2010Feb25 - Howard Griswold Conference Call

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    Howard Griswold Conference CallThursday, February 25, 2010Partial

    Howard Griswold Conference calls:218-844-3388 pin 966771# (6 mutes & un-mutes),

    Thursdays at 8 p.m., Eastern Time.6 Mutes and un-mutes

    Conference Call is simulcast on:www.TheREALPublicRadio.Net

    Starting in the first hour at 8 p.m.

    Note: there is a hydrate water call Mondays, same time and number and pin #.Howards home number: 302-875-2653 (between 9:30, a.m, and 7:00, p.m.)

    Mickeys debt collection call is 8:00 p.m., Eastern Time, Wednesday night. The number is 712 432 8773 and the pin number is 947975#.

    All correspondence to:Gemini Investment Research Group, POB 398, Delmar, Del. 19940

    (do not address mail to Howard Griswold since Howard has not taken up residence in thatmailbox and since hes on good terms with his wife he isnt likely to in the foreseeable

    future.)

    "All" Howard's and GEMINI RESEARCH's information through the years, hasbeen gathered, combined and collated into 3 "Home-Study Courses" and

    "Information packages" listed atwww.peoples-rights.com "Mail Order" DONATIONSand/or Toll-Free 1-877-544-4718 (24 Hours F.A.Q. line)Dave DiReamer can be reached at:[email protected]

    Peoples-rights has a new book available from The Informer:Just Who Really Owns the United States, the International Monetary Fund, FederalReserve, World Bank, Your House, Your Car, Everythingthe Myth and the Reality.

    Hell take $45 for the book to help with ads, but $40 would be ok which includes shipping($35 barebones minimum)

    www.peoples-rights.com c/o 1624 Savannah Road, Lewes, Delaware 19958

    ********************Note Mickey Paoletta has a new study course starting June 3rd, Wednesday at 8 pm.,

    Eastern Time. The course will last for six Wednesdays. The first session was held on June3rd.Send the fee ($250 MO) to:Mickey Paoletta, 1771 South Meadow Drive, Mechanicsburg, Penn. 17055Fax the MO and letter to Dianne and shell give you the tel # and pin #.

    Put study course in the subject line of the e-mailDiannes telephone number is 570-388-0938

    Dianne fax number is 866-390-2344

    http://www.peoples-rights.com/mailto:[email protected]:[email protected]://www.peoples-rights.com/http://www.peoples-rights.com/mailto:[email protected]://www.peoples-rights.com/
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    Diannes e-mail is:[email protected]

    ***************************

    Often you can find a transcript or a partial one for the weeks call at the following website:http://groups.yahoo.com/group/peoplelookingforthetruth

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    [Ken] Hi, Howard, Ken in Nebraska.

    [Howard] Good evenng.

    [Ken] Did you get that letter that I e-mailed to you from the court clerk?

    [Howard] No.

    [Ken] No?

    mailto:[email protected]:[email protected]://groups.yahoo.com/group/peoplelookingforthetruthmailto:[email protected]://groups.yahoo.com/group/peoplelookingforthetruth
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    [Howard] I didnt yet but Donnas not home right now to work the computer. Theonly way I touch the computer is with a big hammer.

    [Ken] Our appeal didnt meet their standards.

    [Howard] What do you mean?

    [Ken] Lets see what it says.

    [Howard] The only thing I know that might have been short was probably there was acolor page that was supposed to go on the front it.

    [Rod] This is Rod from California. How you doing?

    [Howard] Pretty good; how are you, Rod.

    [Ken] Ok, here it is; I got it right here. First off, when you file a brief with thecourt you have to have ten copies and she informed me of that when I went there and yougot to send two copies to the opposing party. What rule was thatnumber 2109D1Cregarding a jurisdictional statementit has to be one of them. Regarding propositions oflaw and supporting authority, regarding the statements of fact and thethereto.

    [Howard] Well, it has all that except the number of copies.

    [Ken] Yeah, well, I straightened that out because she said, you can mail them tome, so I did that.

    [Howard] Ok.

    [Ken] So I mailed her nine more copies.

    [Howard] Well, the points and authorities are in the appendixok. Theres a table ofcontents, a statement of the case, a summary of arguments. The arguments and aconclusionthats the normal requirements in all the courts how to put it together. Theonly other thing is sometime they got specific little rules like its supposed have a certaincolor on the cover sheet of it.

    [Ken] Yeah, I read that. White

    [Howard] Ok. Well, in the lowest one of the appeals courts they let it go with a whitefront cover.

    [Ken] The other sidecolor Well, what do they mean by regardingpropositions of law?

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    [Howard] Thats what we put in there in the arguments. Thats regarding thepropositions of law.

    [Ken] Ok, so in other words, we covered all these things.

    [Howard] Yeahum huh.

    [Ken] Alrightokanyway, that letter I e-mailed it to you so you can look itover. I also e-mailed you the website address to where the Supreme Court rules are and

    [Howard] Oh, ok, that would be a good thing to have because they vary a little bitfrom court to court.

    [Ken] Yeah. Chapter Two, that covers briefs. Anyway, I e-mailed that.

    [Howard] If we dont get any more snow that theyre predicting for tomorrow Donna

    should be home tomorrow so shell download it from the computer.

    [Ken] Ok, great. I just wanted you to be aware of that. I thought you coveredeverything. I read that and it looked like everything was there that was supposed to be buttheres some more things they say in there you might want to read.

    [Howard] Yeah, there might be some rule number or something youre supposed tostate for the appeals courts jurisdiction.

    [Ken] I think they did say that.

    [Howard] Well, then I would need the appeals court rules in order to know that.

    [Ken] Yeah, they did say something about that. I read that in the rules.

    [Howard] Thats where ninety percent of the cases filed by lawyers and patriot typecases that they file fall short because they dont state the jurisdictional authority of thecourt. But most appeal courts do not require any kind of a statement like that because theyhave jurisdiction of an appeal from a court below that already had jurisdiction.

    [Ken] Yeah, exactly.

    [Howard] But some of themit depends upon the lawyer that writes it.

    [Ken] Well, I hope that doesnt mean youve got to re-do that whole thing.

    [Howard] Nouh uh, no, maybe all wed have to do is add a jurisdictional statementunder the rule number.

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    [Ken] What does that mean? It usually means like youre letting them know whythat court should hear it?

    [Howard] Yes, where they have their authority to go ahead and hear it.

    [Ken] Howard, I was nit picking, myself. I was looking over my securityagreement and I was kind of nit picking and I wanted to make sure that my signature wasright. I printed like the instructions said my debtor. I printed that and on my debtor on mysecurity agreement my is, the organization trade name is., thats how I printed it. Andthen the signature part or the security part, secured party, I signed that one like thatinstructions said and I signed it Roderick M with my middle name like it is on the frontpage, its Roderick Anthony Padea[sp?]. Is that ok, that I didnt print my middle name ondebtor, just left it the way it was on the front page, Roderick Padea.

    [Howard] No, just the way the debtors name is always used in business. Did younotice on there it says any deviation of the this name is the same.

    [Ken] Yes. Ok.

    [Howard] Well, then that covers it, doesnt it?

    [Ken] So I did it right, Roderick Padea for debtor and Roderick Anthony Padeafor?

    [Howard] Yep, you did it right. Yeah, a lot of people have a middle name and dontuse it in business.

    [Ken] Yeah, when I was younger I used to use Rod A.i mean, I was like a fishon my name.

    [Howard] I always used Howard Rand I made the R real bold because my fathersname was Howard O. and they would mix the two of us up all the time....[Jim] Howard, I sent over a transcript that Ralph Winterrowdwell, he did a callwith Joyce Riley and he outlined what hes doing, did you get to read that my chance?

    [Howard] No. I dont know if you heard say Donnas not home right now.

    [Jim] Oh, ok, its long termI see.

    [Howard] Nobody to operate the computer until she gets back.

    [Jim] Yeah.

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    [Dave] Yeah, he says the Administrative Procedures Act is unenforceable. Theycannot enforce any of it.

    [Howard] Yeah, weve been talking about that a little bit.

    [Jim] They were talking about substantive regulations.

    [Howard] Well, what Ralph has found there related to administrative actions ofagencies and administrative actions taken into the court fits exactly what our brief onstanding said years ago that its all administrative internal to government and onlyauthority is to administer on government people, not upon the private sector.

    [Dave] And its interpretive only. {interpretive regulationsnot put into theFederal Register}

    [Howard] Rightit is.

