2003 Issue 2 - Restoring Christian Wealth: Coming to Terms - Counsel of Chalcedon

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  • 8/12/2019 2003 Issue 2 - Restoring Christian Wealth: Coming to Terms - Counsel of Chalcedon

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    Restoring

    Christian Wealth:

    Corning to

    Terms

    Brian Abshire Ph.D.

    Chapter two i Brian

    b s h i r e ~

    tmpubiished

    book 11 f7eaith and Poverty: Restating Chtistia1t

    TFeaith. J new chapter appears in each

    issue.

    n order to get a handle on the problem of restoring

    Christian wealth, we first need to make sure

    that

    we

    understand words

    in

    the same way

    that

    Scripture does.

    In

    modern usage, the term

    poor

    usually means anyone

    who

    is not

    economically well

    off

    and

    the term "rich"

    means anyone

    who

    is. People look at the two words as a

    spectrum with poverty

    on

    one end

    and

    wealth

    on

    the other.

    Furthermore neither end of the spectrum is set in stone,

    thus, as cultural economic standards

    change, the definition

    of

    "rich"

    and

    poor

    changes.

    For

    example,

    most

    people today

    would consider a family

    poor

    if

    seven people lived in four

    rooms

    ~ n c l u d i n g

    kitchen), with no

    running

    water and

    had to

    use

    an

    outhouse for

    sanitation. Yet, my family lived

    in

    a

    tiny two

    bedroom

    house

    and

    did

    not

    get inside plumbing until 1960 - and

    we were NEVER considered poor.

    In

    fact, flush toilets

    were considered a luxury

    in our

    community

    and many of

    our friends and extended family members in rural Maine

    "enjoyed" the same "rustic

    comforts

    well into the late

    sL {ties.

    In

    my case, my parents placed a higher priority

    on

    paying

    off

    the mortgage

    than on

    having creature comforts.

    But times have changed. The socio-economic standard

    has risen, and so has the definition

    of what

    it means to

    be

    poor.

    This relativistic approach

    to

    defining the terms hinders

    our

    understanding of the Biblical perspective

    on

    wealth and

    prosperity in several ways. First, the

    poor

    in America

    are NOT like the

    poor

    in Africa where the extremes

    of

    wealth and poverty are

    much

    greater.

    In

    Africa, the

    poor

    are literally destitute, wearing cast

    off

    rags, living

    in

    shacks

    made of packing cases, o ften wi th

    no

    access

    to

    clean water

    or

    electricity, and literally

    on

    the verge

    of

    starvation.

    They

    have a saying there -

    Corn

    is king." There are so many

    Africans unable

    to

    obtain even the barest necessities

    that

    whoever controls the corn supply - the major source

    of

    food - controls the nation. I

    am

    sure you have seen

    the pictures of their children's bellies swollen from

    malnutrition (usually

    as

    an attempt to make you want

    to

    support

    some charitable organization).

    But

    you very seldom,

    if

    ever, see such sights among the

    poor

    in America.

    The

    vast majority

    of

    Americans living

    below the "poverty line" have electricity,

    running

    water,

    inside toilets, and televisions,

    not

    to mention full stomachs.

    Many of them have cars.

    Their

    children

    get an

    education,

    even

    through

    college,

    if

    desired. Surely everyone has wised

    up to the "will work for food" carriers on every freeway

    on-

    ramp?

    \Ve

    used to have a requirement that every potential

    deacon, as a part of his training, would find such a person

    and offer them some work for a day's food (yard work, light

    cleaning, etc.). In the five years we had this requirement,

    NEVER ONCE

    did any

    of

    these people

    EVER

    take us

    up

    on

    the offer. To

    d1e

    contrary,

    our

    deacons were cussed

    at, had signs thrown at them and even threatened with

    physical

    harm

    for offering work. The signs were simply a

    scam, purely for advertising purposes

    to justify begging.

