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Transcript of 2014 Spring Bulletin
SPRING ISSUE 2014VOL. 46, NO. 2
Bulletin
www.davislaboratory.com | Call (800) 253-9227
• Fast and simple titration
• Increased adjustment range
• Easier to wear, clean and adjust
DSG provides leading sleep appliances to help dentists
succeed in treating OSA.
Now providing the NEW SomnoDent G2
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 1
Contents
President’s Message ..................................................................................................... 2
Editor’s Thoughts ........................................................................................................ 4
Trustee Report ............................................................................................................. 6
Tooth Time 2014 ......................................................................................................... 8
MDA Announces LEAD – New Program to Develop Future Leaders .....................14
Dental Professionals: A Prescription for Your Financial Health ..............................18
2014-2015 WMDDS Continuing Education Programs ............................................20
Cash Balance Plans: What are They and Who Do They Really Work For? .............22
Technically Speaking ...................................................................................................24
Classified Ads ...............................................................................................................26
Advertiser Index ...........................................................................................................27
About the Cover
WMDDS 2014 Tooth Time event, Grand Rapids Children’s Museum
Photo by Dr. David Huyser
Mission StatementThe Bulletin is the newsletter of the WMDDS and its mission is to inform the membership of
upcoming and recent events, state & local issues related to dentistry, and as a forum for its officers,
representatives, and members to discuss appropriate topics of interest to the membership.
Communication & Advertising PolicyThe Bulletin will publish submitted articles from members and others that relate to the practice of
dentistry, small business, social, or political issues affecting dentists, or other subjects of interest to
the membership. All published items are subject to space restrictions and the community standards
of the WMDDS. The editors reserve the right to reject any article or advertisement deemed
inappropriate and to edit submissions as they see fit.
Submission & Publication Policy: Articles and advertisements must be submitted no later
than the 1st of the month preceding publication date. The Bulletin has six publications: the
winter issue, spring issue, summer issue, directory issue, fall issue, holiday issue. Direct
submissions or correspondences to:
Dr. Jeffrey S. Smith • 3050 Ivanrest SW, Suite B • Grandville, MI 49418
Phone: 616.531.1554 FAX 616.531.6947 • Email: [email protected]
Include “Newsletter” in the subject line
Editor Dr. Jeff Smith
Associate Editors Dr. Seth Vruggink Dr. Derek Draft Dr. David Huyser Dr. Brian Licari
Advertising Editor Elaine Fleming Executive Secretary WMDDS 511-F Waters Building Grand Rapids, MI 49503 (616) 234-5605 [email protected]
West Michigan District Dental Society Executive Board 2013-2014 President Dr. Margaret Gingrich President-Elect Dr. Samuel Bander Vice President Dr. Steve Conlon Secretary-Treasurer Dr. Kathleen Ellsworth Editor Dr. Jeff Smith Immediate Past President
Dr. Tyler Wolf
Directors Dr. Leonard Bartoszewicz Dr. Brian Mulder Dr. Lathe MillerArea Representatives
Kent County Dr. Kathryn Swan Ionia-Montcalm
Dr. John O’Donald
County Mecosta County Dr. Erick Perroud Ottawa County Dr. Kevin Rebhan
MDA IV District Dr. Brian Cilla Trustees Dr. Colette Smiley
Big Rapids Dental Study Club OfficersPresident Dr. Erick Perroud Vice President Dr. Christa SternSecretary Dr. Christa SternTreasurer Dr. Erick Perroud
Holland-Zeeland Dental Society OfficersPresident Dr. Meredith Smedley Treasurer Secretary Immediate Past President
Ionia-Montcalm Dental Study Club OfficersPresident Treasurer Dr. Kirkwood Faber
Kent County Dental Society OfficersPresident Dr. Michael Palaszek Vice President Dr. Kathryn Swan Secretary Dr. James PappTreasurer Dr. Kathleen Eisin
West Michigan Dental Foundation OfficersPresident Mrs. Wendy Mc Ginnis Vice President Dr. Michael Palaszek Secretary Mrs. Dawn Kamyszek Treasurer Mr. Joe Van Laan
The Bulletin of the West Michigan Dental Society is published six times a year (the winter issue, spring issue, summer issue, directory issue, fall issue, and holiday issue). The opinions expressed in The Bulletin are not necessarily the opinions of the West Michigan District Dental Society.
Contributions to The Bulletin are welcome and should be addressed to The Bulletin Editor, 3050 Ivanrest SW, Suite B, Grandville, MI 49418. Requests for purchase of advertising space should be directed to the Advertising Editor, Elaine Fleming, (616) 234-5605. The deadline is the 1st of the month prior to publication.
© 2013-2014 West Michigan District Dental Society Bulletinwww.davislaboratory.com | Call (800) 253-9227
• Fast and simple titration
• Increased adjustment range
• Easier to wear, clean and adjust
DSG provides leading sleep appliances to help dentists
succeed in treating OSA.
Now providing the NEW SomnoDent G2
ith the hope of spring warmth just around the
corner, have you given any consideration to
what you might be doing in two months? Has
the thought of being a MOM volunteer on any of the days
spanning May 29–June 1, 2014 crossed your mind? I am very
excited to share this great opportunity with you! There is a
board of over 40 people working hard, to make volunteer-
ing an opportunity available just outside our back door. If
you have never donated your dental services, this might be a
great way to start. Giving of our services in other states can be
complicated by infrastructure, licensure and insurance issues.
With the Mission of Mercy, the event is set up and ready to go.
All that is necessary is your time and enthusiasm to give back.
I guarantee if you volunteer, you will get more in return than
the patients will ever receive in care. After participating in mis-
sions I am often asked, “Why do you volunteer?” My response
is, “Just go and you will see. There are no words to express the
feeling!” So, if you are not busy the weekend after Memorial
Day, come to Big Rapids and be a MOM Volunteer with
me. To sign up, go to www.smilemichigan.com/foundation.
A copy of the patient recruitment flier can be found on the
following page in this Bulletin. Please feel free to make copies
and hand them out to potential patients, or post them in areas
where you want to recruit.
It is now that time of year when the officers and other
members of the WMDDS Board step down from, or move
up to their next post. So as they say, “Out with the old and in
with the new!” This will be my last article as West Michigan
District Dental Society President. As I look back on the year,
it has been a very productive one. WMDDS has hosted four
successful CE courses at Frederik Meijer Gardens & Sculpture
Park, with another four planned for 2014-2015. The New
Dentist Forum has been very active, and has seen increased
attendance at their scheduled events. The Public Relations
committee and Tooth Time Task Force also sponsored activi-
ties this year. Each month The Grand Rapids Press runs an
article on dental issues brought to the public by the WMDDS.
