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Honoring allwho servedLocal organizationsplanning VeteransDay events

Are you cut out to bean estate executor?PAGE 4

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November 2012 • Vol. 5, Issue 7 • A monthly publication of the Bryan-College Station Eagle

Inside...

Cold-weather recipeChef Diane Lestina cooks up sweetpotato stew recipe

Pg. 3

A guide to good living in the Brazos Valley

Leon BradwayNew Medicare physical therapydollar limits for 2012

Pg. 5

50plus is a monthly publication of Bryan-College StationCommunications Inc.1729 Briarcrest Drive

Bryan, Texas

PUBLISHERCrystal DuPre

SPECIAL PROJECTPROJECTPR S EDITORShauna Lewis

shauna.lewis@theeagle.com

DISPLAYDISPLAYDISPL ADVERADVERAD TISINGVERTISINGVER MANAGERMANAGERMANAJoanne R. Patranella

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Chef Diane: Sweet potato stew recipe 3Financial Literacy: Being an account executor 4Bradway: Medicare physical therapy limits 5Cover: Veterans Day events 10Calendar 16Travel:Cruise tips 18

CONTENTS

PUBLISHER

Nerve cells (neurons) inthe brain do our thinkingand learning. But there arethree other kinds of cells inthe brain, collectivecollectivecollecti ly calledglia (which means glue) thatanchor and surround neuronsand help them do their thing.One of those things is helpingolder people learn.

Most older people don’tlearn as effectieffectief vefectivefecti ly as they didwhen they were young, but itdoesn’t havehaveha to be that way.You can teach old dogs newtricks. On the other hand, ifthis glial wrapping decreases,as with diseases such asmultiple sclerosis, nervefunction is impaired.

About half of the brain, byvolume, consists of glia. Onetype of glial cell snuggles upto neurons and wraps aroundthem. This creates electricalinsulation, which in turnreduces cross-talk betweenadjacent neurons and speedsthe transmission of impulsesdown a neuron’s brancheson their way to targets.Transmission speed increasesinforinforinf mation throughout,and that increases effieffief ciencyof the brain’s inforinforinf mationprocessing, includinglearning. Think of it this way:when you buy a computerwith a faster processorspeed, you discover it worksa lot better than your oldcomputer.

A graduate student atDartmouth, Alex Schlegel,led a team to inveinvein stigate whathappens to these glial cellsin response to a learningevent. There is a brain-scantechnique, called diffusiondiffusiondiftensor imaging, that createsimages of water movementin neuronal processes(that is, their axons). Thisdiffusiondiffusiondif is restricted byincreasing amounts of glialcell insulation. Moreover,the more activeactiveacti neurons are,the greater the accumulationof glia. Presumably,bly,bly glialproliferation is stimulatedby the electrical fields inadjacent neurons. We don’tknow whether glia cellsexpand their wrappingaround of the axons bymultiplying the number ofcells or whether the existingcells just increase in size.No matter,tter,tter the point is thatneuron activityactivityacti ,vity,vity such as anintense learning experience,

increases glial wrapping andneuronal insulation.

Schlegel recruited 11Dartmouth students whowere taking a nine-monthChinese language courseand 16 students who did nottake the Chinese course. Hescanned their brains beforbeforbef eand after the course. Sureenough, glial cells expandedprogressivessivessi ly across many

brain areas inthe languagelearners,but not inthe controlstudents. Notsurprisingly,the expansionof whitematter wasevident in

the language areas of the leftcortex and correspondingareas in the right side. Butthe most significant changesoccurred in frontal lobe tractsthat pass through to oppositesides of the brain. Theseareas are not supposed to bedirectly invoinvoin lved in language,but they are most certainlyparamount in so-called“executiveecutiveecuti functions” such asattentivetentivetenti ness, self-awarenessand discipline. This is oneclear indication that learningproduces structural changesin the brain, even in an adultbrain.

True, college studentsaren’t “old dogs.” But theyare adults, and adults are notsupposed to be undergoingstructural changes in thebrain. However,er,er there aremany other studies usingother methods that suggestthat even older peoplecan experience structuralchanges in the brain. Butnow we havehaveha an imagingtechnique that can showunequivounequivounequi cally where andhow much structuralchange occurs in the glia inpeople of all ages. This alsoprovides a way to compareeffectieffectief vefectivefecti ness of differdifferdif entkinds of mental activityactivityacti onkeeping oldsters mentallysharp. For example, we could(and somebody probably will)compare the effectieffectief vefectivefecti nesson glial formation of long-term mental activitiesactivitiesacti suchas playing chess, learning a

Dr. BiLL KLeMMthethet memormemorm y meDiCmeDiCm

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I was drivingdrivingdri back from Tulsathis week andsaw a sign onthe side of theroad adveadvead rtising“Texas SweetPotatoes – justpicked.” Howcould I resistthat?

So I bought alarge basket withplans to cook arecipe I was givegivegi nby a chef friend along time ago, one that I havehaveha cookedfor clients and friends ever since.Sometimes I add chicken (see Noteat bottom), but not always. It’s quickand easy to put together and perfectfor this time of year. A trick I learnedwhen measuring peanut butter is toline your measuring cup with plasticwrap and then add the peanut butter.You can then just lift out the wrap toadd the peanut butter to your recipeand the cup stays clean! If you likethings on the spicy side, don’t skip thecayenne, but it is equally deliciouswithout.

Sweet Potato Stew with BlackBeans and Corn

Serves 41 tablespoon oliveoliveoli oil

1 onion, medium, thinly sliced1/4 cup creamy peanut butter

2 teaspoons chili powder1/2 teaspoon ginger,er,er ground

1/2 teaspoon salt1/4 teaspoon cayenne pepper,pper,pper

optional3 large (4 cups) sweet potatoes,

peeled and cut into 1/2 inch cubes2 14-oz. cans fire-roasted diced

tomatoes, undrained1 15 oz. can black beans, undrained1 15 oz. can corn, whole kernel,

drained (or frozen, thawed)Heat a 4-quart Dutch oven over

medium-high heat for 1 minute; thenadd oil. Cook onion in oil, stirringfrequently until tender – about 5minutes.

Stir in remaining ingredients,except corn. Bring to a boil, thenreduce heat to medium low. Coverand cook about 20-25 minutes,stirring occasionally, until potatoesare tender. Add corn and cook anadditional 5 minutes.

Serve over rice if desired.

Note: For Sweet Potato ChickenStew, add 2 skinless, boneless chickenbreasts, cut into 3/4 inch pieces, to theonion in step 1. Cook until no longerpink. Continue as directed.

Diane Lestina, a certified personal chef,holds cookingingin classes and cook

peok

pes for

residentsntsnt in thgthge BryaBryaBr n-College StatStatSt ion

area. To learn more,re,re visitwww.cwww.cwww hefdhefdhe iane.com

Diane LestinaCookCookC it SimpleSimpleS

www.Cwww.Cwww hef.Chef.C DhefDhef ianeDianeD .iane.iane Com

Sweet potato stew recipe good for cold weather

ChickenChickenChick can be added to this Sweet Potato Stew with Black Beans and Cornrecipe created by chef Diane Lestina.

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•theeagle.comCurrently have the

Original Medicare Plan?St. Joseph has you covered.If you have the Original Medicare Plan, you may choose anyphysician or hospital that accepts Medicare. With this plan, youhave the confidence that all St. Joseph physicians, clinics,Express locations and hospitals in the Brazos Valley accept theOriginal Medicare Plan.

Considering purchasing aMedicare Replacement Plan?Choose carefully to ensure access to St. Joseph quality.If you choose to purchase a Medicare Replacement Plan, and accessto St. Joseph level of care and quality is an important choice for your healthcare, you should carefully review the in-network hospitals and physicians toensure they include those you want and use. It is important to note that theuse of out-of-network hospitals and physicians may result in significantlyhigher charges. Some plans, such as any of the Scott & White SeniorCare plans, no longer offer St. Joseph as an in-network provider.

