A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT UNION ... ·...

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MORTGAGES THAT FIT YOUR LIFE At DSPFCU, we’re here to help you finance the perfect home. That includes monthly payments you can afford, advice every step of the way, and your appraisal fee is on us*. We do that through our partnership with OwnersChoice. We can help you with ideal financing options and a personal touch. Finance your home with us and we’ll help you with: No fee for your home appraisal* • Easy online application- done in 20 minutes or less • Instant pre-qualification letter so you can start shopping NEW MODEL CARS AND TRUCKS ARE COMING That means you can find some great deals on 2019 models at your local dealership. Plus, DSPFCU can help you save money on the loan with 100% financing of the purchase price and terms of up to 84 months on new vehicles. Save Money Every Month with a Refinance Loan We can help there, too. Just bring in your auto loan information and we’ll help you refinance to a lower rate, longer term, or both. Struggling to Find Financing? It can be tough to get financing when your past or lack of credit gets in the way. We can help. Just tell us what you need to borrow and we’ll work with you to set up a payment plan and get you the money you need. Give us a call at 800-288-1080 and ask about Blue Star loan options. FALL 2019 A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT UNION SERVING THOSE WHO SERVE AND PROTECT SINCE 1960 Start your homeowner’s journey today and we’ll be with you every step of the way at dspfcu.com. *Limited time offer ending November 30. Certain restrictions apply. For qualifying members with approved credit. Equal housing lender. Start your application now at dspfcu.com, at any branch or call us at 800-288-1080. *Must be 18 or older to apply. Rate based on credit worthiness, membership status, and other qualifications apply. DISCOVER KASASA BETTER-THAN-FREE CHECKING At DSPFCU, we’ve always got your back. That’s why we’ve partnered with Kasasa to bring you some amazing checking accounts. Choose Dividends or Cash Back Get more from your checking and earn up to 2.75% APY* with Kasasa Cash® Checking that pays you based on your average daily balance. Or earn 3% cash back per month (up to $9) on your debit card purchases* with Kasasa Cash Back® Checking. Both accounts are always free and offer: • No minimum balance to earn rewards • No monthly maintenance fees • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) • Automatic savings deposits with a free Kasasa Saver® account Learn more at dspfcu.com *See terms and restrictions at dspfcu.com. We are proud to offer Killed in the Line of Duty (KILOD) on our mortgages and other loans. If a law enforcement member is killed in the line of duty, their complete debt obligation (up to $850,000), is wiped away, forgiven and not passed on to their families. The best part is that this protection is paid for by DSPFCU and not by the member. Just ask about this special insurance when you apply for your home loan. PROTECTING YOUR FAMILY WHEN YOU CANNOT

Transcript of A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT UNION ... ·...

Page 1: A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT UNION ... · 2019-10-04 · A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT

MORTGAGES THAT FIT YOUR LIFE At DSPFCU, we’re here to help you �nance the perfect home. That includes monthly payments you can a�ord, advice every step of the way, and your appraisal fee is on us*. We do that through our partnership with OwnersChoice. We can help you with ideal �nancing options and a personal touch.

Finance your home with us and we’ll help you with: • No fee for your home appraisal* • Easy online application- done in 20 minutes or less• Instant pre-quali�cation letter so you can start shopping

NEW MODEL CARS AND TRUCKS ARE COMING That means you can �nd some great deals on 2019 models at your local dealership. Plus, DSPFCU can help you save money on the loan with 100% �nancing of the purchase price and terms of up to 84 months on new vehicles.

Save Money Every Month with a Re�nance Loan We can help there, too. Just bring in your auto loan information and we’ll help you re�nance to a lower rate, longer term, or both. Struggling to Find Financing? It can be tough to get �nancing when your past or lack of credit gets in the way. We can help. Just tell us what you need to borrow and we’ll work with you to set up a payment plan and get you the money you need. Give us a call at 800-288-1080 and ask about Blue Star loan options.

FALL 2019

A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT UNION

SERVING THOSE WHO SERVE AND PROTECT SINCE 1960

Start your homeowner’s journey today and we’ll be with you every step of the way at dspfcu.com.

*Limited time offer ending November 30. Certain restrictions apply. For qualifying members with approved credit. Equal housing lender.

Start your application now at dspfcu.com, at any branch or call us at 800-288-1080.

*Must be 18 or older to apply. Rate based on credit worthiness, membership status, and other qualifications apply.

DISCOVER KASASA BETTER-THAN-FREE CHECKING At DSPFCU, we’ve always got your back. That’s why we’ve

partnered with Kasasa to bring you some amazing checking

accounts.

Choose Dividends or Cash Back

Get more from your checking and earn up to 2.75% APY* with

Kasasa Cash® Checking that pays you based on your average

daily balance. Or earn 3% cash back per month (up to $9) on

your debit card purchases* with Kasasa Cash Back® Checking.

Both accounts are always free and o�er:

• No minimum balance to earn rewards

• No monthly maintenance fees

• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)

• Automatic savings deposits with a free Kasasa Saver® account

Learn more at dspfcu.com*See terms and restrictions at dspfcu.com.