    [Howard] As a matter of fact, several years ago I put some information out on suingjudges that came from some group that enjoys chasing after and suing judges and I backedup by checking on the court cases they cited and found out that everything they puttogether was right. Judges only have judicial immunity when they rule in a judicial setting.Ninety-nine percent of the activity in these courts is administrative and judges do not haveany judicial immunity when they act administratively and theyre acting administratively.Theyre just administering the internal rules of government that regulate government. Theydont regulate the private people. They cant be applied to the private people but theyredoing it and getting away with it because were educated stupid people. I hate saying thatand talking about it because it just reminds me of how stupid Ive been all my life to goalong with them.

    [Dave] And also that judicial immunity that they claim under the 11th Amendment,thats only against other government agencies that may come after a judge. Its not aboutthe people not coming after a judgeits inapplicable to us.

    [Jim] I take it things that are not put in the Federal Register are not applicable.

    [Howard] Thats one thing. Theyre not applicable, at all, if theyre not listed in theFederal Register. Thats the federal courts, now. The state courts dont have to list anythingin the Federal Register....[Kathy] I called the Secretary of State and they said that the UCC form, the creditor,they will not accept it unless thats in all upper case letters. It has to be

    [Howard] It cant be.

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    [Kathy] I know, I told him that. I was talking to him today and he said, well, thatsour administrative rule.

    [Howard] See, were back to the administrative discussion we were just having, theycant impose that upon the private sector.

    [Kathy] He said it would just be sent back to me and I was thinking I would do it inWashington, D.C.

    [Howard] No, absolutely not. That is patriot bull crap waste of your time.

    [Dave] Have him send you a copy of that administrative rule hes quoting and senda copy to Howard.

    [Howard] Yeah.

    [Kathy] He quoted it to me.

    [Dave] Im saying a written copy that we can look at, not talk.

    [Howard] Get him to send you a copy of it.

    [Kathy] And I was thinking, too, as long as I send it and I proof I sent it then thatsgood enough and then

    [Howard] Thats what their law says.

    [Kathy] Yeah, so Ill argue it that way but this is done just to stop you from doing it.I mean, they dont want you to do this obviously.

    [Dave] You dont need to argue. Were anxious to comply with their rules. So havethem show you and mail you or e-mail you or fax you a copy of the rule that youresupposed to comply with that hes quoting. How can be obey if they dont tell us what therule is?

    [Howard] Well, other than that, too, we also want to debate with them what their rulesays and whether or not its permissible.

    [Owen]Also, look in your local state statutes under your corporate laws. I know inPennsylvania, 15 Pennsylvania, Title 5301 to 5309 specifically says that corporations andfictitious names are fully capitalized, not the average individual.

    [caller] Hes making that up. He wants to keep you in the all-capital, that way youcant control your strawman.

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    [Dave] Owen, can you send me a copy of that to [email protected]? The Statutenumber that you just quoted.

    [Own] Ok.

    [Kathy] Ill call this man at the Secretary of State again and Ill ask him to send methe rules but at the same time I should try filing it. I should mail it to him and just use thatas proof of filingright?

    [Howard] Right. Make a photocopy of your money order to prove that you tenderedpayment and send it certified mail and keep the certified mail receipt and you got proofthen that you delivered it and thats what the Code says you have to do. If you can provethose two things its effectively filed whether they index it or not which means giving it thefiling numbers. For a filing number you use the certified mail numberthats the

    [Kathy] If I do it the way he says then it will be absolutely worthless because if I put

    my name, my natural person name, in the full capital letters I take on the responsibilities ofthe debtor which is what I dont want.

    [Howard] Exactly what you dont want. Thats why you dont do that.

    [Kathy] Right, theyre trying to trick you.

    [Howard] Theyre trying to keep you in the fictional arena.

    [Kathy] He kept saying, well, Im sorry, those are our administrative rules and thisis what we require and if you sent it in the way you were saying were just going to send itback to you. Thats what hes saying so

    [caller] Howard, cant you say shes not in their administrative jurisdictiondoes itapply to her?

    [Howard] You can say anything you want they wont pay any attention to her. This isour rules, were programmed little idiots. We do what our rules say, thats all we know.Thats the kind of morons youre dealing with.

    [Dave] Tell him to send us a copy so we morons can know what the rules are.

    [Howard] Well, we want to know so that we can argue with them about their rules notbeing applicable.

    [Dave] Well, well do what they do, well lie. Tell them one reason

    [Howard] You do not change the secured partys name to a capital letter spelling.

    [Dave] I didnt say anything about changing anything.

    mailto:[email protected]:[email protected]
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    [Howard] Well, thats what he says on the rule, Daveyou werent listening to her.

    [Dave] Well, why dont you get it and see what it actually says instead of the guysays, the guy told her.

    [Howard] A lot of times these people will tell you something that the rule says andwhen you read the rule it doesnt really say what they say it says.

    [Dave] My point exactly. I rest my case.

    [Howard] Ok.

    [caller] What they do here in Utah is they go ahead and file your UCC-1 but then ontheir form sheet they change that to all caps.

    [caller] Yeah, but thats fraud, right there. That just changed the way you did it.

    [Dave] Thats falsifying a document.

    [Howard] In Utah they dont stamp your original one in and then give you aphotocopy of the stamped in original. What they do is they write a separate piece of paperthat lists the debtor and the secured party and says its filed with a file number orsomething on a separate piece of paper. Well, these idiots have a typewriter that is set oncapital letters only. They cant type it any other way.

    [caller] So what do you do about that when youve had it done for a while?

    [Howard] Actually, theres nothing you can do about it.

    [caller] Well, Ive been using it to do assignments and that kind of thing andsaying that they wouldnt accept itI still owed the money. So, I sent him the notice andIll send him the Notice of Default and the other one. Maybe thats why theyre doing that.

    [Howard] About twenty-five years ago we were still using typewriters becausecomputers werent very functional. They were fairly new and they werent as big a thing asthey are today. And we were wearing out typewriters right and left with the amount ofwork we were doing. So I went to an auction where they were selling a bunch ofgovernment surplus stuff and I bid on two typewriters and I won the bid. Got them cheaptoo, like ten dollars apiece. In those days, you might have had to spend $69 to buy a nicetypewriter. Nothing like todays world, is it? Anyway, I got these two nice typewriters,took them home, started using them. The damned things wouldnt type anything but capitalletters. They were government typewriters. Government does everything in capital letters.

    [caller] Well, Howard, wouldnt the gentlemen, wouldnt he have to go to court andmake them stamp his original? They can print up anything they want on their typewriters,

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    that stays in their fictional world but his was real so he would have to get a court order forthem to stamp his originalright?

    [Howard] Well, some of them dont do that, they dont stamp them. They just type upa receipt to show you that they have it. Each one of them has their own little internal rules

    of how they do things. And like I said, earlier, it depends upon the lawyer idiot that decidedwhat the rules were going to be.

    [caller] Ok, so then you could get an affidavit by the gentleman saying that histypewriter had only capital letters.

    [Howard] You could ask him for that but I doubt if youd get him to sign it.

    [caller] And that you had the receipt of the original and that way he would be in

    [Howard] Do you know anybody else in this world that will admit that theyre stupid

    like I admit that I am? No, they all think they know what theyre doing. They wont admittheyre stupid.

    [Henry] Did you watch Obamas health care speech?

    [Howard] No.

    [Henry] Everything out of his mouth was a lie. Then he said to the Republicans thatwere there, I dont care if you pass it or not. I will pass it through the Democratic Housewithout your ok.

    [caller] Well, remember what John F. Kennedy said, its not the lie thats thedamage, its the persistence.

    [Howard] And also remember what the Tenth Amendment gives the people the powerto do. The people can reject the health care bill as it applies to me individually. You cantreject it for everybody but you can reject it as it applies to you and if enough people do thatit becomes mootits hardly usable. If enough people do that maybe even your idiots thatyouve elected in state legislature will take action and do it on behalf of the entire state.

    [Dave] It already doesnt apply to live natural people with all lower-case names andno numbers. It only applies to governments creations which are the all-capital namedummy corporations that do have government property ID numbers lovingly called socialsecurity numbers.

    [Howard] As long as they have your name anywhere in their records they willconsider you to be an all-capital letter dummy.

    [Dave] And they will send the dummy, the papers, in a fiction two-capital letterzone and a numbered zip code, fictitious zone.

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    [Howard] Yep.

    [Dave] And if you react or keep those papers you are the dummy that they presumeyou to be.