979.774.2053 • st-joseph.org/healthplans

A Ministry of Sylvania Franciscan Health

Have questions?St. Joseph has answers.

If you have questions, Niki Agado in the St. Joseph Managed Care officeis a friendly and caring resource ready to take the time to clearly explainyour options. You can reach Niki at 979.774.2053 or visit St. Joseph’s

website at www.st-joseph.org/healthplans.

..

Considering a MedicareReplacement Plan?Consider this…

You might be asked to be theofficialofficialof executor of an estate, or youmight be asked to merely help one ofyour parents with his or her executortasks for the estate of your otherparent. Either way, here are somethings to keep in mind if you findyourself facing this new role.

What skills do you havehaveha ?Optimally, an effectieffectief vefectivefecti executor

is organized, tactful, patient, ethical,careful and committed to doing thebest possible job. If you are askedto be a co-executor,ecutor,ecutor you should askyourself whetherthe two of you canwork well togetherand/or allocateresponsibilities forthe job. The moreorganized you areas an executor,ecutor,ecutor theless time and costwill be required byan attorney andaccountant.

As an executor,ecutor,ecutor you don’t needto havehaveha the skills or expertise of anattorney or an accountant. You can,and most likely should, hire those aswell as other professionals, as needed.These people will be paid fromthe estate, not from your personalcheckbook. To keep costs down, youshould be the hands and feet foryour professionals, recommendsRichard Talbert, local estate planningattorney and CPA.CPA.CP

“Keep in mind, that in order foryou to be able to manage the estate,you must be appointed as an executorafter the will has been admittedto probate,” he said. “Just beingnamed in a will as executor does notautomatically make you the executoror givegivegi you the powers of an executorto act on behalf of an estate. Thisis why you should seek the adviceadviceadof legal counsel to take steps to beappointed and officiallofficiallof y become theexecutor of the estate.”

Do you havehaveha the spare time?Serving as an executor takes

between six months and a year,ar,arsometimes longer. While it may notbe a full-time job, your executorduties and time invoinvoin lved may come inspurts. Will you havehaveha the extra timeto devote to this job and to meet thedeadlines?

Even if you delegate toprofessionals, being an executor canbe time consuming.

“Getting together tax inforinforinf mationfor the accountant will still havehaveha tobe done for filing final tax returns,”Talbert said. “If a house needs tobe sold, someone will need to sortand clear out the personal items.Vehicles and houses still havehaveha to bekept insured until sold or distributed.

Medical insurance and medical billswill still havehaveha to be dealt with.”

The situation and youIf you havehaveha already been helping

manage this person’s financial affaaffaaf irs,stepping into the role of executor orexecutor’s assistant may be fairlyirlyirsmooth. You might already know ifthe person’s affaaffaaf irs are messy or tidy.You may already know where thewill is stored, what the inveinvein stmentsinvoinvoin lve, what insurance policies tolocate and other similar issues.

A durable power of attorney endsat a person’s death, Talbert said. Ifyou havehaveha been working with one, youcannot keep using it for legal mattersafter a person dies.

If the person liveliveli s in another state,you will need to find out if there areany restrictions related to executors.For example, CaliforCaliforCalif nia has norestrictions on out-of-state executors,but North Carolina, like Texas,requires a non-resident executor toappoint a resident agent. Some statesrequire an executor to post a bond soas to assure their job is done properlyoperlyoper .

Can you or should you try doanything ahead of time?

If this persondevelops a terminalillness or condition,should you try to doany advaadvaad nce work?That depends uponthe person’s wishes,psychological factorsthat may affectaffectaf theterminal person, hisor her family andyour relationshipwith the family. If youare a member of thefamily, you might seekpermission to speakwith the family estateattorney,ney,ney CPACPACP andinveinvein stment advisoradvisorad .

Your advaadvaad ncepreparation could beas simple as contactingthese professionalsto introduce yourselfand asking if there areany issues that can behandled immediatelyor prior to death.For example, if theperson has not takenall of this year’s IRArequired minimumdistribution (RMD),you could discusswith the CPACPACP whenthis should be donein light of the currentsituation. You couldalso talk with theinveinvein stment advisoradvisoradabout whether there

is sufficientsufficientsuf liquidity for medical andfuneral costs, Talbert said.

“Also inquire whether there areany tax losses that need to be takenby selling securities that havehaveha avalue less than original cost, or if itis advisaadvisaad ble to hold securities thathavehaveha appreciated in order to get a newbasis adjustment to fair markemarkemar t valueat date of death,” he said.

Talking with the estate attorneymight bring to light some estateplanning steps the person could stilltake to reduce estate taxes, or tocontain the cost of administering anestate and its assets.

Serious businessSome estates are small enough

or havehaveha been structured so that theassets can be passed on without goingthrough probate. However,er,er there areother situations that will require youto hire one or more experts. Here is ashort list of some of those situations:

• Accidental or intentional death• Person owns or co-owns a

business or real estate• Threat to contest the will or a

trust• A state or federal estate tax

return will be needed

• Person leaveleavelea s a trust that you donot feel qualified to handle

• Assets are to be divideddivideddi amongbeneficiaries in the will, and it isdifficultdifficultdif to either value or dividedividedi theassets equitably

• The decedent was receivingceivingcei longterm care assistance from the State(Medicaid)

• There are questions or issuesas to what is separate or communityproperty,ty,ty especially if a spouse is notthe sole beneficiary

If you think you might be hiring,or helping the executor hire, aprofessional, you might start thinkingabout who those professionals mightbe. Thinking ahead will enable you tohavehaveha more time to carefully considerthe best professional for your needs.Settling the estate may invoinvoin lve taxmatters, real estate titles or liens,mineral interests, communityproperty issues or business interests,Talbert said.

“As executor you are liable forproperlyoperlyoper administering the estate,paying valid debts and claims, filingappropriate tax returns, keeping

tracY stewarewarew tartarfinanCialfinanCialf literaCyiteraCyiter

Are you cut out to be an estate executor?

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I just receiveceivecei d a letter fromMedicare indicating I wasapproaching mylimit on physicaltherapy forthe year. I hadphysical therapyearlierearlierear in the yearand then had a caraccident recentlyand am currentlyin physicaltherapy again.I really needtherapy and can’thelp that I had an accident. Will theyreally stop paying for my therapywhen I reach the limit? SJ Bryan

Thank you for this question as it isvery timely and several changes havehavehaoccurred in 2012 regarding physicaltherapy caps. If physical therapytreatments are medically necessary(as defined by Medicare) and thephysical therapist can documentthis sufficientlsufficientlsuf y to satisfy Medicare’srequirements, you should be ableto receiveceivecei the therapy you need.

For several years now, Medicarehas imposed an annual dollar limiton occupational therapy,py,py physicaltherapy and speech. Incidentally,because of a missing comma, physicaltherapy and speech share the samelimit, so if you are receivingceivingcei bothservices at the same time yourbenefit is limited. This year the limitis $1,880. As a patient approachesthis amount, he/she may receiveceiveceia letter fromMedicare indicatingthat their benefits are about to runout (as you did). However,er,er if thephysical therapist and doctor believethat continued physical therapyis medically necessary and thepatient is showing progress or hassafety issues, Medicare will likelyallow up to $3,700. However,er,er thephysical therapist must use a specialmodifier when submitting the claimand ensure that documentationsupports the medical necessity ofthe service. If you require physicaltherapy in excess of $3,700, Medicarenow requires pre-approval beforbeforbef econtinuing treatment. In addition,

as of Oct. 1, hospital outpatientphysical therapy claims will now fallunder the shared physical therapy/speech cap of $1,880, limiting yourbenefits further. Medicare beganadding hospital outpatient chargesto the privaprivapri te practice chargesOct. 1, so some patients may findthemselves at the $3,700 limitimmediately. Make sure to talk toyour physical therapist if you arereceivingceivingcei care now and havehaveha receiveceivecei dprior physical therapy in a hospitaloutpatient setting. It is important tounderstand that Congress must voteannually to allow an exception to theestablished therapy/speech cap. Sothere are no guarantees that you canreceiveceivecei more than $1,880 beyond 2012unless Congress acts to extend thisexception.