    And

    some research

    has indicated that a good location,

    and the right appearance can make

    a man a couple

    of hundred

    dollars

    a

    day,

    tax free I once saw a sign

    in

    Bend Oregon dut

    said,

    Who

    Am

    I

    Kidding; I Just Want Some Money

    for Beer." I was almost tempted to

    give the guy a couple

    of

    bucks just

    because at least he was being honest

    In

    fact, when you do find destitute poverty in America,

    the "victims" usually fall into one

    of

    three categories;

    1) drunks and drug addicts, (2) chemically imbalanced

    individuals who will

    not

    stay on their medication, and

    (3)

    teenagers

    who run

    away from

    home

    to live

    on

    the street.

    Of

    course, the people who need medication are legitimate

    candidates for the tide "poor,"

    as

    we shall see shortly

    (a

    significant number

    of

    the "homeless" in America were

    made that way by the closing

    of

    the institutions

    in

    which

    they once were kept precisely BECAUSE they were not

    responsible enough to stay

    on

    their medication without

    supervision). But

    on

    the other hand,

    both

    the chemically

    addicted and the street teens have clearly made lifestyle

    choices that have caused their poverty. In other words,

    they are destitute because they are unwilling

    to

    make the

    changes necessary to provide for their basic necessities.

    A second problem with defining

    poor in

    a relativistic

    way is that we tend to unconsciously impose out own

    theCOUNSELofCH LCEDON

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    Resto/illg Ch/istial1 Tf7ealth: Comillg to Terms

    meaning on Biblical categories, thus missing what God is

    really saying abou t the issue. Thus , the Bible defines poverty

    far differendy than

    modern

    social workers.

    The

    Aposde Paul

    says that Christians are to be content with food and covering

    1

    Tim

    6:8). Therefore, the true definition of poverty is

    when one cannot provide either

    of

    these basic necessities

    for himself or his family. A necessity is just that, something

    without which you cannot survive.

    In

    Scripture, the

    poor

    are

    those who would starve or freeze without assistance, not just

    those having a lower than average income (let alone those

    who simply cannot afford a 36 TV, better cars, or for their

    kids to go

    to

    a

    good

    college).

    However, just lacking necessities does not necessarily qualify

    a person in Scripture

    as

    being poor. The Aposde Paul is

    clear that

    if

    a

    man

    will

    not

    work, neither let

    him

    eat 2

    Thess 3:10).

    Those

    who CAN work, but WON'T work (or

    whose work is contrary to God's ways), are

    not

    poor, but

    something else.

    The Book of

    Proverbs calls such people

    fools

    and

    sluggards,

    and

    they are

    to

    be treated differendy

    than the poor.

    Both

    the

    poor

    and the fool might be

    hungry and naked, but we are obligated to help only the

    poor. We are to allow the fool to experience the pain of his

    own folly until he changes his ways.

    So, there

    it is. The

    Bible defines a

    poor

    person as someone

    who finds himself without the necessities of life through

    no

    fault

    of

    his own. Perhaps God sent a hailstorm that destroyed

    his crops, or a drought that caused a marginal piece

    of

    land

    to provide even less yield than usuaL Maybe an invading

    army came through and took all of his livestock or thieves

    ransacked his house and stole his property.

    It

    could be that

    he was sick or injured and could not work Maybe a father

    died and now his widow and orphaned children are unable to

    provide for themselves.

    In

    other

    words, Biblically speaking, a

    man is to be considered poor when he lacks food or covering

    DESPITE his best efforts to the contrary.

    Today, applying the biblical definition, a

    man who

    loses his

    factory job because the plant closed

    down

    and there are no

    other industries

    in town

    to provide work could qualify as

    poor. A woman left destitute because her husband abandons

    her

    and her children could fit the definition of poor. Certainly,

    some widows and orphans could be considered

    among

    the

    poor.

    And

    therefore, such people have a legitimate claim to

    the generosity, love and charity of

    the

    covenant community

    We are not to take advantage of

    that

    person's plight and

    oppress him, or steal from him, or neglect him lest we incur

    God's wrath and be impoverished ourselves (pvbs

    22:16).

    A fool,

    on

    the other hand, is

    in

    dire economic straits because

    of

    his refusal to live according to God's commandments

    and principles. In Proverbs, a fool is NOT someone

    on

    the

    2 lhe

    COUNSEL of

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    wrong side of the intellectual bell curve, but someone who

    consistendy and stubbornly refuses to live

    in

    a godly manner.

