2017 California Property and Casualty Market Share …...2017 California Property and Casualty...
Transcript of 2017 California Property and Casualty Market Share …...2017 California Property and Casualty...
2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database
California Department of Insurance Page 1 of 5
Licensed Companies Only
Rate Specialist Bureau - April 30, 2018
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
1 176 STATE FARM GRP 6,110,875,916 8.6003% 8.6003% 7,431,903,974 122.40%2 69 FARMERS INS GRP 5,901,437,822 8.3056% 8.3056% 5,108,618,097 86.79%3 31 BERKSHIRE HATHAWAY GRP 4,291,149,385 6.0393% 6.0393% 2,817,220,091 68.01%4 111 LIBERTY MUT GRP 3,375,933,204 4.7512% 4.7512% 3,022,417,228 91.49%5 8 ALLSTATE INS GRP 3,128,572,164 4.4031% 4.4031% 2,320,318,054 75.57%6 1318 Auto Club Enterprises Ins Grp 2,852,536,327 4.0146% 4.0146% 1,797,121,309 66.47%7 660 MERCURY GEN GRP 2,708,254,369 3.8116% 3.8116% 1,794,536,856 67.43%8 3548 Travelers Grp 2,630,401,521 3.7020% 3.7020% 1,896,744,042 74.21%9 626 Chubb Ltd Grp 2,580,574,821 3.6319% 3.6319% 1,973,031,871 76.79%10 1278 CSAA Ins Grp 2,575,697,111 3.6250% 3.6250% 2,553,824,100 104.23%11 140 NATIONWIDE CORP GRP 2,039,381,291 2.8702% 2.8702% 2,883,002,052 142.32%12 2538 AmTrust NGH Grp 1,858,029,834 2.6150% 2.6150% 1,384,260,118 74.28%13 200 UNITED SERV AUTOMOBILE ASSN GRP 1,720,826,713 2.4219% 2.4219% 1,739,296,086 103.66%14 91 HARTFORD FIRE & CAS GRP 1,678,801,349 2.3627% 2.3627% 1,206,500,439 73.01%15 12 AMERICAN INTL GRP 1,624,283,407 2.2860% 2.2860% 1,805,937,509 110.51%16 155 PROGRESSIVE GRP 1,546,049,251 2.1759% 2.1759% 914,406,170 63.66%17 212 ZURICH INS GRP 1,512,316,932 2.1284% 2.1284% 840,917,021 55.82%18 35076 State Compensation Ins Fund 1,360,106,028 1.9142% 1.9142% 519,042,789 39.18%19 218 CNA INS GRP 1,020,807,121 1.4367% 1.4367% 659,814,657 67.92%20 215 Kemper Corp Grp 1,015,873,293 1.4297% 1.4297% 720,934,555 74.02%21 158 FAIRFAX FIN GRP 871,632,544 1.2267% 1.2267% 487,911,917 56.58%22 3098 Tokio Marine Holdings Inc GRP 857,053,760 1.2062% 1.2062% 630,806,925 72.60%23 922 ICW Grp Assets Inc Grp 819,058,228 1.1527% 1.1527% 412,742,099 50.25%24 3495 Infinity Prop & Cas Ins Grp 720,127,700 1.0135% 1.0135% 460,452,825 64.18%25 10779 CALIFORNIA EARTHQUAKE AUTHORITY 690,221,789 0.9714% 0.9714% -77,903 -0.01%
Sub Total - Top 25: 55,490,001,880 78.0957% 0.9714% 45,381,682,881 83.42%
26 84 American Financial Grp 683,153,596 0.9615% 0.9615% 460,770,926 68.27%27 150 OLD REPUBLIC GRP 591,951,136 0.8331% 0.8331% 370,518,412 64.44%28 761 ALLIANZ INS GRP 557,732,970 0.7849% 0.7849% 301,340,507 56.10%29 1279 Arch Ins Grp 506,227,421 0.7125% 0.7125% 253,864,746 52.78%30 1285 XL AMER GRP 482,604,238 0.6792% 0.6792% 315,874,222 64.41%31 98 WR Berkley Corp GRP 480,305,116 0.6760% 0.6760% 222,933,511 47.38%32 65 FM GLOBAL GRP 453,868,545 0.6388% 0.6388% 157,377,378 33.46%33 1120 EVEREST REINS HOLDINGS GRP 443,126,903 0.6236% 0.6236% 198,919,027 46.93%34 785 MARKEL CORP GRP 420,370,335 0.5916% 0.5916% 200,916,109 49.70%35 3363 Employers Holdings Grp 419,987,017 0.5911% 0.5911% 171,752,703 41.14%36 10683 Wawanesa Gen Ins Co 399,658,045 0.5625% 0.5625% 327,358,297 75.70%37 4 Ameriprise Fin Grp 377,389,674 0.5311% 0.5311% 329,650,924 90.18%38 88 The Hanover Ins Grp 365,173,426 0.5139% 0.5139% 186,967,493 51.84%39 796 QBE INS GRP 340,329,329 0.4790% 0.4790% 358,297,471 95.35%40 802 Capital Ins Grp 319,702,743 0.4499% 0.4499% 490,806,669 154.75%41 169 SENTRY INS GRP 283,685,076 0.3993% 0.3993% 169,100,693 59.66%42 4670 Starr Grp 266,189,538 0.3746% 0.3746% 175,358,074 68.77%43 19 Assurant Inc Grp 254,457,961 0.3581% 0.3581% 138,537,341 54.93%44 361 Munich Re Grp 224,750,137 0.3163% 0.3163% 175,286,378 78.82%45 748 AmeriTrust Grp Inc Grp 204,792,748 0.2882% 0.2882% 96,111,166 45.80%46 2898 Western Serv Contract Grp 189,763,114 0.2671% 0.2671% 116,819,550 64.58%47 4904 Intact Financial Grp 186,346,225 0.2623% 0.2623% 102,077,066 57.29%48 3494 James River Grp 180,863,698 0.2545% 0.2545% 99,977,614 54.95%49 831 DOCTORS CO GRP 180,257,166 0.2537% 0.2537% 41,394,015 23.27%50 241 METROPOLITAN GRP 178,158,682 0.2507% 0.2507% 122,783,668 69.39%
2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database
California Department of Insurance Page 2 of 5
Licensed Companies Only
Rate Specialist Bureau - April 30, 2018
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
51 33 CALIFORNIA CAS MGMT GRP 175,551,357 0.2471% 0.2471% 130,355,663 76.80%52 256 ProSight GRP 172,891,883 0.2433% 0.2433% 68,882,002 39.04%53 473 AMERICAN FAMILY INS GRP 171,953,387 0.2420% 0.2420% 174,445,397 111.32%54 572 BCBS OF MI GRP 167,323,968 0.2355% 0.2355% 66,562,808 43.37%55 4485 Copperpoint Grp 164,617,469 0.2317% 0.2317% 96,315,532 58.20%56 3219 Sompo Grp 155,192,003 0.2184% 0.2184% 90,437,232 62.44%57 225 IAT Reins Co Grp 151,748,032 0.2136% 0.2136% 91,967,100 61.17%58 323 CIVIL SERV EMPLOYEE GRP 149,775,778 0.2108% 0.2108% 153,350,000 113.60%59 3702 Loya Grp 140,883,482 0.1983% 0.1983% 86,296,188 62.07%60 28 AMICA MUT GRP 139,216,529 0.1959% 0.1959% 126,061,952 95.43%61 411 MAPFRE INS GRP 129,527,123 0.1823% 0.1823% 124,929,686 99.51%62 766 Radian Grp 126,319,104 0.1778% 0.1778% 1,603,852 1.32%63 181 SWISS RE GRP 124,173,827 0.1748% 0.1748% 4,728,571 3.78%64 4886 Benchmark Holding Grp 119,502,999 0.1682% 0.1682% 49,728,666 42.56%65 7 FEDERATED MUT GRP 108,620,317 0.1529% 0.1529% 47,827,903 45.77%66 27502 Western Gen Ins Co 106,195,637 0.1495% 0.1495% 61,291,936 58.55%67 4715 MS & AD Ins Grp 105,331,897 0.1482% 0.1482% 48,773,890 46.13%68 248 UNITED FIRE & CAS GRP 104,787,313 0.1475% 0.1475% 63,152,364 61.66%69 4725 Enstar Grp 103,126,855 0.1451% 0.1451% 10,316,218 9.92%70 1282 Norcal GRP 103,051,589 0.1450% 0.1450% 25,777,256 25.51%71 457 ARGONAUT GRP 102,942,641 0.1449% 0.1449% 44,271,821 47.95%72 105 MGIC GRP 100,078,780 0.1408% 0.1408% 6,006,829 6.41%73 4256 Anchor Ins Holdings Grp 97,949,864 0.1379% 0.1379% 73,034,992 67.68%74 38733 Alaska Natl Ins Co 96,188,005 0.1354% 0.1354% 32,758,064 36.40%75 4666 Hiscox Ins Grp 94,282,317 0.1327% 0.1327% 58,462,008 68.87%76 4698 Aspen Ins Holding Grp 88,602,576 0.1247% 0.1247% 119,523,026 143.96%77 408 AMERICAN NATL FIN GRP 87,399,813 0.1230% 0.1230% 46,970,255 57.74%78 4851 Church Mut Grp 87,196,253 0.1227% 0.1227% 42,032,533 49.19%79 3416 AXIS Capital Grp 87,150,304 0.1227% 0.1227% 83,882,172 91.15%80 3829 GeoVera Holdings Inc Grp 83,703,542 0.1178% 0.1178% 339,442 0.40%81 501 Alleghany Grp 81,342,389 0.1145% 0.1145% 20,759,979 27.61%82 70 FIRST AMER TITLE GRP 81,146,647 0.1142% 0.1142% 81,042,514 98.72%83 517 HANNOVER GRP 77,974,907 0.1097% 0.1097% 39,660,633 50.15%84 71 UNIVERSAL INS CO GRP 73,320,642 0.1032% 0.1032% 52,990,340 71.37%85 783 RLI INS GRP 72,998,480 0.1027% 0.1027% 32,225,619 45.72%86 300 HORACE MANN GRP 70,645,671 0.0994% 0.0994% 43,939,262 62.97%87 4011 Genworth Fin Grp 68,110,389 0.0959% 0.0959% 2,095,976 3.55%88 20338 Palomar Specialty Ins Co 64,200,817 0.0904% 0.0904% 0 0.00%89 4869 WT Holdings Grp 63,862,274 0.0899% 0.0899% 57,701,986 93.89%90 4891 California Dental Assn Grp 62,628,705 0.0881% 0.0881% 39,741,076 64.08%91 303 GUIDEONE INS GRP 61,716,959 0.0869% 0.0869% 46,662,143 76.21%92 161 TOPA EQUITIES LTD GRP 61,098,673 0.0860% 0.0860% 27,848,641 46.57%93 313 AEGIS GRP 57,984,711 0.0816% 0.0816% 23,448,929 50.76%94 800 WESTERN MUT INS GRP 57,038,381 0.0803% 0.0803% 32,673,640 57.01%95 4664 Pure Companies Grp 54,924,536 0.0773% 0.0773% 39,632,013 87.81%96 468 Aegon US Holding Grp 50,989,671 0.0718% 0.0718% 32,445,576 59.60%97 4694 Essent Grp 50,729,481 0.0714% 0.0714% 2,501,122 5.52%98 4672 Dongbu Ins Grp 48,965,741 0.0689% 0.0689% 28,809,297 59.62%99 12190 American Pet Ins Co 47,782,101 0.0672% 0.0672% 31,825,239 69.24%100 510 NAVIGATORS GRP 47,641,565 0.0670% 0.0670% 18,459,932 37.65%101 175 STATE AUTO MUT GRP 47,543,421 0.0669% 0.0669% 28,838,459 58.85%102 40827 Virginia Surety Co Inc 42,403,122 0.0597% 0.0597% 18,300,173 52.15%103 3483 PartnerRe Grp 40,319,595 0.0567% 0.0567% 47,581,996 119.87%104 39861 Golden Bear Ins Co 40,040,033 0.0564% 0.0564% 6,539,716 16.43%
2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database
California Department of Insurance Page 3 of 5
Licensed Companies Only
Rate Specialist Bureau - April 30, 2018
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
