2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003%...

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2001 CALIFORNIA P & C MARKET SHARE REPORT Source: NAIC Database Licensed companies only Rec # Group # Naic # Company Name Sorted by Company Name Written Premium Market Share Earned Premium Incurred Losses Loss Ratio Line of Business: FIRE [01] Share Rank 1 626 22667 Ace American Ins Co 6,776,260 1.1293% 9,498,153 657,518 6.92% 27 2 65 10014 Affiliated Fm Ins Co 12,205,851 2.0342% 9,981,571 6,512,954 65.25% 15 3 761 35300 Allianz Ins Co 47,902,166 7.9834% 47,005,156 13,812,081 29.38% 1 4 761 36420 Allianz Underwriters Ins Co 13,673 0.0023% 69,590 -6,228 -8.95% 218 5 140 42579 Allied Prop & Cas Ins Co 3,495,656 0.5826% 3,657,212 1,998,120 54.64% 41 6 8 19232 Allstate Ins Co 26,730,332 4.4549% 27,626,714 11,228,252 40.64% 3 7 140 19100 Amco Ins Co 10,844,063 1.8073% 9,712,410 4,258,856 43.85% 18 8 553 24589 American & Foreign Ins Co 359,866 0.0600% 299,529 -3,030 -1.01% 122 9 957 19720 American Alt Ins Corp 81 0.0000% 77 -431,719 560674.03% 268 10 19 10111 American Bankers Ins Co Of FL 642,896 0.1071% 669,357 24,707 3.69% 96 11 218 20427 American Cas Co Of Reading PA 16,395 0.0027% 19,154 4,866 25.40% 215 12 163 19690 American Economy Ins Co 412,569 0.0688% 393,166 343,349 87.33% 115 13 1129 20613 American Employers Ins Co 784 0.0001% 620 736 118.71% 253 14 41 10819 American Equity Specialty Ins Co 474,705 0.0791% 616,808 351,944 57.06% 108 15 127 23450 American Family Home Ins Co 26,793 0.0045% 15,696 995 6.34% 200 16 212 26247 American Guarantee & Liability Ins 16,754,635 2.7923% 12,139,614 3,567,451 29.39% 10 17 291 13331 American Hardware Mut Ins Co 26,676 0.0044% 26,676 13,773 51.63% 201 18 12 19380 American Home Assur Co 2,945,899 0.4910% 3,356,861 2,085,327 62.12% 44 19 761 21857 American Ins Co 509,575 0.0849% 736,459 -140,640 -19.10% 106 20 108 30562 American Manufacturers Mut Ins Co 1,538,155 0.2563% 1,648,472 1,518,619 92.12% 61 21 127 23469 American Modern Home Ins Co 2,597,781 0.4329% 2,427,277 1,460,165 60.16% 46 22 108 22918 American Motorists Ins Co 134,758 0.0225% 189,756 623,119 328.38% 154 23 408 28401 American Natl Prop & Cas Co 11,297 0.0019% 68,029 46,190 67.90% 221 24 108 18910 American Protection Ins Co 40,280 0.0067% 112,932 359,456 318.29% 195 25 19 19615 American Reliable Ins Co 1,601,878 0.2670% 1,704,738 867,397 50.88% 57 26 1346 39969 American Safety Cas Ins Co 4,409 0.0007% 3,578 1,620 45.28% 233 27 19 42978 American Security Ins Co 33,956,050 5.6591% 29,322,835 6,080,064 20.73% 2 28 163 19704 American States Ins Co 1,516,028 0.2527% 1,312,738 -190,777 -14.53% 64 29 40800 American Sterling Ins Co 84,332 0.0141% 194,120 -106,679 -54.96% 170 30 124 23396 Amerisure Mut Ins Co 5,388 0.0009% 5,724 1,103 19.27% 232 31 28 19976 Amica Mut Ins Co 229,875 0.0383% 220,486 -67,988 -30.84% 136 32 457 19860 Argonaut Great Central Ins Co 3,754 0.0006% 4,011 5,207 129.82% 236 33 41459 Armed Forces Ins Exchange 236,619 0.0394% 241,560 21,275 8.81% 133 34 761 21865 Associated Ind Corp 3,574,127 0.5957% 3,825,454 733,560 19.18% 40 35 41 21296 Associates Ins Co 114,802 0.0191% 164,955 1,809 1.10% 156 36 212 19305 Assurance Co Of Amer 7,087 0.0012% 10,700 197,111 1842.16% 228 37 24 19895 Atlantic Mut Ins Co 71,566 0.0119% 73,010 2,086 2.86% 179 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63% 243 39 968 16187 AXA Re Prop & Cas Ins Co 10,066 0.0017% 2,509 479 19.09% 224 40 1330 24813 Balboa Ins Co 8,359,143 1.3931% 9,363,210 1,667,466 17.81% 21 41 689 33162 Bankers Ins Co 64,414 0.0107% 38,325 10,316 26.92% 183 42 98 32603 Berkley Ins Co 21,875 0.0036% 15,486 9,264 59.82% 208 43 218 20761 Boston Old Colony Ins Co 455 0.0001% 657 0 0.00% 256 44 140 18961 Calfarm Ins Co 1,047,447 0.1746% 857,862 324,738 37.85% 78 45 802 13544 California Capital Ins Co 4,790,387 0.7984% 4,940,367 1,599,271 32.37% 33 46 33 20117 California Cas Ind Exch 39,653 0.0066% 43,072 23,311 54.12% 196 47 33 20125 California Cas Ins Co 165,142 0.0275% 175,384 95,068 54.21% 151 48 1278 15539 California State Auto Asn Inter-Ins 1,169,204 0.1949% 1,140,503 642,167 56.31% 75 California Department of Insurance Page 1 of 6 Rate Specialist Bureau - 06/03/2002

Transcript of 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003%...

Page 1: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIRE [01]

ShareRank

1 626 22667 Ace American Ins Co 6,776,260 1.1293% 9,498,153 657,518 6.92%272 65 10014 Affiliated Fm Ins Co 12,205,851 2.0342% 9,981,571 6,512,954 65.25%153 761 35300 Allianz Ins Co 47,902,166 7.9834% 47,005,156 13,812,081 29.38%14 761 36420 Allianz Underwriters Ins Co 13,673 0.0023% 69,590 -6,228 -8.95%2185 140 42579 Allied Prop & Cas Ins Co 3,495,656 0.5826% 3,657,212 1,998,120 54.64%416 8 19232 Allstate Ins Co 26,730,332 4.4549% 27,626,714 11,228,252 40.64%37 140 19100 Amco Ins Co 10,844,063 1.8073% 9,712,410 4,258,856 43.85%188 553 24589 American & Foreign Ins Co 359,866 0.0600% 299,529 -3,030 -1.01%1229 957 19720 American Alt Ins Corp 81 0.0000% 77 -431,719560674.03%26810 19 10111 American Bankers Ins Co Of FL 642,896 0.1071% 669,357 24,707 3.69%9611 218 20427 American Cas Co Of Reading PA 16,395 0.0027% 19,154 4,866 25.40%21512 163 19690 American Economy Ins Co 412,569 0.0688% 393,166 343,349 87.33%11513 1129 20613 American Employers Ins Co 784 0.0001% 620 736 118.71%25314 41 10819 American Equity Specialty Ins Co 474,705 0.0791% 616,808 351,944 57.06%10815 127 23450 American Family Home Ins Co 26,793 0.0045% 15,696 995 6.34%20016 212 26247 American Guarantee & Liability Ins 16,754,635 2.7923% 12,139,614 3,567,451 29.39%1017 291 13331 American Hardware Mut Ins Co 26,676 0.0044% 26,676 13,773 51.63%20118 12 19380 American Home Assur Co 2,945,899 0.4910% 3,356,861 2,085,327 62.12%4419 761 21857 American Ins Co 509,575 0.0849% 736,459 -140,640 -19.10%10620 108 30562 American Manufacturers Mut Ins Co 1,538,155 0.2563% 1,648,472 1,518,619 92.12%6121 127 23469 American Modern Home Ins Co 2,597,781 0.4329% 2,427,277 1,460,165 60.16%4622 108 22918 American Motorists Ins Co 134,758 0.0225% 189,756 623,119 328.38%15423 408 28401 American Natl Prop & Cas Co 11,297 0.0019% 68,029 46,190 67.90%22124 108 18910 American Protection Ins Co 40,280 0.0067% 112,932 359,456 318.29%19525 19 19615 American Reliable Ins Co 1,601,878 0.2670% 1,704,738 867,397 50.88%5726 1346 39969 American Safety Cas Ins Co 4,409 0.0007% 3,578 1,620 45.28%23327 19 42978 American Security Ins Co 33,956,050 5.6591% 29,322,835 6,080,064 20.73%228 163 19704 American States Ins Co 1,516,028 0.2527% 1,312,738 -190,777 -14.53%6429 40800 American Sterling Ins Co 84,332 0.0141% 194,120 -106,679 -54.96%17030 124 23396 Amerisure Mut Ins Co 5,388 0.0009% 5,724 1,103 19.27%23231 28 19976 Amica Mut Ins Co 229,875 0.0383% 220,486 -67,988 -30.84%13632 457 19860 Argonaut Great Central Ins Co 3,754 0.0006% 4,011 5,207 129.82%23633 41459 Armed Forces Ins Exchange 236,619 0.0394% 241,560 21,275 8.81%13334 761 21865 Associated Ind Corp 3,574,127 0.5957% 3,825,454 733,560 19.18%4035 41 21296 Associates Ins Co 114,802 0.0191% 164,955 1,809 1.10%15636 212 19305 Assurance Co Of Amer 7,087 0.0012% 10,700 197,111 1842.16%22837 24 19895 Atlantic Mut Ins Co 71,566 0.0119% 73,010 2,086 2.86%17938 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%24339 968 16187 AXA Re Prop & Cas Ins Co 10,066 0.0017% 2,509 479 19.09%22440 1330 24813 Balboa Ins Co 8,359,143 1.3931% 9,363,210 1,667,466 17.81%2141 689 33162 Bankers Ins Co 64,414 0.0107% 38,325 10,316 26.92%18342 98 32603 Berkley Ins Co 21,875 0.0036% 15,486 9,264 59.82%20843 218 20761 Boston Old Colony Ins Co 455 0.0001% 657 0 0.00%25644 140 18961 Calfarm Ins Co 1,047,447 0.1746% 857,862 324,738 37.85%7845 802 13544 California Capital Ins Co 4,790,387 0.7984% 4,940,367 1,599,271 32.37%3346 33 20117 California Cas Ind Exch 39,653 0.0066% 43,072 23,311 54.12%19647 33 20125 California Cas Ins Co 165,142 0.0275% 175,384 95,068 54.21%15148 1278 15539 California State Auto Asn Inter-Ins 1,169,204 0.1949% 1,140,503 642,167 56.31%75

California Department of Insurance Page 1 of 6 Rate Specialist Bureau - 06/03/2002

Page 2: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIRE [01]

ShareRank

49 98 10510 Carolina Cas Ins Co 11,494 0.0019% 212,986 112,233 52.70%22050 24 19909 Centennial Ins Co 211,114 0.0352% 227,184 134,424 59.17%14051 26905 Century-Natl Ins Co 7,905,843 1.3176% 8,328,835 4,059,959 48.75%2452 761 22810 Chicago Ins Co 104,374 0.0174% 91,836 77,066 83.92%15953 38 12777 Chubb Ind Ins Co 1 0.0000% -2 0 0.00%27254 38 10052 Chubb National Ins Co 397 0.0001% 193 285 147.67%25955 344 10669 Church Ins Co 16,590 0.0028% 15,122 0 0.00%21456 18767 Church Mut Ins Co 73,879 0.0123% 77,150 42,016 54.46%17757 244 10677 Cincinnati Ins Co 8,106 0.0014% 8,769 -10 -0.11%22558 212 10315 Civic Property & Cas Co 312,862 0.0521% 133,021 329,401 247.63%12559 323 10693 Civil Svc Employees Ins Co 6,072,354 1.0120% 5,940,169 2,152,693 36.24%2960 517 20532 Clarendon Natl Ins Co 6,257,365 1.0429% 6,635,673 4,072,492 61.37%2861 218 20435 CNA Cas Of CA 401,605 0.0669% 1,694,853 536,784 31.67%11662 12 19410 Commerce & Industry Ins Co 85 0.0000% 89 -2,629,020953955.06%26763 218 20443 Continental Cas Co 1,557,845 0.2596% 1,923,527 3,008,399 156.40%6064 218 35289 Continental Ins Co 100,626 0.0168% 106,052 511,133 481.96%16165 3018 22730 Converium Ins North Amer Inc 2,866 0.0005% 884 546 61.76%24066 350 21318 Coregis Ins Co 189,272 0.0315% 178,454 -91,777 -51.43%14467 14010 Crusader Ins Co 184,430 0.0307% 193,635 342,918 177.10%14568 323 18953 CSE Safeguard Ins Co 245,527 0.0409% 114,760 69,475 60.54%13269 306 10847 Cumis Ins Society Inc 26,205 0.0044% 27,507 19,715 71.67%20370 240 10499 DaimlerChrysler Ins Co 436,369 0.0727% 433,491 573,473 132.29%11471 930 19269 Danielson Natl Ins Co 21,526 0.0036% 122,981 177,442 144.28%21072 920 42048 Diamond State Ins Co 92,307 0.0154% 88,825 38,936 43.83%16573 164 36463 Discover Prop & Cas Ins Co 2,374,834 0.3958% 1,065,183 104,976 9.86%4974 33499 Dorinco Rein Co 755,390 0.1259% 615,187 0 0.00%8575 802 12890 Eagle West Ins Co 22,332 0.0037% 35,526 2,126 5.98%20776 57 21261 Electric Ins Co 10,969 0.0018% 10,657 0 0.00%22277 212 21326 Empire Fire & Marine Ins Co 273,618 0.0456% 185,611 -5,951 -3.21%13078 1129 20648 Employers Fire Ins Co 180 0.0000% 155 0 0.00%26479 111 21458 Employers Ins of Wausau 7,578,559 1.2630% 5,523,817 137,220 2.48%2580 62 21415 Employers Mut Cas Co 982,965 0.1638% 911,993 363,076 39.81%8081 1120 10120 Everest Natl Ins Co 38 0.0000% 15 0 0.00%26982 212 10318 Exact Prop & Cas Co Inc 598,358 0.0997% 227,807 222,973 97.88%10283 922 40029 Explorer Ins Co 95,422 0.0159% 100,332 384,636 383.36%16284 65 21482 Factory Mut Ins Co 17,055,740 2.8425% 15,154,017 5,342,022 35.25%985 158 18864 Fairmont Ins Co 1,324 0.0002% 1,283 0 0.00%24786 249 13846 Farmers Home Mut Ins Co 684,629 0.1141% 717,976 129,141 17.99%9287 212 21652 Farmers Ins Exch 24,371,889 4.0618% 24,816,611 10,039,008 40.45%588 38 20281 Federal Ins Co 1,218,160 0.2030% 1,246,134 592,175 47.52%7489 7 13935 Federated Mut Ins Co 2,274,364 0.3790% 2,005,826 1,881,340 93.79%5190 11118 Federated Rural Electric Ins Corp 25,012 0.0042% 25,008 1,374 5.49%20591 7 28304 Federated Service Ins Co 39,522 0.0066% 24,882 3,357 13.49%19792 212 39306 Fidelity & Deposit Co Of MD 622,979 0.1038% 641,902 564,653 87.97%9993 164 35386 Fidelity & Guaranty Ins Co 747,698 0.1246% 717,600 1,733,561 241.58%8694 164 25879 Fidelity & Guaranty Ins Underwriters 633,291 0.1055% 359,083 11,842 3.30%9795 670 25180 Fidelity National Ins Co 921 0.0002% 5,111 0 0.00%25096 553 24880 Fire & Cas Ins Co Of CT 350 0.0001% 3,864 338 8.75%262

California Department of Insurance Page 2 of 6 Rate Specialist Bureau - 06/03/2002

Page 3: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIRE [01]

ShareRank

97 212 21660 Fire Ins Exch 25,455,658 4.2424% 22,461,339 11,044,761 49.17%498 761 21873 Firemans Fund Ins Co 10,651,064 1.7751% 8,139,326 5,397,565 66.31%1999 218 20850 Firemens Ins Co Of Newark NJ 18,252 0.0030% 13,053 2,070 15.86%212100 1279 11150 First Amer Ins Co 3,329 0.0006% 24,227 5,445 22.47%238101 70 34525 First American Specilaty Ins Co 5,064,176 0.8440% 4,836,177 3,007,669 62.19%30102 689 16578 First Comm Ins Co 43,750 0.0073% 14,524 13,226 91.06%192103 479 11177 First Financial Ins Co 371,795 0.0620% 318,866 317,870 99.69%120104 163 24724 First Natl Ins Co Of Amer 53,394 0.0089% 77,447 6,353 8.20%187105 349 13978 Florists Mut Ins Co 10,143 0.0017% 10,181 6,048 59.40%223106 163 24732 General Ins Co Of Amer 144,865 0.0241% 245,713 7,618 3.10%153107 749 16063 General Security Ins Co 167,837 0.0280% 245,002 140,250 57.24%149108 749 39322 General Security National Ins Co 23,629 0.0039% 38,284 855,000 2233.31%206109 11231 Generali Us Branch 218,272 0.0364% 220,153 -173,096 -78.63%139110 31 38962 Genesis Ins Co 669,465 0.1116% 507,797 -739,558 -145.64%94111 604 41343 Gerling Amer Ins Co 1,468,625 0.2448% 1,595,915 -266,146 -16.68%65112 218 34622 Glens Falls Ins Co 2,990,515 0.4984% 1,744,793 767,370 43.98%43113 39861 Golden Bear Ins Co 1,108,159 0.1847% 853,730 47,289 5.54%77114 111 10836 Golden Eagle Ins Corp 4,862,745 0.8104% 6,695,713 3,118,660 46.58%32115 83 22101 Grange Ins Assn 661,184 0.1102% 682,056 835,198 122.45%95116 12 23809 Granite State Ins Co 7,910 0.0013% 3,480 522 15.00%227117 84 26832 Great American Alliance Ins Co 3,926,966 0.6545% 6,787,429 1,381,212 20.35%38118 84 26344 Great American Assur Co 7,499,354 1.2498% 11,887,840 -1,124,919 -9.46%26119 84 16691 Great American Ins Co 973,234 0.1622% 1,002,009 -369,815 -36.91%81120 84 22136 Great American Ins Co of NY 1,262,330 0.2104% 1,147,517 52,074 4.54%71121 84 33723 Great American Spirit Ins Co 107,634 0.0179% 117,132 171,169 146.13%158122 98 25224 Great Divide Ins Co 1,862,991 0.3105% 1,947,121 3,198,379 164.26%55123 38 20303 Great Northern Ins Co 88,536 0.0148% 55,176 30,402 55.10%168124 1285 22322 Greenwich Ins Co 10,983,262 1.8305% 8,488,592 5,906,358 69.58%17125 553 26948 Guaranty Natl Ins Co Of CT 99 0.0000% 99 0 0.00%266126 303 15032 Guideone Mut Ins Co 48,309 0.0081% 49,024 84,164 171.68%189127 303 14559 Guideone Specialty Mut Ins Co 6,366 0.0011% 6,778 116 1.71%230128 41 22217 Gulf Ins Co 1,840,064 0.3067% 2,147,888 18,351,463 854.40%56129 88 22292 Hanover Ins Co 43,726 0.0073% 49,859 65,598 131.57%193130 26433 Harco Natl Ins Co 94,078 0.0157% 78,861 336 0.43%164131 91 29424 Hartford Cas Ins Co 515,117 0.0858% 585,015 182,344 31.17%103132 91 19682 Hartford Fire In Co 18,992,226 3.1652% 15,707,444 1,215,957 7.74%7133 91 37478 Hartford Ins Co Of The Midwest 233,577 0.0389% 369,271 471,180 127.60%134134 91 30104 Hartford Underwriters Ins Co 608,686 0.1014% 580,791 319,008 54.93%101135 958 22438 Hawaiian Ins & Gty Co Ltd 278,055 0.0463% 327,294 24,500 7.49%129136 1116 22489 Highlands Ins Co 1,554 0.0003% 1,908 534 27.99%246137 300 22578 Horace Mann Ins Co 82,060 0.0137% 75,211 101,749 135.28%172138 300 22756 Horace Mann Prop & Cas Ins Co 160,951 0.0268% 203,572 165,188 81.14%152139 10048 Hyundai Marine & Fire Ins Co Ltd 100,988 0.0168% 87,679 42,000 47.90%160140 626 22713 Insurance Co Of North Amer 460,680 0.0768% 518,388 304,176 58.68%110141 12 19429 Insurance Co Of The State Of PA 307,085 0.0512% 25,171 3,776 15.00%126142 922 27847 Insurance Co Of The West 1,244,533 0.2074% 1,185,546 388,175 32.74%72143 517 37257 Insurance Corp Of Hannover 609,028 0.1015% 453,751 646,716 142.53%100144 1314 18341 Insurance Corp Of NY 686,764 0.1145% 753,403 38,682 5.13%90

California Department of Insurance Page 3 of 6 Rate Specialist Bureau - 06/03/2002

Page 4: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIRE [01]

ShareRank

145 761 22837 Interstate Ind Co 1,284,361 0.2141% 1,128,613 235,605 20.88%69146 761 11630 Jefferson Ins Co 89,032 0.0148% 104,017 1,723 1.66%167147 12 35637 Landmark Ins Co 112,645 0.0188% 112,645 -5,078 -4.51%157148 1172 24422 Legion Ins Co 891,707 0.1486% 1,246,721 2,065,980 165.71%83149 37800 Lg Ins Co Ltd Us Branch 389 0.0001% 598 -113 -18.90%260150 111 42404 Liberty Ins Corp 2,097 0.0003% 3,997 2,836 70.95%241151 111 23035 Liberty Mut Fire Ins Co 1,422,687 0.2371% 1,430,915 569,532 39.80%67152 111 23043 Liberty Mut Ins Co 399,445 0.0666% 398,173 -31,027 -7.79%117153 108 22977 Lumbermens Mut Cas Co 67,208 0.0112% 78,810 250,152 317.41%181154 23108 Lumbermens Underwriting Alliance 3,708,573 0.6181% 2,952,338 3,512 0.12%39155 785 38970 Markel Ins Co 7,988 0.0013% 7,372 222 3.01%226156 212 19356 Maryland Cas Co 169,407 0.0282% 203,875 114,026 55.93%148157 88 22306 Massachusetts Bay Ins Co 228 0.0000% 223 -469 -210.31%263158 15768 Merced Mut Ins Co 440,552 0.0734% 464,460 430,974 92.79%113159 660 11908 Mercury Cas Co 1,562,756 0.2604% 1,369,882 297,295 21.70%59160 241 25321 Metropolitan Drt Prop & Cas Ins Co 78,787 0.0131% 51,622 14,607 28.30%175161 79 38660 MIC General Ins Corp 16,122 0.0027% 22,150 6,826 30.82%216162 14508 Michigan Millers Mut Ins Co 42,909 0.0072% 42,909 24,179 56.35%194163 212 21687 Mid-Century Ins Co 302,572 0.0504% 317,921 151,806 47.75%127164 27480 Mid-State Mut Ins Co 169,766 0.0283% 171,254 40,541 23.67%147165 169 23434 Middlesex Ins Co 388 0.0001% 369 26 7.05%261166 802 23540 Monterey Ins Co 5,778 0.0010% 2,097 -8,294 -395.52%231167 227 23647 Mutual Service Cas Ins Co 448,291 0.0747% 455,496 337,004 73.99%112168 23663 National American Ins Co 618 0.0001% 650 -280 -43.08%254169 659 23701 National Automobile & Cas Ins Co 176,657 0.0294% 182,083 -9,332 -5.13%146170 140 11991 National Cas Co 85,573 0.0143% 94,513 18,926 20.02%169171 1129 16217 National Farmers Union Prop & Cas 56,136 0.0094% 61,362 2,254 3.67%186172 1129 23752 National Farmers Union Std Ins Co 220,070 0.0367% 197,627 23,781 12.03%137173 218 20478 National Fire Ins Co Of Hartford 74,185 0.0124% 85,377 0 0.00%176174 761 21881 National Surety Corp 453,201 0.0755% 232,136 -8,108 -3.49%111175 12 19445 National Union Fire Ins Co Of Pitts 126,138 0.0210% 199,609 12,070,116 6046.88%155176 140 23779 Nationwide Mut Fire Ins Co 357,406 0.0596% 335,907 93,028 27.69%123177 140 23787 Nationwide Mut Ins Co 623,788 0.1040% 510,548 119,250 23.36%98178 212 10317 Neighborhood Spirit Prop & Cas Co 4,652,105 0.7753% 2,082,447 2,957,010 142.00%35179 12 23841 New Hampshire Ins Co 512,444 0.0854% 321,386 48,440 15.07%105180 1330 24848 Newport Ins Co 23,058,192 3.8429% 19,442,920 8,633,431 44.40%6181 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 513,288 0.0855% 453,318 -63,137 -13.93%104182 181 29874 North American Specialty Ins Co 314,409 0.0524% 300,055 -76,266 -25.42%124183 158 21105 North River Ins Co 46,070 0.0077% 22,484 2,226 9.90%191184 1129 38369 Northern Assur Co Of Amer 444 0.0001% 376 0 0.00%258185 212 19372 Northern Ins Co Of NY 78,937 0.0132% 68,869 4,663,839 6772.04%174186 41 24031 Northland Cas Co 94,713 0.0158% 78,498 298 0.38%163187 41 24015 Northland Ins Co 1,446,151 0.2410% 936,333 114,425 12.22%66188 1116 23906 Northwestern Natl Cas Co 1,739 0.0003% 1,375 -623 -45.31%244189 38 20338 Northwestern Pacific Ind Co 82,657 0.0138% 65,823 33,595 51.04%171190 150 24147 Old Republic Ins Co 64,897 0.0108% 55,067 1,913 3.47%182191 1129 20621 OneBeacon America Ins Co 372,391 0.0621% 445,182 -68,774 -15.45%119192 1129 21970 OneBeacon Ins Co 191,157 0.0319% 304,336 -244,428 -80.32%143

California Department of Insurance Page 4 of 6 Rate Specialist Bureau - 06/03/2002

Page 5: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIRE [01]

ShareRank

193 645 14907 Oregon Mut Ins Co 2,173,144 0.3622% 2,132,197 256,816 12.04%53194 1116 41408 Pacific Automobile Ins Co 21,760 0.0036% 27,196 0 0.00%209195 38 20346 Pacific Ind Co 37,407 0.0062% 28,508 14,487 50.82%198196 408 11048 Pacific Prop & Cas Co 194,058 0.0323% 119,139 103,160 86.59%142197 111 24198 Peerless Ins Co 1,585,916 0.2643% 474,718 400,000 84.26%58198 1218 32859 Penn-Amer Ins Co 464,868 0.0775% 351,000 75,640 21.55%109199 1218 10673 Penn-Star Ins Co 103 0.0000% 47 6 12.77%265200 1129 21962 Pennsylvania General Ins Co 762,434 0.1271% 812,145 34,681 4.27%84201 304 32352 Prudential Prop & Cas Ins Co 1,532,686 0.2554% 1,552,285 1,021,617 65.81%62202 853 15059 Public Service Mut Ins Co 90,561 0.0151% 57,974 28,401 48.99%166203 796 39217 QBE Ins Corp 14,719 0.0025% 14,719 20,943 142.29%217204 3038 38512 Rampart Ins Co 20,205 0.0034% 37,705 13,180 34.96%211205 158 24384 Ranger Ins Co 446 0.0001% 234 -631 -269.66%257206 400 24449 Regent Ins Co 896 0.0001% 1,794 1 0.06%251207 574 31089 Republic Western Ins Co 58,821 0.0098% 64,928 4,316,013 6647.38%184208 800 15776 Residence Mut Ins Co 1,283,176 0.2139% 1,300,047 339,998 26.15%70209 98 11001 Riverport Ins Co of CA 1,374,424 0.2291% 1,017,099 1,045,574 102.80%68210 783 13056 RLI Ins Co 962,208 0.1604% 940,733 641,503 68.19%82211 83 22128 Rocky Mountain Fire & Cas Co 206,091 0.0343% 196,129 228,218 116.36%141212 553 24678 Royal Ind Co 12,905,131 2.1508% 8,906,027 8,318,898 93.41%13213 553 26980 Royal Ins Co Of Amer 2,597,442 0.4329% 3,042,381 452,403 14.87%47214 163 24740 Safeco Ins Co Of Amer 16,167,250 2.6944% 16,103,780 6,490,062 40.30%12215 553 24694 Safeguard Ins Co 1,681 0.0003% 4,407 -292 -6.63%245216 140 15580 Scottsdale Ind Co 6,698 0.0011% 24,680 148 0.60%229217 553 24902 Security Ins Co Of Hartford 167,394 0.0279% 177,628 15,498 8.72%150218 41 22233 Select Ins Co 1,221 0.0002% 1,461 -57,342 -3924.85%248219 169 24988 Sentry Ins A Mut Co 2,555,509 0.4259% 1,846,285 315,623 17.10%48220 169 21180 Sentry Select Ins Co 670,567 0.1118% 627,626 7,837,030 1248.68%93221 772 22985 Sequoia Ins Co 366,103 0.0610% 359,417 177,941 49.51%121222 108 20524 Specialty Natl Ins Co 58,810 0.0098% 42,412 5,255 12.39%185223 164 24767 St Paul Fire & Marine Ins Co 3,236,894 0.5395% 3,439,462 2,419,967 70.36%42224 164 24775 St Paul Guardian Ins Co 262,663 0.0438% 309,432 7,607 2.46%131225 164 24791 St Paul Mercury Ins Co 1,152,795 0.1921% 1,079,157 -127,429 -11.81%76226 41 19070 Standard Fire Ins Co 686,352 0.1144% 674,965 423,132 62.69%91227 19 42986 Standard Guaranty Ins Co 11,646 0.0019% 14,786 58,593 396.27%219228 748 18023 Star Ins Co 3,558 0.0006% 3,943 839 21.28%237229 176 25151 State Farm General Ins Co 8,088,191 1.3480% 5,858,257 3,730,540 63.68%22230 93 12831 State Natl Ins Co Inc 51,875 0.0086% 27,404 0 0.00%188231 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 79,241 0.0132% 85,248 30,505 35.78%173232 32107 Sutter Ins Co 698,767 0.1165% 720,733 242,686 33.67%89233 158 25534 TIG Ins Co 996,404 0.1661% 983,021 2,456,582 249.90%79234 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 4,666,496 0.7777% 4,596,937 631,553 13.74%34235 161 18031 Topa Ins Co 2,285,482 0.3809% 2,426,923 2,169,862 89.41%50236 218 20486 Transcontinental Ins Co 71,682 0.0119% 72,124 -366 -0.51%178237 218 20494 Transportation Ins Co 31,393 0.0052% 28,536 0 0.00%199238 41 19038 Travelers Cas & Surety Co 718,245 0.1197% 757,257 175,102 23.12%88239 41 25682 Travelers Ind Co Of CT 487,642 0.0813% 411,967 -34,914 -8.47%107240 41 25674 Travelers Ind Co Of IL 18,773,105 3.1287% 16,557,606 5,147,421 31.09%8

California Department of Insurance Page 5 of 6 Rate Specialist Bureau - 06/03/2002

Page 6: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIRE [01]

ShareRank

241 41 36161 Travelers Prop Cas Ins Co 2,799,627 0.4666% 2,868,591 2,372,985 82.72%45242 212 21709 Truck Ins Exch 1,227,451 0.2046% 1,285,805 752,034 58.49%73243 91 29459 Twin City Fire Ins Co Co 817 0.0001% 805 9,996 1241.74%252244 181 18619 Underwriters Ins Co 477 0.0001% 1,525 0 0.00%255245 400 25798 Unigard Ind Co 67,410 0.0112% 73,894 41,861 56.65%180246 400 25747 Unigard Ins Co 4,494,330 0.7490% 4,400,373 2,190,824 49.79%36247 215 11142 United Cas Ins Co Of Amer 733,233 0.1222% 738,598 272,355 36.87%87248 200 25941 United Services Auto Assoc 7,971,896 1.3286% 7,921,107 2,663,826 33.63%23249 158 21113 United States Fire Ins Co 12,039,223 2.0065% 5,056,862 17,259,607 341.31%16250 31 25895 United States Liability Ins Co 978 0.0002% 420 56 13.33%249251 212 41181 Universal Underwriters Ins Co 2,226,743 0.3711% 2,085,308 1,662,519 79.73%52252 164 25887 US Fidelity & Guaranty Co 4,344,893 0.7241% 5,489,380 7,302,279 133.03%37253 200 25968 USAA Cas Ins Co 1,953,047 0.3255% 1,831,363 1,739,259 94.97%54254 201 25976 Utica Mut Ins Co 2,051 0.0003% 2,093 788 37.65%242255 218 20508 Valley Forge Ins Co 233,539 0.0389% 188,189 15,000 7.97%135256 215 14133 Valley Ins Co 1,524,852 0.2541% 1,620,080 694,689 42.88%63257 10815 Verlan Fire Ins Co MD 285,605 0.0476% 231,873 0 0.00%128258 38 20397 Vigilant Ins Co 25,922 0.0043% 141,533 70,325 49.69%204259 1172 19577 Villanova Ins Co 46,940 0.0078% 60,190 -23,223 -38.58%190260 761 10079 Vintage Ins Co 5 0.0000% 5 0 0.00%271261 111 26069 Wausau Business Ins Co 3,063 0.0005% 2,354 1,092,825 46424.17%239262 111 26042 Wausau Underwriters Ins Co 3,850 0.0006% 5,307 -124,111 -2338.63%235263 1179 10683 Wawanesa General Ins Co 17,648 0.0029% 17,648 9,466 53.64%213264 1179 31526 Wawanesa Mut Ins Co Us Branch 26,259 0.0044% 29,546 17,013 57.58%202265 626 21121 Westchester Fire Ins Co 8,671,459 1.4452% 9,517,343 5,564,224 58.46%20266 800 13625 Western Mut Ins Co 219,025 0.0365% 229,553 23,428 10.21%138267 34282 Western Specialty Ins Co 4,329 0.0007% 11,385 21,000 184.45%234268 350 34207 Westport Ins Corp 4,879,164 0.8132% 5,159,065 224,050,114 4342.84%31269 1285 24554 Winterthur Intl Amer Ins Co 12,697,571 2.1162% 12,107,592 811,481 6.70%14270 1285 20583 XL Reins America Inc 13 0.0000% 13 11 84.62%270271 11126 Yasuda Fire & Marine Ins Co Of Amer 395,644 0.0659% 247,111 447,872 181.24%118272 212 16535 Zurich American Ins Co 16,564,674 2.7607% 15,447,967 10,670,580 69.07%11

600,024,242 100.0000% 560,383,605 513,104,484 91.56%Line Total:

California Department of Insurance Page 6 of 6 Rate Specialist Bureau - 06/03/2002

Page 7: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: ALLIED LINES [02.1]

ShareRank

1 626 22667 Ace American Ins Co 27,136 0.0080% 27,116 4,783 17.64%1742 626 20699 Ace Prop & Cas Ins Co 2,200,066 0.6469% 2,200,066 3,371,760 153.26%373 65 10014 Affiliated Fm Ins Co 6,249,105 1.8376% 5,100,510 845,154 16.57%154 42757 Agri General Ins Co 53,513 0.0157% 53,513 -34,363 -64.21%1555 761 35300 Allianz Ins Co 1,275,022 0.3749% 331,302 -14,646,612 -4420.92%516 761 36420 Allianz Underwriters Ins Co 3,865 0.0011% 18,644 -2,117 -11.35%2237 140 42579 Allied Prop & Cas Ins Co 1,179,929 0.3470% 1,235,011 1,695,564 137.29%578 8 19232 Allstate Ins Co 17,130,998 5.0375% 14,689,935 9,665,468 65.80%39 140 19100 Amco Ins Co 3,578,240 1.0522% 3,572,365 3,738,259 104.64%2610 553 24589 American & Foreign Ins Co 181,356 0.0533% 177,576 14,150 7.97%12011 761 21849 American Automobile Ins Co 150 0.0000% 23,300 82,188 352.74%24812 218 20427 American Cas Co Of Reading PA 21,408 0.0063% 22,974 51,976 226.24%18313 163 19690 American Economy Ins Co 599,697 0.1763% 601,092 380,647 63.33%7414 1129 20613 American Employers Ins Co 3,551 0.0010% 3,981 33 0.83%22515 41 10819 American Equity Specialty Ins Co 210,576 0.0619% 279,598 149,388 53.43%11416 127 23450 American Family Home Ins Co 8,969 0.0026% 7,559 0 0.00%20317 329 16403 American Growers Ins Co 438,028 0.1288% 438,028 593,854 135.57%8318 212 26247 American Guarantee & Liability Ins 1,356,098 0.3988% 1,166,312 -1,360,745 -116.67%4919 291 13331 American Hardware Mut Ins Co 17,600 0.0052% 18,027 3,239 17.97%18620 761 21857 American Ins Co 5,512 0.0016% 60,776 -7,800 -12.83%21521 108 30562 American Manufacturers Mut Ins Co 580,538 0.1707% 622,235 382,853 61.53%7522 127 23469 American Modern Home Ins Co 1,337,551 0.3933% 1,476,235 306,579 20.77%5023 108 22918 American Motorists Ins Co 62,490 0.0184% 84,427 86,184 102.08%15124 408 28401 American Natl Prop & Cas Co 2,910 0.0009% 33,674 1,543 4.58%23025 108 18910 American Protection Ins Co 20,692 0.0061% 48,180 42,867 88.97%18426 19 19615 American Reliable Ins Co 225,534 0.0663% 195,156 -62,394 -31.97%10927 19 42978 American Security Ins Co 11,340,588 3.3348% 9,638,099 4,086,977 42.40%728 163 19704 American States Ins Co 1,879,654 0.5527% 1,727,606 984,620 56.99%4229 40800 American Sterling Ins Co 23,388 0.0069% 48,630 -67,204 -138.19%18130 124 23396 Amerisure Mut Ins Co 5,849 0.0017% 5,145 124 2.41%21231 28 19976 Amica Mut Ins Co 130,952 0.0385% 108,700 314,476 289.31%13632 41459 Armed Forces Ins Exchange 138,732 0.0408% 141,734 154,458 108.98%13133 761 21865 Associated Ind Corp 1,502,469 0.4418% 1,563,641 1,444,919 92.41%4634 41 21296 Associates Ins Co 140,566 0.0413% 174,004 40,154 23.08%12935 212 19305 Assurance Co Of Amer 3,851 0.0011% 5,453 6,013 110.27%22436 41 22209 Atlantic Ins Co 118 0.0000% 109 0 0.00%25037 24 19895 Atlantic Mut Ins Co 95,471 0.0281% 91,723 81,660 89.03%14338 968 11835 AXA Re Amer Ins Co 300,000 0.0882% 12,500 3,179 25.43%9539 1330 24813 Balboa Ins Co 5,704,354 1.6774% 4,643,085 2,412,594 51.96%1740 689 33162 Bankers Ins Co 241,175 0.0709% 215,500 272 0.13%10841 98 32603 Berkley Ins Co 15,590 0.0046% 10,820 8,089 74.76%19142 218 20761 Boston Old Colony Ins Co 683 0.0002% 986 0 0.00%24143 140 18961 Calfarm Ins Co 288,395 0.0848% 204,408 29,518 14.44%9644 802 13544 California Capital Ins Co 2,255,917 0.6634% 2,393,851 2,017,080 84.26%3445 33 20117 California Cas Ind Exch 11,003 0.0032% 11,912 1,494 12.54%19846 33 20125 California Cas Ins Co 45,817 0.0135% 48,512 6,084 12.54%16047 1278 15539 California State Auto Asn Inter-Ins 324,190 0.0953% 315,598 14,574 4.62%9248 98 10510 Carolina Cas Ins Co 5,411 0.0016% 269,261 3,559 1.32%217

California Department of Insurance Page 1 of 6 Rate Specialist Bureau - 06/03/2002

Page 8: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: ALLIED LINES [02.1]

ShareRank

49 24 19909 Centennial Ins Co 65,653 0.0193% 70,396 4,093 5.81%14850 26905 Century-Natl Ins Co 3,238,030 0.9522% 3,304,148 2,948,346 89.23%2751 38 10052 Chubb National Ins Co 106 0.0000% 52 22 42.31%25152 344 10669 Church Ins Co 12,263 0.0036% 11,815 155 1.31%19553 18767 Church Mut Ins Co 23,741 0.0070% 24,542 8,172 33.30%18054 244 10677 Cincinnati Ins Co 6,448 0.0019% 6,236 -81 -1.30%21055 212 10315 Civic Property & Cas Co 246,928 0.0726% 244,752 94,247 38.51%10556 323 10693 Civil Svc Employees Ins Co 2,070,407 0.6088% 2,068,729 652,984 31.56%3957 517 20532 Clarendon Natl Ins Co 595 0.0002% 492 2,349 477.44%24458 218 20443 Continental Cas Co 22,655,675 6.6621% 17,531,915 26,582,082 151.62%259 218 35289 Continental Ins Co 66,550 0.0196% 148,336 -128,774 -86.81%14760 350 21318 Coregis Ins Co 308,701 0.0908% 265,464 -85,894 -32.36%9461 14010 Crusader Ins Co 30,834 0.0091% 34,288 4,477 13.06%17262 323 18953 CSE Safeguard Ins Co 154,784 0.0455% 71,725 12,491 17.42%12463 306 10847 Cumis Ins Society Inc 7,377 0.0022% 7,715 1,612 20.89%20664 240 10499 DaimlerChrysler Ins Co 633,131 0.1862% 650,752 530,512 81.52%7365 930 19269 Danielson Natl Ins Co 13,866 0.0041% 79,453 17,140 21.57%19366 920 42048 Diamond State Ins Co 112,144 0.0330% 118,646 519,496 437.85%13867 164 36463 Discover Prop & Cas Ins Co 719,235 0.2115% 459,028 53,507 11.66%6868 802 12890 Eagle West Ins Co 6,710 0.0020% 11,524 10,255 88.99%20869 57 21261 Electric Ins Co 11,596 0.0034% 11,131 11,485 103.18%19770 212 21326 Empire Fire & Marine Ins Co 1,134,982 0.3338% 1,077,833 549,534 50.99%6071 1129 20648 Employers Fire Ins Co 715 0.0002% 614 42,129 6861.40%24072 111 21458 Employers Ins of Wausau 1,740,445 0.5118% 2,543,125 -70,114 -2.76%4373 62 21415 Employers Mut Cas Co 1,174,669 0.3454% 1,079,719 364,675 33.77%5874 1120 10120 Everest Natl Ins Co 119 0.0000% 46 0 0.00%24975 212 10318 Exact Prop & Cas Co Inc 566,779 0.1667% 554,581 89,503 16.14%7676 922 40029 Explorer Ins Co 446,575 0.1313% 469,325 156,850 33.42%8277 65 21482 Factory Mut Ins Co 38,160,522 11.2214% 28,575,478 7,725,490 27.04%178 158 18864 Fairmont Ins Co 625 0.0002% 447 0 0.00%24279 249 13846 Farmers Home Mut Ins Co 376,865 0.1108% 393,428 269,121 68.40%8780 212 21652 Farmers Ins Exch 8,607,253 2.5310% 8,859,787 5,947,917 67.13%1181 38 20281 Federal Ins Co 329,841 0.0970% 335,701 -173,643 -51.73%9082 7 13935 Federated Mut Ins Co 1,364,534 0.4013% 1,209,089 483,353 39.98%4883 11118 Federated Rural Electric Ins Corp 15,863 0.0047% 15,861 524 3.30%18984 7 28304 Federated Service Ins Co 49,125 0.0144% 32,123 12,635 39.33%15885 212 39306 Fidelity & Deposit Co Of MD 8,746,242 2.5719% 25,677,891 555,906 2.16%1086 164 35386 Fidelity & Guaranty Ins Co 738,388 0.2171% 799,269 235,249 29.43%6587 164 25879 Fidelity & Guaranty Ins Underwriters 537,923 0.1582% 203,326 76,588 37.67%7888 553 24880 Fire & Cas Ins Co Of CT 1,518 0.0004% 3,011 1 0.03%23489 212 21660 Fire Ins Exch 9,944,244 2.9242% 9,082,883 7,837,269 86.29%990 761 21873 Firemans Fund Ins Co 2,203,351 0.6479% 2,559,427 1,663,254 64.99%3691 218 20850 Firemens Ins Co Of Newark NJ 9,154 0.0027% 6,559 16,226 247.39%20292 689 16578 First Comm Ins Co 26,049 0.0077% 11,184 0 0.00%17693 479 11177 First Financial Ins Co 40,095 0.0118% 41,314 6,501 15.74%16494 163 24724 First Natl Ins Co Of Amer 325,097 0.0956% 344,252 111,766 32.47%9195 349 13978 Florists Mut Ins Co 2,968 0.0009% 2,979 1,042 34.98%22896 163 24732 General Ins Co Of Amer 6,238,967 1.8346% 6,424,624 3,347,258 52.10%16

California Department of Insurance Page 2 of 6 Rate Specialist Bureau - 06/03/2002

Page 9: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: ALLIED LINES [02.1]

ShareRank

97 749 16063 General Security Ins Co 144,689 0.0425% 221,854 140,250 63.22%12698 749 39322 General Security National Ins Co 34,256 0.0101% 88,988 0 0.00%17199 11231 Generali Us Branch 7,687 0.0023% 8,329 -40 -0.48%204100 604 41343 Gerling Amer Ins Co 10,428 0.0031% 26,635 -872 -3.27%200101 218 34622 Glens Falls Ins Co 286,885 0.0844% 178,022 0 0.00%98102 553 24600 Globe Ind Co 1,208,234 0.3553% 1,405,797 -17,865,749 -1270.86%53103 111 10836 Golden Eagle Ins Corp 30,525 0.0090% 10,730 3,864 36.01%173104 83 22101 Grange Ins Assn 374,714 0.1102% 376,886 330,654 87.73%88105 12 23809 Granite State Ins Co 6,233 0.0018% 3,455 260 7.53%211106 84 26832 Great American Alliance Ins Co 1,883,514 0.5539% 933,848 100,234 10.73%41107 84 26344 Great American Assur Co 4,415,373 1.2984% 2,388,385 243,785 10.21%21108 84 16691 Great American Ins Co 419,009 0.1232% 603,376 -6,836 -1.13%84109 84 22136 Great American Ins Co of NY 1,657,981 0.4875% 1,668,330 -1,431,530 -85.81%45110 84 33723 Great American Spirit Ins Co 36,652 0.0108% 39,549 71,716 181.33%167111 98 25224 Great Divide Ins Co 726,793 0.2137% 788,784 1,030,657 130.66%67112 38 20303 Great Northern Ins Co 25,280 0.0074% 16,021 2,894 18.06%178113 1285 22322 Greenwich Ins Co 13,990,887 4.1141% 13,658,084 1,373,712 10.06%4114 553 26948 Guaranty Natl Ins Co Of CT 66 0.0000% 66 0 0.00%253115 303 15032 Guideone Mut Ins Co 46,562 0.0137% 47,158 110,144 233.56%159116 303 14559 Guideone Specialty Mut Ins Co 5,565 0.0016% 12,491 -76 -0.61%214117 41 22217 Gulf Ins Co 3,851,677 1.1326% 7,223,961 41,009,806 567.69%24118 88 22292 Hanover Ins Co 15,979 0.0047% 16,554 -200,005 -1208.20%188119 26433 Harco Natl Ins Co 175,073 0.0515% 145,358 69,850 48.05%122120 91 29424 Hartford Cas Ins Co 885,527 0.2604% 968,730 1,020,384 105.33%62121 91 19682 Hartford Fire In Co 1,182,692 0.3478% 1,275,838 -801,358 -62.81%55122 91 37478 Hartford Ins Co Of The Midwest 413,953 0.1217% 656,539 345,355 52.60%85123 91 30104 Hartford Underwriters Ins Co 241,660 0.0711% 232,724 201,022 86.38%107124 1116 22489 Highlands Ins Co 529 0.0002% 1,647 10,417 632.48%245125 300 22578 Horace Mann Ins Co 54,876 0.0161% 50,477 77 0.15%154126 300 22756 Horace Mann Prop & Cas Ins Co 67,731 0.0199% 71,203 425 0.60%146127 626 43575 Indemnity Ins Co Of North Amer 157,574 0.0463% 157,574 1,421 0.90%123128 626 22713 Insurance Co Of North Amer 132,496 0.0390% 132,496 23,118 17.45%134129 922 27847 Insurance Co Of The West 176,296 0.0518% 175,823 -31,380 -17.85%121130 761 11630 Jefferson Ins Co 15,602 0.0046% 15,440 -933 -6.04%190131 1172 24422 Legion Ins Co 16,221 0.0048% 1,380,913 1,032,381 74.76%187132 37800 Lg Ins Co Ltd Us Branch 105 0.0000% 166 -12 -7.23%252133 111 42404 Liberty Ins Corp 4,073 0.0012% 9,300 3,733 40.14%222134 111 23035 Liberty Mut Fire Ins Co 526,864 0.1549% 534,258 1,182,347 221.31%79135 111 23043 Liberty Mut Ins Co 114,300 0.0336% 113,228 -83,971 -74.16%137136 108 22977 Lumbermens Mut Cas Co 196,361 0.0577% 100,838 32,256 31.99%117137 23108 Lumbermens Underwriting Alliance 695,660 0.2046% 826,931 15,804 1.91%70138 23876 Mapfre Reins Corp 7,396,577 2.1750% 7,396,577 3,563,693 48.18%14139 785 38970 Markel Ins Co 7,155 0.0021% 6,609 57 0.86%207140 212 19356 Maryland Cas Co 64,569 0.0190% 76,029 2,832 3.72%149141 88 22306 Massachusetts Bay Ins Co 425 0.0001% 377 349 92.57%246142 15768 Merced Mut Ins Co 142,010 0.0418% 150,432 115,564 76.82%128143 660 11908 Mercury Cas Co 153,225 0.0451% 136,357 242,487 177.83%125144 241 25321 Metropolitan Drt Prop & Cas Ins Co 19,051 0.0056% 13,945 15,847 113.64%185

California Department of Insurance Page 3 of 6 Rate Specialist Bureau - 06/03/2002

Page 10: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: ALLIED LINES [02.1]

ShareRank

145 79 38660 MIC General Ins Corp 15,404 0.0045% 20,776 18,356 88.35%192146 79 38601 MIC Prop & Cas Ins Corp 12,464 0.0037% 1,291 0 0.00%194147 14508 Michigan Millers Mut Ins Co 11,978 0.0035% 11,978 1,849 15.44%196148 212 21687 Mid-Century Ins Co 185,405 0.0545% 192,387 118,580 61.64%118149 27480 Mid-State Mut Ins Co 58,383 0.0172% 58,046 7,939 13.68%152150 169 23434 Middlesex Ins Co 1,302 0.0004% 1,300 208 16.00%236151 802 23540 Monterey Ins Co 2,845 0.0008% 3,343 -692 -20.70%231152 227 23647 Mutual Service Cas Ins Co 2,086,940 0.6137% 3,015,982 10,890,653 361.10%38153 23663 National American Ins Co 1,540 0.0005% 1,702 -219 -12.87%233154 659 23701 National Automobile & Cas Ins Co 6,469 0.0019% 7,007 -35,826 -511.29%209155 140 11991 National Cas Co 49,913 0.0147% 56,283 6,490 11.53%157156 1129 16217 National Farmers Union Prop & Cas 56,135 0.0165% 61,362 152,607 248.70%153157 1129 23752 National Farmers Union Std Ins Co 220,071 0.0647% 197,627 4,134 2.09%112158 218 20478 National Fire Ins Co Of Hartford 287,889 0.0847% 295,257 160,058 54.21%97159 761 21881 National Surety Corp 5,744 0.0017% 27,968 -3,300 -11.80%213160 140 23779 Nationwide Mut Fire Ins Co 142,584 0.0419% 134,820 180,452 133.85%127161 140 23787 Nationwide Mut Ins Co 698,485 0.2054% 525,579 102,401 19.48%69162 212 10317 Neighborhood Spirit Prop & Cas Co 2,333,187 0.6861% 2,288,165 904,531 39.53%33163 12 23841 New Hampshire Ins Co 473,162 0.1391% 357,246 39,820 11.15%81164 1330 24848 Newport Ins Co 13,888,787 4.0841% 9,448,544 460,630 4.88%5165 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 97,386 0.0286% 90,473 50,739 56.08%142166 181 29874 North American Specialty Ins Co 276,212 0.0812% 223,806 150,824 67.39%101167 158 21105 North River Ins Co 135,588 0.0399% 65,703 2,440 3.71%133168 164 19224 Northbrook Prop & Cas Ins Co 2,934 0.0009% 1,945 42 2.16%229169 1129 38369 Northern Assur Co Of Amer 1,451 0.0004% 1,179 18 1.53%235170 212 19372 Northern Ins Co Of NY 50,336 0.0148% 43,214 7,378 17.07%156171 41 24031 Northland Cas Co 36,264 0.0107% 30,894 38,663 125.15%168172 41 24015 Northland Ins Co 835,382 0.2457% 581,867 461,241 79.27%64173 1116 23906 Northwestern Natl Cas Co 247,215 0.0727% 273,197 46,289 16.94%104174 38 20338 Northwestern Pacific Ind Co 22,808 0.0067% 17,970 3,047 16.96%182175 150 24147 Old Republic Ins Co 35,693 0.0105% 32,308 -19,459 -60.23%169176 1129 20621 OneBeacon America Ins Co 259,959 0.0764% 310,006 424,532 136.94%102177 1129 21970 OneBeacon Ins Co 856,539 0.2519% 969,355 508,500 52.46%63178 645 14907 Oregon Mut Ins Co 1,262,559 0.3713% 1,225,730 1,446,030 117.97%52179 1116 41408 Pacific Automobile Ins Co 26,804 0.0079% 24,804 0 0.00%175180 38 20346 Pacific Ind Co 10,339 0.0030% 7,767 1,267 16.31%201181 1116 23930 Pacific Natl Ins Co 137,617 0.0405% 144,564 71,018 49.13%132182 408 11048 Pacific Prop & Cas Co 110,210 0.0324% 69,424 12,353 17.79%139183 111 24198 Peerless Ins Co 1,181,624 0.3475% 349,789 150,367 42.99%56184 1218 32859 Penn-Amer Ins Co 185,192 0.0545% 138,837 84,940 61.18%119185 1218 10673 Penn-Star Ins Co 44 0.0000% 20 2 10.00%254186 1129 21962 Pennsylvania General Ins Co 310,497 0.0913% 331,945 197,017 59.35%93187 304 32352 Prudential Prop & Cas Ins Co 515,320 0.1515% 518,253 556,797 107.44%80188 853 15059 Public Service Mut Ins Co 24,861 0.0073% 15,950 3,057 19.17%179189 796 39217 QBE Ins Corp 98,926 0.0291% 98,926 51,072 51.63%141190 3038 38512 Rampart Ins Co 10,558 0.0031% 10,558 3,690 34.95%199191 158 24384 Ranger Ins Co 816 0.0002% 361 -392 -108.59%239192 400 24449 Regent Ins Co 330 0.0001% 1,068 0 0.00%247

California Department of Insurance Page 4 of 6 Rate Specialist Bureau - 06/03/2002

Page 11: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: ALLIED LINES [02.1]

ShareRank

193 574 31089 Republic Western Ins Co 39,795 0.0117% 38,027 1,759,770 4627.69%165194 800 15776 Residence Mut Ins Co 1,139,590 0.3351% 1,147,205 474,891 41.40%59195 98 11001 Riverport Ins Co of CA 1,946,626 0.5724% 1,405,512 6,956 0.49%40196 783 13056 RLI Ins Co 224,023 0.0659% 297,496 128,002 43.03%110197 83 22128 Rocky Mountain Fire & Cas Co 132,269 0.0389% 127,830 154,505 120.87%135198 553 24678 Royal Ind Co 7,816,089 2.2984% 7,178,703 8,075,878 112.50%13199 553 26980 Royal Ins Co Of Amer 1,459,783 0.4293% 1,800,663 -63,464 -3.52%47200 163 24740 Safeco Ins Co Of Amer 10,776,894 3.1690% 10,764,892 8,469,680 78.68%8201 553 24694 Safeguard Ins Co 5,307 0.0016% 6,850 29 0.42%218202 140 15580 Scottsdale Ind Co 4,318 0.0013% 8,779 9,643 109.84%221203 553 24902 Security Ins Co Of Hartford 245,644 0.0722% 247,769 34,577 13.96%106204 41 22233 Select Ins Co 1,099 0.0003% 1,245 6,853 550.44%238205 169 24988 Sentry Ins A Mut Co 2,387,565 0.7021% 1,768,632 1,007,304 56.95%32206 169 21180 Sentry Select Ins Co 934,599 0.2748% 828,505 146,164 17.64%61207 772 22985 Sequoia Ins Co 42,530 0.0125% 46,775 6,247 13.36%163208 108 20524 Specialty Natl Ins Co 42,562 0.0125% 31,575 774 2.45%162209 164 24767 St Paul Fire & Marine Ins Co 4,460,136 1.3115% 4,230,655 603,316 14.26%20210 164 24775 St Paul Guardian Ins Co 196,665 0.0578% 283,120 70,948 25.06%116211 164 24791 St Paul Mercury Ins Co 1,187,315 0.3491% 1,207,698 -64,333 -5.33%54212 41 19070 Standard Fire Ins Co 251,300 0.0739% 247,639 20,826 8.41%103213 748 18023 Star Ins Co 3,416 0.0010% 5,179 2,001 38.64%226214 176 25143 State Farm Fire And Cas Co 36,831 0.0108% 593,901 417,339 70.27%166215 176 25151 State Farm General Ins Co 2,240,049 0.6587% 1,617,986 233,457 14.43%35216 93 12831 State Natl Ins Co Inc 35,602 0.0105% 19,386 3,000 15.48%170217 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 2,149 0.0006% 7,195 -1,697 -23.59%232218 32107 Sutter Ins Co 78,683 0.0231% 82,170 21,038 25.60%145219 158 25534 TIG Ins Co 284,479 0.0837% 247,891 345,855 139.52%99220 158 25445 TIG Specialty Ins Corp 100,000 0.0294% 54,167 3,000 5.54%140221 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 4,030,986 1.1853% 3,438,416 2,175,400 63.27%23222 161 18031 Topa Ins Co 283,280 0.0833% 283,645 133,320 47.00%100223 218 20486 Transcontinental Ins Co 63,150 0.0186% 125,622 0 0.00%150224 218 20494 Transportation Ins Co 44,704 0.0131% 42,198 0 0.00%161225 41 19038 Travelers Cas & Surety Co 198,663 0.0584% 209,069 -54,620 -26.13%115226 41 25682 Travelers Ind Co Of CT 379,049 0.1115% 317,055 40,914 12.90%86227 41 25674 Travelers Ind Co Of IL 11,920,332 3.5053% 6,712,099 14,993,755 223.38%6228 41 36161 Travelers Prop Cas Ins Co 2,982,084 0.8769% 3,014,787 1,392,654 46.19%29229 212 21709 Truck Ins Exch 541,432 0.1592% 409,475 139,813 34.14%77230 91 29459 Twin City Fire Ins Co Co 1,202 0.0004% 1,215 414,139 34085.51%237231 400 25798 Unigard Ind Co 82,113 0.0241% 91,253 9,861 10.81%144232 400 25747 Unigard Ins Co 3,581,820 1.0533% 3,411,356 2,249,301 65.94%25233 215 11142 United Cas Ins Co Of Amer 656,470 0.1930% 667,165 28,453 4.26%71234 200 25941 United Services Auto Assoc 2,999,485 0.8820% 2,985,364 4,035,132 135.16%28235 158 21113 United States Fire Ins Co 5,395,115 1.5865% 2,153,725 5,488,686 254.85%19236 212 41181 Universal Underwriters Ins Co 2,981,601 0.8768% 2,689,755 912,031 33.91%30237 164 25887 US Fidelity & Guaranty Co 4,132,393 1.2152% 3,688,185 1,137,053 30.83%22238 200 25968 USAA Cas Ins Co 732,313 0.2153% 695,112 818,559 117.76%66239 28497 Usplate Glass Ins Co 654,912 0.1926% 679,615 87,191 12.83%72240 201 25976 Utica Mut Ins Co 609 0.0002% 617 29 4.70%243

California Department of Insurance Page 5 of 6 Rate Specialist Bureau - 06/03/2002

Page 12: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: ALLIED LINES [02.1]

ShareRank

241 218 20508 Valley Forge Ins Co 220,723 0.0649% 192,083 338,499 176.23%111242 215 14133 Valley Ins Co 1,736,619 0.5107% 2,149,544 716,426 33.33%44243 10815 Verlan Fire Ins Co MD 217,457 0.0639% 174,309 12,745 7.31%113244 38 20397 Vigilant Ins Co 5,496 0.0016% 36,318 5,041 13.88%216245 1172 19577 Villanova Ins Co 25,939 0.0076% 43,235 8,603 19.90%177246 111 26069 Wausau Business Ins Co 3,036 0.0009% 2,879 143,135 4971.69%227247 111 26042 Wausau Underwriters Ins Co 4,366 0.0013% 10,298 9,043 87.81%220248 1179 10683 Wawanesa General Ins Co 4,951 0.0015% 4,343 609 14.02%219249 1179 31526 Wawanesa Mut Ins Co Us Branch 7,403 0.0022% 8,284 1,092 13.18%205250 626 21121 Westchester Fire Ins Co 1 0.0000% 2,012,035 1,888,893 93.88%255251 800 13625 Western Mut Ins Co 140,459 0.0413% 149,279 22,677 15.19%130252 350 34207 Westport Ins Corp 5,425,174 1.5953% 5,649,301 11,039,508 195.41%18253 1285 24554 Winterthur Intl Amer Ins Co 8,037,752 2.3636% 7,973,757 2,663,306 33.40%12254 11126 Yasuda Fire & Marine Ins Co Of Amer 368,630 0.1084% 270,756 47,326 17.48%89255 212 16535 Zurich American Ins Co 2,448,503 0.7200% 2,673,606 -251,903 -9.42%31

340,067,674 100.0000% 323,440,772 198,986,814 61.52%Line Total:

California Department of Insurance Page 6 of 6 Rate Specialist Bureau - 06/03/2002

Page 13: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: MULTIPLE PERIL CROP [02.2]

ShareRank

1 626 20699 Ace Prop & Cas Ins Co 44,551,234 32.9770% 44,551,234 24,192,248 54.30%12 42757 Agri General Ins Co 3,716,140 2.7507% 3,198,603 642,269 20.08%73 329 16403 American Growers Ins Co 2,016,452 1.4926% 2,016,452 4,515,220 223.92%84 218 20443 Continental Cas Co 9,376,759 6.9407% 9,376,759 0 0.00%55 761 21873 Firemans Fund Ins Co 24,095,688 17.8357% 24,095,688 12,054,528 50.03%36 84 22136 Great American Ins Co of NY 15,522,653 11.4899% 13,846,171 6,550,282 47.31%47 91 29424 Hartford Cas Ins Co 3,965,628 2.9354% 3,459,048 2,205,606 63.76%68 227 23647 Mutual Service Cas Ins Co 50,564 0.0374% 50,564 0 0.00%109 471 39039 Rural Community Ins Co 30,768,206 22.7747% 28,737,678 15,463,606 53.81%210 176 25143 State Farm Fire And Cas Co 1,034,650 0.7659% 1,034,650 301,566 29.15%9

135,097,974 100.0000% 130,366,847 65,925,325 50.57%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 14: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FEDERAL FLOOD INSURANCE [02.3]

ShareRank

1 8 19232 Allstate Ins Co 16,708,673 13.9660% 17,161,603 168,325 0.98%32 19 10111 American Bankers Ins Co Of FL 8,859,059 7.4049% 9,944,469 -48,158 -0.48%63 12 19380 American Home Assur Co 2,734 0.0023% 5,837 512 8.77%304 408 28401 American Natl Prop & Cas Co 228,708 0.1912% 200,399 0 0.00%205 19 19615 American Reliable Ins Co 114,536 0.0957% 669,992 17,033 2.54%236 689 33162 Bankers Ins Co 19,175,696 16.0280% 20,933,623 385,581 1.84%27 1278 15539 California State Auto Asn Inter-Ins 4,571,242 3.8209% 4,253,711 24,855 0.58%88 26905 Century-Natl Ins Co 984,102 0.8226% 789,134 576,472 73.05%129 212 10315 Civic Property & Cas Co 412,375 0.3447% 276,273 0 0.00%1910 3018 22730 Converium Ins North Amer Inc 46,421 0.0388% 47,427 31,288 65.97%2611 212 21660 Fire Ins Exch 12,770,386 10.6742% 10,600,873 266,387 2.51%412 70 37710 First American Prop & Cas Ins Co 913,182 0.7633% 1,430,672 0 0.00%1313 689 16578 First Comm Ins Co 885,738 0.7403% 800,872 -10,676 -1.33%1414 12 23809 Granite State Ins Co 7,344 0.0061% 8,165 -423 -5.18%2815 253 14168 Harleysville Mut Ins Co 8,652 0.0072% 4,623 0 0.00%2716 91 19682 Hartford Fire In Co 12,287,798 10.2708% 11,723,614 351,421 3.00%517 111 23035 Liberty Mut Fire Ins Co 633,154 0.5292% 640,207 11,909 1.86%1618 227 23647 Mutual Service Cas Ins Co 915 0.0008% 915 0 0.00%3119 140 23779 Nationwide Mut Fire Ins Co 428,650 0.3583% 402,115 4,209 1.05%1820 12 23841 New Hampshire Ins Co 75,971 0.0635% 74,059 -496 -0.67%2421 261 37540 Omaha Prop & Cas Ins Co 4,445,915 3.7161% 4,359,784 258,480 5.93%922 677 18058 Philadelphia Ind Ins Co 54,346 0.0454% 19,789 0 0.00%2523 304 32352 Prudential Prop & Cas Ins Co 610,345 0.5102% 641,125 85,171 13.28%1724 517 37303 Redland Ins Co 226,242 0.1891% 386,080 -20,140 -5.22%2125 800 15776 Residence Mut Ins Co 848,134 0.7089% 966,952 0 0.00%1526 553 24902 Security Ins Co Of Hartford 219,472 0.1834% 168,874 803 0.48%2227 168 24953 South Carolina Ins Co 4,799,697 4.0118% 4,245,384 230,796 5.44%728 41 19070 Standard Fire Ins Co 3,700,695 3.0932% 3,766,820 140,938 3.74%1029 176 25143 State Farm Fire And Cas Co 22,127,897 18.4956% 22,381,919 499,519 2.23%130 200 18600 USAA General Ind Co 3,484,104 2.9122% 3,504,655 120,515 3.44%1131 958 11762 Vesta Fire Ins Corp 6,212 0.0052% 3,294 0 0.00%29

119,638,395 100.0000% 120,413,259 3,094,321 2.57%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 15: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FARMOWNERS MULTIPLE PERIL [03]

ShareRank

1 140 19100 Amco Ins Co 2,427,324 1.9002% 1,241,051 721,568 58.14%132 761 21849 American Automobile Ins Co 117 0.0001% 551 -363 -65.88%383 19 10111 American Bankers Ins Co Of FL 274,872 0.2152% 250,027 107,211 42.88%244 761 21857 American Ins Co 3,706,858 2.9019% 4,100,253 1,988,764 48.50%85 163 19704 American States Ins Co 217,260 0.1701% 228,643 9,657 4.22%266 761 21865 Associated Ind Corp 2,662,368 2.0842% 2,718,561 1,602,469 58.95%127 802 13544 California Capital Ins Co 7,688,061 6.0186% 6,335,112 4,303,386 67.93%48 517 20532 Clarendon Natl Ins Co 162,062 0.1269% 122,709 30,120 24.55%299 31453 Financial Pacific Ins Co 46,266 0.0362% 23,014 0 0.00%3210 761 21873 Firemans Fund Ins Co 210,378 0.1647% 444,222 295,489 66.52%2711 349 13978 Florists Mut Ins Co 140,311 0.1098% 129,465 8,482 6.55%3012 31 11967 General Star Natl Ins Co 357,266 0.2797% 315,677 9,451 2.99%2213 553 24600 Globe Ind Co 315,007 0.2466% 281,010 108,304 38.54%2314 111 10836 Golden Eagle Ins Corp 3,692,600 2.8907% 4,292,010 2,963,987 69.06%915 83 22101 Grange Ins Assn 1,585,813 1.2414% 1,849,242 972,579 52.59%1516 84 26832 Great American Alliance Ins Co 167,253 0.1309% 166,623 153,400 92.06%2817 84 26344 Great American Assur Co 1,621,183 1.2691% 1,426,052 455,762 31.96%1418 84 16691 Great American Ins Co 777,616 0.6088% 673,420 382,418 56.79%1719 84 22136 Great American Ins Co of NY 426,431 0.3338% 421,132 288,830 68.58%2120 91 29424 Hartford Cas Ins Co 972 0.0008% 1,336 235 17.59%3621 91 19682 Hartford Fire In Co 205 0.0002% 125,578 -716,388 -570.47%3722 626 43575 Indemnity Ins Co Of North Amer 4,199,646 3.2877% 3,900,148 1,111,824 28.51%623 626 22713 Insurance Co Of North Amer 1,086 0.0009% 1,652 -176 -10.65%3524 785 38970 Markel Ins Co 250,745 0.1963% 239,340 175,839 73.47%2525 15768 Merced Mut Ins Co 453,218 0.3548% 446,505 214,365 48.01%2026 27480 Mid-State Mut Ins Co 35,492 0.0278% 33,266 10,000 30.06%3327 140 11991 National Cas Co 3,250 0.0025% 3,249 5 0.15%3428 761 21881 National Surety Corp 738,278 0.5780% 992,591 668,309 67.33%1829 140 23787 Nationwide Mut Ins Co 59,181,341 46.3298% 37,034,094 19,731,375 53.28%130 1129 21970 OneBeacon Ins Co 8,599,016 6.7317% 7,990,064 4,679,837 58.57%231 645 14907 Oregon Mut Ins Co 132,176 0.1035% 121,223 -9,903 -8.17%3132 517 37303 Redland Ins Co 1,545,772 1.2101% 1,438,341 1,405,229 97.70%1633 83 22128 Rocky Mountain Fire & Cas Co 560,086 0.4385% 464,345 420,430 90.54%1934 553 26980 Royal Ins Co Of Amer 8,460,791 6.6235% 7,821,757 3,730,078 47.69%335 176 25151 State Farm General Ins Co 6,831,531 5.3480% 6,630,125 6,728,055 101.48%536 41 25682 Travelers Ind Co Of CT 2,779,159 2.1757% 2,408,418 1,325,181 55.02%1137 41 25674 Travelers Ind Co Of IL 3,550,551 2.7795% 3,627,675 1,524,960 42.04%1038 400 25747 Unigard Ins Co 3,936,802 3.0819% 3,790,304 1,785,615 47.11%7

127,739,163 100.0000% 102,088,785 57,186,384 56.02%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 16: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: HOMEOWNERS MULTIPLE PERIL [04]

ShareRank

1 12 12963 21st Century Ins Co 30,353,424 0.7602% 29,953,728 19,849,216 66.27%202 626 20702 Ace Fire Underwriters Ins Co 98 0.0000% 5,341 -21,631 -405.00%1653 626 20699 Ace Prop & Cas Ins Co 30,693 0.0008% 34,780 2,235 6.43%1494 313 33898 Aegis Security Ins Co 43,636 0.0011% 10,940 -3,191 -29.17%1465 65 10014 Affiliated Fm Ins Co 89,552 0.0022% 96,137 1,416 1.47%1366 12 19399 AIU Ins Co 1,052,655 0.0264% 545,809 35,100 6.43%987 140 42579 Allied Prop & Cas Ins Co 30,246,461 0.7575% 31,585,032 20,451,413 64.75%218 8 19240 Allstate Ind Co 8,045,762 0.2015% 8,214,035 3,985,301 48.52%439 8 19232 Allstate Ins Co 568,573,559 14.2394% 559,104,559 338,584,245 60.56%310 140 19100 Amco Ins Co 72,992,429 1.8280% 67,687,643 38,974,857 57.58%811 19 10111 American Bankers Ins Co Of FL 5,459,354 0.1367% 5,244,338 2,017,547 38.47%5512 218 20427 American Cas Co Of Reading PA 140,405 0.0035% 140,405 166,720 118.74%12713 41 10819 American Equity Specialty Ins Co 921,258 0.0231% 1,503,962 1,183,513 78.69%10314 127 23450 American Family Home Ins Co 444,836 0.0111% 159,732 48,767 30.53%11315 212 43699 American Federation Ins Co 6,355,830 0.1592% 6,217,729 1,996,072 32.10%4916 761 21857 American Ins Co 116,106 0.0029% 110,004 8,218 7.47%13117 12 43761 American Intl Ins Co Of CA 5,269,443 0.1320% 2,013,510 1,439,955 71.51%5618 108 30562 American Manufacturers Mut Ins Co 20,155,991 0.5048% 20,709,613 10,584,725 51.11%3219 127 23469 American Modern Home Ins Co 2,772,327 0.0694% 2,787,719 1,673,431 60.03%8120 108 22918 American Motorists Ins Co 1,873 0.0000% 1,790 -9,918 -554.08%16021 108 18910 American Protection Ins Co 64,118 0.0016% 54,721 -759 -1.39%14022 19 19615 American Reliable Ins Co 2,448,849 0.0613% 2,202,211 869,180 39.47%8723 19 42978 American Security Ins Co 60,996 0.0015% 28,939 7,438 25.70%14224 40800 American Sterling Ins Co 422,548 0.0106% 622,131 397,065 63.82%11425 4 27928 Amex Assur Co 1,265,728 0.0317% 897,725 323,278 36.01%9526 28 19976 Amica Mut Ins Co 12,357,882 0.3095% 11,893,130 7,074,070 59.48%3827 41459 Armed Forces Ins Exchange 3,933,403 0.0985% 3,942,253 2,275,933 57.73%6228 761 21865 Associated Ind Corp 34,125,519 0.8546% 34,779,009 13,988,382 40.22%1429 1330 24813 Balboa Ins Co 3,318,363 0.0831% 1,880,108 1,662,902 88.45%6930 689 33162 Bankers Ins Co 410,345 0.0103% 277,556 174,686 62.94%11531 98 32603 Berkley Ins Co 529,250 0.0133% 522,941 -36,078 -6.90%11032 802 13544 California Capital Ins Co 26,716,891 0.6691% 26,546,604 15,191,544 57.23%2833 33 20117 California Cas Ind Exch 5,959,362 0.1492% 5,821,512 4,109,048 70.58%5234 33 20125 California Cas Ins Co 23,555,484 0.5899% 23,095,427 11,656,362 50.47%3035 1278 15539 California State Auto Asn Inter-Ins 208,229,733 5.2149% 198,121,461 121,512,195 61.33%436 212 34649 Centre Ins Co 7,704,701 0.1930% 6,050,837 4,195,933 69.34%4537 26905 Century-Natl Ins Co 59,126,039 1.4808% 64,813,324 30,638,333 47.27%1238 38 12777 Chubb Ind Ins Co 2,810 0.0001% 2,810 -33 -1.17%15939 344 10669 Church Ins Co 39,235 0.0010% 75,340 22,310 29.61%14740 18767 Church Mut Ins Co 62,684 0.0016% 62,614 5,673 9.06%14141 244 10677 Cincinnati Ins Co 699 0.0000% 671 0 0.00%16242 212 10315 Civic Property & Cas Co 1,274,426 0.0319% 1,560,099 607,790 38.96%9443 323 10693 Civil Svc Employees Ins Co 32,192,360 0.8062% 32,375,483 21,396,653 66.09%1844 517 20532 Clarendon Natl Ins Co 15,201,409 0.3807% 14,784,976 9,057,196 61.26%3545 350 34789 Colonial Penn Ins Co 3,006,934 0.0753% 3,187,832 1,733,323 54.37%7646 323 18953 CSE Safeguard Ins Co 3,413,629 0.0855% 1,963,583 1,579,520 80.44%6647 930 19269 Danielson Natl Ins Co 149,368 0.0037% 1,170,546 860,196 73.49%12648 140 42587 Depositors Ins Co 520,506 0.0130% 560,581 399,570 71.28%111

