2012-02-23 - Moneysaver - Lewis-Clark Edition

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Transcript of 2012-02-23 - Moneysaver - Lewis-Clark Edition

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VAO[MK KBAGM[BC [MS[s{wbus/ Aor hbok gwaok/ ]u {`+77/55 g`~/ Snbuubof uabk/Nagial` Msuao`i/ 1,>55,744,5 6 5 7 /vvv/SmiiKbagm{bcs{wbus/c`l

VAO[MK JAUAOMSML@[@WCRCIM Havasahb1246,12>5/ Z1,255) HZ255)HZ1555) ZBW) HZ1555LHBB)

V1,4=5) N1,=55) N7,6=5) S1,7=5) S7,3=5) S3,;55/ S}z}hbFS;55) F[3>5) CG6=5 .42/65"Casn uabk/ 1,>55,667,11;7) 1,315,671,5674/ }saEciassb,cw}oomws/c`l

  AC[@WS L@TBM M^[WASommkmk bllmkba{mir! +1=5,+355 kar kmumokbof `o j`g/O` m~umwbmocm) aii i``hs ommk,mk/ 1,>55,=41,1647 M~{ A,15;/

V@WH @O JM[ mofboms/ [wabod`w naoks `o Atba{b`oLabo{moaocm Cawmmw/ DAAauuw`tmk uw`fwal/ Dboaocbaiabk bd q}aibdbmk/ J`g uiacmlmo{assbs{aocm/ Caii ABL >44,>=;,41=4/

KBSN OM[V@WH +12/22l`o{n! Dwmm NG@ ( Sn`v{blm( Cbomla~ ( S{awz (Gi`chg}s{mw! Dwmm NK KTW!

Om~{ kar bos{aii! Ash ag`}{Bo{mwom{ [T Un`om G}okims!>55,637,5=6;/

K@OA[M R@]W CAW {`Cnbikwmo‒s Caocmw D}ok `d   Almwbca aok nmiu mok cnbik,n``k caocmw/ [a~ kmk}c{bgim/Om~{ kar {`vbof/ Wmcmbtm taca,{b`o t`}cnmw/ 6 Kars 1,>55,;42,>=23/

WMACN @TMW 75 lbiib`on`lms oa{b`ovbkm vb{n `ommasr g}r! @oir +7)32= umw vmmh d`w a 7= v`wk ciassbdbmk!D`w l`wm bod`wla{b`o f` {`vvv/oaobom{v`wh/c`l

CAWS [W]CHS VAO[MK![`u ++++ uabk! W}oobof `w o`{)aii rmaws) lahms) l`kmis/ Dwmm{`vbof! Vm‒wm i`cai! 6 karsvmmh/ Caii {`ii dwmm: 1,>>>,;14,7335/

LML@WR D@AL [NMWAUM],[BC OASA la{{wmssms [vbo,+722) D}ii, +3;2) Q}mmo, +322)Hbof, +;22) Akj}s{agims , +622/Dwmm kmibtmwr/ Ibdm{blm vawwao,{r/ 25 obfn{ {wbai 1,>55,  A[SIMMU) 1,>55,7>6,=336/VVV/LA[[WMSSKW/C@L

L@OMRSATMW CIASSBDBMK Ak Kmakibom, [}mskar a{ 7ul/S}glb{ aks {nw} `}w vmgsb{m,vvv/ICL`omrsatmw/c`l

K@OA[M R@]W CAW {`Caocmw D}ok d Almwbca {` nmius}uu`w{ caocmw ua{bmo{s/ [a~kmk}c{bgim/ Om~{ kar {`vbof/Wmcmbtm taca{b`o t`}cnmw/ Caii6 Kars 1,>55,>3=,2367/

  A[$[ ],TMWSM d w j}s{+72/22 l`o{n! Satm vnmo r`}g}okim Bo{mwom{ ( Un`om ( [Taok fm{ }u {` +355 gach!.smimc{ uiaos" Iblb{mk {blm/ Caiio`v! >66,764,3=3>/

K@OA[M A CAW/ Nmiu cnbikwmodbfn{bof kbagm{ms/ Das{) dwmm{`vbof/ Caii 6 kars vmmh/ O`o,w}oomws @H/ [a~ kmk}c{bgim/

Caii J}tmobim Kbagm{msWmsmawcn D`}oka{b`o) 1,>55,=6>,5;5>/

 ABWIBOMS AWM NBWBOF/ [wabod`w naoks `o Atba{b`oLabo{moaocm Cawmmw/ DAAauuw`tmk uw`fwal/ Dboaocbaiabk bd q}aibdbmk/ N`}sbof atabi,agim/ Caii ABL >>>,4>4,165;/

IAVS]B[ CASN/ A][@ Accbkmo{0 Aii casms q}aibdr! Fm{casn gmd`wm r`}w casm sm{{ims!Das{ auuw`tai/ I`v dmms/ >44,652,1155/ vvv/fi dbo/c`l

G]OKIM AOK SATM `o r`}w cagim) bo{mwom{) un`om) aokl`wm/ Nbfn summk bo{mwom{ s{aw{,bof a{ imss {nao +75 l`o{n/CAII O@v! >55,31;,2341/