105 306 CUNA MUT GRP 39,665,667 0.0558% 0.0558% 21,307,147 56.96%106 13127 Nations Ins Co 39,383,169 0.0554% 0.0554% 27,935,329 67.79%107 83 GRANGE INS GRP 39,242,733 0.0552% 0.0552% 47,630,743 128.42%108 36706 Lawyers Mut Ins Co 38,585,362 0.0543% 0.0543% 6,410,976 16.37%109 14010 Crusader Ins Co 38,265,731 0.0539% 0.0539% 36,492,087 93.97%110 4705 IFIC Surety Grp 38,204,869 0.0538% 0.0538% 4,967,549 12.94%111 10520 Care W Ins Co 37,383,360 0.0526% 0.0526% 15,468,172 41.17%112 867 Baldwin & Lyons Grp 36,044,420 0.0507% 0.0507% 19,064,491 69.00%113 13528 Brotherhood Mut Ins Co 35,990,905 0.0507% 0.0507% 17,873,006 52.18%114 62 EMC INS CO GRP 35,256,469 0.0496% 0.0496% 23,066,590 70.85%115 645 OREGON MUT GRP 34,101,699 0.0480% 0.0480% 14,220,676 42.69%116 456 LANCER FINANCIAL GRP 31,417,064 0.0442% 0.0442% 16,657,613 52.81%117 4795 Atlas Financial Holdings Grp 31,027,179 0.0437% 0.0437% 14,732,852 45.32%118 257 SAFEWAY INS GRP 30,031,927 0.0423% 0.0423% 21,547,964 69.71%119 27928 Amex Assur Co 28,687,091 0.0404% 0.0404% 10,841,076 37.68%120 16187 Metromile Ins Co 27,975,462 0.0394% 0.0394% 21,749,924 90.02%121 4051 Ocean Harbor Grp 27,945,075 0.0393% 0.0393% 19,216,017 66.46%122 4760 NMI Holdings Grp 27,764,378 0.0391% 0.0391% 817,554 3.00%123 14133 Qualitas Ins Co 26,900,633 0.0379% 0.0379% 20,926,688 70.31%124 920 Global Ind Grp 26,788,145 0.0377% 0.0377% 28,025,896 105.53%125 11523 Wright Natl Flood Ins Co 26,010,547 0.0366% 0.0366% 3,101,572 11.70%126 194 Assured Guar Grp 25,818,291 0.0363% 0.0363% -1,035,833 -2.32%127 32433 Medical Ins Exch Of CA 24,719,254 0.0348% 0.0348% 8,131,488 32.14%128 34738 Arag Ins Co 24,329,072 0.0342% 0.0342% 11,759,247 48.36%129 4889 Jewelers Mut Grp 22,954,442 0.0323% 0.0323% 6,266,088 28.62%130 37540 Beazley Ins Co Inc 22,834,261 0.0321% 0.0321% 11,660,915 53.65%131 15290 Aspire Gen Ins Co 21,451,891 0.0302% 0.0302% 13,229,546 72.92%132 23 BCS INS GRP 21,315,206 0.0300% 0.0300% 28,148,243 134.70%133 244 CINCINNATI FIN GRP 20,933,476 0.0295% 0.0295% 4,932,087 36.70%134 4381 Houston Intl Ins Grp 20,684,013 0.0291% 0.0291% 10,534,537 50.03%135 37800 Kookmin Best Ins Co Ltd 20,163,851 0.0284% 0.0284% 10,925,338 55.69%136 37621 Toyota Motor Ins Co 19,699,246 0.0277% 0.0277% 15,118,680 80.48%137 32107 Sutter Ins Co 18,348,043 0.0258% 0.0258% 7,777,336 47.57%138 12878 Sterling Cas Ins Co 18,080,868 0.0254% 0.0254% 9,837,623 56.98%139 262 CANAL GRP 17,932,076 0.0252% 0.0252% 9,669,900 57.25%140 36340 Camico Mut Ins Co 17,634,968 0.0248% 0.0248% 4,679,568 26.77%141 869 MINNESOTA MUT GRP 17,360,642 0.0244% 0.0244% 4,833,325 39.64%142 1326 KINGSWAY GRP 16,923,174 0.0238% 0.0238% 15,499,486 96.41%143 450 GENEVE HOLDINGS INC GRP 15,968,757 0.0225% 0.0225% 8,907,173 55.47%144 26492 Courtesy Ins Co 15,131,469 0.0213% 0.0213% 11,830,617 84.29%145 3569 Caterpillar Grp 14,944,115 0.0210% 0.0210% 8,760,543 66.63%146 13714 Pharmacists Mut Ins Co 14,923,512 0.0210% 0.0210% 4,984,591 38.70%147 968 AXA INS GRP 13,624,163 0.0192% 0.0192% 9,440,090 67.35%148 11231 Generali Us Branch 12,613,382 0.0178% 0.0178% 7,972,027 61.84%149 31887 Coface N Amer Ins Co 12,582,221 0.0177% 0.0177% 5,621,500 47.69%150 2638 NCMIC Grp 12,304,403 0.0173% 0.0173% 3,559,745 28.46%151 3479 Merchants Bonding Co Grp 12,079,049 0.0170% 0.0170% 3,046,816 26.37%152 26565 Ohio Ind Co 11,556,982 0.0163% 0.0163% 5,441,866 46.77%153 350 General Electric Grp 11,015,637 0.0155% 0.0155% 17,367,216 157.93%154 309 WESTERN NATL MUT GRP 10,767,303 0.0152% 0.0152% 10,420,671 79.64%155 25405 Safe Auto Ins Co 10,717,059 0.0151% 0.0151% 6,698,692 58.64%156 1135 PMI GRP 10,462,075 0.0147% 0.0147% 2,880,925 27.00%157 79 Ally Ins Holdings Grp 10,427,609 0.0147% 0.0147% 4,748,667 46.71%158 3488 J A Patterson Grp 10,421,443 0.0147% 0.0147% -55,591 -0.55%
2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database
California Department of Insurance Page 4 of 5
Licensed Companies Only
Rate Specialist Bureau - April 30, 2018
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
159 246 PENNSYLVANIA LUMBERMENS GRP 9,989,887 0.0141% 0.0141% 6,000,613 60.59%160 36650 Guarantee Co Of N Amer USA 9,699,097 0.0137% 0.0137% 2,100,434 22.06%161 2698 ProAssurance Corp Grp 9,616,332 0.0135% 0.0135% 339,741 3.45%162 14380 Build Amer Mut Assur Co 8,839,012 0.0124% 0.0124% 0 0.00%163 19631 American Road Ins Co 8,811,674 0.0124% 0.0124% 8,000,090 90.80%164 124 AMERISURE CO GRP 8,252,821 0.0116% 0.0116% 6,715,469 84.79%165 4718 Tiptree Fin Grp 7,898,025 0.0111% 0.0111% 2,875,806 46.20%166 3179 Home State Ins Grp 7,847,095 0.0110% 0.0110% 7,905,597 72.01%167 25422 Atradius Trade Credit Ins Co 7,411,214 0.0104% 0.0104% 5,188,336 71.42%168 1147 Workers Comp Fund Grp 7,204,222 0.0101% 0.0101% -142,718 -1.97%169 3478 Hallmark Fin Serv Grp 7,067,690 0.0099% 0.0099% 7,868,485 122.13%170 866 WESTERN WORLD GRP 7,048,272 0.0099% 0.0099% 3,343,417 29.96%171 689 BANKERS INS GRP 7,035,864 0.0099% 0.0099% 216,910 2.88%172 10004 Seaview Ins Co 6,824,054 0.0096% 0.0096% -99,067 -1.46%173 4863 China Minsheng Grp 6,823,361 0.0096% 0.0096% 7,710,860 145.92%174 2878 United Heritage Mut Grp 6,781,948 0.0095% 0.0095% 1,595,704 25.73%175 10830 Business Alliance Ins Co 6,664,416 0.0094% 0.0094% 4,102,798 63.97%176 1154 Coverys Grp 6,388,387 0.0090% 0.0090% -552,489 -16.95%177 35009 Financial Cas & Surety Inc 5,918,771 0.0083% 0.0083% -411,491 -6.95%178 458 PROTECTIVE LIFE INS GRP 5,384,515 0.0076% 0.0076% 2,071,645 52.34%179 242 SELECTIVE INS GRP 5,263,353 0.0074% 0.0074% 1,153,387 24.42%180 27480 California Mut Ins Co 4,924,049 0.0069% 0.0069% 1,501,761 31.22%181 41459 Armed Forces Ins Exch 4,918,965 0.0069% 0.0069% 5,392,630 107.03%182 4716 Fortress Grp 4,765,215 0.0067% 0.0067% 687,636 10.70%183 574 AMERCO CORP GRP 4,736,342 0.0067% 0.0067% -307,144 -6.49%184 38300 Samsung Fire & Marine Ins Co Ltd 4,587,257 0.0065% 0.0065% 14,087,727 103.88%185 31380 American Surety Co 4,501,395 0.0063% 0.0063% -58,222 -1.40%186 1248 AMBAC ASSUR CORP GRP 4,497,782 0.0063% 0.0063% 37,497,307 81.83%187 19119 National Unity Ins Co 4,409,554 0.0062% 0.0062% 2,781,248 58.19%188 4359 Housing Authority Prop Grp 4,006,426 0.0056% 0.0056% 1,626,866 43.75%189 594 AMERICAN CONTRACTORS INS GRP 3,980,110 0.0056% 0.0056% 960,338 24.13%190 37940 Lexington Natl Ins Corp 3,653,519 0.0051% 0.0051% -48,215 -1.60%191 23132 RVI Amer Ins Co 3,600,109 0.0051% 0.0051% 0 0.00%192 4234 Randall & Quilter Investment Grp 2,657,846 0.0037% 0.0037% 50,956 2.00%193 40550 Pacific Pioneer Ins Co 2,450,938 0.0034% 0.0034% 4,900,594 80.39%194 10758 Colonial Surety Co 2,450,466 0.0034% 0.0034% 137,555 6.38%195 16705 Dealers Assur Co 2,449,121 0.0034% 0.0034% 651,254 40.24%196 1332 MAINE EMPLOYERS MUT INS GRP 2,446,369 0.0034% 0.0034% -82,111 -4.30%197 569 FARMERS MUT HAIL INS GRP 2,343,499 0.0033% 0.0033% 3,843,488 153.72%198 3362 First Acceptance Ins Grp 2,313,951 0.0033% 0.0033% 1,668,005 93.01%199 1208 GRAY INS GRP 2,235,179 0.0031% 0.0031% 612,316 29.35%200 4850 Clear Blue Financial Grp 2,092,006 0.0029% 0.0029% 335,644 105.79%201 4736 GGC Grp 2,026,552 0.0029% 0.0029% 1,820,121 36.04%202 10642 Cherokee Ins Co 1,981,601 0.0028% 0.0028% 939,603 47.40%203 1316 KnightBrook Ins Grp 1,648,694 0.0023% 0.0023% 3,908,370 187.69%204 12319 Philadelphia Reins Corp 1,509,826 0.0021% 0.0021% 28,737 2.26%205 228 WESTFIELD Grp 1,494,473 0.0021% 0.0021% 0 0.00%206 201 UTICA GRP 1,482,975 0.0021% 0.0021% 957,722 71.67%207 4799 Assure Holding Corp Grp 1,437,566 0.0020% 0.0020% 819,508 44.45%208 3299 AJK Holdings Grp 1,368,432 0.0019% 0.0019% 717,420 51.98%209 10048 Hyundai Marine & Fire Ins Co Ltd 1,364,939 0.0019% 0.0019% 1,317,248 94.54%210 749 SCOR GRP 1,305,631 0.0018% 0.0018% 354,640 29.60%211 20311 Syncora Guar Inc 1,252,730 0.0018% 0.0018% 5,639,659 96.57%212 528 MBIA GRP 1,135,012 0.0016% 0.0016% 111,420 0.20%
2017 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database
California Department of Insurance Page 5 of 5
Licensed Companies Only
Rate Specialist Bureau - April 30, 2018
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
213 33499 Dorinco Reins Co 1,130,654 0.0016% 0.0016% 0 0.00%214 39551 Continental Heritage Ins Co 594,564 0.0008% 0.0008% -9,103 -1.50%215 24376 Spinnaker Ins Co 590,735 0.0008% 0.0008% 37,000 33.66%216 508 NATIONAL GRP 518,876 0.0007% 0.0007% 217,429 45.69%217 503 LANDCAR INS GRP 434,170 0.0006% 0.0006% 88,291 40.02%218 28497 Usplate Glass Ins Co 415,696 0.0006% 0.0006% 48,656 11.39%219 3485 Rothschild Intl Grp 395,007 0.0006% 0.0006% 281,250 75.43%220 680 AMERISAFE GRP 376,378 0.0005% 0.0005% 312,092 86.60%221 669 ZALE CORP GRP 364,122 0.0005% 0.0005% 7,339 2.02%222 11118 Federated Rural Electric Ins Exch 327,031 0.0005% 0.0005% -97,848 -29.92%223 11445 CGB Ins Co 186,892 0.0003% 0.0003% 28,614 46.90%224 23663 National Amer Ins Co 175,825 0.0002% 0.0002% -5,372 -3.27%225 479 IFG CO GRP 165,066 0.0002% 0.0002% 217,992 148.29%226 10909 Sun Surety Ins Co 90,513 0.0001% 0.0001% 0 0.00%227 34460 Maidstone Ins Co 89,829 0.0001% 0.0001% 55,493 56.96%228 10783 Cornerstone Natl Ins Co 68,465 0.0001% 0.0001% 49,507 53.87%229 4871 Watford Holdings Grp 50,000 0.0001% 0.0001% 101,867 4375.73%230 12297 Petroleum Cas Co 48,859 0.0001% 0.0001% 13,027 27.29%231 22950 Acstar Ins Co 34,761 0.0000% 0.0000% 7,493 20.56%232 1281 BANKAMERICA CORP GRP 20,489 0.0000% 0.0000% 361,784 1044.32%233 4746 Catalina Holdings Grp 19,143 0.0000% 0.0000% 1,764,188 10421.72%234 40150 MGA Ins Co Inc 15,977 0.0000% 0.0000% -2,130 -10.68%235 853 PUBLIC SERV GRP 5,510 0.0000% 0.0000% 17,485 36.39%236 1228 BAR PLAN GRP 5,295 0.0000% 0.0000% 0 0.00%237 12815 Financial Guar Ins Co 1,101 0.0000% 0.0000% 0 0.00%238 4829 Trebuchet Ins Grp 513 0.0000% 0.0000% 6,990,733 1362715.98%239 690 CENTRAL STATES GRP 213 0.0000% 0.0000% -4,209 -1976.06%