Last, and certainly not least, planning for the MOM event has
kept us all busy. None of this could have been accomplished
without the help of our Executive Secretary, Elaine Fleming
and my Board. I would like to say “Thanks” to all of them.
Without their help, the WMDDS would not be the force that
it is in the dental community.
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 20142
P R E S I D E N T ’ S M E S S A G E
Do You Want to MOM for the Weekend?By Margaret Gingrich, DDS, WMDDS President
W
Procedures Provided to Adults & Children Fillings, extractions, limited root canals, replacements (up to 6 teeth) and cleanings will be provided based on priority needed!• NOT able to provide bridges, crowns, dentures, implants,
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WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 20144
o, this is not the actual title of the famous Bob
Dylan song, but the gist of this editorial may not be
too far off from what Bob was singing about almost
50 years ago (wow, does that make me feel old!). Dentistry is
going through yet another metamorphosis. This time, it is the
result of a combination of the ever-increasing rate of technol-
ogy, and economic factors which have been coming to a head
since about the same time that Dylan penned his song.
Medicine is introducing a new paradigm known as “per-
sonalized medicine.” It is largely born out of the necessity to
save costs by eliminating overtreatment, and perhaps avoid-
ing treatment in cases where such treatment would very likely
be ineffective. The fact is, the healthcare system (i.e. govern-
ment agencies, insurance companies, and healthcare provid-
ers) is trying to cut costs (i.e. slowly going broke), and what
few health care dollars there are out there cannot be spent
with the same reckless abandon that they may have some-
times been in the past.
While the Affordable Healthcare Act (i.e., Obamacare) is
far from being completely implemented, and there are provi-
sions in the law that will cover some dental benefits for some
individuals, that is a topic for another article. You ask then,
well how does all of this directly impact us as dentists?
For as long as all of us can remember, it has been recom-
mended that the ideal interval for dental checkups and clean-
ings is once every six months for the maintenance of good oral
health. We all know that in most cases this model has served
the American population well. We also know that some of our
patients have certain risk factors such as smoking, diabetes,
xerostomia, poor homecare, and genetic predispositions that
The Times, They Are A Changin’, AgainBy Dr. Jeff Smith, WMDDS Editor
E D I T O R ’ S T H O U G H T S
make them more susceptible to periodontal disease (and its
systemic effects), as well as caries. All of these risk factors have
been proven to lead to greater tooth loss in patients who have
one or more of them, than in individuals who don’t. So the
logic from all of this is: Can patients with few or no risk fac-
tors be maintained adequately on a longer (specifically a one
year) recall schedule? Imagine the supposed cost savings real-
ized by insurance companies when maintenance costs are cut
in half for this “healthier” subset of the patient population.
A recent University of Michigan study published in the
Journal of Dental Research 92(8):694-701, 2013 has attempted
to answer the question regarding tooth loss frequency in high-
and low-risk factor populations who came in for either one
or two preventative visits per year. The 5117 participants used
in this study were all under the same dental plan of a large
national insurer, and predominantly Caucasian. In order to
qualify for the study, they had to have at least 15 years of claim
data, be between 34- to 55-years-old at the beginning of the
study, have no previous diagnosis of periodontitis, and had to
receive regular preventative dental care over the course of the
study. Patients were classified as high risk if they smoked, had
diabetes, and/or an interleukin-1 phenotype (a genetic mark-
er for inflammation, which can be tested in the office with a
cheek swab, which is then sent in for analysis). If a patient
had none of these risk factors, then they were put into the low
risk group. The conclusions from the study were: First, that 6-
month recall intervals resulted in less tooth loss than annual
recalls in the high risk group. Second, the frequency of tooth
loss went up as the number of risk factors increased within
high risk individuals. Third, and probably most important/
controversial, there was no significant difference in tooth loss
in the low risk population regardless of whether they saw their
dentist every 6 or 12 months for preventative care.
While the authors of this paper were very forthright in
their discussion of its limitations, one has to wonder how
close the population used in the study actually mirrors the
general population. One could argue that there was some
“cherry picking” going on, as anyone with a diagnosis of peri-
odontal disease was excluded. Was this population much less
likely to lose teeth to periodontitis over time than usual? In
some cases, untreated periodontal disease can go on for more
than 16 years before the loss of teeth, which was the length of
N
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 5
E D I T O R ’ S T H O U G H T S
this study. Because information taken from a dental insurance
database does not include data on patient homecare, exposure
to high dietary sugar intake, or xerostomia (which is becom-
ing more prevalent as our population takes more medications
which have this side effect), it is impossible to determine
whether the tooth loss which occurred was the result of peri-
odontal disease or caries. One must also consider that as our
patients age, they may fall into and out of certain risk factors
(i.e. sugar intake, smoking, oral hygiene, A1c number, and/
or medication). This being the case, should we tailor the
frequency of our patient’s preventative care each time we see
them based on whatever metrics are being used to determine
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“high risk” patients? And if we do, how are we supposed to
document these risk factors on dental insurance claim forms
so that our patients get the preventative care that they need?
Keep your ears to the ground. The results of this study are
currently being investigated and debated at the national level.
Insurance carriers will be closely monitoring the fallout from
these investigations, so that they can determine their policies
regarding patient coverage. And unfortunately, as we know
all too well, in the minds of some of our patients, if insurance
doesn’t cover it, then they don’t need it. Yep, the times, they
are a changin’.
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 20146
am leading off with LEAD! The Michigan Dental
Association is looking for leaders and invites you
to be part of LEAD: Leadership Exploration and
Development. LEAD is an 18-month pilot program designed
to develop and enhance leadership and volunteering skills.
To learn more and request an application, call Josh Lord at
800-589-2632 or visit smilemichigan.com/LEADprogram. It
takes time to develop as a leader – but it is time well spent
when you consider the impact you can have on your practice,
on your future, and on your profession.
Ensuring sustainable membership, leadership and engaged
volunteerism is important in any group or organization. The
MDA understands the impact of the graying of the profession,
the growth of large group practice settings, the shifting of
consumer attitudes toward oral health care, and the implica-
tions of the changing expectations of today’s professionals on
membership. The MDA Board has directed the Membership
Advisory Committee to develop a strategic response to some
specific targets – new dentists, ethnic minority dentists, and
employees of large group practices. Membership initiatives
will include developing and implementing programs to help
these targets achieve success with their professional goals.