[AHM TBAFWA 155LF aokCbaibs 75lf! ;5 Ubiis ui}s ; dwmmd`w `oir +22/ #1 Laim monaocm,lmo{) Kbscwmm{ snbuubof/ Satm+=55! G}r {nm gi}m ubii! 1,>>>,624,>>65/

L@OMRSATMW CIASSBDBMK Ak Kmakibom, [}mskar a{ 7ul/S}glb{ aks {nw} `}w vmgsb{m,vvv/ICL`omrsatmw/c`l

VAO[MK KBAGM[BC [MS[s{wbus/ aor hbokgwaok/ }u {`+7;/55g`~/ snbuubof uabk/Nagial` Msuao`i/ 1,>55,744,5 6 5 7 /vvv/SmiiKbagm{bcs{wbus/c`l

  A,1 K@OA[M R@]W caw!Gwmas{ Caocmw WmsmawcnD`}oka{b`o! L`s{ nbfnir wa{mkgwmas{ caocmw cnawb{r bo  Almwbca! [a~ kmk}c{bgim das{)dwmm ubch }u/ >55,661,2==1/vvv/cawk`oa{b`osd`wgwmas{,caocmw/`wf

** AGIM [@ [WATMI/ Nbwbof 15um`uim/ V`wh) {watmi aii s{a{ms)

wms`w{ awmas/ O` m~umwbmocm/Uabk {wabobof {waosu`w{a{b`ouw`tbkmk/ 1>( 1,>>>,>=3,>;11/vvv/uw`{mhcnmlbcai/c`l

  A[[MOK C@IIMFM @OIBOMdw`l n`lm/ *Lmkbcai)*G}sbomss) *Cwblboai J}s{bcm/J`g uiacmlmo{ assbs{aocm/C`lu}{mw atabiagim/ Caii >55,= 1 5 , 5 6 > ; /vvv/Cmo{}wa@oibom/c`l

VM G]R S[W]C[]WMK sm{,{imlmo{ aok aoo}b{r uarlmo{s/Fm{ a +1)555 casn aktaocm d`w r`}w uarlmo{s/ Caii >66,=34,3653 {`kar!

**[AHM TBAFWA CBAIBS0Satm +=55/55! Fm{ ;5 155lf75lf ubiis) d`w `oir +22! Caiio`v) Fm{ ; g`o}s ubiis dwmm!R`}w sa{bsdac{b`o `w l`omrwmd}okmk! 1,>>>,624,>>65/

SCMO[SROmv uw`k}c{ iboms vbii gmawwbtbof {nbs suwbof/ O`v bs afwma{ {blm {` j`bo! CaiiHwbs{bo a{ 75>,==3,23>= d`w l`wm bod`wla{b`o `w f` {`n{{u:hwbs{boomai/scmo{sr/}s

vvv/icl`omrsatmw/c`l L@OMRSATMW,IMVBS CIAWH MKB[B@O , Dmgw}awr 73) 7517 , 3

        3   ,        1        7   ,        ;        =        4        1        7        3

        5        ;   ,        1        7   ,        ;        =        6        3        1        =

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8/3/2019 2012-02-23 - Moneysaver - Lewis-Clark Edition

http://slidepdf.com/reader/full/2012-02-23-moneysaver-lewis-clark-edition 4/20

AOO@]OCMLMO[S

[WAKB[B@OAI IA[BO LA[No`v atabiagim bo Imvbs{`oCiawhs{`o awma/ D`w l`wm bod`w,la{b`o caii =52,6=>,73;1/

NAGB[A[ D@W N]LAOB[Rbod`wla{b`oai lmm{bofs)Dmgw}awr 73, 7;/ Smm }w iawfmw ak bo Wmai Ms{a{m smc{b`o/ =52,6=>,6324/ vvv/imvbsciawhnagb,{a{/`wf

KBK R@] HO@V {na{ {nmL@OMRSATMW UWBO[SN@Unas {nwmm {aimo{mk kmsbfomws{na{ cao kmsbfo i`f`s) u`s{mws)gw`cn}wms) g}sbomss cawks aokl}cn l`wm0 S{`u bo aok smm }sa{ 474 [nabo Wk/) Imvbs{`o) `w tbsb{ `}w vmgsb{m a{vvv/lsuwbo{sn`u/c`l/

KBK R@] HO@V {na{ {nmL@OMRSATMW UWBO[SN@Unas {nwmm {aimo{mk kmsbfomws

{na{ cao kmsbfo i`f`s) u`s{mws)gw`cn}wms) g}sbomss cawks aokl}cn l`wm0 S{`u bo aok smm }sa{ 474 [nabo Wk/) Imvbs{`o) `w tbsb{ `}w vmgsb{m a{vvv/lsuwbo{sn`u/c`l/

C@VG@R CN]WCN) dbws{S}okar `d macn l`o{n) 2al,15:35al/ [NM CNWBS[BAOC@VG@R GAIIAKMMWS umw,d`wl {nm {nbwk Vmkomskar `d macn l`o{n) 4ul,6ul/U}gibc bs vmic`lm/ F}awkbaoAofmi Gawo) 7;71 TbomrawkAtmo}m) Imvbs{`o/ 75>,6;3,245=/