California Department of Insurance Page 1 of 4 Rate Specialist Bureau - 06/03/2002

Page 17: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: HOMEOWNERS MULTIPLE PERIL [04]

ShareRank

49 920 42048 Diamond State Ins Co 406,569 0.0102% 413,779 1,461,821 353.29%11650 802 12890 Eagle West Ins Co 113,542 0.0028% 308,439 334,502 108.45%13251 57 21261 Electric Ins Co 848,333 0.0212% 814,023 258,006 31.70%10452 62 21407 Emcasco Ins Co 10,295 0.0003% 15,804 38,002 240.46%15453 111 21458 Employers Ins of Wausau 691 0.0000% 691 1,406 203.47%16354 62 21415 Employers Mut Cas Co 4,667 0.0001% 5,465 -31 -0.57%15655 212 10318 Exact Prop & Cas Co Inc 1,199,494 0.0300% 1,628,536 565,929 34.75%9656 922 40029 Explorer Ins Co 9,425,235 0.2360% 9,854,567 4,450,331 45.16%4057 249 13846 Farmers Home Mut Ins Co 3,470,551 0.0869% 3,349,044 1,524,240 45.51%6558 212 21652 Farmers Ins Exch 30,098,256 0.7538% 34,125,044 20,844,749 61.08%2259 38 20281 Federal Ins Co 33,095,806 0.8289% 31,901,590 13,615,082 42.68%1660 7 13935 Federated Mut Ins Co 1,037,658 0.0260% 1,044,099 690,181 66.10%9961 212 39306 Fidelity & Deposit Co Of MD 4,578,452 0.1147% 3,468,598 1,769,268 51.01%6162 164 25879 Fidelity & Guaranty Ins Underwriters 92,625 0.0023% 177,305 14,822 8.36%13563 670 25180 Fidelity National Ins Co 683,717 0.0171% 278,298 104,974 37.72%10564 212 21660 Fire Ins Exch 696,279,003 17.4377% 664,980,050 500,871,676 75.32%265 761 21873 Firemans Fund Ins Co 78,767,836 1.9727% 76,800,952 34,568,461 45.01%766 70 37710 First American Prop & Cas Ins Co 2,202,648 0.0552% 1,344,659 1,402,100 104.27%8967 70 34525 First American Specilaty Ins Co 8,749,446 0.2191% 7,195,353 4,378,335 60.85%4268 689 16578 First Comm Ins Co 247,792 0.0062% 169,062 357,363 211.38%12269 163 24724 First Natl Ins Co Of Amer 26,719,520 0.6692% 19,521,091 14,101,460 72.24%2770 212 11185 Foremost Ins Co 27,853,136 0.6976% 26,041,855 13,525,779 51.94%2571 212 11800 Foremost Property & Cas Ins Co 6,328,565 0.1585% 6,185,231 3,063,838 49.53%5172 749 16063 General Security Ins Co 2,862,424 0.0717% 2,862,424 999,316 34.91%8073 218 34622 Glens Falls Ins Co 28,770,224 0.7205% 17,082,602 4,618,743 27.04%2474 111 10836 Golden Eagle Ins Corp 31,514,266 0.7892% 34,648,832 32,879,557 94.89%1975 31 22063 Government Employees Ins Co 3 0.0000% 3 -13,346444866.67%16676 83 22101 Grange Ins Assn 6,354,319 0.1591% 6,360,372 4,320,849 67.93%5077 84 33723 Great American Spirit Ins Co 2,681,695 0.0672% 2,706,319 790,481 29.21%8378 38 20303 Great Northern Ins Co 3,029 0.0001% 3,029 252 8.32%15879 303 15032 Guideone Mut Ins Co 573,792 0.0144% 580,917 599,082 103.13%10980 91 29424 Hartford Cas Ins Co 23,070,552 0.5778% 22,399,858 10,789,042 48.17%3181 91 19682 Hartford Fire In Co 10,163 0.0003% 12,825 71,332 556.19%15582 91 37478 Hartford Ins Co Of The Midwest 131 0.0000% -198 -96,911 48944.95%16483 91 30104 Hartford Underwriters Ins Co 29,355,308 0.7352% 28,356,353 16,782,235 59.18%2384 958 22438 Hawaiian Ins & Gty Co Ltd 1,436,955 0.0360% 1,659,396 368,552 22.21%9385 1293 11005 Homesite Ins Co Of CA 2,051,969 0.0514% 654,130 448,051 68.50%9086 300 22578 Horace Mann Ins Co 3,251,816 0.0814% 2,993,356 1,655,167 55.29%7187 300 22756 Horace Mann Prop & Cas Ins Co 7,091,518 0.1776% 6,684,611 5,865,662 87.75%4788 158 25054 Hudson Ins Co 3,034,093 0.0760% 2,475,922 1,136,768 45.91%7589 626 22713 Insurance Co Of North Amer 113,426 0.0028% 206,061 -166,173 -80.64%13390 1314 18341 Insurance Corp Of NY 5,801,014 0.1453% 5,912,671 3,166,841 53.56%5391 1318 15598 Interins Exch Of The Automobile Club 135,243,663 3.3871% 126,510,286 89,633,448 70.85%592 761 11630 Jefferson Ins Co 137,931 0.0035% 84,721 28,957 34.18%12893 111 23035 Liberty Mut Fire Ins Co 33,830,767 0.8473% 32,219,770 24,633,896 76.46%1594 111 23043 Liberty Mut Ins Co 3,310 0.0001% 3,310 -5,280 -159.52%15795 108 22977 Lumbermens Mut Cas Co 80,703 0.0020% 85,668 44,502 51.95%13796 458 35769 Lyndon Property Ins Co 34,121 0.0009% 45,683 4,082 8.94%148

California Department of Insurance Page 2 of 4 Rate Specialist Bureau - 06/03/2002

Page 18: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: HOMEOWNERS MULTIPLE PERIL [04]

ShareRank

97 785 28932 Markel American Ins Co 465,322 0.0117% 465,322 28,578 6.14%11298 88 22306 Massachusetts Bay Ins Co 20,737 0.0005% 22,379 9,640 43.08%15299 304 31968 Merastar Ins Co 111,552 0.0028% 57,907 28,475 49.17%134100 15768 Merced Mut Ins Co 3,754,917 0.0940% 3,755,554 1,849,747 49.25%63101 660 11908 Mercury Cas Co 63,205,604 1.5829% 52,885,099 36,182,030 68.42%10102 1330 24821 Meritplan Ins Co 5,596,993 0.1402% 5,349,726 3,583,839 66.99%54103 241 25321 Metropolitan Drt Prop & Cas Ins Co 3,220,565 0.0807% 2,795,654 1,286,302 46.01%72104 79 38660 MIC General Ins Corp 970,120 0.0243% 1,520,601 1,168,942 76.87%102105 14508 Michigan Millers Mut Ins Co 4,775,842 0.1196% 4,791,827 2,065,752 43.11%59106 212 21687 Mid-Century Ins Co 3,318,871 0.0831% 3,272,405 2,777,011 84.86%68107 27480 Mid-State Mut Ins Co 1,006,950 0.0252% 1,010,299 550,710 54.51%100108 227 23655 Modern Service Ins Co 70,881 0.0018% 73,048 35,663 48.82%138109 227 23647 Mutual Service Cas Ins Co 3,504,653 0.0878% 3,712,436 1,107,905 29.84%64110 659 23701 National Automobile & Cas Ins Co 1,982,659 0.0497% 2,061,907 1,391,724 67.50%91111 140 11991 National Cas Co 342,994 0.0086% 363,157 314,144 86.50%120112 79 23728 National General Ins Co 3,202,814 0.0802% 4,342,059 2,332,437 53.72%73113 761 21881 National Surety Corp 64,671 0.0016% 68,975 16,661 24.16%139114 140 23779 Nationwide Mut Fire Ins Co 7,888,303 0.1976% 7,378,559 4,926,560 66.77%44115 212 10317 Neighborhood Spirit Prop & Cas Co 5,017,445 0.1257% 7,778,605 3,333,770 42.86%57116 12 23841 New Hampshire Ins Co 2,955,496 0.0740% 1,797,703 176,420 9.81%77117 1330 24848 Newport Ins Co 2,450,750 0.0614% 1,773,673 2,059,009 116.09%86118 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 17,353 0.0004% 12,367 1,145 9.26%153119 212 19372 Northern Ins Co Of NY 125,077 0.0031% 143,678 69,188 48.15%130120 41 24015 Northland Ins Co 3,268,812 0.0819% 3,791,351 1,209,028 31.89%70121 38 20338 Northwestern Pacific Ind Co 1,468 0.0000% 1,468 -68 -4.63%161122 1129 20621 OneBeacon America Ins Co 14,972,821 0.3750% 16,839,960 13,850,275 82.25%36123 1129 21970 OneBeacon Ins Co 666,113 0.0167% 712,723 428,098 60.07%106124 645 14907 Oregon Mut Ins Co 10,559,687 0.2645% 10,604,857 7,281,506 68.66%39125 38 20346 Pacific Ind Co 1,004,524 0.0252% 1,017,131 401,761 39.50%101126 1116 23930 Pacific Natl Ins Co 349,055 0.0087% 316,347 306,897 97.01%118127 40550 Pacific Pioneer Ins Co 282,941 0.0071% 291,324 164,574 56.49%121128 408 11048 Pacific Prop & Cas Co 2,873,926 0.0720% 1,783,472 1,032,093 57.87%79129 2898 37850 Pacific Specialty Ins Co 25,325,465 0.6343% 24,660,042 8,078,770 32.76%29130 1129 21962 Pennsylvania General Ins Co 9,161,743 0.2294% 9,754,037 5,770,544 59.16%41131 677 18058 Philadelphia Ind Ins Co 628,816 0.0157% 431,337 332,222 77.02%107132 304 32352 Prudential Prop & Cas Ins Co 32,369,031 0.8107% 32,105,800 19,109,561 59.52%17133 517 37303 Redland Ins Co 132,996 0.0033% 144,843 72,320 49.93%129134 574 31089 Republic Western Ins Co 1,152,289 0.0289% 1,124,458 717,213 63.78%97135 800 15776 Residence Mut Ins Co 18,146,588 0.4545% 16,040,338 6,616,111 41.25%33136 83 22128 Rocky Mountain Fire & Cas Co 1,892,382 0.0474% 1,910,331 1,768,967 92.60%92137 553 24678 Royal Ind Co 60,784 0.0015% 61,655 111,866 181.44%143138 553 26980 Royal Ins Co Of Amer 58,869 0.0015% 62,297 26,676 42.82%144139 163 24740 Safeco Ins Co Of Amer 61,029,619 1.5284% 80,036,818 45,943,617 57.40%11140 163 39012 Safeco Ins Co Of IL 54,898,171 1.3749% 40,221,695 26,265,820 65.30%13141 553 24694 Safeguard Ins Co 48,010 0.0012% 46,783 14,091 30.12%145142 772 22985 Sequoia Ins Co 2,691,225 0.0674% 2,377,507 1,211,694 50.96%82143 35408 Sirius Amer Ins Co 397,489 0.0100% 594,109 504,503 84.92%117144 41 19070 Standard Fire Ins Co 18,087,938 0.4530% 18,430,016 8,069,149 43.78%34

California Department of Insurance Page 3 of 4 Rate Specialist Bureau - 06/03/2002

Page 19: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: HOMEOWNERS MULTIPLE PERIL [04]

ShareRank

145 19 42986 Standard Guaranty Ins Co 21,505 0.0005% 1,844 96 5.21%151146 176 25151 State Farm General Ins Co 911,279,514 22.8221% 890,472,054 625,599,829 70.25%1147 93 12831 State Natl Ins Co Inc 240,153 0.0060% 148,126 118,501 80.00%123148 32107 Sutter Ins Co 2,878,676 0.0721% 2,572,325 2,567,556 99.81%78149 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 6,945,122 0.1739% 6,773,466 2,682,601 39.60%48150 161 18031 Topa Ins Co 2,447,885 0.0613% 2,501,034 1,255,336 50.19%88151 41 25682 Travelers Ind Co Of CT 29,030 0.0007% 38,807 9,615 24.78%150152 41 36161 Travelers Prop Cas Ins Co 27,673,933 0.6931% 27,735,906 17,443,826 62.89%26153 400 25798 Unigard Ind Co 13,820,787 0.3461% 13,935,372 5,749,570 41.26%37154 400 25747 Unigard Ins Co 2,575,795 0.0645% 2,488,501 1,240,735 49.86%85155 200 25941 United Services Auto Assoc 110,178,116 2.7593% 106,238,204 48,043,040 45.22%6156 164 25887 US Fidelity & Guaranty Co 200,189 0.0050% 345,721 239,998 69.42%124157 200 25968 USAA Cas Ins Co 64,714,594 1.6207% 60,296,656 31,855,652 52.83%9158 212 26611 Valiant Ins Co 346,404 0.0087% 408,643 472,450 115.61%119159 215 14133 Valley Ins Co 2,606,041 0.0653% 2,734,139 2,285,262 83.58%84160 38 20397 Vigilant Ins Co 3,097,983 0.0776% 3,052,403 863,785 28.30%74161 1179 10683 Wawanesa General Ins Co 4,830,568 0.1210% 4,147,835 2,638,275 63.61%58162 1179 31526 Wawanesa Mut Ins Co Us Branch 3,403,548 0.0852% 3,556,652 2,635,343 74.10%67163 249 26395 Western Home Ins Co 4,620,107 0.1157% 4,547,869 2,916,775 64.13%60164 800 13625 Western Mut Ins Co 7,478,542 0.1873% 8,038,172 3,691,801 45.93%46165 273 13250 Workmens Auto Ins Co 598,302 0.0150% 333,059 117,357 35.24%108166 11126 Yasuda Fire & Marine Ins Co Of Amer 162,808 0.0041% 178,195 66,909 37.55%125

3,992,960,925 100.0000% 3,866,932,308 2,474,244,352 63.98%Line Total:

California Department of Insurance Page 4 of 4 Rate Specialist Bureau - 06/03/2002

Page 20: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) [05.1]

ShareRank

1 225 20010 Acceptance Ind Ins Co 8,815 0.0005% 1,263 0 0.00%2142 626 22667 Ace American Ins Co 20,139,157 1.0797% 13,473,035 2,623,577 19.47%273 626 20702 Ace Fire Underwriters Ins Co 504,809 0.0271% 682,320 368,558 54.02%1624 626 20699 Ace Prop & Cas Ins Co 2,820 0.0002% 10,177 -201,154 -1976.55%2235 65 10014 Affiliated Fm Ins Co 1,556,695 0.0835% 1,141,958 121,783 10.66%1336 12 19399 AIU Ins Co 9,937 0.0005% 9,937 -10,223 -102.88%2137 8 19232 Allstate Ins Co 43,211,795 2.3166% 43,759,540 20,347,740 46.50%108 140 19100 Amco Ins Co 42,674,861 2.2878% 33,401,768 17,682,298 52.94%119 553 24589 American & Foreign Ins Co 4,563,807 0.2447% 5,272,316 1,015,338 19.26%7910 957 19720 American Alt Ins Corp 1,060,120 0.0568% 806,155 257,057 31.89%14811 761 21849 American Automobile Ins Co 17,108,415 0.9172% 16,283,799 11,450,684 70.32%2912 19 10111 American Bankers Ins Co Of FL 223,075 0.0120% 223,075 876,189 392.78%17613 218 20427 American Cas Co Of Reading PA 1,753,459 0.0940% 1,771,588 1,777,827 100.35%12714 163 19690 American Economy Ins Co 19,350,460 1.0374% 18,542,322 11,468,312 61.85%2815 1129 20613 American Employers Ins Co 2,207,115 0.1183% 2,540,352 1,429,334 56.27%11916 41 10819 American Equity Specialty Ins Co 993,415 0.0533% 1,102,323 1,324,270 120.13%14917 212 26247 American Guarantee & Liability Ins 14,106 0.0008% 33,787 39,021 115.49%21018 291 13331 American Hardware Mut Ins Co 2,337,444 0.1253% 2,297,921 385,133 16.76%11619 12 19380 American Home Assur Co 1,148,118 0.0616% 1,236,546 159,096 12.87%14420 761 21857 American Ins Co 38,578,789 2.0682% 37,077,781 18,518,072 49.94%1321 108 30562 American Manufacturers Mut Ins Co 14,901,130 0.7988% 14,110,397 7,307,792 51.79%3022 127 23469 American Modern Home Ins Co 8,707 0.0005% 8,723 1,593 18.26%21523 108 22918 American Motorists Ins Co 9,604,331 0.5149% 10,537,776 -15,945 -0.15%4324 108 18910 American Protection Ins Co 2,472,148 0.1325% 2,670,801 -2,288,172 -85.67%11425 1346 39969 American Safety Cas Ins Co 448 0.0000% 405 21,441 5294.07%23126 163 19704 American States Ins Co 7,605,048 0.4077% 7,355,114 4,864,600 66.14%5527 124 23396 Amerisure Mut Ins Co 82,091 0.0044% 81,920 190 0.23%19228 457 19860 Argonaut Great Central Ins Co 152,845 0.0082% 226,750 164,582 72.58%18329 761 21865 Associated Ind Corp 4,826,903 0.2588% 6,535,892 4,731,915 72.40%7330 212 19305 Assurance Co Of Amer 50,971,954 2.7326% 45,027,607 27,498,522 61.07%931 24 19895 Atlantic Mut Ins Co 23,224,431 1.2451% 23,589,768 16,136,013 68.40%2332 24 27154 Atlantic Specialty Ins Co 2,472 0.0001% 336 -11 -3.27%22433 1330 24813 Balboa Ins Co 346,931 0.0186% 374,456 -21,200 -5.66%17034 18538 Bancinsure Inc 115,666 0.0062% 75,784 122,498 161.64%18635 689 33162 Bankers Ins Co 200,426 0.0107% 213,518 402,085 188.31%17836 626 18279 Bankers Standard Ins Co 15,112 0.0008% 161,540 -176,003 -108.95%20937 98 32603 Berkley Ins Co 4,059,587 0.2176% 4,021,164 812,315 20.20%8538 150 20095 Bituminous Cas Corp 139 0.0000% 184 0 0.00%23239 10830 Business Alliance Ins Co 2,457,204 0.1317% 1,977,440 2,256,324 114.10%11540 802 13544 California Capital Ins Co 23,077,872 1.2372% 20,691,701 17,628,938 85.20%2441 1129 21946 Camden Fire Ins Assoc 119 0.0000% 201 0 0.00%23342 24 19909 Centennial Ins Co 5,077,366 0.2722% 4,999,087 3,973,540 79.49%7143 26905 Century-Natl Ins Co 3,531,162 0.1893% 5,703,228 4,123,515 72.30%9644 38 10052 Chubb National Ins Co 49,981 0.0027% 49,046 42 0.09%19845 344 10669 Church Ins Co 1,757,542 0.0942% 2,039,352 487,271 23.89%12646 18767 Church Mut Ins Co 6,967,896 0.3735% 6,907,331 2,230,575 32.29%6047 244 10677 Cincinnati Ins Co 58,164 0.0031% 54,101 10,944 20.23%19548 212 10315 Civic Property & Cas Co 321,256 0.0172% 188,084 105,616 56.15%171

California Department of Insurance Page 1 of 5 Rate Specialist Bureau - 06/03/2002

Page 21: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) [05.1]

ShareRank

49 323 10693 Civil Svc Employees Ins Co 2,742,847 0.1470% 2,141,725 1,854,135 86.57%10850 517 20532 Clarendon Natl Ins Co 4,348,879 0.2331% 3,552,751 249,204 7.01%8251 212 34347 Colonial American Cas & Surety Co 49 0.0000% 542 -76 -14.02%23452 317 40827 Combined Specialty Ins Co 11,670 0.0006% 9,326 3,906 41.88%21153 12 19410 Commerce & Industry Ins Co 40,513 0.0022% 41,649 28,075 67.41%20054 158 10220 Commonwealth Ins Co Of Amer 1,661,090 0.0891% 1,004,089 24,985 2.49%13255 553 24872 Connecticut Ind Co 33,527 0.0018% 46,446 -329,267 -708.92%20256 604 32190 Constitution Ins Co 9,154,541 0.4908% 7,704,267 7,297,486 94.72%4657 218 20443 Continental Cas Co 3,475,722 0.1863% 3,027,830 2,928,711 96.73%9758 218 35289 Continental Ins Co 19,293 0.0010% 20,351 6,387 31.38%20759 37206 Contractors Bonding & Ins Co 2,513,972 0.1348% 3,150,818 1,129,893 35.86%11160 350 21318 Coregis Ins Co 7,324,626 0.3927% 8,458,050 5,165,044 61.07%5861 14010 Crusader Ins Co 13,024,141 0.6982% 12,073,784 4,167,262 34.51%3362 306 10847 Cumis Ins Society Inc 2,495,365 0.1338% 2,473,653 908,609 36.73%11263 40975 Dentists Ins Co 3,899,149 0.2090% 3,750,406 6,007,572 160.18%8964 920 42048 Diamond State Ins Co 1,821,906 0.0977% 1,609,418 1,060,906 65.92%12365 164 36463 Discover Prop & Cas Ins Co 272,360 0.0146% 195,872 -183,687 -93.78%17366 212 21326 Empire Fire & Marine Ins Co 9,633,142 0.5164% 7,915,593 1,091,763 13.79%4267 1129 20648 Employers Fire Ins Co 8,640,885 0.4632% 9,776,837 4,767,512 48.76%4968 111 21458 Employers Ins of Wausau 1,663,532 0.0892% 2,964,434 3,673,395 123.92%13169 62 21415 Employers Mut Cas Co 159,708 0.0086% 170,347 181,603 106.61%18270 1120 10120 Everest Natl Ins Co 2,230,434 0.1196% 1,779,881 723,012 40.62%11871 212 10318 Exact Prop & Cas Co Inc 269,833 0.0145% 152,574 395,547 259.25%17472 158 18864 Fairmont Ins Co 2,640,063 0.1415% 1,214,596 1,165,924 95.99%11073 212 21652 Farmers Ins Exch 60,095,759 3.2217% 51,087,324 27,848,034 54.51%774 140 13838 Farmland Mut Ins Co 15,778 0.0008% 11,220 96 0.86%20875 38 20281 Federal Ins Co 80,282,619 4.3039% 75,718,030 50,605,211 66.83%476 7 13935 Federated Mut Ins Co 2,675,911 0.1435% 2,427,380 362,261 14.92%10977 212 39306 Fidelity & Deposit Co Of MD 2,799,674 0.1501% 3,189,185 345,587 10.84%10678 164 35386 Fidelity & Guaranty Ins Co 1,087,340 0.0583% 1,455,925 1,745,570 119.89%14779 164 25879 Fidelity & Guaranty Ins Underwriters 2,844,619 0.1525% 4,007,783 2,456,733 61.30%10380 31453 Financial Pacific Ins Co 9,349,493 0.5012% 9,887,930 9,594,618 97.03%4481 553 24880 Fire & Cas Ins Co Of CT 407,112 0.0218% 465,022 88,635 19.06%16782 212 21660 Fire Ins Exch 71,784,292 3.8483% 65,630,004 44,867,674 68.36%583 761 21873 Firemans Fund Ins Co 60,903,124 3.2650% 59,588,463 25,793,415 43.29%684 1279 11150 First Amer Ins Co 105,514 0.0057% 80,828 28,769 35.59%18985 70 34525 First American Specilaty Ins Co 89,073 0.0048% 190,739 64,064 33.59%19186 689 16578 First Comm Ins Co 50,939 0.0027% 19,044 410 2.15%19787 479 11177 First Financial Ins Co 2,770,703 0.1485% 2,199,808 2,795,315 127.07%10788 163 24724 First Natl Ins Co Of Amer 1,939,707 0.1040% 1,561,899 458,028 29.33%12189 349 13978 Florists Mut Ins Co 1,804,884 0.0968% 1,664,171 817,222 49.11%12490 1129 38776 Folksamerica Rein Co 3,899,050 0.2090% 3,851,604 1,023,218 26.57%9091 400 24414 General Cas Co Of WI 7,382 0.0004% 6,397 -4,499 -70.33%21892 163 24732 General Ins Co Of Amer 4,712,434 0.2526% 4,844,572 1,250,202 25.81%7593 31 38962 Genesis Ins Co 3,298,558 0.1768% 2,866,013 1,761,286 61.45%9894 553 24600 Globe Ind Co 3,648,443 0.1956% 4,766,514 323,689 6.79%9595 111 10836 Golden Eagle Ins Corp 24,898,337 1.3348% 38,306,078 24,268,516 63.35%1996 83 22101 Grange Ins Assn 176,999 0.0095% 166,832 135,743 81.37%181

California Department of Insurance Page 2 of 5 Rate Specialist Bureau - 06/03/2002

Page 22: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) [05.1]

ShareRank

97 12 23809 Granite State Ins Co 738,473 0.0396% 492,924 178,147 36.14%15798 201 25984 Graphic Arts Mut Ins Co 28,190 0.0015% 62,169 31,840 51.22%20599 84 26832 Great American Alliance Ins Co 4,725,570 0.2533% 4,338,965 3,738,988 86.17%74100 84 26344 Great American Assur Co 4,239,873 0.2273% 2,895,537 1,296,480 44.78%84101 84 16691 Great American Ins Co 3,069,442 0.1646% 3,317,058 1,114,513 33.60%101102 84 22136 Great American Ins Co of NY 8,600,154 0.4611% 8,025,122 6,555,493 81.69%50103 38 20303 Great Northern Ins Co 8,776,860 0.4705% 8,380,371 140,633,517 1678.13%47104 1285 22322 Greenwich Ins Co 13,217,887 0.7086% 11,901,758 7,962,675 66.90%32105 553 40541 Grocers Ins Co 3,724,812 0.1997% 3,481,237 1,950,636 56.03%92106 553 26948 Guaranty Natl Ins Co Of CT 26,340 0.0014% 16,858 7,500 44.49%206107 303 15032 Guideone Mut Ins Co 7,527,837 0.4036% 7,284,601 2,298,158 31.55%56108 303 14559 Guideone Specialty Mut Ins Co 6,590,941 0.3533% 6,083,286 5,700,608 93.71%61109 41 22217 Gulf Ins Co 3,046,081 0.1633% 2,798,515 4,806,916 171.77%102110 88 22292 Hanover Ins Co 753,708 0.0404% 1,001,076 1,972,462 197.03%156111 91 22357 Hartford Accid & Ind Co 815,734 0.0437% 803,912 1,920,824 238.93%153112 91 29424 Hartford Cas Ins Co 124,910,030 6.6964% 112,208,810 74,342,366 66.25%2113 91 19682 Hartford Fire In Co 24,751,273 1.3269% 22,698,117 3,164,408 13.94%20114 91 37478 Hartford Ins Co Of The Midwest 4,349,747 0.2332% 6,582,512 2,858,894 43.43%81115 12 11452 Hartford Steam Boil Inspec & Ins Co 6,450,708 0.3458% 4,759,554 862,170 18.11%63116 91 30104 Hartford Underwriters Ins Co 1,444,428 0.0774% 1,340,040 -1,362 -0.10%135117 1116 22489 Highlands Ins Co 278,840 0.0149% 295,089 88,320 29.93%172118 158 25054 Hudson Ins Co 1,732,722 0.0929% 1,414,636 1,823,577 128.91%128119 626 43575 Indemnity Ins Co Of North Amer 116,858 0.0063% 277,642 -1,616,479 -582.22%185120 246 14265 Indiana Lumbermens Mut Ins Co 40 0.0000% 625 -90 -14.40%235121 626 22713 Insurance Co Of North Amer 33,445 0.0018% 22,755 21,810 95.85%203122 922 27847 Insurance Co Of The West 1,675,350 0.0898% 1,975,580 6,737,513 341.04%129123 517 37257 Insurance Corp Of Hannover 5,695,312 0.3053% 4,198,743 2,373,158 56.52%68124 1314 18341 Insurance Corp Of NY 979,374 0.0525% 722,229 182,721 25.30%150125 14354 Jewelers Mut Ins Co 433,293 0.0232% 392,859 440,994 112.25%165126 1172 24422 Legion Ins Co 10,623,148 0.5695% 7,998,112 8,621,387 107.79%39127 37800 Lg Ins Co Ltd Us Branch 358,995 0.0192% 282,789 0 0.00%169128 111 42404 Liberty Ins Corp 395,138 0.0212% 391,341 121,788 31.12%168129 111 19917 Liberty Ins Underwriters Inc 4,036,119 0.2164% 2,086,023 1,734,920 83.17%86130 111 23035 Liberty Mut Fire Ins Co 8,327,508 0.4464% 8,100,540 430,390 5.31%51131 111 23043 Liberty Mut Ins Co 81,442 0.0044% 88,974 -339,432 -381.50%193132 111 33600 LM Ins Corp 739 0.0000% 739 0 0.00%228133 946 14435 Lumber Mut Ins Co 3,606 0.0002% 3,606 143,398 3976.65%222134 108 22977 Lumbermens Mut Cas Co 11,040,858 0.5919% 9,254,699 1,787,455 19.31%38135 785 38970 Markel Ins Co 3,224,275 0.1729% 2,756,700 1,507,080 54.67%100136 212 19356 Maryland Cas Co 24,083,058 1.2911% 14,548,653 6,545,167 44.99%22137 88 22306 Massachusetts Bay Ins Co 720,376 0.0386% 913,320 1,095,099 119.90%159138 660 11908 Mercury Cas Co 7,363,757 0.3948% 6,659,603 2,178,300 32.71%57139 79 38601 MIC Prop & Cas Ins Corp 23 0.0000% 23 111,089482995.65%236140 212 21687 Mid-Century Ins Co 36,500,201 1.9568% 36,646,197 24,714,652 67.44%14141 27480 Mid-State Mut Ins Co 3,672,452 0.1969% 3,380,113 1,356,237 40.12%94142 130 23531 Millers Ins Co 1,539,438 0.0825% 1,862,938 1,245,065 66.83%134143 802 23540 Monterey Ins Co 1,296,331 0.0695% 1,111,416 365,719 32.91%138144 227 23647 Mutual Service Cas Ins Co 720,879 0.0386% 698,812 353,129 50.53%158

California Department of Insurance Page 3 of 5 Rate Specialist Bureau - 06/03/2002

Page 23: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) [05.1]

ShareRank

145 140 11991 National Cas Co 63,074 0.0034% 36,892 0 0.00%194146 218 20478 National Fire Ins Co Of Hartford 4,631,966 0.2483% 4,352,560 7,214,007 165.74%78147 761 21881 National Surety Corp 27,893,873 1.4954% 24,800,936 10,334,464 41.67%15148 140 28223 Nationwide Agribusiness Ins Co 3,673,438 0.1969% 1,779,366 406,700 22.86%93149 140 23787 Nationwide Mut Ins Co 10,465,043 0.5610% 7,558,987 3,595,264 47.56%40150 510 42307 Navigators Ins Co 1,359,858 0.0729% 1,416,154 1,459,456 103.06%136151 212 10317 Neighborhood Spirit Prop & Cas Co 194,792 0.0104% 129,554 82,612 63.77%179152 111 24171 Netherlands Ins Co The 570,463 0.0306% 191,068 25,283 13.23%160153 12 23841 New Hampshire Ins Co 12,184,941 0.6532% 11,050,162 5,616,698 50.83%34154 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 10,869 0.0006% 10,081 7,512 74.52%212155 181 29874 North American Specialty Ins Co 147,074 0.0079% 135,024 21,509 15.93%184156 158 21105 North River Ins Co 1,205,551 0.0646% 1,484,157 33,436 2.25%141157 164 19224 Northbrook Prop & Cas Ins Co 747 0.0000% 2,711 -121,152 -4468.90%227158 1129 38369 Northern Assur Co Of Amer 2,812,478 0.1508% 2,815,832 987,192 35.06%104159 212 19372 Northern Ins Co Of NY 25,018,689 1.3412% 25,282,534 18,816,082 74.42%18160 41 24015 Northland Ins Co 543,596 0.0291% 556,732 328,510 59.01%161161 1116 23906 Northwestern Natl Cas Co 501,049 0.0269% 387,540 730,387 188.47%163162 38 20338 Northwestern Pacific Ind Co 2,092,635 0.1122% 2,308,182 741,491 32.12%120163 1129 20621 OneBeacon America Ins Co 11,893,710 0.6376% 13,455,342 6,628,416 49.26%35164 1129 21970 OneBeacon Ins Co 7,035,378 0.3772% 8,491,002 5,490,607 64.66%59165 645 14907 Oregon Mut Ins Co 5,678,201 0.3044% 4,591,861 2,040,951 44.45%69166 1116 41408 Pacific Automobile Ins Co 1,776,064 0.0952% 1,199,552 350,199 29.19%125167 38 20346 Pacific Ind Co 4,261,178 0.2284% 3,792,592 2,134,204 56.27%83168 1116 23930 Pacific Natl Ins Co 4,965,868 0.2662% 9,907,634 5,619,840 56.72%72169 2898 37850 Pacific Specialty Ins Co 3,852,283 0.2065% 3,414,879 2,390,274 70.00%91170 111 24198 Peerless Ins Co 26,304,844 1.4102% 8,046,168 5,339,123 66.36%16171 1218 32859 Penn-Amer Ins Co 4,652,848 0.2494% 4,167,131 1,702,577 40.86%76172 1218 10673 Penn-Star Ins Co 193,856 0.0104% 389,425 122,175 31.37%180173 1129 21962 Pennsylvania General Ins Co 6,503,428 0.3486% 7,332,824 1,972,288 26.90%62174 677 18058 Philadelphia Ind Ins Co 8,696,592 0.4662% 7,526,759 3,450,348 45.84%48175 1129 40134 Potomac Ins Co Of IL 8,375 0.0004% 9,852 -3,401 -34.52%216176 91 34690 Property & Cas Ins Co Of Hartford 33,778 0.0018% 16,583 1,127 6.80%201177 156 24295 Providence Washington Ins Co 4,810 0.0003% 5,148 74 1.44%221178 853 15059 Public Service Mut Ins Co 4,636,518 0.2486% 3,520,533 1,327,707 37.71%77179 796 39217 QBE Ins Corp 30,968 0.0017% 30,966 50,889 164.34%204180 517 37303 Redland Ins Co 783,509 0.0420% 799,977 336,495 42.06%155181 400 24449 Regent Ins Co 54,543 0.0029% 55,840 17,796 31.87%196182 574 31089 Republic Western Ins Co 20,407,275 1.0940% 22,125,944 4,710,228 21.29%26183 783 13056 RLI Ins Co 1,251,589 0.0671% 1,098,860 106,066 9.65%140184 83 22128 Rocky Mountain Fire & Cas Co 43,443 0.0023% 53,097 -3,997 -7.53%199185 553 24678 Royal Ind Co 11,864,882 0.6361% 8,491,529 29,327 0.35%36186 553 26980 Royal Ins Co Of Amer 6,229,418 0.3340% 7,859,198 1,133,227 14.42%65187 163 24740 Safeco Ins Co Of Amer 7,712,714 0.4135% 9,001,430 1,934,333 21.49%54188 553 24694 Safeguard Ins Co 1,894,124 0.1015% 1,740,652 855,798 49.17%122189 140 15580 Scottsdale Ind Co 7,943 0.0004% 7,910 -231 -2.92%217190 553 24902 Security Ins Co Of Hartford 2,492,216 0.1336% 2,458,422 1,021,647 41.56%113191 41 22233 Select Ins Co 827,219 0.0443% 954,049 1,659,648 173.96%152192 169 24988 Sentry Ins A Mut Co 3,909,764 0.2096% 3,177,220 3,669,081 115.48%87

California Department of Insurance Page 4 of 5 Rate Specialist Bureau - 06/03/2002

Page 24: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) [05.1]

ShareRank

193 772 22985 Sequoia Ins Co 24,452,568 1.3109% 22,217,654 10,641,915 47.90%21194 108 20524 Specialty Natl Ins Co 1,190,874 0.0638% 744,969 223,063 29.94%142195 36790 Springfield Ins Co Inc 113,949 0.0061% 99,182 -62,172 -62.68%187196 164 24767 St Paul Fire & Marine Ins Co 40,184,276 2.1543% 34,277,556 20,704,403 60.40%12197 164 24775 St Paul Guardian Ins Co 225,768 0.0121% 560,185 411,812 73.51%175198 164 41750 St Paul Medical Liability Ins Co 457 0.0000% 455 -34 -7.47%230199 164 24791 St Paul Mercury Ins Co 3,290,436 0.1764% 3,256,465 1,874,923 57.58%99200 41 19070 Standard Fire Ins Co 6,870 0.0004% 7,408 -6,750 -91.12%220201 748 18023 Star Ins Co 2,810,752 0.1507% 2,324,471 1,015,630 43.69%105202 176 25151 State Farm General Ins Co 129,615,618 6.9487% 123,852,004 72,074,408 58.19%1203 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 8,068,657 0.4326% 6,852,458 1,063,757 15.52%52204 158 25496 TIG Ind Co 433,397 0.0232% 739,165 666,889 90.22%164205 158 25534 TIG Ins Co 6,408,418 0.3436% 6,313,411 -2,524,877 -39.99%64206 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 4,512,613 0.2419% 4,277,131 1,141,020 26.68%80207 161 18031 Topa Ins Co 5,601,551 0.3003% 4,844,015 2,532,910 52.29%70208 37621 Toyota Motor Ins Co 1,788 0.0001% 92,595 41,655 44.99%225209 218 20486 Transcontinental Ins Co 10,009,927 0.5366% 8,869,959 9,305,542 104.91%41210 218 20494 Transportation Ins Co 20,834,307 1.1169% 18,611,136 14,589,251 78.39%25211 41 19038 Travelers Cas & Surety Co 7,085 0.0004% 8,196 -783,502 -9559.57%219212 41 25682 Travelers Ind Co Of CT 25,523,328 1.3683% 24,727,421 12,977,036 52.48%17213 41 25674 Travelers Ind Co Of IL 53,986,634 2.8942% 53,518,988 22,891,814 42.77%8214 212 21709 Truck Ins Exch 86,189,025 4.6206% 78,715,026 45,424,317 57.71%3215 91 29459 Twin City Fire Ins Co Co 1,124,711 0.0603% 1,029,256 255,394 24.81%145216 781 37893 Ulico Cas Co 925,851 0.0496% 1,035,013 598,382 57.81%151217 181 18619 Underwriters Ins Co 625 0.0000% 625 0 0.00%229218 400 25798 Unigard Ind Co 1,344,113 0.0721% 1,344,010 618,369 46.01%137219 400 25747 Unigard Ins Co 7,923,668 0.4248% 7,309,852 3,048,060 41.70%53220 158 21113 United States Fire Ins Co 1,177,101 0.0631% 2,761,388 2,301,709 83.35%143221 164 25887 US Fidelity & Guaranty Co 6,002,532 0.3218% 3,358,943 1,183,696 35.24%67222 201 25976 Utica Mut Ins Co 202,617 0.0109% 176,933 44,710 25.27%177223 212 26611 Valiant Ins Co 796,487 0.0427% 883,107 760,577 86.13%154224 218 20508 Valley Forge Ins Co 11,580,430 0.6208% 10,592,108 7,730,507 72.98%37225 38 20397 Vigilant Ins Co 13,411,620 0.7190% 11,371,836 13,483,269 118.57%31226 1172 19577 Villanova Ins Co 420,408 0.0225% 452,264 181,703 40.18%166227 111 26069 Wausau Business Ins Co 1,269,218 0.0680% 881,492 2,684,514 304.54%139228 111 26042 Wausau Underwriters Ins Co 1,666,993 0.0894% 1,397,522 595,704 42.63%130229 626 21121 Westchester Fire Ins Co 1,376 0.0001% 1,229 2,775,689225849.39%226230 853 10997 Western Select Ins Co 6,201,383 0.3325% 7,049,290 10,181,230 144.43%66231 34282 Western Specialty Ins Co 95,526 0.0051% 742,361 766,683 103.28%190232 350 34207 Westport Ins Corp 9,205,888 0.4935% 10,347,542 4,364,650 42.18%45233 748 25780 Williamsburg Natl Ins Co 1,087,441 0.0583% 996,780 662,586 66.47%146234 1285 24554 Winterthur Intl Amer Ins Co 107,771 0.0058% 349,150 188,309 53.93%188235 11126 Yasuda Fire & Marine Ins Co Of Amer 3,901,542 0.2092% 4,435,560 962,454 21.70%88236 212 16535 Zurich American Ins Co 2,256,427 0.1210% 1,534,085 941,143 61.35%117

1,865,332,299 100.0000% 1,740,035,898 1,115,276,405 64.10%Line Total:

California Department of Insurance Page 5 of 5 Rate Specialist Bureau - 06/03/2002

Page 25: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(LIABILITY) [05.2]

ShareRank

1 225 20010 Acceptance Ind Ins Co 10,318 0.0007% 1,455 0 0.00%2042 626 22667 Ace American Ins Co 627,078 0.0448% 1,895,511 -423,912 -22.36%1443 626 20702 Ace Fire Underwriters Ins Co 595,248 0.0425% 642,647 -1,121,878 -174.57%1474 626 20699 Ace Prop & Cas Ins Co 4,650 0.0003% 40,722 -1,227,065 -3013.27%2155 12 19399 AIU Ins Co 5,588 0.0004% 5,588 -112,960 -2021.47%2126 38733 Alaska Nat Ins Co 773 0.0001% 548 575 104.93%2207 8 19232 Allstate Ins Co 20,805,852 1.4858% 21,124,990 6,153,153 29.13%218 140 19100 Amco Ins Co 51,879,361 3.7048% 32,953,304 21,563,349 65.44%39 553 24589 American & Foreign Ins Co 2,860,329 0.2043% 3,797,403 739,244 19.47%9310 957 19720 American Alt Ins Corp 2,081,715 0.1487% 1,491,202 2,787,480 186.93%10511 761 21849 American Automobile Ins Co 27,525,209 1.9656% 27,188,416 11,862,021 43.63%1712 19 10111 American Bankers Ins Co Of FL 18,722 0.0013% 18,722 233,763 1248.60%19713 218 20427 American Cas Co Of Reading PA 2,008,165 0.1434% 1,648,960 12,249,889 742.89%10614 163 19690 American Economy Ins Co 13,825,227 0.9873% 13,246,565 -11,399,419 -86.06%3315 1129 20613 American Employers Ins Co 3,340,336 0.2385% 4,047,941 4,908,929 121.27%8616 41 10819 American Equity Specialty Ins Co 10,091 0.0007% 10,303 61,255 594.54%20517 212 26247 American Guarantee & Liability Ins 66,281 0.0047% 104,229 -418,516 -401.54%18818 291 13331 American Hardware Mut Ins Co 438,581 0.0313% 443,766 55,525 12.51%15519 12 19380 American Home Assur Co 8,180 0.0006% 15,844 -2,397 -15.13%20820 761 21857 American Ins Co 46,711,520 3.3358% 45,152,489 20,883,432 46.25%521 108 30562 American Manufacturers Mut Ins Co 15,375,451 1.0980% 14,682,780 5,922,713 40.34%2822 127 23469 American Modern Home Ins Co 179 0.0000% 6,453 5,954,131 92269.19%22423 108 22918 American Motorists Ins Co 7,534,337 0.5380% 8,195,614 8,355,325 101.95%4724 108 18910 American Protection Ins Co 4,104,704 0.2931% 3,813,828 5,303,644 139.06%7625 163 19704 American States Ins Co 8,059,742 0.5756% 7,946,101 -38,972,398 -490.46%4526 124 23396 Amerisure Mut Ins Co 121,901 0.0087% 117,247 577 0.49%17427 457 19860 Argonaut Great Central Ins Co 60,039 0.0043% 135,385 13,323 9.84%18928 761 21865 Associated Ind Corp 5,835,668 0.4167% 5,653,450 3,085,769 54.58%5829 212 19305 Assurance Co Of Amer 4,588,138 0.3276% 4,544,543 4,472,634 98.42%6630 24 19895 Atlantic Mut Ins Co 27,495,552 1.9635% 27,076,421 4,532,664 16.74%1831 24 27154 Atlantic Specialty Ins Co 11,231 0.0008% 4,158 4,240 101.97%20132 18538 Bancinsure Inc 99,967 0.0071% 65,498 0 0.00%17733 689 33162 Bankers Ins Co 214,348 0.0153% 206,201 145,416 70.52%16334 626 18279 Bankers Standard Ins Co 41,791 0.0030% 159,223 -2,113,805 -1327.58%19135 98 32603 Berkley Ins Co 1,560,639 0.1114% 1,588,781 997,532 62.79%12136 150 20095 Bituminous Cas Corp 155 0.0000% 158 -300 -189.87%22537 150 20109 Bituminous Fire & Marine Ins Co 378 0.0000% 334 -300 -89.82%22238 10830 Business Alliance Ins Co 1,672,550 0.1194% 1,345,986 968,604 71.96%11539 802 13544 California Capital Ins Co 15,966,393 1.1402% 14,242,561 10,938,973 76.80%2640 1129 21946 Camden Fire Ins Assoc 4,365 0.0003% 4,379 -2,562 -58.51%21641 24 19909 Centennial Ins Co 6,456,256 0.4611% 6,097,136 -1,018,688 -16.71%5042 26905 Century-Natl Ins Co 2,349,444 0.1678% 3,804,452 2,241,375 58.91%9943 761 22810 Chicago Ins Co 1,084 0.0001% 2,448 137,189 5604.13%21944 38 10052 Chubb National Ins Co 81,775 0.0058% 75,795 23,295 30.73%18345 344 10669 Church Ins Co 763,234 0.0545% 1,026,182 -113,006 -11.01%14246 18767 Church Mut Ins Co 5,515,340 0.3939% 5,505,131 2,194,613 39.86%6047 244 10677 Cincinnati Ins Co 271,771 0.0194% 233,129 33,480 14.36%16148 212 10315 Civic Property & Cas Co 122,120 0.0087% 77,062 10,418 13.52%173

California Department of Insurance Page 1 of 5 Rate Specialist Bureau - 06/03/2002

Page 26: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(LIABILITY) [05.2]

ShareRank

49 323 10693 Civil Svc Employees Ins Co 1,786,686 0.1276% 1,432,518 126,556 8.83%11150 517 20532 Clarendon Natl Ins Co 1,146,668 0.0819% 6,010,634 265,856 4.42%12951 212 34347 Colonial American Cas & Surety Co 693 0.0000% 648 449 69.29%22152 317 40827 Combined Specialty Ins Co 33,789 0.0024% 25,183 10,212 40.55%19353 553 24872 Connecticut Ind Co 322,052 0.0230% 395,789 1,413,694 357.18%15754 604 32190 Constitution Ins Co 14,161,861 1.0113% 9,125,390 7,825,682 85.76%3155 218 20443 Continental Cas Co 2,124,004 0.1517% 1,855,840 7,041,825 379.44%10356 37206 Contractors Bonding & Ins Co 7,572,900 0.5408% 6,118,383 3,905,190 63.83%4657 350 21318 Coregis Ins Co 5,938,814 0.4241% 7,236,264 13,345,111 184.42%5758 14010 Crusader Ins Co 17,892,998 1.2778% 17,112,223 27,561,064 161.06%2459 306 10847 Cumis Ins Society Inc 1,315,499 0.0939% 1,290,059 365,179 28.31%12560 920 42048 Diamond State Ins Co 3,198,513 0.2284% 2,923,214 1,564,151 53.51%8761 164 36463 Discover Prop & Cas Ins Co 142,185 0.0102% 118,060 -456,223 -386.43%17262 212 21326 Empire Fire & Marine Ins Co 83,765 0.0060% 61,247 34,922 57.02%18163 1129 20648 Employers Fire Ins Co 5,471,831 0.3908% 6,130,119 186,506 3.04%6164 111 21458 Employers Ins of Wausau 1,570,663 0.1122% 1,581,662 1,785,179 112.87%12065 62 21415 Employers Mut Cas Co 84,055 0.0060% 90,947 159,791 175.70%18066 1120 10120 Everest Natl Ins Co 14,864,643 1.0615% 10,164,401 4,403,088 43.32%2967 212 10318 Exact Prop & Cas Co Inc 87,145 0.0062% 57,190 32,600 57.00%17968 31 44784 Fairfield Ins Co 17,809 0.0013% 11,543 7,000 60.64%19869 158 18864 Fairmont Ins Co 352,362 0.0252% 189,757 230,700 121.58%15670 212 21652 Farmers Ins Exch 29,102,488 2.0783% 27,748,843 -4,163,970 -15.01%1371 140 13838 Farmland Mut Ins Co 21,778 0.0016% 15,428 8,851 57.37%19572 38 20281 Federal Ins Co 44,978,254 3.2120% 47,390,235 33,424,987 70.53%673 7 13935 Federated Mut Ins Co 1,572,763 0.1123% 793,928 771,647 97.19%11974 212 39306 Fidelity & Deposit Co Of MD 1,874,524 0.1339% 1,916,179 -3,158,209 -164.82%10975 164 35386 Fidelity & Guaranty Ins Co 946,398 0.0676% 964,441 -486,990 -50.49%13776 164 25879 Fidelity & Guaranty Ins Underwriters 2,227,773 0.1591% 3,452,198 3,651,620 105.78%10277 31453 Financial Pacific Ins Co 31,477,200 2.2478% 32,922,952 10,989,377 33.38%1178 553 24880 Fire & Cas Ins Co Of CT 1,585,081 0.1132% 1,648,982 140,174 8.50%11879 212 21660 Fire Ins Exch 8,270,819 0.5906% 10,005,311 4,024,632 40.22%4380 761 21873 Firemans Fund Ins Co 42,480,769 3.0336% 43,674,930 22,669,072 51.90%781 1279 11150 First Amer Ins Co 309,733 0.0221% 148,846 363,077 243.93%15982 70 34525 First American Specilaty Ins Co 450,943 0.0322% 984,693 336,334 34.16%15383 689 16578 First Comm Ins Co 69,704 0.0050% 24,775 5,820 23.49%18784 479 11177 First Financial Ins Co 4,542,766 0.3244% 4,192,381 2,309,009 55.08%6785 163 24724 First Natl Ins Co Of Amer 3,517,821 0.2512% 2,552,035 1,009,971 39.58%8486 349 13978 Florists Mut Ins Co 1,030,726 0.0736% 970,593 1,303,212 134.27%13387 1129 38776 Folksamerica Rein Co 1,802,799 0.1287% 1,825,825 392,956 21.52%11088 400 24414 General Cas Co Of WI 6,954 0.0005% 4,015 -629 -15.67%20989 163 24732 General Ins Co Of Amer 5,690,516 0.4064% 6,105,371 3,280,186 53.73%5990 553 24600 Globe Ind Co 894,897 0.0639% 1,104,863 1,335,660 120.89%13991 111 10836 Golden Eagle Ins Corp 37,331,011 2.6659% 56,893,887 42,764,126 75.16%892 83 22101 Grange Ins Assn 118,000 0.0084% 111,224 62,651 56.33%17693 12 23809 Granite State Ins Co 1,048,080 0.0748% 557,812 161,349 28.93%13294 201 25984 Graphic Arts Mut Ins Co 19,227 0.0014% 50,502 51,333 101.65%19695 84 26832 Great American Alliance Ins Co 3,362,024 0.2401% 3,413,505 2,744,056 80.39%8596 84 26344 Great American Assur Co 4,607,511 0.3290% 3,458,184 1,408,557 40.73%65

California Department of Insurance Page 2 of 5 Rate Specialist Bureau - 06/03/2002

Page 27: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(LIABILITY) [05.2]

ShareRank

97 84 16691 Great American Ins Co 5,158,337 0.3684% 5,272,481 1,773,324 33.63%6398 84 22136 Great American Ins Co of NY 4,293,869 0.3066% 5,724,336 4,583,898 80.08%7399 38 20303 Great Northern Ins Co 7,152,377 0.5108% 7,295,585 4,199,754 57.57%48100 1285 22322 Greenwich Ins Co 4,050,340 0.2892% 3,763,368 1,228,784 32.65%77101 553 40541 Grocers Ins Co 2,984,253 0.2131% 2,736,163 2,457,879 89.83%88102 303 15032 Guideone Mut Ins Co 8,355,956 0.5967% 8,555,988 1,407,725 16.45%42103 303 14559 Guideone Specialty Mut Ins Co 8,113,319 0.5794% 7,863,267 3,999,859 50.87%44104 41 22217 Gulf Ins Co 3,821,861 0.2729% 3,529,968 3,663,083 103.77%80105 88 22292 Hanover Ins Co 771,095 0.0551% 628,172 801,861 127.65%141106 91 22357 Hartford Accid & Ind Co 439,645 0.0314% 546,209 267,429 48.96%154107 91 29424 Hartford Cas Ins Co 28,753,888 2.0534% 27,950,808 8,510,967 30.45%14108 91 19682 Hartford Fire In Co 26,097,550 1.8637% 23,981,523 8,971,217 37.41%19109 91 37478 Hartford Ins Co Of The Midwest 28,216,386 2.0150% 28,393,638 2,551,379 8.99%15110 91 30104 Hartford Underwriters Ins Co 2,710,195 0.1935% 2,373,066 65,193 2.75%95111 1116 22489 Highlands Ins Co 251,800 0.0180% 212,403 1,277,039 601.23%162112 158 25054 Hudson Ins Co 1,013,670 0.0724% 1,181,887 1,597,936 135.20%134113 626 22713 Insurance Co Of North Amer 143,758 0.0103% 86,324 -440,373 -510.14%171114 922 27847 Insurance Co Of The West 1,395,289 0.0996% 1,581,778 -2,204,709 -139.38%122115 517 37257 Insurance Corp Of Hannover 3,909,175 0.2792% 2,617,889 1,516,406 57.92%78116 14354 Jewelers Mut Ins Co 313,430 0.0224% 293,939 -99,891 -33.98%158117 1172 24422 Legion Ins Co 12,681,396 0.9056% 10,031,868 432,534 4.31%36118 37800 Lg Ins Co Ltd Us Branch 1,377,978 0.0984% 1,216,667 777,418 63.90%123119 111 42404 Liberty Ins Corp 613,358 0.0438% 629,477 716,755 113.87%145120 111 23035 Liberty Mut Fire Ins Co 1,896,187 0.1354% 1,683,233 -332,717 -19.77%108121 111 23043 Liberty Mut Ins Co 150,318 0.0107% 141,631 583,780 412.18%170122 111 33600 LM Ins Corp 19 0.0000% 19 23 121.05%227123 946 14435 Lumber Mut Ins Co 33,819 0.0024% 33,819 3,852,870 11392.62%192124 108 22977 Lumbermens Mut Cas Co 6,166,120 0.4403% 5,136,687 -7,667,729 -149.27%55125 785 38970 Markel Ins Co 6,242,422 0.4458% 5,361,248 1,979,458 36.92%53126 212 19356 Maryland Cas Co 5,265,159 0.3760% 3,952,699 1,848,654 46.77%62127 88 22306 Massachusetts Bay Ins Co 503,375 0.0359% 654,204 -466,423 -71.30%152128 660 11908 Mercury Cas Co 3,637,904 0.2598% 3,201,210 247,451 7.73%83129 212 21687 Mid-Century Ins Co 18,409,901 1.3147% 21,192,136 -11,638,578 -54.92%23130 27480 Mid-State Mut Ins Co 1,898,011 0.1355% 1,666,339 423,398 25.41%107131 130 23531 Millers Ins Co 1,618,222 0.1156% 1,966,630 480,240 24.42%117132 802 23540 Monterey Ins Co 1,315,159 0.0939% 1,119,651 265,101 23.68%126133 227 23647 Mutual Service Cas Ins Co 549,424 0.0392% 512,855 44,723 8.72%150134 140 11991 National Cas Co 177,779 0.0127% 107,066 80,528 75.21%166135 218 20478 National Fire Ins Co Of Hartford 4,993,909 0.3566% 4,859,593 1,572,491 32.36%64136 761 21881 National Surety Corp 32,528,811 2.3229% 30,178,977 17,947,494 59.47%10137 140 28223 Nationwide Agribusiness Ins Co 1,683,560 0.1202% 841,659 1,095,933 130.21%114138 140 23787 Nationwide Mut Ins Co 11,913,127 0.8507% 8,406,900 11,232,011 133.60%37139 140 37877 Nationwide Prop & Cas Ins Co 2,655 0.0002% 996 423,700 42540.16%217140 510 42307 Navigators Ins Co 2,973,548 0.2123% 2,797,623 1,080,290 38.61%89141 212 10317 Neighborhood Spirit Prop & Cas Co 76,681 0.0055% 65,380 7,500 11.47%184142 111 24171 Netherlands Ins Co The 522,444 0.0373% 175,010 48,614 27.78%151143 12 23841 New Hampshire Ins Co 9,801,075 0.6999% 9,896,068 -1,027,882 -10.39%39144 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 12,167 0.0009% 15,085 11,449 75.90%200

California Department of Insurance Page 3 of 5 Rate Specialist Bureau - 06/03/2002

Page 28: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(LIABILITY) [05.2]

ShareRank

145 158 21105 North River Ins Co 911,945 0.0651% 1,069,115 429,874 40.21%138146 1129 38369 Northern Assur Co Of Amer 3,823,056 0.2730% 3,921,767 3,052,367 77.83%79147 212 19372 Northern Ins Co Of NY 13,906,765 0.9931% 12,818,047 10,984,094 85.69%32148 41 24015 Northland Ins Co 54,615 0.0039% 52,067 9,186 17.64%190149 1116 23906 Northwestern Natl Cas Co 305,204 0.0218% 246,538 441,739 179.18%160150 38 20338 Northwestern Pacific Ind Co 1,102,865 0.0788% 1,457,571 1,638,931 112.44%130151 1129 20621 OneBeacon America Ins Co 15,820,717 1.1298% 19,548,711 1,462,787 7.48%27152 1129 21970 OneBeacon Ins Co 6,213,531 0.4437% 6,707,078 9,358,154 139.53%54153 645 14907 Oregon Mut Ins Co 1,234,600 0.0882% 1,068,682 886,461 82.95%128154 1116 41408 Pacific Automobile Ins Co 996,591 0.0712% 646,513 224,894 34.79%135155 38 20346 Pacific Ind Co 2,578,080 0.1841% 2,219,205 111,391 5.02%98156 1116 23930 Pacific Natl Ins Co 2,626,612 0.1876% 4,864,723 1,086,117 22.33%96157 40550 Pacific Pioneer Ins Co 83,109 0.0059% 813,848 -1,559,735 -191.65%182158 2898 37850 Pacific Specialty Ins Co 4,524,689 0.3231% 4,602,878 5,143,426 111.74%68159 111 24198 Peerless Ins Co 30,441,961 2.1739% 9,469,540 552,659 5.84%12160 1218 32859 Penn-Amer Ins Co 4,343,771 0.3102% 4,376,702 2,314,844 52.89%72161 1218 10673 Penn-Star Ins Co 169,079 0.0121% 320,220 130,308 40.69%168162 1129 21962 Pennsylvania General Ins Co 28,088,293 2.0058% 27,745,234 22,744,460 81.98%16163 767 12262 Pennsylvania Manufacturers Asn Ins C 6,308 0.0005% 3,910 3,047 77.93%210164 677 18058 Philadelphia Ind Ins Co 14,716,261 1.0509% 11,525,036 3,804,127 33.01%30165 1129 40134 Potomac Ins Co Of IL 4,744 0.0003% 6,598 -76,597 -1160.91%213166 91 34690 Property & Cas Ins Co Of Hartford 11,087 0.0008% 4,092 764 18.67%202167 156 24295 Providence Washington Ins Co 6,254 0.0004% 6,279 -9,069 -144.43%211168 853 15059 Public Service Mut Ins Co 4,427,500 0.3162% 3,389,838 1,515,557 44.71%70169 796 39217 QBE Ins Corp 75,806 0.0054% 75,562 45,211 59.83%185170 158 24384 Ranger Ins Co 578,612 0.0413% 648,396 -763,106 -117.69%148171 517 37303 Redland Ins Co 1,763,614 0.1259% 1,873,922 41,038 2.19%112172 400 24449 Regent Ins Co 94,797 0.0068% 94,040 -27,084 -28.80%178173 574 31089 Republic Western Ins Co 12,746,372 0.9102% 13,490,039 1,671,444 12.39%35174 783 13056 RLI Ins Co 183,893 0.0131% 161,453 36,938 22.88%165175 83 22128 Rocky Mountain Fire & Cas Co 28,962 0.0021% 35,397 -10,162 -28.71%194176 553 24678 Royal Ind Co 574,373 0.0410% 439,154 41,324 9.41%149177 553 26980 Royal Ins Co Of Amer 4,170,723 0.2978% 4,962,588 7,364,002 148.39%75178 163 24740 Safeco Ins Co Of Amer 8,873,453 0.6337% 11,127,362 13,684,791 122.98%40179 553 24694 Safeguard Ins Co 4,189,778 0.2992% 3,956,481 1,202,840 30.40%74180 74 15105 Safety Natl Cas Corp 17,312 0.0012% 54,422 -115,659 -212.52%199181 140 15580 Scottsdale Ind Co 11,000 0.0008% 9,897 118 1.19%203182 553 24902 Security Ins Co Of Hartford 856,725 0.0612% 854,266 1,571,450 183.95%140183 41 22233 Select Ins Co 598,194 0.0427% 685,346 429,940 62.73%146184 169 24988 Sentry Ins A Mut Co 2,248,240 0.1606% 1,814,531 710,544 39.16%100185 772 22985 Sequoia Ins Co 10,368,551 0.7404% 10,110,992 8,740,354 86.44%38186 108 20524 Specialty Natl Ins Co 4,347,014 0.3104% 2,800,146 1,936,789 69.17%71187 36790 Springfield Ins Co Inc 119,532 0.0085% 96,107 62,734 65.28%175188 164 24767 St Paul Fire & Marine Ins Co 2,711,024 0.1936% 3,918,083 3,711,800 94.74%94189 164 24775 St Paul Guardian Ins Co 251 0.0000% 448 18 4.02%223190 164 41750 St Paul Medical Liability Ins Co 43 0.0000% 43 -4 -9.30%226191 164 24791 St Paul Mercury Ins Co 4,707 0.0003% 8,625 94,580 1096.58%214192 41 19070 Standard Fire Ins Co 8,433 0.0006% 6,257 -419,082 -6697.81%207

California Department of Insurance Page 4 of 5 Rate Specialist Bureau - 06/03/2002

Page 29: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL MULTIPLE PERIL(LIABILITY) [05.2]

ShareRank

193 748 18023 Star Ins Co 2,885,958 0.2061% 2,801,084 1,039,947 37.13%92194 176 25151 State Farm General Ins Co 60,436,608 4.3159% 58,142,955 35,083,465 60.34%2195 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 4,427,601 0.3162% 3,929,051 1,142,960 29.09%69196 158 25496 TIG Ind Co 177,606 0.0127% 238,732 -32,027 -13.42%167197 158 25534 TIG Ins Co 3,706,534 0.2647% 3,900,523 9,222,170 236.43%82198 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 6,326,096 0.4518% 5,789,971 -127,885 -2.21%52199 161 18031 Topa Ins Co 6,447,080 0.4604% 5,012,243 3,029,065 60.43%51200 37621 Toyota Motor Ins Co 2,198 0.0002% 68,551 391,309 570.83%218201 218 20486 Transcontinental Ins Co 19,940,923 1.4240% 18,357,318 15,065,354 82.07%22202 218 20494 Transportation Ins Co 13,196,335 0.9424% 11,179,962 10,009,811 89.53%34203 41 19038 Travelers Cas & Surety Co 8,697 0.0006% 6,761 1,878,633 27786.32%206204 41 25682 Travelers Ind Co Of CT 33,250,244 2.3745% 30,221,503 17,110,361 56.62%9205 41 25674 Travelers Ind Co Of IL 68,088,070 4.8623% 64,828,440 29,955,326 46.21%1206 212 21709 Truck Ins Exch 50,997,246 3.6418% 49,792,330 -24,375,330 -48.95%4207 91 29459 Twin City Fire Ins Co Co 2,899,210 0.2070% 2,365,444 45,530 1.92%91208 781 37893 Ulico Cas Co 1,306,586 0.0933% 1,192,970 1,946,979 163.20%127209 400 25798 Unigard Ind Co 1,709,569 0.1221% 1,681,780 183,396 10.90%113210 400 25747 Unigard Ins Co 7,150,978 0.5107% 6,573,227 693,667 10.55%49211 158 21113 United States Fire Ins Co 953,843 0.0681% 1,897,758 1,610,329 84.85%136212 164 25887 US Fidelity & Guaranty Co 2,617,647 0.1869% 1,827,523 1,259,607 68.92%97213 201 25976 Utica Mut Ins Co 72,818 0.0052% 56,121 80,903 144.16%186214 212 26611 Valiant Ins Co 1,364,543 0.0974% 1,139,913 577,415 50.65%124215 218 20508 Valley Forge Ins Co 16,205,898 1.1573% 14,991,065 9,691,464 64.65%25216 38 20397 Vigilant Ins Co 8,408,587 0.6005% 7,197,214 3,226,265 44.83%41217 1172 19577 Villanova Ins Co 3,725,453 0.2660% 3,816,105 4,884,222 127.99%81218 111 26069 Wausau Business Ins Co 2,244,455 0.1603% 3,224,497 1,607,774 49.86%101219 111 26042 Wausau Underwriters Ins Co 1,079,630 0.0771% 1,451,302 4,947,077 340.87%131220 626 21121 Westchester Fire Ins Co 1,649,804 0.1178% 904,879 108,067 11.94%116221 853 10997 Western Select Ins Co 6,035,153 0.4310% 6,900,357 6,413,129 92.94%56222 34282 Western Specialty Ins Co 161,534 0.0115% 1,066,189 100,516 9.43%169223 350 34207 Westport Ins Corp 22,271,195 1.5904% 26,454,745 12,611,485 47.67%20224 748 25780 Williamsburg Natl Ins Co 699,156 0.0499% 679,040 957,545 141.01%143225 1285 24554 Winterthur Intl Amer Ins Co 194,446 0.0139% 184,213 3,535 1.92%164226 11126 Yasuda Fire & Marine Ins Co Of Amer 2,960,571 0.2114% 3,458,773 931,583 26.93%90227 212 16535 Zurich American Ins Co 2,121,869 0.1515% 1,508,105 3,126,935 207.34%104

1,400,325,178 100.0000% 1,352,685,965 603,923,747 44.65%Line Total:

California Department of Insurance Page 5 of 5 Rate Specialist Bureau - 06/03/2002

Page 30: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: MORTGAGE GUARANTY [06]

ShareRank

1 766 30872 Amerin Guaranty Corp 12,890,496 2.5335% 17,079,258 3,349,565 19.61%82 306 29114 CMG Mortgage Assur Co 674 0.0001% 124 0 0.00%143 306 40266 CMG Mortgage Ins Co 5,109,716 1.0043% 5,166,721 121,205 2.35%104 350 29823 Ge Residential Mortgage Ins Corp NC 51,660 0.0102% 76,403 -42,989 -56.27%135 350 16675 Gen Elec Mortgage Ins Corp Of NC 596 0.0001% 1,635 3,126 191.19%156 350 38458 General Electric Mortgage Ins Corp 64,585,017 12.6934% 65,687,176 9,536,833 14.52%57 105 10682 MGIC Credit Assur Corp 6,122,084 1.2032% 6,122,084 -731,458 -11.95%98 105 29858 Mortgage Guaranty Ins Corp 131,431,032 25.8312% 133,014,167 56,237,456 42.28%19 1135 27251 PMI Mortgage Ins Co 84,714,235 16.6495% 88,275,620 -10,409,519 -11.79%310 766 33790 Radian Guaranty Inc 88,065,958 17.3083% 95,040,992 6,508,606 6.85%211 150 28452 Republic Mortgage Ins Co 29,688,160 5.8348% 30,924,858 -3,322,532 -10.74%612 421 24350 Triad Guaranty Ins Corp 19,379,625 3.8088% 19,536,244 3,210,643 16.43%713 12 15873 United Gty Residential Ins Co 66,252,787 13.0212% 68,256,488 3,551,618 5.20%414 12 40525 United Guaranty Credit Ins Co 443,115 0.0871% 424,124 1,454 0.34%1115 350 18759 Verex Assure Inc 72,870 0.0143% 115,560 -189,375 -163.88%12

508,808,025 100.0000% 529,721,454 67,824,633 12.80%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 31: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OCEAN MARINE [08]

ShareRank

1 626 22667 Ace American Ins Co 812,885 0.4266% 868,622 298,626 34.38%382 65 10014 Affiliated Fm Ins Co 940,031 0.4933% 851,312 2,313,347 271.74%353 38733 Alaska Nat Ins Co 116,465 0.0611% 118,287 -7,922 -6.70%574 761 35300 Allianz Ins Co 30,516 0.0160% 98,728 -775,313 -785.30%665 19 10111 American Bankers Ins Co Of FL 2,407 0.0013% 2,407 206 8.56%746 12 19380 American Home Assur Co 21,948,796 11.5184% 21,575,549 17,700,529 82.04%27 108 30562 American Manufacturers Mut Ins Co 125,019 0.0656% 126,890 17,944 14.14%548 108 22918 American Motorists Ins Co 822,701 0.4317% 708,048 -59,999 -8.47%379 28 19976 Amica Mut Ins Co 67,007 0.0352% 63,710 44,888 70.46%6310 24 19895 Atlantic Mut Ins Co 1,793,792 0.9414% 1,585,347 778,199 49.09%2311 24 19909 Centennial Ins Co 2,705,165 1.4196% 2,682,046 1,741,043 64.91%1812 517 20532 Clarendon Natl Ins Co 758,090 0.3978% 1,198,027 885,692 73.93%3913 218 20435 CNA Cas Of CA 242,540 0.1273% 362,903 363,209 100.08%4914 553 24872 Connecticut Ind Co 1,915 0.0010% 1,803 -22,755 -1262.06%7615 218 20443 Continental Cas Co 4,661 0.0024% 4,002 212,004 5297.45%7116 218 35289 Continental Ins Co 11,345,033 5.9537% 9,939,858 9,580,700 96.39%517 57 21261 Electric Ins Co 3,387 0.0018% 3,622 0 0.00%7218 1129 20648 Employers Fire Ins Co 136,791 0.0718% 114,139 45,439 39.81%5319 111 21458 Employers Ins of Wausau 1,213,570 0.6369% 1,213,570 964,319 79.46%2820 65 21482 Factory Mut Ins Co 1,142,762 0.5997% 1,091,682 149,667 13.71%3021 38 20281 Federal Ins Co 5,234,184 2.7468% 4,945,058 130,725 2.64%1122 761 21873 Firemans Fund Ins Co 23,249,105 12.2008% 22,335,137 8,730,696 39.09%123 218 20850 Firemens Ins Co Of Newark NJ 5,536,054 2.9052% 5,335,709 2,392,829 44.85%1024 689 16578 First Comm Ins Co 2,325 0.0012% 1,542 4,300 278.86%7525 218 34622 Glens Falls Ins Co 193,451 0.1015% 82,033 -1,965 -2.40%5026 84 22136 Great American Ins Co of NY 7,115,098 3.7339% 7,020,822 3,186,039 45.38%727 1285 22322 Greenwich Ins Co 266,013 0.1396% 367,187 132,484 36.08%4828 88 22292 Hanover Ins Co 93,266 0.0489% 85,492 -692,394 -809.89%5829 91 29424 Hartford Cas Ins Co 68,485 0.0359% 66,012 14,695 22.26%6230 91 19682 Hartford Fire In Co 3,462,211 1.8169% 3,765,327 682,583 18.13%1631 91 30104 Hartford Underwriters Ins Co 46,966 0.0246% 45,364 10,112 22.29%6432 1116 22489 Highlands Ins Co 5,107 0.0027% 7,989 3,273 40.97%7033 10048 Hyundai Marine & Fire Ins Co Ltd 934,630 0.4905% 974,675 -132,940 -13.64%3634 626 43575 Indemnity Ins Co Of North Amer 4,736,530 2.4857% 5,685,750 4,139,199 72.80%1235 626 22713 Insurance Co Of North Amer 458,632 0.2407% 293,748 617,536 210.23%4436 922 27847 Insurance Co Of The West 1,127,748 0.5918% 1,081,699 1,254,372 115.96%3137 517 37257 Insurance Corp Of Hannover 383,199 0.2011% 383,637 449,488 117.16%4638 761 11630 Jefferson Ins Co 31,343 0.0164% 37,958 14,013 36.92%6539 37800 Lg Ins Co Ltd Us Branch 120,612 0.0633% 116,698 -109,110 -93.50%5540 111 19917 Liberty Ins Underwriters Inc 1,367,716 0.7178% 818,674 779,404 95.20%2641 111 23035 Liberty Mut Fire Ins Co 90,908 0.0477% 90,262 36,278 40.19%5942 111 23043 Liberty Mut Ins Co 633,708 0.3326% 206,922 0 0.00%4043 108 22977 Lumbermens Mut Cas Co 119,674 0.0628% 193,340 32,448 16.78%5644 785 28932 Markel American Ins Co 4,286,149 2.2493% 4,124,301 2,375,101 57.59%1445 212 21687 Mid-Century Ins Co 80,929 0.0425% 72,280 -16,445 -22.75%6046 2978 22551 Mitsui Marine & Fire Ins Co 1,072,735 0.5630% 969,785 72,463 7.47%3347 140 11991 National Cas Co 590,150 0.3097% 252,512 269,917 106.89%4148 12 19445 National Union Fire Ins Co Of Pitts 1,448,031 0.7599% 1,294,978 -4,070 -0.31%25

California Department of Insurance Page 1 of 2 Rate Specialist Bureau - 06/03/2002

Page 32: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OCEAN MARINE [08]