As trustee, I recently had the opportunity to spend an
evening with an upbeat and engaged group – the New Dentist
Forum. This gray-haired girl received a warm welcome and
heard an amazing presentation by Dr. Betsy Bakeman. I
would strongly encourage WMDDS members under the age
of 40 or in practice less than ten years to attend the next NDF
event on May 8 at Pietro’s. The New Dentist Forum is fun, full
of camaraderie, and offers a great way to connect and discover
what’s happening. Thanks to Drs. Aaron Clark and Matt Lieto
for their leadership!
West Michigan member dentists routinely take the lead
in their own communities helping patients in need, and I
hope to see many of you at the MDA Mission of Mercy, May
29–June 1 at Ferris State University in Big Rapids. Whether
you are interested in providing clinical care or not, there
are numerous opportunities for you to volunteer. MOM
is divided into several departments, with each department
needing various types of volunteers. WMDDS members Drs.
Margaret Gingrich, Veronica Hamilton, Scott Hodges, Dave
Hosking, Paul Korte, and dental student Zach Breen (son of
member Randy Breen) have all stepped up to take leadership
positions ensuring the success of this year’s MOM. For more
information and to register, please visit smilemichigan.com/
foundation/MissionofMercy.
Sustained access to dental care is not addressed by a one-
weekend event. Healthy Kids Dental, a public-private part-
nership between the Michigan Department of Community
Health and Delta Dental of Michigan, improves access to care
for Medicaid-enrolled children by improving provider reim-
bursement rates. In the counties that currently have Healthy
Kids Dental, more than 80% of dentists participate, while less
than one quarter participate with traditional Medicaid.
Governor Snyder has issued his budget recommenda-
tions for 2015 and included in his recommendations is $15.7
million to expand Healthy Kids Dental to Kalamazoo and
Macomb counties. If this recommendation is adopted by the
legislature, Kent, Oakland, and Wayne would be the only
counties left that are not participants in HKD. Children living
in WMDDS counties Ionia, Mecosta, Montcalm, and Ottawa
have existing HKD coverage.
West Michigan takes center stage April 30–May 3 when
the MDA’s Annual Session returns to DeVos Hall in Grand
Rapids. The latest dental products, services, and techniques,
plus many MDA Annual Session show specials and great con-
tinuing education will be right in your own backyard. Make
an effort to take advantage of this opportunity.
Annual Session is also the time for the installation of a
new MDA President. I would like to give special recognition
to West Michigan member and outgoing MDA president Dr.
Norm Palm. Norm has led the Michigan Dental Association
I
T R U S T E E R E P O R T
Spring 2014 UpdateBy Dr. Colette Smiley, MDA Trustee
this past year with vision and wisdom. The next time you see
or speak with Norm, be sure to thank him for the work he has
done on behalf of our profession.
I thank you for the privilege of being your Trustee. Please
be in contact with any concerns or comments you may have,
or if there is any way I can assist you. I can be reached at
616.560.1104 or [email protected].
T R U S T E E R E P O R T
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 7
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WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 20148
fter a winter like this, you may not think of thanking
Mother Nature, but thank her we did. For all of the
snow we have been forced to endure this winter, she
only sent a trace of snow on those two days in early February
when Tooth Time 2014 invaded the Grand Rapids Children’s
Museum. The cold was bitter but the energy of those young
people scurrying around the museum kept it at bay. There
was fun to be had, an oh yes, something about caring for
teeth means making good choices about food and keeping
them clean.
Tooth Time is a local Children’s Dental Health Month
event supported by the WMDDS, the West Michigan Dental
Foundation, and Give Kids A Smile. The Grand Rapids
Children’s Museum has hosted the event for many years,
and the child-centered environment enhances our ability to
‘reach’ the children with our message. Distributed throughout
the museum are several stations where interactive learning
opportunities are disguised as playtime. As the children move
through the museum, they visit the many hands-on exhibits
that are part of the museum as well as our stations in a mish-
mash order. They don’t see it as a ‘museum’ or ‘Tooth Time’
but rather as one good time after another. Because of this
and the carnival-like atmosphere present at the museum, the
children seem more reception to the message.
After the children visit each station, they are given a goodie
bag containing a toothbrush, tooth paste, floss, a sand timer
and a sugar-free lollipop to reinforce the message that caring
for their teeth means making good food choices and brushing
and flossing.
The work of many people and several organizations con-
tribute to the success of Tooth Time – thank you to these
people and organizations, and especially the Tooth Time task
force and other dentist volunteers. I would also like to thank
the many, many GRCC dental assisting students and numer-
ous GVSU pre-dental and other students. Without them, this
event could never happen.
The numbers: Thursday evening attendance – 267, Friday
attendance was 1,034.
We had a GREAT time and would like you to know that we
would love to have you join us next year.
Tooth Time Task ForceDavid Huyser, Chair Jacob Miller
Heather Gietzen Chris VanDeven
Meggan Krause Kurt Schabes
Veronica Hamilton Lathe Miller
Jessica Massie
A
T O O T H T I M E 2 0 1 4
Another Great Tooth Time Event!By Dr. David Huyser, Tooth Time Task Force Chair
Photos by Dr. David Huyser
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 9
T O O T H T I M E 2 0 1 4
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201410
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 11
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201412
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WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201414
he MDA will soon begin taking applicants for its new
LEAD program, a comprehensive 18-month course
designed to build personal leadership skills through
immersion experiences in the MDA and its components.
LEAD stands for Leadership Exploration And Development.
Participants will receive a thorough orientation to leadership
at the local, state (MDA), and national (ADA) level. No previ-
ous volunteer or leadership experience is required.
“The LEAD program creates an opportunity to develop
individual leadership skills,” said Dr. Norm Palm, MDA
president. “We all have abilities, that if recognized and nur-
tured, can be excellent leadership traits. Sometimes members
are afraid to serve because they don’t think they have the
skills to make a difference. The LEAD program will change
that and benefit the LEAD participant, our components, and
the MDA.”
Palm said the program, which was approved by the MDA
board in December, will begin with a pilot session starting
this year.