    [Howard] Yes, we are.

    [Dave] Live natural people do not live in fictions called the State of Kentucky orState of Pennsylvania, and they dont live in KY and they dont live in PA and they dontlive in 12345 or 19958 or any other numbers. Live natural people dont have domesticaddresses, they only have non-domestic post locations that are sent to an all-lower casespelled fully out state name with no numbers.

    [Howard] If we would just learn to pay attention to the things were looking at wewould recognize some of this stuff and realize what youre saying. If you look on a map

    you will not find a place called Delaware with the name, State of Delaware. Its not on amap anywhere. There is no State of Delaware on a map. The only thing noted on the map isDelaware which means its different than the State of Delaware. The State of Delaware is acorporation located in some building in Dover, Delaware. Thats not what would show upon a map. What shows up on a map is nothing but the outline of a territory known asDelaware.

    [Dave] The word, of

    [Howard] Well, that shows you thats there a difference. Yes, the word, ofgoahead, Dave.

    [Dave] The word, of, means possession. If this is the ink pen of Dave whose inkpen is it? The word, of, says its Daves ink pen because its of Daves. So the State of isnot the same thing as the actual state. The state of is a fiction on the actual Delaware realgeography.

    [Howard] Actually, Delaware is not a state. Delaware is a territory, a place. Andlikewise, Nebraska, California, any one of the places you people live in, those places are bythat name. The state is the government. Its not the place you live in. The United States islocated in Washington, D.C. How many times did we talk about this? We do not live in theUnited States unless we work for the government.

    [Dave] And it also covers ports, dockyards or arsenals or other needful buildingsand territories and possessions like two-capital letter fictitious zones and numberedfictitious zip zones.

    [Howard] And state governmentsthey all fall under the same possession.

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    [Dave] Or the Census Department.

    [Howard] Yeah, the Census Department in the Department of Commerce and I forgettheir address in Washington, D.C. to notify them that you have terminated the birthregistration that existed in the Department of Vital Statistics in Ding-a-ling state.

    [caller] By claiming its yours on your security agreement?

    [Howard] Well, you also want to terminate it. You want to do the affidavit ofcommercial notice telling them that they can keep it if they pay you for the value of thebody. And if theyre not going to pay you then its hereby terminated, the registration ishereby terminated. Once youve done that, given them notice, its terminated. Then youwant to let the Department of Commerce know that its been terminated so that they canterminate all functions that theyve created from their use of it. They didnt keep it. Theysent it to, believe it or not, a place in West Virginia where the Coast Guard documentsvessels of the United States and your birth certificate then becomes documented as a vessel

    of the United States.

    [Dave] And then begins the multiplicity of contracts.

    [Henry] Dont they take and record it and set up a strawman in Puerto Rico with thatbirth certificate?

    [Howard] Thats exactly whats done once its documented as a vessel of the UnitedStates in the Coast Guard. But to terminated it in Puerto Rico first doesnt work. Toterminate it in Washington, D.C. first doesnt work. You got to terminate where it was firstregistered. All registrations are in the form of contractstheres an offer and an acceptanceso its in the form of a contract. They offered a whole whatevers on the paper for you andyou accept that offer by giving it to them and letting them hold it for you so it becomes acontract. The law of contracts says very explicitly that a contract has to be terminatedwhere the contract was made, not someplace else. It cant even be terminated in a court.

    [Henry] Nope, thats been tried.

    [caller] So, basically theyre holding it until you show interest in it and claim thatbirth certificate on your UCC-1 its theirs until you claim it, thats under HR62

    [Howard] Well, theyre the holder-in-due-course until you claim it backyes.

    [caller] that gives us the power to claim it back because otherwise is was fraudWhat I had been reading was that HR62, I believe it was, like an insurance policy for theSenators and for the judges that when we try to go in to show thats it fraud what theyredoing on us, they throw it right out because there is a redemption on, how would you say it,relief outside the court that we should actually claim our strawman or how would you sayit, the birth certificate, without going to court so thats why they never, ever get them forfraud because they provided us the remedy and the remedy is by filing our UCC-1 and

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    claiming our birth certificate as our own and this way when we do that the ownership of thestrawman becomes ours and nobody else, now, can use it.

    [Howard] And from then on anybody else who makes a claim against anything to dowith the strawman or anything to do with the strawmans property fails to state a claim

    upon relief can be granted because they have no interest that they cant prove an interest inthe property. But until you people learn to argue it that way, weve talked about it andtalked about it, but nobody seems to follow through and argue it that way that they failed tostate a claim upon which relief can be granted because they cant prove an interest. And IcanI proved my superior interest because mine is recorded. If theyve got one its notrecorded. The Code requires the recording to be at the Secretary of States office or at theCounty Recorder of Deeds if land is involved and it has to be filed in the UCC division ofthose places, not just filed in the public record.

    [caller] When lands involved it needs to go to your county recorder?

    [Howard] Right. But you got to check the rules locally. Some of the states have justallowed the County Recorder of Deeds to file everything. Some of the states have allowedjust the Secretary of States office to file everythingthe county recorder of deeds doesntfile them anymore. So you got to check and find out in your state just exactly what theirinternal rules are.

    [caller] And you were saying that theres a public one and a deed oneI guess herein California I think they call it real estate or something.

    [Howard] No, I never said that. What I said was, in some states only the Secretary ofState records them and theres a place at the bottom of the form where you mark that its togo into the property records. This patriot foolishness about a public and a private side is abunch of baloney. The only public and private difference is the republican form ofgovernment guaranteed privacy for the individual who was not a part of government andanything to do with government is all public. Now, public government can have privatelyowned corporations within them but theyre still public corporations, theyre just privatelyowned by the public government. That gets confusing, I know, there is no public andprivate side within government.

    [caller] Yeah, that doesnt make any sense at all.

    [Howard] No, but theres a lot of bull crap around about it.

    [caller] Have you heard also that a different way for a person to discharge theamount or the claim through a closed bank account with arouting number?

    [Howard] No. Thats a good way to end up behind bars. Dont listen to thatfoolishness thats out there, thatll get you locked up. No, you dont do anything with aclosed bank account. The only way to discharge a debt is when the debt is an expense laidupon you by government. Government has a duty to reimburse you for any expense or loss

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    that they cause you. This account has been set up in the US Treasury Department to coverthose losses and expenses. You just assign the debt back to them for reimbursement of theexpense or loss that theyre causing you to suffer and thats the only way thats legitimate,thats within the Code to do it. All these other concepts that people come up with, theycant prove it in law that they have a right to do it that way and people are going to jail for

    using some of these stupid things. Weve been doing this assignment since June of 2000.Thats ten years right soon. And in ten years nobody thats done an assignment has evenbeen bothered by law enforcement much less arrested and charge with anything. But peopledoing these other things like promissory notes and bonds

    [Henry] Public office money certificates.

    [Howard] Yeah, public office money certificates and whats the other thing thattheyve been preaching so much about across the country for a long time, a bank function(BOE), thats not a legitimate way to transfer the debt back to the treasury account to bepaid as an offset against your expense that they caused you.

    [Dave] Bill of Exchange?

    [Howard] Yeah, Bill of Exchange, thats another foolish damned thing that a bunch ofpeople went to jail over.

    [caller] What was that one? They were trying to

    [Howard] They were trying to use the Treasury Account but assign the debt throughBill of Exchange and thats not how its doneits done through an assignment. You haveto follow the procedure for an assignment to do it correctly. We looked it all up. We foundit in our laws. We put it together according to their laws. Nobodys been bothered thatsbeen doing it with the assignment doing it according to the laws. But there other ways,people have been bothered alrighta whole lot of people are in jail to this day on chargesfor using some of those foolish different approaches.

    [Jim] The latest one seems to be accepted for value.

    [Howard] Yeah, is you just look up the definition of accepted in a law dictionary youwould find out that thats not a very good approach. If you accept in any manner youassume the liability. Why would I accept paying somebody elses debts and thats all thisstuff is. The government through every one of these little functions of fines, fees and taxesare just passing their debts onto you to pay. If youre nice enough to pay them you keep ondoing itkeep on being nice if you can afford it. But an awful lot of people in Americacant afford it anymore. Thats why this is coming to a head because moneys getting tight.Inflation has destroyed us. We dont have the extra money to keep paying their debts forthem so people are starting to balk.

    [caller] Not only just that but youve taught us what a fraud it is and I know me, Imjust pretty pissed off about it.