ShareRank

49 510 42307 Navigators Ins Co 6,186,189 3.2464% 5,189,997 1,998,633 38.51%950 12 23841 New Hampshire Ins Co 2,423,221 1.2717% 2,374,847 -1,114,708 -46.94%1951 256 16608 New York Marine & Gnrl Ins Co 4,312,728 2.2633% 3,577,264 1,912,783 53.47%1352 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 1,008,630 0.5293% 891,167 151,945 17.05%3453 2558 12190 NIPPONKOA Ins Co of America 386,389 0.2028% 386,389 159,270 41.22%4554 38997 Nissan Fire & Marine Ins Co Us Br 2,355,622 1.2362% 2,355,622 2,222,372 94.34%2055 212 19372 Northern Ins Co Of NY 3,089,574 1.6214% 2,665,517 884,084 33.17%1756 41 24031 Northland Cas Co 180,577 0.0948% 241,528 -12,673 -5.25%5157 1129 20621 OneBeacon America Ins Co 12,107,777 6.3540% 11,182,593 3,741,876 33.46%458 218 37338 Pacific Ins Co 200 0.0001% 200 -93,222 -46611.00%7859 304 32352 Prudential Prop & Cas Ins Co 159,231 0.0836% 149,812 22,275 14.87%5260 41580 Red Shield Ins Co 375,397 0.1970% 367,897 177,611 48.28%4761 517 37303 Redland Ins Co 492 0.0003% 303 0 0.00%7762 553 26980 Royal Ins Co Of Amer 6,319,749 3.3165% 6,184,241 3,522,639 56.96%863 553 24902 Security Ins Co Of Hartford 7,115 0.0037% 7,115 -309,337 -4347.67%6964 164 24767 St Paul Fire & Marine Ins Co 9,739,429 5.1111% 9,760,914 7,138,313 73.13%665 41 19070 Standard Fire Ins Co 2,051,306 1.0765% 1,782,765 908,594 50.97%2266 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 1,459,674 0.7660% 1,439,472 775,296 53.86%2467 158 25534 TIG Ins Co 1,097,856 0.5761% 1,131,054 1,327,757 117.39%3268 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 20,292,622 10.6493% 22,237,605 17,696,576 79.58%369 41 25674 Travelers Ind Co Of IL 1,328,336 0.6971% 1,194,081 606,005 50.75%2770 41 36161 Travelers Prop Cas Ins Co 2,851 0.0015% 3,106 -72 -2.32%7371 181 18619 Underwriters Ins Co 80,277 0.0421% 1,041,009 640,055 61.48%6172 200 25941 United Services Auto Assoc 1,169,117 0.6135% 1,202,970 505,924 42.06%2973 200 25968 USAA Cas Ins Co 517,070 0.2714% 515,689 197,093 38.22%4274 626 21121 Westchester Fire Ins Co 20,000 0.0105% 11,288 2,904 25.73%6775 350 34207 Westport Ins Corp 505,797 0.2654% 502,053 245,281 48.86%4376 1285 24554 Winterthur Intl Amer Ins Co 18,009 0.0095% 13,901 9,428 67.82%6877 1285 37885 XL Specialty Ins Co 4,044,044 2.1223% 4,127,058 5,912,177 143.25%1578 212 16535 Zurich American Ins Co 2,346,616 1.2315% 1,889,923 1,382,392 73.15%21

190,554,387 100.0000% 185,692,823 109,212,125 58.81%Line Total:

California Department of Insurance Page 2 of 2 Rate Specialist Bureau - 06/03/2002

Page 33: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: INLAND MARINE [09]

ShareRank

1 12 12963 21st Century Ins Co 99,306 0.0086% 99,593 61,398 61.65%2142 225 20010 Acceptance Ind Ins Co 309,735 0.0267% 336,315 188,351 56.00%1713 626 22667 Ace American Ins Co 16,370,243 1.4110% 15,510,287 6,268,601 40.42%164 626 20702 Ace Fire Underwriters Ins Co 1,378,947 0.1189% 1,601,534 599,420 37.43%1045 626 20699 Ace Prop & Cas Ins Co 100,226 0.0086% 91,776 15,515 16.91%2136 65 10014 Affiliated Fm Ins Co 8,492,342 0.7320% 6,488,999 2,565,877 39.54%277 12 19399 AIU Ins Co 10,463 0.0009% 373 56 15.01%2668 761 35300 Allianz Ins Co 18,178,513 1.5669% 18,900,399 8,740,795 46.25%149 140 42579 Allied Prop & Cas Ins Co 972,568 0.0838% 1,027,219 441,111 42.94%11810 8 19240 Allstate Ind Co 79,810 0.0069% 80,608 31,167 38.66%22411 8 19232 Allstate Ins Co 21,315,550 1.8373% 20,936,950 7,843,258 37.46%1212 140 19100 Amco Ins Co 3,066,977 0.2644% 3,272,125 1,001,967 30.62%6713 553 24589 American & Foreign Ins Co 854 0.0001% 598 -1,409 -235.62%29814 957 19720 American Alt Ins Corp 6,581 0.0006% 5,877 -2,973 -50.59%27315 761 21849 American Automobile Ins Co 674,703 0.0582% 509,665 371,385 72.87%13216 19 10111 American Bankers Ins Co Of FL 25,316,333 2.1821% 25,901,645 3,469,387 13.39%1017 218 20427 American Cas Co Of Reading PA 198,722 0.0171% 960,980 3,750,209 390.25%18618 163 19690 American Economy Ins Co 447,585 0.0386% 444,969 375,912 84.48%15119 1129 20613 American Employers Ins Co 34,675 0.0030% 34,602 7,593 21.94%24620 41 10819 American Equity Specialty Ins Co 184,210 0.0159% 207,793 93,250 44.88%19021 212 26247 American Guarantee & Liability Ins 14,275 0.0012% 13,619 -6,069 -44.56%26022 291 13331 American Hardware Mut Ins Co 322,472 0.0278% 300,289 160,977 53.61%16923 12 19380 American Home Assur Co 760,482 0.0655% 687,007 4,175,041 607.71%12524 761 21857 American Ins Co 1,948,183 0.1679% 1,936,656 141,286 7.30%8225 12 43761 American Intl Ins Co Of CA 1,036,288 0.0893% 424,857 42,225 9.94%11626 1269 10200 American Live Stock Ins Co 302,518 0.0261% 291,634 58,917 20.20%17327 108 30562 American Manufacturers Mut Ins Co 1,181,705 0.1019% 1,182,382 23,656 2.00%10928 127 23469 American Modern Home Ins Co 872,792 0.0752% 1,675,390 1,046,603 62.47%12329 108 22918 American Motorists Ins Co 6,504,839 0.5607% 7,021,587 4,148,862 59.09%3830 108 18910 American Protection Ins Co 1,496,295 0.1290% 1,417,044 -27,436 -1.94%9631 19 19615 American Reliable Ins Co 1,576,715 0.1359% 1,530,612 431,124 28.17%9332 18 19631 American Road Ins Co 1,053,892 0.0908% 1,053,892 341,182 32.37%11333 1346 39969 American Safety Cas Ins Co 17,954 0.0015% 17,954 7,539 41.99%25534 19 42978 American Security Ins Co 1,444,067 0.1245% 2,731,955 -13,690 -0.50%10235 163 19704 American States Ins Co 2,357,832 0.2032% 2,090,882 530,446 25.37%7636 124 23396 Amerisure Mut Ins Co 197 0.0000% 483 -18 -3.73%30437 4 27928 Amex Assur Co 5,027,313 0.4333% 5,027,313 2,039,551 40.57%4938 28 19976 Amica Mut Ins Co 358,578 0.0309% 349,135 206,047 59.02%16739 41459 Armed Forces Ins Exchange 913,195 0.0787% 935,026 384,234 41.09%11940 761 21865 Associated Ind Corp 1,714,731 0.1478% 1,783,450 453,689 25.44%8541 785 27189 Associated Intl Ins Co 13,355,566 1.1512% 13,520,769 200,990 1.49%2142 41 21296 Associates Ins Co 297,274 0.0256% 297,645 393,911 132.34%17543 212 19305 Assurance Co Of Amer 10,297,960 0.8876% 8,832,148 4,450,354 50.39%2444 164 41769 Athena Assur Co 1,127,221 0.0972% 773,978 428,817 55.40%11145 24 19895 Atlantic Mut Ins Co 101,669 0.0088% 95,884 5,608 5.85%21246 29530 AXA Art Ins Corp 6,587,236 0.5678% 6,031,160 274,313 4.55%3747 968 11835 AXA Re Amer Ins Co 840,000 0.0724% 35,000 624 1.78%12448 968 16187 AXA Re Prop & Cas Ins Co 24,994,859 2.1544% 13,433,666 592,703 4.41%11

California Department of Insurance Page 1 of 7 Rate Specialist Bureau - 06/03/2002

Page 34: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: INLAND MARINE [09]

ShareRank

49 1330 24813 Balboa Ins Co 150,327 0.0130% 167,016 1,772 1.06%19750 689 33162 Bankers Ins Co 40,904 0.0035% 18,344 628 3.42%24251 626 18279 Bankers Standard Ins Co 33,712 0.0029% 22,011 -1,176 -5.34%24752 23 38245 BCS Ins Co 2,031,883 0.1751% 2,031,883 445,879 21.94%7853 98 32603 Berkley Ins Co 181,393 0.0156% 148,921 110,076 73.92%19354 12 19402 Birmingham Fire Ins Co Of PA 564,447 0.0487% 522,760 -223,666 -42.79%14155 140 18961 Calfarm Ins Co 5,282 0.0005% 80,977 78,432 96.86%27756 802 13544 California Capital Ins Co 1,835,071 0.1582% 1,923,176 484,998 25.22%8357 33 20117 California Cas Ind Exch 62,235 0.0054% 61,684 3,229 5.23%23158 33 20125 California Cas Ins Co 303,562 0.0262% 302,413 42,245 13.97%17259 1278 15539 California State Auto Asn Inter-Ins 6,914,893 0.5960% 6,743,401 1,912,085 28.35%3460 98 10510 Carolina Cas Ins Co 1,601,460 0.1380% 1,221,803 321,860 26.34%9061 10175 Cascade Natl Ins Co 135,846 0.0117% 85,510 40,842 47.76%20162 24 19909 Centennial Ins Co 4,078,547 0.3515% 3,751,828 2,036,112 54.27%5763 26905 Century-Natl Ins Co 123,918 0.0107% 134,749 -5,265 -3.91%20464 761 22810 Chicago Ins Co 361,669 0.0312% 317,164 -141,184 -44.51%16665 38 12777 Chubb Ind Ins Co 370 0.0000% 370 4 1.08%30366 18767 Church Mut Ins Co 850 0.0001% 870 -37 -4.25%29967 244 10677 Cincinnati Ins Co 191 0.0000% 119 1 0.84%30568 212 10315 Civic Property & Cas Co 8,666 0.0007% 8,548 448 5.24%26969 323 10693 Civil Svc Employees Ins Co 673,371 0.0580% 683,096 41,881 6.13%13370 517 20532 Clarendon Natl Ins Co 37,723,452 3.2515% 33,562,076 2,309,942 6.88%871 218 20435 CNA Cas Of CA 478,186 0.0412% 2,866,172 2,191,773 76.47%14972 350 20796 Colonial Penn Franklin Ins Co 134,735 0.0116% 135,982 -148,834 -109.45%20273 31 27812 Columbia Ins Co 75,468 0.0065% 49,794 17,475 35.09%22674 317 40827 Combined Specialty Ins Co 140,400 0.0121% 220,860 94,079 42.60%19975 12 19410 Commerce & Industry Ins Co 1,461,665 0.1260% 1,425,547 -1,183 -0.08%10176 181 19489 Commercial Underwriters Ins Co 449,567 0.0387% 1,197,807 563,744 47.06%15077 158 10220 Commonwealth Ins Co Of Amer 556,002 0.0479% 511,241 0 0.00%14378 34711 Computer Ins Co 1,579,486 0.1361% 1,579,486 23,475 1.49%9279 553 24872 Connecticut Ind Co 159,440 0.0137% 163,596 40,460 24.73%19580 604 32190 Constitution Ins Co 566,626 0.0488% 235,135 0 0.00%14081 218 20443 Continental Cas Co 4,274,155 0.3684% 14,688,879 7,805,046 53.14%5482 218 35289 Continental Ins Co 1,221,402 0.1053% 1,335,881 -917,069 -68.65%10783 3018 22730 Converium Ins North Amer Inc 3,223,819 0.2779% 4,011,236 1,331,670 33.20%6584 323 18953 CSE Safeguard Ins Co 56,141 0.0048% 28,337 17,872 63.07%23485 306 10847 Cumis Ins Society Inc 530,533 0.0457% 561,462 298,195 53.11%14686 240 10499 DaimlerChrysler Ins Co 109,141 0.0094% 114,813 56,481 49.19%20987 930 19269 Danielson Natl Ins Co 7,491 0.0006% 32,262 28,077 87.03%27088 140 42587 Depositors Ins Co 63,530 0.0055% 69,489 9,039 13.01%23089 920 42048 Diamond State Ins Co 7,915,364 0.6823% 7,667,213 1,113,424 14.52%3090 164 36463 Discover Prop & Cas Ins Co 740,325 0.0638% 405,355 63,845 15.75%12891 831 34495 Doctors Co An Interins Exchn 1,038,631 0.0895% 1,186,849 545,989 46.00%11592 802 12890 Eagle West Ins Co 4,401 0.0004% 4,801 0 0.00%28493 57 21261 Electric Ins Co 26,506 0.0023% 25,494 4,440 17.42%25194 62 21407 Emcasco Ins Co 451 0.0000% 424 -4 -0.94%30295 212 21326 Empire Fire & Marine Ins Co 384,170 0.0331% 194,152 -11,783 -6.07%16296 1129 20648 Employers Fire Ins Co 548 0.0000% 1,158 0 0.00%300

California Department of Insurance Page 2 of 7 Rate Specialist Bureau - 06/03/2002

Page 35: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: INLAND MARINE [09]

ShareRank

97 111 21458 Employers Ins of Wausau 1,486,233 0.1281% 998,863 656,233 65.70%9898 62 21415 Employers Mut Cas Co 642,095 0.0553% 543,862 265,275 48.78%13599 1120 10120 Everest Natl Ins Co 6,692 0.0006% 2,230 0 0.00%272100 212 10318 Exact Prop & Cas Co Inc 1,589 0.0001% 1,293 73 5.65%293101 65 21482 Factory Mut Ins Co 95,948,288 8.2701% 77,233,816 21,837,450 28.27%1102 158 18864 Fairmont Ins Co 67,690 0.0058% 31,026 6,100 19.66%228103 249 13846 Farmers Home Mut Ins Co 6,280 0.0005% 7,169 0 0.00%274104 212 21652 Farmers Ins Exch 233,799 0.0202% 248,421 31,112 12.52%181105 38 20281 Federal Ins Co 17,208,773 1.4833% 15,716,370 5,820,884 37.04%15106 7 13935 Federated Mut Ins Co 1,608,077 0.1386% 1,538,615 363,175 23.60%89107 11118 Federated Rural Electric Ins Corp 2,000 0.0002% 2,000 0 0.00%288108 7 28304 Federated Service Ins Co 2,576 0.0002% 2,043 1,516 74.20%285109 212 39306 Fidelity & Deposit Co Of MD 683,950 0.0590% 738,323 510,157 69.10%131110 164 35386 Fidelity & Guaranty Ins Co 401,958 0.0346% 378,382 187,900 49.66%161111 164 25879 Fidelity & Guaranty Ins Underwriters 262,240 0.0226% 232,208 197,664 85.12%178112 215 19852 Financial Ind Co 51,609 0.0044% 45,026 6,721 14.93%236113 553 24880 Fire & Cas Ins Co Of CT 628,076 0.0541% 556,051 205,225 36.91%138114 212 21660 Fire Ins Exch 9,338,598 0.8049% 9,138,770 1,864,251 20.40%25115 761 21873 Firemans Fund Ins Co 73,245,523 6.3133% 68,248,353 28,320,763 41.50%3116 218 20850 Firemens Ins Co Of Newark NJ 415,877 0.0358% 358,123 303,344 84.70%156117 1279 11150 First Amer Ins Co 13,750 0.0012% 8,046 3,180 39.52%261118 689 16578 First Comm Ins Co 7 0.0000% 18,920 44,826 236.92%311119 479 11177 First Financial Ins Co 383,059 0.0330% 363,801 140,607 38.65%163120 111 33588 First Liberty Ins Corp 85 0.0000% 73 0 0.00%310121 163 24724 First Natl Ins Co Of Amer 1,070,891 0.0923% 1,013,043 68,469 6.76%112122 212 11185 Foremost Ins Co 1,937 0.0002% 2,598 0 0.00%289123 163 24732 General Ins Co Of Amer 552,005 0.0476% 602,727 371,311 61.61%144124 749 39322 General Security National Ins Co 24,233 0.0021% 30,031 4,047 13.48%252125 31 11967 General Star Natl Ins Co 3,305,057 0.2849% 2,877,213 2,215,197 76.99%64126 11231 Generali Us Branch 153 0.0000% 324 11,547 3563.89%308127 31 38962 Genesis Ins Co 150,545 0.0130% 150,545 117,526 78.07%196128 604 41343 Gerling Amer Ins Co 1,467,910 0.1265% 3,322,951 436,878 13.15%100129 218 34622 Glens Falls Ins Co 5,649,826 0.4870% 3,310,174 1,010,152 30.52%44130 553 24600 Globe Ind Co 83,035 0.0072% 61,255 -13,848 -22.61%220131 111 10836 Golden Eagle Ins Corp 4,618,629 0.3981% 7,309,711 1,380,328 18.88%52132 83 22101 Grange Ins Assn 189,788 0.0164% 185,302 38,221 20.63%187133 12 23809 Granite State Ins Co 27,748 0.0024% 22,748 1,644 7.23%249134 84 26832 Great American Alliance Ins Co 408,331 0.0352% 370,872 120,567 32.51%159135 84 26344 Great American Assur Co 7,158,645 0.6170% 7,622,941 5,221,379 68.50%33136 84 16691 Great American Ins Co 723,474 0.0624% 847,055 125,373 14.80%129137 84 22136 Great American Ins Co of NY 15,954,073 1.3751% 14,982,341 404,688 2.70%17138 84 33723 Great American Spirit Ins Co 122,207 0.0105% 124,076 16,935 13.65%206139 98 25224 Great Divide Ins Co 38,384 0.0033% 44,717 2,832 6.33%244140 38 20303 Great Northern Ins Co 48,660 0.0042% 18,995 1,745 9.19%238141 150 11371 Great West Cas Co 1,155,854 0.0996% 864,007 803,991 93.05%110142 1285 22322 Greenwich Ins Co 14,421,504 1.2430% 13,408,831 2,333,684 17.40%19143 553 26948 Guaranty Natl Ins Co Of CT 10,074 0.0009% 7,885 0 0.00%268144 41 22217 Gulf Ins Co 8,212,030 0.7078% 9,360,425 501,359 5.36%28

California Department of Insurance Page 3 of 7 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: INLAND MARINE [09]

ShareRank

145 88 22292 Hanover Ins Co 105,350 0.0091% 92,812 30,316 32.66%211146 26433 Harco Natl Ins Co 79,902 0.0069% 69,642 9,239 13.27%223147 91 29424 Hartford Cas Ins Co 1,051,023 0.0906% 1,036,401 241,257 23.28%114148 91 19682 Hartford Fire In Co 47,292,733 4.0763% 46,006,715 25,030,103 54.41%6149 91 37478 Hartford Ins Co Of The Midwest 149,403 0.0129% 215,294 52,199 24.25%198150 12 11452 Hartford Steam Boil Inspec & Ins Co 757,519 0.0653% 594,076 258,638 43.54%126151 91 30104 Hartford Underwriters Ins Co 909,021 0.0784% 898,539 320,699 35.69%120152 958 22438 Hawaiian Ins & Gty Co Ltd 56,105 0.0048% 60,788 -7,414 -12.20%235153 1116 22489 Highlands Ins Co 10,194 0.0009% 24,224 544 2.25%267154 300 22578 Horace Mann Ins Co 51,064 0.0044% 47,535 -18,810 -39.57%237155 300 22756 Horace Mann Prop & Cas Ins Co 57,234 0.0049% 56,551 42,390 74.96%233156 158 25054 Hudson Ins Co 6,893,636 0.5942% 5,494,927 -1,170,975 -21.31%35157 626 43575 Indemnity Ins Co Of North Amer 5,217,281 0.4497% 4,450,205 2,706,597 60.82%46158 246 14265 Indiana Lumbermens Mut Ins Co 1,704 0.0001% 1,471 0 0.00%292159 626 22713 Insurance Co Of North Amer 5,745,861 0.4953% 5,458,561 2,774,591 50.83%42160 12 19429 Insurance Co Of The State Of PA 14,300 0.0012% 8,335 41,187 494.15%259161 922 27847 Insurance Co Of The West 82,103 0.0071% 169,121 41,304 24.42%221162 517 37257 Insurance Corp Of Hannover 5,906,831 0.5091% 5,147,371 3,805,283 73.93%41163 1314 18341 Insurance Corp Of NY 1,742,319 0.1502% 1,531,571 823,728 53.78%84164 1318 15598 Interins Exch Of The Automobile Club 7,966,556 0.6867% 7,684,511 1,889,057 24.58%29165 761 22837 Interstate Ind Co 95,509 0.0082% 36,216 19,681 54.34%216166 761 11630 Jefferson Ins Co 372,936 0.0321% 264,586 273,898 103.52%164167 14354 Jewelers Mut Ins Co 5,196,370 0.4479% 4,661,712 1,483,847 31.83%47168 108 27138 Kemper Cas Ins Co 2,909,707 0.2508% 2,909,707 110,465 3.80%70169 108 40991 Kemper Ind Ins Co 182,980 0.0158% 161,808 4,810,963 2973.25%192170 26077 Lancer Ins Co 73,275 0.0063% 22,116 24,538 110.95%227171 12 35637 Landmark Ins Co 2,500 0.0002% 2,343 3,992,691 70409.35%286172 1172 24422 Legion Ins Co 1,191,148 0.1027% 1,148,119 1,505,417 131.12%108173 37800 Lg Ins Co Ltd Us Branch 107,920 0.0093% 29,360 0 0.00%210174 111 42404 Liberty Ins Corp 1,286 0.0001% 1,333 -21,145 -1586.27%295175 111 19917 Liberty Ins Underwriters Inc 1,491,033 0.1285% 917,776 583,640 63.59%97176 111 23035 Liberty Mut Fire Ins Co 1,628,386 0.1404% 1,783,751 227,659 12.76%88177 111 23043 Liberty Mut Ins Co 408,260 0.0352% 603,543 1,567,032 259.64%160178 1326 33855 Lincoln General Ins Co 139,648 0.0120% 73,632 21,194 28.78%200179 108 22977 Lumbermens Mut Cas Co 62,153,223 5.3572% 61,878,778 48,598,741 78.54%5180 23108 Lumbermens Underwriting Alliance 80,007 0.0069% 83,320 413,670 496.48%222181 458 35769 Lyndon Property Ins Co 3,807,440 0.3282% 2,612,802 1,811,111 69.32%59182 785 28932 Markel American Ins Co 367,612 0.0317% 258,346 70,219 27.18%165183 785 38970 Markel Ins Co 4,011,545 0.3458% 3,304,259 1,453,841 44.00%58184 212 19356 Maryland Cas Co 4,879,338 0.4206% 4,516,265 1,860,299 41.19%51185 88 22306 Massachusetts Bay Ins Co 4,406 0.0004% 6,322 -45,975 -727.22%283186 41 33650 Mendota Ins Co 174 0.0000% 20 0 0.00%307187 304 31968 Merastar Ins Co 1,020 0.0001% 726 4 0.55%297188 15768 Merced Mut Ins Co 110,155 0.0095% 112,812 -10,000 -8.86%208189 1330 24821 Meritplan Ins Co 4,717 0.0004% 3,307 101 3.05%281190 241 25321 Metropolitan Drt Prop & Cas Ins Co 123,025 0.0106% 111,048 19,856 17.88%205191 14508 Michigan Millers Mut Ins Co 39,195 0.0034% 40,963 9,249 22.58%243192 212 21687 Mid-Century Ins Co 9,153,318 0.7890% 10,324,381 9,785,643 94.78%26

California Department of Insurance Page 4 of 7 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: INLAND MARINE [09]

ShareRank

193 2978 22551 Mitsui Marine & Fire Ins Co 208,300 0.0180% 198,155 -58,269 -29.41%184194 227 23655 Modern Service Ins Co 86 0.0000% 86 0 0.00%309195 802 23540 Monterey Ins Co 183,581 0.0158% 111,896 40,181 35.91%191196 468 31232 Monumental General Cas Co 4,254,972 0.3668% 4,571,942 3,494,437 76.43%55197 227 23647 Mutual Service Cas Ins Co 203,595 0.0175% 261,476 37,047 14.17%185198 659 23701 National Automobile & Cas Ins Co 22,009 0.0019% 23,635 -3,724 -15.76%253199 140 11991 National Cas Co 2,361,381 0.2035% 2,486,670 1,325,214 53.29%75200 1129 16217 National Farmers Union Prop & Cas 4,946 0.0004% 3,855 47 1.22%279201 218 20478 National Fire Ins Co Of Hartford 245,647 0.0212% 263,188 349,161 132.67%180202 31 20087 National Ind Co 1,530 0.0001% 421 23 5.46%294203 84 32620 National Interstate Ins Co 45,564 0.0039% 45,564 0 0.00%240204 31 20052 National Liab & Fire Ins Co 35,795 0.0031% 25,001 1,170 4.68%245205 761 21881 National Surety Corp 11,109 0.0010% 9,479 20,285 214.00%264206 12 19445 National Union Fire Ins Co Of Pitts 85,865,974 7.4011% 85,705,332 34,776,544 40.58%2207 140 28223 Nationwide Agribusiness Ins Co 6,169 0.0005% 6,169 10,333 167.50%275208 140 23779 Nationwide Mut Fire Ins Co 411,329 0.0355% 400,536 138,979 34.70%158209 140 23787 Nationwide Mut Ins Co 6,226,401 0.5367% 4,749,774 1,288,702 27.13%40210 510 42307 Navigators Ins Co 1,639,665 0.1413% 895,447 601,615 67.19%87211 212 10317 Neighborhood Spirit Prop & Cas Co 13,257 0.0011% 13,896 753 5.42%262212 12 23841 New Hampshire Ins Co 414,818 0.0358% 447,083 70,689 15.81%157213 256 16608 New York Marine & Gnrl Ins Co 186,510 0.0161% 100,518 23,353 23.23%189214 1330 24848 Newport Ins Co 1,170 0.0001% 407 7 1.72%296215 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 223,856 0.0193% 300,347 366,516 122.03%183216 181 29874 North American Specialty Ins Co 3,392,257 0.2924% 3,406,533 1,351,043 39.66%63217 158 21105 North River Ins Co 59,387 0.0051% 54,941 -7,800 -14.20%232218 1129 38369 Northern Assur Co Of Amer 1,908 0.0002% 1,510 -1,868 -123.71%290219 212 19372 Northern Ins Co Of NY 2,273,598 0.1960% 2,079,879 1,795,728 86.34%77220 41 24031 Northland Cas Co 635,601 0.0548% 830,061 185,686 22.37%136221 41 24015 Northland Ins Co 1,966,217 0.1695% 1,362,968 425,740 31.24%81222 1116 23906 Northwestern Natl Cas Co 5,267 0.0005% 3,854 0 0.00%278223 38 20338 Northwestern Pacific Ind Co 183 0.0000% 183 63 34.43%306224 150 24147 Old Republic Ins Co 12,825 0.0011% 10,523 2,702 25.68%263225 697 37060 Old United Cas Co 4,955,849 0.4272% 4,699,025 2,640,225 56.19%50226 1129 20621 OneBeacon America Ins Co 5,651,726 0.4871% 6,113,963 4,196,223 68.63%43227 1129 21970 OneBeacon Ins Co 2,447,736 0.2110% 3,551,430 6,369,888 179.36%74228 645 14907 Oregon Mut Ins Co 434,419 0.0374% 396,698 121,703 30.68%153229 1116 41408 Pacific Automobile Ins Co 4,492 0.0004% 4,905 0 0.00%282230 38 20346 Pacific Ind Co 1,973,073 0.1701% 1,929,533 3,694,846 191.49%80231 1116 23930 Pacific Natl Ins Co 87,313 0.0075% 65,558 0 0.00%219232 408 11048 Pacific Prop & Cas Co 67,550 0.0058% 47,769 21,404 44.81%229233 2898 37850 Pacific Specialty Ins Co 4,168,025 0.3593% 4,311,580 962,048 22.31%56234 111 24198 Peerless Ins Co 1,535,164 0.1323% 430,111 122,841 28.56%95235 1218 32859 Penn-Amer Ins Co 300,004 0.0259% 248,577 133,122 53.55%174236 1129 21962 Pennsylvania General Ins Co 320,511 0.0276% 353,044 26,118 7.40%170237 677 18058 Philadelphia Ind Ins Co 95,961 0.0083% 911,293 170,176 18.67%215238 155 24260 Progressive Cas Ins Co 3,651,700 0.3148% 3,242,007 1,937,563 59.76%62239 867 12416 Protective Ins Co 124,627 0.0107% 123,415 93,000 75.36%203240 304 32352 Prudential Prop & Cas Ins Co 425,347 0.0367% 427,338 121,543 28.44%155

California Department of Insurance Page 5 of 7 Rate Specialist Bureau - 06/03/2002

Page 38: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: INLAND MARINE [09]

ShareRank

241 158 24384 Ranger Ins Co 1,773 0.0002% 1,634 -97,790 -5984.70%291242 517 37303 Redland Ins Co 3,042,907 0.2623% 3,544,757 339,048 9.56%69243 400 24449 Regent Ins Co 31,768 0.0027% 31,926 4 0.01%248244 574 31089 Republic Western Ins Co 1,545,361 0.1332% 1,550,870 557,438 35.94%94245 98 11001 Riverport Ins Co of CA 229,654 0.0198% 174,385 46,502 26.67%182246 783 13056 RLI Ins Co 71,808,305 6.1894% 71,060,423 -3,042,795 -4.28%4247 83 22128 Rocky Mountain Fire & Cas Co 17,519 0.0015% 15,956 8,208 51.44%256248 553 24678 Royal Ind Co 26,054,432 2.2457% 23,368,554 876,267 3.75%9249 553 26980 Royal Ins Co Of Amer 11,575,594 0.9977% 11,144,120 9,209,811 82.64%23250 163 24740 Safeco Ins Co Of Amer 6,680,601 0.5758% 7,422,898 2,850,415 38.40%36251 163 39012 Safeco Ins Co Of IL 2,701,540 0.2329% 2,245,856 702,019 31.26%73252 553 24694 Safeguard Ins Co 4,725 0.0004% 9,826 -138 -1.40%280253 867 40460 Sagamore Ins Co 94,063 0.0081% 84,205 3,696 4.39%217254 140 15580 Scottsdale Ind Co 614,321 0.0530% 440,287 -42,605 -9.68%139255 553 24902 Security Ins Co Of Hartford 87,354 0.0075% 479,103 490,030 102.28%218256 41 22233 Select Ins Co 42,943 0.0037% 42,787 42,650 99.68%241257 169 24988 Sentry Ins A Mut Co 644,554 0.0556% 496,811 166,829 33.58%134258 169 21180 Sentry Select Ins Co 2,712,174 0.2338% 2,970,317 1,107,244 37.28%72259 35408 Sirius Amer Ins Co 2,165 0.0002% 8,545 9,117 106.69%287260 108 20524 Specialty Natl Ins Co 634,150 0.0547% 449,464 315,783 70.26%137261 164 24767 St Paul Fire & Marine Ins Co 14,297,690 1.2324% 13,794,504 5,681,283 41.19%20262 164 24775 St Paul Guardian Ins Co 165,901 0.0143% 181,805 -81,003 -44.55%194263 164 24791 St Paul Mercury Ins Co 1,668,763 0.1438% 1,953,471 585,495 29.97%86264 41 19070 Standard Fire Ins Co 1,242,219 0.1071% 1,593,121 547,939 34.39%106265 748 18023 Star Ins Co 291,806 0.0252% 275,374 44,434 16.14%176266 176 25151 State Farm General Ins Co 44,789,030 3.8605% 43,103,957 21,687,964 50.32%7267 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 76,512 0.0066% 179,269 202,628 113.03%225268 32107 Sutter Ins Co 248,579 0.0214% 246,559 43,795 17.76%179269 158 25496 TIG Ind Co 7,113 0.0006% 60,096 21,552 35.86%271270 158 25534 TIG Ins Co 4,379,123 0.3775% 5,345,522 1,702,060 31.84%53271 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 3,189,664 0.2749% 2,839,399 496,776 17.50%66272 218 20486 Transcontinental Ins Co 431,224 0.0372% 360,216 53,112 14.74%154273 28886 Transguard Ins Co Of Amer Inc 187,988 0.0162% 174,052 125,792 72.27%188274 218 20494 Transportation Ins Co 348,118 0.0300% 255,358 5,306 2.08%168275 41 25682 Travelers Ind Co Of CT 2,027,886 0.1748% 1,573,526 667,214 42.40%79276 41 25674 Travelers Ind Co Of IL 12,549,850 1.0817% 12,435,306 1,542,505 12.40%22277 41 36161 Travelers Prop Cas Ins Co 446,571 0.0385% 626,990 9,118 1.45%152278 41 41211 Triton Ins Co 548,928 0.0473% 243,092 16,274 6.69%145279 212 21709 Truck Ins Exch 481,287 0.0415% 498,666 521,090 104.50%148280 91 29459 Twin City Fire Ins Co Co 2,800,076 0.2413% 3,385,276 1,878,685 55.50%71281 781 37893 Ulico Cas Co 15,312 0.0013% 27,096 0 0.00%258282 400 25798 Unigard Ind Co 522,383 0.0450% 527,397 144,114 27.33%147283 400 25747 Unigard Ins Co 1,482,499 0.1278% 1,371,314 927,950 67.67%99284 248 13021 United Fire & Cas Co 7,393,143 0.6372% 6,487,440 0 0.00%32285 200 25941 United Services Auto Assoc 5,381,135 0.4638% 5,297,896 1,522,603 28.74%45286 158 21113 United States Fire Ins Co 1,423,691 0.1227% 831,578 20,527 2.47%103287 212 41181 Universal Underwriters Ins Co 559,278 0.0482% 550,115 260,040 47.27%142288 164 25887 US Fidelity & Guaranty Co 5,131,802 0.4423% 5,067,982 208,059 4.11%48

California Department of Insurance Page 6 of 7 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: INLAND MARINE [09]

ShareRank

289 200 25968 USAA Cas Ins Co 3,764,524 0.3245% 3,561,023 997,856 28.02%60290 201 25976 Utica Mut Ins Co 500 0.0000% 500 -1,000 -200.00%301291 212 26611 Valiant Ins Co 114,837 0.0099% 124,981 62,031 49.63%207292 218 20508 Valley Forge Ins Co 897,314 0.0773% 811,949 74,582 9.19%121293 215 14133 Valley Ins Co 753,947 0.0650% 839,865 233,361 27.79%127294 21172 Vanliner Ins Co 282,905 0.0244% 316,776 291,363 91.98%177295 10815 Verlan Fire Ins Co MD 5,430 0.0005% 4,444 0 0.00%276296 38 20397 Vigilant Ins Co 1,029,807 0.0888% 1,068,004 234,194 21.93%117297 1172 19577 Villanova Ins Co 1,281,509 0.1105% 2,001,027 616,924 30.83%105298 19 35971 Voyager Property & Cas Ins Co 6,501,701 0.5604% 7,679,816 2,182,419 28.42%39299 111 26042 Wausau Underwriters Ins Co 10,536 0.0009% 12,599 3,911 31.04%265300 1179 10683 Wawanesa General Ins Co 21,563 0.0019% 18,225 -26 -0.14%254301 1179 31526 Wawanesa Mut Ins Co Us Branch 27,659 0.0024% 28,509 -83 -0.29%250302 352 25011 Wesco Ins Co 3,758,178 0.3239% 7,780,168 593,105 7.62%61303 626 21121 Westchester Fire Ins Co 7,496,287 0.6461% 6,928,946 -617,859 -8.92%31304 249 26395 Western Home Ins Co 15,692 0.0014% 16,758 261 1.56%257305 350 34207 Westport Ins Corp 15,497,424 1.3358% 14,910,116 -40,100 -0.27%18306 748 25780 Williamsburg Natl Ins Co 713,262 0.0615% 785,362 186,360 23.73%130307 225 13234 Wilshire Ins Co 1,593,235 0.1373% 1,571,486 571,098 36.34%91308 1285 24554 Winterthur Intl Amer Ins Co 877,081 0.0756% 471,380 377 0.08%122309 1285 37885 XL Specialty Ins Co 47,944 0.0041% 334,099 -594,854 -178.05%239310 11126 Yasuda Fire & Marine Ins Co Of Amer 3,063,270 0.2640% 3,454,147 1,617,826 46.84%68311 212 16535 Zurich American Ins Co 18,219,241 1.5704% 13,410,226 6,583,936 49.10%13

1,160,180,496 100.0000% 1,114,463,502 400,492,510 35.94%Line Total:

California Department of Insurance Page 7 of 7 Rate Specialist Bureau - 06/03/2002

Page 40: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FINANCIAL GUARANTY [10]

ShareRank

1 22896 Aca Financial Guaranty Corp 1,784,385 1.0614% 1,364,952 0 0.00%52 1248 18708 Ambac Assur Corp 58,524,431 34.8114% 28,421,934 2,739 0.01%13 528 20877 Capital Markets Assr Corp 48,269 0.0287% 93,161 0 0.00%64 350 12815 Financial Guaranty Ins Co 12,986,538 7.7246% 7,774,469 1 0.00%45 194 18287 Financial Security Assur Inc 40,251,191 23.9421% 23,902,340 399,887 1.67%36 528 12041 MBIA Ins Corp 54,523,858 32.4318% 34,300,181 -1,538,270 -4.48%2

168,118,672 100.0000% 95,857,037 -1,135,643 -1.18%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 41: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: MEDICAL MALPRACTICE [11]

ShareRank

1 626 22667 Ace American Ins Co 2,258,175 0.3896% 1,841,728 -65,941 -3.58%232 957 19720 American Alt Ins Corp 2,407,695 0.4154% 2,177,040 330,491 15.18%223 218 20427 American Cas Co Of Reading PA 6,449,955 1.1128% 6,031,807 10,841,991 179.75%154 164 12246 American Continental Ins Co 2,950,647 0.5091% 3,916,209 9,026,855 230.50%215 41 10819 American Equity Specialty Ins Co 385,986 0.0666% 741,576 2,087,654 281.52%336 212 26247 American Guarantee & Liability Ins 141,750 0.0245% 143,665 87,121 60.64%427 1125 39152 American Healthcare Ind Co 25,122,753 4.3343% 18,904,424 12,109,931 64.06%68 12 19380 American Home Assur Co 436,316 0.0753% 302,767 121,509 40.13%319 18538 Bancinsure Inc 389,775 0.0672% 206,205 211,319 102.48%3210 761 22810 Chicago Ins Co 10,018,115 1.7284% 8,860,350 -2,127,082 -24.01%1111 18767 Church Mut Ins Co 5,746 0.0010% 5,756 5,862 101.84%5112 608 36412 Claremont Liability Ins Co 1,463,650 0.2525% 1,475,960 -102,789 -6.96%2613 517 20532 Clarendon Natl Ins Co 4,708,461 0.8123% 5,135,025 6,531,802 127.20%1814 553 24872 Connecticut Ind Co 34,844 0.0060% 10,605 568 5.36%4615 218 20443 Continental Cas Co 266,276 0.0459% 2,814,310 -2,372,396 -84.30%3716 40975 Dentists Ins Co 20,933,205 3.6115% 20,656,253 -1,427,870 -6.91%717 831 34495 Doctors Co An Interins Exchn 85,850,716 14.8114% 78,454,833 23,648,615 30.14%318 38 35181 Executive Risk Ind Inc 3,776,303 0.6515% 3,225,384 5,753,218 178.37%2019 158 18864 Fairmont Ins Co 103,755 0.0179% 73,279 33,000 45.03%4320 761 21873 Firemans Fund Ins Co 9,449,191 1.6302% 5,924,861 -3,277,955 -55.33%1321 790 21040 Fremont Ind Co 16,044 0.0028% 25,246 -2,695,598 -10677.33%4722 163 24732 General Ins Co Of Amer 10,071,289 1.7375% 9,930,865 3,693,648 37.19%1023 31 11967 General Star Natl Ins Co 251,476 0.0434% 177,530 56,399 31.77%3824 12 23809 Granite State Ins Co 673,237 0.1162% 631,238 1,608,336 254.79%2925 41 22217 Gulf Ins Co 377,163 0.0651% 822,928 411,148 49.96%3626 1222 10080 Health Providers Mut Ins Co Inc RRG 64,268 0.0111% 64,268 4,360,211 6784.42%4427 12 19429 Insurance Co Of The State Of PA 2,167 0.0004% 8,574 -10,312 -120.27%5228 517 37257 Insurance Corp Of Hannover 150 0.0000% 150 -304,022202681.33%5529 108 27138 Kemper Cas Ins Co 601 0.0001% 601 0 0.00%5430 1172 24422 Legion Ins Co 787,903 0.1359% 713,852 -880,889 -123.40%2831 108 22977 Lumbermens Mut Cas Co 10,649 0.0018% 5,525 0 0.00%4832 2698 33391 Medical Assur Co Inc 377,755 0.0652% 377,755 159,156 42.13%3433 608 32433 Medical Ins Exch Of CA 26,232,409 4.5257% 26,053,230 13,336,347 51.19%534 350 11843 Medical Protective Co 9,828,584 1.6957% 8,220,734 3,862,513 46.99%1235 140 11991 National Cas Co 9,394 0.0016% 31,199 -666,286 -2135.60%4936 218 20478 National Fire Ins Co Of Hartford 10,858,964 1.8734% 18,419,158 16,289,683 88.44%837 761 21881 National Surety Corp 2,077,211 0.3584% 4,209,797 2,979,026 70.76%2438 12 19445 National Union Fire Ins Co Of Pitts 377,696 0.0652% 1,938,649 1,564,430 80.70%3539 2638 15865 NCMIC Ins Co 6,085,313 1.0499% 5,884,753 -1,089,482 -18.51%1640 1282 33200 Norcal Mut Ins Co 159,783,641 27.5666% 151,291,347 86,225,605 56.99%141 181 29874 North American Specialty Ins Co 934,784 0.1613% 845,961 445,101 52.61%2742 43583 Northwest Physicians Mut Ins Co 4,119,320 0.7107% 4,656,901 985,742 21.17%1943 1129 21962 Pennsylvania General Ins Co 6,480 0.0011% 6,428 17,345 269.84%5044 36234 Preferred Professional Ins Co 1,701 0.0003% 1,669 -123,655 -7408.93%5345 831 34487 Professional Undrwtrs Liab Ins Co 6,063,716 1.0461% 4,916,646 1,115,609 22.69%1746 1125 10352 Scpie Ind Co 99,045,726 17.0878% 97,955,813 51,994,943 53.08%247 164 24767 St Paul Fire & Marine Ins Co 10,543,404 1.8190% 10,258,989 16,153,716 157.46%948 164 41750 St Paul Medical Liability Ins Co 211,932 0.0366% 253,553 -39,793 -15.69%40

California Department of Insurance Page 1 of 2 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: MEDICAL MALPRACTICE [11]

ShareRank

49 164 24791 St Paul Mercury Ins Co 571,459 0.0986% 709,312 3,199,872 451.12%3050 158 25496 TIG Ind Co 49,118 0.0085% 61,570 14,999 24.36%4551 158 25534 TIG Ins Co 9,297,534 1.6041% 10,132,267 2,259,418 22.30%1452 161 18031 Topa Ins Co 169,943 0.0293% 156,760 59,337 37.85%4153 218 20494 Transportation Ins Co 143 0.0000% 4,443 0 0.00%5654 212 21709 Truck Ins Exch 41,711,488 7.1963% 40,188,976 55,112,125 137.13%455 350 34207 Westport Ins Corp 239,174 0.0413% 175,495 261,602 149.07%3956 212 16535 Zurich American Ins Co 1,621,549 0.2798% 2,165,663 -344,644 -15.91%25

579,626,699 100.0000% 562,199,882 321,427,533 57.17%Line Total:

California Department of Insurance Page 2 of 2 Rate Specialist Bureau - 06/03/2002

Page 43: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: EARTHQUAKE [12]

ShareRank

1 626 22667 Ace American Ins Co 4,053,678 0.4323% 2,065,204 -337,900 -16.36%292 626 20702 Ace Fire Underwriters Ins Co 7,795 0.0008% 15,917 475 2.98%1393 626 20699 Ace Prop & Cas Ins Co 7,811 0.0008% 7,963 -1,599 -20.08%1374 761 35300 Allianz Ins Co 2,570,711 0.2742% 1,268,283 455,977 35.95%395 140 42579 Allied Prop & Cas Ins Co 3,922,494 0.4183% 4,331,566 57,312 1.32%316 8 19232 Allstate Ins Co 3,008,255 0.3208% 3,146,423 86,211,048 2739.97%377 140 19100 Amco Ins Co 13,307,556 1.4193% 12,950,789 175,629 1.36%128 553 24589 American & Foreign Ins Co 85,367 0.0091% 77,374 350 0.45%1019 218 20427 American Cas Co Of Reading PA 691 0.0001% 348 96,482 27724.71%16010 163 19690 American Economy Ins Co 66,775 0.0071% 80,484 579,168 719.61%10711 41 10819 American Equity Specialty Ins Co 1,850 0.0002% 1,827 0 0.00%15512 212 26247 American Guarantee & Liability Ins 4,726,752 0.5041% 4,034,111 0 0.00%2513 291 13331 American Hardware Mut Ins Co 228,682 0.0244% 230,758 275 0.12%8614 761 21857 American Ins Co 33,848 0.0036% 34,287 -26,918 -78.51%11515 12 43761 American Intl Ins Co Of CA 1,165,412 0.1243% 391,821 72,258 18.44%5216 108 30562 American Manufacturers Mut Ins Co 3,895,779 0.4155% 3,939,441 147,265 3.74%3217 108 22918 American Motorists Ins Co 317,718 0.0339% 332,306 12,150 3.66%7818 108 18910 American Protection Ins Co 322,725 0.0344% 286,561 -6,926 -2.42%7719 163 19704 American States Ins Co 8,345 0.0009% 7,980 653 8.18%13620 28 19976 Amica Mut Ins Co 5,919,008 0.6313% 5,565,531 -330,312 -5.93%2321 761 21865 Associated Ind Corp 5,086,865 0.5425% 5,148,537 33,948 0.66%2422 785 27189 Associated Intl Ins Co 6,794,982 0.7247% 6,659,169 4 0.00%2123 41 21296 Associates Ins Co 29,261 0.0031% 29,261 0 0.00%11924 212 19305 Assurance Co Of Amer 172,543 0.0184% 128,904 -10,388 -8.06%9025 24 19895 Atlantic Mut Ins Co 11,718 0.0012% 11,140 381 3.42%13226 968 11835 AXA Re Amer Ins Co 60,000 0.0064% 2,500 447 17.88%10927 1330 24813 Balboa Ins Co 2,093 0.0002% 3,264 1,271 38.94%15328 98 32603 Berkley Ins Co 25,257 0.0027% 26,170 19,621 74.98%12329 802 13544 California Capital Ins Co 4,131,152 0.4406% 4,297,100 96,996 2.26%2830 33 20117 California Cas Ind Exch 255,720 0.0273% 256,029 378 0.15%8431 33 20125 California Cas Ins Co 1,973,432 0.2105% 1,949,468 1,357 0.07%4032 10779 CALIFORNIA EARTHQUAKE AUTHORITY 424,185,211 45.2396% 426,541,469 129,472 0.03%133 26905 Century-Natl Ins Co 6,865,109 0.7322% 7,842,469 -472,865 -6.03%2034 517 20532 Clarendon Natl Ins Co 11,901,900 1.2693% 7,280,128 549,083 7.54%1435 218 20443 Continental Cas Co 250 0.0000% 120 63,906 53255.00%16336 218 35289 Continental Ins Co 7,810 0.0008% 7,444 -300,127 -4031.80%13837 240 10499 DaimlerChrysler Ins Co 387,013 0.0413% 376,511 119 0.03%7438 140 42587 Depositors Ins Co 32,370 0.0035% 32,326 618 1.91%11639 164 36463 Discover Prop & Cas Ins Co 101,807 0.0109% 62,744 10,436 16.63%9540 802 12890 Eagle West Ins Co 17,494 0.0019% 24,749 365 1.47%12641 62 21407 Emcasco Ins Co 1,883 0.0002% 3,020 0 0.00%15442 212 21326 Empire Fire & Marine Ins Co 35,019,866 3.7349% 17,604,096 3,800,000 21.59%543 111 21458 Employers Ins of Wausau 514,453 0.0549% 724,076 12,804 1.77%6744 62 21415 Employers Mut Cas Co 52,214 0.0056% 38,383 0 0.00%11145 158 18864 Fairmont Ins Co 8,999 0.0010% 1,300 0 0.00%13546 212 21652 Farmers Ins Exch 608,911 0.0649% 402,134 2,721,318 676.72%6247 38 20281 Federal Ins Co 10,277,376 1.0961% 10,050,513 220,595 2.19%1548 7 13935 Federated Mut Ins Co 612,283 0.0653% 610,416 17 0.00%61

California Department of Insurance Page 1 of 4 Rate Specialist Bureau - 06/03/2002

Page 44: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: EARTHQUAKE [12]

ShareRank

49 7 28304 Federated Service Ins Co 63,763 0.0068% 52,182 0 0.00%10850 212 39306 Fidelity & Deposit Co Of MD 272,852 0.0291% 190,357 450,614 236.72%8051 164 35386 Fidelity & Guaranty Ins Co 6,569 0.0007% 6,180 -111 -1.80%14352 164 25879 Fidelity & Guaranty Ins Underwriters 39,089 0.0042% 49,060 82 0.17%11353 761 21873 Firemans Fund Ins Co 13,765,950 1.4681% 13,408,970 274,460 2.05%1054 70 37710 First American Prop & Cas Ins Co 12,279 0.0013% 9,220 0 0.00%13055 70 34525 First American Specilaty Ins Co 439,652 0.0469% 440,392 0 0.00%7256 163 24724 First Natl Ins Co Of Amer 267,825 0.0286% 184,205 409 0.22%8257 163 24732 General Ins Co Of Amer 98,021 0.0105% 93,654 872 0.93%9658 749 16063 General Security Ins Co 256,418 0.0273% 273,566 31,167 11.39%8359 11231 Generali Us Branch 6,051 0.0006% 6,479 17,059 263.30%14460 164 10799 Geovera Ins Co 58,491,336 6.2381% 55,528,109 0 0.00%261 218 34622 Glens Falls Ins Co 9,543 0.0010% 1,972,433 0 0.00%13462 553 24600 Globe Ind Co 4 0.0000% 4 -105 -2625.00%16663 39861 Golden Bear Ins Co 8,310,726 0.8863% 6,842,336 -30,000 -0.44%1764 31 22063 Government Employees Ins Co 1 0.0000% 1 5,112511200.00%16765 83 22101 Grange Ins Assn 626 0.0001% 4,154 10,274 247.33%16166 84 26832 Great American Alliance Ins Co 8,932,686 0.9527% 4,289,259 -3,757 -0.09%1667 84 26344 Great American Assur Co 19,310,061 2.0594% 11,071,779 -274 0.00%968 84 16691 Great American Ins Co 70,613 0.0075% 54,654 379 0.69%10669 84 22136 Great American Ins Co of NY 73,213 0.0078% 42,210 -6,393 -15.15%10470 84 33723 Great American Spirit Ins Co 235,243 0.0251% 247,673 -6,941 -2.80%8571 1285 22322 Greenwich Ins Co 7,404,358 0.7897% 6,418,486 -737,220 -11.49%1972 41 22217 Gulf Ins Co 6,744 0.0007% 4,732 0 0.00%14073 26433 Harco Natl Ins Co 56,743 0.0061% 44,675 0 0.00%11074 91 29424 Hartford Cas Ins Co 2,961,239 0.3158% 2,952,709 -5,000 -0.17%3875 91 19682 Hartford Fire In Co 465,923 0.0497% 1,306,821 -1,156,951 -88.53%7076 91 37478 Hartford Ins Co Of The Midwest 3,687 0.0004% 8,969 0 0.00%14877 91 30104 Hartford Underwriters Ins Co 7,685,680 0.8197% 7,629,457 -689 -0.01%1878 958 22438 Hawaiian Ins & Gty Co Ltd 279,930 0.0299% 322,346 -42,753 -13.26%7979 300 22578 Horace Mann Ins Co 571,293 0.0609% 563,342 0 0.00%6480 300 22756 Horace Mann Prop & Cas Ins Co 883,462 0.0942% 932,684 1,169 0.13%5681 626 22713 Insurance Co Of North Amer 31,697 0.0034% 73,262 -45,822 -62.55%11782 922 27847 Insurance Co Of The West 21,996,819 2.3460% 21,470,625 -377,642 -1.76%883 1314 18341 Insurance Corp Of NY 1,374,181 0.1466% 1,512,319 0 0.00%4884 111 42404 Liberty Ins Corp 28,200 0.0030% 31,670 -12 -0.04%12085 111 23035 Liberty Mut Fire Ins Co 1,361,259 0.1452% 1,491,357 863,175 57.88%4986 111 23043 Liberty Mut Ins Co 2,510 0.0003% 2,742 3,905 142.41%15187 108 22977 Lumbermens Mut Cas Co 506,323 0.0540% 454,617 23,046 5.07%6888 23108 Lumbermens Underwriting Alliance 81,734 0.0087% 91,065 0 0.00%10389 212 19356 Maryland Cas Co 18,474 0.0020% 8,422 37,055 439.98%12590 15768 Merced Mut Ins Co 113,849 0.0121% 122,669 353 0.29%9391 660 11908 Mercury Cas Co 145,849 0.0156% 141,635 272 0.19%9292 1330 24821 Meritplan Ins Co 158,644 0.0169% 156,362 67,378 43.09%9193 241 25321 Metropolitan Drt Prop & Cas Ins Co 782,318 0.0834% 721,589 5,684 0.79%5794 14508 Michigan Millers Mut Ins Co 1,655,196 0.1765% 1,712,284 441,049 25.76%4595 212 21687 Mid-Century Ins Co 1,760,187 0.1877% 1,954,936 382,908 19.59%4396 27480 Mid-State Mut Ins Co 94,335 0.0101% 99,964 -5,000 -5.00%98

California Department of Insurance Page 2 of 4 Rate Specialist Bureau - 06/03/2002

Page 45: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: EARTHQUAKE [12]

ShareRank

97 227 23655 Modern Service Ins Co 3,894 0.0004% 4,200 0 0.00%14698 802 23540 Monterey Ins Co 26,309 0.0028% 16,173 284 1.76%12299 227 23647 Mutual Service Cas Ins Co 702,317 0.0749% 1,211,747 0 0.00%59100 659 23701 National Automobile & Cas Ins Co 428,504 0.0457% 453,034 232 0.05%73101 140 11991 National Cas Co 6,692 0.0007% 7,032 0 0.00%141102 218 20478 National Fire Ins Co Of Hartford 2,692 0.0003% 5,138 0 0.00%150103 31 20087 National Ind Co 13,185,800 1.4063% 2,355,524 0 0.00%13104 761 21881 National Surety Corp 11,051 0.0012% 9,314 -9,623 -103.32%133105 140 23779 Nationwide Mut Fire Ins Co 1,086,657 0.1159% 1,061,167 1,694 0.16%53106 140 23787 Nationwide Mut Ins Co 1,453,511 0.1550% 954,080 4,235 0.44%47107 111 24171 Netherlands Ins Co The 1,313 0.0001% 437 0 0.00%157108 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 12,964 0.0014% 12,418 -8,968 -72.22%128109 181 29874 North American Specialty Ins Co 2,872 0.0003% 5,380 100 1.86%149110 158 21105 North River Ins Co 52,051 0.0056% 23,686 202 0.85%112111 212 19372 Northern Ins Co Of NY 269,626 0.0288% 250,473 -68 -0.03%81112 1129 20621 OneBeacon America Ins Co 1,674,902 0.1786% 1,900,355 -4,200 -0.22%44113 1129 21970 OneBeacon Ins Co 11,898 0.0013% 16,096 0 0.00%131114 645 14907 Oregon Mut Ins Co 1,453,746 0.1550% 1,468,119 28,444 1.94%46115 1116 41408 Pacific Automobile Ins Co 1,218 0.0001% 614 0 0.00%159116 38 20346 Pacific Ind Co 346,943 0.0370% 322,672 70,021 21.70%75117 1116 23930 Pacific Natl Ins Co 54 0.0000% 1,021 0 0.00%165118 164 10887 Pacific Select Property Ins Co 28,813,826 3.0730% 29,760,203 0 0.00%6119 2898 37850 Pacific Specialty Ins Co 3,511,283 0.3745% 3,254,634 0 0.00%34120 111 24198 Peerless Ins Co 337,129 0.0360% 101,354 0 0.00%76121 1129 21962 Pennsylvania General Ins Co 107,513 0.0115% 108,214 -14,184 -13.11%94122 800 15776 Residence Mut Ins Co 1,777,416 0.1896% 1,829,180 12,875 0.70%42123 83 22128 Rocky Mountain Fire & Cas Co 2,117 0.0002% 1,884 125 6.63%152124 553 24678 Royal Ind Co 13,628,297 1.4535% 11,867,651 8,890 0.07%11125 553 26980 Royal Ins Co Of Amer 574,575 0.0613% 576,701 7,570 1.31%63126 163 24740 Safeco Ins Co Of Amer 1,243,891 0.1327% 1,495,319 5,056,377 338.15%50127 163 39012 Safeco Ins Co Of IL 23,418,272 2.4976% 23,249,580 236,360 1.02%7128 553 24694 Safeguard Ins Co 1,828 0.0002% 1,794 9 0.50%156129 169 24988 Sentry Ins A Mut Co 5,338 0.0006% 5,209 304 5.84%145130 169 21180 Sentry Select Ins Co 485,297 0.0518% 628,513 60,245 9.59%69131 772 22985 Sequoia Ins Co 624,182 0.0666% 546,898 1,310 0.24%60132 108 20524 Specialty Natl Ins Co 23,497 0.0025% 10,888 -8 -0.07%124133 164 24767 St Paul Fire & Marine Ins Co 1,022,745 0.1091% 1,084,459 -6,785 -0.63%54134 164 24775 St Paul Guardian Ins Co 87,441 0.0093% 67,538 1,155 1.71%100135 164 24791 St Paul Mercury Ins Co 186,649 0.0199% 248,666 -3,545 -1.43%89136 41 19070 Standard Fire Ins Co 3,145,542 0.3355% 3,256,283 15,906 0.49%36137 176 25151 State Farm General Ins Co 50,504,088 5.3863% 52,179,907 5,031,106 9.64%3138 32107 Sutter Ins Co 6,687 0.0007% 5,292 0 0.00%142139 158 25496 TIG Ind Co 625 0.0001% 625 1,000 160.00%162140 158 25534 TIG Ins Co 1,196,641 0.1276% 1,195,774 120,052 10.04%51141 161 18031 Topa Ins Co 1,232 0.0001% 1,211 -259 -21.39%158142 218 20486 Transcontinental Ins Co 139 0.0000% 116 0 0.00%164143 41 25682 Travelers Ind Co Of CT 3,703 0.0004% 6,973 -10,050 -144.13%147144 41 25674 Travelers Ind Co Of IL 3,592,938 0.3832% 4,653,532 -396,671 -8.52%33

California Department of Insurance Page 3 of 4 Rate Specialist Bureau - 06/03/2002

Page 46: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: EARTHQUAKE [12]

ShareRank

145 41 36161 Travelers Prop Cas Ins Co 4,528,720 0.4830% 4,667,958 -1,435 -0.03%27146 212 21709 Truck Ins Exch 3,383,513 0.3609% 3,337,670 155,784,266 4667.46%35147 400 25747 Unigard Ins Co 723,955 0.0772% 743,867 34,205 4.60%58148 215 11142 United Cas Ins Co Of Amer 192,008 0.0205% 201,867 553 0.27%88149 200 25941 United Services Auto Assoc 93,866 0.0100% 112,557 -490,606 -435.87%99150 158 21113 United States Fire Ins Co 6,650,927 0.7093% 3,565,638 23,914 0.67%22151 212 41181 Universal Underwriters Ins Co 1,830,309 0.1952% 1,335,406 50 0.00%41152 164 25887 US Fidelity & Guaranty Co 35,922 0.0038% 67,685 -358 -0.53%114153 200 25968 USAA Cas Ins Co 27,159 0.0029% 30,297 -17,628 -58.18%121154 212 26611 Valiant Ins Co 70,637 0.0075% 68,385 11,146 16.30%105155 218 20508 Valley Forge Ins Co 12,410 0.0013% 11,326 0 0.00%129156 215 14133 Valley Ins Co 85,218 0.0091% 95,368 709 0.74%102157 38 20397 Vigilant Ins Co 981,213 0.1046% 951,443 416 0.04%55158 111 26069 Wausau Business Ins Co 29,936 0.0032% 21,962 0 0.00%118159 111 26042 Wausau Underwriters Ins Co 13,993 0.0015% 13,993 0 0.00%127160 1179 10683 Wawanesa General Ins Co 516,322 0.0551% 448,275 -2,629 -0.59%66161 1179 31526 Wawanesa Mut Ins Co Us Branch 445,765 0.0475% 469,030 -1,518 -0.32%71162 626 21121 Westchester Fire Ins Co 39,643,182 4.2280% 37,264,591 9,788,604 26.27%4163 800 13625 Western Mut Ins Co 530,017 0.0565% 595,127 148,314 24.92%65164 350 34207 Westport Ins Corp 4,641,023 0.4950% 5,490,037 29,136 0.53%26165 1285 24554 Winterthur Intl Amer Ins Co 94,700 0.0101% 203,574 219,998 108.07%97166 11126 Yasuda Fire & Marine Ins Co Of Amer 201,877 0.0215% 214,830 0 0.00%87167 212 16535 Zurich American Ins Co 3,987,517 0.4253% 3,631,812 607,816 16.74%30

937,640,473 100.0000% 883,638,806 270,521,983 30.61%Line Total:

California Department of Insurance Page 4 of 4 Rate Specialist Bureau - 06/03/2002

Page 47: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GROUP A AND H [13]

ShareRank

1 626 22667 Ace American Ins Co 1,052,024 0.2881% 579,950 142,445 24.56%212 19 10111 American Bankers Ins Co Of FL 5,919,786 1.6212% 5,925,481 -787,500 -13.29%103 218 20427 American Cas Co Of Reading PA 765,839 0.2097% 767,878 -3,264 -0.43%244 12 19380 American Home Assur Co 2,539,819 0.6956% 2,528,903 3,688,605 145.86%155 19 19615 American Reliable Ins Co 2,007,524 0.5498% 2,007,524 545,447 27.17%176 19 42978 American Security Ins Co 90,905 0.0249% 90,905 15,897 17.49%377 4 27928 Amex Assur Co 16,040,801 4.3931% 15,566,627 2,710,127 17.41%48 984 10367 Avemco Ins Co 13,820,727 3.7851% 13,820,727 17,432,823 126.14%59 1330 24813 Balboa Ins Co 679,567 0.1861% 682,315 150,528 22.06%2610 23 38245 BCS Ins Co 11,349,770 3.1083% 11,349,770 10,501,970 92.53%711 140 18961 Calfarm Ins Co 111,503,234 30.5372% 110,172,093 108,317,156 98.32%112 1278 15539 California State Auto Asn Inter-Ins 895,193 0.2452% 921,178 569,727 61.85%2213 31 34274 Central States Ind Co Of Omaha 4,024 0.0011% 4,024 4,131 102.66%4514 212 34649 Centre Ins Co 1,217,054 0.3333% 1,217,054 325,914 26.78%1915 517 20532 Clarendon Natl Ins Co 1,604,306 0.4394% 1,604,306 2,346,744 146.28%1816 350 20796 Colonial Penn Franklin Ins Co 403,832 0.1106% 443,514 171,832 38.74%2817 350 34789 Colonial Penn Ins Co 214 0.0001% 183 0 0.00%5018 218 20443 Continental Cas Co 95,730,483 26.2176% 92,617,401 -20,487,755 -22.12%219 218 35289 Continental Ins Co 2,743,488 0.7514% 2,743,488 283,128 10.32%1420 111 21458 Employers Ins of Wausau 87,303 0.0239% 88,453 146,779 165.94%3821 350 39845 Employers Reins Corp 8,401,986 2.3010% 8,401,986 4,417,699 52.58%922 31 44784 Fairfield Ins Co 362,755 0.0993% 362,755 187,015 51.55%2923 38 20281 Federal Ins Co 8,743,524 2.3946% 8,670,778 5,492,634 63.35%824 7 13935 Federated Mut Ins Co 6,892 0.0019% 6,728 596 8.86%4425 181 38830 Fort Wayne Hlth & Cas Ins Co 12,906,784 3.5348% 12,871,553 10,965,559 85.19%626 31 22063 Government Employees Ins Co 1,106 0.0003% 1,078 51 4.73%4827 84 16691 Great American Ins Co 95,690 0.0262% 32,428 3,770 11.63%3628 91 19682 Hartford Fire In Co 1,090,394 0.2986% 1,120,487 674,901 60.23%2029 626 22713 Insurance Co Of North Amer 693,406 0.1899% 743,928 392,492 52.76%2530 12 19429 Insurance Co Of The State Of PA 77,977 0.0214% 164,196 1,842,071 1121.87%3931 1172 24422 Legion Ins Co 818,654 0.2242% 818,654 -10,084,455 -1231.83%2332 108 22977 Lumbermens Mut Cas Co 2,320,066 0.6354% 2,320,066 2,631,538 113.43%1633 140 11991 National Cas Co 246,154 0.0674% 262,338 77,768 29.64%3234 12 19445 National Union Fire Ins Co Of Pitts 3,764,480 1.0310% 3,806,620 14,464,910 379.99%1335 150 24147 Old Republic Ins Co 2,205 0.0006% 2,205 -15,943 -723.04%4636 1129 20621 OneBeacon America Ins Co 39,962 0.0109% 36,029 5,102 14.16%4137 38 20346 Pacific Ind Co 639 0.0002% 639 -562 -87.95%4938 783 13056 RLI Ins Co 7,486 0.0021% 13,299 7,568 56.91%4339 553 24902 Security Ins Co Of Hartford 120,317 0.0330% 137,029 39,377 28.74%3440 169 24988 Sentry Ins A Mut Co 298,304 0.0817% 298,304 160,419 53.78%3141 169 21180 Sentry Select Ins Co 22,979 0.0063% 22,979 89,377 388.95%4242 748 18023 Star Ins Co 525,696 0.1440% 550,490 638,354 115.96%2743 176 25178 State Farm Mut Auto Ins Co 45,623,401 12.4948% 45,623,401 40,968,905 89.80%344 468 10952 Stonebridge Casualty Ins Co 1,295 0.0004% 1,314 -83 -6.32%4745 158 25534 TIG Ins Co 5,157,923 1.4126% 5,157,923 1,815,564 35.20%1146 781 37893 Ulico Cas Co 101,861 0.0279% 101,861 220,151 216.13%3547 984 29599 US Specialty Ins Co 323,721 0.0887% 150,255 2,052 1.37%3048 1172 19577 Villanova Ins Co 47,040 0.0129% 47,040 37,239 79.16%40

California Department of Insurance Page 1 of 2 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GROUP A AND H [13]

ShareRank

49 29947 Western Growers Ins Co 215,984 0.0592% 215,984 -66,086 -30.60%3350 212 16535 Zurich American Ins Co 4,663,856 1.2773% 4,685,594 -405,769 -8.66%12

365,138,430 100.0000% 359,759,715 200,636,948 55.77%Line Total:

California Department of Insurance Page 2 of 2 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: CREDIT A&H(GRP&IND) [14]

ShareRank

1 8 19232 Allstate Ins Co 18,699,832 17.4752% 18,157,745 1,417,765 7.81%32 19 10111 American Bankers Ins Co Of FL 31,653,573 29.5806% 31,638,293 2,556,887 8.08%23 19 42978 American Security Ins Co 46,372,077 43.3352% 46,372,077 1,399,242 3.02%14 31 34274 Central States Ind Co Of Omaha 9,715,426 9.0792% 9,715,426 4,050,305 41.69%45 350 32077 Montgomery Ward Ins Co 48 0.0000% 58 32 55.17%76 19 42986 Standard Guaranty Ins Co 410,248 0.3834% 1,540,166 79,606 5.17%57 176 25178 State Farm Mut Auto Ins Co 156,647 0.1464% 607,020 209,485 34.51%6

107,007,851 100.0000% 108,030,785 9,713,322 8.99%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COLLECTIVELY RENEWABLE A&H [15.1]

ShareRank

1 19 42978 American Security Ins Co 10,999 1.8759% 10,999 20,483 186.23%22 350 20796 Colonial Penn Franklin Ins Co 39 0.0067% 40 0 0.00%53 218 20443 Continental Cas Co 412 0.0703% 16,826 19,699 117.07%44 31 22063 Government Employees Ins Co 1,292 0.2204% 1,121 60 5.35%35 140 11991 National Cas Co 573,583 97.8268% 580,749 1,124,629 193.65%1

586,325 100.0000% 609,735 1,164,871 191.05%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: NON-CANCELLABLE A&H [15.2]

ShareRank

1 111 23043 Liberty Mut Ins Co 26,186 90.7126% 26,186 69,537 265.55%12 143 23914 Northwestern Ntl Ins Co Milwaukee 2,586 8.9583% 3,250 0 0.00%23 468 10952 Stonebridge Casualty Ins Co 95 0.3291% 83 10 12.05%3

28,867 100.0000% 29,519 69,547 235.60%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GUARANTEED RENEWABLE A&H [15.3]

ShareRank

1 1129 20613 American Employers Ins Co 205 0.0003% 205 0 0.00%112 163 19704 American States Ins Co 174,521 0.2660% 151,048 124,620 82.50%53 4 27928 Amex Assur Co 1,687 0.0026% 1,419 616 43.41%84 350 20796 Colonial Penn Franklin Ins Co 7,905 0.0120% 8,270 4,243 51.31%75 350 34789 Colonial Penn Ins Co 382 0.0006% 334 0 0.00%96 218 20443 Continental Cas Co 42,079,093 64.1346% 14,911,791 13,966,550 93.66%17 111 23043 Liberty Mut Ins Co 286 0.0004% 381 -158 -41.47%108 364 31119 Mutual Protective Ins Co 1,422,804 2.1686% 1,357,714 1,046,575 77.08%39 140 11991 National Cas Co 10,354 0.0158% 10,490 -3,453 -32.92%610 143 23914 Northwestern Ntl Ins Co Milwaukee 236,567 0.3606% 152,356 907,619 595.72%411 176 25178 State Farm Mut Auto Ins Co 21,676,814 33.0386% 13,698,829 11,400,249 83.22%2

65,610,618 100.0000% 30,292,837 27,446,861 90.61%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: NON-RENEWABLE FOR STATED REASONS ONLY [15.4]

ShareRank

1 218 20427 American Cas Co Of Reading PA 64 0.0006% 64 0 0.00%72 350 20796 Colonial Penn Franklin Ins Co 3,155 0.0286% 3,454 1,030 29.82%53 218 20443 Continental Cas Co 3,193 0.0289% 56,567 53,390 94.38%44 364 31119 Mutual Protective Ins Co 10,503 0.0952% 13,569 8,264 60.90%25 140 11991 National Cas Co 4,845 0.0439% 4,708 29,855 634.13%36 176 25178 State Farm Mut Auto Ins Co 11,011,579 99.8017% 11,211,610 8,466,423 75.51%17 218 20494 Transportation Ins Co 123 0.0011% 123 0 0.00%6

11,033,462 100.0000% 11,290,095 8,558,962 75.81%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER ACCIDENT ONLY [15.5]

ShareRank

1 761 21849 American Automobile Ins Co 2,124,748 6.0414% 2,237,301 320,855 14.34%42 12 19380 American Home Assur Co 121,659 0.3459% 119,786 108,155 90.29%63 4 27928 Amex Assur Co 508 0.0014% 518 0 0.00%114 1278 15539 California State Auto Asn Inter-Ins 2,680,892 7.6227% 2,824,836 1,373,002 48.60%35 38 20281 Federal Ins Co 11,434 0.0325% 11,377 -323 -2.84%86 41 22217 Gulf Ins Co 22,036,173 62.6563% 22,045,478 1,456,140 6.61%17 364 31119 Mutual Protective Ins Co 5 0.0000% 5 0 0.00%138 140 11991 National Cas Co 39,327 0.1118% 39,383 16,943 43.02%79 140 23787 Nationwide Mut Ins Co 95 0.0003% 95 1 1.05%1210 150 24147 Old Republic Ins Co 6,636,279 18.8692% 6,871,970 3,424,062 49.83%211 38 20346 Pacific Ind Co 1,047 0.0030% 2,015 -707 -35.09%1012 176 25178 State Farm Mut Auto Ins Co 1,863 0.0053% 1,796 0 0.00%913 158 25534 TIG Ins Co 1,515,880 4.3102% 1,481,686 607,333 40.99%5

35,169,910 100.0000% 35,636,246 7,305,461 20.50%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: ALL OTHER A&H [15.6]

ShareRank

1 626 20702 Ace Fire Underwriters Ins Co 373,991 3.6141% 375,536 -81,429 -21.68%72 19 10111 American Bankers Ins Co Of FL 2,221,121 21.4642% 2,221,144 190,468 8.58%23 164 12246 American Continental Ins Co 945,575 9.1377% 945,575 4,248,606 449.31%54 291 13331 American Hardware Mut Ins Co 10,424 0.1007% 11,332 26,041 229.80%105 19 19615 American Reliable Ins Co 362,094 3.4992% 655,238 7,936 1.21%86 517 20532 Clarendon Natl Ins Co 1,175,897 11.3635% 1,175,897 1,389,947 118.20%47 317 40827 Combined Specialty Ins Co 3,601 0.0348% 3,546 678 19.12%118 626 22713 Insurance Co Of North Amer 1,688 0.0163% 1,365 0 0.00%129 785 38970 Markel Ins Co 1,257,087 12.1481% 1,200,740 469,422 39.09%310 140 11991 National Cas Co 145 0.0014% 141 0 0.00%1311 574 31089 Republic Western Ins Co 412,082 3.9822% 412,082 13,119 3.18%612 176 25178 State Farm Mut Auto Ins Co 3,488,660 33.7132% 3,458,194 2,616,192 75.65%113 164 25887 US Fidelity & Guaranty Co 95,684 0.9247% 85,008 68,612 80.71%9

10,348,049 100.0000% 10,545,798 8,949,592 84.86%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FEDERAL EMPLOYEES HEALTH BENEFITS PROG [15.7]

ShareRank

1 218 35106 Niagara Fire Ins Co 71,932,889 100.0000% 71,932,889 61,443,124 85.42%1

71,932,889 100.0000% 71,932,889 61,443,124 85.42%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: WORKERS' COMPENSATION [16]