    Folly is a moral problem, not an intellectual one - the

    fool

    has said

    ll

    his heart, 'there

    is

    /10 God.

    I,

    Thus, he thinks

    he

    can

    live his life based

    on

    his own standards, rather than God's,

    as

    autonomous man.

    He

    despises wisdom and knowledge 1:

    7). He

    is wise in his own eyes

    26:12)

    and therefore does

    not

    seek

    nor

    does he take counsel from others.

    He

    is more

    concerned about speaking his mind than learning 18:2).

    His hatred

    of

    wisdom and refusal to submit to God's Law

    has direct consequences

    on

    his socio-economic situation.

    For example, a young man

    who

    addicts himself to drugs and

    thus cannot hold down a job is

    not

    poor but a fooL A

    young woman who gives herself sexually to a

    man

    and gets

    pregnant, only to

    be

    abandoned by the father of

    her

    child,

    may be economically destitute, yet the Bible would not call

    her

    poor. Instead, it would show her

    as

    forced to live

    with the consequences of her folly. A

    man who

    spends his

    paycheck

    on

    buying lottery tickets

    in

    the hope

    of

    winning

    the jackpot has

    more

    than just a problem with basic statistics

    - he is expressing a religious faith

    in

    the nature of the world.

    A man living

    in

    defiance of God's principles of living debt

    free, who racks up incredible consumer debt on his credit

    cards and then goes bankrupt and loses everything,

    is not

    one of d1e poor, but rather one

    of

    the fools.

    Such people

    try

    to live contrary to God's Law, and make

    foolish choices, the consequences

    of

    which lead to personal,

    familial and economic destitution. Furthermore, because

    the fool is opposed to God's principles and wants to live

    autonomously, his problem is

    not

    merely that he makes

    BAD decisions: he is in fact rendered unable to make good

    decisions that maximize his assets and improve his economic

    situation.

    Though

    we will discuss this more

    in

    a bit, we must understand

    that the world works the way it does because it was created to

    reflect God's glory and nature. There is order and symmetry

    in the world. There are principles of cause and effect

    because creation mirrors the unchanging attributes of a

    personal Creator. To live successfully, and prosperously, we

    must

    understand God's nature, and conform our actions to

    the

    way things are, rather than the way we think they ought

    to be.

    For example,

    as

    I write this, I am trying to grow grass on

    a barren yard.

    But

    if I want to enjoy a rich green yard next

    year, I have to do more than throw out some seed and hope

    for the best. Grass grows in a certain way, in conformity to

    certain physical principles God has built into the very nature

    of

    Creation.

    f

    you want the grass to grow, you

    must

    plant

    the seed and keep it moist until it germinates. The soil must

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    RestOJing

    Ch istian

    ealth: Coming to Terms

    have nutrients, and the temperature

    must

    be

    warm

    enough

    so that the seeds will sprout. Plant

    the

    seed too deep and the

    sprout will never make it to the surface. Plant it too shallow

    and watering it will wash away the seed. Fail to keep it moist

    and the seed

    will not

    germinate. Plant the seed too early and

    a late frost may

    kill

    the sprout.

    Plant

    it too late and an early

    one might do the same. Over-water it and the seed may rot.

    All the bes t intentions

    in

    the world will

    not

    help you

    if

    you

    violate certain fundamental principles. You either plant grass

    according to the way that

    God

    has designed His creation to

    work, or you end up with mud a nd weeds.

    In the

    same

    way

    our lives must be lived wholly and

    completely in accordance with God's ways if we

    want

    any

    kind of prosperity. Wisdom here means understanding the

    way that God's creation works, and

    then

    acting accordingly.

    In

    one sense, it

    is

    just

    what

    an inventor does;

    he

    studies the

    way things work in the "real" world, and then figures out a

    new means to take advantage

    of

    those principles

    in

    order

    to create a device that does something new. But,

    if

    he

    acts

    contrary to God's creation, he makes a fool of himself. The

    19

    th

    century saw quite a number

    of

    attempts

    might have

    borne

    more fruit. Thus, your efforts were not

    wise because they were

    not

    in accordance with the way that

    God governs His creation.