Sub Total - 26 Thru 239: 15,563,856,455 21.9043% 0.0000% 9,215,569,809 59.87%
Line Total: 71,053,858,335 100.0000% 0.0000% 54,597,252,690 78.22%
STATE FARM GRP (Group # 176)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 9,508,039 0.16% 9,480,394 2,774,483 29.27% 923,239,252 1.0299%
02.1 ALLIED LINES 1,686,998 0.03% 1,710,291 589,640 34.48% 544,357,763 0.3099%
02.2 MULTIPLE PERIL CROP 833,278 0.01% 862,344 670,902 77.80% 397,004,922 0.2099%
02.4 PRIVATE CROP 12,813 0.00% 12,813 1,370 10.69% 20,965,398 0.0611%
03 FARMOWNERS MULTIPLE PERIL 9,190,892 0.15% 9,665,306 22,837,058 236.28% 208,030,923 4.4180%
04 HOMEOWNERS MULTIPLE PERIL 1,366,762,456 22.37% 1,434,679,272 3,941,676,751 274.74% 7,761,838,919 17.6087%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 202,221,138 3.31% 202,105,638 129,914,847 64.28% 2,801,190,065 7.2191%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 100,958,979 1.65% 100,230,138 35,752,734 35.67% 1,686,070,681 5.9878%
09 INLAND MARINE 51,868,266 0.85% 56,867,236 49,555,025 87.14% 2,605,146,728 1.9910%
11 MEDICAL PROFESSIONAL LIABILITY 583,538 0.01% 581,732 -79,469 -13.66% 444,168,341 0.1314%
12 EARTHQUAKE 13,538,935 0.22% 13,737,433 0 0.00% 1,396,366,358 0.9696%
13 GROUP A AND H 32,358,981 0.53% 32,358,981 33,511,382 103.56% 373,664,553 8.6599%
14 CREDIT A&H(GRP&IND) -42,249 0.00% 242,582 47,697 19.66% 249,604 -16.9264%
15.3 GUARANTEED RENEWABLE A&H 51,206,118 0.84% 19,010,842 42,890,468 225.61% 80,256,683 63.8029%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY 5,660,732 0.09% 5,467,343 2,364,722 43.25% 5,661,837 99.9805%
15.5 OTHER ACCIDENT ONLY 201 0.00% 226 32 14.16% 823,930 0.0244%
15.7 ALL OTHER ACCIDENT AND HEALTH 1,791,124 0.03% 1,744,764 745,252 42.71% 52,597,399 3.4053%
16 WORKERS' COMPENSATION 80,998,895 1.33% 80,404,516 7,986,048 9.93% 12,765,741,989 0.6345%
17.1 OTHER LIABILITY OCCURRENCE 162,814,847 2.66% 158,542,189 159,086,946 100.34% 3,217,065,112 5.0610%
17.2 OTHER LIABILITY CLAIMS MADE 7,269,947 0.12% 7,195,522 1,181,497 16.42% 1,872,514,005 0.3882%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 413,307 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 2,197,158,963 35.95% 2,143,454,967 1,753,059,407 81.79% 15,504,866,901 14.1708%
19.4 COMMERCIAL AUTO LIABILITY 71,281,147 1.17% 66,775,477 60,188,270 90.14% 2,724,495,366 2.6163%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,713,192,456 28.04% 1,698,073,856 1,163,925,748 68.54% 11,755,543,284 14.5735%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 28,492,601 0.47% 27,267,488 22,901,464 83.99% 802,620,947 3.5499%
23 FIDELITY 938,187 0.02% 944,711 9,438 1.00% 123,016,295 0.7627%
24 SURETY 588,635 0.01% 604,012 -101,042 -16.73% 839,984,865 0.0701%
35 TOTALS 6,110,875,916 100.00% 6,072,020,074 7,431,903,974 122.40% 71,049,170,362 8.6009%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
FARMERS INS GRP (Group # 69)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 115,444,979 1.96% 115,199,855 69,438,181 60.28% 923,239,252 12.5043%
02.1 ALLIED LINES 115,779,075 1.96% 118,971,848 50,341,952 42.31% 544,357,763 21.2689%
02.3 FEDERAL FLOOD INSURANCE 31,528,753 0.53% 31,715,047 28,479,460 89.80% 149,940,483 21.0275%
04 HOMEOWNERS MULTIPLE PERIL 1,260,967,737 21.37% 1,247,787,483 1,861,096,810 149.15% 7,761,838,919 16.2457%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 557,027,653 9.44% 504,012,695 372,925,345 73.99% 2,801,190,065 19.8854%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 173,073,059 2.93% 228,076,300 173,572,504 76.10% 1,686,070,681 10.2649%
08 OCEAN MARINE 5,536,111 0.09% 5,421,640 4,178,890 77.08% 279,390,980 1.9815%
09 INLAND MARINE 12,071,788 0.20% 12,196,753 2,687,200 22.03% 2,605,146,728 0.4634%
11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 -572,685 444,168,341
12 EARTHQUAKE 2,755,154 0.05% 2,655,489 61,006 2.30% 1,396,366,358 0.1973%
13 GROUP A AND H 52,629 0.00% 50,499 37,827 74.91% 373,664,553 0.0141%
15.3 GUARANTEED RENEWABLE A&H 3,068 0.00% 2,938 4,835 164.57% 80,256,683 0.0038%
16 WORKERS' COMPENSATION 244,076,803 4.14% 250,665,115 101,488,964 40.49% 12,765,741,989 1.9120%
17.1 OTHER LIABILITY OCCURRENCE 115,369,837 1.95% 112,764,636 212,593,201 188.53% 3,217,065,112 3.5862%
18 PRODUCTS LIABILITY 31,748 0.00% 28,942 -9,977 -34.47% 245,746,611 0.0129%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,917,225,450 32.49% 1,903,959,356 1,359,062,701 71.38% 15,504,866,901 12.3653%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 56 245,615
19.4 COMMERCIAL AUTO LIABILITY 82,892,041 1.40% 79,873,430 69,382,769 86.87% 2,724,495,366 3.0425%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,241,588,889 21.04% 1,247,962,848 792,438,260 63.50% 11,755,543,284 10.5617%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 24,735,770 0.42% 23,835,214 13,065,446 54.82% 802,620,947 3.0819%
23 FIDELITY 911,203 0.02% 947,579 -52,916 -5.58% 123,016,295 0.7407%
24 SURETY 0 0.00% 1,202 103,464 8607.65% 839,984,865
26 BURGLARY & THEFT 208 0.00% 2,272 -1,839 -80.94% 35,578,291 0.0006%
27 BOILER & MACHINERY 365,869 0.01% 384,870 10,444 2.71% 118,203,276 0.3095%
35 TOTALS 5,901,437,822 100.00% 5,886,516,008 5,110,331,891 86.81% 71,049,170,362 8.3061%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
BERKSHIRE HATHAWAY GRP (Group # 31)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 7,030,609 0.16% 6,673,021 2,109,404 31.61% 923,239,252 0.7615%
02.1 ALLIED LINES 38,637 0.00% 12,293 -10,830 -88.10% 544,357,763 0.0071%
04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 -7 7,761,838,919
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 20,071,465 0.47% 16,680,830 5,353,024 32.09% 2,801,190,065 0.7165%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 18,804,599 0.44% 16,073,029 13,610,763 84.68% 1,686,070,681 1.1153%
08 OCEAN MARINE 14,391,702 0.34% 12,245,726 10,169,062 83.04% 279,390,980 5.1511%
09 INLAND MARINE 7,451,848 0.17% 7,955,564 5,426,518 68.21% 2,605,146,728 0.2860%
10 FINANCIAL GUARANTY 0 0.00% 0 0 41,543,928
11 MEDICAL PROFESSIONAL LIABILITY 28,527,906 0.66% 28,068,304 21,336,227 76.02% 444,168,341 6.4228%
12 EARTHQUAKE -1,175 0.00% -888 -676 76.13% 1,396,366,358 -0.0001%
13 GROUP A AND H 110,303 0.00% 110,786 25,758 23.25% 373,664,553 0.0295%
14 CREDIT A&H(GRP&IND) 291,853 0.01% 291,853 51,246 17.56% 249,604 116.9264%
15.1 COLLECTIVELY RENEWABLE A&H 340 0.00% 324 -2 -0.62% 79,779 0.4262%
15.2 NON-CANCELLABLE A&H 203,821 0.00% 71,891 5,668 7.88% 207,668 98.1475%
15.3 GUARANTEED RENEWABLE A&H 0 0.00% 0 28,930 80,256,683
15.7 ALL OTHER ACCIDENT AND HEALTH 11,308,187 0.26% 11,296,055 13,899,186 123.04% 52,597,399 21.4995%
16 WORKERS' COMPENSATION 1,424,738,935 33.20% 1,414,049,185 634,910,328 44.90% 12,765,741,989 11.1606%
17.1 OTHER LIABILITY OCCURRENCE 84,055,302 1.96% 75,582,607 37,302,182 49.35% 3,217,065,112 2.6128%
17.2 OTHER LIABILITY CLAIMS MADE 42,236,672 0.98% 40,205,167 8,719,778 21.69% 1,872,514,005 2.2556%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -24,287,848 190,785,537
18 PRODUCTS LIABILITY 584,043 0.01% 578,748 225,124 38.90% 245,746,611 0.2377%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 494,776 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,300,148,013 30.30% 1,233,283,455 1,198,239,805 97.16% 15,504,866,901 8.3854%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 41,346 245,615
19.4 COMMERCIAL AUTO LIABILITY 84,689,661 1.97% 75,493,782 41,750,501 55.30% 2,724,495,366 3.1085%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,202,706,254 28.03% 1,165,735,808 835,177,748 71.64% 11,755,543,284 10.2310%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 17,663,800 0.41% 15,306,108 14,051,168 91.80% 802,620,947 2.2008%
22 AIRCRAFT 9,770,523 0.23% 9,491,227 5,459,069 57.52% 146,474,529 6.6705%
23 FIDELITY 340,407 0.01% 315,268 159,772 50.68% 123,016,295 0.2767%
24 SURETY 10,766,770 0.25% 7,967,715 1,313,768 16.49% 839,984,865 1.2818%
26 BURGLARY & THEFT 70,350 0.00% 60,876 9,587 15.75% 35,578,291 0.1977%
27 BOILER & MACHINERY 9 0.00% 161 453 281.37% 118,203,276 0.0000%
28 CREDIT 969,870 0.02% 723,552 511,154 70.65% 120,407,911 0.8055%
30 WARRANTY 111,000 0.00% 111,000 100 0.09% 198,335,791 0.0560%
34 AGGREGATE WRITE-INS FOR OTHER LINES 4,067,683 0.09% 4,122,105 -136,084 -3.30% 84,313,180 4.8245%
35 TOTALS 4,291,149,385 100.00% 4,142,505,551 2,825,946,999 68.22% 71,049,170,362 6.0397%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
LIBERTY MUT GRP (Group # 111)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 94,478,191 2.80% 97,906,895 103,967,578 106.19% 923,239,252 10.2333%
