A monthly collaborative with the Orion Area Chamber of...

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20-- What’s The Biz -- Lake Orion -- December 2015 December, 2015 Vol. 12, No. 10 A monthly collaborative with the Orion Area Chamber of Commerce BIZ What’s the LAKE ORION WINDOW TREATMENTS 47 S. Broadway • Lake Orion 248-693-0124 • Fax 248-693-0031 Custom Draperies • Blinds • Carpet Upholstery • Hospital Bed Curtains Commercial • Residential • Prepare Business & Personal Tax Returns • Assist New Business in Federal & State Registration • Payroll Processing • Bank Reconciliation • Financial Statements • Periodic Tax Planning • Personalized & Confidential Service accounting services, inc. 399 S. Broadway • Lake Orion • 248-693-0003 Associated Foot Clinic Jeffrey C. Noroyan, D.P.M. • Tim Snyder, D.P.M. Gloria Christian, D.P.M. Physicians and Surgeons of the Foot 191 North Park Blvd • Lake Orion 248-693-8400 Diplomate, American Board of Podiatric Surgery ENVIRONMENTAL WOOD SOLUTIONS Call For Rates 248-391-9446 3500 Giddings Rd. (N of Silverbell) Hours: Mon-Fri. 8-5 • Sat. 8-1 www.ewsmullins.com RECYCLING: • Stumps / Brush / Logs • Tree Debris / Yard Waste • Pallets / Crates • Wood Construction Debris Screened Topsoil • Planting Mix Hardwood Mulch • Colored Mulch Aggregate Materials - Sand & Stone Place an ad in the Classifieds! It’s a fast, easy and profitable way to get rid of your unwanted merchandise. Call 248-693-8331. The Classifieds Attract Buyers. www.agconsultingservices.com Accountants & Tax Advisors 2633 S. Lapeer Road, Suite F Put an accountant and tax expert who really does get it on your side. Services we provide: • Accounting • Payroll • Business Taxes • Individual Taxes Certified QuickBooks ProAdvisors • Desktop • Online Who we service: • Conservators / Guardians • Trustees – Estates & Trusts • Service Professionals • Property Owners Spot Suspicious “IRS” Emails and Phone Calls As we get into the hustle and bustle of this holiday season, I wanted to give you some tips to help keep you safe and alert. Con artists will be increasing their efforts to obtain your personal information using very official looking emails and phone scams claiming to be from the IRS. These con artists know a lot about you from your digital footprint. (Oh yeah, they do.) Here are 5 tips that are a sure sign you are being scammed. 1. Demand for immediate payment. 2. Demand you pay your taxes without any opportunity to question or appeal the “amount owed”. 3. Require you to use a specific payment method. (ie: prepaid debit card) 4. Ask or require a card number (debit or credit) over the phone. 5. Threaten to have you arrested or send in local law-enforcement, of any type, to collect your payment. Stay calm. Even if you know you owe the IRS they will never contact you like this and ask for this information in this manner. Remember, the IRS has formal processes in place for people with tax issues. Let’s help the IRS catch these con artists. You can report the incident to the Treasury Inspector General for Tax Administration (TIGTA) at 1.800.366.4484 or www .tigta.gov. You may also file a complaint using the FTC Complaint Assistant (ftccomplaintassistant.gov). Be sure to add in the notes what type of IRS scam it (ie: email, phone, social media, text message). As you visit with friends and family during this holiday season stay safe and alert. Anita Delventhal is President & CEO of A.G. Consulting Services Inc. She has 30+ years of experience and is an expert in the areas of accounting, taxation and business planning. She is a graduate of Oakland University, an Enrolled Agent, Accredited Tax Advisor, Accredited Tax Preparer, Certified QuickBooks ProAdvisor since 2005 and a Top Advisor on n e r d w a l l e t . c o m . www .agconsultingser vices.com Corner of M-24 & Dutton • (1/2 Mile N of the Palace) • 248-276-2222 $ 1.00 OFF • Egg Nog Shake • Turtle Sundae • Oreo Candy Cane Concrete Mixer Based on purchase at regular menu price. Please no substitutions. Not valid with any other offer. Limit one coupon per person per visit. Valid only at Lake Orion Culvers. Expires 1-8-16 Buy One, Get One FREE! any Dinner or Value Meal After 4pm Based on purchase at regular menu price. Please no substitutions. Not valid with any other offer. Limit one coupon per person per visit. Valid only at Lake Orion Culvers. Expires 1-8-16

Transcript of A monthly collaborative with the Orion Area Chamber of...