O@V G@@HBOF 7517 vmk,kbofs! AOFM L@TB]S UN@,[@FWAUNR) vvv/alu`w,{wab{s/c`l

SAIMSCIAWHS[@O

CAGBO DMTMW SAIM/ Cwad{saok uw`k}c{s/ Sa{}wkar)Dmgw}awr 7=) 2al,7ul/ NmiisCaor`o G`a{ Ci}g G}bikbof)c`womw `d Nbfnvar 172 aokU`s{ Iaom) Ciawhs{`o) omaw Svaii`vs Oms{/ 17 ui}s tmo,

k`ws) soachs) k``w uwbzm/ Gwbofa dwbmok/ D`w l`wm bod` c`o{ac{Gm{n Awal) 75>,621,;1=3/

SAIMS IMVBS[@O717 1=[N ATMO]M) [n}wskaraok Dwbkar) >al,;ul/ [v`dalbir bosbkm) l`tbof saim/D}wob{}wm/ Ao{bq}ms aok c`i,imc{bgims/

SAIMS@WCNAWKS

7531 U@VMWS ATMO]M)Sa{}wkar) 77=17) >al,7ul/Bok``w w}llafm saim!N`}smn`ik) d}wob{}wm) kmshs)u``i {agim) lbib{awr b{mls)ci`{nms) a dmv ao{bq}ms) i`{s `d s{}dd/

723> SUW]CM S[WMM[ .mas{`d `ik Vailaw{") Sa{}wkar)6al,11al/ Ms{a{m Saim!

SAIMS @[NMWC]IKMSAC [NWBD[RFWAOOR‒S/ Fwma{ kmais) +7gaf saim `o ci`{nms aok c`a{s/K`oa{b`os cao gm kw`uumk `dd k}wbof g}sbomss n`}ws/[n}wskar) Dwbkar) Sa{}wkar)17ul,;ul/

N@]SMN@IKLMWCNAOKBSM

CIMAO) C@LD@W[AGIM)Q]MMO sbzm la{{wmss aok g`~suwbof) +2=/ 75>,616,2=5;)Ciawhs{`o/

SUWBOF BS BO {nm abw0 Bs r`}w Suwbof Vawkw`gm wmakr0G]SR G bs {nm uiacm) >14 71s{S{wmm{) Imvbs{`o) L`okar,Dwbkar) 6:35al,4ul/

W@]OK @AH [AGIM vb{n ;cnabws) +155/ =52,6=>,>6;5)Ciawhs{`o/

CNBOA N][CN) +155/ 1 wfao)1 ubao` `wfao/ Fwaokda{nmw ci`ch) Wbkfmvar 12>2) gma}{b,d}i c`okb{b`o) ommks a ib{{imv`wh/ =52,6=>,=3=4) Ciawhs{`o/

KWRMW/ [V@ WCA 3;“ NK[Ts l`ob{`ws) +22 macn) v`whvb{n cagim g`~) sa{miib{m w c`l,u}{mw/ SNBOO WMBLMWS) 75>,6;4,=611) Imvbs{`o/

L@OMRSATMW AK Kmakibom,[}mskar a{ 7ul/

N@]SMN@IKLMWCNAOKBSM

[@SNBGA 37“ [T) v`whs vmii)+=5/ Mo{mw{abolmo{ cmo{mw)snmitms) aok s{`wafm) giach)+=5/ =52,7;3,14>>) As`{bo/

GWMAHDAS[ O@@H) `tai {agimaok cnabws .c`}o{mw nmbfn{")+3=5/ Oa{}wai Fas Gawgmc}m)+155/ =52,7=;,6>>3) As`{bo/

[V@ OMV 72“ v``k gaw s{``is) +1=5 `ddmw/ =52,6=>,5173) Ciawhs{`o/

O@V G@@HBOF CIASS `d 

7517 smob`w u`w{wab{s! AOFML@TB]S UN@[@FWAUNR)vvv/alu`w{wab{s/c`l

SUMMKR [A^ SMWTBCM caofm{ r`}w {a~ wmd}ok gach boas ib{{im as = kars/ SUMMKR[A^ SMWTBCMS) 7615 LaboS{wmm{) Imvbs{`o) 75>,6;4,;5;5/

[V@ VNB[M CWBGS vb{nSbll`os la{{wmssms) +155macn/ Vnb{m cnaofbof {agimvb{n 3 kwavmws) +6=/ Kbobofw``l {agim) ibfn{ oa{}wai v``k)`tai vb{n 1 imad) sma{s 4) vb{ncnabws) +7=5/ =52,6=1,11;2)Ciawhs{`o/

K@ R@] OMMK {` sm{ }u auarlmo{ uiao vb{n {nm BWS0SUMMKR [A^ SMWTBCMS caonmiu! 7615 Labo S{wmm{)Imvbs{`o/ 75>,6;4,;5;5/

HMOL@WM 35“ SIBKM,BO faswaofm aok `tmw {nm `tmolbcw`vatm) gbsq}m) ibhm omvaok bo s{`wafm) +15=5 d`w g`{n`w vbii smii smuawa{mir/ Caii 75>,6;3,5647) Imvbs{`o/

[AGIM VB[N D@]W cnabws) bof``k c`okb{b`o) +155 `ddmw/=52,6=>,3>73) =52,72=,;7=>)Ciawhs{`o/

DI@WAI C@]CN aok i`tmsma{)fwmmo {ao g}wf}okr) +1=5/W`chmw wmcibomw) fwmmo) +=5/=52,6=>,7137) Ciawhs{`o/