Due to the restrictions on yourmedical benefits and the likelihoodthat this trend will continue, Irecommend the following:

1) Medicare patients shouldbecome activeactiveacti advoadvoad cates to ensure

adequate benefit levels. In the caseof physical therapy,py,py talk to yourcongressman about eliminating thearbitrary cap and/or about providingseparate caps for physical therapy inthe officeofficeof , physical therapy hospitaloutpatient and speech therapy. Asthose in Washington attempt toeliminate waste, fraud and abuse andreduce expenditures, restrictionsand reductions on your benefits arelikely to continue. UnforUnforUnf tunately,reimbursement for providers has notincreased in 10 years and in manycases has declined. However,er,er thecost of doing business has steadilyincreased over the last 10 years.Further,ther,ther Medicare continues toimpose additional restrictions thatadd to the cost of caring for Medicarepatients. The result is that more andmore providers are no longer takingMedicare patients. As providers optout of Medicare and the largest group

Leon BraDwaYDwaYDwphySiCalphySiCalp therthert apherapher y

New Medicare physical therapydollar limits for 2012

See Bradwaypagepagepa 8

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CSMedCenter.com

Join.Life iLife iLif s an advendvendv ture. Join the Circle.Senior Cirircle is out to expand your horizons with an excitexcitex ing calendar

of events scscheduled around town and around the world. If you’re 50 oror

better, wantwant to meet new pw peoeople,ple, learlearn mn morore ae aboboe aboe ae aboe a utut yoyourur health,health, trtravavelel andandandandandand

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The Retired and SeniorVolunteer Program (RSVP)is accepting donations andseeking volunteers for itsannual Shirley’sShirley’sShir SeniorChristmas.

RSVP volunteers assembleand stuffstuffstuf 600 Christmas bagswith items requested bynursing home residents andhomebound seniors receivingceivingceihome delivedelivedeli red meals. RSVPaccepts donations of cash,new and like new clothingand gift items. RSVP will storethem until Thanksgivinganksgivinganksgi -when volunteers begin thework of preparing the 600bags.

For a list of items and sizesrequested or to be a volunteer,lunteer,lunteercall the RSVP officeofficeof at 979-595-2800, extension 2026 or emailckraus@bvcog.org.

How to volunteerThe team of ShirleyShirleyShir Jones,

Luci Smith and Vicki Andersneed volunteers to help withseveral tasks:

• Laundry - Althoughorganizers ask that clean clothing be donated, sometimes itemsneed a little freshening up. The first three days when volunteersare sorting through donations, volunteers come by around 3:30p.m., take home items to be laundered, then return them around9:30 a.m. the next day. After the first few days, helpers might becontacted to help if any additional donations come in that needattention.

• Small repairs – Somegood items just havehaveha a missingbutton, sagging hem or torn

RSVP seeking donations, volunteers for programthat gives to seniors during holidays

Left: Volunteer Luci Smith preppreppr aresaresar bags for last year’s Shirley’s Senior Christmas progprogpr ram. Right: Seniors in Navasotareceive their gifts fromfromfr RSVP as part of the progprogpr ram.

SeeVolunteerspagepagepa 8

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(BPT) - Getting older doesn’tnecessarily mean looking and feelingolder. Age 50 is the new 30, accordingto celebrities who crossed thatthreshold in recent years. And whilethe body can start to show signs ofaging, it doesn’t necessarily mean onehas to suffer.

Take hearing for instance. Hearingloss symptoms - raising the volumeon the radio and television, askingpeople to repeat themselves or notbeing able to hear a conversation in arestaurant - often become apparent aspeople age.

One common cause of hearing lossis repeated exposure to loud noises,which can damage the hearing cellsin the inner ear. But just as often,hearing loss stems from injury, anillness and even aging.

Living with untreated hearingloss can be very detrimental.Professionals need to hear well sothey can get their work done and meettheir employers’ expectations. Peoplewith untreated hearing loss lose asmuch as $30,000 in income annually,according to the Better HearingInstitute.

Hearing loss also affects familyrelationships and personal confidenceas well. People who wear hearing aidsto treat their hearing loss discoverimproved relationships with familymembers, stronger self-confidence,a better social life and higher self-esteem, according to a study done byThe National Council on Aging.

As the holiday season approaches,consider presenting your loved onewith the gift of hearing this year.Take your loved one to see a hearingcare professional. A hearing careprofessional can help find the rightstyle and technology level of hearingdevices to perfectly fit your lovedone’s needs. It’s important to findthe right hearing aid that matches aperson’s lifestyle. With technologyimprovements, hearing aids havecome a long way from the largedevices that echoed feedback justa few years ago. Now hearing aidsare specifically designed to improvehearing in noisy environments,eliminate feedback and make iteasier for a person to enjoy watchingTV, listening to music, talking oncellphones and more. Visit Starkey.com for information about hearingaids, hearing health and to find aprofessional.

A hearing care professionalcan help your loved one determinewhich hearing aid style best fits their

lifestyle. The styles are:• Behind-the-ear - This is the

most common style for moderate tosevere hearing loss. The device sitsbehind the ear and sends sound to theear canal via the earmold and clearplastic tubing, which is molded to fitcomfortably in the outer ear area.

• Receiver-in-canal - Similar inlook to the BTE style, but this deviceputs the receiver into the canal,rather than in the hearing aid casebehind the ear.

• Completely-in-canal - Nearlyinvisible, the entire hearing aid deviceis custom-fitted into the ear canal. Itis a good choice for people with mildto moderately severe hearing loss.

• In-the-canal - Discreet, yetslightly visible within the outer ear,this device is custom-made for eachindividual.

• In-the-ear - This hearing aid iscustom-made for each individual,and sits directly in the ear, givingwearers easy access to the device for

adjustment.Giving

the gift ofhearing toa loved onethis holidayseason notonly is agift to therecipient,but alsohis family,friends andcoworkers.Visit Starkey.com to finda hearingprofessionalnear you andto researchwhichhearing aidwould bethe mostbeneficial foryour lovedone.

Give the gift of hearing to lovedones this holiday season

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First PresbyterianChur

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Sundayndaynda Church School - 9:30amSundayndaynda Worship Services - 10:45am

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language, working-memory trainingand meditation.

Be on the lookout for news youcan use. I expect such studies tobe reported in the next few years.Meanwhile, we may not know whichlearning activities work best, butthere is plenty of evidence thatseniors who are mentally active aremore likely to stay mentally sharp as

they age.

Source:Alexander A.

Schlegel, Justin J.Rudelson, Peter U. Tse(2012). White matterstructure changes asadults learn a secondlanguage. J. CognitiveNeuroscience. 24: 1664-1670

Dr. Klemm is author of a newmemory improvement book, MemoryPower 101 (New York: Skyhorse)and an e-book in multiple formats

for students, Better Grades, LessEffort (Smashwords.com). He alsohas a learning and memory blog atthankyoubrain.blogspot.com.

MemoryMedicfrom page 2

the estate insured,protected andpreserved, andmaking distributionsin accordance

with the will after the debts and claims have beensatisfied,” he said.

Being an executor is more than an honoraryposition, and should not be accepted lightly. Itcomes with duties, responsibilities and potential

liability.

Contact Tracy B. Stewart, CPA, PFS, CFF,CDFA, CFP® through her blog at www.TexasDivorceFinance.com.

Stewartfrom page 4

in U.S. history becomes eligible forMedicare (baby boomers), access tocare will become a significant issue.