02.1 ALLIED LINES 82,731,350 2.45% 77,098,610 47,533,561 61.65% 544,357,763 15.1980%
02.3 FEDERAL FLOOD INSURANCE 2,344,749 0.07% 2,294,139 238,538 10.40% 149,940,483 1.5638%
02.5 PRIVATE FLOOD 781,959 0.02% 719,225 -62,827 -8.74% 64,357,224 1.2150%
03 FARMOWNERS MULTIPLE PERIL 7,589,951 0.22% 7,742,399 22,091,759 285.33% 208,030,923 3.6485%
04 HOMEOWNERS MULTIPLE PERIL 484,288,603 14.35% 467,393,969 1,051,401,262 224.95% 7,761,838,919 6.2394%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 215,746,471 6.39% 215,656,797 184,188,780 85.41% 2,801,190,065 7.7020%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 174,145,441 5.16% 177,468,369 62,316,000 35.11% 1,686,070,681 10.3285%
08 OCEAN MARINE 2,575,089 0.08% 2,461,763 -24,441,850 -992.86% 279,390,980 0.9217%
09 INLAND MARINE 377,859,824 11.19% 375,226,814 257,106,688 68.52% 2,605,146,728 14.5044%
11 MEDICAL PROFESSIONAL LIABILITY 5,310,729 0.16% 5,374,332 1,810,169 33.68% 444,168,341 1.1957%
12 EARTHQUAKE 8,066,633 0.24% 7,927,683 75,000 0.95% 1,396,366,358 0.5777%
13 GROUP A AND H 0 0.00% 0 -12,564 373,664,553
15.2 NON-CANCELLABLE A&H 3,744 0.00% 3,744 2,404 64.21% 207,668 1.8029%
15.3 GUARANTEED RENEWABLE A&H 4,012 0.00% 6,193 1,732 27.97% 80,256,683 0.0050%
15.7 ALL OTHER ACCIDENT AND HEALTH 1,272,850 0.04% 1,254,869 1,732,865 138.09% 52,597,399 2.4200%
16 WORKERS' COMPENSATION 270,673,682 8.02% 271,108,289 152,472,305 56.24% 12,765,741,989 2.1203%
17.1 OTHER LIABILITY OCCURRENCE 218,619,123 6.48% 206,988,019 136,237,306 65.82% 3,217,065,112 6.7956%
17.2 OTHER LIABILITY CLAIMS MADE 50,328,123 1.49% 52,228,422 16,505,620 31.60% 1,872,514,005 2.6877%
17.3 EXCESS WORKERS' COMPENSATION 10,538,847 0.31% 9,924,064 1,577,109 15.89% 190,785,537 5.5239%
18 PRODUCTS LIABILITY 11,806,128 0.35% 10,887,182 6,579,563 60.43% 245,746,611 4.8042%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 2,522,033 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 514,473,952 15.24% 494,682,115 404,609,751 81.79% 15,504,866,901 3.3181%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 10,000 245,615
19.4 COMMERCIAL AUTO LIABILITY 233,895,235 6.93% 228,096,520 239,778,061 105.12% 2,724,495,366 8.5849%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 414,584,442 12.28% 396,409,582 281,287,327 70.96% 11,755,543,284 3.5267%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 79,733,443 2.36% 77,942,904 43,487,879 55.79% 802,620,947 9.9341%
22 AIRCRAFT 4,533,896 0.13% 4,391,011 1,843,972 41.99% 146,474,529 3.0953%
23 FIDELITY 3,829,596 0.11% 3,729,990 2,032,582 54.49% 123,016,295 3.1131%
24 SURETY 102,731,363 3.04% 98,861,735 21,015,904 21.26% 839,984,865 12.2301%
26 BURGLARY & THEFT 219,918 0.01% 174,624 -55,220 -31.62% 35,578,291 0.6181%
27 BOILER & MACHINERY 2,556,582 0.08% 2,582,807 1,668,818 64.61% 118,203,276 2.1629%
35 TOTALS 3,375,723,926 100.00% 3,296,543,065 3,019,522,105 91.60% 71,049,170,362 4.7513%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
ALLSTATE INS GRP (Group # 8)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 5,581,621 0.18% 5,522,955 2,915,148 52.78% 923,239,252 0.6046%
02.1 ALLIED LINES 969,281 0.03% 971,602 -432 -0.04% 544,357,763 0.1781%
02.3 FEDERAL FLOOD INSURANCE 13,720,929 0.44% 14,202,810 2,039,340 14.36% 149,940,483 9.1509%
04 HOMEOWNERS MULTIPLE PERIL 473,729,947 15.14% 476,890,262 650,107,208 136.32% 7,761,838,919 6.1033%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 51,668,378 1.65% 51,851,852 34,618,790 66.76% 2,801,190,065 1.8445%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 13,126,246 0.42% 13,771,027 12,754,382 92.62% 1,686,070,681 0.7785%
09 INLAND MARINE 15,199,087 0.49% 15,470,907 5,796,645 37.47% 2,605,146,728 0.5834%
12 EARTHQUAKE 5,346 0.00% 5,262 10,470 198.97% 1,396,366,358 0.0004%
16 WORKERS' COMPENSATION 10,250 0.00% 10,250 -1,873,629 -18279.31% 12,765,741,989 0.0001%
17.1 OTHER LIABILITY OCCURRENCE 45,510,648 1.45% 42,734,374 30,341,443 71.00% 3,217,065,112 1.4147%
18 PRODUCTS LIABILITY 148,204 0.00% 158,535 -1,183,178 -746.32% 245,746,611 0.0603%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 27,015 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,469,559,169 46.97% 1,422,202,312 940,805,121 66.15% 15,504,866,901 9.4781%
19.4 COMMERCIAL AUTO LIABILITY 40,926,126 1.31% 41,154,427 27,080,333 65.80% 2,724,495,366 1.5022%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 977,004,419 31.23% 963,014,615 602,945,329 62.61% 11,755,543,284 8.3110%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 14,065,754 0.45% 12,986,833 8,320,472 64.07% 802,620,947 1.7525%
23 FIDELITY 992 0.00% 1,183 -241 -20.37% 123,016,295 0.0008%
24 SURETY 0 0.00% 0 0 839,984,865
26 BURGLARY & THEFT 0 0.00% 0 0 35,578,291
27 BOILER & MACHINERY 975,987 0.03% 955,140 310,626 32.52% 118,203,276 0.8257%
28 CREDIT 2,799,644 0.09% 4,872,918 5,304,555 108.86% 120,407,911 2.3251%
30 WARRANTY 1,806 0.00% 31,466 8,819 28.03% 198,335,791 0.0009%
34 AGGREGATE WRITE-INS FOR OTHER LINES 3,568,329 0.11% 3,576,867 4,166 0.12% 84,313,180 4.2322%
35 TOTALS 3,128,572,164 100.00% 3,070,385,597 2,320,332,384 75.57% 71,049,170,362 4.4034%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
Auto Club Enterprises Ins Grp (Group # 1318)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 21,992,083 0.77% 22,133,412 12,928,622 58.41% 923,239,252 2.3821%
04 HOMEOWNERS MULTIPLE PERIL 498,859,348 17.49% 491,725,137 362,622,877 73.75% 7,761,838,919 6.4271%
09 INLAND MARINE 5,277,836 0.19% 5,209,582 4,429,653 85.03% 2,605,146,728 0.2026%
17.1 OTHER LIABILITY OCCURRENCE 14,177,503 0.50% 14,046,535 5,716,900 40.70% 3,217,065,112 0.4407%
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,298,092,128 45.51% 1,212,167,735 811,460,824 66.94% 15,504,866,901 8.3722%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,014,137,429 35.55% 958,303,357 599,962,433 62.61% 11,755,543,284 8.6269%
35 TOTALS 2,852,536,327 100.00% 2,703,585,758 1,797,121,309 66.47% 71,049,170,362 4.0149%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
MERCURY GEN GRP (Group # 660)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 14,745,650 0.54% 14,812,557 7,783,632 52.55% 923,239,252 1.5972%
02.1 ALLIED LINES 2,154,862 0.08% 2,181,231 96,640 4.43% 544,357,763 0.3959%
04 HOMEOWNERS MULTIPLE PERIL 387,309,635 14.30% 366,205,616 357,782,502 97.70% 7,761,838,919 4.9899%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 57,036,142 2.11% 55,557,943 38,411,234 69.14% 2,801,190,065 2.0361%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 19,404,886 0.72% 19,151,202 11,465,615 59.87% 1,686,070,681 1.1509%
12 EARTHQUAKE 844,687 0.03% 881,301 0 0.00% 1,396,366,358 0.0605%
17.1 OTHER LIABILITY OCCURRENCE 10,061,241 0.37% 9,670,120 7,232,347 74.79% 3,217,065,112 0.3127%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 32,764 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,208,933,364 44.64% 1,206,989,450 720,495,712 59.69% 15,504,866,901 7.7971%
19.4 COMMERCIAL AUTO LIABILITY 75,738,475 2.80% 68,968,403 60,062,810 87.09% 2,724,495,366 2.7799%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 886,597,505 32.74% 877,071,886 569,769,358 64.96% 11,755,543,284 7.5420%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 26,043,614 0.96% 24,849,755 15,064,773 60.62% 802,620,947 3.2448%
24 SURETY 1,500 0.00% 1,500 0 0.00% 839,984,865 0.0002%
27 BOILER & MACHINERY 2,676,712 0.10% 2,635,436 270,590 10.27% 118,203,276 2.2645%
30 WARRANTY 16,706,096 0.62% 12,184,660 6,068,879 49.81% 198,335,791 8.4231%
35 TOTALS 2,708,254,369 100.00% 2,661,161,060 1,794,536,856 67.43% 71,049,170,362 3.8118%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
Travelers Grp (Group # 3548)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 57,454,390 2.18% 57,701,736 80,723,759 139.90% 923,239,252 6.2231%
02.1 ALLIED LINES 40,217,928 1.53% 40,811,102 58,344,602 142.96% 544,357,763 7.3881%
03 FARMOWNERS MULTIPLE PERIL 36,903,032 1.40% 35,980,526 104,795,544 291.26% 208,030,923 17.7392%
04 HOMEOWNERS MULTIPLE PERIL 250,745,453 9.53% 243,792,390 594,090,124 243.69% 7,761,838,919 3.2305%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 296,187,392 11.26% 296,780,867 189,816,960 63.96% 2,801,190,065 10.5736%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 188,811,430 7.18% 184,006,154 87,292,814 47.44% 1,686,070,681 11.1983%
08 OCEAN MARINE 20,987,334 0.80% 20,173,754 11,426,595 56.64% 279,390,980 7.5118%
09 INLAND MARINE 54,161,235 2.06% 55,764,281 19,513,345 34.99% 2,605,146,728 2.0790%
11 MEDICAL PROFESSIONAL LIABILITY 44,907 0.00% 44,907 529,240 1178.52% 444,168,341 0.0101%
12 EARTHQUAKE 40,606,173 1.54% 39,290,353 55,450 0.14% 1,396,366,358 2.9080%
13 GROUP A AND H 0 0.00% 0 -671,361 373,664,553
15.2 NON-CANCELLABLE A&H 0 0.00% 51 0 0.00% 207,668
15.5 OTHER ACCIDENT ONLY 0 0.00% 0 0 823,930