SALS]OF 35“ NU) 15>5u [T)v`whs fwma{) +>=/ 75>,6;3,724>) Imvbs{`o/

KBOBOF W@@L [AGIM vb{n >cnabws aok 7 imatms) +455/La{cnbof cnboa n}{cn) +3=5/La{cnbof g}ddm{ {agim) +755/

M~{wmlmir nbfn q}aib{r/ Tai}mka{ `tmw +4555/ =52,==7,2636) As`{bo/

IAOM VAII, N]FFMW) aiiima{nmw) g}wf}okr wmcibomw/M~cmiimo{ c`okb{b`o/ +155/ 75>,;64,=576) Ansanha/

LAR[AF SBKM,GR,SBKM wmdwbf,mwa{`w) vnb{m) +;55 `ddmw/ =52,6=1,5137) Ciawhs{`o/

6‒ IMA[NMW C@]CN) lmkb}lgw`vo) fwma{ snaum) +;=5/ =52,6=1,>67=) Imvbs{`o/

S ]G LB [ A KS `o {nmL`omrsatmw vmgsb{m:vvv/ICL`omrsatmw/c`l

OMV) GBF HBOF sbzm i`kfmu`imgmk) +;=5 `ddmw/ 75>,621,2143) Imvbs{`o/

F@@K KWRMW) +=5 `ddmw/4‒^3‒ Fbgs`o s{aok }u dwmmzmw)+=5 `ddmw/ 75>,35=,7462)Imvbs{`o/

L@OMRSATMW CIASSBDBMK Ak Kmakibom, [}mskar a{ 7ul/S}glb{ aks {nw} `}w vmgsb{m,vvv/ICL`omrsatmw/c`l

G]SBOMSS@UU@W[]OB[BMS

DAO[AS[BC @UU@W[]OB[R

{` `vo r`}w `vo Gaw $ Fwbii![}wohmr Va{mwdw`o{ Wms{a}wao{,wmakr {` `umo/ Mq}bulmo{ aokibq}`w ibcmosm boci}kmk/ @ddmwbofkbsc`}o{mk wmo{ai bocmo{btms {`nmiu vb{n s{aw{}u/ Natm r`}gmmo v`whbof d`w s`lm`ommism0 Largm b{‒s {blm {` ibtmr`}w kwmal/ 75>,621,;33;)Imvbs{`o) Bkan`/

V@WH VAO[MKOMMK A N@]SMHMMUMW0  Aor{blm kar obfn{) vmmhirgbvmmhir l`o{nir/ Wmdmwmocmsatabiagim/ 75>,625,7617) cmii},iaw/

CNBIK CAWM

A UWMCB@]S L@LMO[ KAR,CAWM nas `umobofs d`w afms7(/ Vm accmu{ CCSU aokBCCU/ Ibcmosmk/ 1= rmawscnbik cawm m~umwbmocm/ =52,72=,4133/ 145= K}s{ao I``u)Ciawhs{`o/

KARCAWM nas `umobofs/ 1cnbik +7=5 l`o{n) 7 cnbikwmo+3=5 l`o{n/ Boci}kms soachsi}ocn/ L`okar, Dwbkar) 6al,4ul/ 75>,6=5,1146) Imvbs{`o/

B V@]IK IBHM [@ gagrsb{ ad{mw scn``i `w vmmhmoks/ +7/=5cnbik/ 75>,;13,5432) Imvbs{`o/

BO, N@]SM CNBIK cawm nas`umobofs/ BCCU m~cmu{mk/Wa{ms d`w aor g}kfm{/ 75>,616,6=71) Imvbs{`o/

S ]G LB[ A KS `o {n mL`omrsatmw vmgsb{m:

vvv/ICL`omrsatmw/c`l

SCMO[SRDmgw}awr scmo{ d {nm l`o{nbs ’Ub~bm“) a kbtbom lb~ `d laokawbo) nmib`{w`um) m~`{bc{mahv``k) aok taobiia `ah/  A umwdmc{ uabwbof { {nmScmo[wmok `d 7517) ’Uboh

Umuumw“/ Caii Hwbs{bo a{ 75>,==3,23>= `w f` {`n{{u:hwbs{boomai/scmo{sr/}s

SCMO[SROmv uw`k}c{ iboms vbii gmawwbtbof {nbs suwbof/ O`v bs afwma{ {blm {` j`bo! CaiiHwbs{bo a{ 75>,==3,23>= d`w l`wm bod`wla{b`o `w f` {`n{{u:hwbs{boomai/scmo{sr/}s

C]S[@L G]BI[ I@F d}w,ob{}wm/ Gmks) kwmssmws) lbw,w`w dwalms) obfn{ s{aoks)aok l`wm/ 75>,621,1177/

C@LM BO AOK smm `}w omv i`ca{b`o!  Ao{bq}ms)w`chs aok fmls) Bkan` S{aw Fawom{s) Alm{nrs{)gw`ozms) `ah N``sbmw)ao{bq}m w`ii{`u `ah kmsh)}smk g``hs) gmaks) q}aib{rcwad{mk d}wob{}wm aok i`{sl`wm/ TBSB@OS @D J@RFMLS $ WMAS@OAGIMWMIBCS) =7> Labo S{wmm{)Imvbs{`o) 75>,62>,3;63/