ShareRank

1 225 20010 Acceptance Ind Ins Co 20,582,353 0.2439% 19,587,550 17,320,022 88.42%772 626 22667 Ace American Ins Co 30,371,295 0.3599% 28,623,452 7,794,705 27.23%473 626 20702 Ace Fire Underwriters Ins Co 8,567,551 0.1015% 7,485,302 7,118,360 95.10%1074 626 10030 Ace Ind Ins Co 476,821 0.0056% 442,915 251,945 56.88%1865 626 20699 Ace Prop & Cas Ins Co 144,551 0.0017% 83,569 2,842,805 3401.75%2076 12 19399 AIU Ins Co 77,031 0.0009% 380,735 204,901 53.82%2137 38733 Alaska Nat Ins Co 20,587,613 0.2439% 18,206,481 12,434,661 68.30%768 10221 Alistar Ins Co 837,872 0.0099% 304,824 1,846,267 605.68%1739 761 35300 Allianz Ins Co 907,656 0.0108% 907,656 1,598,845 176.15%17210 8 19232 Allstate Ins Co 8,396 0.0001% 349,630 -875,278 -250.34%23111 553 24589 American & Foreign Ins Co 2,881,378 0.0341% 3,113,125 1,962,135 63.03%14512 957 19720 American Alt Ins Corp 48,211,746 0.5713% 59,931,927 58,831,821 98.16%2813 761 21849 American Automobile Ins Co 23,118,049 0.2739% 32,426,734 38,573,443 118.96%6914 218 20427 American Cas Co Of Reading PA 53,652,960 0.6357% 46,232,686 77,295,509 167.19%2515 163 19690 American Economy Ins Co 1,811,453 0.0215% 1,744,046 1,063,278 60.97%15616 1129 20613 American Employers Ins Co 784,266 0.0093% 1,233,280 1,282,743 104.01%17817 212 26247 American Guarantee & Liability Ins 8,323,050 0.0986% 9,092,680 16,096,717 177.03%10818 291 13331 American Hardware Mut Ins Co 601,117 0.0071% 610,618 663,594 108.68%18319 12 19380 American Home Assur Co 94,795,341 1.1232% 95,175,217 62,180,037 65.33%1320 761 21857 American Ins Co 50,712,769 0.6009% 54,273,966 102,514,586 188.88%2721 680 31895 American Interstate Ins Co 229,116 0.0027% 2,086,429 756,194 36.24%20022 12 43761 American Intl Ins Co Of CA 12,049 0.0001% 8,638 1,624 18.80%22623 108 30562 American Manufacturers Mut Ins Co 57,486,057 0.6811% 50,385,591 35,572,549 70.60%2224 108 22918 American Motorists Ins Co 41,811,766 0.4954% 35,628,726 100,149,461 281.09%3625 108 18910 American Protection Ins Co 64,071,309 0.7592% 64,297,348 53,716,623 83.54%2026 1346 39969 American Safety Cas Ins Co 22,955,714 0.2720% 23,239,183 15,481,813 66.62%7127 163 19704 American States Ins Co 6,547,940 0.0776% 6,232,269 4,797,036 76.97%11828 212 40142 American Zurich Ins Co 36,324,086 0.4304% 33,520,523 33,719,036 100.59%3929 124 23396 Amerisure Mut Ins Co 432,789 0.0051% 381,727 384,895 100.83%18930 457 19801 Argonaut Ins Co 31,174,299 0.3694% 32,927,183 48,919,851 148.57%4531 457 19828 Argonaut-Midwest Ins Co 422,156 0.0050% 505,377 358,934 71.02%19032 457 19844 Argonaut-Southwest Ins Co 4,919,089 0.0583% 5,145,165 8,097,139 157.37%13133 761 21865 Associated Ind Corp 3,667,994 0.0435% 4,526,628 10,156,459 224.37%13934 212 19305 Assurance Co Of Amer 794,117 0.0094% 713,138 359,105 50.36%17735 24 19895 Atlantic Mut Ins Co 43,173,835 0.5116% 41,401,584 58,570,667 141.47%3536 626 18279 Bankers Standard Ins Co 752,491 0.0089% 667,940 -490,636 -73.46%17937 41394 Benchmark Ins Co 183,534 0.0022% 183,092 5,177 2.83%20538 150 20095 Bituminous Cas Corp 339 0.0000% 1,161 -45,000 -3875.97%23339 150 20109 Bituminous Fire & Marine Ins Co 21 0.0000% 21 31,400 49523.81%23540 33 20117 California Cas Ind Exch 48,863 0.0006% 47,652 -3,080,541 -6464.66%21541 33 20125 California Cas Ins Co 198,573 0.0024% 193,675 -503,758 -260.10%20342 829 32271 California Ind Ins Co 128,348,018 1.5208% 129,449,054 141,899,431 109.62%843 1 10520 Care West Ins Co 6,090,324 0.0722% 6,235,334 6,690,103 107.29%12244 56 21237 Casualty Reciprocal Exch 28,312,117 0.3355% 32,459,501 26,057,085 80.28%5045 24 19909 Centennial Ins Co 7,144,841 0.0847% 6,639,682 10,045,760 151.30%11546 18767 Church Mut Ins Co 6,068,121 0.0719% 5,351,479 2,706,039 50.57%12347 244 10677 Cincinnati Ins Co 928,923 0.0110% 888,656 754,214 84.87%17148 212 10315 Civic Property & Cas Co 30,940 0.0004% 25,373 5,352 21.09%221

California Department of Insurance Page 1 of 5 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: WORKERS' COMPENSATION [16]

ShareRank

49 517 20532 Clarendon Natl Ins Co 100,357,161 1.1891% 83,251,413 9,958,318 11.96%1150 317 40827 Combined Specialty Ins Co 29,979,880 0.3552% 31,805,729 25,602,427 80.50%4851 12 19410 Commerce & Industry Ins Co 55,340,562 0.6557% 34,877,863 18,807,527 53.92%2352 829 32280 Commercial Cas Ins Co 6,487,899 0.0769% 4,640,505 4,340,639 93.54%11953 553 24872 Connecticut Ind Co 98,509,173 1.1672% 92,615,157 89,289,351 96.41%1254 604 32190 Constitution Ins Co 1,538,165 0.0182% 638,296 374,798 58.72%16055 218 20443 Continental Cas Co 18,019,226 0.2135% 4,125,351 86,149,236 2088.29%8456 218 35289 Continental Ins Co 1,777,918 0.0211% 604,018 15,247,667 2524.37%15857 350 21318 Coregis Ins Co 27,538,921 0.3263% 31,402,256 32,163,206 102.42%5458 306 10847 Cumis Ins Society Inc 18,847 0.0002% 18,811 536,995 2854.69%22359 31 10855 Cypress Ins Co 26,112,959 0.3094% 25,776,811 21,296,407 82.62%5960 240 10499 DaimlerChrysler Ins Co 433,746 0.0051% 406,738 145,099 35.67%18761 930 19269 Danielson Natl Ins Co 490,332 0.0058% 690,321 491,698 71.23%18562 164 36463 Discover Prop & Cas Ins Co 6,263,070 0.0742% 3,489,570 2,885,932 82.70%12163 108 36986 Eagle Pacific Ins Co 12,170,115 0.1442% 10,153,320 7,972,632 78.52%9764 57 21261 Electric Ins Co 4,431,551 0.0525% 4,431,551 6,559,026 148.01%13465 553 32794 Employee Benefits Ins Co 101,393 0.0012% 104,043 4,497,333 4322.57%21066 1129 20648 Employers Fire Ins Co 199,643 0.0024% 286,162 983,175 343.57%20267 111 21458 Employers Ins of Wausau 23,267,844 0.2757% 22,998,792 31,171,074 135.53%6868 62 21415 Employers Mut Cas Co 819,602 0.0097% 639,595 344,186 53.81%17569 1120 10120 Everest Natl Ins Co 237,926,327 2.8192% 177,602,818 104,122,469 58.63%270 212 10318 Exact Prop & Cas Co Inc 9,538 0.0001% 5,409 26,119 482.88%22971 922 40029 Explorer Ins Co 45,170,371 0.5352% 45,808,765 60,859,474 132.86%3372 31 44784 Fairfield Ins Co 10,767,416 0.1276% 9,474,059 6,469,550 68.29%10073 158 18864 Fairmont Ins Co 26,678,008 0.3161% 17,682,986 11,544,470 65.29%5774 212 21652 Farmers Ins Exch 32,833,664 0.3890% 31,759,572 33,708,535 106.14%4475 140 13838 Farmland Mut Ins Co 328 0.0000% 328 187 57.01%23476 38 20281 Federal Ins Co 61,731,223 0.7315% 55,312,585 44,384,587 80.24%2177 7 13935 Federated Mut Ins Co 187,775 0.0022% 200,524 361,936 180.50%20478 11118 Federated Rural Electric Ins Corp 22,488 0.0003% 22,477 -18,357 -81.67%22279 212 39306 Fidelity & Deposit Co Of MD 1,225,627 0.0145% 1,198,923 1,267,156 105.69%16380 164 35386 Fidelity & Guaranty Ins Co 19,428,201 0.2302% 19,600,589 16,203,881 82.67%8181 164 25879 Fidelity & Guaranty Ins Underwriters 658,700 0.0078% 534,497 -734,013 -137.33%18182 553 24880 Fire & Cas Ins Co Of CT 20,438,834 0.2422% 21,139,742 13,975,122 66.11%7883 761 21873 Firemans Fund Ins Co 21,998,018 0.2607% 29,582,395 34,303,470 115.96%7484 111 33588 First Liberty Ins Corp 1,060,191 0.0126% 1,071,220 275,274 25.70%16685 163 24724 First Natl Ins Co Of Amer 11,420,507 0.1353% 12,087,571 11,897,747 98.43%9986 349 13978 Florists Mut Ins Co 3,460,975 0.0410% 2,476,579 1,569,729 63.38%14287 790 37761 Fremont Compensation Ins Co 66,283,926 0.7854% 112,426,704 364,207,516 323.95%1788 790 21040 Fremont Ind Co 23,298,662 0.2761% 29,961,854 86,798,303 289.70%6689 400 24414 General Cas Co Of WI 40,551 0.0005% 16,931 10,194 60.21%21690 163 24732 General Ins Co Of Amer 21,046,456 0.2494% 22,544,009 27,783,469 123.24%7591 749 16063 General Security Ins Co 13,246,224 0.1570% 10,877,466 6,748,542 62.04%9392 218 34622 Glens Falls Ins Co 257,269 0.0030% 152,642 -53,874 -35.29%19893 553 24600 Globe Ind Co 980,489 0.0116% 824,588 639,942 77.61%17094 111 10836 Golden Eagle Ins Corp 53,264,722 0.6311% 72,413,125 139,855,182 193.14%2695 12 23809 Granite State Ins Co 23,733,536 0.2812% 18,619,185 12,653,172 67.96%6596 201 25984 Graphic Arts Mut Ins Co 126,394 0.0015% 176,102 -500,604 -284.27%208

California Department of Insurance Page 2 of 5 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: WORKERS' COMPENSATION [16]

ShareRank

97 84 26832 Great American Alliance Ins Co 9,440,593 0.1119% 7,976,449 3,584,078 44.93%10598 84 26344 Great American Assur Co 989,387 0.0117% 855,909 1,016,847 118.80%16899 84 16691 Great American Ins Co 9,036,313 0.1071% 8,805,116 7,979,433 90.62%106100 84 22136 Great American Ins Co of NY 5,167,760 0.0612% 5,944,155 4,607,620 77.52%128101 38 20303 Great Northern Ins Co 3,064,013 0.0363% 2,997,516 1,683,606 56.17%143102 150 11371 Great West Cas Co 341,561 0.0040% 339,317 88,322 26.03%193103 1285 22322 Greenwich Ins Co 5,897,094 0.0699% 3,090,052 767,989 24.85%124104 553 40541 Grocers Ins Co 4,941,645 0.0586% 4,872,490 7,065,273 145.00%130105 303 15032 Guideone Mut Ins Co 19,595,149 0.2322% 14,038,892 6,497,972 46.29%80106 41 22217 Gulf Ins Co 6,662,351 0.0789% 12,925,395 12,014,690 92.95%116107 88 22292 Hanover Ins Co 629,748 0.0075% 731,517 830,828 113.58%182108 517 21806 Harbor Specialty Ins Co 27,275,497 0.3232% 20,559,437 16,317,124 79.37%55109 26433 Harco Natl Ins Co 1,848,002 0.0219% 1,109,739 504,857 45.49%154110 91 29424 Hartford Cas Ins Co 13,954,134 0.1653% 11,514,075 9,169,744 79.64%90111 91 19682 Hartford Fire In Co 22,989,638 0.2724% 22,218,884 19,666,112 88.51%70112 91 37478 Hartford Ins Co Of The Midwest 27,542,468 0.3263% 25,304,777 24,448,019 96.61%53113 91 30104 Hartford Underwriters Ins Co 29,711,668 0.3521% 29,478,372 37,628,008 127.65%49114 1116 22489 Highlands Ins Co 10,486,007 0.1242% 8,037,824 3,051,140 37.96%101115 212 22527 Home Ins Co 1,136,924 0.0135% -2,291 2,718,988 18681.27%164116 626 43575 Indemnity Ins Co Of North Amer 43,325,213 0.5134% 41,968,005 45,843,917 109.24%34117 626 22713 Insurance Co Of North Amer 81,648 0.0010% 34,353 -637,054 -1854.43%212118 12 19429 Insurance Co Of The State Of PA 22,454,432 0.2661% 29,194,012 7,925,393 27.15%72119 922 27847 Insurance Co Of The West 1,488,531 0.0176% 1,411,380 1,172,749 83.09%161120 1314 18341 Insurance Corp Of NY 14,281,112 0.1692% 9,825,609 5,047,132 51.37%89121 150 24139 International Bus & Merc Reassur Co 109,270 0.0013% 35,264 22,142 62.79%209122 108 15563 Kemper Employers Ins Co 24,185,160 0.2866% 20,743,093 10,559,971 50.91%63123 1172 24422 Legion Ins Co 154,315,986 1.8285% 192,987,563 174,150,446 90.24%5124 111 42404 Liberty Ins Corp 41,165,004 0.4878% 43,639,132 70,595,868 161.77%37125 111 23035 Liberty Mut Fire Ins Co 164,318,910 1.9470% 165,877,631 267,222,457 161.10%4126 111 23043 Liberty Mut Ins Co 25,117,551 0.2976% 22,392,728 30,259,121 135.13%61127 111 33600 LM Ins Corp 983,779 0.0117% 856,145 1,791,439 209.24%169128 946 14435 Lumber Mut Ins Co 296,006 0.0035% 296,006 4,348,173 1468.95%195129 108 22977 Lumbermens Mut Cas Co 121,561,468 1.4404% 90,693,596 43,342,532 47.79%10130 23108 Lumbermens Underwriting Alliance 6,622,895 0.0785% 7,441,640 9,361,259 125.80%117131 42269 Majestic Ins Co 54,053,501 0.6405% 55,527,963 43,433,668 78.22%24132 212 19356 Maryland Cas Co 2,171,147 0.0257% 1,945,226 3,299,806 169.64%152133 241 25321 Metropolitan Drt Prop & Cas Ins Co 35,254 0.0004% 13,162 19,354 147.04%217134 212 21687 Mid-Century Ins Co 128,316,806 1.5204% 137,138,957 186,412,663 135.93%9135 169 23434 Middlesex Ins Co 3,602,401 0.0427% 2,579,433 1,363,156 52.85%140136 10002 Municipal Mut Ins Co 4,327,827 0.0513% 3,848,367 2,171,484 56.43%136137 23663 National American Ins Co 380,774 0.0045% 366,905 263,503 71.82%192138 930 23671 National American Ins Co Of CA 7,149,381 0.0847% 7,912,649 9,433,385 119.22%114139 1129 16217 National Farmers Union Prop & Cas 34,580 0.0004% 46,568 115,002 246.95%218140 1129 23752 National Farmers Union Std Ins Co 386,361 0.0046% 332,259 357,304 107.54%191141 218 20478 National Fire Ins Co Of Hartford 26,893,840 0.3187% 26,798,730 25,871,227 96.54%56142 761 21881 National Surety Corp 12,843,628 0.1522% 14,272,807 12,180,144 85.34%94143 12 19445 National Union Fire Ins Co Of Pitts 93,696,927 1.1102% 79,795,080 87,341,315 109.46%14144 140 28223 Nationwide Agribusiness Ins Co 278,021 0.0033% 243,874 211,043 86.54%196

California Department of Insurance Page 3 of 5 Rate Specialist Bureau - 06/03/2002

Page 60: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: WORKERS' COMPENSATION [16]

ShareRank

145 140 23779 Nationwide Mut Fire Ins Co 57,814 0.0007% 55,346 -400,497 -723.62%214146 140 23787 Nationwide Mut Ins Co 1,121,225 0.0133% 994,798 131,470 13.22%165147 212 10317 Neighborhood Spirit Prop & Cas Co 34,165 0.0004% 24,199 8,569 35.41%219148 12 23841 New Hampshire Ins Co 1,300,232 0.0154% 1,821,453 729,779 40.07%162149 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 2,862,952 0.0339% 2,116,284 2,583,186 122.06%146150 181 29874 North American Specialty Ins Co 18,411,395 0.2182% 20,232,401 15,363,083 75.93%83151 158 21105 North River Ins Co 9,583,041 0.1135% 5,247,218 2,723,090 51.90%104152 8 36455 Northbrook Ind Co 16,351 0.0002% 16,351 783,466 4791.55%225153 1129 38369 Northern Assur Co Of Amer 230,142 0.0027% 202,926 2,734,725 1347.65%199154 212 19372 Northern Ins Co Of NY 3,597,180 0.0426% 3,466,247 1,482,483 42.77%141155 1116 23906 Northwestern Natl Cas Co 158,111 0.0019% 183,876 246,305 133.95%206156 38 20338 Northwestern Pacific Ind Co 8,576 0.0001% 8,556 -9,192 -107.43%230157 31 34630 Oak River Ins Co 2,394,125 0.0284% 2,212,886 1,603,245 72.45%148158 150 24147 Old Republic Ins Co 11,645,186 0.1380% 11,460,136 10,745,546 93.76%98159 1129 20621 OneBeacon America Ins Co 823,134 0.0098% 1,060,559 1,167,678 110.10%174160 1129 21970 OneBeacon Ins Co 4,880,035 0.0578% 5,955,603 12,838,329 215.57%133161 1116 41408 Pacific Automobile Ins Co 4,358,987 0.0516% 11,689,830 18,812,225 160.93%135162 108 40380 Pacific Eagle Ins Co 9,903,069 0.1173% 10,639,937 4,377,834 41.15%103163 626 22748 Pacific Employers Ins Co 47,698,205 0.5652% 41,110,475 27,018,804 65.72%29164 38 20346 Pacific Ind Co 13,255,147 0.1571% 14,084,081 8,040,222 57.09%92165 1116 23930 Pacific Natl Ins Co 16,072,348 0.1904% 21,961,648 27,684,116 126.06%86166 575 32115 Paula Ins Co 46,283,709 0.5484% 45,607,184 57,463,546 126.00%30167 1129 21962 Pennsylvania General Ins Co 12,040 0.0001% 14,051 210,707 1499.59%227168 767 12262 Pennsylvania Manufacturers Asn Ins C 5,348,650 0.0634% 4,879,570 4,003,423 82.04%126169 12297 Petroleum Cas Co 433,688 0.0051% 433,688 139,913 32.26%188170 1129 40134 Potomac Ins Co Of IL 99,157 0.0012% 144,815 1,300,284 897.89%211171 98 10900 Preferred Employers Ins Co 35,985,669 0.4264% 32,577,872 19,657,987 60.34%40172 867 12416 Protective Ins Co 263,304 0.0031% 263,304 12,532 4.76%197173 156 24295 Providence Washington Ins Co 1,184 0.0000% 1,169 34,777 2974.94%232174 853 15059 Public Service Mut Ins Co 18,671 0.0002% 33,183 23,182 69.86%224175 517 37303 Redland Ins Co 23,272,154 0.2758% 26,288,398 42,370,365 161.18%67176 31 11673 Redwood Fire & Cas Ins Co 10,583 0.0001% 16,343 18,547 113.49%228177 400 24449 Regent Ins Co 2,298,780 0.0272% 2,430,655 4,359,486 179.35%150178 84 22179 Republic Ind Co Of Amer 64,656,635 0.7661% 65,517,957 -20,092,301 -30.67%18179 84 43753 Republic Ind Co of CA 131,764,670 1.5613% 130,798,054 120,038,845 91.77%6180 98 11001 Riverport Ins Co of CA 32,231 0.0004% 10,333 6,200 60.00%220181 553 24678 Royal Ind Co 33,908,763 0.4018% 33,200,688 36,681,733 110.48%41182 553 26980 Royal Ins Co Of Amer 27,564,013 0.3266% 21,731,931 30,067,609 138.36%52183 163 24740 Safeco Ins Co Of Amer 12,692,702 0.1504% 15,369,227 35,253,191 229.38%95184 163 39012 Safeco Ins Co Of IL 24,733,505 0.2931% 24,982,649 30,950,255 123.89%62185 553 24694 Safeguard Ins Co 2,190,553 0.0260% 2,589,397 5,798,335 223.93%151186 74 15105 Safety Natl Cas Corp 26,263,975 0.3112% 32,056,342 20,473,768 63.87%58187 553 24902 Security Ins Co Of Hartford 12,287,169 0.1456% 11,068,016 -1,788,046 -16.16%96188 169 24988 Sentry Ins A Mut Co 27,939,291 0.3311% 18,196,048 17,101,436 93.98%51189 169 21180 Sentry Select Ins Co 7,261,201 0.0860% 6,074,056 4,677,806 77.01%113190 36790 Springfield Ins Co Inc 22,041,290 0.2612% 22,290,776 24,013,816 107.73%73191 164 24767 St Paul Fire & Marine Ins Co 64,587,795 0.7653% 57,292,192 35,871,153 62.61%19192 164 24775 St Paul Guardian Ins Co 8,316,986 0.0985% 7,791,797 6,529,241 83.80%109

California Department of Insurance Page 4 of 5 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: WORKERS' COMPENSATION [16]

ShareRank

193 164 24791 St Paul Mercury Ins Co 5,157,784 0.0611% 5,460,147 1,884,593 34.52%129194 41 19070 Standard Fire Ins Co 1,546,729 0.0183% 511,152 3,211,612 628.31%159195 748 18023 Star Ins Co 5,225,645 0.0619% 4,843,037 6,711,857 138.59%127196 35076 State Compensation Ins Fund 3,638,077,037 43.1074% 3,619,177,773 3,093,860,192 85.49%1197 176 25143 State Farm Fire And Cas Co 33,577,060 0.3979% 30,481,799 28,274,340 92.76%42198 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 7,379,832 0.0874% 7,085,853 6,696,119 94.50%112199 158 25534 TIG Ins Co 45,681,420 0.5413% 37,507,669 10,558,982 28.15%31200 158 25518 TIG Premier Ins Co 30,468,627 0.3610% 34,550,447 30,465,890 88.18%46201 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 25,575,355 0.3030% 25,719,451 41,734,985 162.27%60202 161 18031 Topa Ins Co 1,847,433 0.0219% 1,846,252 834,995 45.23%155203 3098 41238 Trans Pacific Ins Co 2,011,900 0.0238% 2,147,801 6,858,039 319.31%153204 218 20486 Transcontinental Ins Co 18,943,707 0.2245% 16,021,300 35,631,373 222.40%82205 218 20494 Transportation Ins Co 19,905,087 0.2359% 940,451 25,342,577 2694.73%79206 41 19038 Travelers Cas & Surety Co 2,819,101 0.0334% -1,379,594 5,303,000 -384.39%147207 41 25682 Travelers Ind Co Of CT 24,080,653 0.2853% 26,092,329 31,912,729 122.31%64208 41 25674 Travelers Ind Co Of IL 66,977,418 0.7936% 41,601,773 46,831,347 112.57%16209 41 39357 Travelers Ins Co Accident Dept 17,831,865 0.2113% 23,831,940 34,438,873 144.51%85210 41 36161 Travelers Prop Cas Ins Co 223,446 0.0026% 214,854 403,609 187.85%201211 212 21709 Truck Ins Exch 45,666,558 0.5411% 45,117,332 47,734,374 105.80%32212 91 29459 Twin City Fire Ins Co Co 32,984,301 0.3908% 31,866,721 31,147,696 97.74%43213 781 37893 Ulico Cas Co 6,378,764 0.0756% 6,363,694 11,399,905 179.14%120214 400 25798 Unigard Ind Co 520,811 0.0062% 552,757 653,567 118.24%184215 400 25747 Unigard Ins Co 322,840 0.0038% 273,384 328,723 120.24%194216 158 21113 United States Fire Ins Co 40,773,900 0.4831% 32,985,673 25,249,425 76.55%38217 212 41181 Universal Underwriters Ins Co 13,622,189 0.1614% 14,598,994 16,902,647 115.78%91218 164 25887 US Fidelity & Guaranty Co 14,547,972 0.1724% 12,269,836 -5,535,354 -45.11%88219 201 25976 Utica Mut Ins Co 809,212 0.0096% 940,999 -98,928 -10.51%176220 212 26611 Valiant Ins Co 1,055,060 0.0125% 1,253,386 393,621 31.40%167221 218 20508 Valley Forge Ins Co 7,430,474 0.0880% 6,103,833 8,026,763 131.50%111222 21172 Vanliner Ins Co 3,905,811 0.0463% 3,445,525 4,663,470 135.35%137223 38 20397 Vigilant Ins Co 5,811,260 0.0689% 4,267,051 4,852,828 113.73%125224 1172 19577 Villanova Ins Co 74,788,018 0.8862% 53,463,839 108,382,879 202.72%15225 111 26069 Wausau Business Ins Co 1,781,284 0.0211% 4,295,832 11,797,882 274.64%157226 111 26042 Wausau Underwriters Ins Co 10,253,323 0.1215% 11,314,839 10,819,191 95.62%102227 29947 Western Growers Ins Co 3,901,973 0.0462% 3,901,973 5,074,956 130.06%138228 350 34207 Westport Ins Corp 2,890,488 0.0342% 1,839,990 2,576,446 140.03%144229 748 25780 Williamsburg Natl Ins Co 2,391,011 0.0283% 2,931,265 4,017,752 137.07%149230 1285 37885 XL Specialty Ins Co 15,344,057 0.1818% 11,830,466 4,780,740 40.41%87231 11126 Yasuda Fire & Marine Ins Co Of Amer 7,466,410 0.0885% 7,592,528 15,537,714 204.64%110232 336 13269 Zenith Ins Co 209,997,549 2.4883% 204,083,886 144,918,964 71.01%3233 336 30120 Znat Ins Co 4,914,832 0.0582% 5,108,904 4,433,064 86.77%132234 212 16535 Zurich American Ins Co 129,322,083 1.5323% 118,180,500 79,814,338 67.54%7235 212 27855 Zurich American Ins Co Of IL 751,698 0.0089% 914,028 856,859 93.75%180

8,439,566,246 100.0000% 8,227,250,405 8,069,939,151 98.09%Line Total:

California Department of Insurance Page 5 of 5 Rate Specialist Bureau - 06/03/2002

Page 62: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

1 12 12963 21st Century Ins Co 2,971,819 0.0949% 3,026,844 2,213,999 73.15%1252 225 20010 Acceptance Ind Ins Co 5,397 0.0002% 3,465 -5,373 -155.06%3283 626 22667 Ace American Ins Co 147,057,668 4.6970% 135,185,990 66,741,719 49.37%34 626 20702 Ace Fire Underwriters Ins Co 443,262 0.0142% 107,208 -8,401 -7.84%2305 626 20699 Ace Prop & Cas Ins Co 46,533 0.0015% 24,959 15,460,987 61945.54%2996 1276 22950 Acstar Ins Co 21,000 0.0007% 67,482 610,413 904.56%3127 1 36153 Aetna Ins Co of CT 9,634,000 0.3077% 9,541,202 12,321,274 129.14%728 12 19399 AIU Ins Co 1,020,838 0.0326% 25,501,796 3,680,412 14.43%1829 38733 Alaska Nat Ins Co 88,976 0.0028% 108,391 545,139 502.94%28110 10221 Alistar Ins Co 180,006 0.0057% 269,960 57,256 21.21%26411 761 35300 Allianz Ins Co 1,646,370 0.0526% 1,103,157 -750,358 -68.02%15312 140 42579 Allied Prop & Cas Ins Co 682,447 0.0218% 704,276 912,681 129.59%20913 8 19240 Allstate Ind Co 3,418 0.0001% 4,233 0 0.00%33614 8 19232 Allstate Ins Co 15,342,059 0.4900% 16,075,548 6,362,583 39.58%5315 140 19100 Amco Ins Co 5,424,178 0.1732% 3,910,786 3,691,932 94.40%9716 553 24589 American & Foreign Ins Co 669,093 0.0214% 741,517 306,992 41.40%21017 957 19720 American Alt Ins Corp 2,013,773 0.0643% 3,284,148 16,271,091 495.44%14318 761 21849 American Automobile Ins Co 42,693,889 1.3636% 43,254,988 38,800,177 89.70%1819 19 10111 American Bankers Ins Co Of FL 340,214 0.0109% 343,236 1,855,937 540.72%24820 218 20427 American Cas Co Of Reading PA 14,969,544 0.4781% 10,567,949 21,907,865 207.30%5521 164 12246 American Continental Ins Co 139,575 0.0045% 212,708 9,931 4.67%27022 163 19690 American Economy Ins Co 500,928 0.0160% 504,585 415,210 82.29%22323 1129 20613 American Employers Ins Co 94,931 0.0030% 122,560 359,779 293.55%27924 41 10819 American Equity Specialty Ins Co 10,369,572 0.3312% 8,601,859 9,638,936 112.06%7025 127 23450 American Family Home Ins Co 305,462 0.0098% 256,149 21,954 8.57%25126 212 43699 American Federation Ins Co 47,255 0.0015% 41,833 1,000 2.39%29827 212 26247 American Guarantee & Liability Ins 31,005,982 0.9903% 24,848,406 10,214,598 41.11%2228 291 13331 American Hardware Mut Ins Co 1,073,371 0.0343% 1,026,361 -285,844 -27.85%17729 1125 39152 American Healthcare Ind Co 528,876 0.0169% 258,529 101,211 39.15%22130 12 19380 American Home Assur Co 49,129,829 1.5692% 41,715,213 32,697,387 78.38%1531 761 21857 American Ins Co 4,652,100 0.1486% 4,614,920 4,512,093 97.77%10532 12 43761 American Intl Ins Co Of CA 128 0.0000% 95 70 73.68%35733 108 30562 American Manufacturers Mut Ins Co 4,608,592 0.1472% 4,412,803 332,634 7.54%10634 127 23469 American Modern Home Ins Co 710,948 0.0227% 725,433 359,754 49.59%20735 108 22918 American Motorists Ins Co 4,607,172 0.1472% 3,157,033 5,535,226 175.33%10736 408 28401 American Natl Prop & Cas Co 66,975 0.0021% 74,397 0 0.00%28637 108 18910 American Protection Ins Co 554,490 0.0177% 948,870 589,385 62.11%21838 19 19615 American Reliable Ins Co 351,598 0.0112% 368,476 838,161 227.47%24639 1346 39969 American Safety Cas Ins Co 1,578,417 0.0504% 1,740,313 591,661 34.00%15640 163 19704 American States Ins Co 5,395,217 0.1723% 5,099,737 -20,058,816 -393.33%9841 212 40142 American Zurich Ins Co 4,585,260 0.1465% 3,863,308 -299,918 -7.76%10842 124 23396 Amerisure Mut Ins Co 1,686 0.0001% 11,472 -3,574 -31.15%34343 4 27928 Amex Assur Co 1,617,014 0.0516% 1,605,511 1,621,814 101.02%15544 28 19976 Amica Mut Ins Co 951,216 0.0304% 893,215 -80,614 -9.03%18645 457 19860 Argonaut Great Central Ins Co 3,503 0.0001% 5,149 -3,704 -71.94%33446 457 19828 Argonaut-Midwest Ins Co 100,851 0.0032% 244,786 -382,247 -156.16%27847 41459 Armed Forces Ins Exchange 264,820 0.0085% 269,684 1,055,438 391.36%25648 761 21865 Associated Ind Corp 1,781,321 0.0569% 2,188,856 827,123 37.79%148

California Department of Insurance Page 1 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

49 785 27189 Associated Intl Ins Co 432,271 0.0138% 410,283 27,758,440 6765.68%23150 212 19305 Assurance Co Of Amer 15,068 0.0005% 9,962 3,886,656 39014.82%31951 164 41769 Athena Assur Co 408,093 0.0130% 529,622 835,727 157.80%23252 41 22209 Atlantic Ins Co 8,883 0.0003% 3,218 2,776 86.26%32553 24 19895 Atlantic Mut Ins Co 497,313 0.0159% 384,190 175,509 45.68%22554 22670 Attorneys Ins Mut RRG Inc 11,709,743 0.3740% 11,112,751 6,981,878 62.83%6355 968 16187 AXA Re Prop & Cas Ins Co 14,999 0.0005% 3,739 1,926 51.51%32056 1330 24813 Balboa Ins Co 249,834 0.0080% 152,312 12,655 8.31%25957 18538 Bancinsure Inc 1,433,461 0.0458% 1,189,235 2,139,046 179.87%16058 689 33162 Bankers Ins Co 1,027,437 0.0328% 799,362 119,223 14.91%18159 23 38245 BCS Ins Co 1,690,241 0.0540% 1,685,577 4,792,718 284.34%15060 98 32603 Berkley Ins Co 280,163 0.0089% 274,280 179,630 65.49%25361 12 19402 Birmingham Fire Ins Co Of PA 2,372,595 0.0758% 2,313,286 -1,081,997 -46.77%13162 150 20095 Bituminous Cas Corp 258 0.0000% 317 19,800 6246.06%35363 218 20761 Boston Old Colony Ins Co 16 0.0000% 43 0 0.00%36364 140 18961 Calfarm Ins Co 66,325 0.0021% 3,869,238 4,473,962 115.63%28765 802 13544 California Capital Ins Co 4,264,462 0.1362% 3,925,780 -61,779 -1.57%11266 1129 21946 Camden Fire Ins Assoc 4,453 0.0001% 4,453 17,542 393.94%33167 36340 Camico Mut Ins Co 20,133,644 0.6431% 19,944,495 8,937,633 44.81%4268 98 10510 Carolina Cas Ins Co 25,204,763 0.8050% 22,887,186 14,789,545 64.62%3269 10175 Cascade Natl Ins Co 5,210 0.0002% 2,754 0 0.00%33070 56 21237 Casualty Reciprocal Exch 275,837 0.0088% 184,023 11,868 6.45%25471 24 19909 Centennial Ins Co 966,361 0.0309% 1,023,455 955,176 93.33%18572 761 22810 Chicago Ins Co 25,869,353 0.8263% 24,967,385 19,179,006 76.82%3073 38 12777 Chubb Ind Ins Co 371 0.0000% 371 -2 -0.54%35274 344 10669 Church Ins Co 536 0.0000% 1,312 -24,600 -1875.00%34975 18767 Church Mut Ins Co 738,109 0.0236% 740,564 -272,085 -36.74%20476 244 10677 Cincinnati Ins Co 55,813 0.0018% 40,899 -8,983 -21.96%29077 212 10315 Civic Property & Cas Co 75,924 0.0024% 55,885 649 1.16%28378 323 10693 Civil Svc Employees Ins Co 1,149,704 0.0367% 1,131,391 1,646,137 145.50%17279 608 36412 Claremont Liability Ins Co 20,574,616 0.6572% 18,023,484 7,724,693 42.86%4080 517 20532 Clarendon Natl Ins Co 17,755,205 0.5671% 19,501,678 25,473,752 130.62%4981 350 20796 Colonial Penn Franklin Ins Co 4,320,900 0.1380% 4,810,628 -16,789,058 -349.00%11182 350 34789 Colonial Penn Ins Co 298,442 0.0095% 319,010 2,586,034 810.64%25283 31 27812 Columbia Ins Co 230 0.0000% 230 -115,383 -50166.52%35584 317 40827 Combined Specialty Ins Co 9,337,082 0.2982% 12,184,984 13,590,138 111.53%7585 12 19410 Commerce & Industry Ins Co 7,172,970 0.2291% 6,955,911 -5,514,567 -79.28%8586 816 13161 Commerce West Ins Co 70,190 0.0022% 70,466 2,124 3.01%28587 1231 36374 Commercial Cas Ins Co Of NC 19,951,606 0.6373% 18,258,591 5,934,319 32.50%4588 218 20818 Commercial Ins Co Of Newark NJ 32 0.0000% 35 0 0.00%36089 181 19489 Commercial Underwriters Ins Co 40,179 0.0013% 3,028,618 6,038,234 199.37%30290 553 24872 Connecticut Ind Co 2,841,267 0.0907% 2,877,316 2,357,952 81.95%12791 604 32190 Constitution Ins Co 19,100,467 0.6101% 15,061,720 8,535,608 56.67%4892 218 20443 Continental Cas Co 63,801,431 2.0378% 52,419,106 124,504,117 237.52%1093 959 39551 Continental Heritage Ins Co 48,361 0.0015% 63,467 5,469 8.62%29794 218 35289 Continental Ins Co 11,678,123 0.3730% 5,428,734 25,749,022 474.31%6495 37206 Contractors Bonding & Ins Co 21,640 0.0007% 100,744 10,891 10.81%31196 3018 22730 Converium Ins North Amer Inc 821,497 0.0262% 758,907 -1,174,007 -154.70%199

California Department of Insurance Page 2 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

97 350 21318 Coregis Ins Co 1,625,447 0.0519% 2,783,277 975,543 35.05%15498 14010 Crusader Ins Co 1,051,559 0.0336% 692,133 1,385,566 200.19%17999 323 18953 CSE Safeguard Ins Co 53,036 0.0017% 25,160 10,891 43.29%291100 306 10847 Cumis Ins Society Inc 5,133,624 0.1640% 5,144,013 2,041,302 39.68%101101 240 10499 DaimlerChrysler Ins Co 826,017 0.0264% 869,416 1,001 0.12%196102 930 19269 Danielson Natl Ins Co 5,517 0.0002% 29,381 -31,066 -105.73%327103 140 42587 Depositors Ins Co 3,090 0.0001% 2,243 1,006 44.85%338104 553 18260 Design Profs Ins Co 8,350,228 0.2667% 11,032,265 12,853,403 116.51%79105 920 42048 Diamond State Ins Co 7,878,018 0.2516% 7,288,444 1,045,598 14.35%82106 164 36463 Discover Prop & Cas Ins Co 3,520,615 0.1124% 1,811,132 629,323 34.75%121107 831 34495 Doctors Co An Interins Exchn 382,719 0.0122% 277,698 113,401 40.84%234108 802 12890 Eagle West Ins Co 2,541 0.0001% 3,519 -42,437 -1205.94%340109 57 21261 Electric Ins Co 148,999 0.0048% 148,545 -23,715 -15.96%268110 212 21326 Empire Fire & Marine Ins Co 2,351,791 0.0751% 1,781,184 982,844 55.18%132111 111 21458 Employers Ins of Wausau 5,990,942 0.1913% 8,705,841 -14,756,307 -169.50%92112 62 21415 Employers Mut Cas Co 3,645,992 0.1165% 3,277,083 2,790,161 85.14%118113 350 39845 Employers Reins Corp 377,262 0.0120% 488,797 10,271,212 2101.32%238114 1120 10120 Everest Natl Ins Co 6,274,861 0.2004% 3,085,486 1,514,651 49.09%90115 212 10318 Exact Prop & Cas Co Inc 108,876 0.0035% 72,374 -3,619 -5.00%276116 38 35181 Executive Risk Ind Inc 63,464,842 2.0271% 66,373,763 41,820,844 63.01%11117 31 44784 Fairfield Ins Co 2,853,092 0.0911% 2,341,780 1,465,000 62.56%126118 158 18864 Fairmont Ins Co 4,526,321 0.1446% 2,719,138 1,519,504 55.88%109119 249 13846 Farmers Home Mut Ins Co 127,099 0.0041% 134,183 3,836 2.86%273120 212 21652 Farmers Ins Exch 3,595,672 0.1148% 3,432,196 2,286,191 66.61%120121 140 13838 Farmland Mut Ins Co 1,947 0.0001% 1,947 3,714 190.76%342122 38 20281 Federal Ins Co 151,545,894 4.8404% 141,020,342 15,613,431 11.07%2123 7 13935 Federated Mut Ins Co 19,704,696 0.6294% 19,041,610 16,486,925 86.58%46124 11118 Federated Rural Electric Ins Corp 120,368 0.0038% 119,981 -214,874 -179.09%274125 7 28304 Federated Service Ins Co 353,301 0.0113% 267,179 158,326 59.26%243126 218 35270 Fidelity & Cas Co Of NY 49,156 0.0016% 49,597 -2,135,612 -4305.93%295127 212 39306 Fidelity & Deposit Co Of MD 1,302,172 0.0416% 1,407,293 -790,320 -56.16%162128 164 35386 Fidelity & Guaranty Ins Co 3,617,836 0.1156% 3,716,634 5,149,153 138.54%119129 164 25879 Fidelity & Guaranty Ins Underwriters 2,040,198 0.0652% 1,442,548 944,037 65.44%139130 553 24880 Fire & Cas Ins Co Of CT 1,066,497 0.0341% 977,089 128,040 13.10%178131 212 21660 Fire Ins Exch 1,471,192 0.0470% 1,411,256 1,818,741 128.87%158132 761 21873 Firemans Fund Ins Co 89,582,467 2.8613% 84,470,874 50,467,922 59.75%5133 218 20850 Firemens Ins Co Of Newark NJ 16 0.0000% 16 0 0.00%362134 1279 11150 First Amer Ins Co 6,014,903 0.1921% 5,473,114 2,583,727 47.21%91135 70 34525 First American Specilaty Ins Co 614,887 0.0196% 592,130 497,092 83.95%217136 689 16578 First Comm Ins Co 15,418 0.0005% 5,737 1,532 26.70%318137 479 11177 First Financial Ins Co 10,766,509 0.3439% 12,943,920 2,851,746 22.03%66138 163 24724 First Natl Ins Co Of Amer 753,966 0.0241% 614,183 -105,105 -17.11%202139 349 13978 Florists Mut Ins Co 664,818 0.0212% 548,139 -16,247 -2.96%211140 212 11185 Foremost Ins Co 39,550 0.0013% 35,183 -98,907 -281.12%303141 400 24414 General Cas Co Of WI 27,547 0.0009% 27,582 -364 -1.32%307142 163 24732 General Ins Co Of Amer 14,243,753 0.4549% 12,575,939 5,980,341 47.55%57143 749 16063 General Security Ins Co 21,443,295 0.6849% 18,378,077 17,213,069 93.66%38144 749 39322 General Security National Ins Co 18,552 0.0006% 15,848 0 0.00%314

California Department of Insurance Page 3 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

145 31 11967 General Star Natl Ins Co 6,928,308 0.2213% 6,697,549 -9,156,861 -136.72%87146 31 38962 Genesis Ins Co 20,302,070 0.6484% 21,980,437 -11,971,826 -54.47%41147 604 41343 Gerling Amer Ins Co 948,920 0.0303% 1,498,197 7,110,794 474.62%187148 218 34622 Glens Falls Ins Co 821,997 0.0263% 495,558 -299,548 -60.45%198149 553 24600 Globe Ind Co 258,043 0.0082% 215,332 -469,430 -218.00%257150 39861 Golden Bear Ins Co 7,549,290 0.2411% 4,426,304 1,455,819 32.89%83151 111 10836 Golden Eagle Ins Corp 10,758,104 0.3436% 11,640,828 2,126,451 18.27%67152 31 22063 Government Employees Ins Co 1,206,435 0.0385% 1,116,696 261,603 23.43%166153 83 22101 Grange Ins Assn 816,727 0.0261% 869,073 302,635 34.82%200154 12 23809 Granite State Ins Co 105,138,111 3.3581% 100,077,635 32,767,519 32.74%4155 201 25984 Graphic Arts Mut Ins Co 2,000 0.0001% 1,400 0 0.00%341156 84 26832 Great American Alliance Ins Co 9,506,372 0.3036% 10,522,610 12,997,423 123.52%73157 84 26344 Great American Assur Co 12,635,913 0.4036% 13,141,502 -140,600 -1.07%60158 84 16691 Great American Ins Co 23,104,339 0.7379% 19,905,670 9,031,150 45.37%35159 84 22136 Great American Ins Co of NY 2,419,916 0.0773% 3,737,492 6,969,881 186.49%130160 84 33723 Great American Spirit Ins Co 389,194 0.0124% 379,095 228,845 60.37%233161 98 25224 Great Divide Ins Co 5,737,252 0.1832% 5,650,358 2,355,938 41.70%96162 38 20303 Great Northern Ins Co 174,871 0.0056% 226,436 184,224 81.36%266163 150 11371 Great West Cas Co 486,717 0.0155% 457,618 2,415,038 527.74%226164 1285 22322 Greenwich Ins Co 30,875,553 0.9862% 26,465,973 12,503,184 47.24%24165 553 40541 Grocers Ins Co 362,475 0.0116% 327,425 64,101 19.58%239166 553 26948 Guaranty Natl Ins Co Of CT 854,184 0.0273% 731,005 646,518 88.44%192167 303 15032 Guideone Mut Ins Co 2,285,517 0.0730% 2,139,122 -2,924,309 -136.71%133168 303 14559 Guideone Specialty Mut Ins Co 74,323 0.0024% 58,353 9,653 16.54%284169 41 22217 Gulf Ins Co 39,691,453 1.2677% 40,261,090 35,745,964 88.79%20170 88 22292 Hanover Ins Co 852,964 0.0272% 959,648 3,166,963 330.01%193171 26433 Harco Natl Ins Co 498,714 0.0159% 440,110 34,318 7.80%224172 91 29424 Hartford Cas Ins Co 16,998,982 0.5429% 15,908,372 687,288 4.32%50173 91 19682 Hartford Fire In Co 7,215,536 0.2305% 6,545,054 102,498,895 1566.05%84174 91 37478 Hartford Ins Co Of The Midwest 918,865 0.0293% 879,015 1,345,329 153.05%189175 91 30104 Hartford Underwriters Ins Co 822,938 0.0263% 771,441 1,017,851 131.94%197176 958 22438 Hawaiian Ins & Gty Co Ltd 6,832 0.0002% 4,388 630,226 14362.49%326177 1116 22489 Highlands Ins Co 382,140 0.0122% 389,192 -1,588,081 -408.05%236178 212 22527 Home Ins Co 326,772 0.0104% 154,745 -13,483,997 -8713.69%249179 300 22578 Horace Mann Ins Co 636,841 0.0203% 608,775 1,485,286 243.98%214180 300 22756 Horace Mann Prop & Cas Ins Co 15,493 0.0005% 14,589 0 0.00%317181 158 25054 Hudson Ins Co 8,048,280 0.2571% 6,615,121 3,717,239 56.19%81182 626 43575 Indemnity Ins Co Of North Amer 378,997 0.0121% 1,448,597 -1,424,137 -98.31%237183 626 22713 Insurance Co Of North Amer 43,510,474 1.3897% 43,629,456 29,376,846 67.33%16184 12 19429 Insurance Co Of The State Of PA 59,574,408 1.9028% 54,351,820 26,671,176 49.07%12185 922 27847 Insurance Co Of The West 6,529,820 0.2086% 5,673,257 5,617,302 99.01%88186 517 37257 Insurance Corp Of Hannover 553,322 0.0177% 1,414,438 222,772 15.75%219187 1314 18341 Insurance Corp Of NY 30,963,795 0.9890% 28,587,534 23,828,571 83.35%23188 1318 15598 Interins Exch Of The Automobile Club 6,303,873 0.2013% 6,019,227 3,512,664 58.36%89189 150 24139 International Bus & Merc Reassur Co 195 0.0000% 79,142 -35,470 -44.82%356190 761 22837 Interstate Ind Co 716,045 0.0229% 368,400 156,939 42.60%206191 761 11630 Jefferson Ins Co 879,314 0.0281% 1,543,999 -302,464 -19.59%191192 218 20885 Kansas City Fire & Marine Ins Co 75 0.0000% 59 0 0.00%358

California Department of Insurance Page 4 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

193 108 27138 Kemper Cas Ins Co 1,032,894 0.0330% 690,558 783,029 113.39%180194 26077 Lancer Ins Co 719,366 0.0230% 659,965 1,059,220 160.50%205195 12 35637 Landmark Ins Co 94,813 0.0030% 247,350 -23,752,775 -9602.90%280196 36706 Lawyers Mut Ins Co 21,207,915 0.6774% 23,065,478 2,860,857 12.40%39197 1172 24422 Legion Ins Co 22,332,486 0.7133% 27,816,262 45,681,759 164.23%36198 111 42404 Liberty Ins Corp 3,776,618 0.1206% 2,638,560 739,406 28.02%116199 111 19917 Liberty Ins Underwriters Inc 144,475 0.0046% 21,391 60,277 281.79%269200 111 23035 Liberty Mut Fire Ins Co 7,155,168 0.2285% 8,530,230 5,385,384 63.13%86201 111 23043 Liberty Mut Ins Co 19,349,063 0.6180% 17,302,741 32,072,552 185.36%47202 1326 33855 Lincoln General Ins Co 812,381 0.0259% 363,029 0 0.00%201203 111 33600 LM Ins Corp 22,538 0.0007% 20,732 1,914 9.23%310204 108 22977 Lumbermens Mut Cas Co 84,573,166 2.7013% 74,384,357 -21,554,218 -28.98%7205 23108 Lumbermens Underwriting Alliance 206,773 0.0066% 161,630 -3,432 -2.12%263206 785 28932 Markel American Ins Co 11,498,365 0.3673% 11,031,803 20,335,446 184.33%65207 785 38970 Markel Ins Co 2,611,583 0.0834% 1,909,225 228,417 11.96%128208 212 19356 Maryland Cas Co 540,270 0.0173% 434,937 3,231,760 743.04%220209 88 22306 Massachusetts Bay Ins Co 42,103 0.0013% 22,895 30,011 131.08%300210 218 22152 Mayflower Ins Co Ltd 33 0.0000% 33 0 0.00%359211 608 32433 Medical Ins Exch Of CA 251,498 0.0080% 252,473 -28,117 -11.14%258212 350 11843 Medical Protective Co 445,321 0.0142% 415,325 282,265 67.96%229213 41 33650 Mendota Ins Co 27 0.0000% 3 0 0.00%361214 304 31968 Merastar Ins Co 1,176 0.0000% 741 0 0.00%348215 15768 Merced Mut Ins Co 60,614 0.0019% 64,432 -14,500 -22.50%288216 14494 Merchants Bonding Co (Mutual) 9,384 0.0003% 979 1,506 153.83%323217 660 11908 Mercury Cas Co 1,800,553 0.0575% 1,683,492 321,901 19.12%147218 241 25321 Metropolitan Drt Prop & Cas Ins Co 49,419 0.0016% 43,747 2,012 4.60%293219 852 40150 MGA Ins Co Inc 3,395,980 0.1085% 4,346,286 1,248,336 28.72%122220 212 21687 Mid-Century Ins Co 843,441 0.0269% 768,910 713,717 92.82%194221 27480 Mid-State Mut Ins Co 18,447 0.0006% 18,751 0 0.00%315222 169 23434 Middlesex Ins Co 450 0.0000% 532 -16,335 -3070.49%351223 130 23531 Millers Ins Co 1,189 0.0000% 1,189 0 0.00%347224 802 23540 Monterey Ins Co 175,619 0.0056% 159,201 39,877 25.05%265225 468 31232 Monumental General Cas Co 2,674 0.0001% 2,674 1,433 53.59%339226 10002 Municipal Mut Ins Co 1,207,341 0.0386% 1,121,533 1,779,334 158.65%164227 227 23647 Mutual Service Cas Ins Co 2,034,148 0.0650% 2,684,227 625,932 23.32%140228 23663 National American Ins Co 48,545 0.0016% 46,235 -5,748 -12.43%296229 659 23701 National Automobile & Cas Ins Co 9,710 0.0003% 9,666 -58,343 -603.59%322230 140 11991 National Cas Co 13,136,551 0.4196% 11,321,014 7,254,888 64.08%58231 1129 16217 National Farmers Union Prop & Cas 658,565 0.0210% 592,495 145,040 24.48%213232 1129 23752 National Farmers Union Std Ins Co 1,102,854 0.0352% 1,023,081 48,644 4.75%176233 218 20478 National Fire Ins Co Of Hartford 352,193 0.0112% 615,895 166,036 26.96%244234 31 20087 National Ind Co 1,271 0.0000% 16,251 292,920 1802.47%346235 84 32620 National Interstate Ins Co 344,972 0.0110% 338,564 1,035 0.31%247236 31 20052 National Liab & Fire Ins Co 33,673 0.0011% 25,990 -51,304 -197.40%305237 761 21881 National Surety Corp 3,672,019 0.1173% 4,180,799 300,986 7.20%117238 12 19445 National Union Fire Ins Co Of Pitts 327,006,858 10.4446% 333,427,186 122,436,890 36.72%1239 140 28223 Nationwide Agribusiness Ins Co 966,981 0.0309% 497,576 486,317 97.74%184240 140 23779 Nationwide Mut Fire Ins Co 1,430 0.0000% 1,455 -16,890 -1160.82%344

California Department of Insurance Page 5 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

241 140 23787 Nationwide Mut Ins Co 5,964,460 0.1905% 3,903,405 2,512,445 64.37%93242 510 42307 Navigators Ins Co 33,939,912 1.0840% 28,534,086 13,552,931 47.50%21243 2638 15865 NCMIC Ins Co 20,931 0.0007% 7,640 2,674 35.00%313244 212 10317 Neighborhood Spirit Prop & Cas Co 1,104,019 0.0353% 821,918 -54,702 -6.66%175245 111 24171 Netherlands Ins Co The 4,352 0.0001% 544 -35,658 -6554.78%332246 12 23841 New Hampshire Ins Co 5,240,215 0.1674% 12,394,277 24,092,665 194.39%100247 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 618,964 0.0198% 696,739 237,967 34.15%216248 181 29700 North American Elite Ins Co 22,586 0.0007% 15,240 0 0.00%309249 181 29874 North American Specialty Ins Co 15,211,338 0.4858% 14,892,385 7,194,447 48.31%54250 158 21105 North River Ins Co 2,535,637 0.0810% 2,116,672 14,518,793 685.93%129251 1129 38369 Northern Assur Co Of Amer 17,538 0.0006% 19,047 -371,115 -1948.42%316252 212 19372 Northern Ins Co Of NY 1,195,712 0.0382% 1,129,533 -146,396 -12.96%168253 41 24031 Northland Cas Co 104,035 0.0033% 101,504 490,283 483.02%277254 41 24015 Northland Ins Co 9,073,074 0.2898% 10,789,817 1,233,611 11.43%77255 1116 23906 Northwestern Natl Cas Co 382,445 0.0122% 309,035 141,594 45.82%235256 38 20338 Northwestern Pacific Ind Co 248,911 0.0080% 274,439 333,374 121.47%260257 150 24147 Old Republic Ins Co 26,082,204 0.8331% 21,881,639 26,061,649 119.10%29258 150 40444 Old Republic Surety Co 5,223 0.0002% 9,475 6,745 71.19%329259 1129 20621 OneBeacon America Ins Co 5,336,242 0.1704% 5,595,584 -7,371,899 -131.74%99260 1129 21970 OneBeacon Ins Co 3,813,911 0.1218% 4,494,696 11,839,086 263.40%115261 645 14907 Oregon Mut Ins Co 2,168,780 0.0693% 1,967,347 -630,776 -32.06%137262 1116 41408 Pacific Automobile Ins Co 695,912 0.0222% 491,696 258,247 52.52%208263 626 22748 Pacific Employers Ins Co 26,291,332 0.8397% 24,195,728 9,842,906 40.68%27264 38 20346 Pacific Ind Co 513,619 0.0164% 561,934 -2,594,690 -461.74%222265 218 37338 Pacific Ins Co 51,048 0.0016% 21,398 -1,505,010 -7033.41%292266 1116 23930 Pacific Natl Ins Co 1,183,038 0.0378% 2,983,408 3,811,394 127.75%170267 408 11048 Pacific Prop & Cas Co 24,939 0.0008% 4,384 0 0.00%308268 2898 37850 Pacific Specialty Ins Co 2,025,574 0.0647% 2,127,199 72,541 3.41%142269 575 32115 Paula Ins Co 138,104 0.0044% 138,104 41,334 29.93%271270 111 24198 Peerless Ins Co 2,026,666 0.0647% 632,074 29,702 4.70%141271 1218 32859 Penn-Amer Ins Co 3,117,349 0.0996% 3,596,077 1,809,904 50.33%124272 1218 10673 Penn-Star Ins Co 1,367 0.0000% 1,117 243 21.75%345273 1129 21962 Pennsylvania General Ins Co 1,207,309 0.0386% 1,349,237 3,464,055 256.74%165274 767 12262 Pennsylvania Manufacturers Asn Ins C 49,284 0.0016% 28,715 20,004 69.66%294275 677 18058 Philadelphia Ind Ins Co 26,228,210 0.8377% 25,565,059 8,040,941 31.45%28276 36234 Preferred Professional Ins Co 120,000 0.0038% 60,000 20,192 33.65%275277 155 24260 Progressive Cas Ins Co 4,786,020 0.1529% 5,260,132 353,704 6.72%104278 155 27804 Progressive West Ins Co 130,644 0.0042% 122,169 2,397 1.96%272279 91 34690 Property & Cas Ins Co Of Hartford 233 0.0000% 50 26 52.00%354280 867 12416 Protective Ins Co 29,377 0.0009% 29,377 11,200 38.13%306281 304 32352 Prudential Prop & Cas Ins Co 915,181 0.0292% 894,071 -1,145,662 -128.14%190282 853 15059 Public Service Mut Ins Co 351,902 0.0112% 483,716 3,822,000 790.13%245283 38 10829 Quadrant Ind Co 1,338,985 0.0428% 1,399,545 -43,958 -3.14%161284 158 24384 Ranger Ins Co 1,114,805 0.0356% 1,250,897 16,886,886 1349.98%173285 517 37303 Redland Ins Co 479,192 0.0153% 1,628,565 4,672,296 286.90%227286 400 24449 Regent Ins Co 9,115 0.0003% 10,424 250 2.40%324287 574 31089 Republic Western Ins Co 1,767,332 0.0564% 1,620,796 6,571,108 405.42%149288 98 11001 Riverport Ins Co of CA 5,946,088 0.1899% 4,359,248 1,984,809 45.53%94

California Department of Insurance Page 6 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

289 783 13056 RLI Ins Co 20,037,315 0.6400% 19,800,165 31,970,772 161.47%43290 83 22128 Rocky Mountain Fire & Cas Co 314,055 0.0100% 304,011 69,010 22.70%250291 553 24678 Royal Ind Co 25,064,638 0.8006% 20,201,320 8,149,670 40.34%34292 553 26980 Royal Ins Co Of Amer 39,848,541 1.2728% 32,201,120 17,388,855 54.00%19293 163 24740 Safeco Ins Co Of Amer 15,943,078 0.5092% 16,584,694 12,456,262 75.11%52294 553 24694 Safeguard Ins Co 155,849 0.0050% 96,859 14,846 15.33%267295 140 15580 Scottsdale Ind Co 11,950,294 0.3817% 7,968,317 8,211,871 103.06%61296 1125 10352 Scpie Ind Co 2,230,928 0.0713% 2,043,722 -30,035 -1.47%135297 553 24902 Security Ins Co Of Hartford 25,106,968 0.8019% 22,182,932 27,005,179 121.74%33298 41 22233 Select Ins Co 475,492 0.0152% 395,672 166,457 42.07%228299 169 24988 Sentry Ins A Mut Co 3,242,972 0.1036% 2,493,851 1,606,363 64.41%123300 169 21180 Sentry Select Ins Co 5,770,991 0.1843% 5,660,802 4,694,476 82.93%95301 772 22985 Sequoia Ins Co 2,112,989 0.0675% 1,982,371 208,966 10.54%138302 108 20524 Specialty Natl Ins Co 11,763,463 0.3757% 9,359,153 9,969,416 106.52%62303 36790 Springfield Ins Co Inc 1,111,370 0.0355% 1,414,117 -480,102 -33.95%174304 164 24767 St Paul Fire & Marine Ins Co 88,156,840 2.8157% 73,349,752 39,755,922 54.20%6305 164 24775 St Paul Guardian Ins Co 1,457,405 0.0465% 1,506,712 945,488 62.75%159306 164 24791 St Paul Mercury Ins Co 22,249,500 0.7106% 18,340,516 8,679,942 47.33%37307 41 19070 Standard Fire Ins Co 1,190,958 0.0380% 1,238,017 -7,973 -0.64%169308 748 18023 Star Ins Co 4,360,342 0.1393% 4,576,453 982,171 21.46%110309 176 25151 State Farm General Ins Co 80,832,943 2.5818% 79,413,731 57,517,772 72.43%8310 93 12831 State Natl Ins Co Inc 10,509,377 0.3357% 7,273,353 875,149 12.03%69311 866 40436 Stratford Ins Co 41,157 0.0013% 10,796 5,140 47.61%301312 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 1,948,448 0.0622% 2,005,271 -1,504,526 -75.03%145313 218 24047 Surety Bonding Co Of Amer 1,850,552 0.0591% 1,413,442 186,314 13.18%146314 32107 Sutter Ins Co 78,103 0.0025% 81,195 -11,481 -14.14%282315 158 25496 TIG Ind Co 33,862 0.0011% 34,646 25,500 73.60%304316 158 25534 TIG Ins Co 49,577,946 1.5835% 47,472,591 32,803,538 69.10%14317 158 25518 TIG Premier Ins Co 490 0.0000% 489 -352,081 -72000.20%350318 158 25445 TIG Specialty Ins Corp 3,121 0.0001% 1,796 -5,000 -278.40%337319 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 10,533,737 0.3364% 10,446,660 1,749,368 16.75%68320 161 18031 Topa Ins Co 9,884,719 0.3157% 8,597,462 899,572 10.46%71321 37621 Toyota Motor Ins Co 12,985,108 0.4147% 8,091,931 7,147,093 88.32%59322 218 20486 Transcontinental Ins Co 934,139 0.0298% -2,218,165 46,130,963 -2079.69%188323 28886 Transguard Ins Co Of Amer Inc 58,312 0.0019% 55,828 7,863 14.08%289324 41 19038 Travelers Cas & Surety Co 1,199,063 0.0383% 6,347,300 -16,962,233 -267.24%167325 41 31194 Travelers Cas & Surety Co Of Amer 14,514,485 0.4636% 12,389,861 4,713,441 38.04%56326 41 25682 Travelers Ind Co Of CT 2,200,269 0.0703% 4,324,964 6,735,124 155.73%136327 41 25674 Travelers Ind Co Of IL 25,824,522 0.8248% 25,430,792 21,796,613 85.71%31328 41 36161 Travelers Prop Cas Ins Co 220,287 0.0070% 234,605 -158,813 -67.69%261329 212 21709 Truck Ins Exch 26,751,373 0.8544% 25,405,072 29,236,912 115.08%25330 91 29459 Twin City Fire Ins Co Co 42,829,264 1.3680% 39,948,937 20,848,232 52.19%17331 781 37893 Ulico Cas Co 3,952,058 0.1262% 3,433,433 452,875 13.19%114332 831 41050 Underwriter For The Professions Ins 1,984,917 0.0634% 1,177,400 483,192 41.04%144333 181 18619 Underwriters Ins Co 621,876 0.0199% 7,191,069 2,464,778 34.28%215334 400 25798 Unigard Ind Co 749,554 0.0239% 784,459 -173,114 -22.07%203335 400 25747 Unigard Ins Co 5,009,827 0.1600% 4,543,259 -568,330 -12.51%102336 200 25941 United Services Auto Assoc 9,329,560 0.2980% 9,360,121 6,354,346 67.89%76

California Department of Insurance Page 7 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: OTHER LIABILITY [17]

ShareRank

337 158 21113 United States Fire Ins Co 8,826,126 0.2819% 7,753,720 19,435,334 250.66%78338 31 25895 United States Liability Ins Co 8,331,081 0.2661% 5,908,294 1,187,894 20.11%80339 212 41181 Universal Underwriters Ins Co 20,034,307 0.6399% 19,749,027 20,040,262 101.47%44340 164 25887 US Fidelity & Guaranty Co 16,618,859 0.5308% 17,977,035 23,595,746 131.25%51341 200 25968 USAA Cas Ins Co 1,520,624 0.0486% 1,436,967 1,287,350 89.59%157342 201 25976 Utica Mut Ins Co 661,120 0.0211% 694,182 -144,052 -20.75%212343 212 26611 Valiant Ins Co 11,940 0.0004% 13,700 22,864 166.89%321344 218 20508 Valley Forge Ins Co 354,001 0.0113% 368,412 2,547,113 691.38%242345 215 14133 Valley Ins Co 4,154,936 0.1327% 5,421,421 3,836,027 70.76%113346 21172 Vanliner Ins Co 1,655,003 0.0529% 1,150,233 562,241 48.88%152347 38 20397 Vigilant Ins Co 836,715 0.0267% 486,834 -61 -0.01%195348 111 26069 Wausau Business Ins Co 979,428 0.0313% 699,362 737,538 105.46%183349 111 26042 Wausau Underwriters Ins Co 1,249,734 0.0399% 1,206,302 959,111 79.51%163350 626 21121 Westchester Fire Ins Co 26,303,962 0.8401% 20,824,592 1,529,414 7.34%26351 800 13625 Western Mut Ins Co 3,455 0.0001% 3,950 -219,004 -5544.41%335352 853 10997 Western Select Ins Co 357,264 0.0114% 312,565 63,000 20.16%241353 34282 Western Specialty Ins Co 219,493 0.0070% 3,353,270 4,418,342 131.76%262354 218 13188 Western Surety Co 359,909 0.0115% 384,353 9,307 2.42%240355 350 34207 Westport Ins Corp 9,382,792 0.2997% 10,128,324 11,415,214 112.71%74356 748 25780 Williamsburg Natl Ins Co 1,166,238 0.0372% 845,368 251,475 29.75%171357 225 13234 Wilshire Ins Co 274,188 0.0088% 268,379 731 0.27%255358 1285 24554 Winterthur Intl Amer Ins Co 1,680,793 0.0537% 22,756,685 17,573,128 77.22%151359 84 26050 Worldwide Ins Co 4,042 0.0001% 3,500 0 0.00%333360 1285 37885 XL Specialty Ins Co 49,984,301 1.5965% 32,394,080 27,151,500 83.82%13361 11126 Yasuda Fire & Marine Ins Co Of Amer 4,906,050 0.1567% 3,260,662 4,030,683 123.62%103362 212 16535 Zurich American Ins Co 80,073,171 2.5575% 75,646,241 93,741,596 123.92%9363 212 27855 Zurich American Ins Co Of IL 2,258,042 0.0721% 2,292,907 260,582 11.36%134

3,130,883,566 100.0000% 2,998,260,038 1,986,613,623 66.26%Line Total:

California Department of Insurance Page 8 of 8 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRODUCTS LIABILITY [18]

ShareRank

1 626 22667 Ace American Ins Co 355,684 0.1702% 328,461 1,040,230 316.70%562 626 20699 Ace Prop & Cas Ins Co 4,967 0.0024% 830 -1,107,308 33410.60%1463 38733 Alaska Nat Ins Co 652 0.0003% 652 258 39.57%1614 761 35300 Allianz Ins Co 2,005,184 0.9596% 2,183,104 3,242,279 148.52%205 8 19232 Allstate Ins Co 356,853 0.1708% 403,124 4,687,607 1162.82%556 140 19100 Amco Ins Co 575,239 0.2753% 672,629 -12,999,728 -1932.67%467 553 24589 American & Foreign Ins Co 34,990 0.0167% 31,787 63,123 198.58%1208 761 21849 American Automobile Ins Co 3,200 0.0015% 1,074 238 22.16%1539 218 20427 American Cas Co Of Reading PA 174,626 0.0836% 161,685 661,700 409.25%8210 163 19690 American Economy Ins Co 74,176 0.0355% 76,021 9,356 12.31%10311 1129 20613 American Employers Ins Co 16,439 0.0079% 16,008 869,060 5428.91%13012 212 26247 American Guarantee & Liability Ins 2,981,362 1.4268% 1,379,594 -211,187 -15.31%1313 291 13331 American Hardware Mut Ins Co 135,685 0.0649% 131,985 45,079 34.15%9014 12 19380 American Home Assur Co 2,913,346 1.3942% 1,971,726 4,081,418 207.00%1415 761 21857 American Ins Co 213,491 0.1022% 93,145 815,309 875.31%7316 108 30562 American Manufacturers Mut Ins Co 704,240 0.3370% 930,439 5,249,822 564.23%4317 108 22918 American Motorists Ins Co 4,709,852 2.2540% 4,729,024 24,463,971 517.32%918 108 18910 American Protection Ins Co 53,159 0.0254% 47,334 0 0.00%11019 163 19704 American States Ins Co 451,490 0.2161% 438,889 131,748,354 30018.60%5120 124 23396 Amerisure Mut Ins Co 242 0.0001% 218 119 54.59%16321 761 21865 Associated Ind Corp 136,543 0.0653% 137,607 -74,966 -54.48%8922 164 41769 Athena Assur Co 45,189 0.0216% 158,341 56,793 35.87%11223 24 19895 Atlantic Mut Ins Co 39,433 0.0189% 51,571 14,717 28.54%11624 689 33162 Bankers Ins Co 296,597 0.1419% 234,895 421,669 179.51%6325 140 18961 Calfarm Ins Co 6,635 0.0032% 450,451 -91,882 -20.40%14126 98 10510 Carolina Cas Ins Co 883 0.0004% 21,797 -116,327 -533.68%16027 24 19909 Centennial Ins Co 3,975 0.0019% 2,341 89 3.80%15128 38 10052 Chubb National Ins Co 184,936 0.0885% 122,058 20,709 16.97%7929 244 10677 Cincinnati Ins Co 274,238 0.1312% 279,855 -40,274 -14.39%6830 517 20532 Clarendon Natl Ins Co 1,989 0.0010% 1,626 2,446 150.43%15731 218 20435 CNA Cas Of CA 538,948 0.2579% 538,948 0 0.00%4932 12 19410 Commerce & Industry Ins Co 2,904,382 1.3899% 2,875,387 1,300,626 45.23%1533 181 19489 Commercial Underwriters Ins Co 256,010 0.1225% 250,223 -1,090,255 -435.71%7234 553 24872 Connecticut Ind Co 109,353 0.0523% 98,934 -281,650 -284.68%9435 604 32190 Constitution Ins Co 2,512 0.0012% 1,042 0 0.00%15436 218 20443 Continental Cas Co 346,572 0.1659% 489,483 7,335,256 1498.57%5837 218 35289 Continental Ins Co 10,224 0.0049% 9,034 -10,533,691 16600.52%13938 37206 Contractors Bonding & Ins Co 4,415 0.0021% 14,498 92,615 638.81%14939 920 42048 Diamond State Ins Co 26,573 0.0127% 18,741 0 0.00%12540 164 36463 Discover Prop & Cas Ins Co 204,233 0.0977% 112,490 403,408 358.62%7441 212 21326 Empire Fire & Marine Ins Co 3,323 0.0016% 5,185 1,741 33.58%15242 111 21458 Employers Ins of Wausau 307,066 0.1469% 685,186 -2,767,087 -403.84%6143 62 21415 Employers Mut Cas Co 445,128 0.2130% 391,267 125,250 32.01%5244 158 18864 Fairmont Ins Co 574,716 0.2750% 994,523 285,250 28.68%4745 212 21652 Farmers Ins Exch 132,610 0.0635% 122,846 10,296,561 8381.68%9146 38 20281 Federal Ins Co 27,862,467 13.3339% 26,247,124 20,182,909 76.90%247 7 13935 Federated Mut Ins Co 2,876,857 1.3768% 2,469,560 1,526,563 61.82%1648 7 28304 Federated Service Ins Co 15,207 0.0073% 7,028 1,795 25.54%133

California Department of Insurance Page 1 of 4 Rate Specialist Bureau - 06/03/2002

Page 71: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRODUCTS LIABILITY [18]

ShareRank

49 164 35386 Fidelity & Guaranty Ins Co 305,073 0.1460% 107,104 80,186 74.87%6250 164 25879 Fidelity & Guaranty Ins Underwriters 335,591 0.1606% 144,805 21,702 14.99%6051 553 24880 Fire & Cas Ins Co Of CT 58,524 0.0280% 48,767 517 1.06%10852 761 21873 Firemans Fund Ins Co 6,028,715 2.8851% 5,531,761 -439,496 -7.94%853 163 24724 First Natl Ins Co Of Amer 40,194 0.0192% 33,020 108,160 327.56%11554 163 24732 General Ins Co Of Amer 113,907 0.0545% 115,720 219,902 190.03%9355 749 39322 General Security National Ins Co 19,324 0.0092% 32,690 0 0.00%12856 31 38962 Genesis Ins Co 384,787 0.1841% 370,487 337,300 91.04%5357 604 41343 Gerling Amer Ins Co 281,716 0.1348% 426,425 7,745,667 1816.42%6758 553 24600 Globe Ind Co 11,121 0.0053% 18,920 52,278 276.31%13759 111 10836 Golden Eagle Ins Corp 15,673 0.0075% 2,443 0 0.00%13260 83 22101 Grange Ins Assn 29,111 0.0139% 37,690 65,042 172.57%12461 12 23809 Granite State Ins Co 85,212 0.0408% 68,326 94,860 138.83%10062 84 26832 Great American Alliance Ins Co 4,097 0.0020% 3,471 -51,057 -1470.96%15063 84 26344 Great American Assur Co 15,967 0.0076% 27,830 -5,906 -21.22%13164 84 16691 Great American Ins Co 33,547 0.0161% 45,916 87,059 189.60%12165 84 22136 Great American Ins Co of NY 72,236 0.0346% 145,315 336,531 231.59%10566 98 25224 Great Divide Ins Co 345,076 0.1651% 340,064 37,764 11.10%5967 38 20303 Great Northern Ins Co 1,566,160 0.7495% 1,536,187 1,637,323 106.58%2568 1285 22322 Greenwich Ins Co 1,972,389 0.9439% 1,081,811 1,293,454 119.56%2169 41 22217 Gulf Ins Co 79,264 0.0379% 147,111 242,758 165.02%10270 88 22292 Hanover Ins Co 6,346 0.0030% 14,133 -76,420 -540.72%14271 26433 Harco Natl Ins Co 302 0.0001% 306 0 0.00%16272 91 22357 Hartford Accid & Ind Co 84,300 0.0403% 88,674 364,751 411.34%10173 91 29424 Hartford Cas Ins Co 178,009 0.0852% 235,088 1,070,139 455.21%8074 91 19682 Hartford Fire In Co 10,603,629 5.0745% 8,624,070 16,003,349 185.57%675 91 37478 Hartford Ins Co Of The Midwest 186,669 0.0893% 219,814 3,119,977 1419.37%7676 91 30104 Hartford Underwriters Ins Co 2,439 0.0012% 1,260 -783 -62.14%15577 1116 22489 Highlands Ins Co 57,594 0.0276% 74,014 -4,863,450 -6570.99%10978 626 43575 Indemnity Ins Co Of North Amer 11,444 0.0055% 618,810 -2,605,579 -421.06%13579 12 19429 Insurance Co Of The State Of PA 73,153 0.0350% 67,922 1,820,123 2679.73%10480 761 11630 Jefferson Ins Co 23,263 0.0111% 35,287 20,345 57.66%12781 108 27138 Kemper Cas Ins Co 1,062,358 0.5084% 705,144 783,028 111.05%3482 1172 24422 Legion Ins Co 193,159 0.0924% 435,229 255,788 58.77%7583 111 42404 Liberty Ins Corp 1,052,461 0.5037% 853,539 4,455,365 521.99%3584 111 23035 Liberty Mut Fire Ins Co 3,050,317 1.4598% 3,106,279 2,783,541 89.61%1285 111 23043 Liberty Mut Ins Co 1,551,655 0.7426% 1,405,807 22,618,321 1608.92%2686 111 33600 LM Ins Corp 12,368 0.0059% 10,737 5,065 47.17%13487 108 22977 Lumbermens Mut Cas Co 30,810,212 14.7446% 17,201,435 -977,973 -5.69%188 23108 Lumbermens Underwriting Alliance 89,222 0.0427% 83,082 8,572 10.32%9789 785 38970 Markel Ins Co 67 0.0000% 75 993 1324.00%16490 88 22306 Massachusetts Bay Ins Co 36,093 0.0173% 15,040 7,150 47.54%11991 1113 22241 Medmarc Cas Ins Co 12,303,387 5.8879% 11,207,120 14,171,984 126.46%592 212 21687 Mid-Century Ins Co 5,549 0.0027% 7,443 3,115,127 41853.11%14393 227 23647 Mutual Service Cas Ins Co 604,618 0.2893% 891,533 899,749 100.92%4594 23663 National American Ins Co 51,840 0.0248% 51,880 12,618 24.32%11195 218 20478 National Fire Ins Co Of Hartford 124,921 0.0598% 113,067 -18,437 -16.31%9296 31 20052 National Liab & Fire Ins Co 6,813 0.0033% 4,159 284 6.83%140