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20-- What’s The Biz -- Lake Orion -- December 2015

December, 2015Vol. 12, No. 10

A monthly collaborative with the Orion Area Chamber of CommerceBIZWhat’s the

LAKE ORIONWINDOW TREATMENTS

47 S. Broadway • Lake Orion248-693-0124 • Fax 248-693-0031

Custom Draperies • Blinds • CarpetUpholstery • Hospital Bed Curtains

Commercial • Residential

• Prepare Business & Personal Tax Returns• Assist New Business in Federal & State Registration

• Payroll Processing • Bank Reconciliation• Financial Statements • Periodic Tax Planning

• Personalized & Confidential Service

accounting services, inc.

399 S. Broadway • Lake Orion • 248-693-0003

Associated Foot ClinicJeffrey C. Noroyan, D.P.M. • Tim Snyder, D.P.M.

Gloria Christian, D.P.M.Physicians and Surgeons of the Foot

191 North Park Blvd • Lake Orion

248-693-8400Diplomate, American Board of Podiatric Surgery

ENVIRONMENTALWOOD SOLUTIONS

Call For Rates 248-391-94463500 Giddings Rd. (N of Silverbell)

Hours: Mon-Fri. 8-5 • Sat. 8-1www.ewsmullins.com

RECYCLING:• Stumps / Brush / Logs• Tree Debris / Yard Waste• Pallets / Crates• Wood Construction Debris

Screened Topsoil • Planting MixHardwood Mulch • Colored Mulch

Aggregate Materials - Sand & Stone

Place an ad in the Classifieds!It’s a fast, easy and profitable way to get rid

of your unwanted merchandise.Call 248-693-8331.

The ClassifiedsAttract Buyers.

www.agconsultingservices.com

Accountants & Tax Advisors

2633 S. Lapeer Road, Suite F

Put an accountant and tax expert whoreally does get it on your side.

Services we provide:• Accounting• Payroll• Business Taxes• Individual Taxes

Certified QuickBooksProAdvisors• Desktop• Online

Who we service:• Conservators / Guardians• Trustees – Estates & Trusts• Service Professionals• Property Owners

Spot Suspicious “IRS” Emails and Phone CallsAs we get into the hustle and bustle ofthis holiday season, I wanted to give yousome tips to help keep you safe and alert.Con artists will be increasing their effortsto obtain your personal information usingvery official looking emails and phonescams claiming to be from the IRS. Thesecon artists know a lot about you from yourdigital footprint. (Oh yeah, they do.)

Here are 5 tips that are a sure sign you arebeing scammed.

1. Demand for immediate payment.

2. Demand you pay your taxes withoutany opportunity to question or appeal the“amount owed”.

3. Require you to use a specific paymentmethod. (ie: prepaid debit card)

4. Ask or require a card number (debit orcredit) over the phone.

5. Threaten to have you arrested or sendin local law-enforcement, of any type, tocollect your payment.

Stay calm. Even if you know you owethe IRS they will never contact you like

this and ask for this information in thismanner. Remember, the IRS has formalprocesses in place for people with taxissues.

Let’s help the IRS catch these con artists.You can report the incident to the TreasuryInspector General for Tax Administration(TIGTA) at 1.800.366.4484 orwww.tigta.gov. You may also file acomplaint using the FTC ComplaintAssistant (ftccomplaintassistant.gov). Besure to add in the notes what type of IRSscam it (ie: email, phone, social media,text message).

As you visit with friends and family duringthis holiday season stay safe and alert.

