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The desire to have a pris-

tine, well-manicured

landscape leads many

homeowners to toil outdoors for

hours every weekend. Hiring a

professional landscaper can freeup homeowners time and help

them ensure their yards are

cared for properly.

One of the benefits of hir-

ing a landscaper is the time sav-

ings. Landscapers typically have

commercial-grade equipment

that can dramatically reduce the

time it takes to mow and

perform other maintenance

tasks around your property.

Furthermore, some services havemultiple employees working

concurrently, enabling them to

tackle several projects at the

same time and complete them in

a fraction of the time it would

take a homeowner working on

his or her own.

Landscapers familiar with

botany and landscape design

understand how to properly care

for plants and trees on your

property, while novice green

thumbers may be unaware about

when to prune trees and shrubs,

at what height to cut the lawn

and which plants will thrive in

particular locations. Such do-it-

yourself maintenance may even

cost more money than leaving it

to a professional.

Hiring a professional land-

scaper is, in many instances,

more economical. For a certain

weekly or monthly fee, home-

owners receive the benefit of

professional knowledge and exe-

cution. Also, homeowners will

not have the expense of pur-

chasing the various tools and

equipment necessary for lawn

and garden maintenance, tools

and equipment that include

lawnmowers, string weeders,

edgers, fertilizer, grass seed, leafblowers, and shovels.

Another benefit is the lawn

will continue to be mowed

whether a homeowner is home

or not. During the spring and

summer vacation season, its

easy for homeowners to overlook

their lawn and garden in favor of

recreation and leisure activities.

Without proper watering and

maintenance, lawns and gardens

can brown or overgrowth canoccur. But hiring a landscaping

service allows homeowners to

rest assured that their yards will

be maintained whether theyre

home or not.

Hiring a local landscaping

service will not only benefit

Benefits to hiring a landscaping service

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2/32

NOTE:To have your groups announce-ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

APR 8

Montville Township Historical Societypresents, Timeline, N.J. with WalterChoroszewski, author and photogra-pher, on Monday, April 8 at 7:30 pm atthe Montville Township Senior House,

356 Main, Montville. We will take atour of N.J. from Ice Age geologicalbeginnings to now; meet N.J.s first

people and explorers, travel throughthe colonial and Revolutionary War

era and hear about New Jerseyfirsts. Walter Choroszewski, author

and photographer has produced 17books and calendars. Walters photog-raphy inspired a NJ tourism campaignand he was primary photographer ofthe campaigns in the 1980s - 1990s.

APR 9

The Montville Township monthlyChamber info/luncheon will be held atThe Bonefish Grill, 28 Rt. 46 West,Pine Brook on Tuesday, April 9. Cost:$20.00 for non-members and $25.00

for non-members. Speakers Robynand Trevor Crane, founders of Shake

Your Money Makers System, will talkabout The Ultimate Sales Formula. For

more information or to register onlineplease go to the Chamber websitewww.montvillechambe r.org. PayPal isnow accepted or call the Chamberoffice 973-263-3310.

APR 11

The Lincoln Park EMS Summer Kick-Off Tricky Tray will be held onThursday, April 11 at 6pm at TheBethwood in Totowa. Tickets are$40.00 and include a 3 course dinner

and 1 sheet of small prize tickets. CashBar and 50/50 Raffle. No tickets will

be sold at the door. For more informa-tion or to purchase tickets call 973-

694-3304 Ext 2934.

APR 13

Need flood insurance? Free FloodInsurance Workshop hosted byCoverage Specialists Inc will be held onSaturday, April 13. There will be twosessions: 11am or 1pm. This workshopis sponsored by American StrategicInsurance and is a community serviceQuestion & Answer session, FREE ofcharge. Refreshments provided.

Availability is limited; please RSVPto Tara 973-831-2787. CoverageSpecialists is located at 580 Route 23in Pompton Plains.

The Montville United Methodist

Church29 Whitehall Road (Route 202)Towaco will hold a gent ly used clothing

and household goods sale on SaturdayApril 13 from 8:30am-12:30pm in thechurch educational building (upstairs).There will be a large s election of ite msto choose from. Profits from this salewill benefit l ocal famil ies in need. F orfurther information call 973-334-

3924.

The G.F.W.C. Montville TownshipWomens Club will hold The TreasureBox on Saturday, April 13 at 10am-

3pm at the Senior House, 356 Rt. 202,Montville. The Treasure Box will fea-ture the sale of old and new col-lectibles including jewelry, householditems, and decorative items. In addi-tion, a spring plant sale of hanging

plants and dish gardens will be offeredfor $15.00. The plants will be avail-

able for pick up at Bader Farms, 290Changebridge Rd, Pine Brook, fromMay 6 through May 12 in time forMothers Day. For additional informa-tion please call Alexandria at 973-405-0088.

APR 20

Montville Reformed Church WomensGuild is hosting our annual Ham

Dinner on Saturday Night, April 20from 5:30-7:30pm. Come enjoy our

church baked delicious Spiral Hamserved with scalloped potato, mixedvegetables, bread & beverage. Dinnercomes with our salad bar and our everpopular dessert bar. Take out is avail-

visit our website at www.lifeandleisurenj.com April 3, 2013Page 2, Zone 2

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 973.696.8008

Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Art Director: Robin Banta Graphics: Mary Lalama

Sales: Lisa Buniewski, Martha Pineiro, George Papendick, Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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Federal Deposit Insur-ance Corporation insur-

ance is basically a guar-

antee that depositors will not

lose their funds. If the bank

where they keep their money

fails, the FDIC guarantees

that they will receive the full

amount of those funds, up to

the insurance limit from the

FDICs insurance fund.

The Great Depression

highlighted the need for aninstitution like the FDIC.