California Department of Insurance Page 2 of 4 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRODUCTS LIABILITY [18]

ShareRank

97 761 21881 National Surety Corp 283,343 0.1356% 226,808 -49,417 -21.79%6698 140 28223 Nationwide Agribusiness Ins Co 5,247 0.0025% 3,692 1,562 42.31%14499 140 23787 Nationwide Mut Ins Co 802,919 0.3842% 861,602 -503,108 -58.39%40100 12 23841 New Hampshire Ins Co 1,472,225 0.7046% 1,147,145 -507,338 -44.23%27101 3098 32301 Nichido Fire & Marine Ins Co Ltd 1,680,000 0.8040% 1,726,622 1,712,100 99.16%24102 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 185,842 0.0889% 169,433 -370,589 -218.72%78103 181 29874 North American Specialty Ins Co 798,207 0.3820% 787,104 833,722 105.92%41104 158 21105 North River Ins Co 36,592 0.0175% 52,370 103,842 198.29%118105 41 24031 Northland Cas Co 4,415 0.0021% 8,787 1,460 16.62%148106 41 24015 Northland Ins Co 37,540 0.0180% 21,156 -205 -0.97%117107 1116 23906 Northwestern Natl Cas Co 151,494 0.0725% 107,942 500 0.46%86108 38 20338 Northwestern Pacific Ind Co 186,177 0.0891% 381,468 2,488,612 652.38%77109 150 24147 Old Republic Ins Co 1,427,580 0.6832% 1,298,520 2,204,375 169.76%28110 1129 20621 OneBeacon America Ins Co 42,813 0.0205% 26,204 13,051,537 49807.42%113111 1129 21970 OneBeacon Ins Co 33,024 0.0158% 73,584 8,711,691 11839.11%122112 645 14907 Oregon Mut Ins Co 270,189 0.1293% 259,453 864,247 333.10%70113 1116 41408 Pacific Automobile Ins Co 290,047 0.1388% 175,375 0 0.00%65114 626 22748 Pacific Employers Ins Co 1,155,596 0.5530% 854,837 2,078,872 243.19%32115 38 20346 Pacific Ind Co 1,830,743 0.8761% 1,479,462 1,220,010 82.46%22116 1116 23930 Pacific Natl Ins Co 265,335 0.1270% 365,407 0 0.00%71117 111 24198 Peerless Ins Co 146,848 0.0703% 41,110 0 0.00%87118 1218 32859 Penn-Amer Ins Co 355,153 0.1700% 390,669 40,022 10.24%57119 1129 21962 Pennsylvania General Ins Co 18,021 0.0086% 17,397 1,315,918 7564.05%129120 767 12262 Pennsylvania Manufacturers Asn Ins C 42,026 0.0201% 18,508 12,647 68.33%114121 158 24384 Ranger Ins Co 295,452 0.1414% 271,939 86,430 31.78%64122 400 24449 Regent Ins Co 2,077 0.0010% 5,401 29 0.54%156123 98 11001 Riverport Ins Co of CA 169,128 0.0809% 117,630 70,590 60.01%83124 783 13056 RLI Ins Co 1,012,227 0.4844% 989,606 1,136,894 114.88%36125 83 22128 Rocky Mountain Fire & Cas Co 11,340 0.0054% 15,395 201,687 1310.08%136126 553 24678 Royal Ind Co 1,415,033 0.6772% 1,216,073 134,623 11.07%29127 553 26980 Royal Ins Co Of Amer 3,904,442 1.8685% 4,035,844 13,857,019 343.35%10128 163 24740 Safeco Ins Co Of Amer 90,840 0.0435% 153,534 125,590 81.80%96129 553 24694 Safeguard Ins Co 31,427 0.0150% 19,437 69,792 359.07%123130 140 15580 Scottsdale Ind Co 1,790 0.0009% 2,160 -697 -32.27%158131 41 22233 Select Ins Co 1,299 0.0006% 1,456 574 39.42%159132 169 24988 Sentry Ins A Mut Co 1,361,274 0.6515% 992,423 -399,988 -40.30%30133 169 21180 Sentry Select Ins Co 703,300 0.3366% 720,949 40,623 5.63%44134 36790 Springfield Ins Co Inc 364,218 0.1743% 121,739 80,833 66.40%54135 164 24767 St Paul Fire & Marine Ins Co 19,458,760 9.3122% 15,535,071 18,206,282 117.19%3136 164 24775 St Paul Guardian Ins Co 550,075 0.2632% 503,878 57,195 11.35%48137 164 24791 St Paul Mercury Ins Co 2,460,431 1.1775% 2,166,646 -170,092 -7.85%17138 748 18023 Star Ins Co 10,418 0.0050% 13,679 468 3.42%138139 93 12831 State Natl Ins Co Inc 761,856 0.3646% 326,806 41,387 12.66%42140 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 5,195 0.0025% 3,269 -155,836 -4767.08%145141 158 25534 TIG Ins Co 509,109 0.2436% 2,060,585 7,863,684 381.62%50142 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 6,565,678 3.1421% 6,016,146 4,560,287 75.80%7143 218 20486 Transcontinental Ins Co 87,204 0.0417% 90,532 11,914,908 13160.99%99144 218 20494 Transportation Ins Co 139,219 0.0666% 111,438 4,646,188 4169.30%88

California Department of Insurance Page 3 of 4 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRODUCTS LIABILITY [18]

ShareRank

145 41 25674 Travelers Ind Co Of IL 1,753,830 0.8393% 1,477,222 -1,694,605 -114.72%23146 212 21709 Truck Ins Exch 87,783 0.0420% 67,186 42,735,046 63607.07%98147 91 29459 Twin City Fire Ins Co Co 175,523 0.0840% 161,932 -1,942,372 -1199.50%81148 181 18619 Underwriters Ins Co 61,626 0.0295% 100,719 2,661,112 2642.12%106149 400 25798 Unigard Ind Co 24,383 0.0117% 25,569 25 0.10%126150 400 25747 Unigard Ins Co 157,358 0.0753% 106,949 -494,382 -462.26%85151 158 21113 United States Fire Ins Co 873,192 0.4179% 1,360,447 12,422,267 913.10%38152 212 41181 Universal Underwriters Ins Co 3,467,007 1.6592% 3,348,149 5,371,197 160.42%11153 164 25887 US Fidelity & Guaranty Co 2,065,401 0.9884% 1,494,141 357,208 23.91%19154 201 25976 Utica Mut Ins Co 4,500 0.0022% 3,403 2,000,600 58789.30%147155 218 20508 Valley Forge Ins Co 161,284 0.0772% 150,474 2,969,822 1973.64%84156 215 14133 Valley Ins Co 1,116,185 0.5342% 1,136,553 524,367 46.14%33157 38 20397 Vigilant Ins Co 803,361 0.3845% 453,711 261,417 57.62%39158 1172 19577 Villanova Ins Co 101,303 0.0485% 189,047 88,543 46.84%95159 111 26069 Wausau Business Ins Co 60,870 0.0291% 88,415 341,448 386.19%107160 111 26042 Wausau Underwriters Ins Co 270,752 0.1296% 271,457 1,240,291 456.90%69161 626 21121 Westchester Fire Ins Co 1,215,381 0.5816% 1,704,811 -3,100,183 -181.85%31162 1285 24554 Winterthur Intl Amer Ins Co 959,777 0.4593% 1,139,244 2,383,049 209.18%37163 11126 Yasuda Fire & Marine Ins Co Of Amer 2,174,650 1.0407% 3,280,325 -40,769,719 -1242.86%18164 212 16535 Zurich American Ins Co 14,636,510 7.0045% 13,280,405 13,854,995 104.33%4

208,959,607 100.0000% 182,553,030 399,358,692 218.76%Line Total:

California Department of Insurance Page 4 of 4 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO NO-FAULT [19.1]

ShareRank

1 127 23469 American Modern Home Ins Co 125 0.0007% 107 0 0.00%82 10175 Cascade Natl Ins Co 478 0.0028% 521 -84 -16.12%63 212 34649 Centre Ins Co 1,376,491 7.9886% 1,349,893 1,128,456 83.60%24 517 20532 Clarendon Natl Ins Co 16,899 0.0981% 16,899 3,840 22.72%45 91 30104 Hartford Underwriters Ins Co 627 0.0036% 619 -2,894 -467.53%56 354 39098 Omni Ins Co 187 0.0011% 97 10,897 11234.02%77 98 40045 Starnet Ins Co 32,168 0.1867% 27,048 23,317 86.21%38 42277 Sterling Cas Ins Co 15,803,692 91.7184% 15,179,054 9,304,730 61.30%1

17,230,667 100.0000% 16,574,238 10,468,262 63.16%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 75: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO LIABILITY [19.2]

ShareRank

1 12 12963 21st Century Ins Co 515,729,325 6.0918% 514,115,526 361,563,956 70.33%52 313 33898 Aegis Security Ins Co 7,775,509 0.0918% 9,252,167 6,589,178 71.22%903 12 19399 AIU Ins Co 290,193 0.0034% 399,558 692,357 173.28%1824 10221 Alistar Ins Co 29,473,106 0.3481% 27,412,838 19,233,247 70.16%375 140 42579 Allied Prop & Cas Ins Co 28,127,451 0.3322% 26,468,918 13,619,182 51.45%406 8 19240 Allstate Ind Co 510,810,108 6.0337% 493,702,851 349,714,356 70.83%67 8 19232 Allstate Ins Co 278,088,880 3.2848% 273,461,627 178,502,172 65.28%88 8 17230 Allstate Prop & Cas Ins Co 97,217,633 1.1483% 97,571,473 79,046,647 81.01%169 140 19100 Amco Ins Co 43,809,577 0.5175% 40,298,271 34,783,732 86.32%2810 553 24589 American & Foreign Ins Co 728,840 0.0086% 746,976 192,516 25.77%16111 19 10111 American Bankers Ins Co Of FL 3,926,838 0.0464% 3,936,568 3,467,124 88.07%12712 218 20427 American Cas Co Of Reading PA 49,669 0.0006% 43,077 -18,092 -42.00%19813 212 43699 American Federation Ins Co 96,462 0.0011% 90,148 95,295 105.71%19314 12 19380 American Home Assur Co 12,508,524 0.1477% 10,694,988 8,017,926 74.97%7115 1292 28100 American Horizon Ins Co 1,401,974 0.0166% 1,640,834 1,456,964 88.79%15316 12 43761 American Intl Ins Co Of CA 21,431,681 0.2531% 21,256,958 16,325,401 76.80%4417 108 30562 American Manufacturers Mut Ins Co 19,102,136 0.2256% 21,975,115 9,560,781 43.51%5118 127 23469 American Modern Home Ins Co 592,416 0.0070% 538,720 -27,330 -5.07%16619 108 18910 American Protection Ins Co 334,162 0.0039% 388,129 161,932 41.72%17920 19 19615 American Reliable Ins Co 720,211 0.0085% 829,456 272,217 32.82%16221 1346 39969 American Safety Cas Ins Co 1,290,248 0.0152% 1,946,688 3,143,873 161.50%15822 163 37214 American States Preferred Ins Co 3,424,586 0.0405% 1,783,006 1,071,173 60.08%13023 40800 American Sterling Ins Co 3,390,299 0.0400% 3,809,363 4,203,418 110.34%13224 4 27928 Amex Assur Co 15,162,971 0.1791% 13,298,075 9,107,473 68.49%6125 28 19976 Amica Mut Ins Co 15,219,530 0.1798% 14,727,142 13,129,644 89.15%6026 40010 Anchor General Ins Co 10,998,436 0.1299% 11,392,307 10,281,583 90.25%7627 457 19801 Argonaut Ins Co 4,339,342 0.0513% 2,852,734 3,508,354 122.98%12328 761 21865 Associated Ind Corp 10 0.0000% 10 -34,407344070.00%23829 84 21792 Atlanta Cas Co 1,626,013 0.0192% 2,083,889 1,257,835 60.36%14930 84 31925 Atlanta Specialty Ins Co 41,069 0.0005% 9,176 2,188 23.84%20031 24 19895 Atlantic Mut Ins Co 119,787 0.0014% 124,682 58,542 46.95%19132 660 38342 California Automobile Ins Co 53,414,622 0.6309% 47,359,301 30,347,336 64.08%2333 802 13544 California Capital Ins Co 19,340,998 0.2285% 19,118,379 14,784,656 77.33%4834 33 27464 California Cas & Fire Ins Co 524 0.0000% 524 -134,685 -25703.24%23235 33 20117 California Cas Ind Exch 58,581,005 0.6920% 57,061,127 39,504,614 69.23%2136 1278 15539 California State Auto Asn Inter-Ins 722,374,039 8.5326% 722,755,521 475,809,734 65.83%337 10175 Cascade Natl Ins Co 10,745,955 0.1269% 13,093,793 16,933,489 129.32%7938 56 21237 Casualty Reciprocal Exch 3,634 0.0000% 3,634 0 0.00%21939 24 19909 Centennial Ins Co 271,423 0.0032% 288,827 117,134 40.56%18440 26905 Century-Natl Ins Co 3,079,125 0.0364% 2,531,362 2,147,617 84.84%13641 761 22810 Chicago Ins Co 385,344 0.0046% 629,153 -437,127 -69.48%17442 38 12777 Chubb Ind Ins Co 876 0.0000% 876 146 16.67%23043 79 22004 CIM Ins Corp 5,141,989 0.0607% 5,387,026 6,129,780 113.79%11444 323 10693 Civil Svc Employees Ins Co 19,294,851 0.2279% 19,507,553 15,389,240 78.89%4945 517 20532 Clarendon Natl Ins Co 38,107,956 0.4501% 71,327,175 38,886,515 54.52%3046 814 25089 Coast Natl Ins Co 135,535,763 1.6009% 128,831,715 85,039,821 66.01%1147 350 20796 Colonial Penn Franklin Ins Co 18,676,033 0.2206% 19,721,407 13,734,688 69.64%5248 350 34789 Colonial Penn Ins Co 8,868,585 0.1048% 9,191,863 6,790,665 73.88%87

California Department of Insurance Page 1 of 5 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO LIABILITY [19.2]

ShareRank

49 350 43974 Colonial Penn Madison Ins Co 6,782,487 0.0801% 6,361,730 2,845,535 44.73%9950 816 13161 Commerce West Ins Co 19,234,308 0.2272% 18,193,803 13,412,239 73.72%5051 181 19489 Commercial Underwriters Ins Co 18,782 0.0002% 1,772,715 -998,047 -56.30%20752 218 20443 Continental Cas Co 10,858 0.0001% 12,071 13,937,761 15464.84%20953 218 35289 Continental Ins Co 6,170 0.0001% 7,332 476,452 6498.25%21254 218 28258 Continental Natl Ind Co 5,277,038 0.0623% 4,942,643 5,810,341 117.56%11255 3018 22730 Converium Ins North Amer Inc 3,437,293 0.0406% 3,426,638 2,861,203 83.50%12956 323 18953 CSE Safeguard Ins Co 16,749,872 0.1978% 13,465,588 6,462,632 47.99%5457 930 19269 Danielson Natl Ins Co 388,256 0.0046% 1,685,249 1,945,881 115.47%17258 8 37907 Deerbrook Ins Co 5,155,688 0.0609% 8,033,546 6,849,997 85.27%11359 140 42587 Depositors Ins Co 8,680,883 0.1025% 8,026,397 1,180,846 14.71%8860 920 42048 Diamond State Ins Co 5,834,952 0.0689% 6,071,323 7,857,340 129.42%10661 831 34495 Doctors Co An Interins Exchn 2,996,834 0.0354% 2,933,431 1,557,619 53.10%13862 515 10928 Eagle Ins Co 7,597,023 0.0897% 6,950,918 6,564,407 94.44%9263 802 12890 Eagle West Ins Co 23,770 0.0003% 39,910 228,248 571.91%20464 57 21261 Electric Ins Co 2,910,983 0.0344% 3,017,413 2,347,617 77.80%13965 62 21407 Emcasco Ins Co 14,864 0.0002% 16,518 -682 -4.13%20866 212 21326 Empire Fire & Marine Ins Co 1,484 0.0000% 3,036 3,173 104.51%22667 38 35181 Executive Risk Ind Inc 14,046,779 0.1659% 12,248,918 8,624,052 70.41%6668 922 40029 Explorer Ins Co 24,942,300 0.2946% 26,601,266 23,115,632 86.90%4169 158 18864 Fairmont Ins Co 5,703,684 0.0674% 5,940,728 4,025,591 67.76%10870 212 21652 Farmers Ins Exch 992,095,740 11.7186% 964,132,273 592,449,322 61.45%271 38 20281 Federal Ins Co 4,094 0.0000% 4,094 -3,294 -80.46%21872 164 35386 Fidelity & Guaranty Ins Co 158,533 0.0019% 302,903 518,258 171.10%18973 670 25180 Fidelity National Ins Co 701,253 0.0083% 685,760 677,557 98.80%16574 215 19852 Financial Ind Co 36,530,737 0.4315% 40,589,434 24,814,321 61.13%3275 761 21873 Firemans Fund Ins Co 2,756 0.0000% 2,442 -1,505 -61.63%22176 761 21903 Firemans Fund Ins Co Of TX 14,847,212 0.1754% 14,537,696 10,101,802 69.49%6277 1279 11150 First Amer Ins Co 11,205,926 0.1324% 12,137,254 9,267,855 76.36%7478 70 34525 First American Specilaty Ins Co 378,783 0.0045% 516,913 205,622 39.78%17679 689 16578 First Comm Ins Co 963,557 0.0114% 1,000,311 527,688 52.75%16080 479 11177 First Financial Ins Co 4,849,706 0.0573% 5,066,066 4,154,555 82.01%11781 111 33588 First Liberty Ins Corp 155 0.0000% 46 -2,739 -5954.35%23682 163 24724 First Natl Ins Co Of Amer 1,614,129 0.0191% 1,604,956 1,362,556 84.90%15083 212 11185 Foremost Ins Co 1,146,933 0.0135% 1,045,195 397,068 37.99%15984 218 10201 Galway Ins Co 13,108,428 0.1548% 13,184,634 6,949,305 52.71%6985 350 22225 Ge Auto & Home Assur Co 1,296,092 0.0153% 1,502,190 1,460,850 97.25%15786 31 41491 Geico Cas Co 20,287,877 0.2396% 19,697,904 11,969,366 60.76%4687 31 35882 Geico General Ins Co 113,927,650 1.3457% 109,497,881 85,816,073 78.37%1588 31 22055 Geico Ind Co 28,518,408 0.3369% 26,971,086 21,933,270 81.32%3989 163 24732 General Ins Co Of Amer 9,241 0.0001% 9,960 -980 -9.84%21090 11231 Generali Us Branch 7,181,274 0.0848% 7,687,819 5,184,724 67.44%9791 218 34622 Glens Falls Ins Co 31,540,873 0.3726% 19,154,516 6,110,844 31.90%3692 553 24600 Globe Ind Co 51,850 0.0006% 53,392 53,657 100.50%19693 31 22063 Government Employees Ins Co 68,510,674 0.8092% 66,483,105 54,591,755 82.11%1994 83 22101 Grange Ins Assn 6,423,882 0.0759% 6,947,938 5,881,760 84.65%10295 12 23809 Granite State Ins Co 15,687,212 0.1853% 11,791,532 9,495,613 80.53%5996 84 26832 Great American Alliance Ins Co 1,379,200 0.0163% 1,563,131 692,718 44.32%154

California Department of Insurance Page 2 of 5 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO LIABILITY [19.2]

ShareRank

97 84 16691 Great American Ins Co 5,534,122 0.0654% 3,964,054 4,483,545 113.11%10998 84 22136 Great American Ins Co of NY 183,414 0.0022% 161,713 419,581 259.46%18699 84 33723 Great American Spirit Ins Co 421,824 0.0050% 252,388 220,938 87.54%169100 38 20303 Great Northern Ins Co 1,156 0.0000% 1,156 189 16.35%228101 1285 22322 Greenwich Ins Co 15,879,093 0.1876% 15,879,093 24,569,075 154.73%57102 303 15032 Guideone Mut Ins Co 387,286 0.0046% 383,448 264,256 68.92%173103 303 14559 Guideone Specialty Mut Ins Co 10,164,025 0.1201% 10,653,851 10,398,241 97.60%81104 88 22292 Hanover Ins Co 101,863 0.0012% 116,169 -266,300 -229.23%192105 517 21806 Harbor Specialty Ins Co 306,997 0.0036% 250,541 -369,873 -147.63%180106 253 14168 Harleysville Mut Ins Co 9,860,961 0.1165% 11,540,279 23,036,578 199.62%83107 91 29424 Hartford Cas Ins Co 24,606,255 0.2906% 23,631,524 17,670,414 74.77%42108 91 30104 Hartford Underwriters Ins Co 46,657,440 0.5511% 45,341,686 33,441,111 73.75%26109 300 22578 Horace Mann Ins Co 5,761,355 0.0681% 5,664,940 4,511,966 79.65%107110 300 22756 Horace Mann Prop & Cas Ins Co 7,269,062 0.0859% 7,099,604 5,115,745 72.06%94111 158 25054 Hudson Ins Co 282,408 0.0033% 315,446 352,670 111.80%183112 84 22268 Infinity Ins Co 116,871,580 1.3805% 112,240,077 63,157,123 56.27%14113 84 10068 Infinity Natl Ins Co 7,184,747 0.0849% 12,346,550 9,527,375 77.17%96114 922 27847 Insurance Co Of The West 8,596 0.0001% 15,121 -58,884 -389.42%211115 517 37257 Insurance Corp Of Hannover 4,216,319 0.0498% 1,979,301 1,454,146 73.47%124116 1314 18341 Insurance Corp Of NY 1,784,383 0.0211% 1,670,676 944,479 56.53%145117 79 29742 Integon Natl Ins Co 1,457,468 0.0172% 2,869,152 3,086,344 107.57%152118 79 31488 Integon Preferred Ins Co 6,197,261 0.0732% 5,930,510 6,404,978 108.00%105119 1318 15598 Interins Exch Of The Automobile Club 692,642,288 8.1815% 682,449,691 424,432,316 62.19%4120 761 22837 Interstate Ind Co 9,201,829 0.1087% 6,554,384 6,432,879 98.15%86121 761 11630 Jefferson Ins Co 4,645,576 0.0549% 5,425,306 5,608,615 103.38%121122 108 10915 Kemper Auto & Home Ins Co 7,510,849 0.0887% 6,457,163 5,040,143 78.06%93123 26077 Lancer Ins Co 1,585,385 0.0187% 1,585,385 3,129,394 197.39%151124 84 11738 Leader Ins Co 14,373,035 0.1698% 16,946,947 11,260,196 66.44%63125 1172 24422 Legion Ins Co 24,188,527 0.2857% 13,542,832 9,771,281 72.15%43126 111 23035 Liberty Mut Fire Ins Co 52,661,766 0.6220% 49,318,598 36,236,875 73.48%24127 111 23043 Liberty Mut Ins Co 149,223 0.0018% 153,381 159,542 104.02%190128 1326 33855 Lincoln General Ins Co 11,594,409 0.1370% 4,080,241 2,627,817 64.40%73129 108 22977 Lumbermens Mut Cas Co 50,500 0.0006% 123,024 655,018 532.43%197130 155 37605 Marathon Ins Co 54,281,555 0.6412% 64,734,563 34,415,318 53.16%22131 785 28932 Markel American Ins Co 475,650 0.0056% 450,026 112,575 25.02%168132 212 19356 Maryland Cas Co 1,988,897 0.0235% 2,091,997 1,286,619 61.50%144133 41 33650 Mendota Ins Co 4,208 0.0000% 2,769 269 9.71%217134 304 31968 Merastar Ins Co 1,691,440 0.0200% 1,173,986 1,033,274 88.01%147135 660 11908 Mercury Cas Co 152,296,253 1.7989% 152,096,463 98,409,747 64.70%9136 660 27553 Mercury Ins Co 460,461,055 5.4389% 455,171,166 258,295,729 56.75%7137 241 25321 Metropolitan Drt Prop & Cas Ins Co 9,829,573 0.1161% 9,130,416 5,626,283 61.62%84138 79 38660 MIC General Ins Corp 4,692,056 0.0554% 4,940,140 3,384,860 68.52%120139 212 21687 Mid-Century Ins Co 28,710,676 0.3391% 34,635,986 11,893,303 34.34%38140 303 10920 Millennium Ins Co 10,942,145 0.1292% 9,859,152 8,557,777 86.80%77141 130 23531 Millers Ins Co 3,229,908 0.0382% 3,452,433 2,857,672 82.77%135142 227 23655 Modern Service Ins Co 3,409,612 0.0403% 4,458,511 3,695,215 82.88%131143 227 23647 Mutual Service Cas Ins Co 8,142,961 0.0962% 12,961,783 22,662,572 174.84%89144 79 30945 National Alliance Ins Co 7,709,959 0.0911% 7,753,725 5,215,500 67.26%91

California Department of Insurance Page 3 of 5 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO LIABILITY [19.2]

ShareRank

145 930 23671 National American Ins Co Of CA 10,884,822 0.1286% 10,346,630 7,106,104 68.68%78146 659 23701 National Automobile & Cas Ins Co 16,749,540 0.1978% 15,557,932 13,300,737 85.49%55147 218 20478 National Fire Ins Co Of Hartford 1,761 0.0000% 1,937 10,488 541.46%224148 79 23728 National General Ins Co 47,725,064 0.5637% 48,335,591 24,039,379 49.73%25149 84 32620 National Interstate Ins Co 180,172 0.0021% 199,509 29,625 14.85%187150 140 10723 Nationwide Assur Co 27,228 0.0003% 27,228 -2,370 -8.70%201151 140 23779 Nationwide Mut Fire Ins Co 14,337,057 0.1693% 13,655,068 9,946,311 72.84%64152 140 23787 Nationwide Mut Ins Co 64,970,922 0.7674% 58,708,376 48,268,849 82.22%20153 140 37877 Nationwide Prop & Cas Ins Co 6,652,189 0.0786% 6,233,276 5,470,457 87.76%100154 12 23841 New Hampshire Ins Co 404,116 0.0048% 339,070 589,902 173.98%170155 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 79,300 0.0009% 81,598 30,569 37.46%195156 885 27740 North Pointe Ins Co 3,076,506 0.0363% 2,840,147 2,210,777 77.84%137157 212 19372 Northern Ins Co Of NY 1,753,048 0.0207% 1,875,500 1,360,317 72.53%146158 41 24015 Northland Ins Co 2,173,782 0.0257% 1,786,105 631,963 35.38%142159 38 20338 Northwestern Pacific Ind Co 4,785,701 0.0565% 4,821,501 1,854,917 38.47%119160 354 39098 Omni Ins Co 13,290,949 0.1570% 11,056,844 9,140,867 82.67%67161 645 14907 Oregon Mut Ins Co 555,549 0.0066% 320,831 401,510 125.15%167162 38 20346 Pacific Ind Co 1,938 0.0000% 1,938 328 16.92%223163 1116 23930 Pacific Natl Ins Co 246,714 0.0029% 247,910 265,639 107.15%185164 40550 Pacific Pioneer Ins Co 5,459,458 0.0645% 5,400,510 4,343,515 80.43%111165 408 11048 Pacific Prop & Cas Co 4,804,107 0.0567% 4,073,018 2,929,976 71.94%118166 2898 37850 Pacific Specialty Ins Co 11,943,911 0.1411% 11,617,340 5,687,705 48.96%72167 1218 10673 Penn-Star Ins Co 168 0.0000% 207 -2,312 -1116.91%235168 1129 21962 Pennsylvania General Ins Co 5,494,575 0.0649% 5,930,081 3,441,934 58.04%110169 944 37648 Permanent General Assur Corp 32,143,732 0.3797% 29,013,895 21,935,449 75.60%34170 155 24260 Progressive Cas Ins Co 11,015,941 0.1301% 10,318,289 3,249,709 31.49%75171 155 11851 Progressive Home Ins Co 341,764 0.0040% 1,038,351 738,961 71.17%178172 155 32786 Progressive Specialty Ins Co 36 0.0000% 36 3,475 9652.78%237173 155 27804 Progressive West Ins Co 83,058,432 0.9811% 86,168,646 45,540,695 52.85%18174 91 34690 Property & Cas Ins Co Of Hartford 547 0.0000% 208 -252 -121.15%231175 304 36447 Prudential General Ins Co 1,579 0.0000% 2,593 1 0.04%225176 304 32352 Prudential Prop & Cas Ins Co 19,555,597 0.2310% 18,597,383 13,400,904 72.06%47177 796 10219 QBE Reins Corp 4,458,135 0.0527% 4,170,213 5,016,474 120.29%122178 158 24384 Ranger Ins Co 1,103 0.0000% 5,216 75,107 1439.93%229179 517 37303 Redland Ins Co 1,357,009 0.0160% 1,406,866 1,173,824 83.44%155180 84 43753 Republic Ind Co of CA 16,158,800 0.1909% 19,272,849 11,326,284 58.77%56181 574 31089 Republic Western Ins Co 10,571,558 0.1249% 13,382,208 11,893,773 88.88%80182 1234 10970 Response Ind Co Of CA 711,055 0.0084% 745,952 503,745 67.53%163183 1234 43044 Response Ins Co 22,651 0.0003% 21,972 -2,989 -13.60%206184 83 22128 Rocky Mountain Fire & Cas Co 369,167 0.0044% 405,741 424,192 104.55%177185 553 24678 Royal Ind Co 5,214 0.0001% 6,034 11,849 196.37%213186 553 26980 Royal Ins Co Of Amer 175,499 0.0021% 151,160 -11,411 -7.55%188187 163 24740 Safeco Ins Co Of Amer 136,352,328 1.6106% 135,253,924 91,839,675 67.90%10188 163 39012 Safeco Ins Co Of IL 404 0.0000% 404 68 16.83%233189 553 24694 Safeguard Ins Co 4,907 0.0001% 4,961 -250 -5.04%214190 257 10939 Safeway Direct Ins Co 2,837,507 0.0335% 2,828,552 1,470,741 52.00%140191 257 12521 Safeway Ins Co 17,168,515 0.2028% 7,570,090 5,898,433 77.92%53192 772 22985 Sequoia Ins Co 3,267,336 0.0386% 3,152,047 2,274,834 72.17%133

California Department of Insurance Page 4 of 5 Rate Specialist Bureau - 06/03/2002

Page 79: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO LIABILITY [19.2]

ShareRank

193 35408 Sirius Amer Ins Co 6,481,152 0.0766% 4,404,232 3,245,164 73.68%101194 400 19216 Southern Ins Co 3,888,273 0.0459% 3,966,201 4,071,085 102.64%128195 155 44288 Specialty Risk Ins Co 3,133 0.0000% 12,401 5,052 40.74%220196 164 24791 St Paul Mercury Ins Co 300,559 0.0036% 403,433 -110,846 -27.48%181197 98 40045 Starnet Ins Co 14,319,058 0.1691% 12,793,511 11,028,642 86.20%65198 176 25178 State Farm Mut Auto Ins Co 1,154,066,042 13.6318% 1,138,655,167 824,623,380 72.42%1199 407 12220 Superior Ins Co 20,384,237 0.2408% 22,085,270 18,084,702 81.89%45200 32107 Sutter Ins Co 3,231,755 0.0382% 2,758,458 2,384,406 86.44%134201 158 25496 TIG Ind Co 6,271,856 0.0741% 6,348,736 1,592,834 25.09%103202 158 25534 TIG Ins Co 24,342 0.0003% 24,342 3,621,241 14876.51%203203 158 25461 TIG Ins Co Of TX 1,659,521 0.0196% 2,176,576 2,390,809 109.84%148204 158 25518 TIG Premier Ins Co 23,099 0.0003% 31,564 250,977 795.14%205205 158 25445 TIG Specialty Ins Corp 10,043,000 0.1186% 15,600,659 13,604,532 87.20%82206 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 6,816,393 0.0805% 6,688,073 4,081,428 61.03%98207 161 18031 Topa Ins Co 13,199,818 0.1559% 13,853,564 10,979,288 79.25%68208 218 20486 Transcontinental Ins Co 4,784 0.0001% 3,197 -1,532 -47.92%215209 84 33014 Transport Ins Co 1,997,680 0.0236% 2,282,581 1,902,980 83.37%143210 218 20494 Transportation Ins Co 24,424 0.0003% 31,646 5,000 15.80%202211 41 10826 Travcal Ind Co 15,865,623 0.1874% 16,423,926 15,052,811 91.65%58212 215 19887 Trinity Universal Ins Co 7,207,745 0.0851% 12,274,109 11,009,454 89.70%95213 91 29459 Twin City Fire Ins Co Co 12,649,933 0.1494% 12,284,195 8,111,129 66.03%70214 181 18619 Underwriters Ins Co 4,732 0.0001% 68,427 -3,325,105 -4859.35%216215 400 25798 Unigard Ind Co 5,089,956 0.0601% 4,686,520 2,902,259 61.93%116216 400 25747 Unigard Ins Co 5,099,783 0.0602% 4,428,826 3,384,149 76.41%115217 200 25941 United Services Auto Assoc 133,541,938 1.5774% 129,103,708 91,179,067 70.62%12218 215 10226 Unitrin Direct Ins Co 91,832 0.0011% 5,805 22,488 387.39%194219 212 41181 Universal Underwriters Ins Co 3,991,495 0.0471% 3,241,771 1,103,784 34.05%126220 164 25887 US Fidelity & Guaranty Co 276 0.0000% 403 20,407 5063.77%234221 200 25968 USAA Cas Ins Co 117,054,717 1.3826% 112,524,578 77,819,139 69.16%13222 200 18600 USAA General Ind Co 4,203,728 0.0497% 3,786,058 3,172,932 83.81%125223 201 25976 Utica Mut Ins Co 49,107 0.0006% 69,006 2,359 3.42%199224 218 20508 Valley Forge Ins Co 2,515 0.0000% 8,051 -19,302 -239.75%222225 215 14133 Valley Ins Co 2,479,052 0.0293% 2,452,857 2,739,880 111.70%141226 958 11762 Vesta Fire Ins Corp 45,689,181 0.5397% 42,172,865 29,592,720 70.17%27227 38 20397 Vigilant Ins Co 1,406 0.0000% 1,406 233 16.57%227228 553 13137 Viking Ins Co Of WI 95,350,491 1.1263% 94,124,733 66,222,656 70.36%17229 1172 19577 Villanova Ins Co 6,217,643 0.0734% 3,218,738 4,907,446 152.46%104230 761 10079 Vintage Ins Co 393,174 0.0046% 1,173,080 989,077 84.31%171231 1179 10683 Wawanesa General Ins Co 43,518,312 0.5140% 38,594,841 29,786,201 77.18%29232 1179 31526 Wawanesa Mut Ins Co Us Branch 33,203,261 0.3922% 33,727,681 22,161,299 65.71%33233 27502 Western General Ins Co 9,249,587 0.1093% 4,719,786 3,507,111 74.31%85234 1278 37770 Western United Ins Co 31,617,341 0.3735% 33,013,003 25,527,850 77.33%35235 84 12599 Windsor Ins Co 706,715 0.0083% 1,420,976 1,256,005 88.39%164236 273 13250 Workmens Auto Ins Co 37,615,797 0.4443% 34,913,456 24,528,817 70.26%31237 84 26050 Worldwide Ins Co 1,320,871 0.0156% 1,371,500 597,047 43.53%156238 11126 Yasuda Fire & Marine Ins Co Of Amer 380,526 0.0045% 389,305 160,159 41.14%175

8,466,006,397 100.0000% 8,340,734,415 5,690,894,896 68.23%Line Total:

California Department of Insurance Page 5 of 5 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO NO-FAULT [19.3]

ShareRank

1 626 22667 Ace American Ins Co 100 0.0281% 89 0 0.00%182 12 19380 American Home Assur Co 7,497 2.1084% 7,553 -145,992 -1932.90%53 127 23469 American Modern Home Ins Co 31 0.0087% 31 0 0.00%214 457 19801 Argonaut Ins Co 125 0.0352% 125 0 0.00%165 18538 Bancinsure Inc 335 0.0942% 219 0 0.00%136 517 20532 Clarendon Natl Ins Co 17,442 4.9052% 10,790 -6,643 -61.57%27 12 19410 Commerce & Industry Ins Co 5,825 1.6382% 1,440 15,808 1097.78%78 1285 22322 Greenwich Ins Co 106 0.0298% 84 7,991 9513.10%179 88 22292 Hanover Ins Co 76 0.0214% 142 7,308 5146.48%1910 26077 Lancer Ins Co 182 0.0512% 168 62 36.90%1511 12 19445 National Union Fire Ins Co Of Pitts 479 0.1347% 2,211 4,968 224.69%1112 1116 23906 Northwestern Natl Cas Co 3,250 0.9140% 2,710 0 0.00%913 169 21180 Sentry Select Ins Co 5,904 1.6604% 25,301 5,970 23.60%614 93 12831 State Natl Ins Co Inc 1,253 0.3524% 727 1,900 261.35%1015 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 368 0.1035% 368 127 34.51%1216 41 25674 Travelers Ind Co Of IL 55 0.0155% 55 -1,261 -2292.73%2017 181 18619 Underwriters Ins Co 14,300 4.0216% 14,300 31,680 221.54%318 21172 Vanliner Ins Co 3,863 1.0864% 2,006 0 0.00%819 350 34207 Westport Ins Corp 285,785 80.3713% 219,041 53,487 24.42%120 225 13234 Wilshire Ins Co 16 0.0045% 16 0 0.00%2221 1285 24554 Winterthur Intl Amer Ins Co 8,265 2.3244% 3,465 0 0.00%422 212 16535 Zurich American Ins Co 324 0.0911% 161 -7 -4.35%14

355,581 100.0000% 291,002 -24,602 -8.45%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 81: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO LIABILITY [19.4]

ShareRank

1 225 20010 Acceptance Ind Ins Co 12,900,109 0.7652% 8,082,327 6,534,387 80.85%452 626 22667 Ace American Ins Co 1,134,578 0.0673% 1,643,211 993,814 60.48%1733 626 20702 Ace Fire Underwriters Ins Co 392,638 0.0233% 904,107 490,520 54.25%2084 626 20699 Ace Prop & Cas Ins Co 15,223 0.0009% 18,695 -63,788 -341.20%2495 38733 Alaska Nat Ins Co 23,063 0.0014% 21,620 2,345 10.85%2456 1325 24899 Alea North America Ins Co 37,362 0.0022% 286,537 82,632 28.84%2397 626 36528 Allied Ins Co 185 0.0000% 185 -2,284 -1234.59%2758 8 19240 Allstate Ind Co 18,488,810 1.0967% 17,712,526 14,821,509 83.68%249 8 19232 Allstate Ins Co 11,780,792 0.6988% 11,464,239 10,189,569 88.88%5110 140 19100 Amco Ins Co 1,963,399 0.1165% 2,474,786 1,337,794 54.06%14511 553 24589 American & Foreign Ins Co 1,623,979 0.0963% 1,679,824 524,418 31.22%15712 957 19720 American Alt Ins Corp 1,023,751 0.0607% 954,865 496,573 52.00%17813 761 21849 American Automobile Ins Co 3,753,354 0.2226% 3,819,485 2,973,995 77.86%11414 19 10111 American Bankers Ins Co Of FL 1,184,046 0.0702% 1,184,046 1,776,719 150.05%16915 218 20427 American Cas Co Of Reading PA 26,998,995 1.6015% 20,748,309 10,374,172 50.00%1116 163 19690 American Economy Ins Co 8,217,181 0.4874% 8,129,201 3,271,421 40.24%7417 1129 20613 American Employers Ins Co 1,959,938 0.1163% 2,045,367 2,440,563 119.32%14618 212 26247 American Guarantee & Liability Ins 6,108,690 0.3623% 5,126,391 6,659,555 129.91%8719 291 13331 American Hardware Mut Ins Co 4,210,846 0.2498% 4,133,305 1,527,553 36.96%10420 12 19380 American Home Assur Co 20,005,065 1.1866% 16,834,359 5,048,567 29.99%2221 761 21857 American Ins Co 12,441,014 0.7380% 12,904,288 5,085,929 39.41%4822 108 30562 American Manufacturers Mut Ins Co 4,636,608 0.2750% 4,966,636 2,588,455 52.12%9723 127 23469 American Modern Home Ins Co 299,504 0.0178% 299,550 55,924 18.67%21624 108 22918 American Motorists Ins Co 4,679,864 0.2776% 4,418,139 -85,209 -1.93%9625 108 18910 American Protection Ins Co 2,311,036 0.1371% 2,395,816 551,727 23.03%13726 1346 39969 American Safety Cas Ins Co 17,736 0.0011% 9,210 10,263 111.43%24827 163 19704 American States Ins Co 26,873,653 1.5941% 25,209,854 12,264,302 48.65%1328 212 40142 American Zurich Ins Co 151,374 0.0090% 166,266 37,895 22.79%22329 124 23396 Amerisure Mut Ins Co 76,886 0.0046% 68,711 38,932 56.66%23230 28 19976 Amica Mut Ins Co 26,455 0.0016% 26,963 55,506 205.86%24331 457 19860 Argonaut Great Central Ins Co 9,643 0.0006% 16,160 -6,401 -39.61%25432 457 19801 Argonaut Ins Co 9,196 0.0005% 948,768 173,901 18.33%25633 457 19828 Argonaut-Midwest Ins Co 23,171 0.0014% 19,834 3,212 16.19%24434 761 21865 Associated Ind Corp 2,956,522 0.1754% 3,086,234 1,391,454 45.09%12735 41 21296 Associates Ins Co 1,136,372 0.0674% 1,096,674 1,492,565 136.10%17236 212 19305 Assurance Co Of Amer 11,232,281 0.6663% 9,975,524 4,301,325 43.12%5437 164 41769 Athena Assur Co 11,507,574 0.6826% 9,524,543 7,159,516 75.17%5338 41 22209 Atlantic Ins Co 28,521 0.0017% 25,893 2,186 8.44%24139 24 19895 Atlantic Mut Ins Co 8,278,484 0.4911% 8,523,985 8,290,654 97.26%7240 968 16187 AXA Re Prop & Cas Ins Co 301,265 0.0179% 75,109 38,818 51.68%21441 18538 Bancinsure Inc 56,114 0.0033% 36,766 722 1.96%23642 689 33162 Bankers Ins Co 5,166 0.0003% 4,552 878 19.29%26343 626 18279 Bankers Standard Ins Co 387,206 0.0230% 509,463 243,625 47.82%20944 802 13544 California Capital Ins Co 1,711,660 0.1015% 1,380,430 735,338 53.27%15345 1129 21946 Camden Fire Ins Assoc 18,610 0.0011% 55,051 10,217 18.56%24746 98 10510 Carolina Cas Ins Co 12,432,401 0.7375% 9,678,305 5,668,208 58.57%4947 10175 Cascade Natl Ins Co 1,099,632 0.0652% 722,024 224,360 31.07%17548 56 21237 Casualty Reciprocal Exch 4,209,625 0.2497% 2,887,216 3,045,205 105.47%105

California Department of Insurance Page 1 of 6 Rate Specialist Bureau - 06/03/2002

Page 82: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO LIABILITY [19.4]

ShareRank

49 24 19909 Centennial Ins Co 4,158,843 0.2467% 3,852,094 2,713,482 70.44%10650 26905 Century-Natl Ins Co 27,126,617 1.6091% 22,653,364 11,601,615 51.21%1051 761 22810 Chicago Ins Co 3,722,544 0.2208% 4,907,755 3,490,650 71.13%11552 18767 Church Mut Ins Co 1,587,334 0.0942% 1,535,755 510,535 33.24%16153 244 10677 Cincinnati Ins Co 168,015 0.0100% 148,815 -9,785 -6.58%22254 212 10315 Civic Property & Cas Co 2,641 0.0002% 400 0 0.00%26855 517 20532 Clarendon Natl Ins Co 36,709,923 2.1775% 22,572,728 21,145,771 93.68%456 218 20435 CNA Cas Of CA 58,634 0.0035% 58,634 0 0.00%23557 31 27812 Columbia Ins Co 1,844,532 0.1094% 1,701,014 383,023 22.52%15158 317 40827 Combined Specialty Ins Co 416 0.0000% 1,599 -12,723 -795.68%27459 12 19410 Commerce & Industry Ins Co 9,570,535 0.5677% 8,430,373 5,129,950 60.85%6560 816 13161 Commerce West Ins Co 1,190,685 0.0706% 594,473 105,766 17.79%16861 181 19489 Commercial Underwriters Ins Co 919 0.0001% 105,426 -1,119,865 -1062.23%27262 553 24872 Connecticut Ind Co 710,315 0.0421% 781,765 325,773 41.67%18863 604 32190 Constitution Ins Co 572,249 0.0339% 237,468 0 0.00%19264 218 20443 Continental Cas Co 16,047,781 0.9519% 12,897,471 20,975,967 162.64%3165 959 39551 Continental Heritage Ins Co 10,251 0.0006% 29,909 56,029 187.33%25366 218 35289 Continental Ins Co 7,890 0.0005% -67,624 317,350 -469.29%25867 37206 Contractors Bonding & Ins Co 882,463 0.0523% 866,478 -10,252 -1.18%18368 3018 22730 Converium Ins North Amer Inc 23,842,743 1.4143% 20,794,359 16,432,277 79.02%1669 350 21318 Coregis Ins Co 3,089,489 0.1833% 3,252,024 1,206,434 37.10%12470 14010 Crusader Ins Co 190,395 0.0113% 190,395 116,546 61.21%22071 306 10847 Cumis Ins Society Inc 447,538 0.0265% 435,203 487,405 111.99%20172 240 10499 DaimlerChrysler Ins Co 3,836,556 0.2276% 4,069,690 5,808,971 142.74%11173 920 42048 Diamond State Ins Co 20,063 0.0012% 64,533 54,615 84.63%24674 164 36463 Discover Prop & Cas Ins Co 14,029,394 0.8322% 8,065,526 3,735,524 46.31%4175 802 12890 Eagle West Ins Co 2,222,408 0.1318% 1,454,440 747,529 51.40%13976 57 21261 Electric Ins Co 1,132,119 0.0672% 1,132,119 253,843 22.42%17477 212 21326 Empire Fire & Marine Ins Co 13,385,180 0.7940% 11,950,041 8,811,398 73.74%4378 1129 20648 Employers Fire Ins Co 640,042 0.0380% 706,709 -1,244,156 -176.05%19079 111 21458 Employers Ins of Wausau 8,503,417 0.5044% 7,439,557 9,596,980 129.00%7080 62 21415 Employers Mut Cas Co 6,966,346 0.4132% 5,792,906 6,326,138 109.20%8381 1120 10120 Everest Natl Ins Co 3,891,523 0.2308% 4,754,350 2,954,127 62.14%11082 922 40029 Explorer Ins Co 4,462,431 0.2647% 4,585,015 5,958,138 129.95%10083 31 44784 Fairfield Ins Co 14,125 0.0008% 12,926 41,919 324.30%25184 158 18864 Fairmont Ins Co 1,040,691 0.0617% 831,275 1,865,862 224.46%17785 212 21652 Farmers Ins Exch 9,699,068 0.5753% 9,176,544 5,977,843 65.14%6386 140 13838 Farmland Mut Ins Co 859 0.0001% 752 649 86.30%27387 38 20281 Federal Ins Co 22,818,215 1.3535% 21,300,385 12,657,054 59.42%1988 7 13935 Federated Mut Ins Co 14,149,145 0.8393% 13,083,912 16,070,056 122.82%3889 11118 Federated Rural Electric Ins Corp 27,912 0.0017% 27,912 -754 -2.70%24290 7 28304 Federated Service Ins Co 430,283 0.0255% 323,297 116,685 36.09%20491 212 39306 Fidelity & Deposit Co Of MD 378,114 0.0224% 339,754 227,002 66.81%21092 164 35386 Fidelity & Guaranty Ins Co 5,924,141 0.3514% 6,654,765 7,124,598 107.06%8893 164 25879 Fidelity & Guaranty Ins Underwriters 3,227,209 0.1914% 2,538,446 724,437 28.54%12294 215 19852 Financial Ind Co 14,475,076 0.8586% 14,013,039 4,314,278 30.79%3795 31453 Financial Pacific Ins Co 12,262,720 0.7274% 11,984,586 8,502,865 70.95%5096 553 24880 Fire & Cas Ins Co Of CT 8,173,008 0.4848% 10,336,799 4,941,665 47.81%77

California Department of Insurance Page 2 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO LIABILITY [19.4]

ShareRank

97 761 21873 Firemans Fund Ins Co 7,026,924 0.4168% 7,018,874 -286,547 -4.08%8298 1279 11150 First Amer Ins Co 244,182 0.0145% 516,590 2,562,960 496.13%21799 689 16578 First Comm Ins Co 2,951 0.0002% 1,097 474 43.21%267100 479 11177 First Financial Ins Co 12,551 0.0007% 61,408 176,700 287.75%252101 111 33588 First Liberty Ins Corp 95,858 0.0057% 87,414 41,515 47.49%230102 163 24724 First Natl Ins Co Of Amer 9,572,241 0.5678% 8,546,539 2,846,553 33.31%64103 349 13978 Florists Mut Ins Co 2,154,510 0.1278% 1,990,821 2,189,819 110.00%141104 350 22225 Ge Auto & Home Assur Co 1,272 0.0001% 6,156 0 0.00%270105 31 35882 Geico General Ins Co 1,170 0.0001% 1,059 713 67.33%271106 400 24414 General Cas Co Of WI 6,739 0.0004% 6,115 298 4.87%260107 163 24732 General Ins Co Of Amer 9,992,912 0.5927% 9,250,029 3,990,246 43.14%61108 749 16063 General Security Ins Co 11,652,835 0.6912% 8,826,306 5,208,129 59.01%52109 749 39322 General Security National Ins Co 65,814 0.0039% 94,619 3,204 3.39%234110 11231 Generali Us Branch 137,535 0.0082% 3,303,388 3,250,401 98.40%227111 31 38962 Genesis Ins Co 1,229,913 0.0730% 1,664,928 -1,307,041 -78.50%167112 553 24600 Globe Ind Co 447,224 0.0265% 321,725 -817,713 -254.17%202113 39861 Golden Bear Ins Co 1,267,081 0.0752% 764,306 290,001 37.94%166114 111 10836 Golden Eagle Ins Corp 25,832,104 1.5323% 41,506,605 28,026,337 67.52%14115 31 22063 Government Employees Ins Co 1,645 0.0001% 1,475 -5 -0.34%269116 83 22101 Grange Ins Assn 1,515,456 0.0899% 2,136,476 1,750,535 81.94%163117 12 23809 Granite State Ins Co 1,625,690 0.0964% 1,309,508 -67,873 -5.18%156118 201 25984 Graphic Arts Mut Ins Co 5,630 0.0003% 10,400 -6,970 -67.02%261119 84 26832 Great American Alliance Ins Co 1,518,974 0.0901% 1,171,983 639,733 54.59%162120 84 26344 Great American Assur Co 3,301,926 0.1959% 3,702,737 -1,745,177 -47.13%120121 84 16691 Great American Ins Co 4,349,569 0.2580% 4,065,758 67,148 1.65%102122 84 22136 Great American Ins Co of NY 1,921,957 0.1140% 1,693,314 286,516 16.92%148123 38 20303 Great Northern Ins Co 769,367 0.0456% 522,636 143,619 27.48%186124 150 11371 Great West Cas Co 7,061,130 0.4188% 5,585,094 5,295,199 94.81%81125 1285 22322 Greenwich Ins Co 9,411,092 0.5582% 10,282,018 6,649,029 64.67%68126 553 40541 Grocers Ins Co 670,215 0.0398% 621,699 224,112 36.05%189127 553 26948 Guaranty Natl Ins Co Of CT 473,365 0.0281% 1,197,605 836,804 69.87%199128 303 15032 Guideone Mut Ins Co 4,272,633 0.2534% 4,154,885 1,343,237 32.33%103129 41 22217 Gulf Ins Co 3,599,778 0.2135% 4,320,855 4,560,947 105.56%118130 88 22292 Hanover Ins Co 14,993,189 0.8893% 13,002,837 6,827,275 52.51%35131 26433 Harco Natl Ins Co 3,243,296 0.1924% 2,585,573 786,028 30.40%121132 91 22357 Hartford Accid & Ind Co 325,276 0.0193% 301,553 97,142 32.21%212133 91 29424 Hartford Cas Ins Co 15,172,775 0.9000% 13,493,417 5,865,465 43.47%34134 91 19682 Hartford Fire In Co 21,221,428 1.2588% 19,149,655 13,240,159 69.14%20135 91 30104 Hartford Underwriters Ins Co 488,077 0.0290% 477,338 798,714 167.33%197136 1116 22489 Highlands Ins Co 2,124,046 0.1260% 2,388,795 4,508,296 188.73%143137 626 43575 Indemnity Ins Co Of North Amer 138,846 0.0082% 65,338 -1,103,146 -1688.37%225138 626 22713 Insurance Co Of North Amer 41,778 0.0025% 18,219 267,348 1467.41%238139 12 19429 Insurance Co Of The State Of PA 1,715,576 0.1018% 2,602,043 -4,349,589 -167.16%152140 922 27847 Insurance Co Of The West 2,998,607 0.1779% 4,996,692 1,913,445 38.29%126141 517 37257 Insurance Corp Of Hannover 9,158,643 0.5433% 6,358,054 5,289,649 83.20%69142 1314 18341 Insurance Corp Of NY 23,905,900 1.4180% 17,742,927 10,240,195 57.71%15143 79 31488 Integon Preferred Ins Co 1,171,657 0.0695% 865,076 646,030 74.68%170144 761 22837 Interstate Ind Co 3,965,598 0.2352% 2,270,468 1,772,024 78.05%108

California Department of Insurance Page 3 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO LIABILITY [19.4]

ShareRank

145 26077 Lancer Ins Co 13,071,013 0.7753% 10,584,422 14,359,442 135.67%44146 12 35637 Landmark Ins Co 4,206 0.0002% 4,206 362,631 8621.75%265147 84 11738 Leader Ins Co 526,821 0.0312% 467,564 319,702 68.38%195148 111 42404 Liberty Ins Corp 1,669,924 0.0991% 2,206,175 1,479,885 67.08%154149 111 23035 Liberty Mut Fire Ins Co 17,431,730 1.0340% 15,733,030 22,367,685 142.17%27150 111 23043 Liberty Mut Ins Co 10,696,721 0.6345% 5,485,703 5,564,607 101.44%56151 1326 33855 Lincoln General Ins Co 2,426,641 0.1439% 1,446,790 433,429 29.96%133152 111 33600 LM Ins Corp 4,297 0.0003% 4,133 -478 -11.57%264153 108 22977 Lumbermens Mut Cas Co 27,373,331 1.6237% 19,870,813 18,519,770 93.20%9154 23108 Lumbermens Underwriting Alliance 98,801 0.0059% 122,376 -2,476 -2.02%229155 23876 Mapfre Reins Corp 14 0.0000% 14 118,756848257.14%277156 785 28932 Markel American Ins Co 751,750 0.0446% 751,750 1,681,681 223.70%187157 785 38970 Markel Ins Co 1,608,863 0.0954% 1,609,409 547,788 34.04%158158 212 19356 Maryland Cas Co 3,785,153 0.2245% 2,397,919 721,763 30.10%113159 88 22306 Massachusetts Bay Ins Co 476,772 0.0283% 752,313 2,252,254 299.38%198160 660 11908 Mercury Cas Co 32,388,014 1.9212% 30,225,085 17,963,856 59.43%6161 852 40150 MGA Ins Co Inc 2,803,675 0.1663% 2,312,974 2,250,617 97.30%128162 212 21687 Mid-Century Ins Co 16,174,509 0.9594% 17,572,542 11,022,939 62.73%30163 169 23434 Middlesex Ins Co 138 0.0000% 120 -1,135 -945.83%276164 130 23531 Millers Ins Co 414,800 0.0246% 472,380 994,609 210.55%205165 802 23540 Monterey Ins Co 2,353,475 0.1396% 2,157,553 641,901 29.75%135166 227 23647 Mutual Service Cas Ins Co 1,416,535 0.0840% 3,139,641 2,489,689 79.30%164167 23663 National American Ins Co 86,714 0.0051% 150,542 49,338 32.77%231168 930 23671 National American Ins Co Of CA 23,036,569 1.3665% 21,387,054 11,935,575 55.81%18169 140 11991 National Cas Co 3,645,332 0.2162% 3,402,354 2,003,786 58.89%116170 155 10243 National Continental Ins Co 9,854,463 0.5845% 7,562,103 5,281,723 69.84%62171 1129 16217 National Farmers Union Prop & Cas 300,159 0.0178% 367,577 624,303 169.84%215172 1129 23752 National Farmers Union Std Ins Co 118,036 0.0070% 107,291 206,146 192.14%228173 218 20478 National Fire Ins Co Of Hartford 2,208,416 0.1310% 2,482,532 2,260,350 91.05%140174 31 20087 National Ind Co 9,279 0.0006% 7,165 -38,182 -532.90%255175 84 32620 National Interstate Ins Co 6,364,674 0.3775% 6,071,069 7,649,639 126.00%86176 31 20052 National Liab & Fire Ins Co 7,104,580 0.4214% 5,335,861 5,000,605 93.72%79177 761 21881 National Surety Corp 4,520,060 0.2681% 5,789,055 3,737,286 64.56%98178 12 19445 National Union Fire Ins Co Of Pitts 15,403,464 0.9137% 14,801,250 -7,838,639 -52.96%32179 140 28223 Nationwide Agribusiness Ins Co 2,499,168 0.1482% 1,364,906 2,268,501 166.20%131180 140 23787 Nationwide Mut Ins Co 32,746,489 1.9424% 22,817,221 13,975,144 61.25%5181 140 37877 Nationwide Prop & Cas Ins Co 3,929 0.0002% 4,228 8,812 208.42%266182 212 10317 Neighborhood Spirit Prop & Cas Co 32,078 0.0019% 15,475 0 0.00%240183 111 24171 Netherlands Ins Co The 505,660 0.0300% 140,807 55,060 39.10%196184 12 23841 New Hampshire Ins Co 5,294,640 0.3141% 3,747,503 2,429,381 64.83%91185 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 539,403 0.0320% 577,291 686,363 118.89%194186 181 29874 North American Specialty Ins Co 1,595,593 0.0946% 1,626,069 -470,472 -28.93%160187 158 21105 North River Ins Co 139,247 0.0083% 173,651 271,359 156.27%224188 1129 38369 Northern Assur Co Of Amer 1,955,985 0.1160% 2,032,045 1,237,264 60.89%147189 212 19372 Northern Ins Co Of NY 14,105,826 0.8367% 14,398,936 9,537,307 66.24%39190 41 24015 Northland Ins Co 10,500,759 0.6229% 7,683,074 3,088,277 40.20%57191 1116 23906 Northwestern Natl Cas Co 414,215 0.0246% 369,038 128,566 34.84%206192 38 20338 Northwestern Pacific Ind Co 209,263 0.0124% 295,223 570,255 193.16%219

California Department of Insurance Page 4 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO LIABILITY [19.4]

ShareRank

193 150 24147 Old Republic Ins Co 3,809,482 0.2260% 3,553,586 2,202,335 61.98%112194 1129 20621 OneBeacon America Ins Co 9,465,600 0.5615% 10,500,561 10,348,872 98.56%67195 1129 21970 OneBeacon Ins Co 12,441,561 0.7380% 13,725,825 15,238,300 111.02%47196 645 14907 Oregon Mut Ins Co 9,075 0.0005% 8,842 201 2.27%257197 1116 41408 Pacific Automobile Ins Co 1,047,867 0.0622% 751,706 263,108 35.00%176198 626 22748 Pacific Employers Ins Co 3,640,744 0.2160% 4,161,541 461,232 11.08%117199 38 20346 Pacific Ind Co 1,608,516 0.0954% 1,974,079 1,932,766 97.91%159200 1116 23930 Pacific Natl Ins Co 968,277 0.0574% 1,353,727 784,689 57.97%180201 40550 Pacific Pioneer Ins Co 6,772 0.0004% 51,974 18,849 36.27%259202 2898 37850 Pacific Specialty Ins Co 5,625 0.0003% 4,017 0 0.00%262203 111 24198 Peerless Ins Co 26,911,398 1.5963% 8,193,231 2,123,983 25.92%12204 1218 32859 Penn-Amer Ins Co 319,079 0.0189% 933,357 702,510 75.27%213205 1129 21962 Pennsylvania General Ins Co 10,884,982 0.6457% 10,502,584 13,560,096 129.11%55206 767 12262 Pennsylvania Manufacturers Asn Ins C 349,310 0.0207% 230,627 140,631 60.98%211207 677 18058 Philadelphia Ind Ins Co 916,103 0.0543% 801,919 131,873 16.44%181208 1129 40134 Potomac Ins Co Of IL 14,172 0.0008% 17,050 6,449 37.82%250209 155 24260 Progressive Cas Ins Co 61,947,593 3.6745% 54,031,486 28,459,788 52.67%1210 867 12416 Protective Ins Co 554,961 0.0329% 554,739 251,013 45.25%193211 796 39217 QBE Ins Corp 14,081,987 0.8353% 14,788,916 12,775,387 86.38%40212 158 24384 Ranger Ins Co 18,694,521 1.1089% 18,017,505 13,507,043 74.97%23213 517 37303 Redland Ins Co 6,507,075 0.3860% 9,142,807 10,533,691 115.21%85214 400 24449 Regent Ins Co 138,729 0.0082% 130,913 44,653 34.11%226215 574 31089 Republic Western Ins Co 2,385,176 0.1415% 2,065,714 813,967 39.40%134216 98 11001 Riverport Ins Co of CA 2,138,896 0.1269% 1,580,468 899,512 56.91%142217 783 13056 RLI Ins Co 7,100,629 0.4212% 6,791,626 5,022,397 73.95%80218 83 22128 Rocky Mountain Fire & Cas Co 413,327 0.0245% 466,386 376,059 80.63%207219 553 24678 Royal Ind Co 8,245,836 0.4891% 7,225,425 8,572,101 118.64%73220 553 26980 Royal Ins Co Of Amer 12,705,964 0.7537% 12,805,386 13,002,922 101.54%46221 163 24740 Safeco Ins Co Of Amer 7,807,627 0.4631% 11,575,579 11,930,532 103.07%78222 553 24694 Safeguard Ins Co 431,351 0.0256% 493,132 259,025 52.53%203223 867 40460 Sagamore Ins Co 813,104 0.0482% 695,390 -213,501 -30.70%185224 140 15580 Scottsdale Ind Co 23,051,527 1.3673% 20,853,198 16,998,400 81.51%17225 553 24902 Security Ins Co Of Hartford 4,715,530 0.2797% 4,732,960 2,827,848 59.75%95226 41 22233 Select Ins Co 4,415,588 0.2619% 4,408,930 5,195,678 117.84%101227 169 24988 Sentry Ins A Mut Co 5,475,113 0.3248% 3,841,253 2,879,017 74.95%89228 169 21180 Sentry Select Ins Co 8,210,131 0.4870% 7,977,436 9,042,623 113.35%75229 772 22985 Sequoia Ins Co 3,894,132 0.2310% 3,874,644 2,286,146 59.00%109230 35408 Sirius Amer Ins Co 828,445 0.0491% 278,957 132,041 47.33%184231 108 20524 Specialty Natl Ins Co 17,913,254 1.0626% 13,667,426 8,183,886 59.88%26232 36790 Springfield Ins Co Inc 1,652,579 0.0980% 1,576,672 417,963 26.51%155233 164 24767 St Paul Fire & Marine Ins Co 31,121,447 1.8460% 27,869,191 21,707,730 77.89%7234 164 24775 St Paul Guardian Ins Co 1,136,633 0.0674% 805,620 743,233 92.26%171235 164 24791 St Paul Mercury Ins Co 5,259,914 0.3120% 4,505,587 1,252,741 27.80%93236 748 18023 Star Ins Co 6,706,239 0.3978% 6,108,562 3,261,848 53.40%84237 176 25143 State Farm Fire And Cas Co 2,315,171 0.1373% 1,891,913 778,658 41.16%136238 176 25178 State Farm Mut Auto Ins Co 47,827,541 2.8370% 47,144,235 33,249,997 70.53%3239 93 12831 State Natl Ins Co Inc 8,186,331 0.4856% 7,113,641 3,910,028 54.97%76240 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 1,911,760 0.1134% 1,700,873 1,501,517 88.28%150

California Department of Insurance Page 5 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO LIABILITY [19.4]

ShareRank

241 32107 Sutter Ins Co 2,447,851 0.1452% 1,830,152 636,382 34.77%132242 158 25496 TIG Ind Co 2,121,791 0.1259% 3,711,380 2,919,158 78.65%144243 158 25534 TIG Ins Co 10,134,252 0.6011% 12,056,342 11,409,862 94.64%58244 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 9,529,561 0.5653% 9,484,140 2,386,732 25.17%66245 161 18031 Topa Ins Co 20,145,875 1.1950% 14,432,886 5,932,670 41.11%21246 218 20486 Transcontinental Ins Co 10,123,536 0.6005% 8,803,441 7,162,119 81.36%59247 28886 Transguard Ins Co Of Amer Inc 606,148 0.0360% 541,078 348,962 64.49%191248 218 20494 Transportation Ins Co 13,529,701 0.8025% 10,886,020 17,813,230 163.63%42249 41 19038 Travelers Cas & Surety Co 72,981 0.0043% 280,175 -1,172,138 -418.36%233250 41 25682 Travelers Ind Co Of CT 8,440,118 0.5006% 8,376,961 5,522,809 65.93%71251 41 25674 Travelers Ind Co Of IL 48,071,796 2.8515% 45,934,373 35,894,822 78.14%2252 212 21709 Truck Ins Exch 27,756,956 1.6465% 26,824,155 15,914,282 59.33%8253 91 29459 Twin City Fire Ins Co Co 1,328,197 0.0788% 1,319,367 265,912 20.15%165254 781 37893 Ulico Cas Co 1,019,441 0.0605% 928,241 265,618 28.62%179255 400 25798 Unigard Ind Co 2,238,372 0.1328% 2,234,555 853,155 38.18%138256 400 25747 Unigard Ins Co 18,248,005 1.0824% 17,286,720 10,329,215 59.75%25257 155 11770 United Fncl Cas Co 4,857,017 0.2881% 4,857,017 5,829,746 120.03%94258 158 21113 United States Fire Ins Co 10,057,936 0.5966% 5,819,339 3,848,851 66.14%60259 212 41181 Universal Underwriters Ins Co 17,125,505 1.0158% 16,686,253 15,359,613 92.05%29260 164 25887 US Fidelity & Guaranty Co 15,175,167 0.9001% 14,635,714 19,793,502 135.24%33261 201 25976 Utica Mut Ins Co 210,208 0.0125% 252,430 398,969 158.05%218262 212 26611 Valiant Ins Co 3,087,567 0.1831% 2,891,833 2,635,829 91.15%125263 218 20508 Valley Forge Ins Co 5,262,014 0.3121% 5,488,030 12,509,169 227.94%92264 215 14133 Valley Ins Co 5,384,534 0.3194% 6,130,061 5,966,020 97.32%90265 21172 Vanliner Ins Co 2,795,085 0.1658% 2,414,948 2,025,094 83.86%129266 38 20397 Vigilant Ins Co 180,152 0.0107% 244,501 -54,648 -22.35%221267 1172 19577 Villanova Ins Co 2,568,932 0.1524% 8,623,203 5,641,171 65.42%130268 111 26069 Wausau Business Ins Co 891,033 0.0529% 795,880 1,332,424 167.42%182269 111 26042 Wausau Underwriters Ins Co 1,911,776 0.1134% 1,445,885 1,018,995 70.48%149270 626 21121 Westchester Fire Ins Co 3,115,506 0.1848% 1,503,618 866,195 57.61%123271 27502 Western General Ins Co 3,376,216 0.2003% 3,060,239 1,377,310 45.01%119272 350 34207 Westport Ins Corp 4,469,148 0.2651% 3,931,857 2,402,441 61.10%99273 225 13234 Wilshire Ins Co 14,779,726 0.8767% 14,591,595 13,689,476 93.82%36274 1285 24554 Winterthur Intl Amer Ins Co 452,193 0.0268% 471,924 244,335 51.77%200275 11126 Yasuda Fire & Marine Ins Co Of Amer 3,967,146 0.2353% 4,354,423 6,479,892 148.81%107276 212 16535 Zurich American Ins Co 17,379,552 1.0309% 16,837,594 14,657,673 87.05%28277 212 27855 Zurich American Ins Co Of IL 43,214 0.0026% 16,314 9,666 59.25%237

1,685,861,375 100.0000% 1,539,466,984 1,095,005,705 71.13%Line Total:

California Department of Insurance Page 6 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO PHYSICAL DAMAGE [21.1]

ShareRank

1 12 12963 21st Century Ins Co 360,717,204 5.7030% 362,352,647 248,481,488 68.57%62 313 33898 Aegis Security Ins Co 8,314,818 0.1315% 9,670,066 5,386,991 55.71%763 12 19399 AIU Ins Co 207,203 0.0033% 200,288 128,070 63.94%1924 10221 Alistar Ins Co 2,687,740 0.0425% 2,529,771 1,545,453 61.09%1275 140 42579 Allied Prop & Cas Ins Co 20,605,159 0.3258% 18,891,689 13,574,556 71.85%396 8 19240 Allstate Ind Co 391,187,969 6.1848% 379,983,127 307,382,545 80.89%57 8 19232 Allstate Ins Co 198,129,248 3.1325% 194,686,783 122,935,584 63.15%88 8 17230 Allstate Prop & Cas Ins Co 71,351,305 1.1281% 69,635,325 48,455,781 69.59%169 140 19100 Amco Ins Co 32,600,364 0.5154% 29,569,955 18,377,560 62.15%2710 553 24589 American & Foreign Ins Co 1,920,773 0.0304% 1,922,280 1,164,437 60.58%14211 19 10111 American Bankers Ins Co Of FL 10,372,694 0.1640% 10,634,665 5,984,593 56.27%6812 127 23450 American Family Home Ins Co 5,251,797 0.0830% 4,308,027 1,206,962 28.02%9713 212 43699 American Federation Ins Co 582,301 0.0092% 529,733 406,341 76.71%17214 12 24376 American General Ind Co 529,122 0.0084% 409,952 100,597 24.54%17415 12 19380 American Home Assur Co 10,777,064 0.1704% 8,976,565 7,176,199 79.94%6516 1292 28100 American Horizon Ins Co 1,175,855 0.0186% 1,332,775 1,710,515 128.34%15617 12 43761 American Intl Ins Co Of CA 16,973,310 0.2684% 16,361,253 10,638,995 65.03%4518 108 30562 American Manufacturers Mut Ins Co 13,370,214 0.2114% 15,207,043 8,745,943 57.51%5319 127 23469 American Modern Home Ins Co 2,177,528 0.0344% 2,049,603 909,654 44.38%13720 408 28401 American Natl Prop & Cas Co 3,244 0.0001% 365,618 21,706 5.94%22921 108 18910 American Protection Ins Co 212,361 0.0034% 312,174 176,803 56.64%19122 19 19615 American Reliable Ins Co 2,028,882 0.0321% 1,955,125 499,919 25.57%14123 1346 39969 American Safety Cas Ins Co 723,711 0.0114% 1,154,923 1,126,754 97.56%16924 19 42978 American Security Ins Co 1,818,020 0.0287% 2,465,044 1,479,173 60.01%14625 163 37214 American States Preferred Ins Co 2,574,278 0.0407% 1,338,639 871,545 65.11%12926 40800 American Sterling Ins Co 2,813,997 0.0445% 3,101,902 3,341,866 107.74%12527 4 27928 Amex Assur Co 11,482,031 0.1815% 9,884,590 7,122,000 72.05%6028 28 19976 Amica Mut Ins Co 17,395,210 0.2750% 16,382,672 8,481,169 51.77%4429 40010 Anchor General Ins Co 9,657,657 0.1527% 9,985,280 6,385,118 63.95%7030 457 19801 Argonaut Ins Co 3,988,424 0.0631% 2,636,109 3,433,457 130.25%11331 84 21792 Atlanta Cas Co 1,283,775 0.0203% 1,640,938 1,520,233 92.64%15432 84 31925 Atlanta Specialty Ins Co 32,280 0.0005% 7,341 697 9.49%21033 24 19895 Atlantic Mut Ins Co 92,564 0.0015% 97,555 24,437 25.05%20334 660 38342 California Automobile Ins Co 31,644,439 0.5003% 27,030,742 21,053,692 77.89%2835 802 13544 California Capital Ins Co 12,655,374 0.2001% 12,339,059 8,936,665 72.43%5636 33 20117 California Cas Ind Exch 49,444,470 0.7817% 46,040,355 31,254,582 67.89%1937 1278 15539 California State Auto Asn Inter-Ins 650,385,377 10.2828% 627,549,282 416,093,985 66.30%338 10175 Cascade Natl Ins Co 7,295,066 0.1153% 8,681,967 7,765,432 89.44%8439 24 19909 Centennial Ins Co 258,495 0.0041% 271,922 98,443 36.20%18740 212 34649 Centre Ins Co 152,943 0.0024% 149,988 159,737 106.50%19841 26905 Century-Natl Ins Co 1,904,848 0.0301% 1,438,499 1,520,334 105.69%14342 761 22810 Chicago Ins Co 400,873 0.0063% 1,007,143 649,835 64.52%17943 79 22004 CIM Ins Corp 1,566,442 0.0248% 1,610,060 1,099,838 68.31%14944 323 10693 Civil Svc Employees Ins Co 13,763,200 0.2176% 13,682,042 9,132,474 66.75%5145 517 20532 Clarendon Natl Ins Co 26,857,999 0.4246% 17,861,882 33,132,103 185.49%3046 814 25089 Coast Natl Ins Co 84,623,500 1.3379% 79,067,870 52,992,079 67.02%1447 350 20796 Colonial Penn Franklin Ins Co 12,689,879 0.2006% 13,054,347 9,432,321 72.25%5548 350 34789 Colonial Penn Ins Co 5,594,707 0.0885% 5,743,557 3,903,256 67.96%94

California Department of Insurance Page 1 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO PHYSICAL DAMAGE [21.1]