2) Patients must ensure that theyreceive excellent care from healthcare providers. For example, it isvery important to be an equal partnerin your physical therapy care. If youare not showing some progress afterfour to five visits, talk to the therapistto find out what should be done. Mostskilled therapists will already be

monitoring this and making changes,but if this is not happening, talk tothe physical therapist. In addition,if your therapy consists solely ofultrasound, electrical stimulation andhot or cold packs, you should talk tothe therapist. A skilled therapist willuse manual therapy, manipulation,mobilization, traction, targetedexercises and other more advancedskills along with those alreadymentioned.

3) Finally, do not be intimidatedby your insurance provider. You areentitled to receive the benefits youpaid for when initiating the contract,

but you must understand your benefitlevels and your rights. For example,even if you received a letter indicatingyou are approaching the limit ofyour physical therapy benefits, talkto your doctor or physical therapist;if they believe physical therapyis medically necessary, they canhelp you obtain the care you need.If you have questions about yourmedical insurance or the insurancedocuments you receive in the mail,call the number on the back of yourinsurance card. However, ensuringthat you have adequate benefitlevels and that you receive the care

you need will require more activeparticipation on the part of eachpatient. If interested in attendinga free “Insurance 101” class (e.g.,What is the difference in primary andsecondary insurance?, What is thedifference between coinsurance andcopayments?, What is a deductible?,How to understand the Insuranceletters I receive in the mail?, etc.), callor email our office (979) 776-2225 orsbpmcoffice@gmail.com.

Leon Bradway is a physical therapistand director of the Sports Back and PainManagement Clinic. Contact him atwww.bvphysicaltherapy.com.

Bradwayfrom page 5

seam and so on. Volunteers wouldfollow the same procedure andschedule as for the laundry.

• Candy packers – Volunteers areneeded to pack small candy in snack-

size baggies. This could be done bya church group or social group thatbuys the candy and the baggies, stuffsthem and delivers them by Dec. 1.

• Shoppers – Sometimes thewish list has special items, like abird house or sizes larger than 3xthat need to be searched for andpurchased.

• Seamstresses – People areneeded who can sew dusters ornightgowns from patterns availablefor them to use. (RSVP does acceptdonated cotton, cotton flannel andlightweight fleece).

• Makers - Volunteers are neededto make fleece scarves. No sewingskills are necessary; they just use a

rotary cutter and cutting mat. Forthose who knit, adult size caps formen and women are always welcome.

For more details on RSVP, visithttp://www.seniorcorps.gov/about/programs/rsvp.asp or http://www.bvcog.org/programs/retired-senior-volunteer-program.

Volunteersfrom page 6

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(BPT) - You’re only asold as you feel, which isgreat news for today’s babyboomers, as 61 percent reportthey feel younger than theirtrue age. But despite feelinggreat, the reality is thatadults may need to makeminor changes to their homesand lifestyles to ensure theycan continue to enjoy safe,healthy and independentliveliveli s.

If you are part of thisdemographic, you’re likelythinking, ‘Not me. Not yet.’But did you know that one inthree older Americans fallsevery year,ar,ar according to theCenter for Disease Controland Prevention? Falls are theleading cause of both fataland nonfatnonfatnonf al injuries forpeople aged 65 and older.

Don’t worry - protectingyourself from falls doesnot mean using a walker orwearing an alert siren. Trythese simple tips to protectyourself from becoming afall statistic, while improvingyour home and lifestyle.

Get movingIt’s no wonder that

50-years-plus is the fastestgrowing segment of thefitness population. In additionto maintaining a healthyweight, regular exerciseimproves your leg strengthand balance - both of whichare important in reducingfalls.

Experts at the National

Institute of Healthrecommend that seniorsenjoy a combination of fourtypes of exercises: endurance,such as walking, cycling orswimming; flexibility,flexibility,flexibility whichincludes stretching beforbeforbef e andafter endurance workouts;balance, such as walking ona line or stepping over smallobjects; and strength, whichis using resistance or weightsto target core muscles.

Prepare your homeAccording to the Home

Safety Council, more fallsoccur in the bathroom thanany other room in the home.But don’t fear,fear,fear adding safetyto your bathroom can addexquisite styling as well.

Grab bars are the mostcommon bath safety productinstalled, and brands suchas Moen Home Care offerofferofstylish Designer Grab Barswith Accessories, whichcombine the safety benefitsof a grab bar with commonbath essentials. Optionsinclude a towel bar,bar,bar a paperholder,holder,holder a straight shelfand a corner shelf, makingeach item functional andfashionable. Plus, each isavailable in popular finishessuch as Chrome, BrushedNickel and Old World Bronze,to coordinate with the rest ofyour bath.

Fall preventionstrategies for seniors

SeeHome productspagepagepa 17 9

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Veterans Day is Nov. 11, and local organizations areplanning several events in recognition of the holiday.

Nov. 11, Veterans Day, began as a remembrance of the11th hour of the 11th day of the 11th month of the year 1918,when the cessation of hostilities brought an end to WorldWar I. According to the U.S. Department of Veterans AffaAffaAf irs,in the following November of 1919, Woodrow Wilson declaredthe 11th Armistice Day with the words, “To us in America,the reflections of Armistice Day will be filled with solemnpride in the heroism of those who died in the country’sservice and with gratitude for the victory,victory,victory both becauseof the thing from which it has freed us and because of the

opportunity it has givegivegi n America to show her sympathywith peace and justice in the councils of the nations.” Thenin May of 1938, Nov. 11 was made a legal holiday dedicatedto world peace and finally, in June of 1954, the word“Armistice” was changed to “Veterans”“Veterans”“V and Nov. 11 becamethe day to honor all veterans.

With the same solemn pride and gratitude, Bryan-CollegeStation area organizations will remember those who serveand havehaveha served this year in a variety of ways.

This year Nov. 11 falls on a Sunday, and the first annualBryan Rotary Field of Valor Flag Display will open at 8 a.m.at the Veterans Park and Athletic Complex, 3101 HarveyRoad in College Station. From Nov. 11 to Nov. 17, 1,0003-foot3-foot3-f by 5-foot5-foot5-f flags on 10-foot10-foot10-f poles will fly over the Fieldof Valor,lor,lor each one representing someone who has servedin the military,military,military the police force, as a firefighter or in anEMS. Conceptualized by Rotarian Bunny Pratt, the field isdesigned to not only honor but also to educate. Throughoutthe week, area fifth-graders will make field trips to viewthe flags and hear from docents who will givegivegi historicalbackground inforinforinf mation on veterans of differdifferdif ent wars.

“My hope is that citizens will be drawn to VeteransPark to see this amazing and awe-inspiring display of 1,000American flags, and then take time to tour the veteransmemorials and reflect on those honored there,” Pratt said.

Placards with the honoree’s inforinforinf mation will be attachedto each sponsored flag. The name and assigned grid locationwill be posted online. To view the grid or to sponsor a flagwith a $30 donation or underwrite the Field of Valor,lor,lor go towww.bryan-rotary.org. At 11 a.m. on Nov. 17, Boy Scouts willlead a ceremony retiring the flags, closing the Field of ValorFlag Display at noon by playing Taps.

Also on Nov. 11 in Veterans Park, from 4 to 5 p.m.,

members of theA&M Corps ofCadets, Fightin’Texas AggieBand and CorpsCenter Guardwill participate inthe Brazos ValleyMemorial Board’sannual ceremonyat the Louis L.Adam MemorialPlaza. Names being added to the Wall of Honor will be read,with family members and friends answering “here.” TheWall of Honor is a permanent tribute to living,living,li deceased,or currently serving veterans. Dr. Eddie J. DavisDavisDa , Vietnamvet, former Corps Commander,Commander,Commander and current president ofthe Texas A&M Foundation, will givegivegi an address. For moreinforinforinf mation, email info@binfo@binf vvm.org.