Anita Delventhal is President & CEO ofA.G. Consulting Services Inc. She has 30+years of experience and is an expert in theareas of accounting, taxation and businessplanning. She is a graduate of OaklandUniversity, an Enrolled Agent, AccreditedTax Advisor, Accredited Tax Preparer,Certified QuickBooks ProAdvisor since2005 and a Top Advisor onn e r d w a l l e t . c o m .www.agconsultingservices.com

Corner of M-24 & Dutton • (1/2 Mile N of the Palace) • 248-276-2222

$1.00 OFF• Egg Nog Shake • Turtle Sundae

• Oreo Candy CaneConcrete Mixer

Based on purchase at regular menu price. Please no substitutions. Not valid with any other offer.Limit one coupon per person per visit. Valid only at Lake Orion Culvers. Expires 1-8-16

Buy One, Get One FREE!any Dinner or Value Meal After 4pm

Based on purchase at regular menu price. Please no substitutions. Not valid with any other offer.Limit one coupon per person per visit. Valid only at Lake Orion Culvers. Expires 1-8-16

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December 2015 -- Lake Orion -- What’s The Biz -- 21

Supporting the businesses that support your community | Orion Area Chamber of Commerce

What’s the BIZ?A monthly collaborative with the Orion Area Chamber of Commerce

December 2015

December LuncheonThursday, December 3rd

11:30 am to 1:30 pm

King’s Court Castle

2325 Joslyn, Lake Orion

Presentation of Community Impact Awards.

Sponsored by Golling Buick GMC

Thirsty ThursdayJoin us the third Thursday of every month between 4 and 6 pm for a cold one and informal networking!

December 17th

G’s Pizzeria

2775 S. Lapeer Rd.

Lake Orion

Upcoming Ribbon Cuttings

Supercuts, Wednesday, December 16th, 4:30pm, 4895 S. Baldwin Road. Orion Township.

Rainbow Child Care Center, Thursday, December 17th, 4:30 pm, 2222 S. Lapeer Rd., Lake Orion.

January BreakfastThursday, January 7th

8:30 am to 10:00 am

Orion Center, 1335 Joslyn

Rd., Orion

Annual Orion Area Chamber Meeting: A Look Back at 2015 and What’s to Come in 2016, presented by Chamber Executive Director Alaina Campbell. Breakfast catered by Times Square Restaurant

Sponsored by Northern Flooring and Interiors

THURSDAY

Orion AreaCHAMBER OF COMMERCE

Thirsty

Chamber Welcomes New Board MembersWe are pleased to introduce the newest members of the Orion Area Chamber of Commerce Board of Directors.

Dr. Dana Mosure-JudgeDr. Mosure-Judge opened her practice, Oakland Sports Chiropractic, in December 2014. Dana's business is a new part of the community, but she and her husband (Scott Judge) have lived in Lake Orion since 2006 (minus 5 years in Georgia for graduate school) and purchased a home in the village in 2013.

Originally from the thumb of Michigan, Dana cele-brates the small town atmosphere of Lake Orion while encompassing the vast array of resources within the community. She hopes to encourage unity within Orion

of the community. Her skills as an educator, business woman, community member, athlete and health care provider will provide her the attributes needed to lead, learn and work with other board members to promote the chamber within the community, and help more business develop in Lake Orion.

Rob ZielinskiRob was born and raised in Lake Orion, a 1992 Dragon graduate. A practicing attorney for these last 10 years, in 2014, he partnered with local attorney Kevin Laidler, opening the general law practice of Laidler & Zielinski, located across from St. Joseph Church. Rob resides in Orion Township with his wife Jennifer and their three children. We are certain that Rob's expertise and his deep connections with the

importantly, he is a strong supporter of the principles and purpose of the chamber, particularly in relation to small businesses such as his own.

Todd DanielsTodd Daniels and his wife, Kerry, and their children, Ethan and Lauren, are Lake Orion residents. The kids attend Stadium Drive Elementary. He owned Daniels & Associates Insurance Agency in Lake Orion from 1998 until 2012, and in 2014, he opened Wealthpath Financial Advisors. Todd is a 1993 graduate of Michigan State, and a huge sports fan! He enjoys working out at Great Lakes Athletic Club, and sincerely believes the best music on the planet are the hair bands from the 80's and 90's.

Todd has been a Orion Area Chamber ambassador for the past two years. He has also served as the 2014 Chair for the Best of Troy committee, for the Troy Chamber of Commerce. Todd is a regular attendee at all Chamber

with him as an asset.

Pam OmilianPam was raised in Lake Orion and graduated from Lake Orion High (back when the CERC Center was the High School). She has been married to life-long Lake Orion resident and her best friend, Brian, since 2006. She has two stepchildren and two wonderful grandchil-

dren! She loves animals and a is a huge Detroit Lions fan, no matter what their record.

