2015 RivieraMaya

REAL ESTATEGUIDE

T R A V E L

Exotic, Caribbean getaways, Tropical Paradises, Luxury Real Estate.

For those of us who have the good fortuneto live here in the Riviera Maya, it doesn’tget much better than this.• Situated on theeastern coast of the Yucatan Peninsula, wehave access to some of the most breath-taking beaches anywhere, with world classdiving, sailing, fishing, golfing and don’teven get us started on the nightlife cultureand lifestyle!

Imagine the most spectacular sunrises youcan.• For us it truly was love at first sight.We think you will agree....

Paradise

Who we are....... We are group of Canadian andAmerican Realtors who not only understand theins and outs of Real Estate in Mexico, but moreimportantly how it applies to you as a Canadianor American Citizen.• We take care of all the

behind the scenes work, isthe property legally titled,

can you as a Canadian or American Citizen ownit, etc so your only job is to find the propertythat best fits with your lifestyle and/or invest-ment needs.

Caribbean

RelaxNature

YET while the clear turquoise blue water is the star of the

Riviera Maya, the spotless white powder sand that will

never burn your feet is an extremely strong supporting

cast member. It is the textbook definition of “Paradise”.

DON’T allow the

stars of the program steal the entire spotlight. Present are

countless other reasons why so many Canadians are

relocating or calling the Riviera Maya their home away

from home. This is what motivates us to live here, there’s

hands down no better place!

SITUATED on the eastern coast of the Yucatan Peninsula

precisely between•Cancun and Tulum is Playa del Carmen,

or “Playa” as the locals refer to it. Playa has something for

everyone. A diverse, seductive town that mixes the Mex-

ican flair with a Caribbean mood inspired from cultures

from every part of around the globe. The cultural experi-

ences are copious but what truly makes this city conse-

quently only one of its kind are its people. Anywhere you

set out the locals (who can be from North America,

Europe, and Latin America or yet even Asia ironically) are

extremely welcoming and friendly. You continually get the

sensation you are part of the community.

WE hate to break this to you but,..........the cost of living

is 40% lower than anywhere in Canada or United State,

plus incredible year-round weather, great food, plentiful

golf courses, a budding art community, world-class med-

ical facilities, and an International Airport offering daily

flights to the U.S. and Canada (more than any other

airport in Mexico), Riviera Maya is one of the most livable

areas anywhere for Canadians and Americans. We're just

saying, so why don’t you be the judge for yourself?

For those of us who have the good fortune to live here in the Riviera Maya, it doesn’t get muchbetter than this.• Situated on the eastern coast of theYucatan Peninsula, we have access to some of the mostbreathtaking beaches anywhere, with world class diving,sailing, fishing, golfing and don’t even get us started onthe nightlife culture and lifestyle!

Imagine the most spectacular sunrises you can.• Forus it truly was love at first sight.• We think you willagree....Yet while the clear turquoise blue water is the star of theRiviera Maya, the spotless white powder sand that willnever burn your feet is an extremely strong supportingcast member. It is the textbook definition of “Paradise”.

Don’t allow the stars of the program steal the entirespotlight. Present are countless other reasons why somany Canadians are relocating or calling the Riviera Mayatheir home away from home. This is what motivates us tolive here, there’s hands down no better place!

Situated on the eastern coast of the Yucatan Peninsula precisely between Cancun and Tulum isPlaya del Carmen, or “Playa” as the locals refer to it. Playa has something for everyone. Adiverse, seductive town that mixes the Mexican flair with a Caribbean mood inspired from culturesfrom every part of around the globe. The cultural experiences are copious but what truly makesthis city consequently only one of its kind are its people. Anywhere you set out the locals (whocan be from North America, Europe, and Latin America or yet even Asia ironically) are extremelywelcoming and friendly. You continually get the sensation you are part of the community.

