2018 BENEFITS OPEN ENROLLMENT

THIS IS YOUR ANNUAL OPPORTUNITY TO UPDATE YOUR BENEFITS PLANS. PLEASE REVIEW THE INFORMATION IN THIS DOCUMENT TO DETERMINE IF YOU WOULD LIKE TO MAKE ANY UPDATES FOR THE COMING YEAR.

MEDICAL AND DENTAL COVERAGE

Coverage under your CCC medical plans remains the same. There is no action that you need to take if you would like to keep your coverage in place. BCBS of Illinois does offer a variety of services available to you as a member that can assist you in seeking services and promote a healthy life style:

• 24/7 Nurseline at 800-299-0274 is available for assistance in deciding where to go for care.

• The Provider Finder at bcbsil.com can help assist in finding a doctor or hospital. The Customer Service number on your ID card is available.

• Blue Access Mobile (available on iOS or Android) and BlueAccess for Members provides access to claims, coverage and deductible information. It can also assist in locating services.

You have access to the Well onTarget Wellness portal. It provides wide range of wellness information available at your fingertips:

• Health assessments

• Self-directed courses

• Health trackers and calculators

• Health information on a variety of topics

For the month of November, BCBS will be offering discounted gym membership through their Wellness onTarget Fitness Program. Log into BlueAccess for members (www.bcbsil.com), click on “Fitness Program” in the Quick Links and use Coupon Code: CCCNOV to receive a waiver of the $25 enrollment fee and discounted membership fees for over 9,500 fitness locations and 35,000 health and well-being providers.

OPEN ENROLLMENT

TO DO LIST

ü Enroll, change or drop coverage

ü Review dependents covered under your plans

ü Update life insurance beneficiaries and review coverage

ü Re-enroll in healthcare and dependent care FSA plans

ü Enroll, change or drop disability plans

ü Enroll in or update your 403b/457b plans (enrollment is open year-round)

Open Enrollment begins October 30 and ends November 17

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VISION COVERAGE

Your VSP vision coverage for 2018 remains the same, but. VSP offers several discounts that you may want to explore:

• The VSP Premier Program offers a wide selection of featured frame brands, bonus offers, and more. To locate a Premier Program location, visit http://www.vsp.com.

• Eyeconic is an easy-to-use, in-network, eyewear option that allows you to shop online using your VSP benefits. You are also able to use your FSA benefit to cover expenses. For additional information visit http://www.eyeconic.com.

LIFE, DISABILITY AND CRITICAL ILLNESS PLANS

City Colleges has partnered with Prudential to provide disability and critical illness benefits which help safegard you and your family in the event of a long-term disability or illness. You may access a number of videos and tools to determine which benefits may make sense for you in 2018. Visit www.prudential.com/citycollegeschicago for additional information.

Note: Increases to coverage may require that you complete the Evidence of Insurability process. Coverage may be placed in a pending status until approval is received.

FLEXIBLE SPENDING ACCOUNTS

Health Care Flexible Spending Accounts allow employees to save on a pre-tax basis for health care expenses that your medical plan does not cover up to an annual limit of $2,650. Dependent Care FSA accounts allow employees to save on a pre-tax basis for child care or elder care expenses incurred in order to maintain employment up to an annual limit of $5,000. Enrollment is not continuous – you must re-enroll each year. As a reminder, BenefitExpress is our new FSA administrator. Any expenses for 2017 must be submitted by March 15, 2018 for expenses incurred by December, 31, 2017. Remember, FSA plans are governed by the IRS. Funds must be used within the calendar year or they will be forfeited.

EMPLOYEE ASSISTANCE PROGRAM (EAP)

City Colleges of Chicago provides an Employee Assistance Program (EAP) to all active employees and the family members residing in the home.

In addition to benefits provided through health insurance coverage, EAP services include consultation and support for everyday challenges of life that may affect your health, family life, or desire to excel at work.

To utilize EAP services, call (800) 311-4327 24 hours a day, 7 days a week. Care can also be accessed online via: www.guidanceresources.com

To register, click on the 'REGISTER' tab and use the following information:

CCC's 'Organization Web ID' - MGR311 (not case sensitive)

CCC's 'Company Name' (first 5 characters)- Board (not case sensitive)

Click 'Submit' - Enter your personal information to register.

Open Enrollment begins October 30 and ends November 17

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MAKING CHANGES IN HR SELF-SERVICE

To enroll in benefits, log onto HR Self Service.

ü Log into the portal using your CCC username and password.

ü Once you’re logged in, click on “Self-Service.”

ü Under the “Benefits” tab choose the “Benefits Enrollment” link to begin making elections.

ü Follow all prompts and navigate through all plans. Once all elections have been made, click the “Submit” to complete the enrollment process.

ü You may view all elections made by clicking on the “Benefits Summary” link located under the main Benefits section.

DEPENDENT VERIFICATION

City Colleges will require that employees adding dependents for the first time provide proof of their relationship beginning with Open Enrollment 2018. As a reminder, eligible dependents includes:

• Legal spouse, civil union spouse, or domestic partner • Eligible child(ren) including step, legally-adopted and children under legal guardianship until

age 26 (or until age 30 for military dependents). • Physically or mentally handicapped children (regardless of age), who have been added prior

to age 26

The following are considered ineligible dependents:

• Employee’s parents • Divorced spouse • Common law spouse • Children who are not under employee’s legal guardianship

Examples of acceptable documentation can include:

• Marriage Certificate • Civil Union Certificate • Birth Certificate • Court Order

ARE YOUR BENEFICIARIES UP-TO-DATE?