We are proud to o�er Killed in the Line of Duty (KILOD) on our mortgages and other loans. If a law enforcement member is killed in the line of duty, their complete debt obligation (up to $850,000), is wiped away, forgiven and not passed on to their families. The best part is that this protection is paid for by DSPFCU and not by the member. Just ask about this special insurance when you apply for your home loan.

PROTECTING YOUR FAMILY WHEN YOU CANNOT

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MARK YOUR CALENDAR!

STAY CONNECTED WITH YOUR FINANCIAL HQHEADQUARTERS700 N Bedford StreetGeorgetown, DE 19947

MAILING ADDRESSP.O. Box 717Georgetown, DE 19947

CALL CENTER1-800-288-1080

BRANCHESCheswold6349 N DuPont HwyCheswold, DE 19936

New Castle235 Christiana RoadNew Castle, DE 19720

WEBSITE: WWW.DSPFCU.COME-MAIL: [email protected] | PHONE: 800-288-1080HOURS: MONDAY - FRIDAY: 9 A.M. - 4 P.M.

This credit union is federally insured by the National Credit Union Administrstion.

CAMP BARNES OPEN GOLF TOURNAMENT

OUT & ABOUT WITH THOSE WHO SERVE AND PROTECT OUR COMMUNITIES

Like those who serve and protect the community, we uphold a strict set of conduct. That’s why we continually strive to sponsor and support events and causes that are important to you. Here are a few of those events as well as some upcoming opportunities.

New this year, we’re proud to be the title sponsor for the Camp Barnes Open Golf Tournament brought to you by DSPFCU. Taking place on Oct. 4, 2019 at the Kings Creek Country Club in Rehoboth Delaware, the event will bene�t Camp Barnes’ e�orts to give kids the opportunity to experience life at a summer youth camp.

DSPFCU will not only participate but also sponsor the 3rd Annual DSTA Golf Tournament to be held at White Clay Creek Country Club on Thursday, Oct.10, 2019 in honor of Master Corporal William F. Matt. All proceeds will go directly to the DSTA Benevolent Fund, which supports families of troopers killed or seriously injured in the line of duty.

3RD ANNUAL DSTA GOLF TOURNAMENT

If you have a safe deposit box with DSPFCU, please be advised that the rates will change e�ective January 1, 2020.

New Annual Fees: • $50 (3x5)• $75 (3x10)• $40 (5x5)• $80 (5x10)• $160 (10x10)

HOLIDAY CLOSINGSVeterans Day: Monday, November 11

Thanksgiving: Thursday, November 28Christmas Day: Wednesday, December 25

New Year’s Day: Wednesday, January 1

We’re honored to sponsor the annual golf outing to be held on Monday, Oct. 7, 2019 at The Peninsula Golf & Country Club in Millsboro. It is the primary fundraising event to support the Clothing Our Kids mission to improve the lives of at-risk elementary school children by providing them with appropriate school clothing.

6TH ANNUAL CLOTHING OUR KIDS CHARITY GOLF TOURNAMENT

SAFE DEPOSIT BOX FEE CHANGES

Making a Loan Payment or Sending something important to the credit union? Be sure to send all payments and correspondence to:

DSPFCUP.O. Box 717Georgetown, DE 19947

SEND ALL MAIL TO P.O. BOX 717

TRUNK OR TREATGet dressed in your Halloween bestand enjoy an interactive afternoonwith the Delaware State Police inpartnership with local police, �re and EMSagencies. Check dspfcu.com for details.

It is our honor to serve as a collection site for pantry donations. Blessings for Badges provides meals for all working �rst responders on Thanksgiving Day. Watch for details on how you can contribute at dspfcu.com

BLESSINGS FOR BADGES

OPERATION WINTER WARM COAT DRIVEDSPFCU is proud to serve as a collection site for the Delaware State Police Operation Winter Warm Coat Drive in December. Learn how you can help at dspfcu.com

OPERATION TROOPERS HAVE YOUR BACKPACKThank you for your generous donations to Delaware State Police’s Operation Troopers Have Your BACKpack program. Together we were able to send students in need back to school with much-needed supplies to start the year o� right.

COMING IN OCTOBER, PFP INSURANCE PROTECTS YOU WHILE YOU PROTECT THE COMMUNITYDSPFCU has partnered with PFP | The Family Security Plan® to bring you supplemental insurance products to help you secure your tomorrow, today. You may soon receive a call from a Relationship Development Representative to go over the bene�ts available to you. Learn more at dspfcu.com

DSPFCU was proud to be a collection site for Operation Troopers

Have Your BACKpack.

FOLLOW US ONLINE For more information on events we sponsor and how we partner with those who serve and protect our communities visit dspfcu.com or follow us on social media.

LOOKING TO EARN MORE WITH YOUR MONEY?Check out our great share certi�cate rates at dspfcu.com.

OCT 4

OCT 10

OCT 7

OCT 29

NOV 28

DEC