499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance.
-
Upload
geoffrey-freeman -
Category
Documents
-
view
216 -
download
0
Transcript of 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance.
4 9 9 C 0 0 2 1 C H I C K4 9 9 C 0 0 0 5 E V A4 9 9 C 0 0 2 7 J U L I A
Mercuries life insurance
1993 1997 2001 2005 2009 20130
0.5
1
1.5
2
2.5
Customers
(m
illi
on t
ones
)
I N C R E A S E O F P E O P L E C O V E R I N S U R A N C E
Mercuries life insurance
(year)
• Aging population
• Low economic
• Lonely elderly
Mercuries life insurance
Long Term Care Whole Life insurance policy
L T C W L
• Life Insurance + care
• Guaranteed life
• Good for family
Mercuries life insuranceAbout LTCWL
The Proportion of the Population in Taiwan(2009)
0-15 15-25 25-35 35-45 45-55 55up0.5
1.5
2.5
3.5
4.5
5.5 amount of people
M
illio
n
tones
age
Common conditions of old age people
Amnesia
Reduced mobil ity
No family
Expense and Quality of Care
Way of care expense Quality
Foreign caregivers $ 21,000~22,000
per month
Depend on the caregiver you hire.
Nursing home$ 18,000~60,000
Per month
Depend on the money you give in.
Family member Lowest
More comfortable but create pressure on family.
Mercuries life insuranceInitial Care Insurance money $ 600,000
Long Term Care money 24 times $ 2,880,000 (120,000 per year)
Death Benefit $ 1,000,000
Total take back money $4,480,000
A promise, a friend
Mercuries life insurance