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There’s a place in your neighborhood that’s still making the American Dream come true.Turn to pg. 3 to see what we can do for you.

There’s no credit crunch here. We’ve got

money to lend for residential mortgages and home

equity loans. At very attractive rates. This may be

the perfect time to make the American Dream

come true for your family. Come in and let us help.

We’re financing yourneighbors’ dreams.What can we do for you?

Angry because your community bank got swallowed up by another big bank?

Here’s over 40,000 reasons to be happy.

East River Bank has more than 40,000 ATMs that are FREE for our customers. They’re right near where you live, work, and shop.Our free, full-featured online banking gives you 24/7 secure access to pay bills, transfer funds and manage your daily banking needs. We’re local, family-owned and we do more for our customers. Our high interest-paying Go Green checking account is a great example.

You don’t have to become just another number at a big bank. You’ll get the personal service, the convenience, and all the benefits of a local community bank. Switch to East River Bank.

* Minimum balance of $100 to earn Annual Percentage Yield (APY) which is accurate as of 12/13/11. The APY for accounts with balances of $100–$999.99 is 1.20%. The APY for accounts with balances of $1000–$9,999.99 is 1.20%. The APY for accounts with balances of $10,000–$24,999.99 is 1.20%%. The APY for accounts with balances of $25,000–$49,999.99 is 1.20%. The APY for accounts with balances of $50,000 and above is 1.20%. The Annual Percentage Yield for any tier may change at any time. Offer applies to new money only. Must have an online account. E-statements required. Fees may reduce earnings.

CHECKINGr n

Interest on Checking$100 Minimum Deposit

FDIC Insured

1.20%APY*

Earn

Call us at 267-295-6420 or visit us online.See all our SURCHARGE-FREE ATMs near you at www.eastriverbank.com/myATMs.

The very same people youknew and trusted fromRoxborough-ManayunkBank have openedan even better bank!

Now you can get the kindof local commercial andresidential development

was gone forever!

We’re at it again!

• Quick loan approvals. • Flexible and creative terms.• Strong history with area builders. • Excellent rates.

4341 Ridge Avenue, East Falls • 6137 Ridge Avenue, Roxborough • 267.295.6420Call Jerry Cotlov direct at 267-295-6431 or Frank Toohey direct at 267-295-6442

100 YEARS OF COMMITMENT. COMPOUNDED DAILY.

Nothing wastes more time than having to go through layers to

have turned to us for so terms and rates other

ERB07046_Hat_Ad_A.indd 8 11/1/07 9:47:42 AM