We hate to break this to you but,..........the cost of livingis 40% lower than anywhere in Canada or United State,plus incredible year-round weather, great food, plentifulgolf courses, a budding art community, world-class med-ical facilities, and an International Airport offering dailyflights to the U.S. and Canada (more than any otherairport in Mexico), Riviera Maya is one of the most livableareas anywhere for Canadians and Americans. We're justsaying, so why don’t you be the judge for yourself?

Living Playa del Carmen

Dinner in the Sky is hosted at a table suspended at a height of 45 meters by a team ofprofessionals.

Dinner in The Sky Mexico presents its third stage based on the magical and heavenlyarea of the Riviera Maya, it’s an extreme dining experience that has traveled more than120 cities around the world. Breakfast, lunch, dinner or have a special event to 45 metershigh, while enjoying a spectacular view of the Caribbean Sea is something worth living.The most important words of our brand: SAFETY AND EXCLUSIVE make this anunforgettable experience and completely safe for everyone. The headquarters of Dinnerin the Sky is located in the exclusive Hacienda Tres Rios Resort. This amazing experiencelasts for an hour!

LOCALS GET A SPECIAL DISCOUNT! $199 USD

This awesome experience that you have to live, has a breakfast menu, lunch and dinner,cost varies depending on the meal you decide to buy, regular prices are the following:

$250 USD for Breakfast

$270 USD for lunch

$290 USD for lunch

Dinner in the sky

Cirque du soleil, a must see! Before you start thinking that JOYA is another typicalCirque du Soleil show you can see in other cities, like Las Vegas, think again. JOYA hasmany firsts including being set in a remote location in the Mexican jungle. Duringconstruction of the JOYA site, trees, rare plants and animals were all displaced. To betterpreserve the natural habitat, a wooden walkway leading to the theatre was deliberatelybuilt above ground, allowing animals to pass freely underneath.

Cenotes (pronounced say-no-tays) are naturally occurring sinkholes resulting from thecollapse of limestone bedrock that expose groundwater underneath. The Maya believedthese pools were sacred gateways to the afterlife, their openings representing sacred portalsto a mythical underworld. Everything built around the JOYA theater is meant to give theimpression one is stepping into a large cenote among the mangroves, complete withcrystal-clear water pools, coral rocks, and a magnificent waterfall. Along the wooden pathon the way to theater is the Nektar Bar and Grill.

It’s a place to stop and grab a drink or a bite to eat either before or after the show. However,if you so choose, you can have dinner included with the show in a special reserved section.If you choose the dining package, your experience starts one hour prior to showtime andincludes an edible menu that you can break apart and eat.

Diners also get to experience the “dragon breath” effect, a molecular cuisine creation thatcauses smoke to billow out the guest’s mouth when he or she breathes out. The meal isrounded off with a stunning array of exquisite desserts presented inside a book. The setand theater is set to a “naturalium”, a library of sorts where books set the stage for thestory that unfolds. It seems that Cirque is at a turning point with this show. Instead ofcreating new amazing spectacles, this one is an intimate experience that engages allyour senses. Considering the new Cirque du Soleil theme park is breaking ground youshould get tickets now!

Entertainment

Why Riviera MayaOver the past 3 years, property values inPlaya Del Carmen• have been growing. ThePlaya del Carmen property market hasbecome filled with primary property such ascondos and villas. Even though we have seensome phenomonical growth, demand still out-strips supply here. There are people movinghere from all over the world. For the informedconsumer, property is still a great investmentin the Riviera Maya.

