-@?*P:B,=CY-)

P1: 48. Qk5ก==&ก<=F1:B\-(q%1&*ก<=)]<B,(04 345,-@?*ก]<.=P<()02 k '-2DCR2D0(P:B=:,/�,-@?*P:B,=CY-)AD2:Fm:)*+/=5?0&67189:%012 q2ก<=/=5?0&D<&-@/=5\]</�AE9+:EC\<=k<:20&-FCB,(04345,-@?*ก]<.=P<()022*R Qk5ก==&ก<=F1:B\-(q%1671D:,,-@?*F='\D:,q%1AD=x\กm:22]<AD2:Fm:)*+/=5?0&67189:%012

P1: 49. Qk5ก==&ก<=:<\\m<[ABC2/�264=5%'m<Bก<4q%13กm67189:%012.(1A/n2Q=-RBQ=<' q2A&9+:A%x2'm<,=CY-)&*64ก]<.=D&Q'=E:)*+\5)]<A?m22-R2 345=<[B<2q%1)*+/=5?0&67189:%012)=<,q2ก<=/=5?0&Q=<'Fm:./

Qk5ก==&ก<=:<\\-(D==ABC2ก]<.=D0)ZC)*+A%49:\<กก<=\m<[ABC2/�264%=9:ก<=\-(D==F<&&FC)*+/=5?0&67189:%012D<&-@/=5\]</� %=9:2]<ABC2ก]<.=D0)ZCDm'2)*+AกC(PtR2F<&B'(Q=t+B/�ก<=,-@?*)*+6m<2ก<=D:,)<2341' A/n2ABC2D]<=:BFm([=<[B<2q%1)*+/=5?0&67189:%012)=<,q2ก<=/=5?0&Q=<'Fm:./

ก<=\m<[ABC2/�264 q%1ก=5)]<o<[q2%2t+BA(9:2 2-,3Fm'-2)*+)*+/=5?0&67189:%012 %=9:Qk5ก==&ก<=4B&FC 341'3Fmก=k* )-RB2*R q%13\1BA/n2%2-BD9:./[-B67189:%012 345q%1>�Yk<Q]<,:กก4m<'ก<=\m<[ABC2/�2642-R2q2%2-BD9:EC&ElFC(Fm:ก-2D<&'-2(1'[

�

�


Article 50. The Company#s auditor shall be elected by the Ordinary Meeting and his/her remuneration for auditing shall be fixed each year by the Ordinary Meeting.

The Company#s auditor must not be director, staff, employee or person holding any position in the Company.

Article 51. The Company#s auditor is empowered to examine the accounts, documents and any other evidence relating to income and expenditure as well as the Company#s assets and liabilities during the Company#s working hours. In this regard, the auditor has the power to inquire the Directors, staffs employees who hold any position in the Company and the Company#s agent as well as the power to request them to make clarification or to submit his/her documentary evidences relating to the Company#s operations

Article 52. The Company may issue debentures, which may be converted to ordinary shares, or any other security as prescribed by the laws regarding securities and stock exchange.

Chapter 7

Addendum

Article 53. The Company#s official seal shall be used as affixed hereby.

Article 54. In case the Company or its subsidiary(ies) agree to enter into related-party transaction(s) or

transaction(s) relating to acquisition or disposal of the material assets of the Company or its subsidiary(ies) as defined, the Company shall comply with the related laws.

----------------------------------------------

�

�

O,-,3ก1.PF<&&FC)*+/=5?0&D<&-@67189:%012/=5\]</� Q=-RB)*+ 25 (/� 2561) %21< 16

?@A 50. BC@DAEEFGHI?AJEKLMFNOFPO QR@NISTKUHVWDXWFGYZ[Aก]FPJ^ZUก_XROà_XObOYJLOcdXDAEEFGHI?AJEKLMFNNVกTe

BC@DAEEFGHI]@AJfWdYTgOกKKWกXK hOFกJXO ZCกa@XJ RK[ABC@ _XKJ]_X^ROdJRO@XNISQ` i ?AJEKLMFN

?@A 51. BC@DAEEFGHIWIA_XOXa]KbaDAEEFGHI YAกDXK^ZURZFกjXOA[SOQ` NISYกISkbกFEKXkf @KXkadXk ]ZAàONKFhklDLO^ZUROIPDLO?AJEKLMFNf @QOKURbdXJYbZXN_XกXK?AJEKLMFN QOกXKOIPQR@WIA_XOXaDAEmXWกKKWกXK hOFกJXO ZCกa@XJ BC@ _XKJ]_X^ROdJRO@XNISQ` i ?AJEKLMFN ^ZU]Fb^NO?AJEKLMFN KbWNFPJQR@HIPâJ?@AYNnaaKLJRK[ADdJYAกDXKRZFกjXOYกISkbกFEกXK _XYOLOกLaกXK?AJEKLMFNf @

?@A 52. EKLMFNAXaAAกRV@OกC@ RV@OกC@NISAXa^TZJDoXhYTgORV@ODXWFG RK[ARZFกNKFhklA[SOQ`]XWกpRWXkbdX @bkRZFกNKFhkl^ZU]ZX`RZFกNKFhkl

�� 7 -�./0��.10�

?@A 53. ]KX?AJEKLMFNQR@QH@ FJNISTKUNFEfb@OIP

?@A 54. QOกKqINISEKLMFNRK[AEKLMFNkdAk]กZJY?@XN_XKXkกXKNISYกISkbrkJกFO RK[AKXkกXKYกISkbกFEกXKf @WXRK[Aa_XROdXkfTstSJDLONKFhklNISD_XcFG?AJEKLMFNRK[AEKLMFNkdAk]XWcbXWRWXkNISก_XRO` QR@EKLMFNTuLEF]L]XWกpRWXkNISYกISkb?@AJ

----------------------------------------------

ลูกค้าบุคคล | ธนาคารกรุงไทย · Updated as per...

Documents

Transcript of ลูกค้าบุคคล | ธนาคารกรุงไทย · Updated as per...