About the programThe program consists of three phases. Phase One covers 12
months with three sessions that include:
• leadership skills and assessment training;
• what makes an effective volunteer;
• how the MDA, ADA and local societies support each other,
helping member dentists succeed and ensuring the public’s
health;
• a series of immersion experiences to enhance appreciation
and understanding of the tripartite, MDA board governance,
state and national governmental affairs, philanthropic
activities and MDA public affairs, the peer review process;
and MDA Insurance and MDA Services.
Other Phase One activities include attending two component
society meetings, a multi-day ADA conference, two legisla-
tive events, one MDA Insurance seminar, and one in-office
meeting.
Phase Two consists of an independent group project on a
topic relevant to the MDA and/or its components. In Phase
Three, participants will be invited to explore volunteer leader-
ship roles within the MDA or local societies.
Candidate criteriaA maximum of 16 applicants will be chosen to participate
in the pilot program for 2014. Candidates will complete an
online application. Candidates must:
• be an MDA member in good standing;
• provide a written paragraph addressing “Why are you
interested in participating in the MDA LEAD program?;
• provide two endorsements by fellow MDA members,
business professionals, clergy or similar individuals;
• provide a complete and compelling resume or CV.
There are no restrictions based on age or past volunteer par-
ticipation. Dental students are excluded from the pilot pro-
gram. Stipends and scholarships will be provided to ensure
participation is essentially a no-cost experience.
For more informationContact Josh Lord, MDA director of membership and
strategic initiatives, at 800.589.2632, ext. 415, or email
T
M D A N E W S
MDA Announces LEAD – New Program to Develop Future Leaders
WEST MICHIGAN DISTRICT DENTAL SOCIETY | HOLIDAY ISSUE 2013 15
Impact your future and your profession with
The Michigan Dental Association is looking for leaders and invites you to be
part of LEAD: Leadership Exploration And Development.● An 18-month pilot program● Designed to allow member participants to experience the MDA’s many
facets● Develops and enhances leadership and volunteering skills● Participants will experience various conferences, committee meetings,
workshops, group projects, and a trip to an ADA conference —
expenses paid
It takes time to develop as a leader. As a participant, you’ll make a monthly
time investment throughout the 18 months, including two multi-day events.
But it’s time well spent when you consider the impact you can have on your
future and your profession.
To learn more and request an application, call Josh Lord at 800-589-2632 or 517-346-9415 or visit smilemichigan.com/LEADprogram
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201416
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FOCUS ON PROFITABILITY FOR THE EFFICIENT DENTAL PRACTICEA Half Day CE Seminar | 4 Continuing Education Credits
Presented by Dr. Charles Blair | Friday, June 20, 2014 | Thousand Oaks Golf Club
Are you working “in” your practice rather than “on” it? Learn to see the “big picture”, analyze the business side of
your practice, and take solid steps towards increased profitability. Hear strategies, tips and “pearls” on:
• Coping with a Down Economy
• Fee Profiling and PPO Strategies
• Procedure Mix Enhancement
• Optimum Staff Ratios
• Hygiene Department Strategies
Also hear insight on how to:
• Move from “cost-based” to “revenue savvy”
• Diminish broken appointments – an “economic killer”
• Planning a productive and profitable future for your practice
Objectives
1. The participant will gain insight into running a practice like a business.
2. The participant will be challenged to new thinking to survive in a changing world.
3. The participant will understand the cost of doing business.West Michigan District Dental Society is an
ADA CERP Recognized Provider.
THAnk yOu TO Our SPOnSOr wHO HAS HElPED TO mAkE THIS PrOGrAm AvAIlABlE TO uS.
REgISTRATION FORm
NAME
ADDRESS EMAIL
ADDITIONAL REGISTRANT(S) AT THIS ADDRESS
MDA-member dentist – $100
per staff – $75
non MDA-member dentist – $200
WMDDS retired member dentist – $50
TOTAL:
PAY BY CHECK: Make checks payable to: West Michigan District Dental Society. Remit to: Elaine Fleming | c/o WMDDS | 161 Ottawa NW | Suite 511-F, Waters Building | Grand Rapids, Michigan 49503 | Questions? Call 616.234.5605 or email [email protected]
PAY BY CREDIT CARD: � VISA � Mastercard
CREDIT CARD # EXPIRATION DATE/SECURITY CODE
NAME ON CARD
SIGNATURE
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201418
Dental Professionals: A Prescription for Your Financial HealthBy Bernard Bowhuis, CLU, ChFc, CFP®, CEO, Benchmark Financial Design Group, Inc.
F I N A N C I A L N E W S
he demands on dental practitioners today can seem
overwhelming. It’s no secret that healthcare delivery
is changing, and those changes are reflected in the
financial issues that dental care professionals face every day.
You must continually educate yourself about new research in
your chosen field, stay current on the latest technology that
is transforming health care, and pay attention to business
considerations, including ever-changing state and federal
insurance regulations.
Like many, you may have transitioned from dental school
to being on your own with little formal preparation for the
substantial financial issues you now face. Even the day-to-day
concerns that affect most people – paying college tuition bills
or student loans, planning for retirement, buying a home,
insuring yourself and your business – may be complicated by
the challenges and rewards of a dental practice. It’s no wonder
that many dental practitioners look forward to the day when
they can relax and enjoy the fruits of their labors.
Unfortunately, substantial demands on your time can make
it difficult for you to accurately evaluate your financial plan,
or monitor changes that can affect it. That’s especially true
given ongoing health care reform efforts that will affect the
future of the industry as a whole. Just as patients need periodic
checkups, you may need to work with a financial professional
to make sure your finances receive the proper care.
Maximizing your personal assetsMuch like dentistry, the field of finance has been the subject of
much scientific research and data, and should be approached
with the same level of discipline and thoughtfulness. Making
the most of your earning years requires a plan for addressing
the following issues.
RetirementYour years of advanced training and perhaps the additional
costs of launching and building a practice may have put you
behind your peers outside the healthcare field by a decade
or more in starting to save and invest for retirement. You
may have found yourself struggling with debt from years of
college and dental school; later, there’s the ongoing juggling
act between making mortgage payments, caring for your par-
ents, paying for weddings and tuition for your children, and
maybe trying to squeeze in a vacation here and there. Because
starting to save early is such a powerful ally when it comes to
building a nest egg, you may face a real challenge in assuring
your own retirement. A solid financial plan can help.