15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 6,934 52,597,399
16 WORKERS' COMPENSATION 686,627,124 26.10% 693,525,648 234,305,701 33.78% 12,765,741,989 5.3787%
17.1 OTHER LIABILITY OCCURRENCE 205,966,643 7.83% 188,392,082 84,419,651 44.81% 3,217,065,112 6.4023%
17.2 OTHER LIABILITY CLAIMS MADE 112,304,396 4.27% 108,612,467 75,200,758 69.24% 1,872,514,005 5.9975%
17.3 EXCESS WORKERS' COMPENSATION 1,350,005 0.05% 1,464,599 8,973,187 612.67% 190,785,537 0.7076%
18 PRODUCTS LIABILITY 14,635,638 0.56% 15,295,180 11,882,101 77.69% 245,746,611 5.9556%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 1,476 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 149,574,182 5.69% 138,216,577 102,089,531 73.86% 15,504,866,901 0.9647%
19.3 COMMERCIAL AUTO NO-FAULT -52 0.00% -52 -25,940 49884.62% 245,615 -0.0212%
19.4 COMMERCIAL AUTO LIABILITY 176,319,112 6.70% 164,966,772 114,677,697 69.52% 2,724,495,366 6.4716%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 96,841,525 3.68% 88,661,035 65,806,679 74.22% 11,755,543,284 0.8238%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 48,368,564 1.84% 44,740,904 30,923,677 69.12% 802,620,947 6.0263%
22 AIRCRAFT 0 0.00% 0 7,074 146,474,529
23 FIDELITY 14,962,780 0.57% 14,737,671 5,102,695 34.62% 123,016,295 12.1633%
24 SURETY 119,194,688 4.53% 105,567,272 4,750,054 4.50% 839,984,865 14.1901%
26 BURGLARY & THEFT 6,558,719 0.25% 6,121,118 456,432 7.46% 35,578,291 18.4346%
27 BOILER & MACHINERY 11,538,634 0.44% 11,339,557 8,753,666 77.20% 118,203,276 9.7617%
35 TOTALS 2,630,361,231 100.00% 2,555,986,951 1,893,248,449 74.07% 71,049,170,362 3.7022%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
Chubb Ltd Grp (Group # 626)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 10,595,442 0.41% 10,199,584 19,083,922 187.10% 923,239,252 1.1476%
02.1 ALLIED LINES 6,730,790 0.26% 6,717,579 11,675,977 173.81% 544,357,763 1.2365%
02.2 MULTIPLE PERIL CROP 80,904,502 3.14% 87,981,315 67,002,882 76.16% 397,004,922 20.3787%
02.4 PRIVATE CROP 893,824 0.03% 902,726 -430,313 -47.67% 20,965,398 4.2633%
02.5 PRIVATE FLOOD 649,169 0.03% 656,996 342,229 52.09% 64,357,224 1.0087%
03 FARMOWNERS MULTIPLE PERIL 3,566,894 0.14% 3,585,211 2,276,279 63.49% 208,030,923 1.7146%
04 HOMEOWNERS MULTIPLE PERIL 230,147,724 8.92% 228,842,082 771,048,908 336.93% 7,761,838,919 2.9651%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 204,892,012 7.94% 211,109,908 118,951,625 56.35% 2,801,190,065 7.3145%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 72,586,760 2.81% 72,284,831 6,982,253 9.66% 1,686,070,681 4.3051%
06 MORTGAGE GUARANTY 0 0.00% 0 0 466,077,590
08 OCEAN MARINE 9,017,564 0.35% 9,511,558 4,426,158 46.53% 279,390,980 3.2276%
09 INLAND MARINE 133,694,120 5.18% 131,327,681 76,911,915 58.56% 2,605,146,728 5.1319%
11 MEDICAL PROFESSIONAL LIABILITY 7,848,710 0.30% 7,532,988 1,985,610 26.36% 444,168,341 1.7671%
12 EARTHQUAKE 76,862,849 2.98% 75,509,989 -13 0.00% 1,396,366,358 5.5045%
13 GROUP A AND H 54,436,956 2.11% 53,943,461 9,805,443 18.18% 373,664,553 14.5684%
15.5 OTHER ACCIDENT ONLY 642,737 0.02% 622,368 240,137 38.58% 823,930 78.0087%
15.7 ALL OTHER ACCIDENT AND HEALTH 102,108 0.00% 103,503 32,443 31.34% 52,597,399 0.1941%
16 WORKERS' COMPENSATION 635,223,881 24.62% 647,124,142 328,011,835 50.69% 12,765,741,989 4.9760%
17.1 OTHER LIABILITY OCCURRENCE 436,228,043 16.90% 408,491,008 216,246,324 52.94% 3,217,065,112 13.5598%
17.2 OTHER LIABILITY CLAIMS MADE 222,337,361 8.62% 228,517,225 120,113,718 52.56% 1,872,514,005 11.8737%
17.3 EXCESS WORKERS' COMPENSATION 29,961,317 1.16% 24,584,928 28,658,127 116.57% 190,785,537 15.7042%
18 PRODUCTS LIABILITY 59,136,939 2.29% 58,821,860 56,608,785 96.24% 245,746,611 24.0642%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 28,974,132 1.12% 28,907,444 21,713,619 75.11% 15,504,866,901 0.1869%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615
19.4 COMMERCIAL AUTO LIABILITY 89,513,715 3.47% 82,047,489 55,699,395 67.89% 2,724,495,366 3.2855%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 44,256,682 1.71% 42,728,151 24,102,159 56.41% 11,755,543,284 0.3765%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 16,278,078 0.63% 14,800,257 9,079,321 61.35% 802,620,947 2.0281%
22 AIRCRAFT 6,386,255 0.25% 6,558,193 2,303,326 35.12% 146,474,529 4.3600%
23 FIDELITY 31,977,588 1.24% 32,748,324 17,707,586 54.07% 123,016,295 25.9946%
24 SURETY 62,537,813 2.42% 59,814,160 -3,779,789 -6.32% 839,984,865 7.4451%
26 BURGLARY & THEFT 5,347,398 0.21% 5,510,788 65,413 1.19% 35,578,291 15.0299%
27 BOILER & MACHINERY 12,480,526 0.48% 12,816,078 6,514,820 50.83% 118,203,276 10.5585%
28 CREDIT 5,171,312 0.20% 13,835,409 6,596,700 47.68% 120,407,911 4.2948%
30 WARRANTY 0 0.00% 0 0 198,335,791
34 AGGREGATE WRITE-INS FOR OTHER LINES 1,191,620 0.05% 1,191,620 2,700,453 226.62% 84,313,180 1.4133%
35 TOTALS 2,580,574,821 100.00% 2,569,328,856 1,982,677,247 77.17% 71,049,170,362 3.6321%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
CSAA Ins Grp (Group # 1278)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 56,013,713 2.17% 55,792,814 80,383,032 144.07% 923,239,252 6.0671%
02.1 ALLIED LINES 503,427 0.02% 491,157 173,681 35.36% 544,357,763 0.0925%
02.3 FEDERAL FLOOD INSURANCE 9,561,268 0.37% 9,349,141 2,198,523 23.52% 149,940,483 6.3767%
04 HOMEOWNERS MULTIPLE PERIL 520,103,096 20.19% 520,019,788 1,279,048,401 245.96% 7,761,838,919 6.7008%
09 INLAND MARINE 6,436,790 0.25% 7,372,805 2,080,960 28.22% 2,605,146,728 0.2471%
17.1 OTHER LIABILITY OCCURRENCE 32,821,589 1.27% 32,140,388 16,508,957 51.37% 3,217,065,112 1.0202%
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,013,218,743 39.34% 948,131,040 627,382,229 66.17% 15,504,866,901 6.5348%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 937,038,488 36.38% 876,795,910 546,048,316 62.28% 11,755,543,284 7.9710%
35 TOTALS 2,575,697,111 100.00% 2,450,093,044 2,553,824,100 104.23% 71,049,170,362 3.6252%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
NATIONWIDE CORP GRP (Group # 140)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 58,835,551 2.88% 62,580,748 89,218,488 142.57% 923,239,252 6.3727%
02.1 ALLIED LINES 32,466,272 1.59% 33,858,042 51,528,039 152.19% 544,357,763 5.9641%
02.3 FEDERAL FLOOD INSURANCE -71,004 0.00% 623,589 437,967 70.23% 149,940,483 -0.0474%
02.5 PRIVATE FLOOD 214,090 0.01% 6,229 0 0.00% 64,357,224 0.3327%
03 FARMOWNERS MULTIPLE PERIL 104,359,734 5.12% 103,393,345 203,636,370 196.95% 208,030,923 50.1655%
04 HOMEOWNERS MULTIPLE PERIL 328,862,578 16.13% 321,311,655 1,351,206,232 420.53% 7,761,838,919 4.2369%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 160,385,947 7.86% 163,443,198 246,789,228 150.99% 2,801,190,065 5.7256%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 127,711,778 6.26% 126,771,468 89,277,243 70.42% 1,686,070,681 7.5745%
08 OCEAN MARINE 2,687,178 0.13% 2,359,545 807,739 34.23% 279,390,980 0.9618%
09 INLAND MARINE 103,784,722 5.09% 97,506,519 62,486,194 64.08% 2,605,146,728 3.9838%
11 MEDICAL PROFESSIONAL LIABILITY 326,313 0.02% 927,750 -1,633,153 -176.03% 444,168,341 0.0735%
12 EARTHQUAKE 3,167,384 0.16% 3,101,305 1,104 0.04% 1,396,366,358 0.2268%
13 GROUP A AND H 3,103,873 0.15% 2,859,919 2,797,031 97.80% 373,664,553 0.8307%
15.1 COLLECTIVELY RENEWABLE A&H 79,439 0.00% 82,970 63,759 76.85% 79,779 99.5738%
15.5 OTHER ACCIDENT ONLY 6,012 0.00% 6,486 -450 -6.94% 823,930 0.7297%
16 WORKERS' COMPENSATION 40,818,116 2.00% 34,048,078 10,379,234 30.48% 12,765,741,989 0.3197%
17.1 OTHER LIABILITY OCCURRENCE 120,644,131 5.92% 122,253,685 100,328,620 82.07% 3,217,065,112 3.7501%
17.2 OTHER LIABILITY CLAIMS MADE 38,107,695 1.87% 35,622,659 12,742,085 35.77% 1,872,514,005 2.0351%
18 PRODUCTS LIABILITY 11,529,501 0.57% 12,221,749 2,502,714 20.48% 245,746,611 4.6916%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -250,000 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 385,481,771 18.90% 381,788,420 251,462,455 65.86% 15,504,866,901 2.4862%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615
19.4 COMMERCIAL AUTO LIABILITY 179,851,005 8.82% 186,115,720 163,518,387 87.86% 2,724,495,366 6.6013%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 263,928,323 12.94% 259,232,004 190,369,726 73.44% 11,755,543,284 2.2451%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 52,999,105 2.60% 56,107,270 39,989,204 71.27% 802,620,947 6.6033%
23 FIDELITY 610,487 0.03% 640,867 526,142 82.10% 123,016,295 0.4963%
24 SURETY 5,594,510 0.27% 5,001,110 -1,111,144 -22.22% 839,984,865 0.6660%
26 BURGLARY & THEFT 758,761 0.04% 739,963 -99,665 -13.47% 35,578,291 2.1327%
27 BOILER & MACHINERY 11,592,910 0.57% 12,065,547 15,278,623 126.63% 118,203,276 9.8076%
30 WARRANTY 1,545,109 0.08% 1,005,814 780,239 77.57% 198,335,791 0.7790%
35 TOTALS 2,039,381,291 100.00% 2,025,675,654 2,883,032,411 142.32% 71,049,170,362 2.8704%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