Are a few facts which indicate the value ofgetting Mexico land in Playa del Carmen. For 7of the last 10 years,•Playa del Carmen hasbeen the fastest growing city in LatinAmerica. There are new subdivisions, newstores, new shopping centers and growing de-mand for new houses. Investors have the op-portunity to take benefit of this growth,creating homes, commercial development or acommercial-condo combination, with a growingmarketplace to support this addition, the Econ-omy is Diversifying. While tourism is powerfuland growing, the Municipal government hasalso begun to focus on attracting diversity inlarge-scale investment, such as higher educa-tion institutions. This means that the growthseen now will continue to be healthy, and withthe sort of investment sought, Playa del Car-men’s way of life atmosphere will remain re-laxed, with a boost in pleasant neighborhoods.For investors, it is critical to know that thegrowth is becoming planned, investment will beincreasing, and that the City’s atmosphere isgiven high priority.

The Riviera Maya has retained a healthy appre-ciation rate. If you are contemplating gettingin, consider the possibility of real estate invest-ment, such as condos and villas have been

“Mexican Health Care Is Excellent and

Affordable”Because health care expenses are rising by sufficient motivating aspect for most. Instaggering amounts in the United States, a accordance to the National Coalition on Healthgrowing number of citizens are looking Care more than 12 trillion dollars has beeninternationally to discover quality medical spent by US people for the previous 7 yearsservices for more sensible costs. Due to on just health care, however in contrast withpotential cost savings of up to 60 to 70% on additional states anywhere services are amedical treatments performed abroad, great deal less expensive the NCHC reportsAmericans have begun to merge dental work, that Americans are no further satisfied norcosmetic procedures, or specialized surgeries think they receive superior service.with holiday time plus in a number of cases Quality has been the foremost concern whilewith enough of cash left over to bring the getting medical attention abroad. Variousentire family.

México has been an accepted getaway forthose seeking respite from astronomical UShealth costs and prescription medicalexpenses since the 1960's, considering overthe last decade medical tourism•has a multi-billion dollar international industry. In recentyears Mexico has realized the capability in themarket they pose to US citizens looking formedical services abroad. The combinationof Mexico's rich civilization, mild climate,idyllic beaches along its highly regardedhospitals also medical professionals, as well itsproximity to the US, has appealing tonumerous Americans in search of medicalservices.

The advantages of medical tourism areextremely eye-catching. Price alone has

hospitals in Mexico boast global accreditationsand furthermore it has been customary thatmedical professionals and specialists studyotherwise practice for years within the Europeor US. Also, insurance agencies are starting toconsider medical tourism as well, lured withthe appraised value of attention providedoverseas, and some organizations have begunidentifying explicit international hospitals andclinics as permitted and approved providers.

For American in Playa del Carmen

(An extension of the Consulate in Merida)

"The Palapa" Calle 1 Sur, entreAvenida 15 y Avenida 20 Playa delCarmen, Quintana Roo C.P. 77710

Phone: (52)(984) 873-0303Fax: (52)(984) 873-0

Emergency Cell: (52)(1) (984)807-8355481

E-mail: playausca@gmail.comConsular Agent:•Samantha Mason

Emergency Contact

During Office Hours AmericansU.S. Citizen Services is a unit of the Consulate. TwoAmerican consular officers and eleven Mexican employ-ees assist Americans in Chihuahua in all matters involv-ing protective services for Americans abroad, includingarrests, death cases, financial or medical emergencies,and welfare and whereabouts inquiries. The office alsodistributes Travel Warnings, Public Announcements andConsular Information Sheets issued by the U.S. Depart-ment of State and provides guidance on nationality andcitizenship determination, document issuance, judicialand notarial services, estates and property claims, anddisaster assistance.

Day Phone:•(656) 227-3411, if calling from theU.S.dial 011 52 first.(This phone number is NOT for visa information)

For emergencies involving U.S. citizens duringwork hours, please use this phone number tocontact us.