    Now

    you are saying

    to

    me,

    But

    I am

    not THAT

    stupid " I

    am sure you are not. However, I have a known a number

    of

    men who did not do their homework to determine

    if

    a

    business venture was really

    worth

    the investment

    of

    their

    time and energy and so wasted precious, limited resources

    on failed attempts that eventually impoverished them. For

    example, George was a Christian

    man

    who believed he

    could become financially independent by investing in rental

    properties.

    He

    picked

    up

    a number of properties dirt cheap,

    and

    then

    with a little "sweat equity" (which we will talk more

    about later) turned dilapidated slums into reasonably nice

    apartments.

    Of

    course, he did not have the capital up front

    to buy the apartments outright, so he had to borrow money

    from the bank. But he was convinced that the money taken

    in from rent would not only payoff the mortgages (and cost

    of

    improvements),

    but

    give him a healthy profit each

    month

    as well. George literally rubbed his hands in anticipation

    of the "cash cow" he had created.

    to create a "perpetual motion" engine which

    would, once started, run forever. Such

    attempts were always doomed, because

    men

    did

    not

    understand (or simply ignored)

    certain fundamental laws of physics. But

    their ignorance (or in some cases chicanery)

    did

    not

    stop some from spending their lives

    trying to invent such a machine,

    nor

    others

    from investing in them.

    [God

    promises to

    bless

    those

    who

    seek wisdom nd

    curse those who

    refuse it.

    Unfortunately, George couldn't

    do

    math

    very well and miscalculated

    how

    much

    rent

    he would have to charge in order to pay

    all the bills.

    He

    also did not

    do

    sufficient

    research to determine the market value of

    the rentals in the lower class communities

    his apartments were located in. In order to

    Only God is infinite; ll men have limited

    time and resources. Investing limited time and resources

    in

    one area means

    not

    having

    them

    available for another.

    Investing them contrary to the way

    God

    has ordained

    creation to operate therefore wastes precious, limited assets.

    For example, say you want to be an oil magnate. Watching

    reruns of the Beverly Hillbillies has convinced you that if

    Jed

    Clampett can become a millionaire, so can you. Thus,

    you decide to drill for oil

    in

    your back yard.

    Now

    drilling

    equipment, and the trained technicians needed to operate it,

    takes a considerable

    upfront

    investment. But the potential

    rewards are enormous, so you decide to take the risk. To

    finance the project, you take out a second mortgage,

    get

    all

    your family and friends to loan you

    money

    and VOlIA you

    find oil, right? Well, not if there is

    no

    oil in your backyard. Oi l

    tends to be found in certain types of geological formations.

    f

    your land isn't the right kind of land, no matter

    how

    hard

    you

    try or how

    much money you spend, or

    how

    fervendy

    you pray, you will NOT find oil.

    And

    because you have

    invested everything you had in THIS endeavor, you do not

    have those resources to invest in OTHER endeavors that

    pay the mortgages, he had to raise the rents,

    beyond the price that

    most

    people wanted

    to pay to live in those areas; thus, he had a

    recurring problem finding tenants. Furthermore, he failed to

    appreciate the kind of tenants he

    most

    likely

    Ivo lld

    find

    in

    economically depressed areas. The tenants routinely trashed

    his apartments, and then skipped out of several

    months'

    rent.

    Politics being the way they are these days, he found it almost

    impossible to evict tenants

    who

    refused to pay their rent

    while destroying his property.

    In

    order to pay the mortgages

    every month, George found himself working two and

    three jobs just to make ends meet. He ended up bankrupt

    because he did not do his homework carefully enough and

    consider

    ll

    the options.

    Wisdom

    in

    one sense is learning how

    God

    governs His

    creation so that we can harness our limited time, energy and

    resources most effectively for His glory and Kingdom. He

    promises to bless those

    who

    seek wisdom and curse those

    who

    refuse it. George

    not

    only lacked wisdom, he refused

    it.

    When

    friends tried

    to

    sit down with him and explain why

    his "plan" was going to fail,

    he

    would

    not

    listen.

    He

    became

    angry and embittered against his brothers in Christ because,

    the COUNSEL ofCH LCEDON

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    ReStOl711g Cbl7stiall

    Wealtb:

    Comillg

    to Te 'lllS

    "You are trying to dest roy my dream "

    \Vell,

    his dream

    became his family's nightmare until

    God

    finally put a stop to

    it

    by taking

    EVERYTHING away.