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    [Howard] Well, its always better to be pissed off than pissed on, so Dont let thempiss on you anymore. Thats what theyve been doing and getting away with. It all comesback to our education system. We were programmed to be little functional idiots and goalong and cooperate with everything they want done and we didnt know why we couldnt

    or shouldnt because education didnt teach us.

    [Jim] Lindsey Williams was on the radio today and he was talking with his eliteperson hes been talking with and he says, most people will not be able to afford food.And he says, everybody picturing this as the food is going to disappear out of thesupermarkets. He says, thats not doing to happen, theres going to be plenty of food in thesupermarkets but theyre not going to be able to afford it. Theyre devaluating the dollarseriously and they just wont be able to afford the food thats there.

    [Howard] If you have the slightest little bit of common sense you can see that thats100% accurate. The price of food has been skyrocketing.

    [Jim] He also said that the price of a barrel of oil did not go up. That is not thereason that the price of gasoline has gone up seriously. He said that it stayed there at fiftydollars a barrel. He said that the reason its gone up at the pump again is the devaluation ofthe money.

    [caller] And thats because of the massive borrowing thats done. They have tooffset the massive borrowing and take money out of circulation by raising the taxes.

    [Dave] In other words, in purchasing oil is still fifty dollars a barrel.

    [Howard] If you watch the stock market you can see this reality all the time. Theinvestors in the market invest when the value of the dollar is low. They sell off theirinvestment when the value of the dollar is highthey get out. This morning the Euro wasway down which meant that the dollar was up. The market started out, within half an hourit was down 174 points. They were selling off everything because the dollar was regainingvalue and they dont want that, they want inflation. The only way business makes money isoff of inflation. They dont make profits off of what they do by actually producingsomething and selling it for a reasonable price. They make money off of inflation. Thatswhere the profit is in this silly system of paper money that were living in. The profit is ininflation. They need the inflated value. The inflated value is when the dollar has a lowervalue. Well, this afternoon, all of a sudden, for some damned reason the Euro went up invalue which meant the dollar went down in value. All of a sudden the market changed from170 to 180 points down where it was fluctuating for a couple of hours. It changed and itwent to only fifty points down because everybody bought back in. At the same time goldwent up, silver went up and oil regained a little bit of its commodity price. Now, thecommodity price is the futures price not the actual selling price that its selling for today. Itmay well be selling for $50 but today it actually closed at somewhere close to eightydollars.

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    [Henry] Seventy-seven.

    [Howard] Was it?

    [Henry] Yeah, it was $77.

    [Howard] Somewhere close to $80, $77, $78, that what If were talking aboutchange for a dollar those couple of pennies dont make much of a difference, do they?

    [Jim] Apparently, the secret of the bank up in North Dakota is that theyrekeeping the money in North Dakota, theyre not sending it out of the country. The regularbanks are sending the money basically out of the country and that causes inflation.

    [Howard] Regular banks are dealing with the big banks. The North Dakota banks arekeeping everything within the North Dakota banks and not dealing with the big banks. So,what theyre doing in North Dakota is lending money at a lower interest rate which is

    helping keep the economy going stronger, not causing inflation, and theyre not sufferingnear as bad. Theyre actually getting by on their own production up there. Every state inthis country could do this on their own and just ignore the big banks but they dont becausethere is a benefit to the states in dealing with the big banksthey profit from the inflation.

    [Jim] Theres about eight other states that are looking at it seriously. Florida islooking at it very seriously.

    [Howard] It would be a good idea if all the states looked at seriously and just startedignoring the federal governments money system. As a matter of fact, theres a politician inthe state legislature in South Carolina that ishes got a proposed bill in before the statelegislature to ban the use of Federal Reserve money in South Carolina. I dont think itsgoing to fly but I know one thing, hes sure creating some controversy and enlighteningpeople about the difference and thats what we need to do just like this proposal that Ivebeen talking about of doing a referendum vote to abolish the state government. You dontthink thats going to make some people pay attention? Damned right it will.

    [caller] Whats wrong with that guy is that hes probably the one that theyappointed to tell them to stop using federal notes and then hes going to start bringing outsome kind of like the Amero or something thats going to have all kinds of other rules likethe Federal Reserve rules.

    [Howard] Well, all moneys got to have rules. In the colonies before they becamestates of the United States every one of the colonies printed their own money and they hadtheir own rulesthey werent always followed but the had their own rules.

    [caller] But it didnt make people slaves like using the Federal Reserve notes whereyoure using corporate paper.

    [Howard] No, it didnt.

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    [caller] If theyre going to bring some type of money they have to alert the peoplethat this type of money cannotif its being used theyre not signing away your rights orsomething by using it.

    [Jim] There was a legislator in Virginia that proposed studying that bank but I seeit was tabled.

    [Howard] Yeah, if one gets to be a little bit intelligent and starts using his intelligenceand starts looking in the direction of these things the rest of them shoot him down realquick.

    [Jim] Howard, on that social security you were mentioning that you could breakyour contract with social securitytheres a form for doing that?

    [Howard] No. There is a form for waiving the benefits saying Im rich enough, I dont

    need your money so you dont have to send me the benefitstheres a form for doing that.I forget the number of that form but that does not terminate your relationship with socialsecurity. Social Security is another contractyou filled out a piece of paper and signed it.They gave it to you, thats an offer, you accepted it and signed it and returned it to them asan acceptance. Its a contract. It has to be cancelled at the Social Security AdministrativeBuilding in Woodlawn, Maryland. There is no form with a document showing that itscancelled. There is no form that I have ever found anywhere in government forms forterminating somethingthe government doesnt want you to terminate anything. Theywant you to get involved in all of their activities. They dont have a form for terminatingthe entire thing. It has to be done in contractual form to terminate the contract.

    [Jim] What is that, an affidavit that you put in or something, how does that work?

    [Howard] Yeah, our Affidavit of Commercial Notice tells them that they can keep theproperty of my labor or whatever it is, my body, whatever registration were talking about.They can keep it if they want to. All they have to do is pay us for it. Pay me for my bodyand my production which is the same thing as social securityyour labor is yourproduction. Just pay me what its worth. My body is worth X number of dollars because ofmy income capability over the number of years that Ill work. So, pay me that amount andyou can keep it. You can do anything you want with it once you pay me. Its now yours,you purchased it, but if youre not going to pay me then the registration is herebyterminated. Thats what our Affidavit of Commercial Notice says and does. It terminatesthat registration because you know damned well theyre not going to pay you.

    [Jim] Well, were you saying that if youre collecting on it that those paymentsstill come to you? Is that correct?

    [Howard] Thats what Title 22 of the US Code says. Theres a section in therejustfind the section on social security in Title 22 of the United States Code and read it and it

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    tells you that you can terminate your relationship at any time but the government cannotterminate their liability to pay you the benefits.

    [Jim] Now, if you go and do that I take it that also makes your social securitynon-taxable, is that correct?

    [Howard] It makes any money you make untaxable.

    [Jim] I see, so all of a sudden youre getting the money but youre not paying atax on it anymore.

    [Howard] Well, actually, there is no tax on social security to start with and whenyoure on social security youre allowed to make additional money up to some dollaramount and it varies as to who you are and what kind of money youre making beforeyoure liable to file taxes and pay them again.

    [Jim] Oh, ok, I see what you mean. What I was thinking is one of thejustifications for taxing you is you are in social security.

    [Howard] That is how you get taxed. If you read the Social Security Act it says onceyouve signed up and become a member of social security that youre now a taxpayer.

    [Jim] Exactly.

    [Howard] So thats what made you a taxpayer. If you want to get out of taxpayerstatus youve got to terminate the Social Security. Well, I still feel strongly that you cantterminate the drivers license or social security or anything else until you terminate thebirth certificate. That is the thing that got you involved in the first place. That has to beterminated to make the other ones worthless.

    [caller] Howard, is there a way to get all your social security in one lump sum afteryou retire?

    [Howard] Nope. They dont have any money to do that with so they took that part outof the Code that used to be in there that you could make that claim and get it back. Severalpeople did it. They paid them in a big lump and realized that, hey, were going to be flatbroke before long if we keep doing this so they changed the law. See, they can changethese laws anytime they want. This is why we live in anarchy. Nobody understandsanarchy. Anarchy does not mean the absence of law. Some idiot lawyer might tell you thatbut go look up the definition in a law dictionary. Anarchy is confusion in law. Its when thelaws are so confusing that nobody knows whats really going on. Thats what were livingin, a bunch of laws that are so damned confusing that nobody really knows what the truth iswe live in anarchy.