Beneficiaries for life insurance are kept in Employee Self-Service. For your basic and voluntary employee life coverage, you will want to ensure that your beneficiaries are current. SURS as well as our 403(b)/457(b) vendors keep separate beneficiaries on record. Make sure that your records are updated with them as well.

Open Enrollment begins October 30 and ends November 17

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GET FAMILIAR WITH YOUR RETIREMENT PLAN OPTIONS

If you are a benefited employee, 8% of your pre-tax pay is contributed to the SURS retirement plan. Upon your hire, you were given the option to choose your plan design option and if you elected the Self-Managed Plan, the vendor which would receive your contributions. If you are unsure of your election, reach out to SURS via the web at www.SURS.org or by calling 800-275-7877. There are some additional items which you may want to discuss to ensure that you’re ready for retirement:

• SURS has several videos available related to plan options, reciprocity with other agencies as well as retirement planning which may help you navigate your options.

• As your life changes – family changes, retirement, termination, be sure to make sure SURS is kept in the loop. Their life events page will guide you on making any necessary changes.

Webinars and seminars (in Naperville) are offered from time-to-time. Check the current schedule to see when seminars are available.

BENEFIT FAIRS AND OFFICE HOURS

Should you need assistance during Open Enrollment, there will be several opportunities to have your questions answered:

Don’t forget your flu shot! Cold and Flu season is upon us. You should get a flu shot as soon as it's available as flu season can begin as early as October. The vaccine is covered under the plan and is recommended by the Centers for Disease Control and Prevention for all people ages 6 months and older. Check with your doctor to find out if the flu vaccine is recommended. Many times it can be administered within their office. BCBS PPO plan members may also visit any CVS Pharmacy location. Just bring your prescription card and valid photo ID.

BENEFIT FAIRS (10:00am- - 3:00pm)

Truman College 1145 W. Wilson McKeon Lobby

November 2

Harold Washington College 30 East Lake Street

Room 103 November 7

Olive Harvey College 10001 So. Woodlawn

Room 1205 November 8

Daley College 7500 So. Pulaski

Room L215 November 9

OFFICE HOURS (9:00am – 4:00pm)

District Office 226 West Jackson

Room 301 November 13

Malcolm X 1900 West Jackson HR Conference Room

November 14

Kennedy King 6301 South Halsted St

Room U156 November 15

Wright College 4300 N. Narragansett Avenue

Room L215 November 16

Open Enrollment begins October 30 and ends November 17

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PERKS AND DISCOUNTS OFFERED THROUGH CITY COLLEGES OF CHICAGO

Earn More & Save More with Alliant Credit Union

To help our members realize their financial goals, we deliver friendly, simple and smart financial services. Unlike banks, Alliant returns profits to members through higher savings rates, lower loan rates and fewer fees. And, we make it easy to bank how and when you want with 24/7 members service and account access. Alliant Credit Union members benefit from:

• Below-market loan rates • Above-market rates on Savings, IRAs, and Certificates • Free high rate checking & ATM Rebates • Over 80,000 surcharge-free ATMs nationwide • Online banking with free Bill Pay • Mobile banking and mobile check deposit • Direct deposit, overdraft protection and electronic funds

transfer • Benefits may also be extended to family members and

domestic partners of Alliant Credit Union members • 24/7 toll-free personal assistance

More Information/ Become an Alliant Member Learn more about Alliant and the benefits of your credit union membership by visiting myalliantcreditunion.com/ccc

TicketsatWork provides access to exclusive savings nationwide on movie tickets, theme parks admissions, top shows and events including Broadway, top attractions and tours in the most popular destinations and exclusive discounts up to 60% off on hotels around the country and around the world. To register on-line go to www.ticketsatwork/ccc.

Pet insurance through Nationwide – 877-738-7874/PetsNationwide.com

Stay tuned for additional discounts

and perks in the coming year!

Open Enrollment begins October 30 and ends November 17

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BENEFITS CONTACT INFORMATION

Plan Customer Service Number Address Website

Blue Cross BlueShield Blue Advantage HMO

Medical: (800) 892-2803 Rx: (800)423-1973

BCBS of Illinois PO Box 805107

Chicago, IL 60680 http://www.bcbsil.com

BlueCross BlueShield PPO

Medical (800) 772-6895

BCBS of Illinois PO Box 805107

Chicago, IL 60680 http://www.bcbsil.com/

CVS Caremark PPO Prescription

(877) 542-0285 CVS Caremark PO Box 94467 Palatine, IL 60094

www.caremark.com

BCBS Blue Care

Dental (855) 557-5488

BCBS Blue Care Claims Processing PO Box 23059 Belleville, IL 62223-0059

http://www.bcbsil.com/

Vision Service

Plan (VSP) (800) 877-7195

VSP P.O. Box 997100

Sacramento, CA 95899 http://www.vsp.com

Prudential (Life Insurance and Voluntary

Disability)

(877) 697-7888 www.prudential.com/mybenefits

ComPsych (EAP)

(800)311-4327 24 hours a day 7 days a week

www.guidanceresources.com Organization Web ID - MGR311

Company Name - Board

Benefit Express (FSA)

(877) 887-5017 (253)793-3766 fax

Benefitexpress P. O. Box 189

Arlington Heights, IL 60006 http://myfsaexpress.com

State University Retirement

System (SURS)

(800) 275-7877 Toll-Free

(217) 378-8800 Direct Dial

SURS P.O. Box 2710

Champaign, IL 61825-2710 http://www.SURS.org.com

TSA Retirement

Investments

(888) 796-3786 TSA Consulting Group

P.O. Box 4037 Ft. Walton beach, FL 32549

http://www.tsacg.com