AmTrust NGH Grp (Group # 2538)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 7,887,385 0.42% 8,539,900 5,224,502 61.18% 923,239,252 0.8543%
02.1 ALLIED LINES 4,956,215 0.27% 6,302,954 2,620,939 41.58% 544,357,763 0.9105%
02.2 MULTIPLE PERIL CROP -202 0.00% -202 0 0.00% 397,004,922 -0.0001%
02.3 FEDERAL FLOOD INSURANCE 1,006,547 0.05% 1,336,605 3,419 0.26% 149,940,483 0.6713%
02.5 PRIVATE FLOOD 58,340 0.00% 58,340 0 0.00% 64,357,224 0.0907%
03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 68,306 208,030,923
04 HOMEOWNERS MULTIPLE PERIL 148,874,687 8.01% 117,989,933 244,668,956 207.36% 7,761,838,919 1.9180%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 59,885,037 3.22% 52,704,161 29,973,444 56.87% 2,801,190,065 2.1378%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 35,561,827 1.91% 31,762,336 16,457,650 51.81% 1,686,070,681 2.1092%
09 INLAND MARINE 5,027,150 0.27% 4,928,105 1,447,518 29.37% 2,605,146,728 0.1930%
12 EARTHQUAKE 6,928,567 0.37% 6,876,521 -33,301 -0.48% 1,396,366,358 0.4962%
13 GROUP A AND H 0 0.00% 0 52,809 373,664,553
15.3 GUARANTEED RENEWABLE A&H 0 0.00% 0 0 80,256,683
15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 -50 52,597,399
16 WORKERS' COMPENSATION 901,125,321 48.50% 936,929,235 597,986,401 63.82% 12,765,741,989 7.0589%
17.1 OTHER LIABILITY OCCURRENCE 43,957,663 2.37% 48,386,642 52,312,232 108.11% 3,217,065,112 1.3664%
17.2 OTHER LIABILITY CLAIMS MADE 15,655,968 0.84% 15,116,486 3,734,087 24.70% 1,872,514,005 0.8361%
17.3 EXCESS WORKERS' COMPENSATION -3,191,848 -0.17% 22,840,969 45,274,937 198.22% 190,785,537 -1.6730%
18 PRODUCTS LIABILITY 1,418,934 0.08% 2,582,878 8,483,245 328.44% 245,746,611 0.5774%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% -144,077 -251,291 174.41% -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 204,358,142 11.00% 192,868,714 164,920,450 85.51% 15,504,866,901 1.3180%
19.3 COMMERCIAL AUTO NO-FAULT 3,187 0.00% 5,862 351 5.99% 245,615 1.2976%
19.4 COMMERCIAL AUTO LIABILITY 127,754,486 6.88% 124,763,425 63,303,490 50.74% 2,724,495,366 4.6891%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 163,205,245 8.78% 161,542,047 91,701,841 56.77% 11,755,543,284 1.3883%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 40,919,260 2.20% 37,081,729 25,574,864 68.97% 802,620,947 5.0982%
23 FIDELITY 417,855 0.02% 388,635 -101,912 -26.22% 123,016,295 0.3397%
24 SURETY 23,025,265 1.24% 22,047,624 1,427,019 6.47% 839,984,865 2.7412%
26 BURGLARY & THEFT 8,023 0.00% 110,545 328,541 297.20% 35,578,291 0.0226%
27 BOILER & MACHINERY 0 0.00% 231 -18 -7.79% 118,203,276
28 CREDIT 280,415 0.02% 270,964 122,836 45.33% 120,407,911 0.2329%
30 WARRANTY 68,906,369 3.71% 68,332,030 28,958,849 42.38% 198,335,791 34.7423%
35 TOTALS 1,858,029,834 100.00% 1,863,622,590 1,384,260,118 74.28% 71,049,170,362 2.6151%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
UNITED SERV AUTOMOBILE ASSN GRP (Group # 200)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 25,861,733 1.50% 25,363,466 28,840,927 113.71% 923,239,252 2.8012%
02.1 ALLIED LINES 19,887,765 1.16% 19,603,094 25,370,598 129.42% 544,357,763 3.6534%
02.3 FEDERAL FLOOD INSURANCE 7,429,554 0.43% 7,456,412 923,022 12.38% 149,940,483 4.9550%
04 HOMEOWNERS MULTIPLE PERIL 392,374,175 22.80% 375,510,642 789,829,181 210.33% 7,761,838,919 5.0552%
08 OCEAN MARINE 575,828 0.03% 604,534 81,619 13.50% 279,390,980 0.2061%
09 INLAND MARINE 27,718,409 1.61% 27,028,628 11,414,907 42.23% 2,605,146,728 1.0640%
12 EARTHQUAKE 0 0.00% 0 7,648 1,396,366,358
17.1 OTHER LIABILITY OCCURRENCE 28,186,949 1.64% 27,299,544 10,800,247 39.56% 3,217,065,112 0.8762%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 280,929 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 599,186,399 34.82% 589,593,031 478,776,176 81.20% 15,504,866,901 3.8645%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 619,605,901 36.01% 605,351,379 392,970,833 64.92% 11,755,543,284 5.2708%
35 TOTALS 1,720,826,713 100.00% 1,677,810,728 1,739,296,086 103.66% 71,049,170,362 2.4220%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
HARTFORD FIRE & CAS GRP (Group # 91)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 5,130,712 0.31% 5,328,627 2,155,616 40.45% 923,239,252 0.5557%
02.1 ALLIED LINES 1,383,204 0.08% 1,491,823 4,235,964 283.95% 544,357,763 0.2541%
02.3 FEDERAL FLOOD INSURANCE 26,533,114 1.58% 26,974,503 3,802,962 14.10% 149,940,483 17.6958%
02.5 PRIVATE FLOOD 17,824 0.00% 15,517 0 0.00% 64,357,224 0.0277%
03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 0 208,030,923
04 HOMEOWNERS MULTIPLE PERIL 121,155,572 7.22% 125,416,208 318,493,254 253.95% 7,761,838,919 1.5609%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 153,623,537 9.15% 147,623,376 122,704,008 83.12% 2,801,190,065 5.4842%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 115,563,827 6.88% 112,399,934 43,856,380 39.02% 1,686,070,681 6.8540%
08 OCEAN MARINE 3,598,208 0.21% 3,246,488 767,619 23.64% 279,390,980 1.2879%
09 INLAND MARINE 22,869,400 1.36% 22,278,752 7,253,499 32.56% 2,605,146,728 0.8779%
11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 0 444,168,341
12 EARTHQUAKE 13,338,377 0.79% 13,988,842 -7,915 -0.06% 1,396,366,358 0.9552%
13 GROUP A AND H 150,464 0.01% 71,110 22,850 32.13% 373,664,553 0.0403%
16 WORKERS' COMPENSATION 720,646,755 42.93% 696,395,378 328,301,613 47.14% 12,765,741,989 5.6452%
17.1 OTHER LIABILITY OCCURRENCE 87,791,806 5.23% 84,645,925 51,879,143 61.29% 3,217,065,112 2.7289%
17.2 OTHER LIABILITY CLAIMS MADE 31,214,712 1.86% 31,767,541 -1,767,314 -5.56% 1,872,514,005 1.6670%
17.3 EXCESS WORKERS' COMPENSATION 701,530 0.04% 411,217 4,530,140 1101.64% 190,785,537 0.3677%
18 PRODUCTS LIABILITY 19,229,797 1.15% 18,307,905 3,357,996 18.34% 245,746,611 7.8251%
19.1 PRIVATE PASSENGER AUTO NO-FAULT -120 0.00% -120 -538 448.33% -120 100.0000%
19.2 PRIVATE PASSENGER AUTO LIABILITY 163,318,227 9.73% 166,543,725 129,326,940 77.65% 15,504,866,901 1.0533%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615
19.4 COMMERCIAL AUTO LIABILITY 54,194,275 3.23% 54,553,825 45,375,773 83.18% 2,724,495,366 1.9891%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 98,149,386 5.85% 101,707,812 73,184,780 71.96% 11,755,543,284 0.8349%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 12,983,601 0.77% 13,683,273 12,332,339 90.13% 802,620,947 1.6177%
22 AIRCRAFT 0 0.00% 0 -22 146,474,529
23 FIDELITY 6,652,244 0.40% 6,613,839 2,863,669 43.30% 123,016,295 5.4076%
24 SURETY 19,485,920 1.16% 18,107,517 24,529,331 135.46% 839,984,865 2.3198%
26 BURGLARY & THEFT 859,889 0.05% 800,659 656,679 82.02% 35,578,291 2.4169%
27 BOILER & MACHINERY 209,092 0.01% 204,275 -491 -0.24% 118,203,276 0.1769%
35 TOTALS 1,678,801,349 100.00% 1,652,577,946 1,177,854,268 71.27% 71,049,170,362 2.3629%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
AMERICAN INTL GRP (Group # 12)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 55,230,103 3.40% 46,301,783 6,126,148 13.23% 923,239,252 5.9822%
02.1 ALLIED LINES 6,313,989 0.39% 5,644,894 17,859,860 316.39% 544,357,763 1.1599%
02.3 FEDERAL FLOOD INSURANCE 419,405 0.03% 419,405 89,048 21.23% 149,940,483 0.2797%
02.5 PRIVATE FLOOD 8,167,445 0.50% 8,516,665 2,147,178 25.21% 64,357,224 12.6908%
04 HOMEOWNERS MULTIPLE PERIL 145,407,751 8.95% 141,953,407 439,783,644 309.81% 7,761,838,919 1.8734%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 17,766,467 1.09% 18,334,502 20,495,006 111.78% 2,801,190,065 0.6342%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 12,572,196 0.77% 13,729,193 11,191,167 81.51% 1,686,070,681 0.7457%
08 OCEAN MARINE 50,130,328 3.09% 50,484,200 14,227,508 28.18% 279,390,980 17.9427%
09 INLAND MARINE 159,218,746 9.80% 150,593,969 79,000,264 52.46% 2,605,146,728 6.1117%
11 MEDICAL PROFESSIONAL LIABILITY 13,149,955 0.81% 14,124,554 42,668,481 302.09% 444,168,341 2.9606%
12 EARTHQUAKE 68,210,391 4.20% 66,542,550 0 0.00% 1,396,366,358 4.8848%
13 GROUP A AND H 100,116,534 6.16% 99,693,266 82,988,073 83.24% 373,664,553 26.7932%
15.3 GUARANTEED RENEWABLE A&H 47,477 0.00% 47,477 9,264 19.51% 80,256,683 0.0592%
15.5 OTHER ACCIDENT ONLY 151,858 0.01% 139,163 10,488 7.54% 823,930 18.4309%
16 WORKERS' COMPENSATION 353,166,198 21.74% 377,124,521 584,741,157 155.05% 12,765,741,989 2.7665%
17.1 OTHER LIABILITY OCCURRENCE 213,569,419 13.15% 204,350,496 123,739,081 60.55% 3,217,065,112 6.6386%
17.2 OTHER LIABILITY CLAIMS MADE 171,677,011 10.57% 185,559,203 188,282,842 101.47% 1,872,514,005 9.1683%
17.3 EXCESS WORKERS' COMPENSATION -63,221 0.00% 724,994 10,097,684 1392.80% 190,785,537 -0.0331%
18 PRODUCTS LIABILITY 20,381,904 1.25% 19,943,582 -9,361,678 -46.94% 245,746,611 8.2939%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 22,856,553 1.41% 22,665,939 13,991,131 61.73% 15,504,866,901 0.1474%
19.3 COMMERCIAL AUTO NO-FAULT -56 0.00% -71 40,045 -56401.41% 245,615 -0.0228%
