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www.dortonline.org

A v A i l A b l e

in Person2845 Davison Road East of Dort Hwy.

5091 W. Pierson Road West of Linden Road

1091 W. Hill Road West of Fenton Road

1441 S. State Road South of I-69

9050 Holly Road East of I-75

14265 Fenton Road North of S. Long Lake Road

1724 DeMille Road West of Main Street Lapeer

TelePhone810.767.8390800.521.3796

DoRt By PHone810.600.4093866.388.7336

LoSt/StoLen VISA800.543.5073

inTerneTwww.DortOnline.org feedback@dortfcu.org

MAilP.O. Box 1635 Flint, MI 48501-1635

business servicesbusiness@dortfcu.org

A U G U S T

MorTgAge officesLapeer Mortgage office700 S. Main Street, Suite 102BLapeer MI 48446 810.244.3910

Flint Mortgage office5045 Gateway Center, Suite CFlint, MI 48507 810.244.2595

inte

rest

shared

In observance of

labor day Dort federal offices Will be closedMonday, SepteMber 4th, 2017

remember, Dortonline.org, the Dort federal Mobile app, and Dort by Phone are available to make

transfers, check balances or process a loan payment. Plus, your Dort one card provides quick access to cash at nearly 30,000 surcharge-free aTMs, just look for

the co-oP network logo!

SIze PRIce 3 x 5 " $15.00 3 x 10 " $25.00 5 x 5 " $22.50 5 x 10 " $40.00 7 x 10 " $52.00 10 x 10 " $75.00

Safe deposit boxes are available at all Dort Federal locations, with the following annual rates:

protect What Matters

W hile purging your personal documents is a good practice, be

mindful of how you’re destroying documents that contain your personal identification. Shredding the documents is the best way to ensure that your identity is protected. To prepare for the upcoming shred days please keep in mind Dort Federal members may shred up to four boxes* of items. Shredding of items over four boxes will result in a charge. * For the purposes of the shred event, boxes are considered paper

grocery bags and standard boxes sized 10” x 12” x 16”.

Shred days are coming in octoberKeep an eye on the Shared Interest September Newsletter for our upcoming Shred Days during the month of October!

no creDiT check • Quick, 12-MonTh PAybAckSummer is ending soon and so is the Grand Plans Summer Loan from Dort Federal Credit Union.

It’s the quick and affordable way to add extra cash to your budget!

Our low cost private student loans and refinance loans are designed to meet your education needs.*

n Competitive Interest Rates — good grades get even lower rates!

n Creditworthy students can apply on their own!

Apply Online Today!

Apply Now For a Private Student Loan

Apply Now For a Refinance Loan

30-Day Return Policy allows you to cancel the loan if you find a better option!* Private student loans should be used as supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov

offer endS auguSt 31St

back-to-School with SMart Student loanS

$1,000 Summer Loan

Qualifications: Loan subject to having a minimum direct deposit equaling $1,500 or more per month into your Dort Federal Credit Union account for the past three months. Loan is based on 17.9% annual percentage rate and a 12-month term with payments of $95.00 per month. One loan per member. If you have more than one special program loan outstanding, proceeds from this new loan will be used to pay off one of the existing loans. Approval is based on no anticipated changes to financial status for the next 12 months. Other restrictions may apply. See a Dort Federal Member Service Representative for details. Rates, terms and conditions may vary and are subject to change at any time without notice. Offer good through 8/31/2017.

lightS, caMera, action! Movie day iS here.

MOVIE DAYMOVIE DAYMember Appreciation

August 7, 2017 • 12:30–7:30 pm

new thiS year!you’ll also receive 4 free vouchers to a 2017 flint firebirds game* at the Dort federal credit union event center.* Limited number available on a first-

come, first-served basis.

Dort federal is proud to present our Annual Member Appreciation Movie Day! Dort Federal is proud to present our Annual Member Appreciation Movie Day. Join your fellow members at NCG Trillium Cinema in Grand Blanc, NCG Lapeer Cinema in Lapeer or NCG Courtland Cinema in Burton.

HeRe'S HoW It WoRKS

• Get a Ticket Redemption form prior to Movie Day by visiting one of Dort Federal's branches or clicking the link. Fill out the form and bring it with you to the theater on Movie Day.

• Present your Dort Federal ATM Card, Dort Federal Visa Platinum Credit Card, Dort One Debit Card or Dort Federal Membership Card, valid photo ID, along with the Ticket Redemption Form, at the Dort Federal table in the lobby of the theater.

• Each individual member will receive up to four tickets to see one movie at one of the three participating theaters. This event is intended for each member and their guests to see one movie only.

• Qualifying members and each accompanying guest MUST be present at the time the tickets are issued. T

ake a photo with the photo props at an NCG Cinema location, or take a selfie using the Dort Federal Snapchat filter. Post your photos to Instagram, Facebook or Twitter using #DortFCUMovieDay17

Winners will be chosen at random. Must be a Dort Federal Credit Union member to win. Contest ends 8/8/17 at 12:00 pm.

Win-stagram @ Member Appreciation Movie Day

y our next vehicle should meet the needs you require for your work

commute, number of passengers and cargo needs. Think about the number of years you will need to drive the vehicle. Will you need to drive it for three to six years, maybe longer? A proper test drive is the only way to ensure you get the right vehicle.

Complete these tests and ask yourself these questions to evaluate the vehicle before you even take it out on the road:

M Do I feel comfortable in the vehicle? Is there enough leg room? How about headroom?