I@FAO KBIILAO D]OKWabsmw) Suafnm{{b Kboomw $ Sbimo{ A}c{b`o) Dwbkar)Dmgw}awr 7;{n) =:35ul,6:35ul) Calmi`{Mimlmo{awr Scn``i) 1253Fwmiim Atmo}m) Imvbs{`o/C`lm d`w a d}o, dbiimk dalbirobfn{ aok sn`v I`fao nm bso`{ dbfn{bof caocmw ai`om!Bod`wla{b`o: Mibzagm{n) caii`w {m~{) 75>,>14,75;1 `w Lawri`} 75>,6;3,42;;/

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8/3/2019 2012-02-23 - Moneysaver - Lewis-Clark Edition

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C@ZR) C@[[AFM S[RIM 7gmkw `l Imvbs{ o @wcnawksn`}sm) iawfm i { vb{n gma}{bd}itbmv) +2=)555/ 75>,6;4,2257w 75>,>14,475=/

N@LM bo Ubmwcm Bkan `vomw dboaocbof/ N`lm bs ci sm {{ vo/ 3 gmkw `l) 7 ga{n/@vomw dboaocbof atabiagim vb{nslaii k`vo uarlmo{/ +=1=l o{n/ 71; Caoai S{wmm{/ 75>,>14,1>37/

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C ikvmii Gaohmw [ libos o/Ubch }u {nm SMAU@W[N@LM,DBOKMW { tbmv TaiimrWmai{ w‒s ibs{bofs/ @w f {vvv/icn lmdbokmw/c l

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  AQNA CWMLMII@ D`}oka{b`ogwmk s{aiib`o a{ s{}k) sbwbofgma}{bd}i uai`lbo` aok g}ch,shbo d`ais vb{n fwma{ kbsu`sb,{b`os! =52,775,6617/ Uimasmtbsb{ vmg sb{m d`w ubc{}wms aokbod`wla{b`o vvv/csuaboq}aw,{mwn`wsms/c`l

Q]AIB[R WMFBS[MWMKUabo{s aok Q}aw{mw N`wsms d`w saim) dw`l rmawibofs `o }u boafms) 7517 d`ais s{aw{ awwbtbofdbws{ vmmh bo Auwbi! Uimasm tbsb{vmg sb{m d`w bod`wla{b`o aokubc{}wms/ vvv/csuabo{q}aw{mw,n`wsms/c`l =52,775,6617) Mih/

UM[S[V@ AHC CNBN]AN]AS)dmlaim) slaii) sn`{s kmv iavs)tm{ cnmchmk/ +;=5/ 75>,6;3,6342) Imvbs{`o/

GMA][BD]I SNBN,U@@ u}u,ubms) kmv ciavs aok sn`{sk`om/ Wmakr d`w {nmbw d`wmtmw n`lms/ +17=/ 75>,6;3,=551)Imvbs{`o/

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[@ A F@@K N@LM) iawfmgma}{bd}i k`f) 155 igs/) i`tmshbks aok `{nmw k`fs/ B cao‒{cawm d`w Sal aor l`wm) v`}ikibhm nbl bo a f``k n`lm/ 75>,616,6=34/

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  AHC F@IKMO WM[WBMTMWu}us) +;=5/ Fwma{ gi``kiboms)o`v {ahbof kmu`sb{s/ Wmakr 3,14,17/ 75>,>66,1313) Kmawr/

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rmaw [mwwbmw lb~) ommks q}bm{n`lm8 ’G}gga)“ 2 rmaw Ub{G}ii8 ’Gwaok`o)“ 6 rmaw F`ikmo Wm{wbmtmw8’C}wb`sb{r)“ 7 rmaw Laial}{mlb~8 ’I}cr)“ =,17 rmaw Ub{G}ii/ NMIUBOF NAOKS WMS,C]M) 75>,6;3,31=6)Imvbs{`o/

K@F SB[[BOF bo lr n`lm/[mokmw i`tbof cawm/ 75>,62>,5>37) Imvbs{`o/

7 RMAW @IK laim FmwlaoSnmunmwk) AHC wmfbs{mwmk)giach {ao) om}{mwmk) m~cmiimo{vb{n cnbikwmo kbsagbib{bms/Ommks dmocmk rawk) m~cmiimo{n`}sm k`f/ Tmwr svmm{/ 75>,274,;;3;) Cimawva{mw/

UB[G]II U]UUBMS) o` uaumws)uawmo{s tmwr {blbk) 1s{ sn`{s)wmakr o`v) 1 dmlaim) 3 laims)+=5 macn/ 75>,==3,6474)@w`dbo`/

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m~cmiimo{ kbsu`sb{b`o) wmakro`v) +455, +655/ =52,>;3,=5;6) U`lmw`r/ Dacmg``huafm: Cnasm‒o Lm Iags `w vvv/cnasmolmiags/c`l

VM VBII GM a{ Imvbs{ oUm{c` Sa{}wkar) Dmgw}awr7={n) aok S}okar) Dmgw}awr74{n) dw`l 15al,3ul/ ’Ibir)“1 rmaw gwbfn{ Caibc`8 ’Nabimr)“14 rmaw l}{mk Caibc`)kmciavmk8 ’Gagr)“ ;,17 rmaw [aggr Caibc`) kmciavmk8’[vbia)“ 3 rmaw fwar vnb{m[aggr8 ’Tmo}s)“ 15 l`o{nkawh [`w{b Caibc`8 ’Ib{{im Ai)“= l`o{n dmbs{r {}~mk`8’Uwmcb`}s)“ 4 l`o{n lmkb}lnabw [aggr Caibc`8 ’W`sm)“ 7rmaw iawfm [aggr Caibc`/NMIUBOF NAOKS WMSC]M)75>,6;3,31=6/