During the first 10 months of

1930, after the catastrophic

stock market crash of 1929, 744

banks failed, 10 times the

annual number during the

1920s. By the end of 1933, over

$140 billion in deposits had

been lost to bank failures, and

11,000 of the 25,000 largest

banks had failed. This severe

crisis prompted a response fromthe Roosevelt Administration,

which passed the Glass-

Steagall Act of 1933. The act

established and funded theFDIC. The initial limit on

deposit insurance was set at

$2,500 in 1934, and was

raised to $5,000 in 1935.

Today the limit is $250,000

and may change in the future

in an effort to increase con-

sumer confidence in the

banking system.

The FDIC was given the

first real test of its abilities dur-

ing the savings and loan crisisof the 1980s. Although the

brunt of the crisis fell upon the

Federal Savings and Loan

Insurance Corporation, the

pressure was too great, and the

FSLIC became insolvent and

was merged into the FDIC.

Between 1980 and 1994, the

FDIC helped to close over

1,600 banks that had been

affected by the crisis.

Fortunately, the FDIC survivedand helped mitigate the worst

effects, although the crisis still

cost taxpayers an estimated

$150 billion.The FDIC works in tan-

dem with other government

agencies to protect the cus-

tomers of other financial insti-

tutions, such as credit unions.

The National Credit Union

Administration, or NCUA, is

the independent federal agency

that charters and supervises

federal credit unions. The

NCUA and FDIC together

insure billions of dollars ofdeposits at thousands of finan-

cial institutions throughout the

United States.

Just like how the FDIC

insures bank deposits in the

event of a bank failure, SIPC

insures investment accounts in

the event of a failure. In the

case with the Securities

Investor Protection Corpora-

tion, accounts are insured up to

$500,000 per account. Thisincludes $250,000 in cash.

When a brokerage is closed due

to a bankruptcy or other reason

and investors securities aremissing, the SIPC steps in to

return these assets.

Customers of a failed bro-

kerage firm get back all securi-

ties (such as stocks and bonds)

that already are registered in

their name or are in the process

of being registered. After this

first step, the firms remaining

customer assets are then divid-

ed on a pro rata basis with

funds shared in proportion tothe size of claims. If sufficient

funds are not available in the

firms customer accounts to sat-

isfy claims within these limits,

the reserve funds of SIPC are

used to supplement the distri-

bution, up to a ceiling of

$500,000 per customer, includ-

ing a maximum of $250,000 for

cash claims. Additional funds

may be available to satisfy the

remainder of customer claimsafter the cost of liquidating the

brokerage firm is taken into

account.

The SIPC covers lossesdue only to a brokerage failure,

or other unscrupulous activity.

SIPC does not insure losses

that occur as a part of regular

market fluctuation. Many peo-

ple believe that SIPC will pro-

tect them from losing all of

their money on a bad invest-

ment, but this isnt true.

SIPC also does not cover

losses in the event a company

you invest in goes bankrupt. Ifyou invest $50,000 in XYC

Corp. and they file for bank-

ruptcy, leaving your shares

worthless, SIPC has nothing to

do with these losses. SIPC will

protect your assets only if the

brokerage or fund company you

hold your assets with goes

bankrupt.

Not all investments are

protected by SIPC. In general,

SIPC covers stocks, bonds,mutual funds, notes, other

investment company shares,

and other registered securities.

It does not cover instruments

such as unregistered invest-

ment contracts, unregistered

limited partnerships, fixed

annuity contracts, currency,

and interests in gold, silver, or

other commodity futures con-tracts or commodity options.

Also, some brokerages

will offer an FDIC insured

money market account for your

cash that is sitting idle in your

account. This means you could

technically have both FDIC

insured cash and SIPC-insured

investments in the same

account. Of course, this will

vary depending on your broker

and where your cash position isinvested, so be sure to find out

how your money is treated.

Your money can be safe and secure By Mark Charnet


continued on next page


5/32

The New Jersey Life and

Health Insurance Guaranty

Association was created by the

New Jersey legislature in 1992

(with an effective date of Jan.1, 1991) to protect state resi-

dents who are policy holders

and beneficiaries of policies

issued by an insolvent insur-

ance company, up to specified

limits. All insurance companies

(with limited exceptions)

licensed to write life and health

insurance or annuities in New

Jersey are required, as a condi-

tion of doing business in the

state, to be members of theguaranty association. If a mem-

ber company becomes insol-

vent, money to continue cover-

age and to pay claims is

obtained through assessments

of the guaranty associations

other member insurance com-

panies, writing the same line or

lines of insurance as the insol-

vent company. All 50 states,

the District of Columbia and

Puerto Rico have life andhealth insurance guaranty asso-

ciations. Life and health insur-

ance guaranty associations

cover individual policyholders

and their beneficiaries; typical-

ly, persons protected by certifi-

cates of insurance issued under

policies of group life or group

health insurance are also cov-

ered. Limits on benefits and

coverage are established by

state law. If your insurance

company fails, the maximum

amount of protection provided

by the New Jersey guaranty

association, for each type of

policy, no matter how many ofthat type of policy you bought

from your company (with

respect to any one insured indi-

vidual) is listed below.

Life Insurance Death

Benefit: $500,000

Life Insurance Cash

Surrender: $100,000

Annuity Benefits (Cash

Surrender Value):

$100,000

Annuity Benefits(Present Value): $500,000

Health Insurance Claims:

No limit

The guaranty association

is a private entity, with its

membership made up of all the

life and health insurers licensed

in the state. (In fact, under

state law, an insurer must be a

member of the association to be

licensed to do business.) The

association was created by thelegislature to serve as a safety

net (subject to statutory limits)

for residents should their life or

health insurer fail. By creating

the association, the legislature

was able to ensure continued

coverage to residents affected

by their insurers failure. The

association does work in coop-

eration with the Insurance

Department in fulfilling its role

of protecting residents whose

insurance company is being liq-

uidated. Long-term-care insur-

ance is typically considered

health insurance and covered

by the guaranty association as

well.