19.4 COMMERCIAL AUTO LIABILITY 84,944,003 5.23% 92,502,015 89,130,314 96.35% 2,724,495,366 3.1178%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 27,630,647 1.70% 27,570,800 19,715,895 71.51% 11,755,543,284 0.2350%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 9,414,328 0.58% 9,982,851 7,143,518 71.56% 802,620,947 1.1729%
22 AIRCRAFT 19,569,291 1.20% 21,571,730 7,417,670 34.39% 146,474,529 13.3602%
23 FIDELITY 10,272,054 0.63% 10,649,055 8,155,691 76.59% 123,016,295 8.3502%
24 SURETY 10,401,979 0.64% 9,352,316 1,594,764 17.05% 839,984,865 1.2384%
26 BURGLARY & THEFT 4,057,793 0.25% 3,860,043 529,995 13.73% 35,578,291 11.4052%
27 BOILER & MACHINERY 9,373,902 0.58% 9,508,749 2,106,828 22.16% 118,203,276 7.9303%
30 WARRANTY 30,128,957 1.85% 22,306,905 19,374,941 86.86% 198,335,791 15.1909%
35 TOTALS 1,624,283,407 100.00% 1,634,198,159 1,783,296,006 109.12% 71,049,170,362 2.2861%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
PROGRESSIVE GRP (Group # 155)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 434,962 0.03% 207,915 1,823,805 877.19% 923,239,252 0.0471%
02.1 ALLIED LINES 529,885 0.03% 261,267 172,985 66.21% 544,357,763 0.0973%
02.3 FEDERAL FLOOD INSURANCE 199,275 0.01% 127,894 0 0.00% 149,940,483 0.1329%
04 HOMEOWNERS MULTIPLE PERIL 7,043,721 0.46% 3,545,710 10,353,614 292.00% 7,761,838,919 0.0907%
09 INLAND MARINE 25,420,646 1.64% 22,287,328 10,658,278 47.82% 2,605,146,728 0.9758%
17.1 OTHER LIABILITY OCCURRENCE 7,712,249 0.50% 7,365,738 3,087,804 41.92% 3,217,065,112 0.2397%
17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 0 -5,737 1,872,514,005
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 105,230 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 645,290,557 41.74% 617,624,934 371,228,564 60.11% 15,504,866,901 4.1619%
19.3 COMMERCIAL AUTO NO-FAULT 12 0.00% 12 -3,053 -25441.67% 245,615 0.0049%
19.4 COMMERCIAL AUTO LIABILITY 267,126,585 17.28% 227,133,505 152,816,485 67.28% 2,724,495,366 9.8046%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 501,895,136 32.46% 484,584,308 320,618,420 66.16% 11,755,543,284 4.2694%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 90,396,224 5.85% 73,276,379 43,554,289 59.44% 802,620,947 11.2626%
23 FIDELITY 0 0.00% 0 -4,285 123,016,295
24 SURETY 0 0.00% 0 -229 839,984,865
35 TOTALS 1,546,049,251 100.00% 1,436,414,990 914,406,170 63.66% 71,049,170,362 2.1760%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
ZURICH INS GRP (Group # 212)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 49,073,089 3.24% 50,182,642 46,073,837 91.81% 923,239,252 5.3153%
02.1 ALLIED LINES 26,734,986 1.77% 31,894,412 45,987,738 144.19% 544,357,763 4.9113%
02.2 MULTIPLE PERIL CROP 30,700,641 2.03% 28,648,331 15,136,699 52.84% 397,004,922 7.7331%
02.3 FEDERAL FLOOD INSURANCE -1,280 0.00% -1,279 -60 4.69% 149,940,483 -0.0009%
02.4 PRIVATE CROP 2,233,536 0.15% 2,233,536 4,295,161 192.30% 20,965,398 10.6534%
02.5 PRIVATE FLOOD 5,687,528 0.38% 3,041,378 1,957,365 64.36% 64,357,224 8.8374%
04 HOMEOWNERS MULTIPLE PERIL 248,522 0.02% 233,773 -53,957 -23.08% 7,761,838,919 0.0032%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 31,872,545 2.11% 31,044,580 31,747,861 102.27% 2,801,190,065 1.1378%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 19,872,536 1.31% 18,513,383 11,559,616 62.44% 1,686,070,681 1.1786%
08 OCEAN MARINE 10,400,580 0.69% 10,133,669 5,053,850 49.87% 279,390,980 3.7226%
09 INLAND MARINE 84,254,060 5.57% 86,350,338 41,847,796 48.46% 2,605,146,728 3.2341%
11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 -240,518 444,168,341
12 EARTHQUAKE 85,777,346 5.67% 84,976,335 -76,979 -0.09% 1,396,366,358 6.1429%
13 GROUP A AND H 13,447,625 0.89% 12,579,000 11,983,196 95.26% 373,664,553 3.5988%
16 WORKERS' COMPENSATION 655,143,869 43.32% 669,112,005 282,699,207 42.25% 12,765,741,989 5.1320%
17.1 OTHER LIABILITY OCCURRENCE 145,193,277 9.60% 139,392,568 106,505,321 76.41% 3,217,065,112 4.5132%
17.2 OTHER LIABILITY CLAIMS MADE 46,586,132 3.08% 45,229,281 78,280,116 173.07% 1,872,514,005 2.4879%
17.3 EXCESS WORKERS' COMPENSATION 5,692,520 0.38% 4,690,404 -1,290,765 -27.52% 190,785,537 2.9837%
18 PRODUCTS LIABILITY 16,281,308 1.08% 17,184,884 30,283,535 176.22% 245,746,611 6.6252%
19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 -545,734 15,504,866,901
19.3 COMMERCIAL AUTO NO-FAULT 177,743 0.01% 139,595 34,749 24.89% 245,615 72.3665%
19.4 COMMERCIAL AUTO LIABILITY 139,780,529 9.24% 140,156,998 85,489,480 61.00% 2,724,495,366 5.1305%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 0 -32,752 11,755,543,284
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 30,606,728 2.02% 30,355,162 28,819,198 94.94% 802,620,947 3.8133%
22 AIRCRAFT 0 0.00% 0 -4 146,474,529
23 FIDELITY 6,062,670 0.40% 5,540,816 3,886,958 70.15% 123,016,295 4.9283%
24 SURETY 79,494,384 5.26% 72,319,561 -793,151 -1.10% 839,984,865 9.4638%
26 BURGLARY & THEFT 1,851,916 0.12% 1,973,604 88,236 4.47% 35,578,291 5.2052%
27 BOILER & MACHINERY 6,795,174 0.45% 6,988,199 1,780,740 25.48% 118,203,276 5.7487%
28 CREDIT 1,290,744 0.09% 748,506 424,412 56.70% 120,407,911 1.0720%
30 WARRANTY 17,058,218 1.13% 12,766,536 7,512,717 58.85% 198,335,791 8.6007%
35 TOTALS 1,512,316,932 100.00% 1,506,428,214 838,413,871 55.66% 71,049,170,362 2.1285%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
State Compensation Ins Fund (NAIC # 35076)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concen- Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Share
tration Level By Line
16 WORKERS' COMPENSATION 1,360,106,028 100.00% 1,324,379,788 518,602,789 39.16% 12,765,741,989 10.6543%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 550,563 440,000 79.92% 190,785,537
35 TOTALS 1,360,106,028 100.00% 1,324,930,351 519,042,789 39.18% 71,049,170,362 1.9143%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
CNA INS GRP (Group # 218)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 7,166,100 0.70% 6,669,048 60,767,631 911.19% 923,239,252 0.7762%
02.1 ALLIED LINES 2,644,399 0.26% 2,758,540 -572,304 -20.75% 544,357,763 0.4858%
04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 253,082 7,761,838,919
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 57,943,865 5.68% 58,793,558 24,046,206 40.90% 2,801,190,065 2.0685%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 39,430,871 3.86% 39,798,112 18,900,497 47.49% 1,686,070,681 2.3386%
08 OCEAN MARINE 11,859,258 1.16% 11,478,734 10,805,342 94.13% 279,390,980 4.2447%
09 INLAND MARINE 450,699,777 44.15% 454,499,981 305,591,075 67.24% 2,605,146,728 17.3004%
10 FINANCIAL GUARANTY 0 0.00% 0 0 41,543,928
11 MEDICAL PROFESSIONAL LIABILITY 24,659,013 2.42% 24,344,068 6,173,019 25.36% 444,168,341 5.5517%
12 EARTHQUAKE 6,462,123 0.63% 5,482,170 0 0.00% 1,396,366,358 0.4628%
13 GROUP A AND H 20,172,003 1.98% 2,866,741 18,720,979 653.04% 373,664,553 5.3984%
15.1 COLLECTIVELY RENEWABLE A&H 0 0.00% 0 0 79,779
15.2 NON-CANCELLABLE A&H 0 0.00% 0 0 207,668
15.3 GUARANTEED RENEWABLE A&H 28,984,046 2.84% 4,262,666 70,154,603 1645.79% 80,256,683 36.1142%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY 1,105 0.00% 1,105 167 15.11% 5,661,837 0.0195%
16 WORKERS' COMPENSATION 90,059,639 8.82% 90,459,688 14,588,701 16.13% 12,765,741,989 0.7055%
17.1 OTHER LIABILITY OCCURRENCE 77,926,063 7.63% 72,843,641 37,823,175 51.92% 3,217,065,112 2.4223%
17.2 OTHER LIABILITY CLAIMS MADE 101,547,379 9.95% 101,739,927 61,699,832 60.64% 1,872,514,005 5.4231%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -8,749,605 190,785,537
18 PRODUCTS LIABILITY 8,773,779 0.86% 8,787,668 5,228,334 59.50% 245,746,611 3.5703%
19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 14,179 15,504,866,901
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 245,615
19.4 COMMERCIAL AUTO LIABILITY 27,411,295 2.69% 25,032,166 5,744,243 22.95% 2,724,495,366 1.0061%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 0 -976 11,755,543,284
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 5,809,706 0.57% 5,183,850 4,015,998 77.47% 802,620,947 0.7238%
22 AIRCRAFT 0 0.00% 0 -184,579 146,474,529
23 FIDELITY 6,580,840 0.64% 6,628,412 3,421,955 51.63% 123,016,295 5.3496%
24 SURETY 48,323,406 4.73% 45,984,620 20,330,741 44.21% 839,984,865 5.7529%
26 BURGLARY & THEFT 491,207 0.05% 482,584 -29,290 -6.07% 35,578,291 1.3806%
27 BOILER & MACHINERY 3,495,409 0.34% 3,131,616 1,006,611 32.14% 118,203,276 2.9571%
30 WARRANTY 365,838 0.04% 247,780 65,039 26.25% 198,335,791 0.1845%
35 TOTALS 1,020,807,121 100.00% 971,476,672 659,814,657 67.92% 71,049,170,362 1.4368%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
Kemper Corp Grp (Group # 215)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 5,047,987 0.50% 5,075,643 4,501,269 88.68% 923,239,252 0.5468%
02.1 ALLIED LINES 2,779,056 0.27% 2,802,225 3,542,948 126.43% 544,357,763 0.5105%
04 HOMEOWNERS MULTIPLE PERIL 58,604,325 5.77% 57,071,208 99,069,114 173.59% 7,761,838,919 0.7550%