    How

    does

    God

    make wisdom available to us?

    God

    does give

    us some wisdom through natural revelation. Solomon says,

    "Go to

    tbe

    alit

    "(6:6). Even sinful

    men

    can learn

    SOME

    things

    about

    God

    by diligendy observing the creation, even if they

    deny the Creator. There

    is

    a doctrine called common grace"

    which refers to the grace

    God

    gives to all men as opposed

    to dle grace He gives only to the righteous).

    God

    causes the

    rain to fall and ilie sun to shine

    on both

    dle righteous and the

    unrighteous. And since ilie principles of prosperity are built

    into ilie very fabric

    of

    creation, occasionally

    men

    can find

    wisdom and prosperity iliis way. I would argue that, in our

    day, ungodly men who succeed in spite of any knowledge

    of God's word are borrowing from two thousand years of

    acquired wisdom handed down by Christian influences in

    our

    culture. \'Vhether iliey realize

    it or

    not, admit

    it or

    not, iliey

    are living

    on

    borrowed intellectual capital. However, Romans

    1:20ff

    is

    clear dla t eventually

    God

    will curse rebellious men.

    Thus, over ilie long term, they cannot sustain their prosperity

    (remember, "tbe

    JJJealtb

    o tbe JJJieked

    is

    laid liP for tbe ligbteolls, "

    Pr.13:22).

    But most importandy, we learn wisdom ilirough God's

    word, ilie Bible. God's word is given

    as

    the clear, sufficient,

    necessary, and authoritative revelation of God's will for

    our

    lives. It

    is in

    Scripture

    that God

    Himself promises

    to enlighten our eyes and make our paths straight. As we

    meditate

    on

    and study His character, nature, and attributes

    as

    revealed in Scripture, we can then relate these to the natural

    world around us. And in so doing, we can subdue dle earth

    for His glory.

    A fool will have none of iliat.

    The

    world must conform

    to HIS way

    of

    looking at things because,

    at

    ilie

    root

    of

    his being, he is in rebellion to God, and wants to be God

    (Gen 3:5). Paul puts it this way in Romans,

    (2)rofessillg to

    be

    JJJire tbey

    betallle

    fools"

    (Rms 1:22). Autonomous

    man

    insists

    that dle world must operate according to his belief structure,

    and therefore makes a fool

    of

    himself (often using your tax

    dollars to subsidize his folly).

    The

    ancient Egyptians thought

    rubbing fresh wounds with horse manure would help healing.

    They didn't catch

    on

    to the truth even when tetanus and

    gangrene claimed iliousands

    of

    lives. Medieval doctors,

    basing their medical practices

    on

    Greek philosophy, thought

    most diseases were caused by imbalance of the blood and

    bled the sick, often killing

    them in

    the process.

    And

    the ancients were not the only ones to live

    in

    folly. As I

    write iliis, California

    is

    suffering rolling blackouts caused by

    4

    the

    COUNSEL

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    CH LCEDON

    a severe power shortage. Apparendy, unbiblical and ilierefore

    untrue environmental beliefs led to a gap in building new

    power plants for over a decade. The green minded political

    leaders believed that conservation would not only provide

    for all the state's power needs,

    but

    save the environment as

    well. However, ilie population grew, high tech businesses

    expanded, and conservation was

    no

    substitute for ilie

    increased demand for electricity. Yet, they refused to build

    more power plants because of ilieir fundamental

    a

    PliOli

    presuppositions about the "dangers" of economic growili

    and the "value" of conservation. As a result, the entire

    state is now literally (not to mention, metaphorically), "in

    ilie dark." Their religious beliefs

    about

    the world led them

    to act foolishly and contrary to the way creation

    is

    actually

    governed.

    Now, getting back

    on

    track, if poverty can be defined

    as

    anything less than the possession of basic food and covering,

    wealth can be understood as anything

    ABOVE

    iliat. \'\7ealth

    allows a man to feed his family

    on

    meat

    as

    well as grain,

    to give

    them

    wine as well

    as

    water,

    to

    give

    dlem

    oil with

    their bread cf. Pvbs 3:9-10).