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U]WMGWMK FMWLAOSn`w{nabw U`bo{mw u}us) g`{nuawmo{s uw`tmo n}o{mws assn``{bof uwmsmwtm f}bkm k`fs)gwmk d`w }uiaok gbwk n}o{bof g}{lahm m~cmiimo{ um{s) dbws{ sn`{s){abis k`chmk) kmv ciavswml`tmk) +;55/ Caii =52,=73,;>33) 35 lbims s`}{n `d Su`haom/

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IBTMS[@CH7 RMAW @IK wmfbs{mwmk Wmk

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DB^MK LAIM lb~mk gwmmkrmawibof f`a{s) }sm d`w lma{ `w vmmkbof) +6= macn/ Imatmlmssafm) 75>,>14,5366 `w 75>,625,;473) Imvbs{`o/

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NAOK SUIB[ 4‒ Cmkaw dmocmu`s{s) +3/=5 macn/ 75>,23=,5;;=) imatm lmssafm uimasm)Halban/

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G@MW LB^ fmo{im f`a{ g}ch)c`osbs{mo{ir sbwms 3 aok ; hbks/+155/ 75>,35=,72;>) J}ibam{{a/

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OMMK R@]W SNMMU snmawmk0Caii J`mi d`w fmo{im naokibof `d r`}w snmmu/ =52,7=;,36=5)U`lmw`r/

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NA[CNBOF MFFS aok gagrcnbchs/ Caii d`w km{abis/ =52,>;3,7;;4) U`lmw`r/

DAWL MQ]BULMO[NAOK,SUIB[ CMKAW dmocms{atms) ;>“ i`of) +1/3= macn/Naok,suib{ cmkaw dmocm ubchm{s)4‒~7“ vbkm) =‒ s`ibk ibomaw c`tmw,afm g}okim) +13/55 g}okim/75>,;3=,;1>4) Vmbuum/

126> CNMTR C4=) 344 cb) =summk) 14‒ gmk) n`bs{) wachs/255,75 w}ggmw 45-/ +4555`ddmw/ =52,772,36;6)]ob`o{`vo/

VAO[MK: 34‒, ;7‒ C]I[BTA,[@W/ Caii 75>,27;,=>56)C}ikmsac/

DAWL MQ]BULMO[KBMSMI L@[@W dw`l ;=3c`lgbom) 73/1,74 17 uirKbal`ok {wmak {bwms) Tao Gw}o{17‒ bw`o vnmmi smmkmws/ 75>,>>3,;347) L`sc`v/

3 U@BO[ H]G@[A =‒ w`{ {biimw)

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4233) Ciawhs{`o/S[ABOIMSS 76= FAII@O d}mi{aoh vb{n u}lu) db{s bo a ubch}u)m~cmiimo{) +6=5/ Dbwm u}lumw }ob{) ai}lbo}l 755 faii`o {aohvb{n 15 nu kbmsmi mofbom aoknbfn umwd`wlaocm dbwm u}lu)m~cmiimo{) +3555/ 75>,274,;=63) H``shba/

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1244 CNMTR [BI[ Cag L`kmi[,45) 7;)555 FTV) 344 l`{`w vb{n =7) 11W77/= wmaws)15/55^75 dw`o{s) 16=“ vnmmigasm) 1>‒ gmk) {w}ch bo tmwrf``k c`okb{b`o) +7)1=5/ =52,3>7,>27=) =52,>64,162=)Kar{`o/

VAO[[@ G]R LABO nrkwa}ibctaitm aok svbof gwahms d`w Gawh` ==5/ 75>,746,>=76) 75>,2;4,3>3;/

VAO[MK: NB[ACNB ,175 m~ca,ta{`w w`ch g}chm{/ Lbobl}l7;“/ A J`no Kmmwm ;25 K `w Mlar ais` db{/ 75>,23=,1=1=)Halban/

12>2 D@WK I2555 CAG aokcnassbs vb{n s{w`of C}llbosl`{`w) kw`u a~im) ubo{im nb{cn)25- w}ggmw `o {bwms) +4555/=52,764,4>;5) Kmmw Uawh/

D`ii`v vna{‒s nauumobof a{ICSC `o vvv/IC[`kar/c`l

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FAWKMOIAVO

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vvv/icl`omrsatmw/c`l L@OMRSATMW,IMVBS CIAWH MKB[B@O , Dmgw}awr 73) 7517 , 13

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DAWL $ FAWKMOAWL $ FAWKMO

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FAWKMOIAVO AUUW@^BLA[MIR 745 Ibomaw dmm{ `d cmkaw dmocbof) 4‒ nbfn)+6/=5 umw ID `ddmw/ 75>,6;3,;4;>) ad{mw 4ul) Imvbs{`o/

15‒^4‒ ][BIB[R [WABIMW vb{nwalu) 34“ uw` vaih gmnbokl`vmw) d}ii sbzm ubch}u i}l,gmw iakkmw wach/ Aii fwma{snaum/ Gms{ casn `ddmws/ =52,72=,34=5) Ciawhs{`o/