Insurance and guarantees

are for your savings dollars

while risk-based capital looks

for greater returns without a

safety net. Re-member these

safety facts when allocating

your portfolio. Should yourequire any help or guidance,

feel free to contact me for a no-

cost consultation.

Mark E. Charnet, CAS, CSA,

is president and founder of

American Prosperity Group.

APG is the premier retirement

and estate planning franchise in

the U.S. with 17 offices in nine

states. Mr. Charnet has 31

years of experience in the retire-

ment and estate planning fields

and encourages your inquiries.

He can be reached at:

877-885-1APG (1274),973-831-4424 or markchar-

[email protected]. Check out our

website: www.1apg.com. Inter-

ested in a career in retirement

and estate planning? Check out

this website: www.apgfran-

chise.com. Securities through:

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To those who feel a

vacation isnt com-

plete unless the family

pet comes along, youre not

alone. The U.S. Travel

Association says that 49 per-

cent of Americans feel the pet

is just another member of the

family and 18 percent of U.S.

travelers plan to take their

pets along the next time theytravel. Canada, Australia,

New Zealand and the United

States have softened laws

regarding international travel

with a companion animal.

With the Pet Passport

Scheme, or PETS, individuals

may travel freely with their

pets to member countries on

approved carriers. Some pro-

cedures include certification

of rabies vaccination and theanimals microchip or tattoo

number.

Car trips are common

forms of travel with a compan-

ion animal in tow. While

many pets are easygoing, there

are some who are unaccus-

tomed to traveling with their

owners and may even balk at

riding along. Acclimating and

protecting your pet for travel

will require a little patienceand some pointers.

Secure the pet

Safe ways to take pets on the road

If youve recently whitenedyour teeth, drinking red

wine may be the worst sub-

stance you can consume

even worse than coffee.

The findings from a

research team in Sao Paolo,

Brazil were published in theFebruary issue of Acta

Odontologica Scandinavica.

The group explored the stain-

ing that resulted from redwine and coffee before and

after teeth whitening treat-

ments.

The study found that

during remineralization of the

enamel a rebuilding process

during which teeth repairthemselves the saliva and

bleaching agent thwart any

possible staining of the enam-

el. But after the treatment was

finished, the red wine and cof-

fee stained the enamel. The

stains from the red wine were

conclusively worse.

If youve whitened your

teeth but cant resist that glassof wine or that cup of coffee,

heres a tip: try drinking

through a straw so the liquid

passes by your front teeth!

Dr. Peter Brusco is a 1980

graduate of The University of

Pennsylvania and has been

practicing in Kinnelon since

1982. Dr. Bruscos practice is

located at 170 Kinnelon Road,

Suite 29A in Kinnelon. Youmay reach him by calling 973-

838-5862 or visit him on the

web at www.drbrusco.com.

Wine after whitening

reduces brightnessBy Peter Brusco, DMD


continued on page 8


7/32


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able. Adults-$10.00 children under1 0-$5 .0 0. Mon tv il le Ref or medChurch, Church Lane, Montville. Forinformation call the church office at973-263-0530.

APR 26

The Holy Spirit School Tricky Tray willbe held Friday, April 26 in the HolySpirit School Parish Center - 330Newark Pompton Turnpike,Pequannock. Doors Open at 5pm andcalling of tickets begins at 7pm. Thecost is $15.00 per person Price

includes sheet of regular tickets, cof-fee/tea & desserts. Feel free to bring

your own food and BYOB. For ticketscall Holy Spirit School 973-835-5680or email [email protected].

APR 27

Come join the Knights of Columbusfor a Comedy Night to benefit theWounded Warriors Project onSaturday, April 27. Doors open at 7pmand show time at 8:30pm at St. MarysCarnevale Center, 10 Lenox Ave,Pompton Lakes. Admission $35

includes food, soda, coffee/tea,dessert and 2 drinks (wine or beer)Additional Drinks $1.00. No one under21 admitted. Also includes 50/50Raffle. For tickets or more info contactRay Grimes at 973-835-4487. Ticketsmay also be purchased atwww.KofC3801.org.

Spring Boutique Vendor Show forMontville Animal Shelter on Saturday,April 27 from 10am-4pm at the

Montville Senior House, 356 Rte 202Montville. A perfect place to shop forMothers Day, teachers gifts, yourfavorite someone or a little somethingfor yourself (or furry friend) whileknowing you will also be helpinghomeless pets. Shoppers will find

everything from handcrafted jewelryand specialty foods to kids and adultclothing, unique home items, purses,accessories, pet items and much, muchmore. Vendors include Pampered Chef,Tastefully Simple, Origami Owl andCash for Gold. Feeling lucky? 50/50Cash Raffle, too! (Winner need not bepresent)? Visit our websitewww.montvillepet parents.org or ema ilNancy at [email protected] orcall/text at 201-247-1460.

APR 29

The Montville Township Chamber of

Commerces 21st Annual Golf &Tournament Outing will be held onMonday, April 29 at the RockawayRiver Country Club, 39 Pocono Road,Denville. Early registration$160.00/golfer. Discounted reserva-tion ends April 19. For reservations

after that date, please remit $175.00per golfer. For reservations and addi-tional information, check our websitewww.m ontvil lecha mber.org. Doorprizes and give-aways. Hole-in-onewinner will receive a 2013 ChevroletMalibu donated by Gearhart Chevroletof Denville. If you or your companyis interested in donating door prizes

(gift certificates or other gift items),contact the Chamber Office at 973-

Just as you would buckle

up when entering the car, so

should you buckle up a pet. It

is important to ensure the ani-

mal is not a moving target

around the car should an acci-

dent occur. Not only could

you risk injury to the pet, but

you also risk injury to yourself

if the animal becomes a pro-

jectile.