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    [Jim] So I take it theres an advisable order to rescinding these things. Like yousay, the birth certificate should be first and then, I guess, SS could be second and thenmaybe drivers license.

    [Howard] Um huh. Theyre the three main things that tie you into government activity

    and proof of residence within the government, the birth certificate, the social security andthe drivers license.

    [Jim] And any kind of license you hold, thats probably also true.

    [Howard] Oh, well, yeah, if you got a business license.

    [Jim] A radio license.

    [Howard] Yeah, radio license, pilots license, anything like that.

    [Dave] And if your land deed is recorded in the county, the county owns your land,youre just a tenant and you will pay the annual tax.

    [caller] Now, if I were to buy a piece of land, how would I start out right away? Ifigured when I bought my first piece of land I didnt know anything. I just did it the waythe realtor did all the paperwork. Now, how would you start out clean on that? Tell them togive you all the paperwork and not record anything?

    [Howard] You answered it. Thats exactly what I did. I went to the settlement and Ipaid them cash. NO bank loans. If you make a bank loan they have to record it in order forthe bank to be able to take it to court for a default on the loan. So if youre going to buy apiece of land you got to buy it cash and tell them to give you all the papers and youll takecare of recording everything and take it home and record it in your own file drawer.

    [Jim] And thats only if youre a private person. If you have an LLC, for instance,and went in and bought house and/or land with the LLC then youre right back in

    [Howard] Well, yeah, because youre dealing in commerce and you would do that ifits a business property.

    [Jim] So, if you want private land you have to keep it private.

    [Howard] Yes.

    [caller] And if you have private land you wouldnt put it on the UCC-1?

    [Howard] Oh, yes, it goes on the UCC-1 in order to secure your claim against it but itdoesnt go in the Recorder of Deeds land records.

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    [Jim] Now, if you do have land that well say should have been private, well saytheres no LLC involved, has anybody to your knowledge successfully been able to make itprivate again?

    [Howard] Yeah, there have been a few people that theyve gone away and stopped

    bothering because those people kept standing up and kept arguing. There have been anumber of people that have tried that and just couldnt stand up and keep arguing andfinally just fell by the wayside and they continued to tax them and take the land away fromthem if they didnt pay the taxes. Its up to the individual to know what hes doing first,understand it well enough, and be gutsy enough to go in there and keep arguing with them.

    [caller] If I were to try to sell my land or act like I have sold my land to my brotheror actually gone through a process of it, then if I were to try to buy it, then I would go backand buy it back from him. I would buy it like you said for straight cash and no records.

    [Howard] Right, and then send the Recorder of Deeds a letter telling them that its

    been sold outside of the recording and the old recording is no longer any good. You have toput them on notice because if you dontthey often dont pay any attention to that notice.Some idiot lawyer that works around there will tell them, unless theres a transfer on thebooks we cant take the old one off.

    [Jim] I take it you wouldnt want to transfer that around in your own familybecause they would just come after somebody in your family for the taxes.

    [Howard] Yeah, they would use the law of principal and agent and tie you together asprincipals and agent and go after the other name.

    [caller] Well, what a can of wormshuh?

    [Howard] Oh, its a wonderful web we weave.

    [Neil] Howard, good evening, Neil here. While were on the subject of UCC and Idont know if you have something special tonight. But if you live in one state and you fileyour UCC-1 and lets say three years down the road you go to another state, do you have tore-file that all over again in that state when you move?

    [Howard] Yeah, wherever the propertys located is where its got to be recorded soyou got to file it over again if you move to another state.

    [Neil] So initially if youre from New England and you move down Southsomewhere and then you file your UCC-1 you just go and re-file on your birth certificateup in New England if thats where youre born.

    [Howard] No, no, no, no, no. If you did the Affidavit of Commercial at any one timeto terminate the birth registration its terminated from then on. You can move to another

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    state. You got to change the recording of the security agreement but you dont have to dothe Affidavit of Commercial Notice terminating the birth certificate all over again.

    [Neil] Alright, thats where I was getting confused.

    [Howard] Now, once youve done something, its done. Of course, you got to realize,once youve done this stuff you cant go back to government and ask for a bunch of theirbenefits and privileges anymore. I think thats the main reason why most people dont doit, they scared that, oh, I wont get all these services, I wont be taken care of. If you needsomebody to take care of you then dont do any of this stuff.

    [caller] declared bankruptcy and if they want to garnish his property would theUCC-1 stop that?

    [Howard] To some extentyeah, but you stuck your foot in your mouth by declaringbankruptcy. You gave them authority over the property to do what they want with it when

    you file bankruptcy. I have always stayed away from bankruptcy.

    [Keith] Keith from Colorado. May I ask a question? Getting back to like farmland.There are some restrictions as far as irrigation. You got to go the state and get all thatgarbage. If you didnt record it like youve been talking about could you just go ahead anddevelop an irrigation on that property and go from there?

    [Howard] You should be able to do that anyway. The State shouldnt be telling youwhat to do with private property.

    [Keith] Well, thats true.

    [Howard] They have no authority to do that whatsoever. This is why you wont findanything anywhere in their records about private property. They have to put everything inthe commercial arena in some way or another, call it by a commercial name. Likeagriculture, agriculture can be private but it also can be commercial because there arecommercial agricultural organizations like corporations that run agriculture. They haveauthority over them because the person who set up the corporation asked for the privilegefrom government to have a corporation to run his agriculture through. The word,agriculture, is presumed to always be commercial for their benefit. Thats how you fall intothe trap. It should be noted that its private property, private agriculture, private home.

    [caller] How did water rights evolve into this too, because I mean if youre onprivate property and you sink a well theyll say, ok, you can have a well but you canthave the water.

    [Howard] As though they have any right to control any part of it. When you buy apiece of land you buy the air rights and the mineral rights as well as everything on thesurface. They have manipulated ways of controlling the mineral rights and the air rightsaway from you.

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    [Dave] Because the deed is recorded.

    [Howard] Yep, thats just because its recorded and once its in their hands theyre theprincipal and they can do anything that they want and youre the agent and youll do what

    they tell you as an agent. Thats why we have to follow up with this. Ive got to get up tothe library and look up this stuff on how the corporation was created to replace the originalcorporate government and show that its a foreign sovereign that has taken things over andthat under the international law they gain no rights and no powers and authority that didntexist in the original government and theyve assumed those powers and rights that theydont really have and for this reason I dont want to be an agent of theirs anymore. I got toput all this together so that you can explain this to a judge. Just relinquishing the agencyand not being able to explain why and show on paper what their laws are and what theydid, how they manipulated this is just not going to be good enough unless you can explainit. We havent sent this relinquishment of agency affidavit around to anybody yet becausewe know damned well you cant use it. Youre not going to be able to explain it and theyll

    ignore it. We got to put this thing together in such a cemented way that its doneonceyou do it its done and the judge will see that he cant get around you.

    [Dave] Because their presumption is a mistake and mistake is one of thefundamental underlying principles of law applicable under Uniform Commercial Code,Section 1-103. Its one of the invalidating reasons once you raise it. You have to raise itthough.

    [Howard] Yeah, you have to raise it and you got to be able to explain it.

    [caller] Well, you guys are on the right track because, like I said, otherwise theywould have been in trouble a long time ago for fraud and the only reason they dont get introuble for fraud is because they left a remedy and thats our job now, to find the remedy.

    [Howard] Some lawyer back in the seventies admitted in writing in some documentthat he put out to a lot of these things that were going on and near the end of his documenthe commented that he does not understand why there hasnt been killings of these peoplethat have done these things.

    [Howard] I dont understand why there hasnt been either.

    [caller] Well, I cant believe that its the first time someone ran a plane into an IRSbuilding. I would have figured that would have been done a lot more times than just theother day. I know if you guys heard about that one.

    [Howard] Oh yeah, who didnt hear about that? That was on the news for days. And asa matter of fact, last Thursday I commented about that, I dont think that was the right thingto do because youre endangering the lives of innocent people when you do things like that.There are guilty people. Yeah, they need to be lynched but go lynch them with a rope.Ropes dont leave fingerprints and they dont leave rifling marks on the bullet and they

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    dont leave anything that they can tie back to you so lynch the bastards that you catch thatare guilty but dont do things like what that guy did. And even firemen were in dangerfighting the fire and theyre innocent people. They arent part of the problem. Dont dothings like that. But that whole incident brought up something that I discussed last weekand I want you people to talk about this, talk to your friends and neighbors, people at work,

    everybody you can talk to about it. Isnt it interesting how that fire burned on that buildingfor several hours and the building is still standing? But doesnt that create an interestingquestion about the two buildings up in New York, the Twin Towers. They only burned fortwenty minutes and they fell straight to the ground and theyre both steel framed structures.How do you explain that those two fell down so quickly and this one down here burned forseveral hours and didnt fall down? What went on in New York that we dont know about?