E-mail:•cdjamericancitizens@state.gov

For Canadians in Playa del Carmen

Plaza Paraíso Caribe, Modulo C,Planta 2, Oficina C21 – 24, Av. 10Sur entre Calle 3 y 5 Sur, M-35,

Lote 1, Colonia Centro, 77710 Pla-ya del Carmen, Q. Roo, México

Tel.: (984) 803-2411Emergency toll-free to Ottawa:

001-800-514-0129Fax: 52 (984) 803-2665

E-Mail: crmen@international.gc.caEmergency Contact

During Office Hours Canadians

Should you require emergency consular assis-tance, please dial the numbers below.The Embassy at (55) 5724-7900 in the greaterMexico City areaIf you're outside Mexico City, you be able to reachthe consular section by dialing 01-800-706-2900.This toll free of charge number is availableall over the entire country, 24 hours a day, 7 daysa week, and is reserved precisely for emergencyphone calls concerning Canadian citizens. Pleasenote that no immigration related calls will beanswered at these numbers.

*IMPORTANT* THE CONSULAR SECTION IS UNABLE TO

ANSWER ENQUIRIES ABOUT CANADIAN OR UNITED

STATES IMMIGRATION. YOU SHOULD THEREFORE CON-

TACT THE EMBASSY'S IMMIGRATION SECTION BY FAX OR

EMAIL ONLY.

Consular Agency in Playa del Carmen

Health has been a number 1priority in individuals relo-cating to Mexico. The Rivi-era Maya• particularly forforeigners typically have to gothrough a cycle of physical ad-justment in Mexico, seeing asgeneral standards ofsanitation• frequently leavemuch to be preferred, and plusdue to the reality that herethere are various kinds of bac-teria’s that your body will beintroduced to and will have todevelop• immunity to. In order

to be fully up to date and on top of the best health methods, hospitals, and medical professionalsin Mexico, the MedToGo book is the perfect handbook.

Riviera Maya•offers numerous parks of the subject is that there is no need pharmacies do not have skilled phar-plus a few close by get-away choices to press the panic button. In truth macists on staff, it is imperative thatfor weekends, among the beach or Mexico has a number of incredibly a medical professional is consultedspas and natural springs. There are well operated hospitals with excellent for a prescription and that any pre-as well many quality sports clubs care, and additionally at significantly scription is been translated into Eng-and fitness centers in Cancun and lower cost. Take a peek in our insur- lish to steer clear of problems.Playa del Carmen. Costs differ how- ance segment for additional informa- Hospitalsever are normally on the higher side. tion.Talk a physician before undertaking a National Coveragefitness routine.

Insurance· While  Mexico  has  extremelyuseful physicians and doctors theycharge significantly less than US orEuropean doctors. An appointmentcan cost as little as $30 to $50 USD.Clinics operate under exceptionalconditions in all major towns, andparticularly in• Cancun and Playadel Carmen. Still ultimately the well-being and safety of your family relieson good medical and health insur-ance.

Health and Medical Care· When it comes to health careand medical in Mexico, lots of expa-triates have their fears and theirdoubts. Coming from internationallocations with some of the finest hos-pitals and health care in the world,mostly unfamiliar expatriates withwhat to expect in Mexico. The reality

· The first and mainly most basic option for foreigners residing inMexico that hold a FM2 otherwiseFM3 visa is the IMSS national healthinsurance program that provides ser-vices including a trip to the doctorsclinic, hospital expenses (coveringminor sickness and injuries) as wellintensive care facilities. The protec-tion merely costs US$225 per annum.It requires up to 6 to 9 months for thecoverage to acquire. Nonetheless youdo not have a selection of physicians,as the IMSS program has its ownphysicians.

Pharmacies· Although  one  might  discovermore or less all types of medicine inMexico, the identical medicine ismoderately less expensive in Mexicothan in the U.S or Europe, and fre-quently a prescription is not neces-sary. Although since many

· In terms of hospitals, the Riviera Maya has been one of the mostimportant expansions of locations inMexico, with an extraordinary evolu-tion. Capable of all types of serviceswith the maximum quality equip-ment, not only for tourism but formany foreigners and nationalswho've found a home town in thisparadise. Hospiten Riviera Maya•islocated on the Federal Highway nextto the second entrance to Playacar inPlaya del Carmen. This is the seconddivision the private health care groupHospiten has in Mexico, the 1st islocated in Cancun. Together withmore than thirty seven year’s experi-ence and caring for more than500,000 citizens from every part ofthe world yearly, the HospitenGroup•continues its commitment toproviding high quality health care tothe tourists, and residents of Quinta-na Roo.