    The

    wealiliy man can own a

    larger house, wiili better furnishings and comforts, which

    actually can make him

    more

    productive, and thus even more

    prosperous. I

    do

    a

    lot of

    work in front

    of

    a desk (much

    of

    it these days

    on

    the computer). For years, because we were

    living very frugally, my only chair was a folding one that

    crippled my back after just a few hours of work. However, as

    ilie years passed, and

    God

    blessed us widl increasing material

    prosperity, I could afford a proper office chair with lumbar

    support.

    It

    is even made

    of

    leather (which keeps

    me

    from

    sticking to it during ilie summer). My productivity has more

    than tripled simply because I can now afford

    what had

    once

    been considered a luxury.

    In the same

    way,

    because a wealthy man has more ilian just

    the basic necessities,

    he

    can then divert some of his assets

    to create more wealth. He can, for example: invest in ilie

    purchase of more land; hire more laborers (perhaps some of

    those

    poor

    folks we talked

    about

    earlier); provide funding for

    new businesses; store up for his old age, when he may be less

    able to work, so that he is not a burden

    on

    his children; etc.

    Furthermore, wealth allows him

    to

    give his children a better

    education

    not

    only in quality, but also in extent. A wealiliy

    man can afford to let his children stay in school longer, an

    absolute necessity for some callings, which in turn improves

    ilieir own long-term financial situation. Furthermore, he has

    the assets to help them fund

    THEIR

    vocational endeavors;

    for example by supporting iliem with the basic necessities

    while they start their own businesses; which in

    turn

    frees

    even MORE capital that they can then use to invest and

    improve their economic situation.

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    RestOlillg

    Ch istiall lf7ealth:

    CO/Jlillg to Terllls

    Finally and

    most

    importantly, wealth allows Christians to

    finance the extension of God's I

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    Restoring Chtistiall

    Wealth: Comillg to Terms

    or other fuels for they lacked the metallurgy to create the

    engines that could burn it. They never imagined breaking

    it down and making it into plastics. There was an entire

    petrochemical industry literally sitting under their noses, but

    they never even imagined the possibilities.

    Nowwhat

    if God

    is

    offering His people similar opportunities, but because we

    lack the wisdom, we see

    them

    only as noxious substances

    that stain our clothes and offend

    our

    noses?

    There

    is

    no

    doubt

    that we are to be content with food and

    covering; and

    ({colitelltlJlel1t

    }vith

    godlil/ess is o great

    gaill J

    1 Tim

    6:6).

    But

    there is a difference between contentment and

    complacency. Many Christians

    do not

    seem to grasp that

    their lack of economic progress results not only

    in

    limiting

    their own options, but also

    in

    restricting the opportunities

    of

    their children, and therefore the spread of the Kingdom. A

    man can only do so much

    in

    this life. Much must

    be

    left to

    his godly descendants to carryon Passing down a physical

    inheritance to children committed to extending the kingdom

    means that we can make a long-term investment

    in

    extending

    God's work. Increasing wealth generation by generation

    means more and better Christian schools, more missionaries,

    more Christian hospitals,

    more

    charitable organizations;

    in

    short more opportunities to minister to others. Wealth is

    not an end in and of itself (Lk 12:13-34), but a means - the

    meanS

    of

    bringing the whole earth in submission to God cf.

    Matt 28:19-20).

    Now, of course, there is nothing wrong with being working

    class. The work is honorable, and

    God

    can and does use

    manual labor

    to provide for Christian families. But many

    Christians

    who

    are called

    to

    working class vocations

    could be much more prosperous

    if

    they but understood

    wealth biblically. f they are working

    in

    their vocation with

    confidence that they are called to it by

    God

    and producing

    absolutely all the income they are capable of producing in

    that field, well then they are blessed and should be content.

    In fact, they are wealthy in that they have more than mere

    food and covering. Those

    who

    are called to working class

    vocations ought to stand head and shoulders above

    all

    others in their field, being singled

    out

    for their diligence

    and stewardship (Col 3:23). They should be innovators in

    their fields, coming up with new

    and

    better ways to be more

    productive

    on

    behalf

    of

    their employers.