    [caller] They needed a reason to bring in the Patriot Act.

    [Howard] Well, whatever, the question still arises, something was different. It wasntthe fire that made it collapse. What really made it collapse? Theres been talk of explosives

    in the building and things like that but nobodys got any evidence of it yet. But, now, wehave good reason for a better investigation to be launched to look into it, dont we, becausethis building didnt collapse and yet it burned for several hours.

    [caller] Did you hear the latest on that case?

    [Howard] I dont know.

    [Howard] He was a designer for the software for the Seahawk drones for homelandsecurity and for another government agency so I think theres some foul play going onthere. I just got an e-mail on it today.

    [Howard] Yeah, he does admit that he was a software engineer.

    [caller] But he worked for the government. He did government work. He was theonly one that did that there, too.

    [Howard] If he did government work and got paid by the government then he owed atax. Why was he fighting about the tax?

    [caller] I guess they said that they wouldnt license him again to keep makingsoftware. For some reason they wouldnt give him permits or

    [Howard] Its simple to understand the reason why they cut him off, he wasnt payinghis taxes. I think due to lack of knowledge and understanding of the real facts this fellowput himself in a bad position here and caused all this trouble that he had, himself. Im notsaying it was all his fault. Im just saying because he did not understand some of the thingshe was doing in life and what position he put himself in that he didnt understand enoughof when he had to pay taxes and when he might not be able to pay taxes. Anything to dowith governmentif government pays you in any way, shape or form or gives you a

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    privilege to earn money under some kind of a privileged permit such as a doctors licenseor something like that the government has the right to regulate anything that thegovernment can and does create such as these privileges and tax those privileges becausethats a kickback to them for the privilege that they gave you such as a gambling license.Youre not supposed to gamble. Supposedly its against the law to have gambling but if

    you go to the government and ask permission theyll give you a license to set up agambling casino. But for that privilege of having that license to break the law you have tokick something back to the government. Its called income tax. Isnt this simple? It doesntjust apply to gambling or selling drugs like a doctor does. It applies to any kind of aconnection that you have with government at any level.

    [caller] The government wants to make money at everything on every level.

    [Howard] Yep. As a matter of fact, the governments got their hands in my pocket sothat they can scratch my ankle for me.

    [Neil] Is Dezert Owl recording this tonight, Howard?

    [Howard] I guess. He didnt come on and announce www.therealpublicradio.net wasstreaming tonight but usually he is.

    [Neil] Where I was going with this is if you ever get it finally figured out howyoure going to put that notice together it would be a good idea to set up a time specificallyfor you to talk about it and then have Dezert record it. That way, a lot of people can goback and review it and listen to it get a full understanding. Like you say, a lot of peopledont understand how to present it. That waypresent it.

    [Howard] Well, Dezert and I already discussed doing that but like I told him Imgoing to have to feel better to be able to put it all together and talk about for an extendedperiod of time. Anyway, Bob, youre trying to get ingo ahead.

    [Bob] Howard, I just wanted to know, Henry Miles are you there?

    [Henry] Yes, I am.

    [bBob] I want your telephone number. Can you give me a telephone call so I getyour telephone number again?

    [Henry] I can give it to you right now.

    [Bob] Do you want to do it on the conference line here?

    [Henry] Sure, it doesnt bother me. I got caller ID. Area code 302-875-9652.

    http://www.therealpublicradio.net/http://www.therealpublicradio.net/
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    [Bob] Ok, I appreciate that. Thank you, Howard.

    [Howard] Youre welcome. Sorry I didnt get back to you but I havent been up muchlately. Ive been feeling lousy with this weather. So I didnt answer your call and I didntreturn your call and you just fall in with a big group of others that I havent returned the

    call or answered the phone for. Im way behind. When Im feeling better Ill catch up. Youknow what bothers me, if I dont start feeling better and I cant keep doing this I sure hopesome of you people have caught onto enough of this that you can begin teaching it.

    [Bob] I think we need to get a training school.

    [Howard] Well, thats what these calls are for. This is not a country club meeting.

    [Neil] Thats why I look forward to Jims weekly posting on your call, that way Ican re-read it and go over it again.

    [Howard] When I give cites on certain things, statutory law cites or court case cites,you should be looking these things up and reading them. If you dont have spare time,make spare time because this is important. Its important to the future of America as wellas important to your own futures.

    [caller] Comment, Howard, one of the e-mails I received today stated that theSupreme Court has watered down the meaning and the response needed to be given for theMiranda case.

    [Howard] Oh, several different times theyve watered that down.

    [caller] Well, they just did it again.

    [Howard] Yep. That doesnt surprise me. It doesnt matter whether they give you theMiranda warning or not as long as you know not to open mouth and insert foot. You canuse the Miranda warning to your own advantage by keeping your mouth shut and notsticking your foot in it. The burden of proofweve discussed this many timesalwayslays upon the complaining party, not upon the defendant. You dont have to answeranything. They have to come up with the proof. You know how they get the proof most ofthe time? You insert foot in big open mouth and give them the proof they needyou admitto everything that they want you to admit to. You agree with everything that they want youto agree to. Thats how they get their proof. You convict yourselves. {Even a hazy non-seemingly related statement on your behalf can be twisted around and be used to convictyou by a brain dead juryit happens often.} Were supposed to do that but educationdidnt teach us that we didnt have to open our mouth, that we didnt have to sign our nameon things. They just taught us how to sign our name. They taught us how to talk so we talktoo much. It is a natural right to remain silent, not a government right. The governmentthrew it into their laws because its a natural right. If you exercise your natural right to keepquiet, just keep quiet. How many times have I told you, the smartest person is the one that

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    acts the stupidest. I dont know nothing. I dont know what youre talking about. I donthave anything to do with that. I dont know what youre talking about.

    [Henry] You didnt give me enough information or knowledge to make aresponsive answer.

    [Howard] Right.

    [Dave] Or enter a plea.

    [caller] Well enter one for you.

    [Howard] Well, I didnt give you permission to do that.

    [Dave] You got to step down off the bench as a judge if youre going to do that.

    [Howard] And then the judge is acting as your attorney. Hes removed himself fromthe bench even if hes still sitting on it. Well, hes acting administratively. This is whereyou have to get a little more gutsier and go sue the judge for acting administratively andyou can find out how to do that by Googling it on the internet. There are cases on there andonce you find out the name of a case you can go back to the court where that case was heldand ask for copies and youll have to pay for them so many pennies or dollars a page but allyou need is the original complaint that was filed in that case for you to learn how to phrasea complaint and just take out that persons personal information and put your personalinformation in of what happened in this situation that youre forming the case about. Andyou can put together a law suit against the judge. It may not fly because judges tend toprotect other judges but it sure will upset them. He wont do that to you again. As a matterof fact, he might even quit. Those cases against judges have made several judges quit.

    [caller] Well, you know, Howard, just what Ive been learning in the packet that Ibought fromwww.peoples-rights.com on the UCC, that is so strong. I mean, telling themthat you are the secured party and you are in control of yourself or your strawman orwhatever they want to say that they feel through their presumption that they have controlover you, you showing that you are in control and there is no presumption, I mean, that isso strong for a judge to know that you know that.