They're a no-kill animal•shelter

devoted to rescuing and finding

everlasting families for wounded

and abandoned dogs and cats.

Their shelter is located in Playa

del Carmen, heart of the Riviera Maya in Mexico.

They concentrate on dogs, however have also opened

their hearts to some needy cats.

A nonprofit company with a no kill policy, devoted to

reducing the cat populace in Playa del Carmen,

Mexico. They accomplish this via our TNR (trap

spay/neuter and return) program for untamed cats,

and our rescue, treat, spay/neuter, and

tame program for kittens under 3 months. They

intend to locate a permanent loving and caring home

for all the rescued kittens in their care.

Angel Notion• is the only• medical non-profit

clinic•positioned in the•Playa del Carmen area, Quin-

tana Roo, Mexico. They assist the deprived in the

communities all along the•Mayan Riviera•with medical

care, surgical procedures, education, plus dental care,

along with various specialties and alternative medi-

cines. They have provided heart surgery for almost

two hundred kids, provided cleft palate surgery for

over one hundred children, and tested thousands for

diabetes.

Peanut Pet Shelter Playa del Carmen Cat Rescue in Playa Del Carmen

Angel Notion Playa del Carmen

PGA Tour Volunteer Riviera Maya

Starting from the sandy shoreline of the Mexican

Caribbean, in lieu of an entire population and a

charming way of life, Mexico's Only•PGA TOUR Event

will once yet again capture the international limelight

in a way that only the uppermost level of golf compe-

tition can. Will be held every February, the Mayakoba

Golf Classic will be executed in Playa del Carmen at

El Camaleon Golf Club at Mayakoba, only forty

minutes south of Cancun.

The Mexican Constitution regulates the ownership of land and declares that ...within a zone of 100kilometers from the border or 50 kilometers from the coast, a foreigner cannot acquire the directownership of the land. These areas are known as Restricted or Prohibited Zones. However, the latestMexican Foreign Investment Law, which was ratified on December 28, 1993, allows a foreigner orforeign corporation to obtain the rights of ownership through a fiduciary trust known as Fidelicomiso,the equivalent of a US beneficiary trust.

The bank becomes the legal owner of the property for the exclusive use of the buyer/beneficiary whohas all the benefits of a direct owner, including the possibility of leasing or transferring his/her propertyrights to a third party or to a pre-appointed heir.During this period, the foreigner is considered to be aMexican National. The trustee is responsible to thebuyer/beneficiary to ensure precise fulfillment of thetrust, according to Mexican Law. It assumes fulltechnical, legal and administrative supervision inorder to protect the interests of thebuyer/beneficiary. Fideicomisos are not held by thetrustee as an asset of the bank. For practical purpos-es, even in unrestricted zones, many foreigners andeven Mexican Nationals prefer to place their propertyunder a Fideicomiso.

Most real estate transactions are opened after awritten purchase offer is accepted by the seller andwhen a purchase-sale agreement (promissory con-tract) is signed by both parties. In most cases, adeposit is required by the broker in order to transmitthe offer to the seller. If the transaction is being conducted directly with the seller, it is highlyrecommended that a real estate broker or a lawyer be consulted before signing any papers orexchanging any money.

Normally, when signing the escritura or official deed, which needs to be certified by a Notario Publico(notary public), the balance is paid and the property is delivered. This should not take more than 45days. In certain resort areas, the custom of using "escrows" is being implemented.