Even if an accident does

not occur, a jittery pet, or one

who is content to jump from

back seat into the front, could

prove a distraction while driv-

ing. He or she could also bump

into the gear shift or get stuck

under the gas or brake pedal. It

is much better to keep the pet

secured.

Pets may travel in

a well-ventilated carrier.

Larger dogs may need to be

belted into the car with a spe-

cial dog harness. There are

also barrier screens and gates

that can be installed, typically

in SUVs, to restrict the pet.

Acclimation

Some pets just do not

enjoy being placed in a carrier

or riding in a car. They may

need some coaxing and prac-

tice to become comfortable if

a trip is planned. The ASPCA

suggests getting the pet used to

a longer trip by taking a series

of short trips first over the

course of a few days or weeks.

With each trip, gradually

increase time spent in the car.

It may help to bring

along a pet toy or blanket that

is soothing to the animal, so

he or she associates the car

with a safe place, just like

home.

Even after several

attempts to acclimate your pet

to the idea of a car trip, the

animal may still not be happy

about the idea. Talk to a vet-

erinarian about other strate-

gies or whether a mild sedative

could make the travel easier.

Safety tips

Although many pet own-

ers are aware of certain dos

and donts when it comes to

traveling with a pet, many still

engage in behavior that could

be dangerous to the animal.

One of the common

offenses is letting the pet ride

with his or her head outside of

the window. While this may

seem like heaven to the dog or

cat, this puts the pet at risk of

being injured by flying objects,

including debris in the eyes. It

can also increase the risk of

the animal falling out of the

moving vehicle.

Another mistake many

people make is leaving the pet


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continued from page 6

continued on page 12

Community Happenings




9/32

Gardening is a re-

warding hobby that

many enthusiasts

credit with helping them to

peacefully escape from the

hustle and bustle of everyday

life. Though gardening can

be both relaxing and reward-

ing, its not as easy as it may

seem, and the more time and

effort a person devotes to his

or her garden the more likely

it is to be successful.

Gardening can be a lit-

tle daunting for beginners

who have little or no experi-

ence planting flowers or veg-

etables. But gardening need

not be so intimidating, espe-

cially for those beginners

who adhere to the following

tips aimed at helping novice

gardeners start their gardens

off on the right foot.

Determine what you should

plant. Where you live will go

a long way toward determin-

ing what you should plant.

While you can plant any-

thing you can get your hands

on, the United States

Department of Agriculture as

well as Agriculture and Agri-

Food Canada have deter-

mined specific plant hardi-

ness zones that indicate

which plants are most likely

to thrive in given locations.

Maps of these zones can be

found at www.usda.gov and

www.agr.gc.ca. By adhering

to the maps, gardeners can

significantly increase their

chances of growing successful

gardens. When in doubt

about what to plant, consult

a local gardening center or

seek advice from a profes-

sional landscaper.

Think location when

beginning your garden.

Beginners with large yards

have the luxury of choosing

the right location on their

properties to start planting.

When choosing a spot, con-

sider how much sunlight a

location gets on a daily basis

and the spots proximity to a

water supply. If planting

flowers, try to avoid planting

in areas with heavy foot traf-

fic so the flowers are less like-

ly to be stomped. If youre

planting flowers to accent

walkways, then consider

erecting a barrier around the

flower bed to safeguard the

flowers from foot traffic.

Get started before you

plant. Preparing the soil a

few weeks before you start

planting

can help the plants thrive

down the road. Add some

organic material, such as

compost or fertilizer, to the

soil roughly three weeks

before planting. This helps

the soil retain water and

nutrients, which will

help your garden thrive.

Time your planting. When

you plant is sometimes as

important as what you plant.

Gardening tips for beginners


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10/32

As you calculate your

estimated federal

tax for 2013, be sure

to take into account two new

surtaxes: the net investment

income tax and the addition-

al Medicare tax. Heres how

to tell if theyll affect you and

what you can do to blunt

some of the impact.

Net investment income

tax. This 3.8 percent tax

applies when you have

investment income such as

dividends, interest and capi-

tal gains, and your modified

adjusted gross income

(MAGI) exceeds $250,000

(for married filing jointly).

When youre single, the

MAGI threshold is $200,000.

Mitigating the impact.

Some types of income are not

considered when computing

your investment income for

purposes of this tax. One

example is tax-exempt inter-

est. Depending on your over-

all investment goals, purchas-

ing municipal bonds may be

an option to consider.

Retirement plan distri-

butions, including with-

drawals from your IRA, are

not counted as investment

income when figuring the

tax, either. However, taking

money from your accounts

does increase your MAGI.

Income from passive

activities such as rental real

estate is generally subject to

the new tax. Depreciation

deductions and a one-time

opportunity to revise the way

you group income from your

rentals can offer some relief.

Additional Medicare

tax. This 0.9 percent surtax

applies to wages, tips and self-

employment income when

your earned income exceeds

$250,000 if youre married fil-

ing a joint return ($200,000

when youre single).

What to watch out for.

Your employer is required to

begin withholding the addi-

tional tax once youve earned

$200,000, regardless of your

filing status. Other earnings,

including wages earned by a

spouse or from a second

job, are not considered.

Depending on your total

income, you may need to

revise your W-4 or make

quarterly estimated tax pay-

ments.

Give us a call for an

analysis of your exposure to

these new taxes. Were here

to help with personalized

planning advice.

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ates, PC, is a year-round full-

service CPA firm, providing a

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We are QuickBooks-certified

pro advisors and provide new

business set up, training and

support. Our office is located at

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Park. Visit our website at

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homeowners, but also it will

benefit the local economy.

Residents can feel comfort-

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ice will be available for calls

when needed and will be

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Also, local contractors may

go the extra mile to earn your

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Hiring a landscaping

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Benefits to hiringa landscaping

servicecontinued from page 1


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11/32

Womans Way Fit-

ness Center in

Wayne is cele-

brating its 30th anniversary

with an open house. Stop by

between April 8-13 to check

out this beautiful, clean, fun

and friendly fitness club.