    [Howard] That Uniform Commercial Code is a double edged sword. Its verycomplicated in the way its written. Its very hard to grasp an understanding of it for theaverage individual because its all in lawyer language and lawyers tend to be very vague intheir language so it leaves a lot to be desired in the explanations of it. But once you get intoit and start studying a little bit of it, it starts to come to you. And the reason why its adouble edged sword is because anybody can use it. They can use it against you and as longas youre not knowledgeable about what it means theyll get away with it. But it can beturned around backwards and used against them. Thats where the double edged swordcomes in. As a matter of fact in the Maryland statutes I found a statute or somebody foundit and sent it to me. I dont remember just how I got it. But, anyway, theres a statute in the

    http://www.peoples-rights.com/http://www.peoples-rights.com/http://www.peoples-rights.com/
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    Maryland laws that says that any and all individuals can file a secured interest securing aclaim against their propertyanybody can. The state can file a claim against my property.Thats what the law says. But I can file a claim against my property too. Well, thats whatthe UCC really is wide open to, all the way through it. Its wide open to anybody utilizingthe benefits of it. The security agreement part particularly is wide open. There is no

    restriction that only corporations can use the security agreement. An individual can file asecured interest against his own property any time he wants to and prove the securedinterest by the filing. But then you have to read the filing requirements and this is how werealized that we would be in a better position if we had a secured interest. If we file it, forinstance, on moveable property at the Secretary of States office or on fixed property whichwould be land at the County Recorder of Deeds Office and established our claim to theproperty we would be first in line because they never filed their claim according to theCodes requirements. And I can understand why they dont. It would then become publicrecord and people would know what theyre doing. So they dont file their claim. They justrely on, I think its Section 9-302 or 303 of the Code that said that as long as you have theinstrument and theres no competing instruments you have the priority interest. Well, they

    had the instrument, we never had a competing instrument of any kind so they got awaywith imposing their claim of an interest against our property without us knowing how theywere doing it. Well, we finally figured out how they were doing it. They were doing it withthis recording document. When we looked at these recording documents every one of themfits the requirements of a financing statement which is what a UCC-1 is. Thats the formfor filling out a financing statement. All registrations are in that proper form. They have allthe related parts to be a financing statement. So, actually, theyre getting a financinginterest in our property by us recording any property in their records. And in doing so, wewere surrendering or waiving any rights or interest that we had in the property because theother section that youve heard me talk about so many times out of the Code is the Sectionabout holder-in-due-course, Section 3-503, I believe it is, in most of the codes. And thatsection says that the holder to the extent that the holder is a holder-in-due-course takes theinstrument free of all claims by all parties. Well, theyve left you out. You have no right tomake any claim against the property that theyre holding for you under this commerciallaw. When you register a secured interest in your name and they havent registered itproperly with the Secretary of State and the County Recorder of Deeds, UCC Division,then you become first in line and you have a competing interest document and you haverecorded it properly and done it first. Now, you have the priority interest in the propertyand their interest becomes secondary or moot

    [Dave] First in time, first in right.

    [Howard] They cannot any longer lay a claim against the property because they haveno provable interest in the property. Until this comprehension of the way the law worksfalls into the minds of people theyll not be successful in using the security agreement. Wetalked about this for the eleven years that weve been working on the security agreements.Weve explained it time and time again, maybe not well enough, but I dont know howbetter to explain it than what I just did.

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    [Henry] 1991 is when I used mine against the IRS. They tried to get me for $82,000.Three days after I filed all the documents I got a notice of voluntary dismissal.

    [Howard] They withdrew their case. They voluntarily dismissed the case in the courtagainst Henry.

    [caller] But he had filed his UCC and all that already, right, Howard?

    [Howard] Yes, and he had done the Affidavit of Commercial Notice terminatingSocial Security and the birth certificate.

    [Henry] And the assignment of account.

    [caller] Whats the assignment of account? I havent heard of that before.

    [Howard] Yes, you have.

    [caller] Is that you talking about the partial assignment of account where you makea check

    [Howard] Treasury Account. Yeah, you heard us talk about it earlier tonight.

    [Howard] Thats the one youre talking about?

    [Howard] Yes.

    [Dave] indemnity bond.

    [caller] indemnity bond. Until you actually made a partial assignment of accountfor $82,000 to them?

    [Henry] No, they went and disallowed my 1040NR income tax returns for certainyears and filled in their version of a 1040 and it came up when they would send me a noticethat for, say, the year of 2000 you owe, say, $5000. Well, then I would send them thesecurity agreement along with the assignment of account and the commercial noticeterminating the birth certificate, your vital statistics, and the social security. Three daysafter I filed all that with them they dismissed it voluntarily.

    [Howard] Each time theyve done this. From the first time onthey come back everyonce in a while with another year and they want money. Theyve forgotten the original$82,000 from back in 1981 and 82. Theyve pretty much dropped that because theywithdrew that case. But then they kept coming back at him because his name keeps comingup in the computer because he keeps filing these 1040NRs for income that he earned atsome company he was working for so naturally its all on the records somewhere,somehow, because the company puts you on the record and shows that you got paid Xnumber of dollars by filing a copy of the W2 form with the IRS. So that puts it back in the

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    records that youre making money. Well, these programmed little morons, theyve onlybeen taught to see how much money you made and how much tax you owe. They are nottaught to look to see if youre actually a taxpayer or if you actually have a social securitynumber. They presume all this stuff so they keep sending him new bills for new years andhe keeps sending them back the same original information on the original case plus he does

    an assignment for the amount of the debt sending the debt back to the Treasury Departmentand that one goes away. Then, a couple years later, they come up with another year andthen send him another tax bill. They do it all over again because were dealing withcomputerized morons. Government does not hire intelligent people. They have a test youhave to take to get into government to show youre a good follower but you havent gotany brain of your own. Thats the kind of people that they hire, somebody who doesntthink for themselves and their test shows whether or not youre capable of thinking foryourself or if youre a good follower. People that are capable of thinking for themselvesdont get hired. I know that for a fact because I was seventeen or eighteen years old or soand I applied for a job at a bank and I think youve heard me tell this story before. Theycame back and told me that I was overqualified. They wouldnt hire me so I went over to

    the local bank that I dealt with and I asked the sweet little lady behind the counter calledthe teller if you have to have a college education to work here at the bank and her answerwas, oh yes, indeed you do. I was only eighteen years old. You know darned well I didnthave a college education yet and they told me I was overqualified. That means that aperson with a college education is nowhere near as intelligent as I am. The test proved thatI think for myself and I was too intelligent to work for themI wont just followdirections. College morons follow directionsthats the best theyre capable of generally.Now, this is not always. There are people who went to college that actually overcame theireducation but its very few. Education in my estimation is a detriment. The more educationyou have the better youre programmed to fall in line and just do what they want. Thats adetriment if you want to be a free person, if you want to run your own life. If you dontmind being told what to do and how to run your life then go get their education and followall the directions.

    [Henry] Little robots.

    [Howard] Um huh.

    [Dave] Its the government education as opposed to the real education you get fromlistening to the Howard Griswold research groups conference call.

    [Howard] If you want to call this education. I think this is just enlightenment. It hasnothing to do with education.

    [Jim] Howard, that example you gave a few minutes ago about the guy where thecompany was putting out information that he had earned money, would he have been ableto stuff that off my using the W8BEN?

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    [Howard] He may have but even though thats worked for some people right away thecompany still reports the income and the idiots at the IRS consider it to be a taxable incomeand start sending you bills.

    [Jim] In other words, a W8BEN is not on their computer.

    [Howard] Thats right, its not, just like small letters are not on their typewriters andcomputers. Their computers are set up to type in capital letters just like their typewritersused to be.

    [Jim] So I take it that you couldnt just put in a copy of the submitted W8BENback to the people that are coming after you?

    [Howard] Oh, you couldyeah. Thats how you cut them off at the pass again thenext time they bother you. There is no magic thing that is going to stop them except maybeyou wonderful religious people ought to start praying, praying that computers crash

    worldwide. Thats the only way youre going to get rid of this problem. Computers are theproblem. Its the idiots that operate them that are really the problem but without thecomputer they couldnt operate them and do all this stupid stuff. Pray that computers godown. Well go back to the old fashioned way of living and well be peaceful. Computersare an absolute invasion of privacy. Any time your name gets into the computer itsavailable on that computer to anybody that wants to look it up and all information underyour name is available to anybody that wants to look it up and thats a form of identitytheft. If you dont mind them stealing your identity and using it stay with the system. Theonly way to get out of the system is somehow or another to get your name off of thosecomputers and these idiots that operate a computer have never been taught that theres adelete button.

    [Steve] Howard, this is Steve in Washingtonjust got on board. Howard, severalyears ago I had copyrighted my name but 1965 Congress disable that you can copyrightyour name but what a wonderful idea. The concept was

    [Howard] Actually, no it isnt. Weve had this discussion many times trying to shootthis baloney information thats floating around the country down. Look up copyright in alaw dictionary and very carefully read the words in the first sentence. It is for literary arts,for writings, thats what copyright is for. It has nothing to do with names. Now, a namecould be part of a literary artfor instance, Donald Duck. Thats a literary art.

    [Henry] Mickey Mouse.

    [Howard] Mickey Mouse. Who was the guy that

    [Henry] Goofy

    [Howard] Who was the guy that beat his feet on the Mississippi mud?