ShareRank

49 350 43974 Colonial Penn Madison Ins Co 4,487,167 0.0709% 4,167,120 2,195,270 52.68%10550 317 40827 Combined Specialty Ins Co 1,172,685 0.0185% 266,866 300,628 112.65%15751 816 13161 Commerce West Ins Co 13,997,600 0.2213% 12,932,372 8,614,553 66.61%5052 181 19489 Commercial Underwriters Ins Co 24,430 0.0004% 424,839 3,074,449 723.67%21253 218 35289 Continental Ins Co 6,024 0.0001% 7,049 -8,189 -116.17%22554 218 28258 Continental Natl Ind Co 183,839 0.0029% 171,859 328,307 191.03%19555 3018 22730 Converium Ins North Amer Inc 2,409,677 0.0381% 2,375,751 2,389,525 100.58%13356 323 18953 CSE Safeguard Ins Co 14,287,185 0.2259% 10,835,042 9,887,092 91.25%4857 930 19269 Danielson Natl Ins Co 313,871 0.0050% 1,319,237 1,282,489 97.21%18358 8 37907 Deerbrook Ins Co 4,912,485 0.0777% 7,096,906 4,200,367 59.19%10259 140 42587 Depositors Ins Co 6,374,676 0.1008% 5,736,038 5,261,572 91.73%9060 920 42048 Diamond State Ins Co 4,295,362 0.0679% 4,301,867 3,599,837 83.68%10861 831 34495 Doctors Co An Interins Exchn 2,165,338 0.0342% 2,162,865 1,147,169 53.04%13862 515 10928 Eagle Ins Co 2,284,990 0.0361% 2,237,838 2,114,763 94.50%13563 802 12890 Eagle West Ins Co 16,528 0.0003% 20,236 -43,029 -212.64%21364 57 21261 Electric Ins Co 2,241,433 0.0354% 2,258,920 1,762,337 78.02%13665 62 21407 Emcasco Ins Co 14,218 0.0002% 14,847 1,897 12.78%21666 212 21326 Empire Fire & Marine Ins Co 810,625 0.0128% 567,532 701,475 123.60%16767 38 35181 Executive Risk Ind Inc 385,609 0.0061% 382,240 -433,542 -113.42%18068 922 40029 Explorer Ins Co 19,497,312 0.3083% 19,727,376 12,027,014 60.97%4169 158 18864 Fairmont Ins Co 4,447,781 0.0703% 4,828,306 5,290,119 109.56%10670 212 21652 Farmers Ins Exch 697,741,395 11.0315% 690,297,315 501,504,830 72.65%271 38 20281 Federal Ins Co 177,323 0.0028% 93,184 4,360 4.68%19672 164 35386 Fidelity & Guaranty Ins Co 131,703 0.0021% 239,161 209,885 87.76%20073 670 25180 Fidelity National Ins Co 335,018 0.0053% 308,960 308,201 99.75%18274 215 19852 Financial Ind Co 25,975,064 0.4107% 27,999,741 21,127,168 75.45%3275 761 21873 Firemans Fund Ins Co 1,918 0.0000% 1,413 -687 -48.62%23376 761 21903 Firemans Fund Ins Co Of TX 10,880,733 0.1720% 10,241,165 5,471,246 53.42%6477 1279 11150 First Amer Ins Co 23,788,687 0.3761% 19,763,859 16,781,176 84.91%3578 70 34525 First American Specilaty Ins Co 108,406 0.0017% 119,886 116,699 97.34%20279 689 16578 First Comm Ins Co 854,703 0.0135% 923,523 654,880 70.91%16580 479 11177 First Financial Ins Co 2,965,882 0.0469% 3,108,967 2,655,656 85.42%12281 163 24724 First Natl Ins Co Of Amer 1,300,233 0.0206% 1,308,310 703,425 53.77%15382 212 11185 Foremost Ins Co 2,949,094 0.0466% 2,514,414 1,093,686 43.50%12383 218 10201 Galway Ins Co 4,642,468 0.0734% 4,672,793 2,799,558 59.91%10484 31 41491 Geico Cas Co 10,687,115 0.1690% 10,276,070 6,003,874 58.43%6685 31 35882 Geico General Ins Co 98,974,092 1.5648% 94,591,642 68,168,730 72.07%1386 31 22055 Geico Ind Co 21,234,266 0.3357% 19,754,410 17,258,668 87.37%3887 163 24732 General Ins Co Of Amer 8,145 0.0001% 9,075 1,334 14.70%22188 11231 Generali Us Branch 2,820,731 0.0446% 2,918,232 945,430 32.40%12489 218 34622 Glens Falls Ins Co 22,085,585 0.3492% 13,212,131 7,398,139 56.00%3690 553 24600 Globe Ind Co 29,069 0.0005% 28,667 17,529 61.15%21191 31 22063 Government Employees Ins Co 59,443,191 0.9398% 57,383,065 40,592,619 70.74%1892 83 22101 Grange Ins Assn 4,407,662 0.0697% 4,642,217 3,560,742 76.70%10793 12 23809 Granite State Ins Co 9,084,283 0.1436% 6,789,781 5,185,677 76.37%7394 84 26832 Great American Alliance Ins Co 1,303,970 0.0206% 1,464,787 779,558 53.22%15295 84 16691 Great American Ins Co 4,924,959 0.0779% 3,483,639 2,995,781 86.00%10196 84 22136 Great American Ins Co of NY 944,585 0.0149% 838,223 620,616 74.04%163

California Department of Insurance Page 2 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO PHYSICAL DAMAGE [21.1]

ShareRank

97 84 33723 Great American Spirit Ins Co 251,732 0.0040% 135,518 61,701 45.53%18898 1285 22322 Greenwich Ins Co 12,039,838 0.1904% 12,040,878 7,428,697 61.70%5899 553 26948 Guaranty Natl Ins Co Of CT 14,685 0.0002% 27,553 44,707 162.26%215100 303 15032 Guideone Mut Ins Co 219,502 0.0035% 211,844 134,963 63.71%190101 303 14559 Guideone Specialty Mut Ins Co 4,172,186 0.0660% 4,044,181 3,227,682 79.81%111102 88 22292 Hanover Ins Co 74,488 0.0012% 82,657 30,274 36.63%205103 517 21806 Harbor Specialty Ins Co 204,665 0.0032% 167,027 593,320 355.22%193104 253 14168 Harleysville Mut Ins Co 9,440,985 0.1493% 9,919,432 14,516,206 146.34%71105 91 29424 Hartford Cas Ins Co 20,203,444 0.3194% 18,987,561 12,580,001 66.25%40106 91 30104 Hartford Underwriters Ins Co 35,285,421 0.5579% 33,083,225 20,428,007 61.75%25107 300 22578 Horace Mann Ins Co 4,677,880 0.0740% 4,488,560 3,079,462 68.61%103108 300 22756 Horace Mann Prop & Cas Ins Co 5,778,457 0.0914% 5,482,586 4,534,746 82.71%93109 158 25054 Hudson Ins Co 188,272 0.0030% 146,174 89,013 60.90%194110 84 22268 Infinity Ins Co 72,930,638 1.1531% 63,869,035 36,249,059 56.76%15111 84 10068 Infinity Natl Ins Co 5,298,869 0.0838% 9,857,097 7,221,357 73.26%96112 84 20260 Infinity Select Ins Co 19,036,333 0.3010% 13,416,361 8,317,735 62.00%43113 922 27847 Insurance Co Of The West 640,357 0.0101% 394,919 197,685 50.06%170114 517 37257 Insurance Corp Of Hannover 3,519,623 0.0556% 1,572,314 1,584,602 100.78%120115 1314 18341 Insurance Corp Of NY 363,599 0.0057% 313,984 810,092 258.00%181116 79 29742 Integon Natl Ins Co 1,007,797 0.0159% 1,867,123 1,437,534 76.99%161117 79 31488 Integon Preferred Ins Co 5,021,352 0.0794% 4,805,308 4,663,870 97.06%100118 1318 15598 Interins Exch Of The Automobile Club 576,787,026 9.1192% 548,741,600 362,760,503 66.11%4119 761 22837 Interstate Ind Co 7,774,210 0.1229% 4,729,847 8,206,232 173.50%79120 761 11630 Jefferson Ins Co 2,138,118 0.0338% 2,372,505 2,113,153 89.07%139121 108 10915 Kemper Auto & Home Ins Co 6,433,672 0.1017% 5,141,086 4,092,623 79.61%88122 26077 Lancer Ins Co 1,058,832 0.0167% 1,058,832 1,041,994 98.41%159123 84 11738 Leader Ins Co 6,663,542 0.1054% 8,205,913 6,833,466 83.27%87124 1172 24422 Legion Ins Co 25,320,192 0.4003% 15,502,732 10,656,683 68.74%33125 111 23035 Liberty Mut Fire Ins Co 45,839,859 0.7247% 42,213,650 27,927,601 66.16%20126 1326 33855 Lincoln General Ins Co 8,161,910 0.1290% 950,329 1,750,798 184.23%77127 458 35769 Lyndon Property Ins Co 13,350 0.0002% 13,350 -82,670 -619.25%218128 155 37605 Marathon Ins Co 45,113,130 0.7133% 52,932,950 28,762,988 54.34%22129 785 28932 Markel American Ins Co 407,068 0.0064% 381,032 244,156 64.08%178130 212 19356 Maryland Cas Co 838,741 0.0133% 872,381 309,754 35.51%166131 41 33650 Mendota Ins Co 13,184 0.0002% 7,960 2,162 27.16%219132 304 31968 Merastar Ins Co 1,062,402 0.0168% 733,511 901,659 122.92%158133 660 11908 Mercury Cas Co 112,401,515 1.7771% 110,592,436 74,827,642 67.66%10134 660 27553 Mercury Ins Co 330,313,471 5.2223% 321,135,824 189,821,802 59.11%7135 241 25321 Metropolitan Drt Prop & Cas Ins Co 9,261,769 0.1464% 8,275,005 5,483,627 66.27%72136 852 40150 MGA Ins Co Inc 4,170 0.0001% 10,734 3,907 36.40%227137 79 38660 MIC General Ins Corp 4,231,380 0.0669% 4,253,441 2,516,531 59.16%109138 212 21687 Mid-Century Ins Co 11,422,772 0.1806% 13,401,095 6,618,727 49.39%62139 303 10920 Millennium Ins Co 7,317,768 0.1157% 6,565,928 7,174,350 109.27%83140 130 23531 Millers Ins Co 3,652,985 0.0578% 3,683,129 2,515,716 68.30%117141 227 23655 Modern Service Ins Co 2,571,876 0.0407% 3,339,930 2,723,263 81.54%130142 227 23647 Mutual Service Cas Ins Co 3,792,178 0.0600% 6,831,602 5,645,998 82.65%115143 79 30945 National Alliance Ins Co 7,640,153 0.1208% 7,534,372 4,638,021 61.56%81144 930 23671 National American Ins Co Of CA 2,391,494 0.0378% 2,191,108 1,304,474 59.53%134

California Department of Insurance Page 3 of 6 Rate Specialist Bureau - 06/03/2002

Page 90: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO PHYSICAL DAMAGE [21.1]

ShareRank

145 659 23701 National Automobile & Cas Ins Co 14,607,302 0.2309% 13,304,288 9,340,997 70.21%47146 79 23728 National General Ins Co 45,721,156 0.7229% 45,616,453 26,326,586 57.71%21147 84 32620 National Interstate Ins Co 595,290 0.0094% 629,478 305,300 48.50%171148 12 19445 National Union Fire Ins Co Of Pitts 1,024,999 0.0162% 21,667 -18 -0.08%160149 140 10723 Nationwide Assur Co 6,386 0.0001% 6,386 4,134 64.74%223150 140 23779 Nationwide Mut Fire Ins Co 8,694,157 0.1375% 8,273,778 6,692,443 80.89%75151 140 23787 Nationwide Mut Ins Co 39,822,127 0.6296% 35,191,348 28,784,598 81.79%23152 140 37877 Nationwide Prop & Cas Ins Co 4,013,232 0.0635% 3,765,141 4,444,361 118.04%112153 12 23841 New Hampshire Ins Co 146,720 0.0023% 126,109 41,529 32.93%199154 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 37,394 0.0006% 41,312 22,820 55.24%208155 885 27740 North Pointe Ins Co 3,078,018 0.0487% 2,818,892 2,504,206 88.84%121156 212 19372 Northern Ins Co Of NY 1,222,449 0.0193% 1,277,618 697,408 54.59%155157 41 24031 Northland Cas Co 11,087 0.0002% 12,112 833 6.88%220158 41 24015 Northland Ins Co 2,775,725 0.0439% 2,176,810 3,114,036 143.06%126159 38 20338 Northwestern Pacific Ind Co 6,215,625 0.0983% 5,857,436 2,123,364 36.25%91160 150 35424 Old Republic Minnehoma Ins Co 2,031 0.0000% 26,983 -1,775 -6.58%231161 354 39098 Omni Ins Co 10,140,701 0.1603% 7,642,875 6,187,610 80.96%69162 1129 21970 OneBeacon Ins Co 6,132 0.0001% 5,706 131,925 2312.04%224163 645 14907 Oregon Mut Ins Co 448,635 0.0071% 255,633 286,844 112.21%176164 1116 23930 Pacific Natl Ins Co 163,442 0.0026% 154,455 145,835 94.42%197165 40550 Pacific Pioneer Ins Co 4,222,610 0.0668% 4,298,959 4,050,713 94.23%110166 408 11048 Pacific Prop & Cas Co 3,905,646 0.0617% 3,277,525 2,285,008 69.72%114167 2898 37850 Pacific Specialty Ins Co 11,373,140 0.1798% 10,822,334 8,553,984 79.04%63168 1218 32859 Penn-Amer Ins Co 113 0.0000% 4,624 -55,803 -1206.81%236169 1218 10673 Penn-Star Ins Co 72 0.0000% 84 -269 -320.24%237170 1129 21962 Pennsylvania General Ins Co 3,578,900 0.0566% 3,716,520 2,496,353 67.17%118171 944 37648 Permanent General Assur Corp 24,564,849 0.3884% 21,238,531 18,432,862 86.79%34172 155 24260 Progressive Cas Ins Co 7,720,232 0.1221% 7,311,314 5,359,006 73.30%80173 155 11851 Progressive Home Ins Co 68,878 0.0011% 153,223 5,476 3.57%206174 155 27804 Progressive West Ins Co 64,336,191 1.0172% 65,228,064 33,811,321 51.84%17175 91 34690 Property & Cas Ins Co Of Hartford 34 0.0000% 13 0 0.00%239176 304 36447 Prudential General Ins Co 1,252 0.0000% 2,045 0 0.00%234177 304 32352 Prudential Prop & Cas Ins Co 14,754,056 0.2333% 13,789,934 10,495,814 76.11%46178 796 10219 QBE Reins Corp 1,457,517 0.0230% 1,787,234 955,519 53.46%150179 517 37303 Redland Ins Co 545,035 0.0086% 559,281 278,061 49.72%173180 84 43753 Republic Ind Co of CA 10,441,934 0.1651% 12,190,993 8,207,900 67.33%67181 574 31089 Republic Western Ins Co 7,291,444 0.1153% 9,224,711 9,233,830 100.10%85182 1234 10970 Response Ind Co Of CA 507,892 0.0080% 511,535 500,460 97.83%175183 1234 43044 Response Ins Co 13,533 0.0002% 12,838 1,704 13.27%217184 83 22128 Rocky Mountain Fire & Cas Co 241,179 0.0038% 257,658 145,611 56.51%189185 553 24678 Royal Ind Co 1,996 0.0000% 3,236 7,855 242.74%232186 553 26980 Royal Ins Co Of Amer 128,657 0.0020% 108,776 45,738 42.05%201187 163 24740 Safeco Ins Co Of Amer 99,326,499 1.5704% 98,296,267 61,803,657 62.87%12188 163 39012 Safeco Ins Co Of IL 52 0.0000% 53 0 0.00%238189 553 24694 Safeguard Ins Co 3,483 0.0001% 3,501 -3 -0.09%228190 257 10939 Safeway Direct Ins Co 1,866,663 0.0295% 1,898,790 925,825 48.76%144191 257 12521 Safeway Ins Co 12,037,673 0.1903% 4,843,056 4,741,782 97.91%59192 553 24902 Security Ins Co Of Hartford 867,239 0.0137% 784,962 1,183,791 150.81%164

California Department of Insurance Page 4 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO PHYSICAL DAMAGE [21.1]

ShareRank

193 772 22985 Sequoia Ins Co 2,579,988 0.0408% 2,536,679 1,652,584 65.15%128194 35408 Sirius Amer Ins Co 5,318,290 0.0841% 3,879,497 2,975,735 76.70%95195 400 19216 Southern Ins Co 5,069,137 0.0801% 5,137,827 3,018,211 58.74%99196 155 44288 Specialty Risk Ins Co 2,435 0.0000% 13,967 2,711 19.41%230197 164 24791 St Paul Mercury Ins Co 87,731 0.0014% 106,066 55,129 51.98%204198 98 40045 Starnet Ins Co 1,740,683 0.0275% 1,345,644 1,160,012 86.20%148199 176 25151 State Farm General Ins Co 6,387 0.0001% 9,620 16,624 172.81%222200 176 25178 State Farm Mut Auto Ins Co 754,470,338 11.9284% 731,011,229 602,180,801 82.38%1201 93 12831 State Natl Ins Co Inc 2,517,924 0.0398% 2,313,571 3,731,982 161.31%131202 42277 Sterling Cas Ins Co 14,200,620 0.2245% 13,186,733 9,032,330 68.50%49203 407 12220 Superior Ins Co 13,711,638 0.2168% 13,082,417 9,652,896 73.79%52204 32107 Sutter Ins Co 1,787,060 0.0283% 1,497,838 1,218,706 81.36%147205 158 25496 TIG Ind Co 1,848,398 0.0292% 1,864,117 786,581 42.20%145206 158 25461 TIG Ins Co Of TX 1,332,030 0.0211% 1,679,598 2,194,478 130.65%151207 158 25518 TIG Premier Ins Co 16,280 0.0003% 21,419 31,279 146.03%214208 158 25445 TIG Specialty Ins Corp 7,213,104 0.1140% 10,738,613 9,323,720 86.82%86209 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 6,389,794 0.1010% 6,379,002 2,518,517 39.48%89210 161 18031 Topa Ins Co 7,801,435 0.1233% 7,703,367 5,916,848 76.81%78211 84 33014 Transport Ins Co 809,876 0.0128% 1,284,169 806,216 62.78%168212 41 10826 Travcal Ind Co 12,964,616 0.2050% 12,952,759 8,770,344 67.71%54213 215 19887 Trinity Universal Ins Co 7,584,659 0.1199% 11,891,267 10,687,855 89.88%82214 91 29459 Twin City Fire Ins Co Co 8,915,349 0.1410% 8,307,069 6,151,858 74.06%74215 181 18619 Underwriters Ins Co 4,541 0.0001% 66,968 -194,230 -290.03%226216 400 25798 Unigard Ind Co 3,751,737 0.0593% 3,394,655 2,356,496 69.42%116217 400 25747 Unigard Ins Co 3,565,267 0.0564% 3,016,383 2,582,314 85.61%119218 200 25941 United Services Auto Assoc 119,435,618 1.8883% 116,886,099 80,472,294 68.85%9219 215 10226 Unitrin Direct Ins Co 61,185 0.0010% 3,776 -8,901 -235.73%207220 212 41181 Universal Underwriters Ins Co 12,527,524 0.1981% 10,185,012 11,173,117 109.70%57221 164 25887 US Fidelity & Guaranty Co 269 0.0000% 443 208 46.95%235222 200 25968 USAA Cas Ins Co 108,332,440 1.7128% 105,952,223 70,732,162 66.76%11223 200 18600 USAA General Ind Co 5,106,887 0.0807% 4,543,167 4,055,224 89.26%98224 201 25976 Utica Mut Ins Co 36,194 0.0006% 49,890 30,789 61.71%209225 215 14133 Valley Ins Co 2,478,675 0.0392% 2,441,627 1,445,994 59.22%132226 958 11762 Vesta Fire Ins Corp 35,550,514 0.5621% 33,191,273 32,099,056 96.71%24227 553 13137 Viking Ins Co Of WI 31,123,887 0.4921% 30,694,074 23,878,684 77.80%29228 1172 19577 Villanova Ins Co 5,809,490 0.0918% 2,977,870 3,877,817 130.22%92229 761 10079 Vintage Ins Co 265,253 0.0042% 790,560 695,752 88.01%186230 1179 10683 Wawanesa General Ins Co 32,682,665 0.5167% 28,158,918 26,477,060 94.03%26231 1179 31526 Wawanesa Mut Ins Co Us Branch 26,124,100 0.4130% 25,961,422 19,997,948 77.03%31232 458 30830 Western Diversified Cas Ins Co 297,477 0.0047% 978,438 1,170,313 119.61%185233 27502 Western General Ins Co 11,449,643 0.1810% 7,084,929 4,408,029 62.22%61234 1278 37770 Western United Ins Co 19,202,028 0.3036% 21,144,029 13,034,017 61.64%42235 84 12599 Windsor Ins Co 439,971 0.0070% 919,722 725,510 78.88%177236 273 13250 Workmens Auto Ins Co 21,629,059 0.3420% 20,207,442 16,609,031 82.19%37237 84 26050 Worldwide Ins Co 968,268 0.0153% 954,749 485,279 50.83%162238 11126 Yasuda Fire & Marine Ins Co Of Amer 302,578 0.0048% 306,551 158,466 51.69%184239 12 26220 Yosemite Ins Co 2,099,070 0.0332% 2,069,153 516,211 24.95%140

California Department of Insurance Page 5 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: PRIVATE PASSENGER AUTO PHYSICAL DAMAGE [21.1]

ShareRank

6,325,003,208 100.0000% 6,097,965,909 4,355,983,961 71.43%Line Total:

California Department of Insurance Page 6 of 6 Rate Specialist Bureau - 06/03/2002

Page 93: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO PHYSICAL DAMAGE [21.2]

ShareRank

1 225 20010 Acceptance Ind Ins Co 36,047 0.0058% 27,822 97,001 348.65%2252 626 22667 Ace American Ins Co 236,297 0.0383% 255,071 231,581 90.79%1833 626 20702 Ace Fire Underwriters Ins Co 78,453 0.0127% 152,485 70,659 46.34%2144 626 20699 Ace Prop & Cas Ins Co 567 0.0001% 3,985 -3,465 -86.95%2615 38733 Alaska Nat Ins Co 6,143 0.0010% 5,682 1,977 34.79%2436 1325 24899 Alea North America Ins Co 6,591 0.0011% 88,446 -17,163 -19.41%2427 8 19240 Allstate Ind Co 8,609,745 1.3957% 8,092,723 3,752,641 46.37%158 8 19232 Allstate Ins Co 5,554,837 0.9005% 5,312,707 2,222,012 41.82%279 140 19100 Amco Ins Co 1,118 0.0002% 419 -48,168 -11495.94%25910 553 24589 American & Foreign Ins Co 530,195 0.0859% 570,230 152,603 26.76%14411 957 19720 American Alt Ins Corp 309,059 0.0501% 290,251 237,452 81.81%17212 761 21849 American Automobile Ins Co 1,796,136 0.2912% 1,863,589 756,240 40.58%8813 19 10111 American Bankers Ins Co Of FL 2,327,678 0.3773% 2,179,333 1,139,761 52.30%7314 218 20427 American Cas Co Of Reading PA 4,355,673 0.7061% 3,433,715 2,283,387 66.50%3515 163 19690 American Economy Ins Co 2,780,452 0.4507% 2,566,577 1,454,632 56.68%6416 1129 20613 American Employers Ins Co 175,179 0.0284% 235,839 239,055 101.36%18817 212 26247 American Guarantee & Liability Ins 767,564 0.1244% 704,515 581,431 82.53%13118 291 13331 American Hardware Mut Ins Co 1,480,720 0.2400% 1,456,902 1,272,105 87.32%9719 12 19380 American Home Assur Co 387,020 0.0627% 333,570 1,211,714 363.26%16320 761 21857 American Ins Co 2,499,717 0.4052% 2,871,855 1,275,923 44.43%7021 108 30562 American Manufacturers Mut Ins Co 1,591,759 0.2580% 1,476,973 317,713 21.51%9322 127 23469 American Modern Home Ins Co 481,889 0.0781% 481,897 462,178 95.91%15023 108 22918 American Motorists Ins Co 1,110,525 0.1800% 1,030,474 288,413 27.99%11124 108 18910 American Protection Ins Co 9,692 0.0016% 28,241 -8,021 -28.40%23525 19 19615 American Reliable Ins Co 393 0.0001% 29,731 -79,623 -267.81%26426 163 19704 American States Ins Co 8,093,570 1.3120% 7,028,213 3,782,805 53.82%1727 212 40142 American Zurich Ins Co 86,737 0.0141% 65,196 2,203 3.38%21028 124 23396 Amerisure Mut Ins Co 35,248 0.0057% 35,013 20,440 58.38%22629 28 19976 Amica Mut Ins Co 3,134 0.0005% 3,833 7,616 198.70%25430 457 19828 Argonaut-Midwest Ins Co 4,483 0.0007% 4,837 0 0.00%24831 761 21865 Associated Ind Corp 933,903 0.1514% 999,978 644,686 64.47%12132 41 21296 Associates Ins Co 1,513,640 0.2454% 3,619,568 3,273,358 90.44%9533 212 19305 Assurance Co Of Amer 3,910,994 0.6340% 3,504,211 1,558,783 44.48%4234 164 41769 Athena Assur Co 3,130,440 0.5075% 2,345,996 1,479,356 63.06%5535 41 22209 Atlantic Ins Co 8,676 0.0014% 7,826 -780 -9.97%23836 24 19895 Atlantic Mut Ins Co 3,165,126 0.5131% 3,150,319 1,724,272 54.73%5437 968 16187 AXA Re Prop & Cas Ins Co 105,767 0.0171% 26,369 6,490 24.61%20638 1330 24813 Balboa Ins Co 10,620,232 1.7216% 9,750,508 5,132,550 52.64%1139 18538 Bancinsure Inc 19,706 0.0032% 12,911 6,261 48.49%23240 626 18279 Bankers Standard Ins Co 45,584 0.0074% 69,473 81,224 116.91%22241 140 18961 Calfarm Ins Co 135,129 0.0219% 5,367,849 3,599,549 67.06%19842 802 13544 California Capital Ins Co 568,638 0.0922% 460,809 199,535 43.30%14043 98 10510 Carolina Cas Ins Co 2,743,301 0.4447% 2,204,030 1,110,078 50.37%6644 10175 Cascade Natl Ins Co 406,896 0.0660% 297,047 171,505 57.74%15845 24 19909 Centennial Ins Co 1,443,715 0.2340% 1,273,533 712,241 55.93%9946 26905 Century-Natl Ins Co 18,218,502 2.9534% 18,831,556 7,601,900 40.37%547 761 22810 Chicago Ins Co 1,185,644 0.1922% 1,470,963 909,273 61.81%10748 18767 Church Mut Ins Co 404,261 0.0655% 398,811 148,802 37.31%160

California Department of Insurance Page 1 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO PHYSICAL DAMAGE [21.2]

ShareRank

49 244 10677 Cincinnati Ins Co 73,376 0.0119% 62,193 12,242 19.68%21550 212 10315 Civic Property & Cas Co 3,447 0.0006% 2,757 0 0.00%25051 517 20532 Clarendon Natl Ins Co 602,728 0.0977% 261,866 -475,655 -181.64%13952 31 27812 Columbia Ins Co 410,826 0.0666% 380,024 206,707 54.39%15553 317 40827 Combined Specialty Ins Co 34 0.0000% 710 86 12.11%26554 12 19410 Commerce & Industry Ins Co 2,075,252 0.3364% 2,119,530 1,172,696 55.33%8155 816 13161 Commerce West Ins Co 323,658 0.0525% 154,497 75,746 49.03%17156 553 24872 Connecticut Ind Co 128,650 0.0209% 143,983 103,928 72.18%20057 604 32190 Constitution Ins Co 540,128 0.0876% 224,138 0 0.00%14358 218 20443 Continental Cas Co 2,618,167 0.4244% 2,590,867 1,594,109 61.53%6859 959 39551 Continental Heritage Ins Co 5,565 0.0009% 5,883 2,777 47.20%24560 37206 Contractors Bonding & Ins Co 408,742 0.0663% 405,196 316,448 78.10%15761 3018 22730 Converium Ins North Amer Inc 9,922,084 1.6084% 10,920,417 8,785,001 80.45%1362 350 21318 Coregis Ins Co 605,971 0.0982% 718,555 160,524 22.34%13863 306 10847 Cumis Ins Society Inc 13,578,894 2.2012% 12,457,836 5,732,280 46.01%864 240 10499 DaimlerChrysler Ins Co 4,259,870 0.6906% 4,403,035 1,467,768 33.34%3765 920 42048 Diamond State Ins Co 26,060 0.0042% 26,616 3,788 14.23%23166 164 36463 Discover Prop & Cas Ins Co 3,565,682 0.5780% 2,123,724 1,874,636 88.27%4767 802 12890 Eagle West Ins Co 783,885 0.1271% 505,927 383,769 75.85%12868 212 21326 Empire Fire & Marine Ins Co 3,902,428 0.6326% 3,205,702 2,284,211 71.25%4369 1129 20648 Employers Fire Ins Co 360,251 0.0584% 261,867 -47,639 -18.19%16870 111 21458 Employers Ins of Wausau 1,034,349 0.1677% 1,377,481 686,317 49.82%11571 62 21415 Employers Mut Cas Co 2,195,956 0.3560% 1,809,766 1,158,344 64.01%7772 1120 10120 Everest Natl Ins Co 1,178,022 0.1910% 1,270,116 929,703 73.20%10873 922 40029 Explorer Ins Co 1,796,566 0.2912% 1,747,926 741,195 42.40%8774 31 44784 Fairfield Ins Co 2,155 0.0003% 1,972 0 0.00%25575 158 18864 Fairmont Ins Co 382,311 0.0620% 241,853 133,858 55.35%16576 212 21652 Farmers Ins Exch 2,785,550 0.4516% 2,483,675 1,063,512 42.82%6277 140 13838 Farmland Mut Ins Co 450 0.0001% 394 4 1.02%26278 38 20281 Federal Ins Co 6,144,580 0.9961% 6,261,579 3,323,973 53.09%2479 7 13935 Federated Mut Ins Co 4,175,380 0.6769% 3,913,300 2,795,511 71.44%3980 11118 Federated Rural Electric Ins Corp 3,194 0.0005% 3,194 3,455 108.17%25381 7 28304 Federated Service Ins Co 274,729 0.0445% 198,766 142,094 71.49%17682 212 39306 Fidelity & Deposit Co Of MD 263,315 0.0427% 236,888 81,100 34.24%17983 164 35386 Fidelity & Guaranty Ins Co 4,233,168 0.6862% 3,499,680 1,283,321 36.67%3884 164 25879 Fidelity & Guaranty Ins Underwriters 409,062 0.0663% 327,101 252,488 77.19%15685 215 19852 Financial Ind Co 4,282,822 0.6943% 4,071,925 2,016,117 49.51%3686 31453 Financial Pacific Ins Co 4,712,423 0.7639% 4,594,567 1,606,836 34.97%3287 553 24880 Fire & Cas Ins Co Of CT 1,872,869 0.3036% 1,794,258 448,382 24.99%8588 761 21873 Firemans Fund Ins Co 2,109,222 0.3419% 2,129,233 1,563,797 73.44%7989 1279 11150 First Amer Ins Co 733,710 0.1189% 565,285 164,909 29.17%13290 111 33588 First Liberty Ins Corp 9,626 0.0016% 9,130 0 0.00%23691 163 24724 First Natl Ins Co Of Amer 1,985,322 0.3218% 1,815,909 847,391 46.66%8292 349 13978 Florists Mut Ins Co 1,167,763 0.1893% 1,084,221 479,408 44.22%11093 31 35882 Geico General Ins Co 155,979 0.0253% 141,192 136,886 96.95%19394 400 24414 General Cas Co Of WI 4,860 0.0008% 4,617 -185 -4.01%24795 163 24732 General Ins Co Of Amer 2,088,133 0.3385% 1,845,320 1,084,552 58.77%8096 749 16063 General Security Ins Co 303,125 0.0491% 295,444 -57,105 -19.33%174

California Department of Insurance Page 2 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO PHYSICAL DAMAGE [21.2]

ShareRank

97 749 39322 General Security National Ins Co 8,367 0.0014% 16,715 9,818 58.74%23998 11231 Generali Us Branch 79,788 0.0129% 948,135 672,356 70.91%21399 31 38962 Genesis Ins Co 29,841 0.0048% 28,352 -3,000 -10.58%228100 553 24600 Globe Ind Co 70,583 0.0114% 66,893 15,205 22.73%216101 111 10836 Golden Eagle Ins Corp 8,503,501 1.3785% 12,860,772 5,422,895 42.17%16102 31 22063 Government Employees Ins Co 155,265 0.0252% 147,762 120,562 81.59%194103 83 22101 Grange Ins Assn 668,992 0.1084% 910,880 448,751 49.27%135104 12 23809 Granite State Ins Co 286,009 0.0464% 227,887 38,620 16.95%175105 201 25984 Graphic Arts Mut Ins Co 4,949 0.0008% 7,038 196 2.78%246106 84 26832 Great American Alliance Ins Co 453,761 0.0736% 310,001 291,998 94.19%151107 84 26344 Great American Assur Co 1,489,897 0.2415% 1,152,689 2,687,568 233.16%96108 84 16691 Great American Ins Co 4,924,952 0.7984% 3,348,836 1,187,450 35.46%30109 84 22136 Great American Ins Co of NY 384,301 0.0623% 423,293 410,400 96.95%164110 38 20303 Great Northern Ins Co 110,640 0.0179% 98,320 73,901 75.16%203111 150 11371 Great West Cas Co 1,535,959 0.2490% 1,414,348 969,700 68.56%94112 1285 22322 Greenwich Ins Co 2,616,423 0.4241% 2,484,695 1,915,705 77.10%69113 553 40541 Grocers Ins Co 188,212 0.0305% 175,477 145,033 82.65%187114 553 26948 Guaranty Natl Ins Co Of CT 2,737,438 0.4438% 3,128,292 1,102,594 35.25%67115 303 15032 Guideone Mut Ins Co 1,218,976 0.1976% 1,181,461 535,217 45.30%106116 41 22217 Gulf Ins Co 1,684,503 0.2731% 2,047,538 2,891,923 141.24%91117 26433 Harco Natl Ins Co 1,069,694 0.1734% 1,072,388 342,813 31.97%113118 91 22357 Hartford Accid & Ind Co 66,896 0.0108% 62,035 11,074 17.85%219119 91 29424 Hartford Cas Ins Co 5,409,826 0.8770% 4,812,373 3,087,421 64.16%28120 91 19682 Hartford Fire In Co 5,298,966 0.8590% 4,798,933 1,763,482 36.75%29121 91 30104 Hartford Underwriters Ins Co 171,386 0.0278% 138,279 37,345 27.01%189122 1116 22489 Highlands Ins Co 332,611 0.0539% 344,835 213,354 61.87%169123 212 22527 Home Ins Co 3,310 0.0005% 3,310 -89,330 -2698.79%251124 158 25054 Hudson Ins Co 11,344 0.0018% 128,434 7,233 5.63%233125 626 43575 Indemnity Ins Co Of North Amer 1,856 0.0003% -206 -814 395.15%256126 626 22713 Insurance Co Of North Amer 6,131 0.0010% 2,469 214,327 8680.72%244127 12 19429 Insurance Co Of The State Of PA 950,384 0.1541% 648,024 491,432 75.84%118128 922 27847 Insurance Co Of The West 800,916 0.1298% 1,434,170 761,927 53.13%127129 517 37257 Insurance Corp Of Hannover 4,060,178 0.6582% 3,189,739 3,153,589 98.87%41130 1314 18341 Insurance Corp Of NY 3,855,629 0.6250% 2,927,816 -842,412 -28.77%44131 79 31488 Integon Preferred Ins Co 304,047 0.0493% 215,191 186,864 86.84%173132 761 22837 Interstate Ind Co 3,713,629 0.6020% 2,199,264 1,388,206 63.12%46133 26077 Lancer Ins Co 2,813,694 0.4561% 2,491,841 892,700 35.82%61134 84 11738 Leader Ins Co 147,775 0.0240% 113,275 13,343 11.78%196135 1172 24422 Legion Ins Co 835,404 0.1354% 1,127,708 -3,656,588 -324.25%123136 111 42404 Liberty Ins Corp 505,124 0.0819% 644,731 290,211 45.01%148137 111 23035 Liberty Mut Fire Ins Co 2,492,585 0.4041% 2,674,236 768,202 28.73%71138 111 23043 Liberty Mut Ins Co 251,356 0.0407% 197,121 80,020 40.59%180139 1326 33855 Lincoln General Ins Co 656,312 0.1064% 350,706 160,789 45.85%136140 111 33600 LM Ins Corp 4,404 0.0007% 3,619 0 0.00%249141 108 22977 Lumbermens Mut Cas Co 3,222,661 0.5224% 3,023,555 1,865,279 61.69%52142 23108 Lumbermens Underwriting Alliance 29,464 0.0048% 38,333 25,257 65.89%229143 458 35769 Lyndon Property Ins Co 7,383 0.0012% 1,614 3,371 208.86%240144 23876 Mapfre Reins Corp 6 0.0000% 6 50,896848266.67%267

California Department of Insurance Page 3 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO PHYSICAL DAMAGE [21.2]

ShareRank

145 785 38970 Markel Ins Co 115,512 0.0187% 121,440 79,512 65.47%201146 212 19356 Maryland Cas Co 1,300,962 0.2109% 737,158 560,898 76.09%103147 88 22306 Massachusetts Bay Ins Co 159,695 0.0259% 280,600 40,918 14.58%192148 660 11908 Mercury Cas Co 13,369,274 2.1673% 12,063,691 4,848,092 40.19%9149 852 40150 MGA Ins Co Inc 547,865 0.0888% 453,158 259,257 57.21%142150 79 38601 MIC Prop & Cas Ins Corp 3,458,258 0.5606% 2,721,396 1,245,295 45.76%50151 212 21687 Mid-Century Ins Co 6,193,086 1.0039% 6,156,822 3,803,331 61.77%23152 169 23434 Middlesex Ins Co 25 0.0000% 22 -19 -86.36%266153 130 23531 Millers Ins Co 240,638 0.0390% 242,992 39,709 16.34%182154 802 23540 Monterey Ins Co 491,521 0.0797% 416,733 -7,712 -1.85%149155 79 22012 Motors Ins Corp 7,169,396 1.1622% 6,783,085 3,181,804 46.91%21156 227 23647 Mutual Service Cas Ins Co 403,418 0.0654% 606,671 379,540 62.56%161157 23663 National American Ins Co 9,770 0.0016% 23,610 18,775 79.52%234158 930 23671 National American Ins Co Of CA 7,059,599 1.1444% 6,368,800 4,199,461 65.94%22159 140 11991 National Cas Co 942,935 0.1529% 830,315 544,394 65.56%120160 1129 16217 National Farmers Union Prop & Cas 142,519 0.0231% 153,352 79,448 51.81%197161 1129 23752 National Farmers Union Std Ins Co 40,249 0.0065% 32,800 63,329 193.08%224162 218 20478 National Fire Ins Co Of Hartford 511,318 0.0829% 513,266 789,450 153.81%147163 31 20087 National Ind Co 104,597 0.0170% 15,396 -350 -2.27%207164 84 32620 National Interstate Ins Co 994,074 0.1611% 760,392 981,329 129.06%116165 31 20052 National Liab & Fire Ins Co 1,458,540 0.2364% 1,132,337 485,045 42.84%98166 761 21881 National Surety Corp 927,355 0.1503% 1,146,339 781,678 68.19%122167 140 28223 Nationwide Agribusiness Ins Co 768,802 0.1246% 478,403 252,887 52.86%130168 140 23787 Nationwide Mut Ins Co 11,228,574 1.8202% 7,975,129 3,892,031 48.80%10169 212 10317 Neighborhood Spirit Prop & Cas Co 7,118 0.0012% 3,180 0 0.00%241170 111 24171 Netherlands Ins Co The 67,706 0.0110% 29,671 15,485 52.19%218171 12 23841 New Hampshire Ins Co 1,324,077 0.2146% 864,119 639,035 73.95%102172 1330 24848 Newport Ins Co 7,584,667 1.2295% 7,166,784 2,888,195 40.30%20173 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 266,749 0.0432% 245,652 102,127 41.57%178174 181 29874 North American Specialty Ins Co 825,291 0.1338% 850,324 573,755 67.47%126175 158 21105 North River Ins Co 26,561 0.0043% 39,136 10,637 27.18%230176 1129 38369 Northern Assur Co Of Amer 406,248 0.0659% 451,190 352,605 78.15%159177 212 19372 Northern Ins Co Of NY 2,975,973 0.4824% 2,991,798 2,015,224 67.36%59178 41 24015 Northland Ins Co 4,130,030 0.6695% 2,972,102 1,644,085 55.32%40179 1116 23906 Northwestern Natl Cas Co 83,271 0.0135% 84,956 70,879 83.43%212180 38 20338 Northwestern Pacific Ind Co 64,746 0.0105% 79,366 38,367 48.34%220181 150 24147 Old Republic Ins Co 1,232,571 0.1998% 1,129,464 677,755 60.01%105182 1129 20621 OneBeacon America Ins Co 2,267,888 0.3676% 2,529,106 1,639,833 64.84%75183 1129 21970 OneBeacon Ins Co 3,547,191 0.5750% 4,019,249 2,363,947 58.82%48184 1116 41408 Pacific Automobile Ins Co 205,002 0.0332% 143,300 118,320 82.57%185185 626 22748 Pacific Employers Ins Co 148,375 0.0241% 120,708 54,913 45.49%195186 38 20346 Pacific Ind Co 395,671 0.0641% 443,124 325,395 73.43%162187 1116 23930 Pacific Natl Ins Co 217,654 0.0353% 308,576 180,689 58.56%184188 40550 Pacific Pioneer Ins Co 1,704 0.0003% 13,485 199 1.48%257189 2898 37850 Pacific Specialty Ins Co 421 0.0001% 4,209 295 7.01%263190 111 24198 Peerless Ins Co 7,609,480 1.2336% 2,360,251 1,381,992 58.55%19191 1218 32859 Penn-Amer Ins Co 85,381 0.0138% 297,759 222,135 74.60%211192 1218 10673 Penn-Star Ins Co 1,012 0.0002% 1,012 41 4.05%260

California Department of Insurance Page 4 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO PHYSICAL DAMAGE [21.2]

ShareRank

193 1129 21962 Pennsylvania General Ins Co 2,159,881 0.3501% 1,960,996 1,857,041 94.70%78194 767 12262 Pennsylvania Manufacturers Asn Ins C 94,006 0.0152% 66,918 10,362 15.48%208195 677 18058 Philadelphia Ind Ins Co 513,300 0.0832% 398,248 493,135 123.83%146196 1129 40134 Potomac Ins Co Of IL 3,205 0.0005% 4,556 1,115 24.47%252197 155 24260 Progressive Cas Ins Co 18,586,329 3.0130% 16,399,978 9,155,665 55.83%4198 867 12416 Protective Ins Co 115,073 0.0187% 114,375 8,755 7.65%202199 304 32352 Prudential Prop & Cas Ins Co 170,693 0.0277% 170,693 -36,767 -21.54%190200 796 39217 QBE Ins Corp 3,128,461 0.5071% 2,812,822 1,987,195 70.65%56201 158 24384 Ranger Ins Co 2,295,796 0.3722% 2,384,226 1,282,659 53.80%74202 517 37303 Redland Ins Co 366,685 0.0594% 451,721 941,321 208.39%167203 400 24449 Regent Ins Co 44,433 0.0072% 40,020 19,436 48.57%223204 574 31089 Republic Western Ins Co 1,071,702 0.1737% 1,013,951 585,849 57.78%112205 98 11001 Riverport Ins Co of CA 515,532 0.0836% 372,207 189,617 50.94%145206 783 13056 RLI Ins Co 1,171,235 0.1899% 1,251,593 333,428 26.64%109207 83 22128 Rocky Mountain Fire & Cas Co 193,748 0.0314% 212,607 205,752 96.78%186208 553 24678 Royal Ind Co 645,117 0.1046% 616,819 288,693 46.80%137209 553 26980 Royal Ins Co Of Amer 3,079,391 0.4992% 2,964,436 2,238,774 75.52%57210 163 24740 Safeco Ins Co Of Amer 1,895,453 0.3073% 2,780,811 1,286,788 46.27%84211 553 24694 Safeguard Ins Co 165,033 0.0268% 152,005 57,861 38.07%191212 867 40460 Sagamore Ins Co 267,200 0.0433% 228,874 105,790 46.22%177213 140 15580 Scottsdale Ind Co 5,584,562 0.9053% 4,800,231 2,120,479 44.17%26214 553 24902 Security Ins Co Of Hartford 1,344,304 0.2179% 1,294,278 428,842 33.13%101215 41 22233 Select Ins Co 829,278 0.1344% 915,623 750,435 81.96%125216 169 24988 Sentry Ins A Mut Co 1,250,547 0.2027% 949,451 540,635 56.94%104217 169 21180 Sentry Select Ins Co 4,711,435 0.7638% 4,570,190 2,923,902 63.98%33218 772 22985 Sequoia Ins Co 3,078,794 0.4991% 3,069,136 785,251 25.59%58219 35408 Sirius Amer Ins Co 30,502 0.0049% 20,863 47,513 227.74%227220 400 19216 Southern Ins Co 1,380 0.0002% 1,773 1,246 70.28%258221 108 20524 Specialty Natl Ins Co 3,194,695 0.5179% 2,439,427 1,766,932 72.43%53222 36790 Springfield Ins Co Inc 87,401 0.0142% 64,903 76,432 117.76%209223 164 24767 St Paul Fire & Marine Ins Co 7,794,406 1.2635% 7,171,215 3,896,740 54.34%18224 164 24775 St Paul Guardian Ins Co 373,565 0.0606% 414,630 139,670 33.69%166225 164 24791 St Paul Mercury Ins Co 1,398,047 0.2266% 1,220,940 602,100 49.31%100226 748 18023 Star Ins Co 1,733,355 0.2810% 1,502,351 1,276,060 84.94%89227 176 25143 State Farm Fire And Cas Co 782,026 0.1268% 616,919 441,172 71.51%129228 176 25178 State Farm Mut Auto Ins Co 33,205,630 5.3829% 31,920,481 24,514,425 76.80%2229 93 12831 State Natl Ins Co Inc 15,757,980 2.5545% 14,749,128 5,231,097 35.47%7230 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 733,051 0.1188% 620,430 170,312 27.45%133231 32107 Sutter Ins Co 4,752,509 0.7704% 2,964,773 1,729,114 58.32%31232 158 25496 TIG Ind Co 413,983 0.0671% 696,107 441,478 63.42%154233 158 25534 TIG Ins Co 3,781,287 0.6130% 3,747,201 2,410,898 64.34%45234 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 2,449,519 0.3971% 2,531,242 2,234,849 88.29%72235 161 18031 Topa Ins Co 2,888,313 0.4682% 2,315,315 1,252,585 54.10%60236 218 20486 Transcontinental Ins Co 1,902,828 0.3085% 1,698,434 1,372,308 80.80%83237 28886 Transguard Ins Co Of Amer Inc 109,891 0.0178% 90,665 13,929 15.36%204238 218 20494 Transportation Ins Co 2,783,425 0.4512% 2,598,093 1,524,590 58.68%63239 41 25682 Travelers Ind Co Of CT 2,756,942 0.4469% 2,406,058 1,386,717 57.63%65240 41 25674 Travelers Ind Co Of IL 10,245,122 1.6608% 9,884,578 6,397,399 64.72%12

California Department of Insurance Page 5 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: COMMERCIAL AUTO PHYSICAL DAMAGE [21.2]

ShareRank

241 212 21709 Truck Ins Exch 8,657,416 1.4034% 8,337,677 2,541,135 30.48%14242 91 29459 Twin City Fire Ins Co Co 418,989 0.0679% 368,551 67,306 18.26%153243 781 37893 Ulico Cas Co 447,595 0.0726% 440,415 139,408 31.65%152244 400 25798 Unigard Ind Co 564,014 0.0914% 569,957 558,531 98.00%141245 400 25747 Unigard Ins Co 5,675,742 0.9201% 5,413,660 3,627,744 67.01%25246 155 11770 United Fncl Cas Co 45,467,987 7.3707% 44,725,232 23,092,145 51.63%1247 158 21113 United States Fire Ins Co 2,218,893 0.3597% 1,425,685 362,849 25.45%76248 212 41181 Universal Underwriters Ins Co 16,840,219 2.7299% 16,570,459 9,096,764 54.90%6249 164 25887 US Fidelity & Guaranty Co 3,517,833 0.5703% 3,801,894 4,154,539 109.28%49250 201 25976 Utica Mut Ins Co 69,838 0.0113% 72,436 27,554 38.04%217251 212 26611 Valiant Ins Co 835,252 0.1354% 888,627 303,690 34.18%124252 218 20508 Valley Forge Ins Co 987,964 0.1602% 1,229,793 1,076,302 87.52%117253 215 14133 Valley Ins Co 1,817,360 0.2946% 1,973,251 1,145,605 58.06%86254 21172 Vanliner Ins Co 715,667 0.1160% 634,762 363,466 57.26%134255 38 20397 Vigilant Ins Co 47,498 0.0077% 59,241 80,025 135.08%221256 1172 19577 Villanova Ins Co 1,639,942 0.2658% 4,076,858 1,847,471 45.32%92257 111 26069 Wausau Business Ins Co 133,143 0.0216% 245,450 155,654 63.42%199258 111 26042 Wausau Underwriters Ins Co 329,447 0.0534% 405,837 298,200 73.48%170259 27502 Western General Ins Co 28,245,569 4.5788% 37,936,137 19,830,779 52.27%3260 350 34207 Westport Ins Corp 948,208 0.1537% 820,597 797,230 97.15%119261 237 24635 Westward Ins Co 248,607 0.0403% 248,607 127,682 51.36%181262 748 25780 Williamsburg Natl Ins Co 1,039,879 0.1686% 1,145,578 496,950 43.38%114263 225 13234 Wilshire Ins Co 4,630,843 0.7507% 4,557,716 2,315,006 50.79%34264 1285 24554 Winterthur Intl Amer Ins Co 106,601 0.0173% 111,163 452,418 406.99%205265 11126 Yasuda Fire & Marine Ins Co Of Amer 1,707,711 0.2768% 1,757,096 482,617 27.47%90266 212 16535 Zurich American Ins Co 3,391,993 0.5499% 3,201,691 2,024,778 63.24%51267 212 27855 Zurich American Ins Co Of IL 8,894 0.0014% 3,290 401 12.19%237

616,875,365 100.0000% 598,601,558 327,550,191 54.72%Line Total:

California Department of Insurance Page 6 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: AIRCRAFT [22]

ShareRank

1 626 20699 Ace Prop & Cas Ins Co 1,341,156 0.9530% 499,360 43,059 8.62%202 12 19380 American Home Assur Co 2,534,350 1.8009% 4,371,784 -437,073 -10.00%163 984 10367 Avemco Ins Co 6,450,991 4.5841% 6,331,780 3,120,461 49.28%104 24 19909 Centennial Ins Co 231,187 0.1643% 562,931 706,758 125.55%245 244 10677 Cincinnati Ins Co 4,627,262 3.2881% 4,213,067 4,443,813 105.48%146 517 20532 Clarendon Natl Ins Co 660,746 0.4695% 416,392 33,785 8.11%217 218 20443 Continental Cas Co 1,398,612 0.9938% 3,357,282 6,775,745 201.82%198 218 35289 Continental Ins Co 6,938,019 4.9301% 2,557,850 -517,452 -20.23%89 38 20281 Federal Ins Co 5,592,850 3.9743% 5,778,983 615,590 10.65%1310 761 21873 Firemans Fund Ins Co 57,517 0.0409% 242,901 498,757 205.33%3011 84 16691 Great American Ins Co 200,373 0.1424% 1,669,398 1,334,801 79.96%2512 91 19682 Hartford Fire In Co 8,234,616 5.8515% 7,577,892 3,090,672 40.79%613 626 43575 Indemnity Ins Co Of North Amer 12,114,391 8.6085% 10,481,671 26,349,575 251.39%314 626 22713 Insurance Co Of North Amer 23,600 0.0168% 39,056 -86,793 -222.23%3115 12 19429 Insurance Co Of The State Of PA 9,723,385 6.9094% 6,011,545 4,123,809 68.60%516 761 11630 Jefferson Ins Co 122,098 0.0868% 106,865 108,086 101.14%2617 1172 24422 Legion Ins Co 73,500 0.0522% 80,949 58,703 72.52%2918 111 23043 Liberty Mut Ins Co 7,512,039 5.3380% 7,512,039 4,623,083 61.54%719 108 22977 Lumbermens Mut Cas Co 461,199 0.3277% 1,124,685 1,934,457 172.00%2220 12 19445 National Union Fire Ins Co Of Pitts 18,319,898 13.0181% 16,684,545 10,026,614 60.10%121 256 16608 New York Marine & Gnrl Ins Co 73,619 0.0523% 165,287 18,378 11.12%2822 181 29874 North American Specialty Ins Co 2,524,892 1.7942% 1,462,582 323,540 22.12%1723 150 24147 Old Republic Ins Co 6,184,050 4.3944% 5,806,569 1,953,334 33.64%1224 158 24384 Ranger Ins Co 13,198 0.0094% 13,198 -10,025,565 -75962.76%3225 553 24678 Royal Ind Co 1,424,286 1.0121% 2,710,319 1,426,185 52.62%1826 164 24767 St Paul Fire & Marine Ins Co 6,239,459 4.4337% 5,197,039 2,350,668 45.23%1127 1331 10340 Stonington Ins Co 78,744 0.0560% 13,154 2,301 17.49%2728 181 18619 Underwriters Ins Co 381,963 0.2714% 1,037,528 320,179 30.86%2329 984 29599 US Specialty Ins Co 11,569,974 8.2216% 12,460,147 4,049,013 32.50%430 626 21121 Westchester Fire Ins Co 3,246,840 2.3072% 2,831,559 1,362,334 48.11%1531 1285 37885 XL Specialty Ins Co 15,691,832 11.1506% 15,038,707 12,479,800 82.98%232 212 16535 Zurich American Ins Co 6,680,077 4.7468% 5,904,907 2,795,363 47.34%9

140,726,723 100.0000% 132,261,971 83,901,980 63.44%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

Page 100: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIDELITY [23]

ShareRank

1 313 33898 Aegis Security Ins Co 100 0.0001% 100 0 0.00%1222 65 10014 Affiliated Fm Ins Co 967,967 1.0992% 837,103 -477,525 -57.04%163 8 19232 Allstate Ins Co 62,488 0.0710% 63,570 1,011 1.59%484 553 24589 American & Foreign Ins Co 6,506 0.0074% 5,215 2,333 44.74%855 957 19720 American Alt Ins Corp 111 0.0001% 445 201 45.17%1186 761 21849 American Automobile Ins Co 18 0.0000% 18 33 183.33%1237 218 20427 American Cas Co Of Reading PA 100 0.0001% 1,153 19,439 1685.95%1218 163 19690 American Economy Ins Co 17,602 0.0200% 18,981 -2,431 -12.81%649 212 26247 American Guarantee & Liability Ins 796 0.0009% 796 -2,323 -291.83%11110 291 13331 American Hardware Mut Ins Co 86,977 0.0988% 80,846 19,109 23.64%3911 108 30562 American Manufacturers Mut Ins Co 981 0.0011% 848 -64 -7.55%10812 108 22918 American Motorists Ins Co 31,113 0.0353% 30,041 -17,261 -57.46%5313 108 18910 American Protection Ins Co 2,775 0.0032% 3,826 -534 -13.96%9414 163 19704 American States Ins Co 51,247 0.0582% 39,747 -5,943 -14.95%4915 212 19305 Assurance Co Of Amer 71,558 0.0813% 85,707 -12,887 -15.04%4416 24 19895 Atlantic Mut Ins Co 8,273 0.0094% 9,024 -1,705 -18.89%8117 18538 Bancinsure Inc 894,636 1.0159% 619,294 196,159 31.67%1918 10758 Colonial Surety Co 13,581 0.0154% 10,236 0 0.00%7219 218 20443 Continental Cas Co 2,245,282 2.5496% 1,783,359 1,310,281 73.47%820 218 35289 Continental Ins Co 847,953 0.9629% 761,315 1,530,224 201.00%2121 306 10847 Cumis Ins Society Inc 13,377,072 15.1903% 12,896,020 14,300,773 110.89%322 240 10499 DaimlerChrysler Ins Co 124,106 0.1409% 123,590 155,019 125.43%3323 164 36463 Discover Prop & Cas Ins Co 16,474 0.0187% 9,662 1,228 12.71%6624 111 21458 Employers Ins of Wausau 29,354 0.0333% 50,636 9,746 19.25%5525 62 21415 Employers Mut Cas Co 15,066 0.0171% 16,221 18,279 112.69%7126 38 35181 Executive Risk Ind Inc 1,560,411 1.7719% 1,514,159 814,725 53.81%1127 922 40029 Explorer Ins Co 7,924 0.0090% 184 0 0.00%8228 65 21482 Factory Mut Ins Co 346,845 0.3939% 408,124 -985,715 -241.52%2429 158 18864 Fairmont Ins Co 349 0.0004% 73 0 0.00%11630 212 21652 Farmers Ins Exch 6,500 0.0074% 6,506 89 1.37%8631 38 20281 Federal Ins Co 15,194,661 17.2542% 15,250,341 8,075,189 52.95%132 7 13935 Federated Mut Ins Co 217,209 0.2467% 195,468 235,599 120.53%3133 11118 Federated Rural Electric Ins Corp 1,217 0.0014% 1,217 170 13.97%10434 7 28304 Federated Service Ins Co 15,130 0.0172% 13,091 43,065 328.97%7035 212 39306 Fidelity & Deposit Co Of MD 3,965,816 4.5034% 4,049,133 4,390,802 108.44%636 164 35386 Fidelity & Guaranty Ins Co 29,524 0.0335% 60,671 5,478 9.03%5437 164 25879 Fidelity & Guaranty Ins Underwriters 16,211 0.0184% 15,749 84 0.53%6738 553 24880 Fire & Cas Ins Co Of CT 865 0.0010% 4,542 0 0.00%11039 761 21873 Firemans Fund Ins Co 1,773 0.0020% 2,398 -1,108 -46.21%10140 218 20850 Firemens Ins Co Of Newark NJ 1,035 0.0012% 500 0 0.00%10641 163 24724 First Natl Ins Co Of Amer 4,101 0.0047% 3,873 53 1.37%9242 163 24732 General Ins Co Of Amer 9,513 0.0108% 11,251 -2,549 -22.66%7843 553 24600 Globe Ind Co 989 0.0011% 806 448 55.58%10744 111 10836 Golden Eagle Ins Corp 315,828 0.3586% 577,197 -439,434 -76.13%2645 84 26832 Great American Alliance Ins Co 73,115 0.0830% 67,480 -9,566 -14.18%4346 84 26344 Great American Assur Co 84,101 0.0955% 56,819 5,495 9.67%4147 84 16691 Great American Ins Co 2,384,117 2.7073% 2,235,381 189,547 8.48%748 84 22136 Great American Ins Co of NY 120,131 0.1364% 130,625 -73,064 -55.93%34

California Department of Insurance Page 1 of 3 Rate Specialist Bureau - 06/03/2002

Page 101: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIDELITY [23]

ShareRank

49 38 20303 Great Northern Ins Co 99,159 0.1126% 123,822 251,697 203.27%3850 1285 22322 Greenwich Ins Co 1,513 0.0017% 1,080 36 3.33%10251 41 22217 Gulf Ins Co 1,947,206 2.2111% 2,283,044 478,581 20.96%952 88 22292 Hanover Ins Co 7,851 0.0089% 6,101 -5,857 -96.00%8353 26433 Harco Natl Ins Co 4,666 0.0053% 17,304 18,015 104.11%9154 91 29424 Hartford Cas Ins Co 11,315 0.0128% 4,216 -190 -4.51%7455 91 19682 Hartford Fire In Co 6,319,545 7.1761% 5,337,719 -214,739 -4.02%556 91 30104 Hartford Underwriters Ins Co 85,823 0.0975% 113,986 4,858 4.26%4057 626 43575 Indemnity Ins Co Of North Amer 2,039 0.0023% 1,796 1,595 88.81%9858 626 22713 Insurance Co Of North Amer 349 0.0004% 627 1,117 178.15%11559 922 27847 Insurance Co Of The West 9,282 0.0105% 13,744 0 0.00%7960 111 19917 Liberty Ins Underwriters Inc 6,000 0.0068% 2,407 2,503 103.99%8761 111 23043 Liberty Mut Ins Co 104,176 0.1183% 111,020 372,652 335.66%3762 108 22977 Lumbermens Mut Cas Co 1,394,368 1.5834% 1,131,585 50,613 4.47%1263 23108 Lumbermens Underwriting Alliance 10,913 0.0124% 11,484 0 0.00%7564 212 19356 Maryland Cas Co 22,194 0.0252% 15,749 25,682 163.07%6065 212 21687 Mid-Century Ins Co 16,741 0.0190% 14,559 60,064 412.56%6566 227 23647 Mutual Service Cas Ins Co 21,857 0.0248% 31,538 4,174 13.23%6167 1129 16217 National Farmers Union Prop & Cas 17,897 0.0203% 16,579 144 0.87%6368 218 20478 National Fire Ins Co Of Hartford 5,330 0.0061% 5,922 14,521 245.20%9069 761 21881 National Surety Corp 8 0.0000% 180 0 0.00%12470 12 19445 National Union Fire Ins Co Of Pitts 14,393,951 16.3450% 15,657,034 14,364,489 91.74%271 140 28223 Nationwide Agribusiness Ins Co 5,779 0.0066% 3,787 6,973 184.13%8872 140 23787 Nationwide Mut Ins Co 253,858 0.2883% 194,786 40,755 20.92%2873 12 23841 New Hampshire Ins Co 12,985 0.0147% 15,790 25,853 163.73%7374 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 24,327 0.0276% 25,905 24,249 93.61%5875 181 29874 North American Specialty Ins Co 16,029 0.0182% 20,414 -9,260 -45.36%6876 158 21105 North River Ins Co 303 0.0003% 232 520 224.14%11777 212 19372 Northern Ins Co Of NY 68,127 0.0774% 67,017 -4,617 -6.89%4678 41 24015 Northland Ins Co 6,895 0.0078% 50,657 -160,288 -316.42%8479 38 20338 Northwestern Pacific Ind Co 33,988 0.0386% 53,855 -29,423 -54.63%5280 150 24147 Old Republic Ins Co 116,490 0.1323% 458,509 -2,885 -0.63%3681 150 40444 Old Republic Surety Co 261,588 0.2970% 265,690 -17,377 -6.54%2782 1129 21970 OneBeacon Ins Co 5,619 0.0064% 4,802 12,312 256.39%8983 645 14907 Oregon Mut Ins Co 1,462 0.0017% 1,193 0 0.00%10384 38 20346 Pacific Ind Co 119,635 0.1359% 98,924 -33,468 -33.83%3585 111 24198 Peerless Ins Co 2,064 0.0023% 3,864 -295 -7.63%9786 155 24260 Progressive Cas Ins Co 1,136,711 1.2908% 1,333,549 -510,546 -38.28%1487 783 13056 RLI Ins Co 15,748 0.0179% 5,765 1 0.02%6988 553 24678 Royal Ind Co 2,020 0.0023% 2,020 498 24.65%9989 553 26980 Royal Ins Co Of Amer 654,568 0.7433% 478,289 166,959 34.91%2390 163 24740 Safeco Ins Co Of Amer 38,265 0.0435% 46,632 6,353 13.62%5091 553 24902 Security Ins Co Of Hartford 450 0.0005% 11,600 0 0.00%11492 41 22233 Select Ins Co 26,747 0.0304% 5,104 -12,598 -246.83%5693 169 24988 Sentry Ins A Mut Co 69,043 0.0784% 54,204 -24,169 -44.59%4594 169 21180 Sentry Select Ins Co 331,058 0.3759% 360,451 89,190 24.74%2595 108 20524 Specialty Natl Ins Co 968 0.0011% 538 0 0.00%10996 164 24767 St Paul Fire & Marine Ins Co 1,020,633 1.1590% 1,236,664 529,552 42.82%15

California Department of Insurance Page 2 of 3 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: FIDELITY [23]

ShareRank

97 164 24775 St Paul Guardian Ins Co 24,061 0.0273% -20,355 21,797 -107.08%5998 164 24791 St Paul Mercury Ins Co 866,363 0.9838% 1,158,553 -34,660 -2.99%2099 176 25143 State Farm Fire And Cas Co 897,703 1.0194% 896,585 -27,542 -3.07%18100 218 24047 Surety Bonding Co Of Amer 152,738 0.1734% 41,449 2,701 6.52%32101 158 25534 TIG Ins Co 2,020 0.0023% 2,367 -800 -33.80%100102 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 64,362 0.0731% 57,218 4,886 8.54%47103 218 20486 Transcontinental Ins Co 2,349 0.0027% 2,969 0 0.00%96104 218 20494 Transportation Ins Co 2,690 0.0031% 2,846 88,320 3103.30%95105 41 19038 Travelers Cas & Surety Co 73,427 0.0834% 91,443 -244,010 -266.84%42106 41 31194 Travelers Cas & Surety Co Of Amer 8,878,156 10.0816% 7,880,005 3,483,197 44.20%4107 41 19046 Travelers Cas & Surety Co Of IL 1,071 0.0012% 505 -2,852 -564.75%105108 41 25682 Travelers Ind Co Of CT 21,188 0.0241% 18,741 1,421 7.58%62109 41 25674 Travelers Ind Co Of IL 34,021 0.0386% 34,634 2,073,821 5987.82%51110 212 21709 Truck Ins Exch 784,436 0.8908% 782,440 9,383 1.20%22111 91 29459 Twin City Fire Ins Co Co 231,996 0.2634% 300,035 21,468 7.16%30112 400 25798 Unigard Ind Co 573 0.0007% 576 -1,668 -289.58%112113 400 25747 Unigard Ins Co 3,812 0.0043% 3,734 -2,251 -60.28%93114 218 13200 Universal Surety Of Amer 102 0.0001% 8 39 487.50%120115 212 41181 Universal Underwriters Ins Co 1,571,655 1.7847% 1,428,457 738,807 51.72%10116 164 25887 US Fidelity & Guaranty Co 25,242 0.0287% 95,177 60,161 63.21%57117 201 25976 Utica Mut Ins Co 561 0.0006% 17,676 36,160 204.57%113118 212 26611 Valiant Ins Co 8,325 0.0095% 7,834 59,942 765.15%80119 218 20508 Valley Forge Ins Co 10,421 0.0118% 9,762 0 0.00%76120 215 14133 Valley Ins Co 9,986 0.0113% 11,622 -170 -1.46%77121 38 20397 Vigilant Ins Co 241,115 0.2738% 212,460 -16,162 -7.61%29122 626 21121 Westchester Fire Ins Co 105 0.0001% 152,909 50,286 32.89%119123 218 13188 Western Surety Co 1,270,369 1.4426% 1,199,216 69,444 5.79%13124 212 16535 Zurich American Ins Co 947,489 1.0759% 543,779 626,608 115.23%17

88,063,380 100.0000% 86,687,723 51,839,040 59.80%Line Total:

California Department of Insurance Page 3 of 3 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: SURETY [24]

ShareRank

1 26379 Accredited Surety & Cas Co Inc 1,335,874 0.3078% 1,332,969 4,155 0.31%482 626 20699 Ace Prop & Cas Ins Co 19,393 0.0045% 22,237 50,521 227.19%1273 1276 22950 Acstar Ins Co 462,843 0.1066% 332,014 -1,072,610 -323.06%664 313 33898 Aegis Security Ins Co 1,018,831 0.2347% 1,027,806 42,809 4.17%575 65 10014 Affiliated Fm Ins Co 2,084 0.0005% 2,084 0 0.00%1476 12 19399 AIU Ins Co 420 0.0001% 310 46 14.84%1587 10221 Alistar Ins Co 2,941,442 0.6777% 2,941,442 332,032 11.29%408 13285 Allegheny Cas Co 3,919,945 0.9031% 3,872,753 0 0.00%299 8 19232 Allstate Ins Co 1,114 0.0003% 1,119 0 0.00%15310 140 19100 Amco Ins Co 439,322 0.1012% 386,304 73,814 19.11%7111 761 21849 American Automobile Ins Co 881,817 0.2032% 841,080 3,654,718 434.53%5912 19 10111 American Bankers Ins Co Of FL 510,643 0.1176% 678,881 1,067,148 157.19%6513 393 10138 American Bonding Co 16,203 0.0037% 17,182 -323,527 -1882.94%13014 218 20427 American Cas Co Of Reading PA 6,439,115 1.4835% 6,244,895 303,162 4.85%2015 10216 American Contractors Ind Co 29,149,754 6.7158% 26,307,279 3,779,727 14.37%216 163 19690 American Economy Ins Co 337,208 0.0777% 301,815 88,621 29.36%8217 1129 20613 American Employers Ins Co 123 0.0000% 123 0 0.00%16318 148 24066 American Fire & Cas Co 1,665 0.0004% 2,334 -36,319 -1556.08%15019 212 26247 American Guarantee & Liability Ins 1,046,166 0.2410% 998,671 4,543,608 454.97%5520 291 13331 American Hardware Mut Ins Co 25,379 0.0058% 25,331 11,297 44.60%12321 12 19380 American Home Assur Co 17,456,692 4.0218% 17,034,682 19,316,809 113.40%622 761 21857 American Ins Co 7,125,845 1.6417% 6,999,773 1,071,505 15.31%1823 108 30562 American Manufacturers Mut Ins Co 2,945,928 0.6787% 3,259,966 1,833,688 56.25%3924 108 22918 American Motorists Ins Co 19,918,072 4.5889% 18,010,507 6,008,524 33.36%425 19 19615 American Reliable Ins Co 156,171 0.0360% 160,096 -1,241,422 -775.42%9526 1346 39969 American Safety Cas Ins Co 442,606 0.1020% 1,475,244 3,142,240 213.00%7027 163 19704 American States Ins Co 28,260 0.0065% 28,118 -730 -2.60%12228 31380 American Surety Co 1,186,419 0.2733% 1,295,515 -223,868 -17.28%5229 457 19801 Argonaut Ins Co 57 0.0000% 57 0 0.00%16530 761 21865 Associated Ind Corp 44,415 0.0102% 123,233 -55,280 -44.86%11431 24 19895 Atlantic Mut Ins Co 457,421 0.1054% 259,086 46,825 18.07%6832 18538 Bancinsure Inc 16,973 0.0039% 17,334 0 0.00%12833 689 33162 Bankers Ins Co 529,725 0.1220% 462,152 34,278 7.42%6334 98 10510 Carolina Cas Ins Co 99,662 0.0230% 72,862 -30,676 -42.10%10035 24 19909 Centennial Ins Co 79,462 0.0183% 42,697 8,530 19.98%10536 244 10677 Cincinnati Ins Co 10,851 0.0025% 10,471 -291 -2.78%13437 212 34347 Colonial American Cas & Surety Co 5,676,929 1.3079% 5,396,770 -55,765 -1.03%2438 350 20796 Colonial Penn Franklin Ins Co 5,000 0.0012% 5,000 -3,718 -74.36%14139 10758 Colonial Surety Co 32,177 0.0074% 30,870 6,488 21.02%12040 218 20443 Continental Cas Co 3,116,519 0.7180% 3,047,939 16,957,179 556.35%3741 959 39551 Continental Heritage Ins Co 2,605,867 0.6004% 2,576,689 -1 0.00%4342 218 35289 Continental Ins Co 979,313 0.2256% 945,411 501,419 53.04%5843 37206 Contractors Bonding & Ins Co 3,668,829 0.8453% 3,806,708 115,399 3.03%3244 306 10847 Cumis Ins Society Inc 31,560 0.0073% 31,560 0 0.00%12145 240 10499 DaimlerChrysler Ins Co 48,108 0.0111% 58,772 27,076 46.07%11346 75 12718 Developers Surety And Ind Co 13,527,300 3.1165% 12,733,364 1,365,108 10.72%947 212 21326 Empire Fire & Marine Ins Co 4,900 0.0011% 4,671 -47 -1.01%14248 111 21458 Employers Ins of Wausau 1,422,487 0.3277% 1,668,571 874,865 52.43%47

California Department of Insurance Page 1 of 4 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: SURETY [24]

ShareRank

49 62 21415 Employers Mut Cas Co 201,774 0.0465% 212,644 770 0.36%9250 922 40029 Explorer Ins Co 632,396 0.1457% 487,675 -50,405 -10.34%6251 158 18864 Fairmont Ins Co 1,538 0.0004% 1,538 -1,100 -71.52%15152 212 10873 Farmers Reins Co 50 0.0000% 0 0 0.00%16653 41 41483 Farmington Cas Co 134,938 0.0311% 116,448 77,620 66.66%9754 38 20281 Federal Ins Co 9,118,405 2.1008% 9,855,005 13,833,991 140.38%1455 7 13935 Federated Mut Ins Co 99,401 0.0229% 126,442 7,145 5.65%10156 7 28304 Federated Service Ins Co 719 0.0002% 1,053 196 18.61%15757 212 39306 Fidelity & Deposit Co Of MD 16,160,531 3.7232% 14,276,313 -627,888 -4.40%858 164 35386 Fidelity & Guaranty Ins Co 3,572,752 0.8231% 3,749,762 1,208,103 32.22%3459 31453 Financial Pacific Ins Co 1,987,351 0.4579% 1,944,441 287,578 14.79%4560 761 21873 Firemans Fund Ins Co 18,067,665 4.1626% 20,838,492 24,607,156 118.09%561 218 20850 Firemens Ins Co Of Newark NJ 25,089 0.0058% 25,207 -17,922 -71.10%12462 163 24724 First Natl Ins Co Of Amer 5,942,478 1.3691% 5,080,527 5,911,119 116.35%2263 163 24732 General Ins Co Of Amer 513,562 0.1183% 498,767 7,018 1.41%6464 11304 Global Surety & Ins Co 90,806 0.0209% 99,070 0 0.00%10265 553 24600 Globe Ind Co 6,855 0.0016% 9,450 -5,655 -59.84%13966 12 23809 Granite State Ins Co 193,478 0.0446% 726,357 279,073 38.42%9467 84 26832 Great American Alliance Ins Co 144,150 0.0332% 225,459 300,066 133.09%9668 84 16691 Great American Ins Co 9,651,690 2.2236% 9,944,788 3,898,183 39.20%1269 84 22136 Great American Ins Co of NY 39,810 0.0092% 59,378 76,801 129.34%11770 1285 22322 Greenwich Ins Co 1,090,463 0.2512% 707,187 126,316 17.86%5471 41 22217 Gulf Ins Co 11,307,456 2.6051% 6,980,651 5,474,439 78.42%1172 88 22292 Hanover Ins Co 394,190 0.0908% 264,461 -25,681 -9.71%7573 26433 Harco Natl Ins Co 7,762 0.0018% 5,387 -72 -1.34%13774 253 14168 Harleysville Mut Ins Co 24,337 0.0056% 18,315 2,877 15.71%12575 91 22357 Hartford Accid & Ind Co 385,224 0.0888% 425,739 337,357 79.24%7776 91 29424 Hartford Cas Ins Co 64,605 0.0149% 56,980 -1,165,703 -2045.81%10877 91 19682 Hartford Fire In Co 6,797,604 1.5661% 5,888,571 -8,095,532 -137.48%1978 1116 22489 Highlands Ins Co 1,582,966 0.3647% 1,713,841 809,303 47.22%4679 212 22527 Home Ins Co 300 0.0001% 300 -239,878 -79959.33%16080 75 25550 Indemnity Co Of CA 3,945,565 0.9090% 3,866,455 744,133 19.25%2881 626 43575 Indemnity Ins Co Of North Amer 461,950 0.1064% 418,199 -24,486 -5.86%6782 626 22713 Insurance Co Of North Amer 711,231 0.1639% 730,931 214,059 29.29%6183 12 19429 Insurance Co Of The State Of PA 1,262,218 0.2908% 1,356,599 14,325,533 1055.99%5184 922 27847 Insurance Co Of The West 12,709,770 2.9282% 11,959,536 3,810,922 31.87%1085 150 24139 International Bus & Merc Reassur Co 1,284,277 0.2959% 1,255,706 400,944 31.93%4986 11592 International Fidelity Ins Co 1,268,276 0.2922% 893,397 112,489 12.59%5087 1172 24422 Legion Ins Co 393,747 0.0907% 375,925 415,713 110.58%7688 37940 Lexington Natl Ins Corp 303,826 0.0700% 131,828 0 0.00%8689 111 23043 Liberty Mut Ins Co 8,553,825 1.9707% 8,689,412 -249,762 -2.87%1790 111 33600 LM Ins Corp 10,179 0.0023% 9,493 -5,190 -54.67%13691 108 22977 Lumbermens Mut Cas Co 3,273,818 0.7543% 3,055,161 1,055,124 34.54%3692 458 35769 Lyndon Property Ins Co 131,486 0.0303% 171,581 -71,633 -41.75%9893 785 28932 Markel American Ins Co 57,265 0.0132% 73,663 -87,116 -118.26%11094 212 19356 Maryland Cas Co 177 0.0000% 177 303 171.19%16195 88 22306 Massachusetts Bay Ins Co 14,963 0.0034% 18,910 1,052 5.56%13196 14494 Merchants Bonding Co (Mutual) 2,974,628 0.6853% 2,729,781 -348 -0.01%38