Youre even invited to take a

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Womans Way is a fun

and social fitness club that

feels exclusive while being

inclusive. The owner, Rachel

Vasquez, and her wonderful

staff created this 8,500

square-foot facility with the

mission to offer a profession-

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women to enjoy.

Many women dont feel

comfortable working out in

the presence of men for per-

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Here at Womans Way, they

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The studio boasts

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12/32

inside of a car even for a

short duration of time. The

ASPCA warns that even with

the windows open, a parked

car can rapidly heat up and

heatstroke can occur. A simi-

lar thing takes place in the

winter with the car getting

much too cold. If you antici-

pate having to make stops, be

sure to go where you can take

the pet out and along with

you.

Comfort and care

An animal out of his or

her environment or element

could become skittish. Try to

keep a pets feeding schedule

as close to normal as possible.

This will minimize the

chances of discomfort or even

digestive aggravation. Bring

along bottled water or tap

water from home because

drinking water from an unfa-

miliar area could result in

unwanted digestive distress,

which could prove uncomfort-

able for pet and owner alike.

As an added precaution,

you may want to invest in rub-

berized floor liners and water-

proof seat covers, says the

ASPCA. This helps if the ani-

mal gets carsick or has an acci-

dent. Removable seat covers

can also prove advantageous

for collecting fur and keeping

the interior of the car less

messy than need be.

Identification

It is important to always

carry proper identification for

your pet, as well as documen-

tation of vaccinations. For

those who have not yet micro-

chipped their companion ani-

mal, now may be the time to

do so. The microchip is a very

small device implanted under

the skin of the pet, usually by

the scruff of the neck. It will

transmit contact information

when a specialized transmitter

is waved over the microchip.

Theres also the old-fash-

ioned method of having your

dog or cat collared with an ID

tag. Using this in conjunction

with a leash and harness will

help reduce the chances of los-

ing your pet while on the road.

Many of us feel that

our pets are mem-

bers of the family.

More and more families are

recycling, using eco-friendly

products and are earth-con-

scious so shouldnt your

pet be greener too? There are

plenty of opportunities to cut

down on waste and to raise

your pets quality of life with

minimal effort. Our pets give

us so much joy and they can-

not contribute on their own,

so its our job as their owners

to help lighten their carbon

footprint.

Spring cleaning

Empty out that Tupper-

ware full of pet stuff. Call

your local shelters and ask if

they need old towels, bed-

ding, leashes, litter boxes, pet

toys, etc. This is a good way

to recycle and to help other,

less fortunate dogs and cats.

Clean up after your pet

Leaving pet waste out-

side is an environmental and

health hazard. Pet waste is

known to get into water sys-

tems due to improper dispos-

al. You should pick up your

dogs waste and dispose of it

in the trash or a compost

heap. There are mini doggie

septic systems that can help

keep your lawn free of poop

and break down the waste

into a liquid the ground can

absorb. Dont forget to scoop

the poop with biodegradable

bags instead of plastic bags

from the grocery store. For

cats, consider organic, plant-

based kitty litter or litter

from recycled newspapers.

Friendly cleaners

When giving a regular

bath, try to use organic or

natural products that dont

have a chemical base. The

same goes for your stain- and

odor-removers for the house

if your pet makes a mess. Use

vinegar; its an environmen-

tally friendly liquid that is an

effective odor-remover and

can kill mold and bacteria.

However, it must still be

diluted correctly with water.

Spay or neuter

Spaying and neuter-

ing pets is an important

way to keep your pet

healthy and to avoid

more homeless dogs and

cats on the streets.

Spaying and neutering

also helps pets live

longer by reducing the

risk of several types of can-

cers, as well as prostate dis-

ease.

Tag or microchip your pet

Placing a microchip may

not sound eco-friendly, but

with this ounce of preven-

tion, you can avoid not only

the stress of losing a pet, but

a lot of waste, too. This waste

includes paper from printing

out missing pet posters, and

fuel by driving around your

neighborhood trying to find

your missing pet. Ask your

local veterinarian for more

information.

Adopt instead of buying

There are many thou-

sands of puppies and kittens

born in the U.S. every day.

Controlling the pet popula-

tion is always green. So why

not adopt instead of buying a

pet? Visit your local shelter

and you can save money

while saving a life.

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13/32

Spring is a season for

rebirth and for home-

owners that often

means bringing their proper-

ty back to life. Once the win-

ter weather has subsided, its

time to head outside and take

inventory of the landscape

and see how the yard, trees,

bushes, and shrubs fared after

another long winter.

One of the best and

most eco-friendly ways to

bring your yard back to life is

to plant around the property.

When planting around the

home this spring, consider

the following pointers from

Gro-Rite Garden Center.

Consider container-grown

plants. Novice green-thum-

bers might find it best to go

with container-grown plants.

Container-grown plants are

easy to plant around the

property, and its also easy to

change the look of the prop-

erty by simply moving the

plants around. Also, as the

seasons change, its easy to

reposition the plants so

theyre still getting the sun

exposure they need to thrive.

Get a sec-

ond opinion.

Planting trees

around the

property can

be akin to

hanging a

painting on the

wall. Its always

best to get a

second opinion

to make sure the painting is

straight, and the same goes

with planting trees. Before

backfilling the hole, ask

someone to look at the tree

from several angles to ensure

that it is straight. Once the

tree has been backfilled, its

awfully difficult to reposition

the tree.

Give the trees or plants

their best chance to grow. Its

important to survey the prop-

erty ahead of planting to be

certain the plants will be in

the best place to thrive. Call

the utility company and ask

if there are any buried utility

lines youll want to avoid.

Also, a trees roots spread far

beyond its branches, so be

sure to plant the tree in a

location that

allows for that root growth

without jeopardizing the

property (i.e., roots spreading

beneath the homes founda-

tion).