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    [caller] Bill Clinton.

    [Howard] No. The book, not an idiot, the book. Tom SawyerTom Sawyer was aliterary name of a guy in the book. When the book was copyrighted that copyrighted thename Tom Sawyer as the book because thats what it was called. The whole book was

    called Tom Sawyer. It was all about him living on the Mississippi River and going fishingand living a good life. Thats where things can be copyrighted when theyre in literary arts.Your name is not a literary art. It is not intended to be put in under copyright. It never wasand it never will be. Theyre not going to change the law to suit peoples opinions either.There is a way to clarify your name but its for business purposes and its called a tradename registration. And if you register it as a trade name all the same law that applies tocopyrights now applies to the trade name and you can sue somebody for using your tradename without your permission. But its called a trade name and its not called copyright.Copyrighting your name and then forcing the issue of a copyright on your name has got anumber of people put in jail.

    [Henry] Its called a trade mark.

    [Howard] Its a trade mark or a trade name. And a name, really, is nothing but a mark.So, yes, it becomes a trade mark. So you trade mark the name but thats for businesspurposes. Your given name by your family is not a trade nameits not even supposed tobe a trade name. This is why they have fictitious names like corporation names. The UnitedStates of America is a fiction. Can you imagine a mother having a child and naming thepoor little brat the United States of America? I cant. I cant a mother naming her childGeneral Motors Corporation. These are fictitious names. When children come into theworld they usually get names like John and Mary and David and Jane and things like thattheyre normal names for people. Theyre not copyrightable names, theyre not fictitiousnames. We dont seem to learn or even grasp an understanding of the difference betweenreal and fiction and we keep mixing the two together and they dont mix. You cant havefiction and real in the same box. Tom Sawyer was fiction. Howard Griswold is somethingreal.

    [caller] Howard, when you do your UCC-1 and you put your birth certificate downon there and do it all right. Youre actually the controller of your all-capital name, right?

    [Howard] You would be in control of it if you understood how to control ityeah.

    [caller] Which actually is a vehicle to the fund that the government fraudulentlycreated on you so actually thats more like if you want to do the copyright, thats more theway to control your all capital letter name.

    [Howard] Then you dont do the copyright, you do the trade name and you register thedebtors name in all capital letters as a trade name. But, believe it or not, the way we putthe first page of the security agreement together once thats registered youve alreadysecured the trade name of Joe Schmoe in capital letters so you dont have to do anymore.Its all done for you on the security agreement. It is on the one that Gemini puts together

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    now. Im not speaking for the rest of these security agreements that are floating around thiscountry that have been written by people who didnt read the lawsjust pulled somethingout of the seat of their pants and thought they created a security agreement.

    [caller] Now, since you kind of like made that private property, now, the police

    could be sued for actually using your name in all capital letters now

    [Howard] Well, they could beyeahonce its a trade name and registeredyeah,they could be.

    [Dave] You cant sue him first; you have to give him written notice first then if hecontinues after being given written notice then you can sue him.

    [Howard] Thats correct, too, no action can be taken without first giving notice andthat law goes all the way back to Babylon.

    [caller] That would be malicious prosecution.

    [Howard] It would beyes.

    [caller] Well, when you get to a point they understand that you are not going to dealwith the legal name that they give you what they do, they come along and theyll send youa letter with your name in conventional, the way it should be

    [Howard] Only on the front of the envelope. When you open it

    [caller] When you open it its all capitals.

    [Howard] Right. So theyre still dealing with the fiction.

    [caller] Theyre still dealing with the fiction. But I supposed they have hoped totrick you into believing that its to a lower-case name.

    [Dave] Because it got sent to a fictitious address called two-capital letter atnumbered zip zone and if you open mail thats obviously intended for a different placefrom where you are, youre committing mail fraud and ID theft of the party that itsintended for because live natural people do not live in fiction, two capital letter ornumbered zones.

    [Henry] Thats why you send it back with a neutral response.

    [Howard] Even if the outside of the envelope is addressed to a small letter name andyou do open it up thats when you use the neutral response letter and send it back, Iinadvertently received this and I dont know what its all about. Dont make any otherstatements about you think its a fraud or anything like that because now youre not beingneutral. You put it in an envelope in both places, the front of the envelope and the return

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    address, and you send it back to them. You dont send it back certified mail or proof ofmailing or any other bull shit thing because it isnt neutral anymore. Youve now stuckyour foot in your mouth again. I dont know how many times weve gone over this.

    [caller] Well, as long as were there, I have a question, Howard. I received a copy

    of the original letter from the gentleman in Delaware at 302-875-9652 and on there its cutup in at least two sections. It has an upper part and a lower part.

    [Howard] Yeah, you can send either one.

    [caller] One sayscut along dotted line. The other one says singular response, cutalong dotted line.

    [Howard] Yeah, you can chose either one.

    [caller] Oh, ok.

    [Howard] If you read them both carefully neither one of them acknowledges what theletter that youre returning is all about. Theyre just different wording that somebody elsehad another idea other than being simple and just saying, I dont know what this is allabout, so they had to come up with that second thing, and I said, ok, well put them bothdown. I dont care which one people use.

    [caller] I didnt know if one was more appropriate for a designated return or notok.

    [Howard] I dont care which one you chooseeither one of them works. Dont signit, you dont put your name on it, you dont send it back with any proof of mailing oranything like that where your name would show up in any way, shape or form on it andyou dont want proof that you sent it back because you know what proof you sent it backis, its proof you got it and why would you want to prove you got it?

    [caller] If I may continue, would this be appropriate for a debt collector?

    [Howard] This is appropriate for anything that came to you with the name spelled incapital letters. There is a point where they continue on and ignore the fact that you sent itback and thats why you have to listen and learn how to go into court and use the rules ofevidence that we talk about so many times and show that they didnt have any evidence,that they cannot produce the original document and when they produce the phonydocument with a photocopied signature on it thats when you want to look at it and say,thats not my signature. So, if you just listen to these calls and put all this together in yourmind youre prepared to follow all the way through if necessary, but the first thing to do isto start out with the neutral response.

    [caller] Oh, I understand that, that would be beginning, but in this particularcircumstance theyre referring to an alleged judgment that has already been established.

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    [Howard] Well, once theres a judgment thats because you didnt follow through andgo to court and use the rules of evidence and arguebenefit of a neutral person.

    [caller] Fifty-fifty, thats when I was less informed.

    [Howard] Well, once its in a judgment form the neutral response letter doesnt do youany good anymoreits too late for that.

    [caller] Well, what the letter was received was theyre offering an opportunity for a50% reduction.

    [Howard] Shows you how bad they need money, doesnt it?

    [caller] Well, I noticed, too, that the name at the top is not the same as the originalindividual that brought the suit and it appears that they have merged or got bought out.

    [Howard] Or it was sold.

    [caller] Yeah.

    [Dave] In order to enforce any contract they have to have all three elements ofjurisdiction, the person, the place and the thing. Thats why they continually mail stuff tothose two capital letter fiction zones and numbered fiction zones. Just talking about thename is only the person, not the venue, place and not the thing which is the subject matterwhich is the insurance and contract. These courts can adjudicate controversies, titled casesand controversies titled controversiesthats all the law allows them to decide,controversies over contracts. Thats what commerce is, its contracts. If there is no contractthere is no controversy about the non-contract. If theres a controversy theres acontroversy about a contract because those are contract courts, commerce courts, and thatswhy its so important to not accept because the definition of a contract is the offer, theacceptance of that offer at which point the contract arises in law and the offeror can nolonger withdraw the offer because its been accepted. So its the offer, the acceptance andthe consideration of value. So if you dont accept their bogus offers there is no contract fora court to have jurisdiction and adjudicate or quibble about. Our problem is they keepmaking offers and we presume that those offers are meeting of the mind and an agreementput down on paper in black and white on paper and them sending you a ticket or a bill or asummons or whatever they send is not a valid offer so thats why you do not accept it byretaining. They dont care if you crumple it up and retain it in your round circular filecalled a trash basket. Thats why its critical that you not only send it back but have proofthat you sent it back [?] without giving them any name of yoursabsolutely correct.Howards absolutely correct on that.

    [caller] Well, here on this particular case its kind of a double edged sword herebecause on one hand were talking about an alleged judgment on an unconscionablecontract and were talking about the NJ or the abbreviation of the state as opposed to the

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    real state or the fiction person. So this is where its getting a little muddy in the waters forme.

    [Howard] There is no real state. The state