On Nov. 12 from 10 a.m. to 2 p.m. at Rudder Plaza, TexasA&M UniveUniveUni rsity will join more than 180 colleges anduniveuniveuni rsities in the National Roll Call of Remembrance.During the Roll Call, the names of those from any era ofservice, livinglivingli or deceased, will be read aloud by volunteers.At the same moment across the country,country,country all will observea minute of silence. Roll Call 2011, following the 10thanniveanniveanni rsary of 9-11, focused on honoring the fallen ofOperation Enduring Freedom and Operation Iraqi Freedom.This year’s Roll Call commemorates not only the fallen butalso all who havehaveha served and are currently serving. TexasA&M’s moment of silence will be at 1 p.m. A&M student,staff,staff,staf and faculty veterans are also invitedinvitedin to a Veterans DayReception on Nov. 12 from 3 p.m. to 5 p.m. (RSVP to debbiep@tamu.edu).

Brazos Valley organizations hostVeterans Day events

Honoring all who servedVeterans Day is an annual holiday when veterans of

the armed forces are honored and celebrated in the UnitedStates.

Many people confuse Veterans Day with Memorial Day.While both days honor members of the armed forces, there’sa distinction between the two holidays. Memorial Day, whichis celebrated in May, is a day designated for rememberingservicemen and servicewomen who died while serving.Veterans Day, which is observed in November,mber,mber honors allmilitary veterans.

The role of the bravebravebra men and women who serve in themilitary is an important one, and it’s one that warrantsappreciation and celebration.

The following are a few easy ways to celebrate veteransand their significant contribution to our country thisVeterans Day.

• OfferOfferOf your thanks. Serving in the military can feellike a thankless job, as those who havehaveha not served might notbe aware of the risks men and women in the military takeand the sacrifices they must make to protect our countryand help the less fortunate across the globe. As a result,something as simple as saying “Thank you” to a currentservice member or military veteran can go a long way.Veterans know they don’t serve in vain, but it’s still a greatidea to let them know how much you appreciate their effoeffoef rtsand sacrifices.

• Help families of active military. Many servicemembers are currently stationed and serving overseas,and their families back home may need or just appreciatea helping hand. InviteInviteIn family members of activeactiveacti militaryover for dinner,dinner,dinner offerofferof to do chores like cutting the grass orshoveling the drivedrivedri way when it snows or help around thehouse if something needs fixing. Even if families of activeactiveactimembers serving overseas appear to be getting along great,offerofferof your friendship and let them know you’re there to helpshould anything arise.

• Visit hospitalized veterans. UnforUnforUnf tunately, manyveterans are hospitalized after sufferingsufferingsuf an injury during atour of duty. These veterans sacrificed their physical well-being to protect our way of life, and many spend extendedperiods of time in the hospital. Visiting a hospital to getto know a veteran and spend some time with him or her,her,hersharing a few laughs and thanking them for their service,is a great way to celebrate the holiday and lift a veteran’sspirits at the same time. Recruit friends and family membersto visit hospitalized veterans as well.

• Pay for a veteran’s night out on the town. Like manypeople, veterans appreciate an escape from the daily grind.Men and women who want to show their appreciation toveterans can treat a veteran to a night out on the town. HaveHaveHaextra tickets to a ballgame or play? Donate them to a localVFW. Or if you see a veteran out on the town, offerofferof to pay forhis meal.

• Thank businesses who support veterans. Manybusinesses show their gratitude to veterans by offeringofferingof themfree services on Veterans Day. When a local business showsits appreciation to veterans, patronize that business and letthem know you appreciate their effoeffoef rts to help veterans.

Easy ways to observeVeterans Day

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(BPT) - Most of us know thatphysical activityactivityacti provides outstandingbenefits, such as maintaining ahealthy weight, reducing belly fat,increasing bone density,density,density improvingcognitivegnitivegniti function and improvingsleep quality. But remainingphysically activeactiveacti as you age can alsohelp guard against certain chronicdiseases such as type 2 diabetes,coronary heart disease and somecancers. People who are most fitat midlife experience better healthand reduce their risk of developingchronic diseases after the age of 65,according to a study published in theArchives of Internal Medicine.

At 78 million strong, baby boomersare a generation known for redefiningaging. Although boomers are morehealth conscious, educated andfinancially secure than previousgenerations, America’s worseningobesity epidemic has also touchedthose in this age group and threatenstheir long-term health and the activeactiveactilifestyles they embrace. To promotehealthy aging, the American PhysicalTherapy Association (APTA)(APTA)(APT haslaunched a new initiative,tive,ti Fit After50, to provide baby boomers withpractical tips and useful inforinforinf mationto help themmaintain the motionand mobility needed to engage in

regular physical activityactivityacti and sustaina healthy lifestyle.

According to APTA,APTA,APT adultsshould engage in aerobic and musclestrengthening activitiesactivitiesacti on a weeklybasis. This invoinvoin lves at least 150minutes of moderate-intensity or 75minutes of vigorous-intensity aerobicphysical activityactivityacti ,vity,vity or an equivaequivaequi lentcombination of the two, each week.Moderate-intensity activitiesactivitiesacti , donefor at least 10 minutes each time,may include brisk walking, bikingon relativetiveti ly flat surfacessurfacessurf or generalgardening. Muscle-strengtheningexercises that work the arms,shoulders, chest, abdomen, hips, backand legs — the major muscle groups— should be done at least twiceper week. In addition, stretchingexercises to ensure adequateflexibility are important. For tips andvideos about physical therapy for avariety of activitiesactivitiesacti and conditions,visit www.moveforwardpt.com/fitafter50.

How a physical therapist canhelp

‘Many people think of goingto a physical therapist only afterillness or injury,’injury,’injury says APTAAPTAAPTPresident Paul Rockar Jr., PT, DPT,

MS. ‘However,er,er physicaltherapists are experts inrestoring and improvingmotion in people’s liveliveli s.We understand how tohelp prevent injury fromoccurring as well aschanges in the body thathappen with normal aging.With the help of a physicaltherapist, you can turnmidlife into the fittest timeof your life.’

Physical therapistsdevelop a customized planof care for each individualindividualindi— there is no ‘one size fitsall’ approach. Throughexercises that increaserange of motion, strength,flexibility,flexibility,flexibility coordination,balance and endurance, physicaltherapists greatly improve mobilityand motion and can help reducepain associated with age-relatedconditions such as frozen shoulder,shoulder,shoulderosteoarthritis and chronic low backpain.

All physical therapists arerequired to receiveceivecei a graduatedegree - either a master’s degreeor a clinical doctorate - from anaccredited physical therapist program

beforbeforbef e taking the national licensureexamination that allows them topractice. State licensure is requiredin each state in which a physicaltherapist practices.

Learn more about conditionsphysical therapists treat, and finda physical therapist in your areaat www.moveforwardpt.com/fitafter50. Follow Move Forward onTwitter (@MoveForwardPT) and onFacebook at www.Facebook.com/MoveForwardPT.

How physical therapists help you stay fit

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(BPT) - Trips to visit family andfriends, nighttime drives to midnightMass or to look at Christmas lights,emergency runs to the grocerystore - driving is as much a part ofthe holiday season as gift wrap andChristmas carols. No matter whereyou live in the country, driving duringthe holidays presents some uniquechallenges. It pays to make sure bothyou and your vehicle are prepared tostay safe on the road throughout thewinter.

The experts at AARP Driver Safetyoffer some advice:

Prepare for bad weatherIf you live in an area of the

country that gets winter weather, takesteps to ensure your vehicle is readyfor snow. Have your mechanic checkthe brakes, hoses and belts, ignition,battery and all fluid levels, includingthe antifreeze and windshield wiperfluid levels. If you know you’ll bedriving through heavy snow and ice,consider putting winter tires on yourcar.