09 INLAND MARINE 1,995,957 0.20% 2,033,600 576,861 28.37% 2,605,146,728 0.0766%
12 EARTHQUAKE 2,273,104 0.22% 2,350,379 -17,999 -0.77% 1,396,366,358 0.1628%
16 WORKERS' COMPENSATION 0 0.00% 0 21,821 12,765,741,989
17.1 OTHER LIABILITY OCCURRENCE 4,019,833 0.40% 3,974,915 1,316,609 33.12% 3,217,065,112 0.1250%
18 PRODUCTS LIABILITY 0 0.00% 0 -4 245,746,611
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -15,243 -120
19.2 PRIVATE PASSENGER AUTO LIABILITY 595,330,625 58.60% 567,354,112 393,181,449 69.30% 15,504,866,901 3.8396%
19.4 COMMERCIAL AUTO LIABILITY 22,348,571 2.20% 22,668,658 18,137,276 80.01% 2,724,495,366 0.8203%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 317,409,859 31.25% 304,050,928 197,196,687 64.86% 11,755,543,284 2.7001%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 5,727,883 0.56% 6,201,512 3,439,842 55.47% 802,620,947 0.7136%
26 BURGLARY & THEFT 336,093 0.03% 336,145 9,766 2.91% 35,578,291 0.9447%
35 TOTALS 1,015,873,293 100.00% 973,919,325 720,960,396 74.03% 71,049,170,362 1.4298%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
FAIRFAX FIN GRP (Group # 158)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 7,245,035 0.83% 7,602,205 5,152,927 67.78% 923,239,252 0.7847%
02.1 ALLIED LINES 796,755 0.09% 1,183,016 3,179,360 268.75% 544,357,763 0.1464%
02.4 PRIVATE CROP 20,397 0.00% 20,397 -392 -1.92% 20,965,398 0.0973%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 39,880,110 4.58% 39,407,057 53,851,098 136.65% 2,801,190,065 1.4237%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 21,438,080 2.46% 20,768,868 11,864,916 57.13% 1,686,070,681 1.2715%
08 OCEAN MARINE 2,190,844 0.25% 2,556,881 4,205,463 164.48% 279,390,980 0.7841%
09 INLAND MARINE 37,772,215 4.33% 37,625,340 24,478,666 65.06% 2,605,146,728 1.4499%
11 MEDICAL PROFESSIONAL LIABILITY 1,505,732 0.17% 1,375,384 -82,830 -6.02% 444,168,341 0.3390%
12 EARTHQUAKE 299,447 0.03% 311,665 2,202 0.71% 1,396,366,358 0.0214%
13 GROUP A AND H 26,068,111 2.99% 26,068,111 13,216,902 50.70% 373,664,553 6.9763%
16 WORKERS' COMPENSATION 472,848,384 54.25% 475,820,792 131,980,608 27.74% 12,765,741,989 3.7040%
17.1 OTHER LIABILITY OCCURRENCE 95,903,540 11.00% 94,162,743 139,488,724 148.14% 3,217,065,112 2.9811%
17.2 OTHER LIABILITY CLAIMS MADE 70,581,967 8.10% 68,216,536 39,756,868 58.28% 1,872,514,005 3.7694%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 4,174,569 190,785,537
18 PRODUCTS LIABILITY 774,823 0.09% 788,227 31,343,755 3976.49% 245,746,611 0.3153%
19.2 PRIVATE PASSENGER AUTO LIABILITY 5,073 0.00% 5,648 -139,534 -2470.50% 15,504,866,901 0.0000%
19.3 COMMERCIAL AUTO NO-FAULT -37,901 0.00% -37,901 6,896 -18.19% 245,615 -15.4311%
19.4 COMMERCIAL AUTO LIABILITY 55,029,850 6.31% 50,475,954 32,482,892 64.35% 2,724,495,366 2.0198%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 2,343 0.00% 3,355 -69,549 -2073.00% 11,755,543,284 0.0000%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 17,842,734 2.05% 16,451,538 10,645,214 64.71% 802,620,947 2.2231%
22 AIRCRAFT 0 0.00% 0 135,505 146,474,529
23 FIDELITY 1,276,954 0.15% 1,323,234 572,420 43.26% 123,016,295 1.0380%
24 SURETY 19,074,800 2.19% 17,364,632 1,010,088 5.82% 839,984,865 2.2709%
26 BURGLARY & THEFT 95,540 0.01% 91,476 -14,193 -15.52% 35,578,291 0.2685%
27 BOILER & MACHINERY 105 0.00% 105 -75,664 -72060.95% 118,203,276 0.0001%
28 CREDIT 1,013,731 0.12% 724,325 887,746 122.56% 120,407,911 0.8419%
30 WARRANTY 0 0.00% 0 99 198,335,791
35 TOTALS 871,628,669 100.00% 862,309,589 508,054,757 58.92% 71,049,170,362 1.2268%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
Tokio Marine Holdings Inc GRP (Group # 3098)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 6,818,590 0.80% 6,630,460 4,348,857 65.59% 923,239,252 0.7386%
02.1 ALLIED LINES 10,927,798 1.28% 10,594,029 4,363,536 41.19% 544,357,763 2.0075%
02.2 MULTIPLE PERIL CROP 51,410,301 6.00% 51,804,139 37,912,468 73.18% 397,004,922 12.9495%
02.3 FEDERAL FLOOD INSURANCE 2,062,020 0.24% 1,997,801 1,395,028 69.83% 149,940,483 1.3752%
02.4 PRIVATE CROP 3,516,550 0.41% 3,516,550 1,861,296 52.93% 20,965,398 16.7731%
04 HOMEOWNERS MULTIPLE PERIL 10,519,490 1.23% 10,404,131 3,142,394 30.20% 7,761,838,919 0.1355%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 113,810,631 13.28% 110,884,135 97,169,136 87.63% 2,801,190,065 4.0629%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 104,641,337 12.21% 102,955,305 73,534,777 71.42% 1,686,070,681 6.2062%
08 OCEAN MARINE 25,557,196 2.98% 24,302,302 20,236,302 83.27% 279,390,980 9.1475%
09 INLAND MARINE 10,722,107 1.25% 10,858,556 7,440,040 68.52% 2,605,146,728 0.4116%
11 MEDICAL PROFESSIONAL LIABILITY 1,838,187 0.21% 1,870,002 -356,095 -19.04% 444,168,341 0.4138%
13 GROUP A AND H 343,433 0.04% 105,262 55,570 52.79% 373,664,553 0.0919%
15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 0 52,597,399
16 WORKERS' COMPENSATION 73,750,717 8.61% 95,726,854 57,216,872 59.77% 12,765,741,989 0.5777%
17.1 OTHER LIABILITY OCCURRENCE 68,519,510 7.99% 66,996,752 45,415,445 67.79% 3,217,065,112 2.1299%
17.2 OTHER LIABILITY CLAIMS MADE 77,079,190 8.99% 79,627,881 151,796,377 190.63% 1,872,514,005 4.1163%
17.3 EXCESS WORKERS' COMPENSATION 89,645,486 10.46% 89,629,624 25,529,956 28.48% 190,785,537 46.9876%
18 PRODUCTS LIABILITY 2,861,722 0.33% 2,780,525 1,107,638 39.84% 245,746,611 1.1645%
19.2 PRIVATE PASSENGER AUTO LIABILITY 8,992,406 1.05% 8,958,084 9,547,134 106.58% 15,424,260,176 0.0583%
19.3 COMMERCIAL AUTO NO-FAULT 7,071 0.00% 72,696 40,975 56.36% 245,615 2.8789%
19.4 COMMERCIAL AUTO LIABILITY 74,657,377 8.71% 73,377,235 56,630,296 77.18% 2,724,495,366 2.7402%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 12,333,932 1.44% 11,900,527 7,070,102 59.41% 11,755,543,284 0.1049%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 15,868,297 1.85% 15,017,787 10,668,235 71.04% 802,620,947 1.9771%
22 AIRCRAFT 10,002,123 1.17% 10,297,556 6,302,226 61.20% 146,474,529 6.8286%
23 FIDELITY 2,356,398 0.27% 2,038,456 2,175,907 106.74% 123,016,295 1.9155%
24 SURETY 74,852,480 8.73% 73,137,255 4,270,132 5.84% 839,984,865 8.9112%
26 BURGLARY & THEFT 1,238,380 0.14% 1,179,592 1,501,809 127.32% 35,578,291 3.4807%
27 BOILER & MACHINERY 1,100,357 0.13% 839,510 103,152 12.29% 118,203,276 0.9309%
28 CREDIT 1,620,675 0.19% 1,433,080 327,359 22.84% 120,407,911 1.3460%
35 TOTALS 857,053,760 100.00% 868,936,086 630,806,925 72.60% 71,049,170,362 1.2063%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
ICW Grp Assets Inc Grp (Group # 922)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
02.1 ALLIED LINES 0 0.00% 0 237 544,357,763
04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 0 7,761,838,919
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 0 0.00% 0 5,157,806 1,686,070,681
09 INLAND MARINE 6,065,389 0.74% 5,027,568 1,089,671 21.67% 2,605,146,728 0.2328%
12 EARTHQUAKE 29,048,708 3.55% 28,755,417 -10 0.00% 1,396,366,358 2.0803%
16 WORKERS' COMPENSATION 765,530,345 93.46% 765,098,847 395,700,683 51.72% 12,765,741,989 5.9968%
17.1 OTHER LIABILITY OCCURRENCE 0 0.00% 0 -1,000,000 3,217,065,112
17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 0 0 1,872,514,005
19.2 PRIVATE PASSENGER AUTO LIABILITY 10,572,960 1.29% 12,814,326 9,408,331 73.42% 15,424,260,176 0.0685%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 7,641,796 0.93% 9,381,073 4,539,481 48.39% 11,755,543,284 0.0650%
22 AIRCRAFT 15,727 0.00% 22,927 0 0.00% 146,474,529 0.0107%
24 SURETY 183,304 0.02% 282,538 -2,154,100 -762.41% 839,984,865 0.0218%
35 TOTALS 819,058,228 100.00% 821,382,695 412,742,099 50.25% 71,049,170,362 1.1528%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
Infinity Prop & Cas Ins Grp (Group # 3495)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
17.2 OTHER LIABILITY CLAIMS MADE 66,272 0.01% 33,332 23,332 70.00% 1,872,514,005 0.0035%
19.2 PRIVATE PASSENGER AUTO LIABILITY 405,571,693 56.32% 406,060,917 252,098,797 62.08% 15,424,260,176 2.6294%
19.4 COMMERCIAL AUTO LIABILITY 58,106,477 8.07% 55,271,405 42,184,136 76.32% 2,724,495,366 2.1327%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 240,387,773 33.38% 240,733,489 157,732,038 65.52% 11,755,543,284 2.0449%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 15,995,485 2.22% 15,352,191 8,414,522 54.81% 802,620,947 1.9929%
35 TOTALS 720,127,700 100.00% 717,451,334 460,452,825 64.18% 71,049,170,362 1.0136%
California Department of Insurance Rate Specialist Bureau - 4/30/2018
CALIFORNIA EARTHQUAKE AUTHORITY (NAIC # 10779)
2017 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concen- Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Share
tration Level By Line
12 EARTHQUAKE 690,221,789 100.00% 650,559,666 -77,903 -0.01% 1,396,366,358 49.4298%
35 TOTALS 690,221,789 100.00% 650,559,666 -77,903 -0.01% 71,049,170,362 0.9715%
California Department of Insurance Rate Specialist Bureau - 4/30/2018