SUWBOF RAWK CIMAO, ]U!JC SNW]G [WMM $ IAVO/Snw}g) {wmm) aok dw}b{ {wmm {wbl,lbof) u`vmw wahbof) imad cimao,}u/ Uimasm caii Jmdd Calkmo)75>,6;3,5345/

BOK@@W UIAO[ CAW[);5“N~=7“I) {v` ;5 va{{ ialudb~{}wms boci}kmk) +16=/ =52,6=>,>6;5) Ciawhs{`o/

WM[BWMK DW@L FAWKMO,BOF: ib{{im }smk [w`r,Gbi{ [biimw)l`kmi 1=554) ; nu) +32=/ =52,6=1,23;1) Ciawhs{`o/

J]S[ BO [BLM d w SuwbofCimao}u, Gbf Lac cnbuumwsnwmkkmw `o vnmmis) omv c`o,kb{b`o/ Ibs{s +6>2) vbii smii d`w +355/ Smm a{ 413 G}wwmii  Atmo}m) Imvbs{`o `w caii 75>,>14,1>=5/

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C@OCWM[M C@OS[W]C,[B@O/ D`}oka{b`os {` dia{ v`wh/  Aii {nbofs c`ocwm{m/C`llmwcbai aok wmsbkmo{bai/ 37rmaws bo {nm g}sbomss/ Im{ }sgbk r`}w om~{ uw`jmc{/Wmdmwmocms/ 75>,625,;735)Ciawhs{`o/ BK# WCM,4227) Va#

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VBOCNMS[MW FWASS NAR)vbii kmibtmw/ 75>,>;3,7==1) 75>,621,7743) C}ikmsac/

@A[S D@W SAIM) g}ih gafs/75>,;3=,;;;>) Vmbuum/

@A[S AOK GAWIMR d`w saim/G}ih `w sachmk) cn`uumk `w vn`im/ Wm}gmos) 75>,27;,=154/

FWASS NAR) [bl`{nr aok@wcnawk) gawo s{`wmk) o` wabo)slaii sq}awm gaims) +4 gaim/75>,>6=,17>3) Uwbocm{`o/

[BL@[NR) AIDAIDA) LB^MK)slaii sq}awm aok gbf w`}ok)dmmk fwabos aok s{wav/ 35523W`zmohwao{z) [allaor/ 75>,6;3,414;/

NAR D@W SAIM) ib{{im sq}awmgaims) fwass `w fwass aidaidalb~/ Kmibtmwr atabiagim/ I}hmI`vm) 75>,27;,=154)Wm}gmos/

[BL@[NR NAR) fwass aidaidalb~) fwass) 175# gaims) +17=,16= {`o/ 75>,621,2=7;)Uwbocm{`o/

M^CMIIMO[ Q]AIB[R NARd`w saim gr {nm {`o `w gr {nmgaim/ Omvir awwbtmk `}{,s{aokbof nar! 75>,;13,53;7)Imvbs{`o/

FWASS NAR ;^; w`}ok gaims)Imvbs{`o `w Halban awma) 75>,>14,1;14/

FWASS NAR) slaii sq}awmgaims) += umw gaim/ 75>,>14,33=5) Imvbs{`o/

UWBCM GAIM: Fwass) 45 igs/+4/=58 Aidaida `w lb~) 45 igs/+4/=58 [bl`{nr) 2= igs/ +2/5583~;~> [bl`{nr) +15=8

Gi}mfwass 3~;~2) +658 smc`okc}{{bof aidaida) 3~;~>) +1358fwass aidaida lb~) 3~3~>) +>5/Kmibtmwr atabiagim/ Imvbs{`o)75>,6;3,32==/

[BL@[NR NAR) +1;5 {`o/Slaii sq}awm gaims/ 75>,;3=,;>16) Vmbuum/

S[WAV +7 GAIM) slaii gaims/7ok cw`u aidaida nar) +1>= {`o/75>,621,3=>7) Imvbs{`o/

7OK C][[BOF AIDAIDA) 16{`o i`akmk a{ +135 {`o/ 75>,621,2143) Imvbs{`o/

UW@K]CM  AUUIMS: D]JBS) J@O,  AF@IKS) Gwamg}wos) Faias)F`ikmos/ Wmk Kmibcb`}s `oir)+4/55 7= igs/ NAFMO‒S

@WCNAWKS) =52,6=>,3;=5)Ciawhs{`o/

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[@@ISTBC[@W C][[BOF aok gwazbof{``is: n`sms) mrm f`ffims) `~r,fmo acm{rimom fa}fms wmf}ia,

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SLAII N@LMIB[M U`vmw Sav) 13“ gaw) +35/ 75>,;64,=576) Ansanha/

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LAC‒S CRCIM CAWWBMSN@OKA FMOMWA[@WS/ AII@O SAIM/ CAII D@WKM[ABIS/ LAC‒S CRCIM) 655Gwbkfm) Ciawhs{`o) =52,6=>,=3;3/

IAVO L@VMW SMWTBCMSumcbai/ Fm{ r`}w iavo aokfawkmo mq}bulmo{ smwtbcmk

aok wmuabwmk o`v! Saim `oaii iavo l`vmws aok {biimws/F]R‒S @][K@@W) 35;[nabo W`ak) Imvbs{`o/75>,6;4,53>1/