    They

    should work

    circles around their worldly co-workers.

    They

    should love

    what they do and go to bed at night thanking God for what

    He's given

    them

    to do. They should be entirely satisfied with

    the provision He makes through their work, or be willing to

    work a second job, just to have the privilege of doing

    what

    He's given them to do.

    But often Christians working in lesser paying jobs are not

    operating

    in

    their calling from God Indications of dus

    6 he COUNSEL of CHALCEDON

    would include dissatisfaction, longing for or even coveting

    things they cannot have, feeling stuck

    in

    their job, not

    being able to pay all the bills, living paycheck to paycheck,

    or feeling that they don't have the ability to provide all that

    they wish for their families.

    When

    God gives a

    man

    a calling,

    He gives with it contentment and joy in the

    work

    and the

    ability to live within the means provided by that work. Why

    are so many Christians satisfied with living

    on

    the edge?

    Or

    if

    they are DISSATISFIED, why are they unable

    to

    make

    the changes necessary to either reduce their consumption

    or to increase their prosperity? The point here

    is that

    many

    Christians are capable

    of

    doing and being much

    more

    and

    extending their influence much further than they do, either

    within their current calling, or by understanding that they

    are

    in

    the wrong calling and making necessary changes. But

    because they are satisfied with

    too

    little, or

    too

    lazy to escape

    from their position in life, or simply insisting on living life

    according to their own rules, they squander the gifts

    God

    has given them.

    Even those called to the working class should expect, over

    time, monetary and career advancement

    by

    God's blessing.

    They

    should still expect to be, over time, ahead

    of

    their

    worldly counterparts through a combination of financial

    reward from their satisfied employers and Godly frugality

    in

    their lifestyles. Many working class people, living by God's

    financial principles, are

    in

    far better financial positions than

    those with higher paying jobs

    who squander their money on

    consumption and play.

    With that said, I yet maintain that, with all the advantages

    of

    wealth, i.e., the greater opportunities, and

    the

    greater

    potential for dominion, not to mention the greater degree

    of just plain comfort) , Christians should desire a measure of

    financial success.

    Now, is this fair? Are we saying

    that

    everyone can

    or

    should

    be rich? Well, no, there will always be economic differences

    between people because of the scarcity

    God

    built into the

    world. And as a result, some things are always going to be

    valued more

    than

    other d1ings, including

    human

    skills. God

    gifts men differently. If you have skills that are highly valued,

    then you can become more prosperous than someone

    ,vithout those skills. Obviously, some people are just plain

    smarter than others, more talented, more astute, or with

    abilities that are more in demand and therefore they can

    usually expect to receive higher incomes than average.

    For example, doctors make more money than factory workers,

    because not everyone can become a doctor, there are fewer

    of them, and their services are in universal demand.

    t

    takes

    a certain IQ and years of hard, diligent study to master the

    skills necessary to become a physician. It also requires a

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    fuston lg Ch,istiew Tf7ealth: Coming to Terms

    considerable financial investment to get that education, an

    investment that must payoff in higher wages later on down

    the line. Factory workers however, generally speaking, do

    not

    need an advanced education, do not have to wait years to

    start earning income since they can be trained fairly quicldy

    on-the-job, and for the most part, working on an assembly

    line does not require as complex a skill set as a physician

    needs. Therefore since the skills required to become a doctor

    are less common

    than

    those for a factory worker, there are

    potentially far more people competing for the assembly line

    job, than there are for entrance into medical schools (though

    the medical establishment restricts the

    number

    of schools

    and students for their own reasons). Where there is more

    competition for jobs, wages go down. And, where there is

    more demand for a particular skill set, wages go up.

    Thus

    doctors, who are needed by nearly everyone, demand higher

    fees from this angle

    as

    well.

    The point

    is

    that not everyone could become a doctor, even

    if

    they really, really wanted to,

    and

    tried really, really, hard,

    and every day closed their eyes and visualized themselves

    starring on ER. Some people just simply aren't able, because

    God

    hasn't given them the ability, to be doctors.