Brought to you by Gro-

Rite Garden Center. For

more advice on planting this

spring visit Gro-Rite Garden

Center located at 30

Hillview Road in Lincoln

Park. Gro-Rite has an enor-

mous selection of gardening

supplies, herbs, flowers,

annuals, shrubs, trees and

much more. Grow your gar-

den the rite way at Gro-

Rite Garden Center. Call

973-694-7495 for more infor-

mation or visit us at

www.grorite.com.

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14/32



15/32

The spring sports season

is a popular time for

school-aged children.

After a few months of being

cooped up indoors, many kids

are ready to spend time in the

fresh air. Organized team

sports are one way they can

burn energy and learn lessons

in camaraderie and problem-

solving.

Spring sports season pres-

ents a host of opportunities for

athletic youngsters. But the

secret to a successful season

has little to do with wins and

losses and a lot to do with

making sure children have fun

and take the necessary precau-

tions to reduce their risk of

injury on the playing field.

According to the Nat-

ional Institute of Arthritis and

Musculoskeletal and Skin

Diseases, nearly 40 million

children and adolescents par-

ticipate in organized sports

across North America each

year. Although sports are an

ideal way to socialize and get

much-needed exercise, they

also can increase participants

risk of suffering a sports-relat-

ed injury. The Centers for

Disease Control and Preven-

tion state that millions of chil-

dren age 15 and under are

treated in hospital emergency

rooms for sports-related

injuries every year. Some of

the more common injuries

include sprains and strains,

growth plate injuries, repeti-

tive motion injuries, and heat-

related illness.

Certain sports go hand-

in-hand with the spring sea-

son. Here is a look at some

popular spring sports and how

to reduce a childs risk of suf-

fering some of the more com-

mon injuries associated with

those sports.

Baseball/Softball

The start of the spring

season coincides with the

commencement of the profes-

sional baseball season.

Therefore, many schools and

towns have baseball and soft-

ball leagues that also begin

once the weather warms up.

Baseball and softball are popu-

lar sports. However, each

sport involves sliding, run-

ning, fast-moving balls, and

long hours out in the ele-

ments. Each of these activities

can cause injury, and some of

the more common injuries

associated with baseball and

softball include soft tissue

strains, fractures after being

hit by a ball, sunburn and heat

fatigue.

Children who are playing

baseball or softball should

always wear the recommended

safety equipment. This

includes a batting helmet,

shin guards, athletic support-

ers, sunscreen, mouth guards,

and eye protection. Proper

stretching and warm-ups can

make muscles and tendons

limber before play.

Soccer

Soccer has long been a

popular sport around the

world, and interest in the

sport has grown considerably

in the United States. Soccer is

ideal for developing hand-eye

coordination. The constant

running involved also makes

it one of the best spring sports

for kids in terms of overall

exercise.

Due to the constant

movement involved with soc-

cer, players should regularly

rehydrate. Shin guards can

prevent injuries and bruising

to the legs, while wearing sun-

screen will protect kids from

sun exposure.

Lacrosse

Lacrosse is a game that

marries elements of basket-

ball, football and hockey.


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18/32

Some climates allow for year-

round planting, but many donot. When buying seeds, the

packaging might suggest

what time of year to plant

the seeds. Adhere to these

suggestions or your garden

might not grow much at all.

In addition, keep in mind

that many seedlings need sig-

nificant light throughout the

day in order to grow, so

choose a time of year withample daylight.

Dont forget to mulch.

Mulch can be as aes-

thetically appealing

as it is effective.

Mulch retains

soil, helping

roots to grow

stronger, while

deterring bugs and

preventing

weedgrowth.

And many

gardeners find mulch

adds visual appeal their garden,

and does so in a very inexpen-

sive way.

Clean your tools. Beginners

rarely recognize the importance

of cleaning gardening tools

before putting them away. At

the end of each gardening

session, clean your tools

thoroughly,

as soil left on

your

gardentools can

play host to

potent i a l l y

harmful microbes that might

kill your plants.

Gardening can be a labor-

intensive yet gratifying hobby.

By sticking to a few simple

rules, beginners can develop a

thriving garden to reward all of

that hard work.


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19/32

Weeds in a lawn or

garden can be an

unsightly and

potentially unhealthy nui-

sance. No gardener enjoys see-

ing weeds spring up throughout

his or her carefully planted gar-

den, as such uninvited guests

rob a well-tended garden of its

aesthetic appeal. In addition,weeds can steal valuable water

and nutrients from plants, pro-

hibiting their growth as a

result.

Homeowners who under-

stand how harmful weeds can

be can prevent them in a vari-

ety of ways. Where weed

growth is insignificant, it might

be possible to simply pull them

out of the ground before they

can do any substantial damage.In areas of heavy weed growth,

however, a more concentrated

effort must be made to prevent

further weed growth once the

weeds have been removed. The

following are a few ways home-

owners can prevent weeds from

growing throughout their

lawns.

Be proactive. Preventing

weed growth is a proactive job,

so homeowners want to be

proactive to keep weeds from

infesting their property. Proper

and routine lawn maintenance

might be all it takes. Add qual-

ity topsoil to your lawn or gar-

den to produce a healthier sur-face that makes it more difficult

for weeds to grow. As the sea-

son progresses, continue to

maintain your lawn by mowing

and watering.