1; , L@OMRSATMW,IMVBS CIAWH MKB[B@O , Dmgw}awr 73) 7517 vvv/icl`omrsatmw/c`l

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IC $ Uai`}sm Mkb{b`os474 [nabo W`ak

U/@/ G`~ 4>7Imvbs{`o) BK >3=5175>/6;4/5;>3

[`ii Dwmm >55/;63/;1=>Da~ 75>/6;4/>=56

aksEicl`omrsatmw/c`l

K`voi`ak auuibca{b`osaok f}bkmiboms dw`l 

vvv/icl`omrsatmw/c`lvvv/ic{`kar/om{`w

vvv/uai`}sml`omrsatmw/c`l

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D@W AUUIBCA[B@OS AOK FWAO[

F]BKMIBOMS) C@O[AC[ [NM L@OMRSATMW 

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AUUIBCA[B@OS ATABIAGIM!Sbocm 1221 {nm L`omrsatmw nas avawkmk 1;3 fwao{s {`cb{bms) smwtbcm fw`}us) aok w o`o,uw`fi{ wfaobza{b`osbo {nm L`omrsatmw‒s kbs{wbg}{b`o awma/ Wmc`fobzbof{na{ }w s}ccmss tmw {nm ias{ 3 kmcakms bs a wms}i{ d {nms}uu`w{ d }w wmakmws) {nm L`omrsatmw‒s C`ll}ob{rAuuwmcba{b`o Fwao{s awm }w var d fbtbof s`lm{nbof

gach {` {nm c`ll}ob{r/

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CALUMWSCAO@UBMS

FIASS[B[M CAO@UR) db{s S,15 ubch}u) law``o c`i`w) +;55`ddmw/ =52,772,36;6)]ob`o{`vo/

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12>4 >,17‒ SMID C@O[ABOMKcalumw +12=5/ 75>,;64,==44/cimawva{mwn`lms/`wf

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755> K][CNLMO WABOBMW1>D [watmi [wabimw) k`}gim gmk)`tmo) lbcw`vatm) AC) avobof)kbal`ok uia{m/ +15)225/#7576;5/ =52,2>6,1425/Gi}mK`fWT/c`l

7552 [WABIGIAZMW grH`ld`w{) 35‒11“/ Ibhm omv) }smk`oir 3 {blms! Sibkm `}{ s`da aokg}oh gmks/ D`}w smas`o/Simmus sb~/ +7>)555 `ddmw/ 75>,621,>577) Ciawhs{`o/

1> ]SMK DBD[N vnmmis bos{`ch/ S{aw{bof a{ +;)225/ S{#

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7554 VBIKV@@K) 74‒ dbd{n

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7554 OASN dbd{n vnmmi) vb{nsibkm) AC) simmus 4/ +11)>64/S{# 1157>;/ Bo {nm Uasc` A}{`uim~/ 1,>66,726,=116/W}sskmaowt/c`l

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OMV C@IMLAO 16‒ [watmi[wabimw) +2>25, avobof) d}woacm)wmdwbfmwa{`w) c`otmw{mw) suawm{bwm) s{agbibzmw jachs) va{mw nma{mw) lbcw`vatm) imss {nao3555 igs/) uwbta{m sn`vmw aok{`bim{/ #752141/ =52,2>6,1425/Gi}mK`fWT/c`l

1222 N@IBKAR WALGIMW 35‒ Ai}lascaum {watmi {wabimw) tmwrobcm) ibfn{vmbfn{) omv avobof){bwms) mtmwr{nbof v`wh fwma{/+2555 ddmw/ Mlabi:savlbii1755En`{labi/c`l

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755; 7;‒ [WABI[MCN ={nvnmmi {wabimw) m~cmiimo{ c`okb,{b`o) +=555/ 75>,621,1;>;)

Imvbs{`o/DIA[GMK AOK UBCH]U g`~{wabimws/ Ais` vbii g}bik {` s}b{/Smii `w {wakm/ 75>,621,375;)cmii}iaw/

VMIIS CAWF@ W`ak D`wcmaok Das{ [wach moci`smk {wabi,mws/ U}wcnasm `w `wkmw {nmgms{ d`w imss! 75>,247,3555 w 75>,2>3,6714) C`{{`ov``k/KIW/

[V@ 1>/=~>/=~> {wabimw {bwms)l`}o{mk) ibhm omv) +4= `ddmw/75>,621,2143) Imvbs{`o/

L@[@WN@LMSI@[S @D [WAKMS dw`l `}w 14{n Aoo}ai [WAC Saim! [watmi{wabimws) dbd{n vnmmis)

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8/3/2019 2012-02-23 - Moneysaver - Lewis-Clark Edition

http://slidepdf.com/reader/full/2012-02-23-moneysaver-lewis-clark-edition 17/20

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8/3/2019 2012-02-23 - Moneysaver - Lewis-Clark Edition

http://slidepdf.com/reader/full/2012-02-23-moneysaver-lewis-clark-edition 18/20

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8/3/2019 2012-02-23 - Moneysaver - Lewis-Clark Edition

http://slidepdf.com/reader/full/2012-02-23-moneysaver-lewis-clark-edition 19/20

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