InvestmentsGetting a late start on saving for retirement can create other
problems. For example, you might be tempted to try to make
up for lost time by making investment choices that carry an
inappropriate level or type of risk for you. Speculating with
money you will need in the next year or two could leave you
short when you need that money. And once your earnings
improve, you may be tempted to overspend on luxuries you
were denied during the lean years. One of the benefits of a
long-range financial plan is that it can help you protect your
assets – and your future – from inappropriate choices.
TuitionMany dental professionals not only must pay off student
loans, but also have a strong desire to help their children with
college costs, precisely because they began their own careers
saddled with large debts.
Tax considerationsOnce the lean years are behind you, your success means you
probably need to pay more attention to tax-aware investing
strategies that help you keep more of what you earn.
Using preventive careThe nature of your profession requires that you pay special
attention to making sure you are protected both personally
and professionally from the financial consequences of legal
action, a medical emergency of your own, and business dif-
T
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 19
F I N A N C I A L N E W S
ficulties. Having a well-defined protection plan can give you
confidence that you can practice your chosen profession with-
out putting your family or future in jeopardy.
Liability insuranceRemember that in addition to potential malpractice claims,
you also face the same potential liabilities as other business
owners. Some dentists also carry insurance that protects them
against unintentional billing errors or omissions. You might
consider an umbrella policy as well as coverage that protects
you against business-related exposures such as fire, theft,
employee dishonesty, or business interruption.
Disability insuranceYour income depends on your ability to function, especially
if you’re a solo practitioner, and you may have fixed overhead
costs that would need to be covered if your ability to work
were impaired. One choice you’ll face is how early in your
career to purchase disability insurance. Age plays a role in
determining premiums, and you may qualify for lower pre-
miums if you are relatively young. When evaluating disability
income policies, dental professionals should pay special atten-
tion to how the policy defines disability. Look for a liberal
definition such as “own occupation,” which can help ensure
that you’re covered in case you can’t practice in your chosen
specialty.
To protect your business if you become disabled, consider
business overhead expense insurance that will cover routine
expenses such as payroll, utilities, and equipment rental. An
insurance professional can help evaluate your needs.
Practice management and business planningIs a group practice more advantageous than operating solo,
taking in a junior colleague, or working for a network? If
you have an independent practice, should you own or rent
your office space? What are the pros and cons of taking over
an existing practice compared to starting one from scratch?
If you’re part of a group practice, is the practice structured
financially to accommodate the needs of all partners? Does
running a “concierge” or retainer practice appeal to you? If
you’re considering expansion, how should you finance it?
Questions like these are rarely simple and should be done
in the context of an overall financial plan that takes into
account both your personal and professional goals.
Some dentists have created processes and products for
their own practices, and have then licensed their creations
to a corporation. If you are among them, you may need help
with legal and financial concerns related to patents, royalties,
and the like. And if you have your own practice, you may find
that cash flow management, maximizing return on work-
ing capital, hiring and managing employees, and financing
equipment purchases and maintenance become increasingly
complex issues as your practice develops.
Practice valuationYou may have to make tradeoffs between maximizing current
income from your practice and maximizing its value as an
asset for eventual sale. Also, timing the sale of a practice and
minimizing taxes on its proceeds can be complex. If you’re
planning a business succession, or considering changing
practices or even careers, you might benefit from help with
evaluating the financial consequences of those decisions.
Estate planningEstate planning, which can both minimize taxes and further
your personal and philanthropic goals, probably will become
important to you at some point. Options you might consider
include:
• Life insurance
• Buy-sell agreements for your practice
• Charitable trusts
You’ve spent a long time acquiring and maintaining exper-
tise in your field, and your patients rely on your specialized
knowledge. Doesn’t it make sense to treat your finances with
the same level of care?
Securities offered through Founders Financial Securities LLC
Member FINRA/SIPC and Registered Investment Advisor
Benchmark Financial Design Group, Inc.
Bernard Bowhuis, CLU, ChFC, CFP®, CEO
2358 S. Garden Ct., Jenison, MI 49428
616.667.8834 | 616.443.4334
[email protected] | www.ddsMoneyCoach.com
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201420
rEGISTrATIOn FOrmS wIll BE mAIlED 2 mOnTHS PrIOr TO EACH COurSE AnD wIll AlSO BE AvAIlABlE OnlInE AT www.wmDDS.OrG.
2 0 1 4 – 2 0 1 5 W M D D S C O N T I N U I N G E D U C A T I O N P R O G R A M S
F r I DAy, J u n E 2 0 , 2 0 1 4
FOCUS ON PROFITABILITY FOR THE EFFICIENT DENTAL PRACTICESponsored by Henry Schein Dental
Presented by Dr. Charles Blair
Thousand Oaks Golf Club | Registration 7:30 — 8:00 AM | Seminar 8:00 AM — Noon | 4 CEU’s
For information, call Elaine Fleming at 616.234.5605 or email at [email protected]
F r I DAy, J A n u A r y 1 6 , 2 0 1 5
EmERgENCY mEDICINEPresented by Dr. Stanley malamed
Frederik Meijer Gardens & Sculpture Park | Registration 7:30 — 8:00 AM | Seminar 8:00 AM — 4:00 PM | 7 CEU’s
For information, call Elaine Fleming at 616.234.5605 or email at [email protected]
F r I DAy, O C T O B E r 2 4 , 2 0 1 4
ONE-DAY DENTAL mBAPresented by Dr. Howard Farran
Frederik Meijer Gardens & Sculpture Park | Registration 7:30 — 8:00 AM | Seminar 8:00 AM — 4:00 PM | 7 CEU’s
For information, call Elaine Fleming at 616.234.5605 or email at [email protected]
F r I DAy, m A r C H 1 3 , 2 0 1 5
SUCCESSFUL mANAgEmENT OF ACUTE DENTAL PAIN* – Am SESSION mANAgINg THE ENDODONTIC INFECTION – Pm SESSION
Presented by Dr. ken Hargreaves
Frederik Meijer Gardens & Sculpture Park | Registration 7:30 — 8:00 AM | Seminar 8:00 AM — 4:00 PM | 7 CEU’s
For information, call Elaine Fleming at 616.234.5605 or email at [email protected]
(*fulfills 1 hour pain management credit needed for license renewal)
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 21
y now it seems most everyone is aware that Windows XP will
officially be unsupported on April 8, 2014. That unfortu-
nately, presents a difficult decision – upgrade or replace?
The end of Windows XP? Part 3 – Upgrade or replace?First, a quick refresher on why you need to get rid of Windows
XP (or at least start that process).