Pam has been working with the Chamber since 2010 and is appreciative of what the Chamber does for our com-munity. She opened API Consulting in 2003, and will be

loves giving back to the community, and will be a won-

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22-- What’s The Biz -- Lake Orion -- December 2015

Orion Area Chamber of Commerce | Supporting the businesses that support your community

2015 Chamber Board of Directors

PRESIDENTBrian Birney,

The Birney Directive

VICE PRESIDENTKellie McDonald,

The Goddard School-Lake Orion

TREASURERChris Collins,

Planet Kids Premier Academy

DIRECTORSRyan Austin, Birmingham Sealcoat

Chris Barnett, Orion Township

Amanda Comstock,

Coldwell Banker Shooltz Realty

Carl Cyrowski, Cyrowski Real Estate

Bill Kokenos, Orion Area Parade Group

Dawn Neely, Seniors Helping Seniors

Matt Pfeiffer,

Northern Flooring & Interiors

Andrea Rank, Crates Coffee House

Lisa Trudell, First Merit Bank

Karen Ulrich, Queensland Marketing

Craig Zmijewski, AAA Michigan

EXECUTIVE DIRECTORAlaina Campbell

OFFICE MANAGERJanet Wolverton

COMMUNICATIONS COORDINATOR

Colleen Ray

ORION AREA CHAMBER OF COMMERCE

46 W. Shadbolt, Suite C

Entrance on Lapeer Street

Lake Orion, MI 48362

248-693-6300

[email protected]

orionareachamber.com

Orion AreaCHAMBER OF COMMERCE

Welcome new members!

SIGNATURE MEMBEROjus Cuts 1, LLC

Supercuts Baldwin

Meena Chakraborty

4895 S. Baldwin Rd.

Orion Township, MI 48359

www.supercuts.com

BUSINESS MEMBERSGlennan Medical Group

Sheryl Wissman

72 S. Washington, #204

Oxford, MI 48371

248-628-2233

www.glennanmed.com

ASPIRING ENTREPRENEUR MEMBERS

PMA Lawn and Landscaping

Peter Alexander

248-392-8980

How You Can Join the Orion ChamberClick the “Join Now” button at

orionareachamber.com, email

[email protected], or

Continued from page 1

Dawn Neely Dawn was raised in Lake Orion and graduated from Lake Orion High School, so shebleeds a little bit green, she claims. She and her husband, Bob, own Seniors Helping Seniors, located in Lake Orion. They have been members of the Chamber since Seniors Helping

Seniors opened their doors in 2008, recognizing the value of surrounding themselves with such a business-oriented and community- based organization. Dawn credits her growth as a business owner to "simply being surrounded by the best!"

Dawn has been a Board Member since 2010 and has valued the opportunity to be part of such a for-ward-minded, purpose driven and diverse group of people. She has had the honor of serving on multiple committees and as Chamber President in 2013. Says Dawn, "There has been much work done by the cur-rent Board in regards to strategic planning for the Chamber's future and success. It has all focused on one thing; helping our Chamber members succeed in what they are doing and reach the goals that they have set for themselves. As a Board, we have recognized that it is of utmost importance that our membership provides value to those that make up OACC and I would love the opportunity to continue to work toward that goal. "

Ageless Salon and Spa. Ageless Salon & Spa recently relocated closer to downtown Oxford in a bigger facility. The newly redesigned and redecorated Salon features individual rooms where clients receive one-on-one personal attention. With more rooms, they now offer even more services. Visit them at 119 S. Washington in Oxford. Call 248-572-4888 or visit agelesssalon.net.

Motor City Granite. Motor City Granite is a leading fabricator of granite and quartz countertops serving the Southeastern Michigan. They take pride in their quality, customer service and overall professionalism and provide a full service experience. Visit their showroom at 33 N. Broadway, Lake Orion or visit motorcitygranite.com.

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December 2015 -- Lake Orion -- What’s The Biz -- 23

Supporting the businesses that support your community | Orion Area Chamber of Commerce

What’s going on?TGIFN - Thank Goodness It’s

Friday NetworkingFriday, December 4th, 8 to 9 am

of each month)

A Bean To Go,

16 W. Flint St., Lake Orion

Open to all local business peo-ple, not just Chamber members, so bring a friend or associate. Bring business cards, ideas and a 2-minute “commercial” for your business. Stay after for informal networking. Meet other business people to grow your business and make new contacts.