Aerate the soil at the onset of

the season. Aerating your lawn

at the dawn of the mowing sea-

son helps break up soil that

grew compacted over the win-

ter. Once aerated, the soil can

disperse nutrients, oxygen and

water more effectively, allowing

healthier roots to grow and

reducing the risk of weed

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Landscape fabrics are used

to prevent weed growthwhile still allowing air,

oxygen and water to flow to

and from the soil. Landscape

fabrics are a chemical-free way

to prevent weed growth,

endearing them to eco-friendly

homeowners. Landscape fab-

rics, once laid, also are a far less

labor-intensive method to pre-vent weed growth, as they can

be effective for several years,

during which homeowners can

expect to perform little or no

maintenance. In addition,

many homeowners prefer land-

scape fabrics because they can

help the soil effectively main-

tain moisture during dry peri-ods, when gardens might oth-

erwise be highly susceptible to

drought. Once put down,

landscape fabric can be cov-

ered with mulch to add aes-

thetic appeal.

Did you know?

Preventing weed growth a priority

for homeowners




20/32

growth as a result.

Fertilize the lawn. Fertilizerhelps grass grow in thick and

dense, which leaves little to no

room for the growth of weeds.

While fertilizer does not neces-sarily guarantee that weeds

wont grow, it does go a long

way toward helping a lawn

grow in healthy, and a healthylawn is often a weeds worst

enemy. Some fertilizers on the

market are a combination of

fertilizer and weed preventer,and such products might be

ideal for homeowners who are

especially concerned about

weed growth. The lifespan ofweed preventers varies, so keep

in mind that you might need to

reapply a weed preventer in a

few months to keep getting the

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Preventing weed growth a priority for homeowners


continued on next page



21/32

same results. Fertilizing is typi-

cally done twice a year, once inthe spring and again in the fall.

Lay down landscape fabric.

Landscape fabric is another

weed prevention alternative

that can prevent weed growth

for several years. Before laying

down landscape fabric, which is

perhaps most commonly used

in flower beds, remove all

weeds and other vegetation you

do not wish to grow. You will

likely need to cut the fabric tothe area you want it to cover

and cut an opening for plants

and flowers. The fabric is then

typically covered with mulch,

which keeps the fabric in place.

Landscape fabric is effec-

tive because it blocks the sun

from reaching any area that its

covering while still allowingair, water and nutrients to pen-

etrate and reach the soil.

Weeds need sun to grow, so

landscape fabric can be highly

effective at preventing weed

growth.

Weeds are an unsightly

nuisance that homeowners

would prefer to do without.

Preventing weed growth is rela-

tively easy, and, in many cases,

your efforts can bear fruitthrough the entire season.

Removing Unsightly Weeds

When removing weeds, its best

to remove the weeds with their

roots. Smaller weeds with shal-

low roots can typically be

removed with a gentle pull and

the roots will come right out

with the weed.Larger weeds with deeper

roots can be a little tougher to

remove, and they might dam-

age surrounding plants if you

pull too hard. In such

instances, dig around the stem

with a small hoe to loosen the

soil and then firmly pull the

weed out of the ground. If that

does not work, dig a little deep-

er and try again.

When there are simplytoo many weeds to pull out of

the ground, a garden hoe is

effective for shallow-rooted

weeds. Where deep-rooted

weeds are present, a garden hoe

is less effective because it does

not usually reach the roots. A

Winged Weeder, though more

time-consuming than a hoe,goes deeper into the soil to pull

the roots.

Chemical weed-killers are

another option, though theyare not very eco-friendly and

chemical products must be

sprayed on the entire weed to

kill it completely.

j

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Preventing weed growth a priority for homeowners

continued from previous page



22/32

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23/32

Recent improvements

in the design and

engineering of gas

grills have transformed the art

of grilling. From searing and

rotisserie cooking to planking

and smoking, gas grills now

provide chefs with several dif-ferent grilling techniques to

develop flavors, textures and

aromas. With a quality gas

grill, the right set of features

and these grilling methods,

the culinary possibilities for a

backyard chef are endless.

So what features do you

need? To get the most out of

different cooking methods, a

gas grill has to be designed

with these performance fea-

tures: Excellent heat reten-

tion; searing power and flavor

vaporization at the grids; fullcoverage stainless steel flavor

wave, or heat medium; precise

heat control; a side burner and

a rotisserie burner.

Mastering the Techniques

One of the unique and

delicious methods to grill

food uses a wooden plank.The smoke created from the

plank sitting directly above a

lit burner infuses the meat

with a delicate smoky flavor.

Using a plank is simple:

Soak it in water for at least

an hour and pat it dry.

Pre-heat your grill on high

for 10 minutes.

Coat both sides of the

plank with olive oil then

place the seasoned meat onit.

Place the plank on the grill

directly over the lit burner

and reduce the heat to medi-

um-low.

Cook the meat to its

desired doneness.

Grilling planks are

specifically designed for the

grill and there a variety of

flavors to choose. Cedar

planks are ideal for salmon,but dont be afraid to try

other meats. Pork goes great

on a maple plank and lamb is

delicious on alder.

Try planking today with

this easy recipe for salmon

using a cedar plank.

Tahini-Sesame Salmon

Ingredients:

-cup Tahini

(Sesame Butter)

-cup Honey

-cup Soy Sauce

-White wine

(for consistency)

Coat the salmon fillets with

a light dusting of salt and

black pepper.

Mix the Tahini, honey andsoy sauce. Add white wine as

necessary if the mixture is too

thick. It should be creamy but

still light enough to drizzle

and baste.

Coat the filets with the glaze

and arrange them on the

planks and place planks on

the grill.

Close the lid and cook for 15

to 20 minutes. Salmon is

cooked when it is opaque incolor and flakey to the touch

of a fork.

More tips on mastering the

methods along with recipes

ideas are available online at

www.broilkingbbq.com

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 www.gillysrestaurant.com

RESTAURANT

LUNCH SPECIAL6 Choices for

1. Grilled Chicken or Shrimp Caesar Salad2. Eggplant Parmigiana Platter or Hero3. Chicken or Shrimp Scampi over Pasta4. Chicken, Shrimp or Sole Francaise with Vegetable

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With the purchaseof a beverage.

$599

CANNOT COMBINE WITH ANY OTHER OFFER. Coupon must be presented before ordering. Maximum 1 coupon per table.Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 5/1/13.