Stock your car with emergencyequipment that will help if youbecome stranded, including aflashlight, first aid kit, shovel, jumpercables, basic tool kit, a bag of salt,extra windshield wiper fluid, and anice scraper and brush. Before youleave home, always be sure you havea full tank of gas, a fully charged cellphone and a functional spare tire,jack and lug wrench.

Be aware of holiday volumeGas prices notwithstanding, the

roads are always busier during theholidays. Shopping trips, local visitsto loved ones and long-distance tripskeep the nation’s highways hummingwith heavier-than-usual volume.More cars on the road means you facemore time sitting in traffic and morerisk of a fender-bender or even aserious accident.

To minimize the crunch of holidaytraffic, try to travel during off timesof the day. Avoid traditional rushhours when you’re making local trips,and if you’ll be taking a long driveavoid historically high volume days.Use GPS navigation to help avoid thebusiest roads by plotting less-traveledalternate routes.

Minimize distractionsHoliday driving is full of

distractions, from bright holidaylights that can be visually challengingat night, to driving with a carload ofhappy holiday revelers. Take steps tominimize distractions. Never driveand use your cell phone at the sametime. If you must use the phone, pullover or hand it to a passenger. Whendriving with passengers, establishground rules for behavior that won’tturn into a distraction for you.

Be at your bestFinally, you as the

driver are the mostimportant factor inensuring your holidaydrive time is as safeas possible. Take careof yourself by gettingplenty of rest duringthis busy time of yearand by driving at timesof day when you’re atyour best.

Consider brushingup on your drivingskills. AARP DriverSafety’s course isdesigned to helpdrivers 50 and olderrefresh their skills andadapt to age-relatedchanges to vision,hearing and reactiontime. To find an in-person course nearyou, search at www.aarp.org/findcourse,or sign up to take anonline course. Coursesare available in bothEnglish and Spanish.

Signing up for adriving course mayalso make you eligiblefor a multi-year autoinsurance discount,and who couldn’t usesome extra moneyduring the holidays?

Holiday driving tips for older drivers

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Exchanging gifts hasbecome synonymous withthe holiday season. Familymembers exchange gifts withone another, men and womentrade gifts and greeting cardswith their coworkers andstudents participate in grabbag gift exchanges in theclassroom.

Giving gifts is such a bigpart of the holiday seasonthat shoppers may run outof gift ideas before they havecrossed everyone off theirlists. For example, it mightnot be easy to find the perfectgift for the senior citizen onyour holiday shopping list.Seniors might not be up-to-date on the latest gadgets ormight have downgraded froma home to a more manageableliving arrangement, soknickknacks or decorative

items for the home may notbe too practical, either. Thefollowing are a few tips forgifting seniors this holidayseason.

• Warm things up. Asmen and women age, manydevelop medical conditionsthat require medication.Medications like bloodthinners can make seniorsfeel the cold more thanothers, so a gift that cankeep seniors warm throughthe winter can make a greatgift. A thick wool sweateror a fleece blanket is bothpractical and thoughtful.

• Open a senior’s eyesto e-readers. Many seniorsfind that maintaining ahousehold is simply toomuch work once all the kidshave grown up and moved

out. As a result, many movefrom private homes intoapartment complexes gearedto the senior set or even intoassisted living facilities thatmake it easier to deal withthe daily demands of life.When seniors make such amove, they sacrifice spacefor convenience. Personallibraries may no longer bepossible or practical, but ane-reader such as Amazon’sKindle or the Nook(R) fromBarnes and Noble allowsseniors to store their favoritebooks in one small andconvenient place.

• Give the lap of luxury.Many seniors are on fixedincomes, which greatlylimit how much disposableincome they have to treatthemselves to somethingnice. But seniors still lovea trip to the spa or a roundof golf just as much as theiryounger counterparts. Savvyshoppers know that deals canbe had on such luxuries, andit just takes a little patienceand research. Sign up for

a service like GrouponTMto gain access to exclusivediscount offers to a variety ofluxury offerings, includingspa treatments, cruisevacations and rounds of golf.Signing up is free and easy,and you might just find a dealthat makes a senior’s holidayseason.

• Go healthy. Many menand women embrace ahealthier lifestyle as theyage. Seniors who might havebeen too busy raising a familyto focus on their own healthare typically encouraged bytheir physicians to exerciseand embrace healthier eatinghabits. Gift-givers can helpseniors on their quests tobecome healthier by buyingthem a membership to a localfitness club, many of whichprovide classes designedspecifically for seniors.Fitness clubs typically offerdiscounted memberships toseniors, who might even beeligible for rebates from theirhealth insurance providersif they meet established

attendance requirements.Seniors who suffer fromarthritis might benefit from amembership at a nearby yogacenter.

• Give the gift ofcommunication. Sometimesthe best gift is the simplestgift. Seniors love tospeak with their childrenand grandchildren, sowhy not give the gift ofcommunication? If youhaven’t already, alter yourcellular phone plan to afamily plan that gives seniorsunlimited minutes whencalling family membersso they can speak to theirgrandkids as often aspossible. You can even gothe extra mile and upgradea senior’s computer sohe or she has access toinstant messaging andvideoconferencing servicessuch SkypeTM, allowingseniors to see just howfast their grandchildrenare growing even if thoseyoungsters are on the otherside of the country.

Holiday gift ideas for seniors

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Many Happy ReturnsReturning gifts has

become as much a pillar ofthe holiday season scene asthe pre-Christmas shoppingspree. So it helps to payattention to the retailer’sreturn policy beforbeforbef e youmake a purchase for family orfriends.

To assist the one out offive folks who will be standingin customer service lines in

the New Year,ar,ar consumerismexpert Andrea Woroch hasprepared seven simple stepsfor “Hassle Free HolidayReturns.”

If you’re shopping online,most retailer websites includereturn policies, so searchthem thoroughly and don’tmake the purchase until youread the fine print.

Pay attention to theexpiration date of returnpolicies, and remember thatthe number of days, whichranges from 30 to 180, beginson the date of purchase.

Keep the receipt to enablethe recipient to return thegift.

If you don’t havehaveha areceipt, make sure you havehavehanecessary identificationwhen you take the item backto where it was purchased.Stores require this to controlthe number of times anindividualindividualindi can make returnsduring a specific period oftime.

It’s possible to avoidshipping charges to return

online purchases if it wasmade at one of the cyberspacestores that allow you to makereturns at their bricks-and-mortar outlets.

If you receiveceivecei a gift cardyou don’t intend to use, youcan re-sell it for cash at adiscount at several onlinesources.

And, finally, don’t openwhat you don’t want, Worochsaid. Many merchants can’tresell opened items as newand you could be charged ahefty restocking fee just forcracking the lid.

Save on Auto PricesIt’s long been held that

the best day to purchase anautomobile is the day afterChristmas, only because carlots aren’t open on ChristmasDay, when things are reallyslow on car lots.

But you can cut costs year-round when shopping for acar.

Visit the lots at the endof the month. That’s whenthe sales staffstaffstaf is scuttling toachieve sales targets. Mostsalaries and bonuses arepinned to monthly quotasso the sellers are more aptto slice some numbers fromthe sales price to move theinveinvein ntory beforbeforbef e the end ofthe month.

Don’t drivedrivedri onto the lot.The sales force will figureyou’re aiming for a trade-inand automatically considerthat in your purchaseprice. Walk onto the car lot,negotiate your lowest price,and then open negotiationsfor your trade-in. 15

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42 Dominoes – Seniors meetevery Thursday to play 42 atSouthwood Community Center, 1520Rock Prairie Road from 9:30 to 11:30a.m. For more information, contactSouthwood Community Center at979-764-6351 or College StationParks and Recreation Department,Senior Services at 979-764-6371 ormrodgers@cstx.gov.

Bible Study - Seniors gather atLincoln Center, 1000 Eleanor, everyThursday from 9:30 to 10 a.m. forBible study. For more information call979-764-3779 between 8:30 a.m. to12:30 p.m. or email awilliams@cstx.gov.