Based on a present tariff, the bank charges the personrequesting a Fidecomiso an initial fee (approximately $800CAD) for the drawing up the agreement and the trust, plusa percentage depending on the value of the property. Inaddition the bank charges an annual fee (again, dependingon the value of the property) to cover its services as a trustee.

Trust and Corporations Riviera Maya

"Fideicomiso" or Bank Trust

"A certificate of no liens" from the Public PropertyRegistry based on a complete title search.

An appraisal of the property for tax purposes.

In a word, protection.

Real Estate in Mexico is not like Canada or US. •The easiest way to level the playing

field is to hire experts who know how transactions in Mexico affect both you as a

foreigner, and your legal standing in Canada or US.• Did you know that you may be

required to pay taxes on income in Mexico in Canada, or you may not, it all depends

on how the deal is structured.• That is where American Realty

comes in.

Transactions in Mexico are not as transparent as they are back home.• This goes for

both the specific transaction and the ways things are done in general.• No matter

how experienced the investor back home, without a full understanding of things in

Mexico costly mistakes can, and often do, happen.• There are many pitfalls that we

have seen over the years here that sometimes do not show up until many years later

when the property is being sold.• Imagine purchasing a property today, seeing it

appreciate year after year, then selling it for a huge profit only to have to pay the

entire gain in taxes or penalties because the setting up of the deal was done

incorrectly.• This level of risk is simply unacceptable.• As they say in Mexico, the

cheap way today will cost you dearly tomorrow.

Investors who have made incredible gains over the last few years in this market know that hiring experts is the best

way to assure that security of their investment.

With the explosion of the Real Estate market in the Riviera Maya over the last few years agents have been in the

enviable position of having more demand than the market can supply.• This has fostered an environment of closing

deals with no long term outlook.• There was no need.• Close a deal today and a new client would walk in tomorrow.

All of the parties involved in the process from the Agent (s), to the Attorney (s) to the Notary in Mexico simply aim to

close the transaction and charge their fee.• To some extent this could be said of the banks as well.• We differ in one

very important aspect, we view the process differently.• •By understanding that Foreigners are our clients today and

will be our clients tomorrow we know that the most important thing we have is our reputation.• Yes it is a lot more

work to do things correctly, but we have the responsibility to make sure that our client is protected at every turn.• Our

clients are protected, their assets are more valuable, and they have an exit strategy if they ever want to sell in the

future.• We think that this is the reason that 80% of our clients come from repeat and referrals.

Why you need Representation?

A Broker’s job does not end at closing.• After the sale and the closing is when the most impor-tant part of the transaction actually happens, making sure that the property is legally registeredand recorded in the name of the new buyer.• There is a system in place in Mexico to make surethat it happens, but that system is by no means full proof. •After hundreds of transactions wecan say that there has never been a transaction that was not fully recorded on our watch.

1. You get the best deal. Unlike Canada orUS, “Comps” are not publically available.• There isno MLS system either, so how does a buyer knowthey are getting a good deal?• Hiring a true marketexpert is how!

Because we have a group of companies that includea construction and property rental company, we areable to cross reference data among all three, alongwith our own Real Estate network we are able toinspect a property to see if it is well built, and givea realistic idea for the rental income of the proper-ty.• All of this data goes into the assessment of thevaluation done before closing and it is how a trueprofessional is differentiated from the rest of themarket.

Because of our local knowledge, market awarenessand access to information, we can match yourneeds and wants, to what is really out there in themarket.• Then we negotiate the best price, on thebest property based on real information.

2. We Represent You. Not the seller, not thenotary, not the Government, not the bank.• YOU!We negotiate on your behalf.• We work on gettingyou the best deal.• You are our concern in thetransaction and every action we take has that inmind.

3. Due Diligence. After so many transactions,we are very familiar with the detailed process ofhow to examine properties.• Unscrupulous Realtorsadvertise properties that do not exist because theyare in the bait and switch business.• The internetallows people to open Real Estate companies withnothing more than a website and a phone line andno legal standing.• Just because something existsonline, does not mean it’s true.• True work is stilldone on the ground.• Protecting our clients is ourfull time job and we take it seriously.• Don’t pay forsomebody’s learning curve at your expense, con-tract somebody who knows.