• HIPAA compliance – An XP computer with access to your
patient data means your practice is not HIPAA compliant.
• Security – If you can’t get windows updates you are unpro-
tected from EVERY vulnerability after April 8.
• Compatibility – Software vendors are beginning to discon-
tinue their support of Windows XP.
Next, should you upgrade your existing computer to Windows 7 or just get a new computer?Let’s start with cost. A new computer costs in the neighbor-
hood of $1,000. A Windows 7 license costs roughly $150.
Each computer (old or new) will cost approximately $400 to
set up. So you need to decide between $550 to keep your old
computer going or $1400 for a brand new one. Here is how I
would decide:
• Consider replacing if:
– Computer is no longer under warranty (usually 3 years
and older)
– The computer is slow as is (it will be slower with
Windows 7)
– The computer has been giving you problems
• Consider keeping if:
– The computer has at least a Core2Duo processor
– The computer has a Windows 7 license (printed on
the tower)
To add to the fun, Windows Server 2003 will end its support
in July of 2015, a little more than a year from now. We’ll talk
about that in the near future too!
What are your thoughts?Comment on our blog or facebook article. We’d love to hear
your opinions. Are you going to rush away from XP, or slowly
migrate?
Facebook: facebook.com/ddsintegration
Blog: ddsintegration.com/blog
Legislative Breakfast
Friday, April 25, 2014Frederik Meijer Gardens & Sculpture Park
1000 East Beltline NEGrand Rapids, MI 49525
Please mark your calendar and make plans now to attend the WMDDS Legislative Breakfast.
This is an important opportunity for WMDDS dentists and local legislators to meet and express views
and concerns on the issues that affect dentistry. Please make every effort to attend.
To reserve your place, please complete and return the attached form by April 17, 2014.
Name
Email address
Breakfast Buffet will be served starting at 8:00 am
Cost: $16 per person
Please make check payable to: West Michigan District Dental Society
Return by April 17, 2014 to:
West Michigan District Dental Society
161 Ottawa Avenue NW Suite 511-F
Grand Rapids, MI 49503
Questions? Contact Elaine Fleming
616.234.5605 | [email protected]
or
Dr. Steve Conlon
616.554.5970 | [email protected]
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201422
F I N A N C I A L N E W S
any dental practitioners are looking for larger tax
deductions and accelerated retirement savings
options, but they are often so busy with their
day-to-day responsibilities that they don’t take the time to
think about their alternatives. When the appointment with
their financial advisor rolls around and they review what
they’ve done – buying a cottage, sending the kids to college,
etc. – as well as what they need to do, the reality of a quickly
approaching retirement hits them. Sometimes a traditional
401(k) plan is not enough.
One option for catching up on retirement contributions
is to start a cash balance plan in addition to a 401(k)/profit
sharing plan. A cash balance plan is a defined-benefit plan
that resembles a 401(k)/profit sharing plan, with some key
differences.
• Cash balance plans provide for much higher tax deductible
contribution limits than a 401(k) plan can provide by itself.
The maximum contribution amount is dependent upon an
individual’s age.
• The cash balance plan is subject to an Annual Actuarial
Valuation and certification by an Enrolled Actuary along
with minimum funding requirements.
• The employer or investment manager manages cash balance
plan investments. 401(k) plans generally allow for partici-
pant directed investments.
• Cash balance plans are usually insured by a federal agency,
the Pension Benefit Guaranty Corporation (PBGC). PBGC
has authority to take over a terminated plan with insuffi-
cient funds and pay pension benefits up to the limits set by
law. 401(k) plans are not insured by PBGC.
Because a cash balance plan is a defined-benefit plan, the
interest credit is guaranteed and is not dependent upon the
plan’s investment performance. To increase benefits and the
funding range, plans can be amended up to 2.5 months after
year-end. Additionally, plans can be frozen or amended to
Cash Balance Plans What are they and who do they really work for?Brian LaFrenier, CPA, Audit Partner, Beene Garter, LLP
M
401(k) with Total Potential Contributions Potential Tax Savings Age Profit Sharing Cash Balance between both plans
63 $57,500 $236,000 $293,500 $117,400
62 $57,500 $241,000 $298,500 $119,400
61 $57,500 $229,000 $286,500 $114,600
60 $57,500 $217,000 $274,500 $109,800
59 $57,500 $205,000 $262,500 $105,000
58 $57,500 $195,000 $252,500 $101,000
57 $57,500 $185,000 $242,500 $97,000
56 $57,500 $175,000 $232,500 $93,000
55 $57,500 $166,000 $223,500 $89,400
54 $57,500 $157,000 $214,500 $85,800
EMPLOYER CONTRIBUTION LIMITS FOR 401(K) PROFIT SHARING PLAN AND A CASH BALANCE PLAN
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 23
F I N A N C I A L N E W S
56 Grandville Avenue sw . Suite 100Grand Rapids, Michigan 49503 . 616 235 5200
Your practice depends on the individualized service you provide each and every client. So does ours.With extensive hands-on experience in the healthcare industry, our team focuses on the financial and operational challenges you face everyday. We are committed to providing industry-specific expertise relevant to you, without compromising your patient focus.
For more information please visit BeeneGarter.com or contact Brian LaFrenier at (616) 235-5200.
Evolving your practice today for a healthier tomorrow.
Tax Planning and Preparation
Sales and Use Tax
Accounting Software Installation and Support
Bookkeeping and Assistance
Start-Up Consulting
Choice of Entity Analysis
Cash Flow Projections
Overhead Analysis
IRS Representation
Payroll Processing
Retirement Plan Design and Administration
Human Resources
Succession Planning
Business Valuation
Estate Planning and Wealth Management
Copyright © B
eene Garter LLP An independent m
ember of M
oore Stephens International Limited
lower allocations before the participants work 1000 hours in
a year, and a plan sponsor is never required to fully fund a
cash balance plan. If the plan is terminated, however, the non-
owner participants must receive the full value of their benefits
and the owner can receive a lower distribution amount based
upon remaining plan assets in lieu of fully funding their
benefit amount.
The table on page 22 shows employer contribution limits
for a 401(k) profit sharing plan and a cash balance plan. It
also shows the total amount a participant could contribute in
a year by taking advantage of both options as well as potential
tax savings. The tax savings column assumes 40% tax and
taxes are deferred.