Sit & Fit – Seniors meet atSouthwood Community Center, 1520Rock Prairie Road, every Tuesdayand Thursday, from noon to 12:45p.m. and exercise in chairs. For moreinformation, call 979-764-6351 orCollege Station Parks and RecreationDepartment, Senior Services at 979-764-6371 or mrodgers@cstx.gov.

Friday Bridge - SouthwoodCommunity Center, 1520 RockPrairie Road, offersoffersof bridge for seniors

every Friday from 9 a.m. to noon.For more details, contact SouthwoodCommunityCenterat979-764-6351orCollege Station Parks and RecreationDepartment, Senior Services at 979-764-6371 or mrodgers@cstx.gov.

Line Dancing - SouthwoodCommunity Center, 1520 RockPrairie Road, offersoffersof line dancing forseniors from 1:30 to 2:30 p.m. everyTuesday and from 10 to 11 a.m. everyFriday. For more information, contactSouthwood Community Center at979-764-6351 or College StationParks and Recreation Department,Senior Services at 979-764-6371 ormrodgers@cstx.gov.

Bluegrass Jam Session – ABluegrass Jam Session is held from1:30 to 3:30 p.m. every Tuesdayat Southwood Community Center,1520 Rock Prairie Road. Bring stringinstruments and a friend. All levelswelcome. For more information,contact Southwood CommunityCenter at 979-764-6351 or CollegeStation Parks and RecreationDepartment, Senior Services at 979-764-6371 or mrodgers@cstx.gov.

Nov. 6AARP Driver Safety Class –

Class for drivers 55 and over heldfrom 10 a.m. to 3 p.m. at SouthwoodCommunity Center, 1520 Rock PrairieRoad in College Station. Cost is $12for AARP members or $14 for non-members. Free for veterans. Call979-764-6371 or email mrodgers@cstx.gov to register.

Nov. 7Computer club for seniors -

Meetings are held from 9 to 10:30a.m. at the Carter’s Creek TrainingRoom, 2200 North Forest Parkway inCollege Station. The topic this month,presented by Copy Corner, is creatinggreeting cards, letters and mailinglabels. Meetings are free, and nopre-registration is needed. For moreinformation contact College StationParks and Recreation Department,Senior Services at 979-764-6371 ormrodgers@cstx.gov.

Nov. 10AARP Driver Safety Class –

Held 1 to 5 p.m. at St. Joseph HealthyCommunities Annex, 3030 East29th St., Ste. 100 in Bryan. Free forveterans. To register, call 979-731-1231.

Nov. 11Veterans Day Program - The

Brazos Valley Veterans MemorialBoard of Directors will host theannual Veterans Day program at4 p.m. at the Veterans Park andAthletic Complex in College Station.For more information visit http://www.bvvm.org.

Nov. 13AARP Driver Safety Class –

From 1 to 4:30 p.m. at BuffaloBuffaloBuf SeniorCenter, 941 North Hill St. in Buffalo.Buffalo.BufFree for veterans. To register, call903-322-4704.

Nov. 14AARP Driver Safety Class –

From1 to 4:30 p.m. at PatrickMasonicLodge on FM 1644 in Franklin. Freefor veterans. To register, call 979-828-5026.

Health Talk - “Travel Safety” willbe the topic for this month’s health talkpresented by Brazos County HealthDepartment from 10 to 11 a.m. atSouthwood Community Center, 1520Rock Prairie Road. Refreshments

served. For more information, contactSouthwood Community Center at979-764-6351 or College StationParks and Recreation Department,Senior Services at 979-764-6371 ormrodgers@cstx.gov.

Exploring History LunchLecture - “Second Thoughts:Presidential Regrets with theirSupreme Court Nominations” willbe presented by author William T.Harper, at Aldersgate Church locatedat 2201 Earl Rudder Freeway South.A reservation is necessary; the costis $5 for the lunch, which will beserved at 11:30 a.m. The speakerwill begin at noon. Reserve byNov. 12 by contacting SouthwoodCommunity Center at 979-764-6351or mrodgers@cstx.gov.

Nov. 15Movie and popcorn - Seniors

are invited to enjoy popcorn andthe movie, “Sherlock Homes: AGame of Shadows” at SouthwoodCommunity Center, 1520 RockPrairie Road. Movie starts at 1 p.m.

SeeCalendarpagepagepa 17

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Nov. 26Senior Advisory Committee

- Senior Advisory Committee willmeet at 10 a.m. at SouthwoodCommunity Center, 1520 RockPrairie Road. Visitors welcome. Formore information call 979-764-6371or email mrodgers@cstx.gov.

Nov. 30Bingo and Birthday Celebration

– All seniors are invited to celebrateOctober birthdays with cake,refreshments and Bingo at 1 p.m. at

SouthwoodCommunity Center. Prizesgiven for Bingo. For more details,contact Southwood CommunityCenter at 979-764-6351 or CollegeStation Parks and RecreationSenior Services at 979-764-6371 ormrodgers@cstx.gov.

Lincoln Center Senior BirthdayCelebration and Pot Luck - Allseniors are invited to celebrateOctober birthdays from 8:30 a.m. to12:30 p.m. at the Lincoln Center. Bringa dish to share. For more details, call979-764-3779 from 8:30 a.m. to 12:30p.m. or email awilliams@cstx.gov.

Dec. 3Meditation - Free meditation

class is held the first Monday ofevery month, from 6 p.m. to 6:45p.m. at Brazos Healing Center, 1804Brothers Blvd, Suite D, in CollegeStation. For more information, visitBrazosHealingCenter.com or call402-3595.

Calendarfrom page 16

Next, add style and peace of mindin the shower by adding a Fold-DownShower Seat. Unlike traditional bathseats that can be intrusive, this wall-mount design fromMoen Home Carefolds down for a comfortable andsecure shower seat to avoid slips andfalls - yet folds up for a thin, compactprofile when not in use. Plus, theteak wood and stylish metal trim willaccentuate the look of even the mostupscale shower.

For more information about MoenHome Care products, visit www.moen.com/homecare.

For the final step to your safety-upgraded bathroom, increase theamount of lighting. Researchers havefound that by the time a person is60 years old, he or she needs up to15 times more light than when thatperson was 10 years old. Add higher-

wattage bulbs or even additionallamps to the room for improvedillumination.

Assess your medicationsSince boomers buy 77 percent of

all prescription drugs sold, chancesare that you take more than onemedication daily. However, theseremedies may have been prescribedby different doctors - and couldunknowingly cause side effects suchas dizziness or drowsiness, whichcan increase the risk offalls. Speak with yourphysician to ensure thatyour medications willnot interact with otherdrugs.

Programmed pillboxes are also a greatidea to keep yourprescriptions organizedand help you rememberwhat to take and when.

Eat rightYou are what you eat, which is

why a healthy diet is very importantto older adults. In fact, healthyeating can reduce the risk for manyconditions, including anemia,confusion, hip fractures, hypotensionand wounds. Experts note thatolder adults generally require fewercalories in their diet than other agegroups - but need more nutrition.

Especially important to reduce

falls is to increase foods that arehigh in calcium and vitamin D, suchas milk and dairy, which help keepbones strong. Maintaining a healthyweight through proper eating is alsoessential, as added weight can causeinstability, leading to falls.

With these few simple updates toyour home and lifestyle, you’ll soonfeel better about yourself and yourhome - and can enjoy the peace ofmind knowing that you’re doing thebest to reduce the risk of becoming afall statistic.

Home productsfrom page 9

Mature Life Features

When back pain is persistent orworsens, the culprit may be spinalstenosis -- a narrowing in one or moreareas of the spine.

Different types of problems canreduce the space within the spinalcanal. Most are age-related.