California Department of Insurance Page 2 of 4 Rate Specialist Bureau - 06/03/2002

Page 105: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: SURETY [24]

ShareRank

97 212 21687 Mid-Century Ins Co 215,696 0.0497% 157,460 721,668 458.32%9198 36650 Mid-State Surety Corp 236,238 0.0544% 230,439 36,716 15.93%8899 23663 National American Ins Co 319,661 0.0736% 351,481 1,530,553 435.46%84100 659 23701 National Automobile & Cas Ins Co 348,098 0.0802% 358,745 0 0.00%80101 1129 23752 National Farmers Union Std Ins Co 3,032 0.0007% 3,146 23 0.73%145102 218 20478 National Fire Ins Co Of Hartford 8,710,591 2.0068% 8,606,721 24,495,492 284.61%16103 31 20087 National Ind Co 16,861 0.0039% 5,874 -196 -3.34%129104 761 21881 National Surety Corp 2,839,691 0.6542% 2,666,825 2,054,506 77.04%41105 12 19445 National Union Fire Ins Co Of Pitts 3,813,618 0.8786% 4,044,743 159,110 3.93%31106 140 23787 Nationwide Mut Ins Co 1,136,896 0.2619% 1,031,757 34,035 3.30%53107 111 24171 Netherlands Ins Co The 100 0.0000% 100 0 0.00%164108 12 23841 New Hampshire Ins Co 428,110 0.0986% 184,657 26,054 14.11%74109 181 29874 North American Specialty Ins Co 193,569 0.0446% 199,808 22,962 11.49%93110 158 21105 North River Ins Co 4,410 0.0010% 66,150 7,046 10.65%143111 1116 23906 Northwestern Natl Cas Co 5,000 0.0012% 5,000 0 0.00%140112 150 24147 Old Republic Ins Co 269,646 0.0621% 291,848 -19,790 -6.78%87113 150 35424 Old Republic Minnehoma Ins Co 1,500 0.0003% 1,500 0 0.00%152114 150 40444 Old Republic Surety Co 855,626 0.1971% 875,638 -373,698 -42.68%60115 697 37060 Old United Cas Co 725 0.0002% 1,874 0 0.00%156116 1129 21970 OneBeacon Ins Co 2,158,249 0.4972% 2,554,168 -65,307 -2.56%44117 626 22748 Pacific Employers Ins Co 87,717 0.0202% 55,286 -4,560 -8.25%103118 38 20346 Pacific Ind Co 73,824 0.0170% 63,965 -645 -1.01%107119 111 24198 Peerless Ins Co 218,916 0.0504% 179,724 -2,530 -1.41%90120 1129 21962 Pennsylvania General Ins Co 33,004 0.0076% 93,297 -1,519 -1.63%119121 155 24260 Progressive Cas Ins Co 42,119 0.0097% 29,540 13,999 47.39%116122 867 12416 Protective Ins Co 83,618 0.0193% 104,943 -200 -0.19%104123 158 24384 Ranger Ins Co 4,425,869 1.0197% 4,426,047 5,453,745 123.22%26124 517 37303 Redland Ins Co 340,668 0.0785% 1,476,621 -279,407 -18.92%81125 574 31089 Republic Western Ins Co 750 0.0002% 148 -671 -453.38%155126 783 13056 RLI Ins Co 2,765,281 0.6371% 1,347,903 224,688 16.67%42127 553 24678 Royal Ind Co 437,694 0.1008% 542,703 156,599 28.86%72128 553 26980 Royal Ins Co Of Amer 22,957 0.0053% 23,049 -10,952 -47.52%126129 163 24740 Safeco Ins Co Of Amer 22,002,044 5.0690% 18,349,760 7,428,838 40.48%3130 74 15105 Safety Natl Cas Corp 316,439 0.0729% 318,098 3,418 1.07%85131 164 22535 Seaboard Surety Co 4,229,725 0.9745% 4,526,475 -1,719,936 -38.00%27132 158 10936 Seneca Ins Co Inc 16,706,903 3.8491% 16,534,913 10,024,142 60.62%7133 169 24988 Sentry Ins A Mut Co 4,029 0.0009% 3,866 609,249 15759.16%144134 169 21180 Sentry Select Ins Co 103,688 0.0239% 92,000 -45,908 -49.90%99135 164 24767 St Paul Fire & Marine Ins Co 6,340,933 1.4609% 7,584,403 1,904,339 25.11%21136 164 24775 St Paul Guardian Ins Co 54,800 0.0126% 31,090 -1,331 -4.28%112137 164 41750 St Paul Medical Liability Ins Co 62,500 0.0144% 135,475 47,524 35.08%109138 164 24791 St Paul Mercury Ins Co 320,522 0.0738% 281,318 135,365 48.12%83139 41 19070 Standard Fire Ins Co 150 0.0000% 50 -5,656 -11312.00%162140 748 18023 Star Ins Co 3,619,612 0.8339% 3,515,273 115,128 3.28%33141 176 25143 State Farm Fire And Cas Co 368,254 0.0848% 311,141 100,440 32.28%78142 176 25151 State Farm General Ins Co 7,040 0.0016% 8,382 0 0.00%138143 1331 10340 Stonington Ins Co 1,734 0.0004% 1,748 -147,666 -8447.71%149144 218 24047 Surety Bonding Co Of Amer 1,036,458 0.2388% 807,114 115,772 14.34%56

California Department of Insurance Page 3 of 4 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: SURETY [24]

ShareRank

145 12793 Surety Co Of The Pacific 9,323,012 2.1479% 8,837,581 1,590,920 18.00%13146 158 25534 TIG Ins Co 14,786 0.0034% 14,822 -172,155 -1161.48%132147 158 25518 TIG Premier Ins Co 774 0.0002% 5,866 -49,164 -838.12%154148 161 18031 Topa Ins Co 3 0.0000% 3 -1,904 -63466.67%167149 41 19038 Travelers Cas & Surety Co 3,853,496 0.8878% 3,141,085 -651,744 -20.75%30150 41 31194 Travelers Cas & Surety Co Of Amer 55,062,877 12.6859% 41,503,593 35,188,854 84.79%1151 41 19046 Travelers Cas & Surety Co Of IL 375 0.0001% 2,794 190 6.80%159152 215 19887 Trinity Universal Ins Co 13,912 0.0032% 16,839 0 0.00%133153 212 21709 Truck Ins Exch 2,788 0.0006% 54,756 361 0.66%146154 781 37893 Ulico Cas Co 436,514 0.1006% 524,612 -1,045,885 -199.36%73155 248 13021 United Fire & Cas Co 10,446 0.0024% 30,391 -2,000 -6.58%135156 158 21113 United States Fire Ins Co 353,544 0.0815% 298,358 224,318 75.18%79157 218 13200 Universal Surety Of Amer 35,536 0.0082% 52,429 -44,012 -83.95%118158 212 41181 Universal Underwriters Ins Co 224,131 0.0516% 227,608 22,359 9.82%89159 164 25887 US Fidelity & Guaranty Co 8,719,918 2.0090% 11,486,931 -131,727 -1.15%15160 201 25976 Utica Mut Ins Co 43,176 0.0099% 37,733 -1,000 -2.65%115161 38 20397 Vigilant Ins Co 77,944 0.0180% 79,556 -295,793 -371.80%106162 181 32778 Washington Intl Ins Co 5,116,788 1.1789% 5,391,684 3,716,236 68.93%25163 626 21121 Westchester Fire Ins Co 451,242 0.1040% 249,690 0 0.00%69164 218 13188 Western Surety Co 5,787,874 1.3335% 4,945,792 1,196,799 24.20%23165 1285 37885 XL Specialty Ins Co 3,432,942 0.7909% 3,466,859 14,142,002 407.92%35166 12 26220 Yosemite Ins Co 2,000 0.0005% 1,274 146 11.46%148167 212 16535 Zurich American Ins Co 55,000 0.0127% 55,100 13,690 24.85%111

434,048,078 100.0000% 407,879,371 236,316,279 57.94%Line Total:

California Department of Insurance Page 4 of 4 Rate Specialist Bureau - 06/03/2002

Page 107: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: BURGLARY & THEFT [26]

ShareRank

1 65 10014 Affiliated Fm Ins Co 73,833 0.4938% 71,241 -3,192 -4.48%232 761 35300 Allianz Ins Co 2,002 0.0134% 1,984 3,493 176.06%743 8 19232 Allstate Ins Co 1,084 0.0072% 316 10,017 3169.94%794 218 20427 American Cas Co Of Reading PA 940 0.0063% 690 0 0.00%825 163 19690 American Economy Ins Co 1,080 0.0072% 1,100 -840 -76.36%806 212 26247 American Guarantee & Liability Ins 196 0.0013% 196 0 0.00%1037 291 13331 American Hardware Mut Ins Co 26,848 0.1796% 28,602 26,229 91.70%358 108 22918 American Motorists Ins Co 4,793 0.0321% 3,912 22 0.56%669 108 18910 American Protection Ins Co 1,850 0.0124% 2,554 -89 -3.48%7510 163 19704 American States Ins Co 8,602 0.0575% 10,409 -9,477 -91.05%5411 212 19305 Assurance Co Of Amer 57,250 0.3829% 65,807 10,000 15.20%2512 24 19895 Atlantic Mut Ins Co 526 0.0035% 1,270 15,338 1207.72%9213 18538 Bancinsure Inc 27,662 0.1850% 27,781 100,000 359.96%3414 802 13544 California Capital Ins Co 117,548 0.7862% 102,004 17,848 17.50%1915 244 10677 Cincinnati Ins Co 1,002 0.0067% 1,002 -43 -4.29%8116 12 19410 Commerce & Industry Ins Co 9,166 0.0613% 12,880 1,932 15.00%5317 218 20443 Continental Cas Co 13,796 0.0923% 13,639 2,583 18.94%4718 240 10499 DaimlerChrysler Ins Co 128,090 0.8567% 126,799 3,500 2.76%1719 920 42048 Diamond State Ins Co 636 0.0043% 515 0 0.00%9020 164 36463 Discover Prop & Cas Ins Co 31,105 0.2080% 17,032 1,842 10.81%3121 212 21326 Empire Fire & Marine Ins Co 41,398 0.2769% 15,751 0 0.00%2622 1129 20648 Employers Fire Ins Co 825 0.0055% 825 97 11.76%8723 111 21458 Employers Ins of Wausau 5,796 0.0388% 6,954 1,504 21.63%5924 62 21415 Employers Mut Cas Co 5,388 0.0360% 5,356 -5 -0.09%6025 38 35181 Executive Risk Ind Inc 5,982 0.0400% 517 16 3.09%5826 65 21482 Factory Mut Ins Co 100,969 0.6753% 196,378 1,500,000 763.83%2227 212 21652 Farmers Ins Exch 877 0.0059% 1,118 10 0.89%8528 41 41483 Farmington Cas Co 3,600 0.0241% 7,038 -540 -7.67%6929 38 20281 Federal Ins Co 4,621,418 30.9079% 4,446,381 470,052 10.57%130 7 13935 Federated Mut Ins Co 123,236 0.8242% 115,048 13,974 12.15%1831 11118 Federated Rural Electric Ins Corp 405 0.0027% 405 0 0.00%9432 7 28304 Federated Service Ins Co 5,378 0.0360% 4,245 16 0.38%6133 212 39306 Fidelity & Deposit Co Of MD 641,615 4.2911% 643,495 -3,249 -0.50%634 164 35386 Fidelity & Guaranty Ins Co 26,248 0.1755% 71,564 -20,606 -28.79%3635 164 25879 Fidelity & Guaranty Ins Underwriters 249 0.0017% 4,647 -648 -13.94%10036 761 21873 Firemans Fund Ins Co 198 0.0013% 198 -30,949 -15630.81%10237 163 24732 General Ins Co Of Amer 1,653 0.0111% 3,005 -907 -30.18%7638 31 38962 Genesis Ins Co 39,070 0.2613% 34,560 -6,000 -17.36%2839 12 23809 Granite State Ins Co 400 0.0027% 219 33 15.07%9540 84 26832 Great American Alliance Ins Co 24,886 0.1664% 26,033 15,191 58.35%3741 84 26344 Great American Assur Co 10,964 0.0733% 10,883 -586 -5.38%5142 84 16691 Great American Ins Co 132,938 0.8891% 132,140 32,251 24.41%1543 84 22136 Great American Ins Co of NY 59,599 0.3986% 69,241 39,648 57.26%2444 1285 22322 Greenwich Ins Co 8 0.0001% 3 0 0.00%10945 41 22217 Gulf Ins Co 193,186 1.2920% 155,489 -21,147 -13.60%1346 88 22292 Hanover Ins Co 210 0.0014% 35 0 0.00%10147 26433 Harco Natl Ins Co 29,895 0.1999% 17,910 112 0.63%3348 91 29424 Hartford Cas Ins Co 590 0.0039% 541 1 0.18%91

California Department of Insurance Page 1 of 3 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: BURGLARY & THEFT [26]

ShareRank

49 91 19682 Hartford Fire In Co 675,791 4.5197% 572,995 848,167 148.02%550 922 27847 Insurance Co Of The West 13,631 0.0912% 9,591 0 0.00%4851 517 37257 Insurance Corp Of Hannover 353 0.0024% 265 66 24.91%9652 1172 24422 Legion Ins Co 5,120 0.0342% 4,200 78,007 1857.31%6253 111 23043 Liberty Mut Ins Co 353,064 2.3613% 322,329 246,888 76.60%1054 108 22977 Lumbermens Mut Cas Co 179,935 1.2034% 176,833 37,836 21.40%1455 212 19356 Maryland Cas Co 13,407 0.0897% 9,638 0 0.00%4956 15768 Merced Mut Ins Co 109 0.0007% 109 2,543 2333.03%10657 212 21687 Mid-Century Ins Co 884 0.0059% 884 17 1.92%8358 802 23540 Monterey Ins Co 31,474 0.2105% 22,494 0 0.00%3059 227 23647 Mutual Service Cas Ins Co 4,986 0.0333% 6,862 -137 -2.00%6560 1129 16217 National Farmers Union Prop & Cas 7,603 0.0508% 7,061 61 0.86%5661 1129 23752 National Farmers Union Std Ins Co 23,796 0.1591% 21,940 -2,212 -10.08%3862 218 20478 National Fire Ins Co Of Hartford 648 0.0043% 1,003 0 0.00%8963 12 19445 National Union Fire Ins Co Of Pitts 1,324,865 8.8607% 1,453,220 17,952 1.24%364 140 23787 Nationwide Mut Ins Co 296,246 1.9813% 167,811 -130 -0.08%1165 12 23841 New Hampshire Ins Co 14,621 0.0978% 8,186 1,228 15.00%4566 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 10,677 0.0714% 19,014 -14,623 -76.91%5267 181 29874 North American Specialty Ins Co 18,967 0.1269% 16,614 -1,774 -10.68%4068 158 21105 North River Ins Co 196 0.0013% 74 102 137.84%10469 212 19372 Northern Ins Co Of NY 30,670 0.2051% 25,366 9,621 37.93%3270 41 24031 Northland Cas Co 450 0.0030% 358 2 0.56%9371 41 24015 Northland Ins Co 41,152 0.2752% 23,898 2,743 11.48%2772 38 20338 Northwestern Pacific Ind Co 7,738 0.0518% 4,292 -113 -2.63%5573 150 24147 Old Republic Ins Co 1,405 0.0094% 1,371 168 12.25%7774 645 14907 Oregon Mut Ins Co 4,260 0.0285% 4,485 -224 -4.99%6875 111 24198 Peerless Ins Co 5,094 0.0341% 1,917 0 0.00%6376 98 11001 Riverport Ins Co of CA 114,050 0.7628% 83,357 0 0.00%2077 783 13056 RLI Ins Co 3,299 0.0221% 503 0 0.00%7178 83 22128 Rocky Mountain Fire & Cas Co 54 0.0004% 2,350 -119 -5.06%10879 553 26980 Royal Ins Co Of Amer 405,393 2.7113% 297,742 778 0.26%980 163 24740 Safeco Ins Co Of Amer 18,850 0.1261% 20,703 712 3.44%4181 553 24902 Security Ins Co Of Hartford 319 0.0021% 11,491 268 2.33%9782 41 22233 Select Ins Co 852 0.0057% 947 0 0.00%8683 169 24988 Sentry Ins A Mut Co 13,889 0.0929% 9,688 0 0.00%4684 169 21180 Sentry Select Ins Co 130,650 0.8738% 133,312 6,434 4.83%1685 108 20524 Specialty Natl Ins Co 879 0.0059% 511 0 0.00%8486 164 24767 St Paul Fire & Marine Ins Co 448,582 3.0001% 378,191 45,240 11.96%887 164 24775 St Paul Guardian Ins Co 14,664 0.0981% 8,887 -640 -7.20%4488 164 24791 St Paul Mercury Ins Co 104,746 0.7005% 96,231 2,201 2.29%2189 158 25534 TIG Ins Co 296 0.0020% 1,216 0 0.00%9890 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 21,044 0.1407% 17,864 5,390 30.17%3991 218 20486 Transcontinental Ins Co 5,091 0.0340% 2,715 0 0.00%6492 218 20494 Transportation Ins Co 36,523 0.2443% 36,534 3,087 8.45%2993 41 19038 Travelers Cas & Surety Co 2,315 0.0155% 3,340 -226 -6.77%7394 41 31194 Travelers Cas & Surety Co Of Amer 1,881,149 12.5811% 2,696,804 673,607 24.98%295 41 25682 Travelers Ind Co Of CT 3,349 0.0224% 3,012 354 11.75%7096 41 25674 Travelers Ind Co Of IL 11,525 0.0771% 11,554 -1,963 -16.99%50

California Department of Insurance Page 2 of 3 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: BURGLARY & THEFT [26]

ShareRank

97 212 21709 Truck Ins Exch 7,114 0.0476% 6,233 158,640 2545.16%5798 781 37893 Ulico Cas Co 266 0.0018% 263 0 0.00%9999 400 25798 Unigard Ind Co 90 0.0006% 90 -280 -311.11%107100 400 25747 Unigard Ins Co 15,417 0.1031% 14,001 -2,664 -19.03%43101 215 11142 United Cas Ins Co Of Amer 465,281 3.1118% 472,743 43,614 9.23%7102 212 41181 Universal Underwriters Ins Co 1,319,498 8.8248% 1,248,337 1,237,140 99.10%4103 164 25887 US Fidelity & Guaranty Co 246,818 1.6507% 156,606 38,045 24.29%12104 212 26611 Valiant Ins Co 1,312 0.0088% 2,056 0 0.00%78105 218 20508 Valley Forge Ins Co 758 0.0051% 825 0 0.00%88106 215 14133 Valley Ins Co 4,633 0.0310% 4,913 46 0.94%67107 38 20397 Vigilant Ins Co 2,386 0.0160% 893 26 2.91%72108 111 26042 Wausau Underwriters Ins Co 181 0.0012% 235 -634 -269.79%105109 212 16535 Zurich American Ins Co 18,818 0.1259% 22,069 47,985 217.43%42

14,952,223 100.0000% 15,088,738 5,650,660 37.45%Line Total:

California Department of Insurance Page 3 of 3 Rate Specialist Bureau - 06/03/2002

Page 110: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: BOILER & MACHINERY [27]

ShareRank

1 626 22667 Ace American Ins Co 49,925 0.0598% 81,174 14,556 17.93%642 626 20702 Ace Fire Underwriters Ins Co 6,135 0.0073% 17,715 731 4.13%943 65 10014 Affiliated Fm Ins Co 1,237,617 1.4820% 927,929 -1,388 -0.15%164 761 35300 Allianz Ins Co 1,037,845 1.2428% 1,289,816 -255,941 -19.84%175 8 19232 Allstate Ins Co 68,688 0.0823% 67,375 -4,539 -6.74%606 140 19100 Amco Ins Co 2,379,846 2.8497% 1,267,706 131,614 10.38%97 957 19720 American Alt Ins Corp 4 0.0000% 4 -237 -5925.00%1068 218 20427 American Cas Co Of Reading PA 14,433 0.0173% 13,969 0 0.00%849 163 19690 American Economy Ins Co 3,007 0.0036% 622 2 0.32%10110 212 26247 American Guarantee & Liability Ins 1,693,371 2.0277% 1,535,254 39,814 2.59%1311 291 13331 American Hardware Mut Ins Co 27,685 0.0332% 26,235 0 0.00%7012 12 19380 American Home Assur Co 224,570 0.2689% 328,957 -7,015 -2.13%3713 761 21857 American Ins Co 30,811 0.0369% 35,994 13,280 36.90%6914 108 30562 American Manufacturers Mut Ins Co 819,474 0.9813% 371,732 2,338,555 629.10%1815 108 22918 American Motorists Ins Co 25,861 0.0310% 21,519 -1,500 -6.97%7116 108 18910 American Protection Ins Co 364,748 0.4368% 354,042 -3,367,150 -951.06%2617 163 19704 American States Ins Co 192,607 0.2306% 236,304 49,518 20.96%4018 212 19305 Assurance Co Of Amer 17,566 0.0210% 9,298 1,729 18.60%7819 24 19895 Atlantic Mut Ins Co 16,609 0.0199% 17,439 569 3.26%7920 18538 Bancinsure Inc 10,665 0.0128% 7,806 0 0.00%9221 12 19402 Birmingham Fire Ins Co Of PA 165,010 0.1976% 165,009 20,307 12.31%4522 802 13544 California Capital Ins Co 1,492,072 1.7867% 1,333,326 151,401 11.36%1423 24 19909 Centennial Ins Co 89 0.0001% 89 3 3.37%10524 244 10677 Cincinnati Ins Co 3,425 0.0041% 3,360 -219 -6.52%9925 218 20443 Continental Cas Co 7,226,628 8.6535% 6,548,973 2,580,993 39.41%426 218 35289 Continental Ins Co 410 0.0005% 538 -140,366 -26090.33%10327 164 36463 Discover Prop & Cas Ins Co 18,190 0.0218% 12,973 1,839 14.18%7628 111 21458 Employers Ins of Wausau 253,959 0.3041% 279,874 89,742 32.07%3429 65 21482 Factory Mut Ins Co 9,648,065 11.5531% 7,336,093 4,820,686 65.71%230 158 18864 Fairmont Ins Co 23,033 0.0276% 9,899 1,000 10.10%7531 212 21652 Farmers Ins Exch 3,128 0.0037% 3,058 -65 -2.13%10032 38 20281 Federal Ins Co 6,886,520 8.2463% 6,453,358 119,186 1.85%533 7 13935 Federated Mut Ins Co 368,821 0.4416% 233,009 50,851 21.82%2534 7 28304 Federated Service Ins Co 5,169 0.0062% 3,251 0 0.00%9635 212 39306 Fidelity & Deposit Co Of MD 13,831 0.0166% 5,329 1,725 32.37%8636 164 35386 Fidelity & Guaranty Ins Co 167,014 0.2000% 184,222 102,021 55.38%4437 164 25879 Fidelity & Guaranty Ins Underwriters 266,686 0.3193% 296,040 162,154 54.77%3138 31453 Financial Pacific Ins Co 678,612 0.8126% 464,178 30,712 6.62%2239 553 24880 Fire & Cas Ins Co Of CT 91 0.0001% 91 110 120.88%10440 761 21873 Firemans Fund Ins Co 244,405 0.2927% 228,714 6,626 2.90%3641 163 24724 First Natl Ins Co Of Amer 5,868 0.0070% 4,041 9 0.22%9542 349 13978 Florists Mut Ins Co 177,794 0.2129% 161,555 45,234 28.00%4143 163 24732 General Ins Co Of Amer 15,853 0.0190% 12,288 -6 -0.05%8244 31 38962 Genesis Ins Co 30,876 0.0370% 6,211 -130,000 -2093.06%6845 604 41343 Gerling Amer Ins Co 123,744 0.1482% 165,605 -15,643 -9.45%5046 111 10836 Golden Eagle Ins Corp 1,713,195 2.0515% 2,660,507 854,207 32.11%1247 12 23809 Granite State Ins Co 11,499 0.0138% 11,545 -411 -3.56%9048 84 26832 Great American Alliance Ins Co 158,987 0.1904% 122,122 24,665 20.20%48

California Department of Insurance Page 1 of 3 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: BOILER & MACHINERY [27]

ShareRank

49 84 26344 Great American Assur Co 130,784 0.1566% 87,605 0 0.00%4950 84 16691 Great American Ins Co 76,370 0.0914% 52,719 43,522 82.55%5751 84 22136 Great American Ins Co of NY 328,581 0.3935% 332,009 19,036 5.73%2952 38 20303 Great Northern Ins Co 703,050 0.8419% 631,376 15,586 2.47%2053 1285 22322 Greenwich Ins Co 161,934 0.1939% 77,513 21,571 27.83%4654 91 29424 Hartford Cas Ins Co 13,915 0.0167% 19,944 -1,681 -8.43%8555 91 19682 Hartford Fire In Co 351,784 0.4212% 298,015 114,847 38.54%2756 91 37478 Hartford Ins Co Of The Midwest 24,005 0.0287% 48,315 -5,073 -10.50%7357 12 11452 Hartford Steam Boil Inspec & Ins Co 8,399,873 10.0584% 8,261,018 8,098,271 98.03%358 91 30104 Hartford Underwriters Ins Co 10,870 0.0130% 10,124 -387 -3.82%9159 158 25054 Hudson Ins Co 11,595 0.0139% 2,817 1,633 57.97%8960 922 27847 Insurance Co Of The West 12,718 0.0152% 16,699 -2,768 -16.58%8761 108 22977 Lumbermens Mut Cas Co 3,614 0.0043% 3,594 -77,589 -2158.85%9862 23108 Lumbermens Underwriting Alliance 108,065 0.1294% 92,767 0 0.00%5363 212 19356 Maryland Cas Co 17,802 0.0213% 12,100 1,386 11.45%7764 802 23540 Monterey Ins Co 74,858 0.0896% 62,305 5,000 8.03%5965 140 11991 National Cas Co 23,311 0.0279% 18,462 0 0.00%7466 218 20478 National Fire Ins Co Of Hartford 15,869 0.0190% 12,398 0 0.00%8167 761 21881 National Surety Corp 15,772 0.0189% 12,300 21 0.17%8368 12 19445 National Union Fire Ins Co Of Pitts 4,269,364 5.1123% 3,691,496 2,945,340 79.79%769 140 23787 Nationwide Mut Ins Co 350,909 0.4202% 185,626 31,898 17.18%2870 12 23841 New Hampshire Ins Co 612,592 0.7335% 501,955 41,076 8.18%2371 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 55,281 0.0662% 57,640 -48,886 -84.81%6272 212 19372 Northern Ins Co Of NY 251,792 0.3015% 251,266 137,612 54.77%3573 38 20338 Northwestern Pacific Ind Co 170,547 0.2042% 181,749 -16,707 -9.19%4374 1129 20621 OneBeacon America Ins Co 833 0.0010% 3,694 -46,346 -1254.63%10275 1129 21970 OneBeacon Ins Co 78,418 0.0939% 142,372 193,453 135.88%5676 645 14907 Oregon Mut Ins Co 59,627 0.0714% 8,781 0 0.00%6177 38 20346 Pacific Ind Co 5,762,983 6.9009% 4,939,422 2,305,680 46.68%678 111 24198 Peerless Ins Co 75,014 0.0898% 23,080 0 0.00%5879 553 26980 Royal Ins Co Of Amer 115,117 0.1378% 101,847 4,035 3.96%5280 163 24740 Safeco Ins Co Of Amer 25,170 0.0301% 26,818 -9 -0.03%7281 169 24988 Sentry Ins A Mut Co 5,095 0.0061% 7,182 -76 -1.06%9782 169 21180 Sentry Select Ins Co 262,703 0.3146% 253,970 -3,939 -1.55%3283 108 20524 Specialty Natl Ins Co 159,570 0.1911% 90,528 -46 -0.05%4784 164 24767 St Paul Fire & Marine Ins Co 1,238,801 1.4834% 1,057,771 -387,707 -36.65%1585 164 24775 St Paul Guardian Ins Co 53,883 0.0645% 44,524 -6,377 -14.32%6386 164 24791 St Paul Mercury Ins Co 205,802 0.2464% 221,085 -85,693 -38.76%3987 158 25496 TIG Ind Co 40,156 0.0481% 58,311 0 0.00%6688 158 25534 TIG Ins Co 270,040 0.3234% 241,622 40,243 16.66%3089 158 25518 TIG Premier Ins Co 12,424 0.0149% 4,065 1,000 24.60%8890 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 802,678 0.9612% 523,498 65,904 12.59%1991 218 20486 Transcontinental Ins Co 172,760 0.2069% 209,735 190,544 90.85%4292 218 20494 Transportation Ins Co 220,602 0.2642% 243,194 0 0.00%3893 41 25682 Travelers Ind Co Of CT 257,044 0.3078% 212,077 542,432 255.77%3394 41 25674 Travelers Ind Co Of IL 10,090,403 12.0827% 9,485,514 3,826,498 40.34%195 212 21709 Truck Ins Exch 16,225 0.0194% 7,740 -270 -3.49%8096 91 29459 Twin City Fire Ins Co Co 7,385 0.0088% 7,832 -476 -6.08%93

California Department of Insurance Page 2 of 3 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: BOILER & MACHINERY [27]

ShareRank

97 212 41181 Universal Underwriters Ins Co 3,576,020 4.2821% 3,283,965 215,963 6.58%898 164 25887 US Fidelity & Guaranty Co 425,135 0.5091% 246,157 71,575 29.08%2499 212 26611 Valiant Ins Co 44,918 0.0538% 44,675 3,112 6.97%65100 218 20508 Valley Forge Ins Co 94,324 0.1129% 83,474 26,350 31.57%54101 215 14133 Valley Ins Co 123,090 0.1474% 42,763 41,565 97.20%51102 10815 Verlan Fire Ins Co MD 36,496 0.0437% 29,300 0 0.00%67103 38 20397 Vigilant Ins Co 692,800 0.8296% 665,392 52,994 7.96%21104 350 34207 Westport Ins Corp 2,012,279 2.4096% 1,923,829 3,048,960 158.48%11105 11126 Yasuda Fire & Marine Ins Co Of Amer 84,770 0.1015% 41,450 0 0.00%55106 212 16535 Zurich American Ins Co 2,368,646 2.8363% 2,038,182 -1,590,549 -78.04%10

83,510,907 100.0000% 74,551,809 27,561,887 36.97%Line Total:

California Department of Insurance Page 3 of 3 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: CREDIT [28]

ShareRank

1 626 22667 Ace American Ins Co 12,579,317 16.9722% 12,575,277 549,299 4.37%22 408 28401 American Natl Prop & Cas Co 2,234,373 3.0147% 1,967,234 492,625 25.04%83 41 21296 Associates Ins Co 845,192 1.1403% 837,745 34,234 4.09%114 18538 Bancinsure Inc 313,886 0.4235% 313,886 91,616 29.19%165 317 40827 Combined Specialty Ins Co 202,787 0.2736% 209,929 151,216 72.03%176 218 20443 Continental Cas Co 3,529,186 4.7616% 1,913,562 548,478 28.66%57 218 35289 Continental Ins Co 411,776 0.5556% 2,187,355 1,845,684 84.38%158 20516 Euler American Credit Ind Co 30,924,368 41.7237% 32,314,370 32,915,304 101.86%19 38 20281 Federal Ins Co 195,000 0.2631% 94,783 10,398 10.97%1810 212 39306 Fidelity & Deposit Co Of MD 3,519,755 4.7489% 3,693,135 3,383,749 91.62%611 749 39322 General Security National Ins Co 708,560 0.9560% 1,059,206 335,111 31.64%1312 84 16691 Great American Ins Co 3,044,752 4.1080% 2,919,470 1,075,619 36.84%713 626 22713 Insurance Co Of North Amer 2,048,549 2.7639% 2,053,811 147,037 7.16%914 108 22977 Lumbermens Mut Cas Co 1,367,226 1.8447% 728,809 34 0.00%1015 181 29700 North American Elite Ins Co 85,000 0.1147% 50,206 40,950 81.56%1916 8 36455 Northbrook Ind Co 39,444 0.0532% 5,128 8,343 162.70%2017 150 24147 Old Republic Ins Co 434,332 0.5860% 434,493 -21,577 -4.97%1418 1129 20621 OneBeacon America Ins Co 4,398,268 5.9342% 4,172,910 2,408,536 57.72%419 553 24902 Security Ins Co Of Hartford 834,962 1.1265% 834,962 182,662 21.88%1220 352 25011 Wesco Ins Co 6,400,239 8.6353% 5,385,719 698,665 12.97%3

74,116,972 100.0000% 73,751,990 44,897,983 60.88%Line Total:

California Department of Insurance Page 1 of 1 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: AGGREGATE WRITE-INS FOR OTHER LINES [33]

ShareRank

1 8 19232 Allstate Ins Co 586,446 0.1864% 2,277,336 1,603,560 70.41%372 19 10111 American Bankers Ins Co Of FL 4,299,705 1.3667% 10,194,920 1,953,397 19.16%193 12 24376 American General Ind Co 2,397,576 0.7621% 2,397,576 166,134 6.93%294 291 13331 American Hardware Mut Ins Co 205 0.0001% 356,410 167,913 47.11%565 660 16810 American Mercury Ins Co 6,327,065 2.0111% 4,894,010 3,408,854 69.65%136 19 19615 American Reliable Ins Co 82,862 0.0263% 195,172 364,542 186.78%457 18 19631 American Road Ins Co 10,051,738 3.1950% 11,289,802 3,267,804 28.94%88 19 42978 American Security Ins Co 1,191 0.0004% 164 0 0.00%559 984 10367 Avemco Ins Co 57,645 0.0183% 196,657 17,399 8.85%4810 1330 24813 Balboa Ins Co 6,561,954 2.0858% 7,084,554 1,653,984 23.35%1211 18538 Bancinsure Inc 36,943 0.0117% 25,790 0 0.00%5012 31 34274 Central States Ind Co Of Omaha 18,559,811 5.8994% 18,559,811 1,436,397 7.74%513 26905 Century-Natl Ins Co 1,117,486 0.3552% 638,243 328,739 51.51%3214 79 22004 CIM Ins Corp 466,328 0.1482% 2,389,664 1,448,709 60.62%3815 317 40827 Combined Specialty Ins Co 9,684,543 3.0783% 8,764,150 10,981,746 125.30%916 218 35289 Continental Ins Co 907,045 0.2883% 1,094,370 697,068 63.70%3417 30082 CPA Ins Co 66,460 0.0211% 68,066 54,517 80.09%4618 350 39845 Employers Reins Corp 33,909,080 10.7783% 32,612,081 61,413,197 188.31%219 212 21652 Farmers Ins Exch 356,438 0.1133% 225,258 200,890 89.18%3920 317 43460 FFG Ins Co 790,220 0.2512% 450,610 98,454 21.85%3521 212 21660 Fire Ins Exch 3,413,550 1.0850% 3,205,265 634,543 19.80%2222 761 21873 Firemans Fund Ins Co 27,336,398 8.6891% 13,851,070 7,044,771 50.86%423 218 20850 Firemens Ins Co Of Newark NJ 18,522,999 5.8877% 12,187,403 14,541,517 119.32%624 70 11099 First American Home Buyers Pro Corp 52,978,953 16.8398% 52,001,198 24,166,140 46.47%125 31 22039 General Rein Corp 247,832 0.0788% 559,015 1,418,397 253.73%4126 1208 36307 Gray Ins Co 16,766 0.0053% 16,766 1,251,102 7462.14%5227 84 26344 Great American Assur Co 33,554,518 10.6656% 9,936,418 6,651,806 66.94%328 84 16691 Great American Ins Co 2,846,480 0.9048% 2,456,180 289,646 11.79%2329 84 22136 Great American Ins Co of NY 955,619 0.3038% 955,619 -19,568 -2.05%3330 1285 22322 Greenwich Ins Co 7,345,769 2.3349% 5,433,105 4,126,476 75.95%1031 303 14559 Guideone Specialty Mut Ins Co 5,317,936 1.6903% 5,317,739 2,244,932 42.22%1632 350 39527 Heritage Ind Co 2,685,582 0.8536% 8,508,659 9,714,225 114.17%2633 517 37257 Insurance Corp Of Hannover 2,426,903 0.7714% 611,213 254,265 41.60%2834 11592 International Fidelity Ins Co 2,117,291 0.6730% 1,954,287 8,108 0.41%3035 1172 24422 Legion Ins Co 6,889,442 2.1899% 5,665,355 8,484,904 149.77%1136 458 35769 Lyndon Property Ins Co 4,722,574 1.5011% 3,566,358 3,087,927 86.58%1737 15768 Merced Mut Ins Co 54,699 0.0174% 54,786 69 0.13%4938 79 38601 MIC Prop & Cas Ins Corp 63,710 0.0203% 40,431 13,930 34.45%4739 98 23612 Midwest Employers Cas Co 2,564,395 0.8151% 1,510,113 1,577,452 104.46%2740 140 11991 National Cas Co 4,034 0.0013% 3,780 14,410 381.22%5341 26565 Ohio Ind Co 2,819,969 0.8963% 2,645,720 248,765 9.40%2442 150 35424 Old Republic Minnehoma Ins Co 353,477 0.1124% 426,141 220,026 51.63%4043 697 37060 Old United Cas Co 3,803,138 1.2089% 2,562,474 1,381,826 53.93%2044 574 31089 Republic Western Ins Co 183,830 0.0584% 663,944 1,715,046 258.31%4345 74 15105 Safety Natl Cas Corp 726,494 0.2309% 554,496 1,670,640 301.29%3646 19 42986 Standard Guaranty Ins Co 216,266 0.0687% 7,151 0 0.00%4247 468 10952 Stonebridge Casualty Ins Co 4,442,939 1.4122% 4,442,939 320,385 7.21%1848 32107 Sutter Ins Co 3,485,028 1.1077% 2,502,346 2,494,872 99.70%21

California Department of Insurance Page 1 of 2 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: AGGREGATE WRITE-INS FOR OTHER LINES [33]

ShareRank

49 41 41211 Triton Ins Co 5,777,636 1.8365% 2,926,771 482,067 16.47%1450 155 11770 United Fncl Cas Co 89,452 0.0284% 136,073 158,809 116.71%4451 42285 Veterinary Pet Ins Co 12,681,567 4.0309% 10,768,229 6,454,960 59.94%752 19 35971 Voyager Property & Cas Ins Co 1,322,191 0.4203% 598,800 89,557 14.96%3153 626 21121 Westchester Fire Ins Co 5,588,528 1.7764% 3,553,646 2,198,419 61.86%1554 458 30830 Western Diversified Cas Ins Co 60 0.0000% 146 21 14.38%5755 34282 Western Specialty Ins Co 3,902 0.0012% 0 0 0.00%5456 237 24635 Westward Ins Co 30,660 0.0097% 37,255 -2,217 -5.95%5157 12 26220 Yosemite Ins Co 2,755,012 0.8757% 2,738,840 469,027 17.13%25

314,606,340 100.0000% 266,114,375 192,670,559 72.40%Line Total:

California Department of Insurance Page 2 of 2 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

1 12 12963 21st Century Ins Co 909,871,047 2.1465% 909,548,754 684,937,581 75.31%92 22896 Aca Financial Guaranty Corp 1,784,385 0.0042% 1,364,952 0 0.00%5073 225 20010 Acceptance Ind Ins Co 33,849,860 0.0799% 28,175,046 23,397,228 83.04%2134 26379 Accredited Surety & Cas Co Inc 1,335,874 0.0032% 1,332,969 4,155 0.31%5175 626 22667 Ace American Ins Co 243,900,158 0.5754% 224,453,620 86,570,332 38.57%336 626 20702 Ace Fire Underwriters Ins Co 12,282,999 0.0290% 12,012,170 6,858,282 57.09%3427 626 10030 Ace Ind Ins Co 476,821 0.0011% 442,915 251,112 56.70%5518 626 20699 Ace Prop & Cas Ins Co 48,469,890 0.1143% 47,590,356 43,598,168 91.61%1679 1276 22950 Acstar Ins Co 483,843 0.0011% 399,496 -462,197 -115.70%55010 313 33898 Aegis Security Ins Co 17,152,894 0.0405% 19,961,079 12,015,787 60.20%30111 1 36153 Aetna Ins Co of CT 9,634,000 0.0227% 9,541,202 12,321,274 129.14%37112 65 10014 Affiliated Fm Ins Co 31,815,077 0.0751% 25,498,844 12,952,998 50.80%22413 42757 Agri General Ins Co 3,769,653 0.0089% 3,252,116 607,906 18.69%46214 12 19399 AIU Ins Co 2,674,328 0.0063% 27,044,395 4,954,454 18.32%48215 38733 Alaska Nat Ins Co 20,823,685 0.0491% 18,461,661 12,977,033 70.29%27816 1325 24899 Alea North America Ins Co 43,953 0.0001% 374,983 65,469 17.46%59617 10221 Alistar Ins Co 36,119,954 0.0852% 33,458,774 22,980,629 68.68%20318 13285 Allegheny Cas Co 3,919,945 0.0092% 3,872,753 0 0.00%46119 761 35300 Allianz Ins Co 75,555,985 0.1782% 73,089,585 12,431,384 17.01%11020 761 36420 Allianz Underwriters Ins Co 17,538 0.0000% 180,634 -1,399,744 -774.91%60621 140 42579 Allied Prop & Cas Ins Co 89,232,165 0.2105% 87,900,923 52,749,940 60.01%8922 8 19240 Allstate Ind Co 937,225,621 2.2111% 907,790,103 679,650,406 74.87%823 8 19232 Allstate Ins Co 1,246,165,730 2.9399% 1,229,871,835 807,253,552 65.64%724 8 17230 Allstate Prop & Cas Ins Co 168,568,938 0.3977% 167,206,798 127,502,428 76.25%4225 1248 18708 Ambac Assur Corp 58,524,431 0.1381% 28,421,934 2,739 0.01%14026 140 19100 Amco Ins Co 287,962,301 0.6794% 243,372,481 133,466,619 54.84%2727 553 24589 American & Foreign Ins Co 16,447,334 0.0388% 18,436,277 6,087,782 33.02%30428 957 19720 American Alt Ins Corp 57,114,636 0.1347% 68,941,990 78,777,249 114.27%14329 761 21849 American Automobile Ins Co 119,674,774 0.2823% 128,531,738 108,800,174 84.65%6030 19 10111 American Bankers Ins Co Of FL 103,553,016 0.2443% 111,190,607 25,885,386 23.28%7231 393 10138 American Bonding Co 16,203 0.0000% 17,182 -494,608 -2878.64%60832 218 20427 American Cas Co Of Reading PA 118,011,158 0.2784% 98,812,286 141,768,212 143.47%6233 164 12246 American Continental Ins Co 4,035,796 0.0095% 5,074,492 13,285,391 261.81%45934 10216 American Contractors Ind Co 29,149,754 0.0688% 26,307,279 3,779,727 14.37%23435 163 19690 American Economy Ins Co 48,442,129 0.1143% 46,648,275 8,131,806 17.43%16836 1129 20613 American Employers Ins Co 8,613,479 0.0203% 10,278,493 11,538,188 112.26%38537 41 10819 American Equity Specialty Ins Co 13,551,663 0.0320% 13,066,050 14,890,210 113.96%32438 127 23450 American Family Home Ins Co 6,037,857 0.0142% 4,747,163 1,278,678 26.94%42339 212 43699 American Federation Ins Co 7,081,848 0.0167% 6,879,443 2,498,708 36.32%40340 148 24066 American Fire & Cas Co 1,665 0.0000% 2,334 -6,206,854265932.05%61841 12 24376 American General Ind Co 2,926,698 0.0069% 2,807,528 266,731 9.50%47342 329 16403 American Growers Ins Co 2,454,480 0.0058% 2,454,480 5,109,074 208.15%49143 212 26247 American Guarantee & Liability Ins 75,001,074 0.1769% 61,321,840 39,831,555 64.95%11344 291 13331 American Hardware Mut Ins Co 11,050,711 0.0261% 11,205,366 4,091,926 36.52%35545 1125 39152 American Healthcare Ind Co 25,651,629 0.0605% 19,162,953 12,211,142 63.72%25346 12 19380 American Home Assur Co 240,651,300 0.5677% 227,275,308 167,188,908 73.56%3447 1292 28100 American Horizon Ins Co 2,577,829 0.0061% 2,973,609 3,167,479 106.52%48648 761 21857 American Ins Co 169,286,138 0.3994% 171,008,483 156,650,823 91.60%41

California Department of Insurance Page 1 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

49 680 31895 American Interstate Ins Co 229,116 0.0005% 2,086,429 756,194 36.24%57150 12 43761 American Intl Ins Co Of CA 45,888,311 0.1083% 40,457,132 28,520,528 70.50%17751 1269 10200 American Live Stock Ins Co 302,518 0.0007% 291,634 58,917 20.20%56352 108 30562 American Manufacturers Mut Ins Co 163,019,757 0.3846% 160,009,356 92,445,643 57.78%4353 660 16810 American Mercury Ins Co 6,327,065 0.0149% 4,894,010 3,408,854 69.65%41554 127 23469 American Modern Home Ins Co 11,850,397 0.0280% 12,482,857 12,202,682 97.76%34655 108 22918 American Motorists Ins Co 101,882,065 0.2404% 94,100,679 149,141,964 158.49%7656 408 28401 American Natl Prop & Cas Co 2,485,339 0.0059% 4,599,850 2,488,100 54.09%48957 108 18910 American Protection Ins Co 76,436,544 0.1803% 77,182,401 55,203,350 71.52%10958 19 19615 American Reliable Ins Co 11,675,788 0.0275% 12,596,608 601,471 4.77%35059 18 19631 American Road Ins Co 11,105,629 0.0262% 12,343,694 3,608,986 29.24%35460 1346 39969 American Safety Cas Ins Co 27,031,243 0.0638% 29,587,498 23,531,704 79.53%24361 19 42978 American Security Ins Co 95,094,893 0.2243% 90,661,017 13,075,584 14.42%8562 163 19704 American States Ins Co 69,460,949 0.1639% 65,143,939 99,918,089 153.38%12063 163 37214 American States Preferred Ins Co 5,998,864 0.0142% 3,121,645 1,942,718 62.23%42464 40800 American Sterling Ins Co 6,734,564 0.0159% 7,789,021 7,768,769 99.74%40765 31380 American Surety Co 1,186,419 0.0028% 1,295,515 -223,868 -17.28%52566 212 40142 American Zurich Ins Co 41,140,065 0.0971% 37,655,339 33,474,518 88.90%19167 766 30872 Amerin Guaranty Corp 12,890,496 0.0304% 17,079,258 3,349,565 19.61%33368 124 23396 Amerisure Mut Ins Co 762,078 0.0018% 707,462 442,799 62.59%54169 4 27928 Amex Assur Co 50,598,053 0.1194% 46,281,777 22,929,189 49.54%15970 28 19976 Amica Mut Ins Co 52,658,847 0.1242% 50,234,517 28,834,502 57.40%15471 40010 Anchor General Ins Co 20,631,490 0.0487% 21,801,917 17,776,556 81.54%27972 457 19860 Argonaut Great Central Ins Co 229,784 0.0005% 387,525 173,381 44.74%57073 457 19801 Argonaut Ins Co 38,481,354 0.0908% 39,825,990 53,755,626 134.98%19874 457 19828 Argonaut-Midwest Ins Co 550,661 0.0013% 774,834 31,887 4.12%54775 457 19844 Argonaut-Southwest Ins Co 4,919,089 0.0116% 5,145,165 8,091,236 157.26%43976 41459 Armed Forces Ins Exchange 5,486,769 0.0129% 5,530,257 3,891,338 70.36%43377 761 21865 Associated Ind Corp 68,849,358 0.1624% 73,070,540 38,928,152 53.27%12178 785 27189 Associated Intl Ins Co 20,582,819 0.0486% 20,592,333 27,954,762 135.75%28079 41 21296 Associates Ins Co 4,077,107 0.0096% 6,219,852 5,236,031 84.18%45880 212 19305 Assurance Co Of Amer 82,140,368 0.1938% 72,913,040 46,468,017 63.73%10081 164 41769 Athena Assur Co 16,218,517 0.0383% 13,332,659 9,960,208 74.71%30582 84 21792 Atlanta Cas Co 2,909,788 0.0069% 3,724,827 2,778,068 74.58%47483 84 31925 Atlanta Specialty Ins Co 73,349 0.0002% 16,517 2,885 17.47%58384 41 22209 Atlantic Ins Co 46,198 0.0001% 37,067 4,126 11.13%59385 24 19895 Atlantic Mut Ins Co 108,643,570 0.2563% 106,543,998 90,522,236 84.96%6686 24 27154 Atlantic Specialty Ins Co 13,703 0.0000% 4,494 4,229 94.10%60987 111 18333 Atlas Assur Co Of Amer 1,818 0.0000% 1,819 483,894 26602.20%61688 22670 Attorneys Ins Mut RRG Inc 11,709,743 0.0276% 11,112,751 6,981,878 62.83%34989 984 10367 Avemco Ins Co 20,329,363 0.0480% 20,349,164 20,570,683 101.09%28190 29530 AXA Art Ins Corp 6,587,236 0.0155% 6,031,160 274,313 4.55%40991 968 11835 AXA Re Amer Ins Co 1,200,000 0.0028% 50,000 4,250 8.50%52492 968 16187 AXA Re Prop & Cas Ins Co 25,426,956 0.0600% 13,541,392 640,416 4.73%25593 1330 24813 Balboa Ins Co 35,992,798 0.0849% 34,102,438 12,672,509 37.16%20494 18538 Bancinsure Inc 3,415,789 0.0081% 2,598,509 2,867,621 110.36%46595 689 33162 Bankers Ins Co 22,206,233 0.0524% 23,378,421 1,695,187 7.25%27096 626 18279 Bankers Standard Ins Co 1,275,896 0.0030% 1,619,448 -2,656,132 -164.01%521

California Department of Insurance Page 2 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

97 23 38245 BCS Ins Co 15,065,710 0.0355% 15,241,670 16,260,783 106.69%31698 41394 Benchmark Ins Co 183,534 0.0004% 183,092 5,177 2.83%57599 98 32603 Berkley Ins Co 6,673,754 0.0157% 6,608,563 2,100,449 31.78%408100 12 19402 Birmingham Fire Ins Co Of PA 2,513,599 0.0059% 2,420,968 -1,888,904 -78.02%488101 150 20095 Bituminous Cas Corp 891 0.0000% 1,878 -25,500 -1357.83%621102 150 20109 Bituminous Fire & Marine Ins Co 399 0.0000% 355 31,100 8760.56%625103 218 20761 Boston Old Colony Ins Co 1,154 0.0000% 1,686 986,448 58508.19%620104 10830 Business Alliance Ins Co 4,129,754 0.0097% 3,323,426 3,224,928 97.04%454105 140 18961 Calfarm Ins Co 112,825,875 0.2662% 176,865,325 136,552,068 77.21%64106 660 38342 California Automobile Ins Co 85,059,061 0.2007% 74,390,043 51,401,028 69.10%95107 802 13544 California Capital Ins Co 126,612,496 0.2987% 120,030,259 77,024,850 64.17%58108 33 27464 California Cas & Fire Ins Co 524 0.0000% 524 1,879,191358624.24%624109 33 20117 California Cas Ind Exch 114,402,311 0.2699% 109,343,343 71,539,294 65.43%63110 33 20125 California Cas Ins Co 26,241,584 0.0619% 25,764,453 10,555,892 40.97%248111 829 32271 California Ind Ins Co 128,348,018 0.3028% 129,449,054 141,899,431 109.62%57112 1278 15539 California State Auto Asn Inter-Ins 1,597,544,752 3.7689% 1,564,625,478 1,017,998,371 65.06%4113 1129 21946 Camden Fire Ins Assoc 27,547 0.0001% 64,084 50,990 79.57%604114 36340 Camico Mut Ins Co 20,133,644 0.0475% 19,944,495 8,937,633 44.81%282115 528 20877 Capital Markets Assr Corp 48,269 0.0001% 93,161 0 0.00%592116 1 10520 Care West Ins Co 6,090,324 0.0144% 6,235,334 6,690,103 107.29%420117 98 10510 Carolina Cas Ins Co 42,099,203 0.0993% 36,589,646 21,849,451 59.71%187118 10175 Cascade Natl Ins Co 19,689,083 0.0464% 22,883,616 25,135,544 109.84%285119 56 21237 Casualty Reciprocal Exch 32,801,213 0.0774% 35,534,374 29,114,158 81.93%217120 24 19909 Centennial Ins Co 33,152,492 0.0782% 31,783,447 22,250,888 70.01%216121 31 34274 Central States Ind Co Of Omaha 28,279,261 0.0667% 28,279,261 5,490,834 19.42%237122 212 34649 Centre Ins Co 9,263,586 0.0219% 7,583,330 32,004,060 422.03%376123 26905 Century-Natl Ins Co 135,570,225 0.3198% 140,813,363 67,310,075 47.80%53124 761 22810 Chicago Ins Co 42,049,000 0.0992% 42,254,197 21,715,918 51.39%188125 38 12777 Chubb Ind Ins Co 4,428 0.0000% 4,424 115 2.60%613126 38 10052 Chubb National Ins Co 312,195 0.0007% 250,302 44,649 17.84%561127 344 10669 Church Ins Co 2,589,399 0.0061% 3,169,123 372,130 11.74%485128 18767 Church Mut Ins Co 21,447,961 0.0506% 20,610,013 7,580,164 36.78%273129 79 22004 CIM Ins Corp 7,174,759 0.0169% 9,386,750 8,678,327 92.45%399130 244 10677 Cincinnati Ins Co 6,488,284 0.0153% 5,951,343 5,195,008 87.29%412131 212 10315 Civic Property & Cas Co 2,811,585 0.0066% 2,572,254 1,153,921 44.86%478132 323 10693 Civil Svc Employees Ins Co 79,745,780 0.1881% 78,962,707 52,584,988 66.59%106133 608 36412 Claremont Liability Ins Co 22,038,266 0.0520% 19,499,444 7,621,904 39.09%271134 517 20532 Clarendon Natl Ins Co 306,077,132 0.7221% 296,796,016 155,443,434 52.37%23135 306 29114 CMG Mortgage Assur Co 674 0.0000% 124 0 0.00%622136 306 40266 CMG Mortgage Ins Co 5,109,716 0.0121% 5,166,721 121,205 2.35%437137 218 20435 CNA Cas Of CA 684,806 0.0016% 46,244,802 2,172,791 4.70%543138 814 25089 Coast Natl Ins Co 220,159,263 0.5194% 207,899,585 138,031,900 66.39%36139 212 34347 Colonial American Cas & Surety Co 5,677,560 0.0134% 5,397,847 -55,423 -1.03%431140 350 20796 Colonial Penn Franklin Ins Co 36,241,478 0.0855% 38,182,642 4,766,384 12.48%202141 350 34789 Colonial Penn Ins Co 17,755,010 0.0419% 18,428,525 15,058,223 81.71%296142 350 43974 Colonial Penn Madison Ins Co 11,269,654 0.0266% 10,528,850 5,040,805 47.88%352143 10758 Colonial Surety Co 45,758 0.0001% 41,106 6,488 15.78%594144 31 27812 Columbia Ins Co 2,331,056 0.0055% 2,131,062 263,821 12.38%494

California Department of Insurance Page 3 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

145 317 40827 Combined Specialty Ins Co 50,566,877 0.1193% 53,492,872 50,864,033 95.09%160146 12 19410 Commerce & Industry Ins Co 78,580,954 0.1854% 56,741,269 18,804,076 33.14%108147 816 13161 Commerce West Ins Co 34,816,441 0.0821% 31,945,611 22,210,428 69.53%208148 829 32280 Commercial Cas Ins Co 6,487,899 0.0153% 4,640,505 4,340,639 93.54%413149 1231 36374 Commercial Cas Ins Co Of NC 19,951,606 0.0471% 18,258,591 5,934,319 32.50%283150 218 20818 Commercial Ins Co Of Newark NJ 32 0.0000% 35 165,639473254.29%630151 181 19489 Commercial Underwriters Ins Co 785,818 0.0019% 6,775,725 12,445,450 183.68%540152 158 10220 Commonwealth Ins Co Of Amer 2,217,092 0.0052% 1,515,330 24,985 1.65%497153 34711 Computer Ins Co 1,579,486 0.0037% 1,579,486 23,475 1.49%511154 553 24872 Connecticut Ind Co 102,850,536 0.2426% 97,135,395 92,878,993 95.62%73155 604 32190 Constitution Ins Co 45,636,549 0.1077% 33,227,456 24,033,574 72.33%178156 218 20443 Continental Cas Co 299,922,586 0.7076% 248,024,870 341,701,156 137.77%24157 959 39551 Continental Heritage Ins Co 2,665,836 0.0063% 2,736,753 61,602 2.25%483158 218 35289 Continental Ins Co 39,070,535 0.0922% 27,872,650 42,962,436 154.14%196159 218 28258 Continental Natl Ind Co 5,460,877 0.0129% 5,114,502 6,138,648 120.02%434160 37206 Contractors Bonding & Ins Co 15,072,961 0.0356% 14,462,825 5,547,779 38.36%315161 3018 22730 Converium Ins North Amer Inc 43,138,779 0.1018% 41,776,606 38,415,523 91.95%184162 350 21318 Coregis Ins Co 46,621,241 0.1100% 54,353,723 52,308,486 96.24%172163 30082 CPA Ins Co 66,460 0.0002% 68,066 54,517 80.09%586164 14010 Crusader Ins Co 32,374,357 0.0764% 30,296,458 33,610,616 110.94%218165 323 18953 CSE Safeguard Ins Co 34,960,174 0.0825% 26,504,195 18,039,973 68.06%207166 306 10847 Cumis Ins Society Inc 36,962,514 0.0872% 35,343,839 24,692,065 69.86%199167 31 10855 Cypress Ins Co 26,112,959 0.0616% 25,776,811 18,483,240 71.70%250168 240 10499 DaimlerChrysler Ins Co 11,222,093 0.0265% 11,635,170 8,769,019 75.37%353169 930 19269 Danielson Natl Ins Co 1,390,227 0.0033% 5,129,430 4,771,857 93.03%515170 8 37907 Deerbrook Ins Co 10,068,173 0.0238% 15,130,452 11,050,364 73.03%364171 40975 Dentists Ins Co 24,832,354 0.0586% 24,406,659 4,579,702 18.76%257172 140 42587 Depositors Ins Co 15,675,055 0.0370% 14,427,075 6,849,509 47.48%308173 553 18260 Design Profs Ins Co 8,350,228 0.0197% 11,032,265 12,853,403 116.51%389174 75 12718 Developers Surety And Ind Co 13,527,300 0.0319% 12,733,364 1,365,108 10.72%325175 920 42048 Diamond State Ins Co 31,628,466 0.0746% 30,593,135 18,319,912 59.88%225176 164 36463 Discover Prop & Cas Ins Co 31,999,509 0.0755% 17,948,352 9,126,586 50.85%221177 831 34495 Doctors Co An Interins Exchn 92,434,238 0.2181% 85,015,676 27,012,793 31.77%87178 33499 Dorinco Rein Co 755,390 0.0018% 615,187 0 0.00%542179 515 10928 Eagle Ins Co 9,882,013 0.0233% 9,188,756 8,934,492 97.23%369180 108 36986 Eagle Pacific Ins Co 12,170,115 0.0287% 10,153,320 7,972,632 78.52%343181 802 12890 Eagle West Ins Co 3,213,611 0.0076% 2,409,070 1,589,967 66.00%467182 57 21261 Electric Ins Co 11,765,876 0.0278% 11,853,475 11,173,039 94.26%347183 62 21407 Emcasco Ins Co 41,711 0.0001% 50,613 39,213 77.48%597184 212 21326 Empire Fire & Marine Ins Co 67,030,672 0.1581% 44,571,634 18,241,651 40.93%125185 553 32794 Employee Benefits Ins Co 101,393 0.0002% 104,043 4,495,020 4320.35%579186 1129 20648 Employers Fire Ins Co 15,426,203 0.0364% 17,265,776 4,928,281 28.54%311187 111 21458 Employers Ins of Wausau 56,670,663 0.1337% 58,851,583 32,228,882 54.76%145188 62 21415 Employers Mut Cas Co 17,395,625 0.0410% 14,985,554 12,097,211 80.73%298189 350 39845 Employers Reins Corp 42,688,328 0.1007% 41,502,864 76,102,108 183.37%185190 20516 Euler American Credit Ind Co 30,924,368 0.0730% 32,314,370 32,915,304 101.86%227191 1120 10120 Everest Natl Ins Co 265,127,289 0.6255% 201,760,784 116,231,418 57.61%29192 212 10318 Exact Prop & Cas Co Inc 2,841,612 0.0067% 2,699,764 1,329,125 49.23%476

California Department of Insurance Page 4 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

193 38 35181 Executive Risk Ind Inc 82,693,589 0.1951% 84,309,179 58,059,117 68.86%98194 922 40029 Explorer Ins Co 106,476,532 0.2512% 109,382,431 107,642,865 98.41%69195 65 21482 Factory Mut Ins Co 162,403,191 0.3831% 129,995,588 41,574,059 31.98%44196 31 44784 Fairfield Ins Co 14,017,352 0.0331% 12,205,035 8,170,484 66.94%320197 158 18864 Fairmont Ins Co 46,553,250 0.1098% 34,762,007 26,100,278 75.08%173198 249 13846 Farmers Home Mut Ins Co 4,665,424 0.0110% 4,601,800 2,175,907 47.28%444199 212 21652 Farmers Ins Exch 1,892,368,997 4.4644% 1,848,928,525 1,210,755,886 65.48%3200 212 10873 Farmers Reins Co 50 0.0000% 0 0 0.00%627201 41 41483 Farmington Cas Co 71,141 0.0002% 55,735 3,982,823 7146.00%585202 140 13838 Farmland Mut Ins Co 41,140 0.0001% 30,068 13,502 44.90%599203 38 20281 Federal Ins Co 513,272,621 1.2109% 488,103,930 228,914,486 46.90%13204 7 13935 Federated Mut Ins Co 53,055,002 0.1252% 49,014,954 42,100,008 85.89%150205 11118 Federated Rural Electric Ins Corp 218,459 0.0005% 218,055 -228,462 -104.77%572206 7 28304 Federated Service Ins Co 1,254,902 0.0030% 929,140 479,685 51.63%522207 317 43460 FFG Ins Co 790,220 0.0019% 450,610 98,454 21.85%539208 218 35270 Fidelity & Cas Co Of NY 49,156 0.0001% -2,709,443 4,269,743 -157.59%591209 212 39306 Fidelity & Deposit Co Of MD 47,049,449 0.1110% 61,813,599 8,976,300 14.52%170210 164 35386 Fidelity & Guaranty Ins Co 41,522,544 0.0980% 42,508,852 35,279,456 82.99%189211 164 25879 Fidelity & Guaranty Ins Underwriters 13,591,466 0.0321% 13,784,796 7,781,191 56.45%323212 670 25180 Fidelity National Ins Co 1,720,816 0.0041% 1,279,172 1,090,732 85.27%508213 350 12815 Financial Guaranty Ins Co 12,986,538 0.0306% 7,774,469 1 0.00%330214 215 19852 Financial Ind Co 81,315,308 0.1918% 86,719,165 52,278,605 60.28%103215 31453 Financial Pacific Ins Co 60,514,065 0.1428% 61,821,668 31,011,986 50.16%136216 194 18287 Financial Security Assur Inc 40,251,191 0.0950% 23,902,340 399,887 1.67%194217 553 24880 Fire & Cas Ins Co Of CT 34,232,825 0.0808% 36,978,219 19,928,210 53.89%211218 212 21660 Fire Ins Exch 838,727,742 1.9787% 796,515,751 575,424,619 72.24%10219 761 21873 Firemans Fund Ins Co 511,444,248 1.2066% 489,166,593 254,265,713 51.98%14220 761 21903 Firemans Fund Ins Co Of TX 25,727,945 0.0607% 24,778,861 15,562,681 62.81%252221 218 20850 Firemens Ins Co Of Newark NJ 24,528,476 0.0579% 17,925,273 16,026,839 89.41%259222 1279 11150 First Amer Ins Co 42,419,571 0.1001% 38,718,471 31,761,098 82.03%186223 70 11099 First American Home Buyers Pro Corp 52,978,953 0.1250% 52,001,198 24,166,140 46.47%151224 70 37710 First American Prop & Cas Ins Co 2,647,302 0.0062% 4,924,387 2,675,946 54.34%484225 70 34525 First American Specilaty Ins Co 15,895,366 0.0375% 14,876,282 8,605,814 57.85%307226 689 16578 First Comm Ins Co 3,162,933 0.0075% 2,990,591 1,599,843 53.50%468227 479 11177 First Financial Ins Co 26,698,367 0.0630% 28,302,010 15,427,116 54.51%245228 111 33588 First Liberty Ins Corp 1,165,892 0.0028% 1,167,709 313,779 26.87%528229 163 24724 First Natl Ins Co Of Amer 66,533,294 0.1570% 56,352,901 39,338,985 69.81%127230 349 13978 Florists Mut Ins Co 10,614,892 0.0250% 9,038,704 6,403,949 70.85%359231 1129 38776 Folksamerica Rein Co 5,701,849 0.0135% 5,677,429 1,389,461 24.47%430232 212 11185 Foremost Ins Co 31,990,650 0.0755% 29,639,245 14,917,626 50.33%222233 212 11800 Foremost Property & Cas Ins Co 6,328,565 0.0149% 6,185,231 3,063,838 49.53%414234 181 38830 Fort Wayne Hlth & Cas Ins Co 12,906,784 0.0304% 12,871,553 10,244,878 79.59%332235 790 37761 Fremont Compensation Ins Co 66,283,926 0.1564% 112,426,704 363,904,638 323.68%128236 790 21040 Fremont Ind Co 23,314,706 0.0550% 29,993,343 93,235,757 310.85%266237 218 10201 Galway Ins Co 17,750,896 0.0419% 17,857,427 9,748,863 54.59%297238 350 22225 Ge Auto & Home Assur Co 1,297,364 0.0031% 1,508,346 1,458,377 96.69%518239 350 29823 Ge Residential Mortgage Ins Corp NC 51,660 0.0001% 76,403 -42,989 -56.27%589240 31 41491 Geico Cas Co 30,974,992 0.0731% 29,973,973 17,978,001 59.98%226

California Department of Insurance Page 5 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

241 31 35882 Geico General Ins Co 213,058,891 0.5026% 204,231,774 153,385,836 75.10%37242 31 22055 Geico Ind Co 49,752,674 0.1174% 46,725,496 39,213,006 83.92%164243 350 16675 Gen Elec Mortgage Ins Corp Of NC 596 0.0000% 1,635 3,126 191.19%623244 400 24414 General Cas Co Of WI 94,033 0.0002% 66,783 7,796 11.67%580245 350 38458 General Electric Mortgage Ins Corp 64,585,017 0.1524% 65,687,176 9,536,833 14.52%131246 163 24732 General Ins Co Of Amer 75,551,225 0.1782% 75,122,889 50,997,563 67.89%111247 31 22039 General Rein Corp 247,832 0.0006% 559,015 1,418,397 253.73%567248 749 16063 General Security Ins Co 50,076,847 0.1181% 41,980,139 30,562,111 72.80%163249 749 39322 General Security National Ins Co 886,189 0.0021% 1,376,061 1,207,181 87.73%538250 31 11967 General Star Natl Ins Co 10,842,107 0.0256% 10,067,969 -6,888,814 -68.42%356251 11231 Generali Us Branch 10,442,635 0.0246% 15,098,114 11,662,634 77.25%361252 31 38962 Genesis Ins Co 26,135,125 0.0617% 27,609,330 -11,941,313 -43.25%249253 164 10799 Geovera Ins Co 58,491,336 0.1380% 55,528,109 0 0.00%141254 604 41343 Gerling Amer Ins Co 4,301,343 0.0101% 7,035,728 15,010,678 213.35%450255 218 34622 Glens Falls Ins Co 92,606,168 0.2185% 57,381,381 19,577,490 34.12%86256 11304 Global Surety & Ins Co 90,806 0.0002% 99,070 0 0.00%581257 553 24600 Globe Ind Co 8,005,844 0.0189% 9,159,260 -16,364,202 -178.66%391258 39861 Golden Bear Ins Co 18,235,256 0.0430% 12,886,676 1,763,109 13.68%294259 111 10836 Golden Eagle Ins Corp 207,350,807 0.4892% 289,823,513 283,227,463 97.72%39260 31 22063 Government Employees Ins Co 129,319,612 0.3051% 125,135,645 95,134,512 76.03%56261 83 22101 Grange Ins Assn 23,323,273 0.0550% 25,280,343 18,715,633 74.03%265262 12 23809 Granite State Ins Co 158,354,455 0.3736% 141,342,070 62,395,450 44.14%47263 201 25984 Graphic Arts Mut Ins Co 186,390 0.0004% 307,659 -404,153 -131.36%574264 1208 36307 Gray Ins Co 16,766 0.0000% 16,766 1,251,102 7462.14%607265 84 26832 Great American Alliance Ins Co 47,414,449 0.1119% 45,124,346 27,499,507 60.94%169266 84 26344 Great American Assur Co 101,065,457 0.2384% 69,724,652 15,972,189 22.91%78267 84 16691 Great American Ins Co 81,531,936 0.1923% 74,831,546 35,850,759 47.91%102268 84 22136 Great American Ins Co of NY 67,503,711 0.1593% 67,368,358 33,877,254 50.29%124269 84 33723 Great American Spirit Ins Co 4,246,181 0.0100% 4,001,750 1,554,844 38.85%452270 98 25224 Great Divide Ins Co 8,710,496 0.0205% 8,771,044 6,625,569 75.54%382271 38 20303 Great Northern Ins Co 22,583,158 0.0533% 21,906,626 148,858,725 679.51%268272 150 11371 Great West Cas Co 10,581,221 0.0250% 8,660,484 9,572,250 110.53%360273 1285 22322 Greenwich Ins Co 150,636,971 0.3554% 135,211,188 67,954,462 50.26%49274 553 40541 Grocers Ins Co 12,871,613 0.0304% 12,214,492 11,907,034 97.48%334275 553 26948 Guaranty Natl Ins Co Of CT 4,104,949 0.0097% 5,110,290 2,627,887 51.42%457276 303 15032 Guideone Mut Ins Co 44,531,519 0.1051% 38,629,694 10,350,609 26.79%182277 303 14559 Guideone Specialty Mut Ins Co 34,444,661 0.0813% 34,039,946 25,581,015 75.15%209278 41 22217 Gulf Ins Co 108,292,549 0.2555% 116,988,776 130,577,621 111.62%67279 88 22292 Hanover Ins Co 18,337,572 0.0433% 17,195,066 12,509,332 72.75%291280 517 21806 Harbor Specialty Ins Co 27,787,159 0.0656% 20,977,005 16,215,515 77.30%239281 26433 Harco Natl Ins Co 7,108,127 0.0168% 5,587,253 1,765,496 31.60%401282 253 14168 Harleysville Mut Ins Co 19,334,935 0.0456% 21,482,649 37,555,661 174.82%287283 91 22357 Hartford Accid & Ind Co 1,005,850 0.0024% 1,120,115 6,579,720 587.41%535284 91 29424 Hartford Cas Ins Co 282,796,311 0.6672% 260,292,818 146,264,795 56.19%28285 91 19682 Hartford Fire In Co 225,339,331 0.5316% 208,733,668 186,820,815 89.50%35286 91 37478 Hartford Ins Co Of The Midwest 62,029,784 0.1463% 62,680,634 35,409,737 56.49%134287 12 11452 Hartford Steam Boil Inspec & Ins Co 15,608,100 0.0368% 13,618,625 7,749,893 56.91%309288 91 30104 Hartford Underwriters Ins Co 156,238,633 0.3686% 150,872,664 111,048,048 73.60%48

California Department of Insurance Page 6 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