4. Proof of Legality. Just because you see aproperty online or even in person, does not mean ithas a clear, transferable title.• As a Foreigner inMexico you should know that there are 3 differenttypes of “title” only one of which you can legallyacquire.• •Knowing the legalities behind each type ofproperty, and how that relates to you, is vital tounderstanding the best way to acquire it.

5. NAFTA Experts.• NAFTA gives you rights inMexico.• No other Latin American Country is amember of NAFTA, and no other Latin Americaneconomy is tied to North American as tightly asMexico is.• Understanding this agreement, and howas a foreigner it benefits you, is so important, butso overlooked that most companies do not evenmention it.• The Mexican Government has made itvery easy for you to invest.• Once an investorknows the rules, the investment is completely se-cure.• That is why Scotiabank is now the largestbank in all of Mexico and Latin America.

6. Tax implications / Exit strategy.• All suc-cessful projects start with a clear exit strategy.Taxes and fiscal planning is vital to knowing how tomake money in the future.• We turn your lifestylechoice into an investment.

7. Communication.• We not only can talk toyou in your native tongue, but we can translate theterms and conditions of the contracts and transac-tions into language you are familiar with.

8. Results. Our track record speaks for itself.Google us.• Check with the Embassy.• There hasnever been one bad critique of our company in anytransaction because we do exactly what we say weare going to do.

There are many reasons why you need representation in the buying process.

Here are the top 8.

www.american-development.com

Paradise Lost has now been found

Introducing “All-Inclusive”Pricing

Playa del Carmen, México

2 Bd Condos startingat

$80,000●Full titled ownership - not

timeshare!

●Gated Community

●All furnishings and appliances

included

●No hidden fees or surprises

●Brand new with warranty

Purchasing a property in a country with differentlaws and practices can be confusing, even over-whelming. For years non-Mexicans were expect-ed to figure out everything on their own, onlyfinding out much later that things were doneincorrectly and paying the consequences for it.

American Realty has taken a new innovativeapproach with our “All-Inclusive Pricing.”

What does that mean? Simply put, the priceyou see on the website is the price you pay. Thatis it. No hidden costs.

So… what does this ‘inclusive” price include?

Your All-InclusivePrice includes:

●Custom Kitchen designedjust for you with Granite orMarble Countertops andyour choice of cabinetsand appliances

●Custom Closets built outwith local hardwood.

●Fully upgraded bathroomswith your choice of cabi-nets

●Custom interior paint

●ALL furnishings - customdesigned to your taste

●Upgraded Electricity Out-put This is something wehave found is necessary forthe high efficiency ACunits (see below).

●High Efficiency Air Condi-tioner Units

●Professional Landscaping

ALL Closing Costs

The Bank Trust - or Fideicomiso,plus:

●Municipal Fees

● Local Taxes

● Property Taxes

● Acquisition Tax

● Transfer Tax.

● Notary Fees

● Public Registry Fees

● Certificate of No Liens

● Certificate of no debt from the munici-pality

● Certificate of no debt from the StateGovernment

● Land Recording Office Fees

● Electricity Transfer Documents

●Water/ Sewer Transfer Documents

● Escrow Fees

FurnitureThis price includes a full furniture package - all put

together with the help of our interior designer.

Turn KeyThese are delivered turn-key and ready to go.Ready to move in… or rentout - your choice!

●Flat screen TV (Living Room)

●Couch

●Beds & Bed frames

●Dining Room Tables & Chairs

●Dressers

●Pillows & Pillowcases

●Sheets

●Appliances

●Wall Art

●Curtains and/or Blinds

●Shower Curtains

●Bathroom Accessories

●Lamps

●Ceiling Fans