One cause is osteoarthritis,which results in wearing away of thecartilage that cushions the ends of thebones in the joints. It may narrow thespace between the vertebrae. Bonygrowths or disk bulges may form.Bone surfaces may rub together,resulting in pain and inflammation.

Disk degeneration is anothercommon cause of spinal stenosis.

With age, the cushions betweenthe vertebrae flatten and bulge.Eventually, the outer coverings of thedisk may tear, allowing the jellylikesubstance in the disk’s center toprotrude and press on the spinal cordand nerve roots.

The result can be pain that startsin the buttock area and radiates downthe leg.

The range of treatments includesthe following:

MedicationsAcetaminophen such as Tylenol

or nonsteroidal anti-inflammatorydrugs, such as ibuprofen or naproxen,can help. Some studies indicatecertain antidepressants may reduce

pain associated with spinal stenosis.For severe pain, doctors mayprescribe medication containingnarcotics for a short time.

Exercise and physical therapyGood options are exercises that

strengthen the abdominal andback muscles, build strength andendurance, and maintain flexibilityand stability of the spine.

Steroid injectionsThis involves injecting cortisone

into the space around the spinal cordto help decrease inflammation andswelling.

Alternative therapiesAcupuncture and chiropractic

manipulation may ease pain relatedto spinal stenosis.

Weight lossMaintaining a healthy weight can

reduce the stress on arthritic jointsand reduce pain.

SurgeryThis is an option when other

measures fail to help or when patientsexperience complications such assevere weakness or loss of bladder orbowel control.

Aging spine can cause persistent back pain

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Cruise Log: Timing is importantAny time can be a good time to go

cruising, depending on where.Many cruise lines reposition their

ships between winter and summerand offerofferof these voyages, mostlybetween Alaska and the Caribbeanor Europe and the Caribbean, atsignificantly reduced rates. Not onlycan these spring-and-fallspring-and-fallspring-and-f off-seasonoff-seasonofprices be a bargain, you’ll likely beable to wander legendary ports atyour leisure because the cruisingcrowd is not as big. But there aretrade-offstrade-offstrade-of .

First and foremost is the weather.In northern climes, winters can bemore than chilly, but many ships willstill sail. For example, the traditionalcruise season in the Mediterranean,sometimes called the “Caribbeanof Europe,” used to be from Aprilto October,October,October with each end called the“shoulder season” when the area isquieter and prices havehaveha eased offoffof fromthe prime summer months. Thencruise lines began operating theirships there fromMarch to December.Today, some large liners sail thesewaters year-round.

If lower rates tempt you to cruisethe Mediterranean in winter,winter,winter keep inmind that southern Europe is not likethe Caribbean during those months.In ports such as Dubrovnik, Croatia,and Venice, Italy, temperaturescan sink to 30 degrees Fahrenheit.Venice’s famed lagoon has beenknown to freeze over. Bad weatheralso can also force changes to a ship’sitinerary,itinerary,itinerary and you may miss seeingthat special place you dreamed ofvisiting.

On the other hand, if you sail fromNew York to the Bahamas in January,ary,aryyou’re going from the clutches of aNortheast winter to the moderatelywarm 70s.

Here’s a rundown on some of thebest and lesser seasons in popularareas.

--Alaska: the peak season is Junethrough September,ptember,ptember the shoulderseasons are May and October,October,October and thelow season is October through April.

--Hawaii: peak is mid-Septemberto earlyearlyear July,ly,ly shoulder is mid-Julythrough August. There is no lowseason as the islands are popularyear-round.

--New England: April to October,October,Octoberwith July to October the best.

--Transatlantic: March toNovember is best and keep in mindthe lower-fare repositioning cruises atthe beginning and end of this period.

--Florida and the Caribbean: peakis late December through April,shoulder is May through mid-June,and low is late June into fall --hurricane season. However,er,er duringthe hot summers, the cease-less tradewinds can keep things bearable.

--Europe and the Mediterranean:Much of Spain, Portugal and Italy aresunny and comforcomforcomf table year-round.

Southern TurkeTurkeTur y is much likeFlorida, and Israel’s climate is mildall year.

Egypt has a greater range oftemperatures, from fall with balmydays and little rain to spring withpleasant temperatures, althoughsand storms can occur. Summersare hot, with temperatures topping100 degrees, while in winter they candrop into the 40s.

In Northern Europe the season isMay to September,ptember,ptember with June-Augustne-Augustne-Abest. EarlyEarlyEar May is the worst.

--Orient: northern regions, suchas Japan and parts of China, havehavehachilly winters, while southern Asia,from the Philippines to central andsouthern India, basks in warmsunshine. Peak months in Manila,Hong Kong, Thailand and Vietnamare December to February,uary,uary whileMumbai booms from November toMarch.

Summers are hot in South Asiaand the typhoon season in thewestern Pacific extends from latesummer to fall. In the Hong Kongand Taiwan regions, winds can howlbetween August and mid- October.Japan, on the other hand, receiveceivecei s itsstorms between June and September.

--South Pacific:Tahiti, Fiji and otherislands in the regionenjoy good weather,her,heralbeit hot and humid,all year. The driestmonths are betweenMarch and December.

--Australia--Australia--A andNew Zealand: theirseasons are exactlythe opposite ofours. Christmas inAustralia’s Outbackmay see temperaturesreach 100 degrees.

--Mexico andCentral America:Mexico’s rainyseason, which bringsafternoon showers,is from June toSeptember. The driestmonths are Decemberto April, withpleasant conditions inmost areas of Mexicoand parts of CostaRica, Guatemala, andPanama.

--South America:Their seasons are alsothe polar opposite ofours. Buenos Airesis at its best in itsspring -- Octoberthrough December.Chile’s peak seasonis October to March.Caracas, Venezuela,

is mild all year but December to Aprilis best. Brazil is hotter and you’ll findRio warm all year round.

--Antarctica: the peak seasonis November to March, with mid-December to February the best,November and March the worst.Rough seas and stormy weather knowno season, especially in the notoriousDrake Passage.

For the best conditions withoutpeak-season prices, aim for closingweeks of the peak season. While theprices havehaveha started to drop and mostvisitors havehaveha left, the weather oftenstays nice. Use the same strategy atthe start of the peak season if priceshavehaveha not started to rise.

Your travetravetra l agent can check onprices during peak periods in thearea you havehaveha chosen. Then look fornearby weeks when conditions arepleasant and rates remain moderate.

You can sleep in a wine barrelIn the vineyards above the western

slopes of Germany’s Black Forestbetween the cities of Baden-Badenand OffenbOffenbOf urg is the village ofSasbachwalden. While its vineyardsproduce well-recognized wines, itsheritage-protected half-timberedhomes and floral decorations havehavehagained for its 2,400 citizens the honor

of livinglivingli in what has been called themost beautiful village in Germany.

Visitors to the Wild FamilyHoliday Farm can clamber into winebarrels that havehaveha been conveconvecon rted intosleeping quarters. Perched high abovethe rolling countryside of vineyardsand the Rhine Valley are a series ofoval wooden casks, each of whichonce held 2,000 gallons of the fruitof the vine. Now lying on their sides,the kegs are heated and contain twinbeds with duvets, a night light anda window overlookingerlookinger the valley.Guests are welcomed with a basketcontaining two local wines, bottledwater and regional food, such aspastries, sausages and cheese.

There’s another barrel nearby thathas been conveconvecon rted to a bathroom,and an additional toilet and showerare available.

There are some 40 restaurantsnearby, as well as a dozen or sohotels, some of which offerofferof wine-and schnapps-tastings. Hiking trailslace the nearby mountain calledHornisgrinde. The per-night rate inone of the casks with two meals is 156euros for two people. Also available isa week’s stay that includes six nightsin an apartment, plus one night in abarrel, starting from 489 euros.

For more details, visit g.orlop@g.orlop@g.ortourismus-bw.de.

MATURE TRAVEL SCENE

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