Members making newsGenisys Credit Union

awarded Best of Bauer status

Genisys Credit Union was awarded the Best of Bauer sta-tus for having earned Bauer Financial’s 5-Star rating for 25 years, which represents 100 con-secutive quarters. Fewer than 4% of the nation’s credit unions have earned this honor.

Bauer Financial is the leading independent bank and credit

company conducts an analy-sis every quarter for all of the

Credit unions that have received

“It’s an honor to have earned this prestigious distinction from Bauer Financial,” said Jackie Buchanan, President and CEO. “We are proud to have our sus-

recognized in this way.”

Baker College Named one of top 20 online computer

science schoolsBaker College is named as offering one of the nation’s top 20 best online bachelor’s computer science programs by TheBestSchools.org, an indepen-dent organization that provides information and resources about colleges and careers. Programs were selected based on their qual-ity, types of courses provided, strength of faculty and school awards, rankings and reputation.

“Baker College Online strives to provide the best programs, so

-nition,” said Jill Langen, Ph.D., Baker College Online/Center for Graduate Studies president. “The demand for computer science graduates is expected to remain high. The availability of our 100 percent online program is mak-ing this award-winning training accessible to students interested in computer science careers.”

Providing Smart Print SolutionsThe Marketing Shop was estab-lished in 2003 by Vicky Winkler. The Marketing Shop provides cre-ative designs and affordable print solutions for its clients. As a print broker, they provide a myriad of options for printing. The Marketing Shop can handle basic business cards, letterhead, brochures, etc., but can also provide unique mar-keting pieces such as printing on real wood, die cuts, special papers, and unique effects. The Marketing Shop has two expert graphic designers on staff that can design anything a client can dream up!

The Marketing Shop provides graphic design and printing ser-vices for small to medium-sized businesses. In addition to helping business owners with single print projects, they can also function as

an "in house" graphics department for larger organizations that need design and print work on a more regular basis.

The Marketing Shop has grown every year, primarily through networking, word-of-mouth marketing, and building strong client relationships. "We like to be involved in the community - really getting to know the people that we work with and understanding the unique aspects of doing business here," Vicky said.

The Marketing Shop consists of Vicky Winkler, Owner and Graphic Designer; Katie Blaski, Graphic

Manager; and an extensive net-work of top notch printers, free-lance designers, and suppliers.

"We really care about our clients. We want to see them succeed, and do everything we can to help them do that", stated Vicky.

Contact The Marketing Shop

at 248-330-8787 or visit

themarketingshoponline.com.

HealthQuest Physical Therapy. HealthQuest provides physical therapy, injury rehabilitation, and pain management services. They treat injuries and pain in the shoulder, knee, back, neck, spine, hip, ankle, foot, and elbow. With their convenient location in Lake Orion, they proudly serve the Addison, Metamora, Oakland County, Orion, and Oxford areas. Visit their Lake Orion location at 3009 Baldwin Rd. Call 248-393-7707 or visitwww.hqpt.com.

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24-- What’s The Biz -- Lake Orion -- December 2015

Orion Area Chamber of Commerce | Supporting the businesses that support your community

Employment Opportunities

Receptionist (part time)HealthQuest Physical Therapy and Medical Fitness3009 N Baldwin Road, Orion. Email resume to Stacy Filarski or fax 248-650-8670.

Prep/Line Cook - Part Time51 North Brewery51 North Broadway, Lake Orion. Apply in person.

Advertising SalespersonSherman PublicationsLooking for good people to help local businesses grow through advertising in 6 weekly publica-tions. More information at orion-areachamber.com/community/job-postings.

Front Desk LeadRegina Paul Salons51 S. Washington Street, Oxford. Apply in person or call 248-969-9044.

Hairstylist Salon Manager/Assistant ManagerSupercuts (2 positions available)Come join a franchisee owned Supercuts salon! Guaranteed base wage and customers. Both positions offer a $500 signing bonus. More information at orionareachamber.com/community/job-postings.

Corrections Deputy I Court Clerk CoordinatorSystem Administrator IIPublic Health Educator I - PTNEOakland County Government (4 positions available) More informa-tion at www.governmentjobs.com/careers/oakgov.