M Can I move the seat into a position where I can see the road? Can I tilt the wheel for a better fit?

M Can I properly set the rearview and exterior mirrors so I can eliminate blind spots?

M Does the heat, defrost and air-conditioning work properly? How about the windshield wipers? Are the tires in good shape?

M Are the car locks, audio, and alarm systems working properly? Is it easy to preset radio stations?

M Does the vehicle have smartphone or Bluetooth capabilities that I need to test?

Consider the comfort of your passengers. Sit in the passenger and back seats. Is there enough space? This will give you an idea of how easy it is for you or your passengers to get in and out of the vehicle. Are there climate controls and audio systems that you need to test? If you use a child’s car seat, bring it with you to see how easy it is to install and make sure it fits.

Think about the cargo needs you may require. If you want your new vehicle to store your golf clubs bring them with you to the test drive. Do they fit inside the trunk or hatch area? Whatever your

storage requirements are, you need to be able to easily load the items.

When you completed this evaluation, you may discover a problem or service concern that will make you decide the actual test drive might not be worth your while!

However, if you had a great pre-road evaluation, then here are tips and items to consider while you are on the road:

If possible, conduct the test drive without the seller. If they insist on coming, politely tell them you need to have quiet time to listen for engine sounds and road noise. Make sure you go on a route that will be typical of the driving you intend to do. Take the test drive on both surface streets and the highway. A snowy or rainy day is a great day for a test drive to evaluate how the vehicle performs.

While you are driving, ask yourself the following questions:

M Does the car accelerate as quickly as I would like or expect?

M How do the brakes feel when stopping?

M Is there too much road noise?

M Does the steering feel too tight or loose? How does it handle on turns? Is the ride bumpy?

M On a manual transmission, is the clutch take-up light or heavy?

M On an automatic transmission, does it shift through the gears smoothly? Does it allow me to shift on my own or have multiple gear modes?

Near the end of the test drive, try some of the car’s controls, like the audio system, to see how distracting they are while driving.

Finally, a proper test-drive will take longer than the typical drive around the block. Give yourself adequate time to feel comfortable and confident that you are getting the best-suited vehicle possible for the long term.

What you need to know About

on how to receive up to 5 FRee cARFAX Reports when you get an auto loan with us!

get a Single carfaX vehicle history report for $18*

Nearly 64 million cars have unfixed safety recalls. Make sure you know before you buy. Contact a loan officer for your vehicle history report today!

* Special Dort Federal member pricing, a $40 value.

5 free with Auto loan

Promotion!We want you to shop with confidence!

Test Driving a vehicleOne of the most important parts of buying a vehicle is the test drive. Be sure to follow these tips to help you make an informed buying decision.

Feel good vehicle loans.Feeling Free!!!APPLY TO DAY!

{Dort in the} Communityscorecard Double

bonus Points are back!M

embers with a Dort Federal Credit Union Rewards Visa (Points or Cash Back) will receive double points on gas purchases, restaurants, fast food, utilities and telecommunications through December 31st, 2017. Simply use your Dort Federal Visa Platinum ScoreCard Point/Flex Rewards card for groceries, at the pump, or restaurants to start earning double points! ScoreCard Point Rewards can be redeemed for a variety of gifts and travel such as airline tickets, hotels, and much more! Don’t have a card? You can apply online or at any Dort Federal office today!

6th Annual flint Junior golf association charity golf classic

Dort Federal Credit Union is the exclusive title sponsor!

New ThIS yeAR!

Discounted renaissance festival Tickets. Get $5 off the ticket price just for being a member of Dort Federal Credit Union!

12600 Dixie Hwy • Holly, MI 48442Weekends & Labor Day • 10am - 7pmAug. 19th, 2017 - Oct. 1st, 2017 Festival Friday, Sept. 29th, 2017

flint firebirds season Tickets are on sale!Dort Federal Credit Union is Fired Up about the Flint Firebirds' third season at the Dort Federal Credit Union event Center! Get your tickets at the box office or online.

Discounted tickets are available at our branches* or online!

*While supplies last.

FlintFirebirds.com

Cheer our Firebirds on to another winning season!

Use promo code DORTFCU17 for discount

To register, contact Brian Silpoch at 810.240.8488

MonDAy, AugusT 7, 201711:00 am Lunch • Noon Shotgun

flint golf and country club3100 Lakewood Dr • Flint, MI 48507

D ort Federal Credit Union

is committed to giving back to our communities. Here are a few ways we got involved in July:

Michigan Warrior Dash Flushing Senior Center’s

Red Hat Day Sigma Chi of Kettering — Huntsman

Cancer Foundation Benefit Lake Callis in Davison –Secret Life of Pets Movie Night Fenton Fireworks Sponsor Lapeer Fireworks Sponsor Zonta Club of Fenton 2017 East Central Association of Realtors

Annual Golf Outing Flushing Area Concerts in the Park Arts of Greater Lapeer Sponsorship Edible Flint 9th Annual Food Garden Tour

here Are a few of our upcoming events Taste In Fenton – August 2nd

Member Appreciation Movie Day – August 7th

Flint Junior Golf Association Charity Golf Classic – August 7th

Back to the Bricks Cruise & Concert – August 18th

Movie Night at Lake Callis – August 25th

Women's Expo – September 8th & 9th

Taste of Grand Blanc – September 12th

Dort Federal's Warrior Dash team.