2016 Beneplan HR Workshop - Marijuana in the Workplace and Travel Insurance Legalities - Presented...
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Transcript of 2016 Beneplan HR Workshop - Marijuana in the Workplace and Travel Insurance Legalities - Presented...
Disclaimer
I am a lawyer. But…… nothing in this presentation should be taken as legal advice.Your legal situation is unique.
To obtain legal advice, contact a lawyer. Don’t rely upon the info in this presentation.
Brief History
1920s – Prohibited in Canada2001 – Medical Marijuana Access Program2014 – Marijuana for Medical Purposes
Regulations (MMPR) – “Doctor’s note”2015 – Government commitment to legalize
– R. v. Smith SCC – “alternate forms”2016 – Access to Cannabis for Medical Purposes Regulations (ACMP) – “grow at home”2017 – Legalization legislation to be introduced
CBD the other Cannibidoil
Key ingredient in cannabisNon-psychoactive (unlike THC)Wide range of medical benefits
Medical Marijuana in the Workplace
Treated the same as other prescription drugs
Cannot discriminate based on a disability
Medical marijuana prescribed to treat Disabilities
Employer has a duty to accommodate to the point of undue hardship
Medical Marijuana in the Workplace
Duty to accommodate: • Only to the extent that it will not endanger the
safety of other employees• When impairment is an issue, may need to find
other suitable work to accommodate employee • Runs both ways• Employee may be required to show not
impaired
Questions arising from requirement to be medicated at work
Impairment?Need for an area to smoke joints?
Force use of alternate forms?
Recreational Marijuana in the Workplace
Recreational use not the same as medical
Rules same as for other drugs and alcohol
Policies limiting or banning non-medical use in workplace – must be cautious– French v. Selkin Logging case from B.C.
Safety Sensitive Positions
0 impairment + 0 impact on ability to perform duties
=No basis to reprimand*
Drug Testing
Often not justifiable under the lawNeed evidence of drug problem in
workplace causing danger
Problems with Drug Testing
Urine test which tests for presenceTHC = Fat-soluble
Stays in system for up to 30 days
Health Plan Questions
Who pays for medical marijuana?Will it be covered by insurance? WSIB?Incorporate into collective agreement?
Health Plan Questions
Need to better screen fake medical needs?
Organization challenging prescriptions?
Trip Cancellation Insurance
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Trip Interruption Insurance
Typical Covered Risks
Biggest Misconception
Usually 20 to 50 Covered Risks
If not set out in the policy, not a covered risk
Typical Covered Risks
Emergency Medical Treatment for Sickness or Injury
Early Term Pregnancy ComplicationsLegal Adoption
Death (you, companion, family member, host)
Typical Covered Risks
Delay of scheduled carrier due to weather
Delay of private automobile due to mechanical failure
Delay of connecting carrier
Expenses/Treatments covered:
Hospitalization Bedside Attendance
Return of Family Emergency MedMembers Treatment
Medical BaggageTransportation Return
Exclusions
Pre-Existing Medical ConditionsSelf-Inflicted InjuriesMedical Conditions Related to drugs
How/When Make Claim?
If possible, call insurer to advise of issues prior to making arrangement.
Alternatively, as soon as possible after treatment