For more information, visit orion-areachamber.com/community/job-postings.

If you are a Chamber member and would like us to share your employment oppor-

submission form at orionareachamber.com.

Life HappensServing you since 1967, SERVPRO® is the cleaning and restoration brand you know and trust.

The owners of SERVPRO® of Farmington & Farmington Hills recently acquired a new fran-chise servicing Rochester, Lake Orion and Oakland Township. The SERVPRO® Team is super excited about this new venture and looks forward to being a part of the com-munity. With over 90 years of miti-gation and resto-ration experience amongst their staff, SERVPRO® is ready and able to handle your service needs.

They understand the stress and

water damage and the disruption that it causes to your life and home or business. Their goal is to help

minimize the interruption to your life, and quickly make it “Like it never even happened.”

SERVPRO® of Rochester specialize in the cleanup and restoration or residential and commercial prop-

loss. SERVPRO® can also mitigate mold and mildew from your home or business.

Life Happens. Kids spill drinks, pets have accidents, and homes get dirty. SERVPRO® has the expertise to provide a deeper clean than your

basic house cleaning service. Their residential cleaning services will not only ease the burden of the constant maintenance cleaning of your home, but will also create a safe, clean and comfortable living environment for you and your family.

Their staff is highly trained in property damage restoration.

From initial and ongoing training at SERVPRO®’s corporate training facility to regular IICRC-industry

assured their staff is equipped with the knowledge and understanding to restore your property. With

franchises, no damage is too large or too small for SERVPRO®.

If you have questions or would

like to schedule service for

your home or business, contact

SERVPRO® at 248-608-2667.

They are available 24/7,

365 days/year.

Legacy Center. The Legacy Center is a community destination. Patrons will be surrounded by family centered entertainment, sporting facilities and training, wellness studios, with a positive focus on mind, body and life skills for all ages. Visit the Legacy Center at 925 S. Lapeer Rd., Oxford or atwww.legacyiscommunity.com

Welcome, new residents!Stop by the Orion

2525 Joslyn Road or the Orion Area Chamber of

46 W. Shadbolt Suite C (on corner of Shadbolt and Lapeer Street in downtown Lake Orion, entrance on Lapeer Street) to pick up your Welcome

coupons! Brought to you by the collaborative efforts of the Orion Area Chamber of Commerce, Orion Township and the Lake Orion Downtown Development Authority.

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December 2015 -- Lake Orion -- What’s The Biz -- 25

436 S. Broadway (M-24) , Suite C • Lake Orion • www.porrittlaw.com

Licensed Real Estate Broker • Past Chair of OCBA Real Estate CommitteeMember of American and State Bar Real Estate Sections

James R. Porritt, Jr.

248-693-6245

Serving Orion and Oxford AreasSince 1973

ATTORNEY

Real Estate Transactions andTroubled Mortgage Relief

SIMPLE WILLS• Self directed disposition of assets• Your choice of administrator• Your choice of Guardian for minors• Your choice of Trust for minors to be set up after your passing.

“Avoiding Probate” does not justify the cost or inconvenience of setting up a Living Trust andmaintaining it for the rest of your life. Michigan’s unsupervised probate procedure isinexpensive, uses preprinted forms, avoids formal accountings, court appearances, or approvalof asset disposition.

Free InitialConsultation

Attorney James R.Porritt, Jr.

Spa248.628.3555

www.spaonlakeorion.com

ON THE LAKE

20% Off*Any One Service. Excludes Spa Packages & Permanent Make Up

Cannot be combined with any other offer or coupon. Call For Details. Expires 1-2-16.

AnyService

Salon& More

Ageless

20% Off*Any One Service. Excludes Spa Packages.

Cannot be combined with any other offer or coupon. Call For Details. Expires 1-2-16.

AnyService

South Washington (M-24) OxfordLocated at White House Village Shops across from Genisys Credit Union

248.572.4888www.agelesssalon.net

121 119

Loan modification agreement does notavoid forclosure

During the recent recession,mortgage borrowers wereencouraged to seek loanmodifications. My experience was thatonly the most persistentborrowers were grantedsuch relief after manymonths of repeatedapplications andsubmittal of volumns ofrequested documentpackages. In a recent MichiganCourt of Appeals case aborrower sought to stop aforeclosure on the basis that hehad successfully complied withhis loan modification agreementand that his financial stress wascontinuing.