    And

    the

    same is true of many other fields. Not only are particular

    levels of intelligence needed, and various levels of financial

    investment, but also suitable temperaments and desire

    on

    the part of the candidates. Therefore, there will always be

    a disparity of economic achievement because people are

    different (and God created them that way on purpose).

    However, there is another factor here,

    as

    time goes on, and

    as

    people apply God's principles,

    EVERYONE

    benefits.

    The

    rich may get richer, but

    in

    a godly society, the wealth flows

    throughout the entire culture raising the economic situation

    of everyone.

    The

    real income of the average laborer has

    increased many-fold in the past hundred years. Everyworking

    American can enjoy things today

    that

    just a few decades ago

    would be considered luxuries. I remember a story from my

    youth of a Roman Emperor who

    had

    a series of stations

    set up where ice from the Alps could be brought to cool his

    drinks during the hot summers. Now, EVERYONE can have

    ice, on demand Things have changed haven't they?

    But

    going back for a second,

    what about

    the

    man

    who

    COULD be a doctor (i.e., he has the intelligence, personal

    skills, and temperament necessary)

    but

    instead restricts

    himself to working at a factory? Is the factory job really

    the best way for this

    person

    to invest his life? Is

    he

    being a

    good steward with the gifts which God has given him? What

    about the man

    who

    COULD make $200,000 a year, but

    instead settles for $20,000, even

    though

    God has not clearly

    called

    him to

    do so and

    he is not

    providentially hindered

    from improving himself?

    And

    yes, many Christians make

    just this decision. We'll explore this

    in

    more detail later.

    Apart

    from basic ability, there are

    other

    reasons why

    Christians live just

    on

    the cusp of prosperity, but never really

    make it over the edge and the reasons are clearly delineated

    in the Proverbs. Apart from God's sovereign intervention,

    which must be humbly accepted, Christians over the long

    term

    ought

    to

    experience increasing economic prosperity

    in whatever vocational calling God has placed them.

    Furthermore,

    if

    believers

    DO

    find themselves struggling

    just

    to

    make ends meet, their financial distress may be

    because they are unwittingly (or otherwise) violating specific

    principles of God's word. It

    is

    NOT that wealth is easy

    or

    simple to obtain, or that everyone can be "rich" (which many

    people think of as living a life of indolent ease, with every

    whim

    being gratified). Nor am I contravening Paul's warning

    about people ~ v h o lvant to

    get

    lich ill

    this life

    (the reason for

    that warning will become clear later). But instead, generally

    speaking, there is a relationship between wise living and

    economic prosperity: if

    we lack the one,

    it

    usually explains

    why we are missing the other.

    Therefore, let us meditate on a brief survey of the most

    relevant Proverbs on prosperity and poverty, and then see

    how they apply to our real world living experience. Careful

    attention here to the principles

    God

    has built into the very

    structure

    of

    His creation just might help us to understand

    our present financial situation, and provide the means to

    improve it. By understanding the terms

    poor

    and "rich,"

    "wealth" and "poverty," the way God has defined them, we

    are

    n

    a position to move

    on

    with our study

    in

    "Restoring

    Christian Wealth."

    Proverbs for Further Consideration:

    11:15 'The lich mall's }vealth is

    his

    fortress, the rl n of

    the

    poor is

    theirpoverty.

    10:22 lilt is

    the

    blessillg of

    the

    Lord that makes lich, and He adds 11

    sorro}v to

    it.

    22:7

    'The lich

    mles

    over

    thepOO/;

    alld

    the borrOlJJer

    becomes

    the

    lender's

    slave.

    23:4-5

    liDo IIOt }veary YOIII:selj to gaill

    }vealth,

    cease from

    YOHr

    cOllsideration

    of

    it. rVheJJ

    YOII

    set

    YOII,.

    ryes all

    it,

    t

    is

    galle.

    For

    }vealth

    ce11aill/y makes

    itself }villgs like

    all

    eagle that

    flies

    tOlvard

    the

    heaven.

    Rev. Brian M. Abshire, B. A., M. A., Th.M., Ph.D.) lives

    in Spokane, WA where he pastors Highlands Reformed

    Presbyterian Church. He has been married to Elaine for

    24 years and has six children.

    the

    COUNSEL

    ofCH LCEDON

    17