If you have questions, or for more information on cash
balance plans, contact me:
Connect with Brian LaFrenier on LinkedIn at:
www.linkedin.com/in/blafy
Like Beene Garter on Facebook at:
https://www.facebook.com/BeeneGarter
Follow Beene Garter on Twitter at:
https://twitter.com/BeeneGarter
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201424
T E C H N I C A L L Y S P E A K I N G
y now it seems most everyone is aware that Windows
XP will officially be unsupported on April 8, 2014.
That unfortunately, presents a difficult decision –
upgrade or replace?
The end of Windows XP? Part 3 – Upgrade or replace?First, a quick refresher on why you need to get rid of Windows
XP (or at least start that process).
• HIPAA compliance – An XP computer with access to your
patient data means your practice is not HIPAA compliant.
• Security – If you can’t get windows updates you are unpro-
tected from EVERY vulnerability after April 8.
• Compatibility – Software vendors are beginning to discon-
tinue their support of Windows XP.
Next, should you upgrade your existing computer to Windows 7 or just get a new computer?Let’s start with cost. A new computer costs in the neighbor-
hood of $1,000. A Windows 7 license costs roughly $150.
Each computer (old or new) will cost approximately $400 to
set up. So you need to decide between $550 to keep your old
computer going or $1400 for a brand new one. Here is how I
would decide:
• Consider replacing if:
– Computer is no longer under warranty (usually 3 years
and older)
– The computer is slow as is (it will be slower with
Windows 7)
– The computer has been giving you problems
• Consider keeping if:
– The computer has at least a Core2Duo processor
– The computer has a Windows 7 license (printed on
the tower)
To add to the fun, Windows Server 2003 will end its support
in July of 2015, a little more than a year from now. We’ll talk
about that in the near future too!
What are your thoughts?Comment on our blog or facebook article. We’d love to hear
your opinions. Are you going to rush away from XP, or slowly
migrate?
Facebook: facebook.com/ddsintegration
Blog: ddsintegration.com/blog
Tech Q & ASubmitted by Greg Feutz, President, DDS Integration
Greg Feutz is President of
DDS Integration, a
Grand Rapids based dental
technology company.
B
The PoinTs of LighT ProjecT
If you would like more information regarding our project or would like to register as a participant, please visit our website at: pointsoflightonline.org.
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 25
And now for our next good idea: A SIMPLER NAME.
Hungerford, Aldrin, Nichols & Carter is now
Hungerford Nichols. A simpler name for the
same great depth of expertise, friendly service,
and most of all — good ideas you’ve grown
to expect.
Please check out our new website at
HungerfordNichols.com to see our new look
and fi nd a wealth of valuable information and
resources for your dental practice.
Rick Chrisman, CPA, Managing Shareholder
(616) 949-3200
Mission Statement: An organization dedicated to the improvement of oral health through the
financial support of education and service programs to address the needs identified by the dental
profession and the communities it serves in Kent, Ottawa, Ionia, Mecosta and Montcalm counties.
7:30 am Registration begins Driving Range | Putting Challenge
Start your day with a “Rise and Shine” Bloody Mary bar with bagels, fruit, coffee
9:00 am Shotgun start Play Your Own Ball or Scramble formats
Immediately following golf Cookout lunch and raffle prize drawing
Registration forms will be mailed in April. For more information, email Elaine Fleming at:
WEST MICHIGAN DENTAL FOUNDATION GOLF OUTING
Friday June 6, 2014 | Egypt Valley Country Club
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201426
C L A S S I F I E D A D S
Dental Office Space for Lease/
Possible Buyin – 2554 Woodmeadow
Drive, SE (near Breton and 28th
Street), 1300 sq. ft., 4 ops, private
office, lab, reception, staff lounge, full
basement with lockable storage, excel-
lent parking, plumbed for dentistry
and cabled for digital dentistry. Three
other dental suites in an all dental
building. Very competitive lease rate.
Available April 2014. For more infor-
mation, email [email protected]
or call 616.401.5134.
Immediate opening for an associate
dentist in the Grand Rapids area. We
are an up-to-date, modern office that
is completely paperless. Our office
performs all aspects of general and
cosmetic dentistry. Email your resume
Exciting Opportunities for Dentists
in the Grand Rapids Area – Help
enhance the quality of life for chil-
dren by providing a positive dental
experience right in the school setting.
Excellent compensation. Monday-
Friday. No weekends. For more
information or to apply:
www.smileprograms.com.
For Sale – Family practice in Grand
Rapids NE that is part time with great
potential, located in an excellent high-
visibility location. There is 2050 sq.ft.
with 5 ops and a 6th op is plumbed
in. Opportunity for more footage if
desired. Call 616.485.4884 for details.
We need your help in changing
lives, one smile at time. Michigan
Community Dental Clinics, Inc. is
seeking dentists to join our elite group
of 60 quality oriented dental practitioners.
We have experienced exponential
growth throughout Michigan over a
five year period. Our growth contin-
ues, and we have several more offices
opening in the coming years. We wel-
come talking to dentists and dental
specialists who have a mindset of con-
tinuous quality improvement. Our
culture is one which places “patients
first.” Due to recently increased capac-
ity, we have outstanding full and part-
time opportunities. Our facilities fully
utilize an electronic patient record,
state-of-the-art equipment and the
finest sundries available in dentistry.
Our facilities are operated utilizing
a private-practice model with poli-
cies and procedures that encourages
efficiency, productivity, improving
quality, and cost control. We operate
Monday through Friday with no eve-
ning or weekend hours. Our full-time
positions offer very competitive remu-
neration and a comprehensive benefits
package that includes paid holidays,
medical, dental, vision, retirement,
disability, paid Continuing Education,
professional liability insurance, and a
wellness program. For more informa-
tion on specific clinic openings con-
tact Wendie Rodriguez, Professional
Talent Acquisition Coordinator at
[email protected] or call
231.437.4739, or visit our website at
www.midental.org to learn more.
The classified ad rate is $10.00 up to and including 30 words; additional words 15¢ each. Space permitting, WMDDS members may
place ads free of charge as a membership service. Ads should be submitted in writing and sent with payment to Elaine Fleming,
WMDDS, 511-F Waters Building, Grand Rapids, MI 49503. Telephone numbers and hyphenations count as two words, abbrevia-
tions count as one word. Ads received after the first of the month prior to publication may appear in the following issue.