With the purchase of a beverage.

With minimumFood purchase of$35.00

$10 Off*

CASH ONLY. CANNOT COMBINE WITH ANY OTHER OFFER. Coupon must be presented before ordering. Maximum 2 coupons per table.Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 5/1/13.

*

MONDAY - SATURDAY

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MONDAY - SATURDAY

Is your grill ready for your culinary imagination?

NEWwhats

in dining?

Feature Your:

Late NIGHT places to nosh

Brunch & Lunch HOT SPOTS

Best ROMANTIC Choices

KID-friendly Eateries

To Advertise Call 973.696.8008

Life& Leisure

The Dining Guide Section



24/32

Players throw and catch a

small, hard, rubber ball with anetted stick, called a Crosse.

Lacrosse is a contact

sport; therefore, protective

gear is essential to prevent

injury. Players must wear hel-

mets, typically with a safety

grill over the face for boys. A

mouthpiece, gloves and

padding can be worn to fur-

ther prevent injuries.

Track and FieldSome athletes excel in

track and field. Although less

combative than other sports

discussed and with little or no

risk of contact-related injury,

there are still some dangers

inherent to track and field.

Strains and sprains from falls

or rolling ankles are common.

Safety precautions for

track and field competitors

revolve heavily around theathletes conditioning. Allow

for ample warm-up periods

and make sure athletes always

wear supportive footwear.

Players should always con-

sume a good deal of water or

other fluids to remain hydrat-

ed, and take sufficient breaks

when the weather is warm.Spring sports are popular

for children of all ages. When

the weather warms, the desire

to get out on the field and

engage in play increases.

Adults can safeguard their

children by ensuring the rules

of the game are met and that

the proper safety equipment isalways used.

Call to schedule acomplimentary consultation:

973.493.6918

www.mothersintraining.org

Explore what is workingand what is not

Discover a more peacefuland satisfying day as a parent

Develop deeper bondsand communication withinyour family

Offices in Wayne & Montclair, NJ.

Because Coaching Isn't Just For Little League

Parent CoachingMothers-in-Training

One-to-One Coaching

To Explore, Discover

and Develop Your Full

Parenting Potential

Mothers-

Mothers-in- ainingT

aining

hing Isn't JBecause Coac

C

or Little Least Fing Isn't J

tnerPa

One-to-One Coaching

,erolpxETo

elopvand De

g

gueor Little Lea

nihcaoCaining

One-to-One Coaching

revocsiD

ur Fullelop

t is we whaExplort is notand wha

ervoiscD a mortisfying daand sa

De elov p deepommunicand c

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ondser bdeeption withinaommunic

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973.493.6918

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clairyne & Montes infficO

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our familyy

NJ.air

Kids can play safe when participating in sports




25/32

263-3310 or info@montvillecham-

ber.org. We welcome all donations!

MAY 19

The 2nd Annual Miles for Mike 5KRun/Walk will be held on May 19 atGreenview Park, 27 West Parkway,Pequannock. This event will feature a5K Run/Walk through a USATF Grand

Prix certified, flat course of neighbor-hoods and roads. Following the race,we will have a medals and awards cer-emony. For more information, applica-

tions and to hear Michaels storyplease visit our website atwww.MilesForMike .com.

Around theCommunity...The Bella Voce Singers will presenttwo festive Broadway-Style Concertson Friday, April 19 at 8pm at the

Pequannock Library, 477 NewarkPompton Turnpike, Pompton Plainsand Saturday, April 20, at 8pm at the

First Reformed Church, 529 NewarkPompton Turnpike, Pompton Plains.

Tickets are $10 at the door. The pro-gram will feature: Happy Together, Ima Train, It Dont Mean a Thing,Fascinating Rhythm, Being Alive,Children Will Listen, Promised Land,Landslide, Newsies. Join the Bella VoceSingers for an evening of song thatwill get your toe s tap ping a nd a songin your heart! For more informationplease call 973-835-7460.

The Lincoln Park Public Library ishosting a number of special events in

April! On April 15, there will be aChildrens Book Author Visit & BookSigning with local author Louisa Louisi.Louisa will read her new book, YourBest Coaches. She will also be signingcopies of her book, which will be avail-able for purchase. After the storytime, kids will enjoy a short craft activ-ity. The Lego Club will meet onThursday, April 18 from 6-7:30pm. Besure to stop by the Library on EarthDay, Monday, April 22, when we will

be doing a special Earth Day craft.More detailed information on all of the

Many people cultivate

gardens both inside

and outside of their

homes with a focus on adding

aesthetic appeal to their prop-

erty. But a garden that boasts

plants that are edible and

pleasing to the eye is a possi-

bility as well.

Planting an herb garden is

a creative way to enjoy the

sights, smells and tastes of awide variety of plants. Using

fresh-harvested herbs in culi-

nary endeavors imparts a taste

that dried spices cannot match.

Whats more, fresh herbs are

often easy to cultivate.

Herbs are versatile,

capable of lending

great flavor to foods

while also playing dif-

ferent roles in personal

health and beauty.

Herbs can be grown to

perfume homes and bodies.

There are herbs that are also

purported to help with ail-

ments, from upset stomachs

to anxiety.

When planting an herbgarden, you may want to pay

particular attention to the

types of flavors and smells

you like in your home and

cooking. This will help you

to narrow down the types of

herbs you will plant. Many

would-be herb gardeners

tend to start small to seewhat luck they have

when cultivating herbs. For-

tunately, herbs can grow well

in containers indoors, pro-

vided the soil is amenable

and there is plenty of sun-

light.

Herbs will grow best inwell-prepared soil. Make sure

that it is rich in organic mat-

ter and drains well. Also, for

plants like parsley, be sure to

have deep pots or dig deeply

in the garden to establish

long taproots.

Until the weather

warms up, you ma

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