The Court found that themortgage lender was not bound

to continue the reliefgranted under the loanmodification and wasaccordingly entitled toforeclosure. As loan modificationagreements expire,home loan borrowerscannot rely on lendersto continue or renewthem. Alternatives may

include new financing or saleof the property. If you are facing an upcomingdeadline please call Jim Porrittto learn of your possibleremedies.

Physical Benefits of aRegular Massage

A regular massage is not justfor pampering. Research has been conductedwhich shows that muscle therapyprovides a long list of healthbenefits. For example it relaxes thebody; calms the nervous system;lowers blood pressure; reducesheart rate; slows respiration;stretches connective tissue;reduces chronic pain; improvesred blood cell count; relievestired and aching muscles;improves muscle tone; relievescramped muscles; speedsrecovery from injury; reducestension headaches; increasestissue metabolism; decreasesmuscle deterioration; speedsrecovery from illness; increases

range of motion; speedselimination of metabolic waste;increases blood and lymphcirculation; stimulates release ofendorphins; strengthensimmune system: reducesswelling; improves posture; andimproves skin tone. It is an impressive list ofbenefits! Angie Couture, MassageTherapist at Spa on the Lake inOxford, has 12 years ofexperience in providing massageservices to all types of clients.Begin receiving the benefits ofwhat a regular massage canoffer! Call Spa on the Lake at248.628.3555 and schedule yourappointment with Angie today!

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26-- What’s The Biz -- Lake Orion -- December 2015

Holy CrossLutheran Church136 South Washington St. (M-24)Oxford 248-628-2011Pastor Matt Schuler10:30 am Sunday MorningWorshipNursery during 10am serviceSunday School - 9:15 amNursery - AdultAdult Information ClassConfirmation Class6th - 8th gradesHoly Cross Christian Preschool248-628-0116

First Church of Christ,Scientist71 South Washington St. •Oxford, MISunday Service - 11amSunday School - 11amWed. Evening Meeting - 5 pmChild Care Available248-628-2135Reading Room Open1st & 3rd Sat 11-2 pmWednesday before service4:30-5 pm

Christ The King a Community Church1550 W. Drahner Rd. • Oxford248-628-0038Pastor Bob HoltServices 9 a & 11 aSummer Schedule- One service at10a June, July & August2nd & 4th - OutdoorsStudent Ministry-6th thru 12thKids Ministry - Infant thru 5th

Oakwood RestorationBranch of Jesus Christ5220 Oakwood Rd. • OrtonvilleSunday School - 9:45amSunday Worship - 11amWed. Eve Prayer Service - 7pmCall Robert Ruch 248-628-3867

First Baptist Church255 East Scripps Rd • Lake Orion248-693-6203Juan M. Moreno, PastorMorning Worship Service-10:30 amFellowships - 9:15Sunday School & Adult Bible-9:15 amEvening Service - 5pmWednesday Evening Prayer -7pmNursery & Children's MinistriesTeen Ministries

King of KingsLutheran Church1715 S. Lapeer Road • Lake Orion248-693-1676Stephen Ministry CongregationSunday WorshipLiturgical- 8:30amChildren’s Program- 10 amPraise Service - 10 amStaffed Nursery AvailableWednesday Youth Programs - 6pm (throughout school year)Visit us at: kofklo.orgEmail: [email protected]

First Baptist ChurchLocated across from the OxfordPublic Library150 Pontiac Street • Oxford248-628-2911, 248-628-6035Pastor Claude WigginsParsonage Phone 248-969-2476Sunday School - 9:15Worship - 10:30am & 6pmWednesday Programs:Awana - 6:30pm (children)Pro-Teens (youth) 7pmAdult Bible Study & PrayerMeeting - 7pmNursery Provided

Pathway Church (SBC Affiliated)1285 West Drahner Rd.Oxford MI 4837110:45 Sunday Worship6 pm Wednesday PrayerChurch . 248-628-3865Pastor A. Wayne Bennett810 516-8555www.pathwayschurchoxford.comA Pro-Life Church

Christ the RedeemerCatholic Church2700 Waldon Road • Lake Orion(Between Joslyn & Baldwin)248-391-1621Fr. Joe Dailey, PastorWeekend MassesSaturday - 5pmSunday - 9am & 11am