Seeking full-time employment in a
West Michigan general practice office
to contribute immediately to the suc-
cess of an office with a willingness to
work nights/weekends to help bolster
production and practice availability, as
well as generate new patients. I have a
desire to be included within the prac-
tice’s leadership team to contribute to
decision making, developing strate-
gies for practice growth, and to sup-
port team development and morale.
I’ve been consistently regarded as
responsible, personable, a producer,
positive, professional, and upbeat. I
am currently in a hospital based GPR
and am comfortable with all aspects of
dentistry, including endodontics and
surgery. For a copy of my resume and
to discuss possible opportunities in-
detail, please contact me at grapdds@
gmail.com or call 989-225-0753.
Kavo Handpieces for Sale –
6000B have 5 at $400/handpiece,
6500B have 6 at $400/ handpiece,
647B have 8 at $200/handpiece,
640B have 2 at $200/handpiece,
649B have 2 at $200/handpiece.
Call 616-453-6323.
For Sale – Lab Master Foster Model
Trimmer, Model # MT115, like new
$400. Contact 616.949.7510.
Too busy in your own office and
need the extra help? Dentist with
nine years of experience looking for
part-time employment. Please email
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 2014 27
C L A S S I F I E D A D S
The Bulletin wishes to thank our valued
advertisers who support organized
dentistry by helping to defray the cost
of printing and mailing.
Advertising in the Bulletin is seen
by over 90% of the dentists in the
West Michigan District. This includes
five of the fastest growing counties
in the state: Kent, Ottawa, Ionia,
Montcalm and Mecosta.
For information on advertising rates,
call Elaine Fleming, WMDDS Executive
Secretary at 234-5605. Target your Market
– advertise in the Bulletin!
Beene Garter ......................................23
DBS Companies ................................28
DDS Integration .... outside back cover
Davis Dental
Laboratory ............... inside front cover
Founders Bank & Trust ......................5
Henry Schein ............inside back cover
Hungerford Nichols .........................25
Keystone Pharmacy ..........................28
MDA IFG ...........................................13
PNC Bank ..........................................11
ProAssurance.....................................10
Professional Solutions ......................16
Studio 2 Dental ...................................7
A D V E R T I S E R I N D E XPart Time Associate Dentist – Well
established dental office located
approximately one hour north of
Grand Rapids in White Cloud is seek-
ing an energetic, motivated dentist
to join our busy office. We provide
quality dentistry and many advanced
procedures such as implants, soft and
hard tissue grafts, implant borne pros-
thetics, sinus augmentation, CT scan
analysis, third molar surgery, ortho-
dontics and endodontics. This is a
great opportunity to provide advanced
dental services to patients who don’t
care to drive to the big city. We are
happy to work with a young dentist
just getting started or with a more
seasoned dentist. This position is for
1-2 days a week with the possibility
of progressing to partnership or
buyout. Please submit resume to
Watch the Summer Issue of the WMDDS Bulletin for a series of articles about
the Age One Dental Visit, Infant Oral Health, and Points of Light.
You will also see information about how to access a wealth of information on
the WMDDS website that you can use directly in your practice to start implementing
the Age One Dental Exam.
brOugHt tO YOu bY tHE WMDDS POIntS Of LIgHt tASk fOrcE
Dr. Scott Van timmeren, chairDr. Stephanie benton
Dr. Elizabeth christophersonDr. Veronica Hamilton
Dr. karen O’rourkeDr. Dan Peters
Dr. colette Smiley
WEST MICHIGAN DISTRICT DENTAL SOCIETY | SPRING ISSUE 201428
Whatever challenges you face with your patients, I can deliver customized medication solutions, especially when other resources have failed. As a compounding expert, I love to assist prescribers with their most difficult cases. I truly welcome your questions and calls. Together, let’s find a creative solution that benefits your patient!
4021 Cascade Road SEGrand Rapids, MI 49546616-974- 9792www.keystonerx.com
David J. Miller, RPh, PhD, FIACP Owner, Chief Formulation Scientist
Accessible. Problem Solver. Expert.
I love calls that start with, “I have a patient who...”
KEYSTONE PHARMACYSpecializing In Your Health
KEYSTONE PHARMACYSpecializing In Your Health
Since 2009
Bay City, MI Main Office 800-327-2377 Dr. Peters, Grand Rapids, MI Direct 616-550-3913 [email protected]
Theodore Schumann, CPA, CFP®Daniel Peters, DDSDonna Rosebush
Accounting, Consulting, Coaching, Investment, and Practice Transitions for the Dental Professional
Dentists who work with DBS Management Consulting experience an increase in profits and a reduced stress load. Call us today to see how we can help you, 800-327-2377.
Ask for Donna, Dan, or Ted Sr.
WMDDS 2.30.2014 Ad - Dan Ted Donna Highlight.indd 1 2/28/2014 4:43:56 AM
ANTICIPATORY USE OF COMPOUNDED
DRUGS NOT ALLOWED
Due to new federal guidelines and the latest interpreta-
tion of Michigan statutes by the Michigan Department
of Licensing and Regulatory Affairs, the state no longer
allows for anticipatory office use of compounded drugs.
To receive a compounded drug, a prescription must be
written for a specific patient.
Sen. Joe Hune, (R-Hamburg Township), recently introduced
Senate Bill 704, which would allow for anticipatory use of
compounded drugs. The MDA is working closely with the
Michigan Pharmacists Association to pass this bill.
WHEN IS THE LASTTIME A PATIENT BRAGGEDABOUT YOU?ATTRACT NEW PATIENTS WITH PLANSCAN SAME-DAY RESTORATIONS.
SCHEDULE YOUR PLANSCAN DEMONSTRATIONTODAY AND GET A FREE RESTORATION* .With the PlanScan CAD/CAM Restoration System, driven by E4D Technologies, you can produce lab-quality restorations in hours instead of days – with remarkable speed and accuracy, intuitive design software, on-site milling and, of course, no impressions or powders. The resultis a vastly improved restorative process that gives you – and your
patients – a positive dental experience to brag about.
Contact your Henry Schein Consultant or call 844-251-4255
See how easy it is to take a digital impression with PlanScan.Schedule your FREE in-office restoration at www.planmecacadcam.com/request-demo*Certain restrictions apply. Consult your Henry Schein Consultant for details.
WEST MICHIGAN DENTAL SOCIETY
511-F Waters Building
Grand Rapids, MI 49503
PRSRT STDUS POSTAGE
PAIDGRAND RAPIDS, MI
PERMIT # 657