Oxford FreeMethodist Church790 S. Lapeer Rd. (M-24)Oxford, 248-628-1203Michael Alexander, PastorChristian Life Training 9 a.m.Blended Worship 10:30 a.m.Adult, Youth & Children'sActivitiesNursery/Children's MinistryProvided For All Service TimesBarrier-Free Access-S. Entranceemail: [email protected]

Oxford UnitedMethodist ChurchStephen Ministry Congregation21 E. Burdick St.Oxford, 248-628-1289Rev. Dr. Jennifer JueBlended Service 10 amJunior ChurchSunday School 10 amwww.oumc.us

St. Augustine's HouseLUTHERAN3316 East Drahner RoadOxford • 248-628-5155Sunday Holy Eucharist - 10amwww.StAugustinesHouse.org

Good ShepherdLutheran Church and School1950 Baldwin Rd., Lake Orion(one mile south of Clarkston)248-391-1170- [email protected] Ministry CongregationRev. Gary E. Koltz, PastorSunday Services, 8:15am & 11amSummer Saturday Service, 5pmWinter Saturday Service, 4pmNursery provided on SundaysSunday School 9:40 a.m.Adult Bible Study 9:40 amPreschool, K-8th Grade 248-391-7244

St. Mary's In-The-HillsEpiscopal Church2512 Joslyn Court • Lake Orion248-391-0663Rev. Laurel DahillSunday Services 8:30am - 10am

Community of Christ

531 E. Flint St. • Lake Orion248-693-9810Pastor Gary Perria810-813-3187Sunday School 10amSunday Worship 11amwww.CofChrist.org

Howarth UnitedMethodist Church550 East Silverbell Rd,LakeOrionChurch [email protected] Pastor: Tom SayersWorship Service - 9:30am(Nursery Provided)Sunday School Children &Youth - 9:45am

Transformation ChristChurchlocated at Echo Church2840 W. Clarkston RoadLake Orion, 48362Pastor: Terry RebertSunday Worship 9:30 amwww.tcc-oakland.com248-330-1078Email: [email protected]

Divine Grace LutheranChurch (WELS)3000 S. Lapeer Rd, Lake Orion(just north of Waldon Rd.)248-391-1131divinegrace.netSunday Worship 8 & 10:45Summer Thursday Worship 7pmAdult Bible Study 9:30 amTeen Bible Study 9:30 amSunday School 9:30 amK-8, Preschool 248-391-2811

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St. Joseph's CatholicChurch715 North Lapeer RoadFather Mike Verschaeve, PastorWEEKEND MASS TIMESSunday - 7:30am, 9am,10:45am & 12:30pmSaturday - 4:30pmSacrament of Reconciliation(Confessions) - 3:30pmstjosephlakeorion.org

United MethodistChurch of Lake OrionA WARM WELCOME awaits youat the white steeplein the Heart of the Village140 East Flint St.248-693-6201(Between M-24 & Orion Road)www.LakeOrionUMC.orgSunday, Aug. 30 & Sept. 6Worship Services8:00 am - Scripture andCommunion9:15 am - Traditional -ContemporaryNursery - 9:15 amKids on the Rock - 9:15 am[youth café]- 9:15 amAdult Sunday School - 11:00 amPastors: Lawrence A. Wik,John W. BallA Stephen Ministry Congregation

Firmly Rooted MinistriesLocated at Eagle CreekAcademy3739 Kern Rd.Oakland Charter Twp, Michigan248-783-6980Pastor Tom DonnellySunday Summer Schedule9 am Adult Bible Study, HighSchool Bible Study and SundaySchool10 am Worship ServiceChildcare available duringserviceSaturday 8 am Men's BibleStudy with Pastor Tom at 5-1Diner in Oxford51 S. WashingtonTuesday 7 pm Bible Study withPastor Tom at Eagle CreekAcademyVisit us atwww.firmlyrooted.orgOr [email protected]

Attend The Church Of Your ChoiceAttend The Church Of Your Choice

Oakwood CommunityChurch5791 Oakwood Rd.Ortonville, MI 48462248-628-6388Lead Pastor: Don JacksonWorship- Sundays 10:30amwww.oakwoodcc.org

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