289 958 22438 Hawaiian Ins & Gty Co Ltd 2,057,877 0.0049% 2,374,213 973,111 40.99%500290 1222 10080 Health Providers Mut Ins Co Inc RRG 64,268 0.0002% 64,268 4,577,139 7121.96%587291 350 39527 Heritage Ind Co 2,685,582 0.0063% 8,508,659 9,714,225 114.17%480292 1116 22489 Highlands Ins Co 15,510,977 0.0366% 13,491,677 3,510,205 26.02%310293 212 22527 Home Ins Co 1,463,527 0.0035% 147,618 -17,649,417 -11956.14%512294 1293 11005 Homesite Ins Co Of CA 2,051,969 0.0048% 654,130 448,051 68.50%501295 300 22578 Horace Mann Ins Co 15,087,185 0.0356% 14,492,196 10,814,897 74.63%314296 300 22756 Horace Mann Prop & Cas Ins Co 21,323,908 0.0503% 20,545,400 15,725,325 76.54%274297 158 25054 Hudson Ins Co 21,183,302 0.0500% 19,261,670 6,696,443 34.77%277298 10048 Hyundai Marine & Fire Ins Co Ltd 1,035,618 0.0024% 1,062,354 -90,940 -8.56%534299 75 25550 Indemnity Co Of CA 3,945,565 0.0093% 3,866,455 744,133 19.25%460300 626 43575 Indemnity Ins Co Of North Amer 70,841,301 0.1671% 69,302,952 71,977,793 103.86%117301 246 14265 Indiana Lumbermens Mut Ins Co 1,744 0.0000% 2,096 -62,302 -2972.42%617302 84 22268 Infinity Ins Co 189,802,218 0.4478% 176,109,112 99,406,182 56.45%40303 84 10068 Infinity Natl Ins Co 12,483,616 0.0295% 22,203,647 16,748,732 75.43%339304 84 20260 Infinity Select Ins Co 19,036,333 0.0449% 13,416,361 8,317,735 62.00%290305 626 22713 Insurance Co Of North Amer 54,239,935 0.1280% 54,050,215 33,753,982 62.45%147306 12 19429 Insurance Co Of The State Of PA 96,155,084 0.2268% 94,477,251 53,049,486 56.15%84307 922 27847 Insurance Co Of The West 52,910,366 0.1248% 53,568,913 19,220,011 35.88%153308 517 37257 Insurance Corp Of Hannover 40,439,036 0.0954% 27,926,865 20,446,118 73.21%192309 1314 18341 Insurance Corp Of NY 85,738,071 0.2023% 71,500,740 44,216,954 61.84%93310 79 29742 Integon Natl Ins Co 2,465,265 0.0058% 4,736,275 4,523,878 95.52%490311 79 31488 Integon Preferred Ins Co 12,694,317 0.0299% 11,816,085 11,901,742 100.72%336312 1318 15598 Interins Exch Of The Automobile Club 1,418,943,406 3.3475% 1,371,405,315 882,996,603 64.39%5313 150 24139 International Bus & Merc Reassur Co 1,393,742 0.0033% 1,370,112 387,616 28.29%514314 11592 International Fidelity Ins Co 3,385,568 0.0080% 2,847,684 120,597 4.23%466315 761 22837 Interstate Ind Co 26,751,181 0.0631% 17,289,317 18,178,393 105.14%244316 761 11630 Jefferson Ins Co 8,454,241 0.0199% 10,008,589 7,856,298 78.50%387317 14354 Jewelers Mut Ins Co 5,943,093 0.0140% 5,348,510 1,824,951 34.12%426318 218 20885 Kansas City Fire & Marine Ins Co 75 0.0000% -27,519 421,834 -1532.88%626319 108 10915 Kemper Auto & Home Ins Co 13,944,521 0.0329% 11,598,249 9,132,766 78.74%321320 108 27138 Kemper Cas Ins Co 5,005,560 0.0118% 4,306,010 1,676,522 38.93%438321 108 15563 Kemper Employers Ins Co 24,185,160 0.0571% 20,743,093 10,559,971 50.91%261322 26077 Lancer Ins Co 19,321,747 0.0456% 16,402,729 20,507,350 125.02%289323 12 35637 Landmark Ins Co 203,407 0.0005% 382,006 -22,762,617 -5958.71%573324 36706 Lawyers Mut Ins Co 21,207,915 0.0500% 23,065,478 2,860,857 12.40%276325 84 11738 Leader Ins Co 21,711,173 0.0512% 25,733,699 18,426,707 71.61%272326 1172 24422 Legion Ins Co 260,933,993 0.6156% 281,459,690 268,036,790 95.23%31327 37940 Lexington Natl Ins Corp 303,826 0.0007% 131,828 0 0.00%562328 37800 Lg Ins Co Ltd Us Branch 1,965,999 0.0046% 1,646,278 668,183 40.59%506329 111 42404 Liberty Ins Corp 49,213,283 0.1161% 51,051,134 78,383,752 153.54%166330 111 19917 Liberty Ins Underwriters Inc 7,045,342 0.0166% 3,846,271 3,160,743 82.18%404331 111 23035 Liberty Mut Fire Ins Co 342,668,055 0.8084% 335,427,424 390,320,856 116.37%19332 111 23043 Liberty Mut Ins Co 75,458,438 0.1780% 65,157,371 97,602,458 149.79%112333 1326 33855 Lincoln General Ins Co 23,791,301 0.0561% 7,264,727 4,994,027 68.74%262334 111 33600 LM Ins Corp 1,038,323 0.0024% 905,617 1,794,773 198.18%533335 946 14435 Lumber Mut Ins Co 326,278 0.0008% 326,278 8,403,863 2575.68%560336 108 22977 Lumbermens Mut Cas Co 356,930,545 0.8421% 291,073,187 90,332,279 31.03%18

California Department of Insurance Page 7 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

337 23108 Lumbermens Underwriting Alliance 11,732,107 0.0277% 11,905,032 9,822,166 82.50%348338 458 35769 Lyndon Property Ins Co 8,648,538 0.0204% 6,563,891 4,771,068 72.69%383339 42269 Majestic Ins Co 54,053,501 0.1275% 55,527,963 43,433,668 78.22%148340 23876 Mapfre Reins Corp 7,396,597 0.0174% 7,404,685 3,771,715 50.94%396341 155 37605 Marathon Ins Co 99,394,685 0.2345% 117,667,513 63,328,017 53.82%79342 785 28932 Markel American Ins Co 18,307,346 0.0432% 17,537,922 25,150,140 143.40%292343 785 38970 Markel Ins Co 19,324,296 0.0456% 16,503,580 6,415,378 38.87%288344 212 19356 Maryland Cas Co 45,158,754 0.1065% 31,824,406 18,966,656 59.60%179345 88 22306 Massachusetts Bay Ins Co 1,978,906 0.0047% 2,687,109 2,922,572 108.76%505346 218 22152 Mayflower Ins Co Ltd 33 0.0000% 33 -180,255546227.27%629347 528 12041 MBIA Ins Corp 54,523,858 0.1286% 34,300,181 -1,538,270 -4.48%146348 2698 33391 Medical Assur Co Inc 377,755 0.0009% 377,755 159,156 42.13%556349 608 32433 Medical Ins Exch Of CA 26,483,907 0.0625% 26,305,703 13,308,230 50.59%246350 350 11843 Medical Protective Co 10,273,905 0.0242% 8,636,059 4,144,778 47.99%362351 1113 22241 Medmarc Cas Ins Co 12,303,387 0.0290% 11,207,120 14,854,192 132.54%341352 41 33650 Mendota Ins Co 17,593 0.0000% 10,751 2,431 22.61%605353 304 31968 Merastar Ins Co 2,867,590 0.0068% 1,966,871 1,963,412 99.82%475354 15768 Merced Mut Ins Co 5,130,123 0.0121% 5,171,759 2,589,115 50.06%435355 14494 Merchants Bonding Co (Mutual) 2,984,012 0.0070% 2,730,760 1,158 0.04%472356 660 11908 Mercury Cas Co 388,324,704 0.9161% 371,054,953 235,519,073 63.47%17357 660 27553 Mercury Ins Co 790,774,526 1.8656% 776,306,990 448,117,531 57.72%11358 1330 24821 Meritplan Ins Co 5,760,354 0.0136% 5,509,429 3,647,734 66.21%429359 241 25321 Metropolitan Drt Prop & Cas Ins Co 23,399,761 0.0552% 21,156,188 12,473,572 58.96%264360 852 40150 MGA Ins Co Inc 6,751,690 0.0159% 7,123,152 3,762,117 52.82%406361 105 10682 MGIC Credit Assur Corp 6,122,084 0.0144% 6,122,084 -731,458 -11.95%418362 79 38660 MIC General Ins Corp 9,925,082 0.0234% 10,757,108 7,095,515 65.96%366363 79 38601 MIC Prop & Cas Ins Corp 3,534,455 0.0083% 2,763,141 3,242,960 117.36%464364 14508 Michigan Millers Mut Ins Co 6,525,121 0.0154% 6,599,962 2,557,290 38.75%411365 212 21687 Mid-Century Ins Co 261,611,544 0.6172% 283,827,301 250,637,275 88.31%30366 27480 Mid-State Mut Ins Co 6,953,836 0.0164% 6,438,032 2,383,825 37.03%405367 36650 Mid-State Surety Corp 236,238 0.0006% 230,439 36,716 15.93%569368 169 23434 Middlesex Ins Co 3,604,703 0.0085% 2,582,117 1,179,381 45.67%463369 98 23612 Midwest Employers Cas Co 2,564,395 0.0060% 1,510,113 1,648,941 109.19%487370 303 10920 Millennium Ins Co 18,259,913 0.0431% 16,425,080 15,732,127 95.78%293371 130 23531 Millers Ins Co 10,697,180 0.0252% 11,681,691 8,133,011 69.62%357372 2978 22551 Mitsui Marine & Fire Ins Co 1,281,035 0.0030% 1,167,940 14,194 1.22%519373 227 23655 Modern Service Ins Co 6,056,349 0.0143% 7,875,775 6,454,141 81.95%422374 802 23540 Monterey Ins Co 5,956,950 0.0141% 5,182,861 1,313,941 25.35%425375 350 32077 Montgomery Ward Ins Co 23 0.0000% 33 32 96.97%631376 468 31232 Monumental General Cas Co 4,257,646 0.0100% 4,574,616 3,495,870 76.42%451377 105 29858 Mortgage Guaranty Ins Corp 131,431,032 0.3101% 133,014,167 56,237,456 42.28%54378 79 22012 Motors Ins Corp 7,169,396 0.0169% 6,783,618 3,112,472 45.88%400379 10002 Municipal Mut Ins Co 5,535,168 0.0131% 4,969,900 3,950,818 79.49%432380 364 31119 Mutual Protective Ins Co 1,433,312 0.0034% 1,371,287 1,054,839 76.92%513381 227 23647 Mutual Service Cas Ins Co 24,688,263 0.0582% 37,074,094 46,977,961 126.71%258382 79 30945 National Alliance Ins Co 15,350,112 0.0362% 15,288,097 9,861,977 64.51%312383 23663 National American Ins Co 899,425 0.0021% 992,990 1,919,982 193.35%537384 930 23671 National American Ins Co Of CA 50,521,655 0.1192% 48,209,880 34,515,606 71.59%161

California Department of Insurance Page 8 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

385 659 23701 National Automobile & Cas Ins Co 34,330,948 0.0810% 31,958,297 24,173,496 75.64%210386 140 11991 National Cas Co 22,316,771 0.0526% 19,912,307 12,991,666 65.24%269387 155 10243 National Continental Ins Co 9,854,463 0.0232% 7,562,103 5,103,993 67.49%370388 1129 16217 National Farmers Union Prop & Cas 1,278,540 0.0030% 1,310,211 1,118,906 85.40%520389 1129 23752 National Farmers Union Std Ins Co 2,114,469 0.0050% 1,915,771 701,149 36.60%499390 218 20478 National Fire Ins Co Of Hartford 59,920,139 0.1414% 67,431,742 79,154,033 117.38%137391 79 23728 National General Ins Co 96,649,034 0.2280% 98,294,103 52,698,402 53.61%82392 31 20087 National Ind Co 13,319,338 0.0314% 2,400,631 197,427 8.22%327393 84 32620 National Interstate Ins Co 8,524,746 0.0201% 8,044,568 8,966,928 111.47%386394 31 20052 National Liab & Fire Ins Co 8,639,401 0.0204% 6,523,348 5,370,514 82.33%384395 761 21881 National Surety Corp 88,884,241 0.2097% 88,823,702 50,948,468 57.36%90396 12 19445 National Union Fire Ins Co Of Pitts 568,064,569 1.3402% 560,438,669 296,385,159 52.88%12397 140 28223 Nationwide Agribusiness Ins Co 9,887,165 0.0233% 5,219,433 4,740,249 90.82%368398 140 10723 Nationwide Assur Co 33,614 0.0001% 33,614 1,764 5.25%602399 140 23779 Nationwide Mut Fire Ins Co 33,405,387 0.0788% 31,698,750 21,537,558 67.94%215400 140 23787 Nationwide Mut Ins Co 249,252,165 0.5880% 191,767,427 132,838,426 69.27%32401 140 37877 Nationwide Prop & Cas Ins Co 10,672,005 0.0252% 10,003,941 10,416,037 104.12%358402 510 42307 Navigators Ins Co 46,099,172 0.1088% 38,833,307 18,696,833 48.15%176403 2638 15865 NCMIC Ins Co 6,106,244 0.0144% 5,892,393 -1,086,808 -18.44%419404 212 10317 Neighborhood Spirit Prop & Cas Co 13,464,847 0.0318% 13,222,819 7,240,043 54.75%326405 111 24171 Netherlands Ins Co The 1,672,038 0.0039% 537,637 108,784 20.23%510406 12 23841 New Hampshire Ins Co 45,023,136 0.1062% 47,409,636 31,888,489 67.26%180407 256 16608 New York Marine & Gnrl Ins Co 4,572,857 0.0108% 3,843,069 2,034,470 52.94%446408 1330 24848 Newport Ins Co 46,983,566 0.1108% 37,832,461 14,041,321 37.11%171409 218 35106 Niagara Fire Ins Co 71,932,889 0.1697% 71,932,889 61,731,117 85.82%115410 3098 32301 Nichido Fire & Marine Ins Co Ltd 1,680,000 0.0040% 1,726,622 1,643,100 95.16%509411 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 6,577,400 0.0155% 5,816,257 3,770,383 64.82%410412 2558 12190 NIPPONKOA Ins Co of America 386,389 0.0009% 386,389 159,270 41.22%555413 38997 Nissan Fire & Marine Ins Co Us Br 2,355,622 0.0056% 2,355,622 2,222,372 94.34%493414 1282 33200 Norcal Mut Ins Co 159,783,641 0.3770% 151,291,347 86,225,605 56.99%45415 181 29700 North American Elite Ins Co 107,586 0.0003% 65,446 40,950 62.57%578416 181 29874 North American Specialty Ins Co 44,662,889 0.1054% 45,004,460 25,489,624 56.64%181417 885 27740 North Pointe Ins Co 6,154,524 0.0145% 5,659,039 4,714,983 83.32%417418 158 21105 North River Ins Co 14,736,579 0.0348% 10,415,589 18,111,967 173.89%318419 8 36455 Northbrook Ind Co 55,795 0.0001% 21,479 632,835 2946.30%588420 164 19224 Northbrook Prop & Cas Ins Co 3,503 0.0000% 11,409 -2,023,208 -17733.44%614421 1129 38369 Northern Assur Co Of Amer 9,242,759 0.0218% 9,439,931 8,053,954 85.32%377422 212 19372 Northern Ins Co Of NY 69,996,319 0.1651% 68,815,296 51,830,668 75.32%118423 41 24031 Northland Cas Co 1,067,142 0.0025% 1,303,741 704,299 54.02%532424 41 24015 Northland Ins Co 36,853,730 0.0869% 32,784,939 12,106,065 36.93%200425 43583 Northwest Physicians Mut Ins Co 4,119,320 0.0097% 4,656,901 985,742 21.17%455426 1116 23906 Northwestern Natl Cas Co 2,258,260 0.0053% 1,975,061 1,805,636 91.42%496427 143 23914 Northwestern Ntl Ins Co Milwaukee 239,152 0.0006% 155,607 797,750 512.67%568428 38 20338 Northwestern Pacific Ind Co 15,233,888 0.0359% 15,809,082 9,770,577 61.80%313429 31 34630 Oak River Ins Co 2,394,125 0.0056% 2,212,886 1,603,245 72.45%492430 26565 Ohio Ind Co 2,819,969 0.0067% 2,645,720 248,765 9.40%477431 150 24147 Old Republic Ins Co 57,954,845 0.1367% 53,324,306 47,194,042 88.50%142432 150 35424 Old Republic Minnehoma Ins Co 357,008 0.0008% 454,624 218,251 48.01%559

California Department of Insurance Page 9 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

433 150 40444 Old Republic Surety Co 1,122,437 0.0026% 1,150,803 -384,330 -33.40%531434 697 37060 Old United Cas Co 8,759,712 0.0207% 7,263,437 4,022,051 55.37%381435 261 37540 Omaha Prop & Cas Ins Co 4,445,915 0.0105% 4,359,784 261,862 6.01%447436 354 39098 Omni Ins Co 23,431,837 0.0553% 18,699,816 15,339,374 82.03%263437 1129 20621 OneBeacon America Ins Co 85,085,823 0.2007% 93,907,067 51,331,341 54.66%94438 1129 21970 OneBeacon Ins Co 52,921,776 0.1249% 59,654,227 78,024,999 130.80%152439 645 14907 Oregon Mut Ins Co 26,446,109 0.0624% 24,435,932 12,973,810 53.09%247440 1116 41408 Pacific Automobile Ins Co 9,424,744 0.0222% 15,155,491 20,039,059 132.22%373441 108 40380 Pacific Eagle Ins Co 9,903,069 0.0234% 10,639,937 4,377,834 41.15%367442 626 22748 Pacific Employers Ins Co 79,021,969 0.1864% 70,498,574 38,352,966 54.40%107443 38 20346 Pacific Ind Co 33,775,306 0.0797% 32,966,991 17,650,735 53.54%214444 218 37338 Pacific Ins Co 51,248 0.0001% 21,598 -1,598,232 -7399.91%590445 1116 23930 Pacific Natl Ins Co 27,283,168 0.0644% 42,692,189 39,964,294 93.61%240446 40550 Pacific Pioneer Ins Co 10,018,165 0.0236% 11,576,223 5,930,182 51.23%365447 408 11048 Pacific Prop & Cas Co 11,980,436 0.0283% 9,374,731 6,383,994 68.10%344448 164 10887 Pacific Select Property Ins Co 28,813,826 0.0680% 29,760,203 0 0.00%236449 2898 37850 Pacific Specialty Ins Co 66,730,415 0.1574% 64,819,112 30,889,043 47.65%126450 575 32115 Paula Ins Co 46,421,813 0.1095% 45,745,288 57,504,880 125.71%175451 111 24198 Peerless Ins Co 98,382,118 0.2321% 30,306,931 10,097,842 33.32%80452 1218 32859 Penn-Amer Ins Co 13,823,505 0.0326% 14,520,517 6,249,894 43.04%322453 1218 10673 Penn-Star Ins Co 365,701 0.0009% 712,132 249,570 35.05%558454 1129 21962 Pennsylvania General Ins Co 68,649,611 0.1620% 70,028,034 57,095,449 81.53%122455 767 12262 Pennsylvania Manufacturers Asn Ins C 5,889,584 0.0139% 5,228,248 4,190,114 80.14%428456 944 37648 Permanent General Assur Corp 56,708,581 0.1338% 50,252,426 40,368,311 80.33%144457 12297 Petroleum Cas Co 433,688 0.0010% 433,688 139,913 32.26%553458 677 18058 Philadelphia Ind Ins Co 51,849,590 0.1223% 47,179,440 16,423,108 34.81%156459 1135 27251 PMI Mortgage Ins Co 84,714,235 0.1999% 88,275,620 -10,409,519 -11.79%96460 1129 40134 Potomac Ins Co Of IL 129,653 0.0003% 197,761 1,216,942 615.36%577461 98 10900 Preferred Employers Ins Co 35,985,669 0.0849% 32,577,872 19,657,987 60.34%205462 831 34487 Professional Undrwtrs Liab Ins Co 6,063,716 0.0143% 4,916,646 1,115,609 22.69%421463 155 24260 Progressive Cas Ins Co 108,886,645 0.2569% 97,926,295 48,407,861 49.43%65464 155 11851 Progressive Home Ins Co 410,642 0.0010% 1,191,574 744,437 62.48%554465 155 32786 Progressive Specialty Ins Co 36 0.0000% 36 -6,799 -18886.11%628466 155 27804 Progressive West Ins Co 147,525,267 0.3480% 151,518,879 79,411,550 52.41%50467 91 34690 Property & Cas Ins Co Of Hartford 45,679 0.0001% 20,946 1,665 7.95%595468 867 12416 Protective Ins Co 1,170,960 0.0028% 1,190,153 376,300 31.62%527469 156 24295 Providence Washington Ins Co 12,248 0.0000% 13,937 473,192 3395.22%610470 304 36447 Prudential General Ins Co 2,831 0.0000% 4,638 7,939 171.17%615471 304 32352 Prudential Prop & Cas Ins Co 71,007,287 0.1675% 68,846,494 43,731,098 63.52%116472 853 15059 Public Service Mut Ins Co 9,550,013 0.0225% 7,501,194 6,719,904 89.58%372473 796 39217 QBE Ins Corp 17,332,381 0.0409% 17,723,181 14,940,697 84.30%300474 796 10219 QBE Reins Corp 5,915,652 0.0140% 5,957,447 5,971,993 100.24%427475 38 10829 Quadrant Ind Co 1,338,985 0.0032% 1,399,545 -43,958 -3.14%516476 766 33790 Radian Guaranty Inc 88,065,958 0.2078% 95,040,992 6,508,606 6.85%91477 3038 38512 Rampart Ins Co 30,762 0.0001% 48,262 16,870 34.96%603478 158 24384 Ranger Ins Co 27,132,030 0.0640% 26,734,660 26,510,979 99.16%241479 41580 Red Shield Ins Co 375,397 0.0009% 367,897 177,611 48.28%557480 517 37303 Redland Ins Co 40,361,958 0.0952% 49,194,715 61,469,839 124.95%193

California Department of Insurance Page 10 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

481 31 11673 Redwood Fire & Cas Ins Co 10,583 0.0000% 16,343 18,547 113.49%611482 400 24449 Regent Ins Co 2,675,469 0.0063% 2,802,080 4,414,571 157.55%481483 84 22179 Republic Ind Co Of Amer 64,656,635 0.1525% 65,517,957 -6,480,369 -9.89%130484 84 43753 Republic Ind Co of CA 158,365,404 0.3736% 162,261,896 139,573,029 86.02%46485 150 28452 Republic Mortgage Ins Co 29,688,160 0.0700% 30,924,858 -3,322,532 -10.74%232486 574 31089 Republic Western Ins Co 59,633,787 0.1407% 66,777,820 44,428,060 66.53%139487 800 15776 Residence Mut Ins Co 23,194,904 0.0547% 21,283,722 7,443,875 34.97%267488 1234 10970 Response Ind Co Of CA 1,218,947 0.0029% 1,257,487 1,004,205 79.86%523489 1234 43044 Response Ins Co 36,184 0.0001% 34,810 -1,285 -3.69%600490 98 11001 Riverport Ins Co of CA 12,466,629 0.0294% 9,120,239 4,249,760 46.60%340491 783 13056 RLI Ins Co 106,543,238 0.2514% 103,787,105 36,515,751 35.18%68492 83 22128 Rocky Mountain Fire & Cas Co 4,425,739 0.0104% 4,469,117 3,988,485 89.25%449493 553 24678 Royal Ind Co 144,054,587 0.3398% 126,037,911 72,611,598 57.61%51494 553 26980 Royal Ins Co Of Amer 130,051,487 0.3068% 118,353,527 102,104,563 86.27%55495 471 39039 Rural Community Ins Co 30,768,206 0.0726% 28,737,678 15,463,606 53.81%228496 163 24740 Safeco Ins Co Of Amer 408,677,278 0.9641% 434,410,448 306,553,316 70.57%15497 163 39012 Safeco Ins Co Of IL 105,751,944 0.2495% 90,700,237 58,154,522 64.12%71498 553 24694 Safeguard Ins Co 9,128,057 0.0215% 9,126,084 8,271,943 90.64%378499 74 15105 Safety Natl Cas Corp 27,076,202 0.0639% 35,886,686 32,553,113 90.71%242500 257 10939 Safeway Direct Ins Co 4,704,170 0.0111% 4,727,342 2,396,566 50.70%443501 257 12521 Safeway Ins Co 29,206,188 0.0689% 12,413,146 10,640,215 85.72%233502 867 40460 Sagamore Ins Co 1,174,367 0.0028% 1,008,469 -104,015 -10.31%526503 140 15580 Scottsdale Ind Co 41,232,453 0.0973% 34,115,459 27,297,126 80.01%190504 1125 10352 Scpie Ind Co 101,276,654 0.2389% 99,999,535 51,964,908 51.97%77505 164 22535 Seaboard Surety Co 4,229,725 0.0100% 4,543,805 -1,960,990 -43.16%453506 553 24902 Security Ins Co Of Hartford 49,238,199 0.1162% 45,861,138 33,631,215 73.33%165507 41 22233 Select Ins Co 7,219,222 0.0170% 7,411,909 8,217,482 110.87%398508 158 10936 Seneca Ins Co Inc 16,706,903 0.0394% 16,534,913 10,024,142 60.62%303509 169 24988 Sentry Ins A Mut Co 51,410,528 0.1213% 35,954,959 28,331,615 78.80%157510 169 21180 Sentry Select Ins Co 32,250,715 0.0761% 31,612,713 31,404,758 99.34%219511 772 22985 Sequoia Ins Co 53,478,398 0.1262% 50,274,120 27,987,242 55.67%149512 35408 Sirius Amer Ins Co 13,058,043 0.0308% 9,312,301 6,914,073 74.25%328513 168 24953 South Carolina Ins Co 4,799,567 0.0113% 4,245,264 107,331 2.53%442514 400 19216 Southern Ins Co 8,958,790 0.0211% 9,105,801 7,092,652 77.89%379515 108 20524 Specialty Natl Ins Co 39,329,736 0.0928% 29,637,037 22,449,444 75.75%195516 155 44288 Specialty Risk Ins Co 5,568 0.0000% 26,368 7,763 29.44%612517 36790 Springfield Ins Co Inc 25,490,339 0.0601% 25,663,496 24,109,504 93.94%254518 164 24767 St Paul Fire & Marine Ins Co 312,603,254 0.7375% 277,436,580 180,336,900 65.00%21519 164 24775 St Paul Guardian Ins Co 12,920,760 0.0305% 12,489,313 8,835,164 70.74%331520 164 41750 St Paul Medical Liability Ins Co 274,932 0.0006% 389,527 7,692 1.97%566521 164 24791 St Paul Mercury Ins Co 46,473,524 0.1096% 42,423,918 17,682,994 41.68%174522 41 19070 Standard Fire Ins Co 31,918,492 0.0753% 31,517,000 13,024,584 41.33%223523 19 42986 Standard Guaranty Ins Co 656,155 0.0015% 1,566,286 131,728 8.41%544524 748 18023 Star Ins Co 28,176,797 0.0665% 26,519,896 15,080,460 56.86%238525 98 40045 Starnet Ins Co 16,091,909 0.0380% 14,166,203 12,211,971 86.20%306526 35076 State Compensation Ins Fund 3,638,077,037 8.5828% 3,619,177,773 3,093,860,192 85.49%1527 176 25143 State Farm Fire And Cas Co 60,592,110 0.1429% 59,730,663 109,412,042 183.18%135528 176 25151 State Farm General Ins Co 1,294,631,000 3.0543% 1,261,288,980 827,703,221 65.62%6

California Department of Insurance Page 11 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

529 176 25178 State Farm Mut Auto Ins Co 2,071,528,514 4.8871% 2,023,331,962 1,548,548,068 76.53%2530 93 12831 State Natl Ins Co Inc 36,570,958 0.0863% 40,414,170 26,449,005 65.44%201531 42277 Sterling Cas Ins Co 30,004,312 0.0708% 28,365,787 18,337,060 64.64%231532 468 10952 Stonebridge Casualty Ins Co 4,444,329 0.0105% 4,444,336 320,313 7.21%448533 1331 10340 Stonington Ins Co 80,478 0.0002% 14,902 -314,710 -2111.86%582534 866 40436 Stratford Ins Co 41,157 0.0001% 10,796 5,140 47.61%598535 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 26,092,120 0.0616% 23,908,389 9,921,102 41.50%251536 407 12220 Superior Ins Co 34,095,875 0.0804% 35,167,687 27,737,598 78.87%212537 218 24047 Surety Bonding Co Of Amer 3,039,748 0.0072% 2,262,005 304,787 13.47%470538 12793 Surety Co Of The Pacific 9,323,012 0.0220% 8,837,581 1,590,920 18.00%375539 32107 Sutter Ins Co 19,693,698 0.0465% 15,261,841 11,319,074 74.17%284540 158 25496 TIG Ind Co 11,392,021 0.0269% 13,812,644 6,447,520 46.68%351541 158 25534 TIG Ins Co 144,036,233 0.3398% 139,023,190 85,701,142 61.65%52542 158 25461 TIG Ins Co Of TX 2,991,551 0.0071% 3,856,174 4,585,287 118.91%471543 158 25518 TIG Premier Ins Co 30,347,820 0.0716% 34,499,215 31,080,932 90.09%230544 158 25445 TIG Specialty Ins Corp 17,359,225 0.0410% 26,395,235 22,926,380 86.86%299545 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 118,712,088 0.2801% 117,816,587 84,038,514 71.33%61546 161 18031 Topa Ins Co 73,004,049 0.1722% 63,987,286 34,846,951 54.46%114547 37621 Toyota Motor Ins Co 12,989,094 0.0306% 8,253,077 7,580,057 91.85%329548 3098 41238 Trans Pacific Ins Co 2,011,900 0.0047% 2,147,801 6,858,039 319.31%503549 218 20486 Transcontinental Ins Co 62,693,443 0.1479% 52,399,513 126,824,325 242.03%133550 28886 Transguard Ins Co Of Amer Inc 962,339 0.0023% 861,623 496,546 57.63%536551 84 33014 Transport Ins Co 2,804,978 0.0066% 3,564,595 3,324,457 93.26%479552 218 20494 Transportation Ins Co 67,900,825 0.1602% 42,084,342 84,963,392 201.89%123553 41 10826 Travcal Ind Co 28,830,238 0.0680% 29,376,684 23,826,060 81.11%235554 41 19038 Travelers Cas & Surety Co 8,953,074 0.0211% 9,205,530 -15,461,330 -167.96%380555 41 31194 Travelers Cas & Surety Co Of Amer 80,112,248 0.1890% 64,189,195 43,959,524 68.48%105556 41 19046 Travelers Cas & Surety Co Of IL 1,446 0.0000% -4,321 -3,185,449 73720.18%619557 41 25682 Travelers Ind Co Of CT 102,089,493 0.2408% 100,301,470 70,958,188 70.74%74558 41 25674 Travelers Ind Co Of IL 336,798,508 0.7946% 297,388,269 190,901,672 64.19%20559 41 39357 Travelers Ins Co Accident Dept 17,831,865 0.0421% 23,831,940 34,438,873 144.51%295560 41 36161 Travelers Prop Cas Ins Co 38,877,519 0.0917% 39,366,796 21,461,872 54.52%197561 421 24350 Triad Guaranty Ins Corp 19,379,625 0.0457% 19,536,244 3,210,643 16.43%286562 215 19887 Trinity Universal Ins Co 14,806,316 0.0349% 24,182,215 21,697,204 89.72%317563 41 41211 Triton Ins Co 6,326,564 0.0149% 3,169,863 498,341 15.72%416564 212 21709 Truck Ins Exch 294,262,091 0.6942% 280,830,539 371,686,340 132.35%26565 91 29459 Twin City Fire Ins Co Co 106,365,651 0.2509% 101,345,282 67,206,799 66.31%70566 781 37893 Ulico Cas Co 14,584,248 0.0344% 14,047,855 13,977,433 99.50%319567 831 41050 Underwriter For The Professions Ins 1,984,917 0.0047% 1,177,400 483,192 41.04%504568 181 18619 Underwriters Ins Co 1,156,158 0.0027% 11,238,350 1,344,856 11.97%529569 400 25798 Unigard Ind Co 30,485,865 0.0719% 29,902,844 13,896,142 46.47%229570 400 25747 Unigard Ins Co 69,967,898 0.1651% 65,175,710 31,354,875 48.11%119571 215 11142 United Cas Ins Co Of Amer 2,046,992 0.0048% 2,080,373 344,975 16.58%502572 248 13021 United Fire & Cas Co 7,403,589 0.0175% 6,517,831 -2,000 -0.03%395573 155 11770 United Fncl Cas Co 50,414,456 0.1189% 49,718,322 30,830,496 62.01%162574 12 15873 United Gty Residential Ins Co 66,252,787 0.1563% 68,256,488 3,551,618 5.20%129575 12 40525 United Guaranty Credit Ins Co 443,115 0.0010% 424,124 1,454 0.34%552576 200 25941 United Services Auto Assoc 390,100,730 0.9203% 379,108,027 234,285,626 61.80%16

California Department of Insurance Page 12 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

577 158 21113 United States Fire Ins Co 90,743,178 0.2141% 65,910,160 88,237,574 133.88%88578 31 25895 United States Liability Ins Co 8,332,059 0.0197% 5,910,578 1,188,146 20.10%390579 215 10226 Unitrin Direct Ins Co 153,017 0.0004% 9,581 13,875 144.82%576580 218 13200 Universal Surety Of Amer 35,638 0.0001% 52,437 -43,973 -83.86%601581 212 41181 Universal Underwriters Ins Co 101,897,480 0.2404% 97,228,618 84,096,590 86.49%75582 164 25887 US Fidelity & Guaranty Co 83,903,139 0.1979% 82,131,926 53,947,913 65.68%97583 984 29599 US Specialty Ins Co 11,893,695 0.0281% 12,610,954 3,871,075 30.70%345584 200 25968 USAA Cas Ins Co 298,616,487 0.7045% 286,843,908 185,429,429 64.64%25585 200 18600 USAA General Ind Co 12,794,719 0.0302% 11,833,880 7,348,671 62.10%335586 28497 Usplate Glass Ins Co 654,912 0.0015% 679,615 87,191 12.83%545587 201 25976 Utica Mut Ins Co 2,162,511 0.0051% 2,374,019 2,274,470 95.81%498588 212 26611 Valiant Ins Co 7,734,325 0.0182% 7,724,182 5,293,729 68.53%393589 218 20508 Valley Forge Ins Co 43,454,069 0.1025% 35,095,518 45,007,508 128.24%183590 215 14133 Valley Ins Co 24,224,768 0.0572% 27,003,712 26,145,030 96.82%260591 21172 Vanliner Ins Co 9,358,334 0.0221% 7,964,250 7,905,634 99.26%374592 350 18759 Verex Assure Inc 72,870 0.0002% 115,560 -189,375 -163.88%584593 10815 Verlan Fire Ins Co MD 544,988 0.0013% 439,926 12,745 2.90%548594 958 11762 Vesta Fire Ins Corp 81,210,157 0.1916% 75,349,125 61,649,965 81.82%104595 42285 Veterinary Pet Ins Co 12,681,567 0.0299% 10,768,229 6,454,960 59.94%337596 38 20397 Vigilant Ins Co 35,655,265 0.0841% 30,304,234 22,762,622 75.11%206597 553 13137 Viking Ins Co Of WI 126,474,378 0.2984% 124,818,807 90,101,926 72.19%59598 1172 19577 Villanova Ins Co 96,491,901 0.2276% 81,034,461 131,873,308 162.74%83599 761 10079 Vintage Ins Co 621,349 0.0015% 1,926,562 1,684,808 87.45%546600 19 35971 Voyager Property & Cas Ins Co 7,823,892 0.0185% 8,279,692 2,272,112 27.44%392601 181 32778 Washington Intl Ins Co 5,116,788 0.0121% 5,391,684 4,406,671 81.73%436602 111 26069 Wausau Business Ins Co 7,395,466 0.0174% 10,258,123 19,890,271 193.90%397603 111 26042 Wausau Underwriters Ins Co 16,794,581 0.0396% 17,579,299 19,769,470 112.46%302604 1179 10683 Wawanesa General Ins Co 81,592,029 0.1925% 71,390,085 58,908,956 82.52%101605 1179 31526 Wawanesa Mut Ins Co Us Branch 63,237,995 0.1492% 63,781,124 44,811,094 70.26%132606 352 25011 Wesco Ins Co 10,158,417 0.0240% 13,165,887 1,291,770 9.81%363607 626 21121 Westchester Fire Ins Co 97,403,673 0.2298% 87,502,176 23,009,156 26.30%81608 458 30830 Western Diversified Cas Ins Co 297,537 0.0007% 978,584 1,170,334 119.59%564609 27502 Western General Ins Co 52,321,015 0.1234% 52,801,091 29,123,229 55.16%155610 29947 Western Growers Ins Co 4,117,957 0.0097% 4,117,957 5,008,870 121.63%456611 249 26395 Western Home Ins Co 4,635,799 0.0109% 4,564,627 3,264,211 71.51%445612 800 13625 Western Mut Ins Co 8,371,498 0.0197% 9,016,081 3,667,216 40.67%388613 853 10997 Western Select Ins Co 12,593,800 0.0297% 14,262,212 16,657,359 116.79%338614 34282 Western Specialty Ins Co 484,784 0.0011% 5,173,204 5,306,541 102.58%549615 218 13188 Western Surety Co 7,418,152 0.0175% 6,529,361 1,275,550 19.54%394616 1278 37770 Western United Ins Co 50,819,369 0.1199% 54,157,032 38,561,867 71.20%158617 350 34207 Westport Ins Corp 82,653,539 0.1950% 87,551,992 273,014,170 311.83%99618 237 24635 Westward Ins Co 279,267 0.0007% 285,862 125,465 43.89%565619 748 25780 Williamsburg Natl Ins Co 7,096,987 0.0167% 7,383,393 6,572,668 89.02%402620 225 13234 Wilshire Ins Co 21,278,007 0.0502% 20,989,192 16,576,311 78.98%275621 84 12599 Windsor Ins Co 1,146,686 0.0027% 2,340,698 1,981,515 84.65%530622 1285 24554 Winterthur Intl Amer Ins Co 25,234,960 0.0595% 45,786,046 24,486,212 53.48%256623 273 13250 Workmens Auto Ins Co 59,843,158 0.1412% 55,453,957 41,255,205 74.40%138624 84 26050 Worldwide Ins Co 2,293,181 0.0054% 2,329,749 1,082,326 46.46%495

California Department of Insurance Page 13 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed companies only

Rec # Group # Naic # Company Name

Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

Line of Business: GRAND TOTAL-ALL LINES: [34]

ShareRank

625 1285 20583 XL Reins America Inc 13 0.0000% 13 214,908653138.46%632626 1285 37885 XL Specialty Ins Co 87,797,267 0.2071% 71,871,246 66,011,402 91.85%92627 11126 Yasuda Fire & Marine Ins Co Of Amer 32,044,183 0.0756% 33,241,712 -9,846,218 -29.62%220628 12 26220 Yosemite Ins Co 4,856,082 0.0115% 4,809,285 5,480,711 113.96%441629 336 13269 Zenith Ins Co 209,997,549 0.4954% 204,083,886 145,090,664 71.09%38630 336 30120 Znat Ins Co 4,914,832 0.0116% 5,108,904 4,433,064 86.77%440631 212 16535 Zurich American Ins Co 309,103,916 0.7292% 282,657,611 228,297,835 80.77%22632 212 27855 Zurich American Ins Co Of IL 3,061,848 0.0072% 3,226,539 1,260,837 39.08%469

42,387,775,199 100.0000% 40,942,536,624 29,381,589,588 71.76%Line Total:

California Department of Insurance Page 14 of 14 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined PP Auto Liab & PPAuto PD [19.2 & 21.1]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

1 12 12963 21st Century Ins Co 876,446,529 5.9255% 876,468,173 610,045,444 69.60%62 313 33898 Aegis Security Ins Co 16,090,327 0.1088% 18,922,233 11,976,169 63.29%853 12 19399 AIU Ins Co 497,396 0.0034% 599,846 820,427 136.77%1954 10221 Alistar Ins Co 32,160,846 0.2174% 29,942,609 20,778,700 69.40%515 140 42579 Allied Prop & Cas Ins Co 48,732,610 0.3295% 45,360,607 27,193,738 59.95%396 8 19240 Allstate Ind Co 901,998,077 6.0983% 873,685,978 657,096,901 75.21%57 8 19232 Allstate Ins Co 476,218,128 3.2196% 468,148,410 301,437,756 64.39%88 8 17230 Allstate Prop & Cas Ins Co 168,568,938 1.1397% 167,206,798 127,502,428 76.25%169 140 19100 Amco Ins Co 76,409,941 0.5166% 69,868,226 53,161,292 76.09%2810 553 24589 American & Foreign Ins Co 2,649,613 0.0179% 2,669,256 1,356,953 50.84%15711 19 10111 American Bankers Ins Co Of FL 14,299,532 0.0967% 14,571,233 9,451,717 64.87%9312 218 20427 American Cas Co Of Reading PA 49,669 0.0003% 43,077 -18,092 -42.00%21513 127 23450 American Family Home Ins Co 5,251,797 0.0355% 4,308,027 1,206,962 28.02%13814 212 43699 American Federation Ins Co 678,763 0.0046% 619,881 501,636 80.92%18415 12 24376 American General Ind Co 529,122 0.0036% 409,952 100,597 24.54%19316 12 19380 American Home Assur Co 23,285,588 0.1574% 19,671,553 15,194,125 77.24%6617 1292 28100 American Horizon Ins Co 2,577,829 0.0174% 2,973,609 3,167,479 106.52%15918 12 43761 American Intl Ins Co Of CA 38,404,991 0.2597% 37,618,211 26,964,396 71.68%4319 108 30562 American Manufacturers Mut Ins Co 32,472,350 0.2195% 37,182,158 18,306,724 49.24%5020 127 23469 American Modern Home Ins Co 2,769,944 0.0187% 2,588,323 882,324 34.09%15321 408 28401 American Natl Prop & Cas Co 3,244 0.0000% 365,618 21,706 5.94%24122 108 18910 American Protection Ins Co 546,523 0.0037% 700,303 338,735 48.37%19123 19 19615 American Reliable Ins Co 2,749,093 0.0186% 2,784,581 772,136 27.73%15524 1346 39969 American Safety Cas Ins Co 2,013,959 0.0136% 3,101,611 4,270,627 137.69%16525 19 42978 American Security Ins Co 1,818,020 0.0123% 2,465,044 1,479,173 60.01%16826 163 37214 American States Preferred Ins Co 5,998,864 0.0406% 3,121,645 1,942,718 62.23%13227 40800 American Sterling Ins Co 6,204,296 0.0419% 6,911,265 7,545,284 109.17%13028 4 27928 Amex Assur Co 26,645,002 0.1801% 23,182,665 16,229,473 70.01%6029 28 19976 Amica Mut Ins Co 32,614,740 0.2205% 31,109,814 21,610,813 69.47%4930 40010 Anchor General Ins Co 20,656,093 0.1397% 21,377,587 16,666,701 77.96%7231 457 19801 Argonaut Ins Co 8,327,766 0.0563% 5,488,843 6,941,811 126.47%12332 761 21865 Associated Ind Corp 10 0.0000% 10 -34,407344070.00%25933 84 21792 Atlanta Cas Co 2,909,788 0.0197% 3,724,827 2,778,068 74.58%15034 84 31925 Atlanta Specialty Ins Co 73,349 0.0005% 16,517 2,885 17.47%21335 24 19895 Atlantic Mut Ins Co 212,351 0.0014% 222,237 82,979 37.34%20436 660 38342 California Automobile Ins Co 85,059,061 0.5751% 74,390,043 51,401,028 69.10%2537 802 13544 California Capital Ins Co 31,996,372 0.2163% 31,457,438 23,721,321 75.41%5238 33 27464 California Cas & Fire Ins Co 524 0.0000% 524 -134,685 -25703.24%25339 33 20117 California Cas Ind Exch 108,025,475 0.7303% 103,101,482 70,759,196 68.63%2040 1278 15539 California State Auto Asn Inter-Ins 1,372,759,416 9.2810% 1,350,304,803 891,903,719 66.05%341 10175 Cascade Natl Ins Co 18,041,021 0.1220% 21,775,760 24,698,921 113.42%7942 56 21237 Casualty Reciprocal Exch 3,634 0.0000% 3,634 0 0.00%24043 24 19909 Centennial Ins Co 529,918 0.0036% 560,749 215,577 38.44%19244 212 34649 Centre Ins Co 152,943 0.0010% 149,988 159,737 106.50%20845 26905 Century-Natl Ins Co 4,983,973 0.0337% 3,969,861 3,667,951 92.39%14246 761 22810 Chicago Ins Co 786,217 0.0053% 1,636,296 212,708 13.00%18047 38 12777 Chubb Ind Ins Co 876 0.0000% 876 146 16.67%250

California Department of Insurance Page 1 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined PP Auto Liab & PPAuto PD [19.2 & 21.1]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

48 79 22004 CIM Ins Corp 6,708,431 0.0454% 6,997,086 7,229,618 103.32%12949 323 10693 Civil Svc Employees Ins Co 33,058,051 0.2235% 33,189,595 24,521,714 73.88%4850 517 20532 Clarendon Natl Ins Co 64,965,955 0.4392% 89,189,057 72,018,618 80.75%3051 814 25089 Coast Natl Ins Co 220,159,263 1.4885% 207,899,585 138,031,900 66.39%1352 350 20796 Colonial Penn Franklin Ins Co 31,365,912 0.2121% 32,775,754 23,167,009 70.68%5353 350 34789 Colonial Penn Ins Co 14,463,292 0.0978% 14,935,420 10,693,921 71.60%9054 350 43974 Colonial Penn Madison Ins Co 11,269,654 0.0762% 10,528,850 5,040,805 47.88%10355 317 40827 Combined Specialty Ins Co 1,172,685 0.0079% 266,866 300,628 112.65%17156 816 13161 Commerce West Ins Co 33,231,908 0.2247% 31,126,175 22,026,792 70.77%4757 181 19489 Commercial Underwriters Ins Co 43,212 0.0003% 2,197,554 2,076,402 94.49%21658 218 20443 Continental Cas Co 10,858 0.0001% 12,071 13,937,761 15464.84%23059 218 35289 Continental Ins Co 12,194 0.0001% 14,381 468,263 3256.12%22860 218 28258 Continental Natl Ind Co 5,460,877 0.0369% 5,114,502 6,138,648 120.02%13761 3018 22730 Converium Ins North Amer Inc 5,846,970 0.0395% 5,802,389 5,250,728 90.49%13662 323 18953 CSE Safeguard Ins Co 31,037,057 0.2098% 24,300,630 16,349,724 67.28%5563 930 19269 Danielson Natl Ins Co 702,127 0.0047% 3,004,486 3,228,370 107.45%18264 8 37907 Deerbrook Ins Co 10,068,173 0.0681% 15,130,452 11,050,364 73.03%11265 140 42587 Depositors Ins Co 15,055,559 0.1018% 13,762,435 6,442,418 46.81%8866 920 42048 Diamond State Ins Co 10,130,314 0.0685% 10,373,190 11,457,177 110.45%11167 831 34495 Doctors Co An Interins Exchn 5,162,172 0.0349% 5,096,296 2,704,788 53.07%13968 515 10928 Eagle Ins Co 9,882,013 0.0668% 9,188,756 8,679,170 94.45%11469 802 12890 Eagle West Ins Co 40,298 0.0003% 60,146 185,219 307.95%21770 57 21261 Electric Ins Co 5,152,416 0.0348% 5,276,333 4,109,954 77.89%14071 62 21407 Emcasco Ins Co 29,082 0.0002% 31,365 1,215 3.87%22172 212 21326 Empire Fire & Marine Ins Co 812,109 0.0055% 570,568 704,648 123.50%17973 38 35181 Executive Risk Ind Inc 14,432,388 0.0976% 12,631,158 8,190,510 64.84%9174 922 40029 Explorer Ins Co 44,439,612 0.3005% 46,328,642 35,142,646 75.86%4175 158 18864 Fairmont Ins Co 10,151,465 0.0686% 10,769,034 9,315,710 86.50%11076 212 21652 Farmers Ins Exch 1,689,837,135 11.4248% 1,654,429,588 1,093,954,152 66.12%277 38 20281 Federal Ins Co 181,417 0.0012% 97,278 1,066 1.10%20578 164 35386 Fidelity & Guaranty Ins Co 290,236 0.0020% 542,064 728,143 134.33%20379 670 25180 Fidelity National Ins Co 1,036,271 0.0070% 994,720 985,758 99.10%17480 215 19852 Financial Ind Co 62,505,801 0.4226% 68,589,175 45,941,489 66.98%3181 761 21873 Firemans Fund Ins Co 4,674 0.0000% 3,855 -2,192 -56.86%23882 761 21903 Firemans Fund Ins Co Of TX 25,727,945 0.1739% 24,778,861 15,573,048 62.85%6283 1279 11150 First Amer Ins Co 34,994,613 0.2366% 31,901,113 26,049,031 81.66%4484 70 34525 First American Specilaty Ins Co 487,189 0.0033% 636,799 322,321 50.62%19685 689 16578 First Comm Ins Co 1,818,260 0.0123% 1,923,834 1,182,568 61.47%16786 479 11177 First Financial Ins Co 7,815,588 0.0528% 8,175,033 6,810,211 83.30%12587 111 33588 First Liberty Ins Corp 155 0.0000% 46 -2,739 -5954.35%25688 163 24724 First Natl Ins Co Of Amer 2,914,362 0.0197% 2,913,266 2,065,981 70.92%14989 212 11185 Foremost Ins Co 4,096,027 0.0277% 3,559,609 1,490,754 41.88%14690 218 10201 Galway Ins Co 17,750,896 0.1200% 17,857,427 9,748,863 54.59%8191 350 22225 Ge Auto & Home Assur Co 1,296,092 0.0088% 1,502,190 1,460,850 97.25%16992 31 41491 Geico Cas Co 30,974,992 0.2094% 29,973,974 17,973,240 59.96%5693 31 35882 Geico General Ins Co 212,901,742 1.4394% 204,089,523 153,984,803 75.45%1494 31 22055 Geico Ind Co 49,752,674 0.3364% 46,725,496 39,191,938 83.88%37

California Department of Insurance Page 2 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined PP Auto Liab & PPAuto PD [19.2 & 21.1]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

95 163 24732 General Ins Co Of Amer 17,386 0.0001% 19,035 354 1.86%22596 11231 Generali Us Branch 10,002,005 0.0676% 10,606,051 6,130,154 57.80%11397 218 34622 Glens Falls Ins Co 53,626,458 0.3626% 32,366,647 13,508,983 41.74%3598 553 24600 Globe Ind Co 80,919 0.0005% 82,059 71,186 86.75%21299 31 22063 Government Employees Ins Co 127,953,865 0.8651% 123,866,170 95,184,374 76.84%18100 83 22101 Grange Ins Assn 10,831,544 0.0732% 11,590,155 9,442,502 81.47%106101 12 23809 Granite State Ins Co 24,771,495 0.1675% 18,581,313 14,681,290 79.01%63102 84 26832 Great American Alliance Ins Co 2,683,170 0.0181% 3,027,918 1,472,276 48.62%156103 84 16691 Great American Ins Co 10,459,081 0.0707% 7,447,693 7,479,326 100.42%108104 84 22136 Great American Ins Co of NY 1,127,999 0.0076% 999,936 1,040,197 104.03%173105 84 33723 Great American Spirit Ins Co 673,556 0.0046% 387,906 282,639 72.86%185106 38 20303 Great Northern Ins Co 1,156 0.0000% 1,156 189 16.35%248107 1285 22322 Greenwich Ins Co 27,918,931 0.1888% 27,919,971 31,997,772 114.61%59108 553 26948 Guaranty Natl Ins Co Of CT 14,685 0.0001% 27,553 44,707 162.26%226109 303 15032 Guideone Mut Ins Co 606,788 0.0041% 595,292 399,219 67.06%189110 303 14559 Guideone Specialty Mut Ins Co 14,336,211 0.0969% 14,698,032 13,625,923 92.71%92111 88 22292 Hanover Ins Co 176,351 0.0012% 198,826 -236,026 -118.71%206112 517 21806 Harbor Specialty Ins Co 511,662 0.0035% 417,568 223,447 53.51%194113 253 14168 Harleysville Mut Ins Co 19,301,946 0.1305% 21,459,711 37,552,784 174.99%74114 91 29424 Hartford Cas Ins Co 44,809,699 0.3030% 42,619,085 30,250,415 70.98%40115 91 30104 Hartford Underwriters Ins Co 81,942,861 0.5540% 78,424,911 53,869,118 68.69%26116 300 22578 Horace Mann Ins Co 10,439,235 0.0706% 10,153,500 7,591,428 74.77%109117 300 22756 Horace Mann Prop & Cas Ins Co 13,047,519 0.0882% 12,582,190 9,650,491 76.70%98118 158 25054 Hudson Ins Co 470,680 0.0032% 461,620 441,683 95.68%197119 84 22268 Infinity Ins Co 189,802,218 1.2832% 176,109,112 99,406,182 56.45%15120 84 10068 Infinity Natl Ins Co 12,483,616 0.0844% 22,203,647 16,748,732 75.43%99121 84 20260 Infinity Select Ins Co 19,036,333 0.1287% 13,416,361 8,317,735 62.00%76122 922 27847 Insurance Co Of The West 648,953 0.0044% 410,040 138,801 33.85%187123 517 37257 Insurance Corp Of Hannover 7,735,942 0.0523% 3,551,615 3,038,748 85.56%126124 1314 18341 Insurance Corp Of NY 2,147,982 0.0145% 1,984,660 1,754,571 88.41%163125 79 29742 Integon Natl Ins Co 2,465,265 0.0167% 4,736,275 4,523,878 95.52%161126 79 31488 Integon Preferred Ins Co 11,218,613 0.0758% 10,735,818 11,068,848 103.10%104127 1318 15598 Interins Exch Of The Automobile Club 1,269,429,314 8.5824% 1,231,191,291 787,192,819 63.94%4128 761 22837 Interstate Ind Co 16,976,039 0.1148% 11,284,231 14,639,111 129.73%83129 761 11630 Jefferson Ins Co 6,783,694 0.0459% 7,797,811 7,721,768 99.02%128130 108 10915 Kemper Auto & Home Ins Co 13,944,521 0.0943% 11,598,249 9,132,766 78.74%95131 26077 Lancer Ins Co 2,644,217 0.0179% 2,644,217 4,171,388 157.76%158132 84 11738 Leader Ins Co 21,036,577 0.1422% 25,152,860 18,093,662 71.93%69133 1172 24422 Legion Ins Co 49,508,719 0.3347% 29,045,564 20,427,964 70.33%38134 111 23035 Liberty Mut Fire Ins Co 98,501,625 0.6660% 91,532,248 64,164,476 70.10%23135 111 23043 Liberty Mut Ins Co 149,223 0.0010% 153,381 159,542 104.02%209136 1326 33855 Lincoln General Ins Co 19,756,319 0.1336% 5,030,570 4,378,615 87.04%73137 108 22977 Lumbermens Mut Cas Co 50,500 0.0003% 123,024 655,018 532.43%214138 458 35769 Lyndon Property Ins Co 13,350 0.0001% 13,350 -82,670 -619.25%227139 155 37605 Marathon Ins Co 99,394,685 0.6720% 117,667,513 63,178,306 53.69%22140 785 28932 Markel American Ins Co 882,718 0.0060% 831,058 356,731 42.92%177141 212 19356 Maryland Cas Co 2,827,638 0.0191% 2,964,378 1,596,373 53.85%151

California Department of Insurance Page 3 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined PP Auto Liab & PPAuto PD [19.2 & 21.1]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

142 41 33650 Mendota Ins Co 17,392 0.0001% 10,729 2,431 22.66%224143 304 31968 Merastar Ins Co 2,753,842 0.0186% 1,907,497 1,934,933 101.44%154144 660 11908 Mercury Cas Co 264,697,768 1.7896% 262,688,899 173,237,389 65.95%9145 660 27553 Mercury Ins Co 790,774,526 5.3463% 776,306,990 448,117,531 57.72%7146 241 25321 Metropolitan Drt Prop & Cas Ins Co 19,091,342 0.1291% 17,405,421 11,109,910 63.83%75147 852 40150 MGA Ins Co Inc 4,170 0.0000% 10,734 3,907 36.40%239148 79 38660 MIC General Ins Corp 8,923,436 0.0603% 9,193,581 5,901,391 64.19%119149 212 21687 Mid-Century Ins Co 40,133,448 0.2713% 48,037,081 18,512,030 38.54%42150 303 10920 Millennium Ins Co 18,259,913 0.1235% 16,425,080 15,732,127 95.78%78151 130 23531 Millers Ins Co 6,882,893 0.0465% 7,135,562 5,373,388 75.30%127152 227 23655 Modern Service Ins Co 5,981,488 0.0404% 7,798,441 6,418,478 82.30%133153 227 23647 Mutual Service Cas Ins Co 11,935,139 0.0807% 19,793,385 28,308,570 143.02%101154 79 30945 National Alliance Ins Co 15,350,112 0.1038% 15,288,097 9,853,521 64.45%87155 930 23671 National American Ins Co Of CA 13,276,316 0.0898% 12,537,738 8,410,578 67.08%96156 659 23701 National Automobile & Cas Ins Co 31,356,842 0.2120% 28,862,220 22,641,734 78.45%54157 218 20478 National Fire Ins Co Of Hartford 1,761 0.0000% 1,937 10,488 541.46%246158 79 23728 National General Ins Co 93,446,220 0.6318% 93,952,044 50,365,965 53.61%24159 84 32620 National Interstate Ins Co 775,462 0.0052% 828,987 334,925 40.40%181160 12 19445 National Union Fire Ins Co Of Pitts 1,024,999 0.0069% 21,667 -18 -0.08%175161 140 10723 Nationwide Assur Co 33,614 0.0002% 33,614 1,764 5.25%220162 140 23779 Nationwide Mut Fire Ins Co 23,031,214 0.1557% 21,928,846 16,638,754 75.88%67163 140 23787 Nationwide Mut Ins Co 104,793,049 0.7085% 93,899,724 77,053,447 82.06%21164 140 37877 Nationwide Prop & Cas Ins Co 10,665,421 0.0721% 9,998,417 9,914,818 99.16%107165 12 23841 New Hampshire Ins Co 550,836 0.0037% 465,179 631,431 135.74%190166 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 116,694 0.0008% 122,910 53,389 43.44%210167 885 27740 North Pointe Ins Co 6,154,524 0.0416% 5,659,039 4,714,983 83.32%131168 212 19372 Northern Ins Co Of NY 2,975,497 0.0201% 3,153,118 2,057,725 65.26%148169 41 24031 Northland Cas Co 11,087 0.0001% 12,112 833 6.88%229170 41 24015 Northland Ins Co 4,949,507 0.0335% 3,962,915 3,745,999 94.53%144171 38 20338 Northwestern Pacific Ind Co 11,001,326 0.0744% 10,678,937 3,978,281 37.25%105172 150 35424 Old Republic Minnehoma Ins Co 2,031 0.0000% 26,983 -1,775 -6.58%244173 354 39098 Omni Ins Co 23,431,650 0.1584% 18,699,719 15,328,477 81.97%64174 1129 21970 OneBeacon Ins Co 6,132 0.0000% 5,706 131,925 2312.04%235175 645 14907 Oregon Mut Ins Co 1,004,184 0.0068% 576,464 688,354 119.41%176176 38 20346 Pacific Ind Co 1,938 0.0000% 1,938 328 16.92%245177 1116 23930 Pacific Natl Ins Co 410,156 0.0028% 402,365 411,474 102.26%199178 40550 Pacific Pioneer Ins Co 9,682,068 0.0655% 9,699,469 8,394,228 86.54%115179 408 11048 Pacific Prop & Cas Co 8,709,753 0.0589% 7,350,543 5,214,984 70.95%121180 2898 37850 Pacific Specialty Ins Co 23,317,051 0.1576% 22,439,674 14,241,689 63.47%65181 1218 32859 Penn-Amer Ins Co 113 0.0000% 4,624 -55,803 -1206.81%257182 1218 10673 Penn-Star Ins Co 240 0.0000% 291 -2,581 -886.94%255183 1129 21962 Pennsylvania General Ins Co 9,073,475 0.0613% 9,646,601 5,938,287 61.56%117184 944 37648 Permanent General Assur Corp 56,708,581 0.3834% 50,252,426 40,368,311 80.33%34185 155 24260 Progressive Cas Ins Co 18,736,173 0.1267% 17,629,603 8,608,715 48.83%77186 155 11851 Progressive Home Ins Co 410,642 0.0028% 1,191,574 744,437 62.48%198187 155 32786 Progressive Specialty Ins Co 36 0.0000% 36 3,475 9652.78%258188 155 27804 Progressive West Ins Co 147,394,623 0.9965% 151,396,710 79,352,016 52.41%17

California Department of Insurance Page 4 of 6 Rate Specialist Bureau - 06/03/2002

Page 134: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined PP Auto Liab & PPAuto PD [19.2 & 21.1]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

189 91 34690 Property & Cas Ins Co Of Hartford 581 0.0000% 221 -252 -114.03%251190 304 36447 Prudential General Ins Co 2,831 0.0000% 4,638 1 0.02%242191 304 32352 Prudential Prop & Cas Ins Co 34,309,653 0.2320% 32,387,317 23,896,718 73.78%45192 796 10219 QBE Reins Corp 5,915,652 0.0400% 5,957,447 5,971,993 100.24%134193 158 24384 Ranger Ins Co 1,103 0.0000% 5,216 75,107 1439.93%249194 517 37303 Redland Ins Co 1,902,044 0.0129% 1,966,147 1,451,885 73.84%166195 84 43753 Republic Ind Co of CA 26,600,734 0.1798% 31,463,842 19,534,184 62.08%61196 574 31089 Republic Western Ins Co 17,863,002 0.1208% 22,606,919 21,127,603 93.46%80197 1234 10970 Response Ind Co Of CA 1,218,947 0.0082% 1,257,487 1,004,205 79.86%170198 1234 43044 Response Ins Co 36,184 0.0002% 34,810 -1,285 -3.69%219199 83 22128 Rocky Mountain Fire & Cas Co 610,346 0.0041% 663,399 569,803 85.89%188200 553 24678 Royal Ind Co 7,210 0.0000% 9,270 19,704 212.56%233201 553 26980 Royal Ins Co Of Amer 304,156 0.0021% 259,936 34,327 13.21%201202 163 24740 Safeco Ins Co Of Amer 235,678,827 1.5934% 233,550,191 153,643,332 65.79%11203 163 39012 Safeco Ins Co Of IL 456 0.0000% 457 68 14.88%254204 553 24694 Safeguard Ins Co 8,390 0.0001% 8,462 -253 -2.99%232205 257 10939 Safeway Direct Ins Co 4,704,170 0.0318% 4,727,342 2,396,566 50.70%145206 257 12521 Safeway Ins Co 29,206,188 0.1975% 12,413,146 10,640,215 85.72%57207 553 24902 Security Ins Co Of Hartford 867,239 0.0059% 784,962 1,183,791 150.81%178208 772 22985 Sequoia Ins Co 5,847,324 0.0395% 5,688,726 3,927,418 69.04%135209 35408 Sirius Amer Ins Co 11,799,442 0.0798% 8,283,729 6,220,899 75.10%102210 400 19216 Southern Ins Co 8,957,410 0.0606% 9,104,028 7,089,296 77.87%118211 155 44288 Specialty Risk Ins Co 5,568 0.0000% 26,368 7,763 29.44%236212 164 24791 St Paul Mercury Ins Co 388,290 0.0026% 509,499 -55,717 -10.94%200213 98 40045 Starnet Ins Co 16,059,741 0.1086% 14,139,155 12,188,654 86.20%86214 176 25151 State Farm General Ins Co 6,387 0.0000% 9,620 16,624 172.81%234215 176 25178 State Farm Mut Auto Ins Co 1,908,536,380 12.9034% 1,869,666,396 1,426,804,181 76.31%1216 93 12831 State Natl Ins Co Inc 2,517,924 0.0170% 2,313,571 3,731,982 161.31%160217 42277 Sterling Cas Ins Co 14,200,620 0.0960% 13,186,733 9,032,330 68.50%94218 407 12220 Superior Ins Co 34,095,875 0.2305% 35,167,687 27,737,598 78.87%46219 32107 Sutter Ins Co 5,018,815 0.0339% 4,256,296 3,603,112 84.65%141220 158 25496 TIG Ind Co 8,120,254 0.0549% 8,212,853 2,379,415 28.97%124221 158 25534 TIG Ins Co 24,342 0.0002% 24,342 3,621,241 14876.51%223222 158 25461 TIG Ins Co Of TX 2,991,551 0.0202% 3,856,174 4,585,287 118.91%147223 158 25518 TIG Premier Ins Co 39,379 0.0003% 52,983 282,256 532.73%218224 158 25445 TIG Specialty Ins Corp 17,256,104 0.1167% 26,339,272 22,928,252 87.05%82225 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 13,206,187 0.0893% 13,067,075 6,599,945 50.51%97226 161 18031 Topa Ins Co 21,001,253 0.1420% 21,556,931 16,896,136 78.38%70227 218 20486 Transcontinental Ins Co 4,784 0.0000% 3,197 -1,532 -47.92%237228 84 33014 Transport Ins Co 2,807,556 0.0190% 3,566,750 2,709,196 75.96%152229 218 20494 Transportation Ins Co 24,424 0.0002% 31,646 5,000 15.80%222230 41 10826 Travcal Ind Co 28,830,239 0.1949% 29,376,685 23,823,155 81.10%58231 215 19887 Trinity Universal Ins Co 14,792,404 0.1000% 24,165,376 21,697,309 89.79%89232 91 29459 Twin City Fire Ins Co Co 21,565,282 0.1458% 20,591,264 14,262,987 69.27%68233 181 18619 Underwriters Ins Co 9,273 0.0001% 135,395 -3,519,335 -2599.31%231234 400 25798 Unigard Ind Co 8,841,693 0.0598% 8,081,175 5,258,755 65.07%120235 400 25747 Unigard Ins Co 8,665,050 0.0586% 7,445,209 5,966,463 80.14%122

California Department of Insurance Page 5 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined PP Auto Liab & PPAuto PD [19.2 & 21.1]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

236 200 25941 United Services Auto Assoc 252,977,556 1.7103% 245,989,807 171,651,361 69.78%10237 215 10226 Unitrin Direct Ins Co 153,017 0.0010% 9,581 13,587 141.81%207238 212 41181 Universal Underwriters Ins Co 16,519,019 0.1117% 13,426,783 12,276,901 91.44%84239 164 25887 US Fidelity & Guaranty Co 545 0.0000% 846 20,615 2436.76%252240 200 25968 USAA Cas Ins Co 225,387,157 1.5238% 218,476,801 148,551,301 67.99%12241 200 18600 USAA General Ind Co 9,310,615 0.0629% 8,329,225 7,228,156 86.78%116242 201 25976 Utica Mut Ins Co 85,301 0.0006% 118,896 33,148 27.88%211243 218 20508 Valley Forge Ins Co 2,515 0.0000% 8,051 -19,302 -239.75%243244 215 14133 Valley Ins Co 4,957,727 0.0335% 4,894,484 4,185,874 85.52%143245 958 11762 Vesta Fire Ins Corp 81,239,695 0.5493% 75,364,138 61,691,776 81.86%27246 38 20397 Vigilant Ins Co 1,406 0.0000% 1,406 233 16.57%247247 553 13137 Viking Ins Co Of WI 126,474,378 0.8551% 124,818,807 90,101,340 72.19%19248 1172 19577 Villanova Ins Co 12,027,133 0.0813% 6,196,608 8,785,263 141.78%100249 761 10079 Vintage Ins Co 658,427 0.0045% 1,963,640 1,684,829 85.80%186250 1179 10683 Wawanesa General Ins Co 76,200,977 0.5152% 66,753,759 56,263,261 84.28%29251 1179 31526 Wawanesa Mut Ins Co Us Branch 59,327,361 0.4011% 59,689,103 42,159,247 70.63%32252 458 30830 Western Diversified Cas Ins Co 297,477 0.0020% 978,438 1,170,313 119.61%202253 27502 Western General Ins Co 20,699,230 0.1399% 11,804,715 7,915,140 67.05%71254 1278 37770 Western United Ins Co 50,819,369 0.3436% 54,157,032 38,561,867 71.20%36255 84 12599 Windsor Ins Co 1,146,686 0.0078% 2,340,698 1,981,515 84.65%172256 273 13250 Workmens Auto Ins Co 59,244,856 0.4005% 55,120,898 41,137,848 74.63%33257 84 26050 Worldwide Ins Co 2,289,139 0.0155% 2,326,249 1,082,326 46.53%162258 11126 Yasuda Fire & Marine Ins Co Of Amer 683,104 0.0046% 695,856 318,625 45.79%183259 12 26220 Yosemite Ins Co 2,099,070 0.0142% 2,069,153 516,211 24.95%164

14,791,009,605 100.0000% 14,438,700,324 10,046,878,857 69.58%Line Total:

California Department of Insurance Page 6 of 6 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined Cmcl Auto Liab & Cmcl Auto PD [19.4 & 21.2]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

1 225 20010 Acceptance Ind Ins Co 12,936,156 0.5618% 8,110,149 6,631,388 81.77%612 626 22667 Ace American Ins Co 1,370,875 0.0595% 1,898,282 1,225,395 64.55%1813 626 20702 Ace Fire Underwriters Ins Co 471,091 0.0205% 1,056,592 561,179 53.11%2174 626 20699 Ace Prop & Cas Ins Co 15,790 0.0007% 22,680 -67,253 -296.53%2645 38733 Alaska Nat Ins Co 29,206 0.0013% 27,302 4,322 15.83%2576 1325 24899 Alea North America Ins Co 43,953 0.0019% 374,983 65,469 17.46%2527 626 36528 Allied Ins Co 185 0.0000% 185 -2,284 -1234.59%2908 8 19240 Allstate Ind Co 27,098,555 1.1768% 25,805,249 18,574,150 71.98%239 8 19232 Allstate Ins Co 17,335,629 0.7528% 16,776,946 12,411,581 73.98%4110 140 19100 Amco Ins Co 1,964,517 0.0853% 2,475,205 1,289,626 52.10%16811 553 24589 American & Foreign Ins Co 2,154,174 0.0935% 2,250,054 677,021 30.09%16312 957 19720 American Alt Ins Corp 1,332,810 0.0579% 1,245,116 734,025 58.95%18213 761 21849 American Automobile Ins Co 5,549,490 0.2410% 5,683,074 3,730,235 65.64%11214 19 10111 American Bankers Ins Co Of FL 3,511,724 0.1525% 3,363,379 2,916,480 86.71%13315 218 20427 American Cas Co Of Reading PA 31,354,668 1.3616% 24,182,024 12,657,559 52.34%1716 163 19690 American Economy Ins Co 10,997,633 0.4776% 10,695,778 4,726,053 44.19%7517 1129 20613 American Employers Ins Co 2,135,117 0.0927% 2,281,206 2,679,618 117.46%16418 212 26247 American Guarantee & Liability Ins 6,876,254 0.2986% 5,830,906 7,240,986 124.18%9919 291 13331 American Hardware Mut Ins Co 5,691,566 0.2472% 5,590,207 2,799,658 50.08%10920 12 19380 American Home Assur Co 20,392,085 0.8856% 17,167,929 6,260,281 36.46%3321 761 21857 American Ins Co 14,940,731 0.6488% 15,776,143 6,361,852 40.33%5422 108 30562 American Manufacturers Mut Ins Co 6,228,367 0.2705% 6,443,609 2,906,168 45.10%10623 127 23469 American Modern Home Ins Co 781,393 0.0339% 781,447 518,102 66.30%20124 108 22918 American Motorists Ins Co 5,790,389 0.2515% 5,448,613 203,204 3.73%10825 108 18910 American Protection Ins Co 2,320,728 0.1008% 2,424,057 543,706 22.43%15626 19 19615 American Reliable Ins Co 393 0.0000% 29,731 -79,623 -267.81%28927 1346 39969 American Safety Cas Ins Co 17,736 0.0008% 9,210 10,263 111.43%26028 163 19704 American States Ins Co 34,967,223 1.5185% 32,238,067 16,047,107 49.78%1129 212 40142 American Zurich Ins Co 238,111 0.0103% 231,462 40,098 17.32%22830 124 23396 Amerisure Mut Ins Co 112,134 0.0049% 103,724 59,372 57.24%24231 28 19976 Amica Mut Ins Co 29,589 0.0013% 30,796 63,122 204.97%25632 457 19860 Argonaut Great Central Ins Co 9,643 0.0004% 16,160 -6,401 -39.61%26933 457 19801 Argonaut Ins Co 9,196 0.0004% 948,768 173,901 18.33%27034 457 19828 Argonaut-Midwest Ins Co 27,654 0.0012% 24,671 3,212 13.02%25835 761 21865 Associated Ind Corp 3,890,425 0.1689% 4,086,212 2,036,140 49.83%12836 41 21296 Associates Ins Co 2,650,012 0.1151% 4,716,242 4,765,923 101.05%15037 212 19305 Assurance Co Of Amer 15,143,275 0.6576% 13,479,735 5,860,108 43.47%5238 164 41769 Athena Assur Co 14,638,014 0.6357% 11,870,539 8,638,872 72.78%5539 41 22209 Atlantic Ins Co 37,197 0.0016% 33,719 1,406 4.17%25440 24 19895 Atlantic Mut Ins Co 11,443,610 0.4970% 11,674,304 10,014,926 85.79%7341 968 16187 AXA Re Prop & Cas Ins Co 407,032 0.0177% 101,478 45,308 44.65%22142 1330 24813 Balboa Ins Co 10,620,232 0.4612% 9,750,508 5,132,550 52.64%7743 18538 Bancinsure Inc 75,820 0.0033% 49,677 6,983 14.06%24544 689 33162 Bankers Ins Co 5,166 0.0002% 4,552 878 19.29%27845 626 18279 Bankers Standard Ins Co 432,790 0.0188% 578,936 324,849 56.11%22046 140 18961 Calfarm Ins Co 135,129 0.0059% 5,367,849 3,599,549 67.06%23947 802 13544 California Capital Ins Co 2,280,298 0.0990% 1,841,239 934,873 50.77%15848 1129 21946 Camden Fire Ins Assoc 18,610 0.0008% 55,051 10,217 18.56%259

California Department of Insurance Page 1 of 7 Rate Specialist Bureau - 06/03/2002

Page 137: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined Cmcl Auto Liab & Cmcl Auto PD [19.4 & 21.2]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

49 98 10510 Carolina Cas Ins Co 15,175,702 0.6590% 11,882,335 6,778,286 57.05%5150 10175 Cascade Natl Ins Co 1,506,528 0.0654% 1,019,071 395,865 38.85%17651 56 21237 Casualty Reciprocal Exch 4,209,625 0.1828% 2,887,216 3,045,205 105.47%12552 24 19909 Centennial Ins Co 5,602,558 0.2433% 5,125,627 3,425,723 66.84%11153 26905 Century-Natl Ins Co 45,345,119 1.9692% 41,484,920 19,203,515 46.29%654 761 22810 Chicago Ins Co 4,908,188 0.2131% 6,378,718 4,399,923 68.98%12155 18767 Church Mut Ins Co 1,991,595 0.0865% 1,934,566 659,337 34.08%16656 244 10677 Cincinnati Ins Co 241,391 0.0105% 211,008 2,457 1.16%22757 212 10315 Civic Property & Cas Co 6,088 0.0003% 3,157 0 0.00%27658 517 20532 Clarendon Natl Ins Co 37,312,651 1.6204% 22,834,594 20,670,116 90.52%959 218 20435 CNA Cas Of CA 58,634 0.0025% 58,634 0 0.00%24860 31 27812 Columbia Ins Co 2,255,358 0.0979% 2,081,038 589,730 28.34%15961 317 40827 Combined Specialty Ins Co 450 0.0000% 2,309 -12,637 -547.29%28862 12 19410 Commerce & Industry Ins Co 11,645,787 0.5057% 10,549,903 6,302,646 59.74%7163 816 13161 Commerce West Ins Co 1,514,343 0.0658% 748,970 181,512 24.23%17464 181 19489 Commercial Underwriters Ins Co 919 0.0000% 105,426 -1,119,865 -1062.23%28765 553 24872 Connecticut Ind Co 838,965 0.0364% 925,748 429,701 46.42%19866 604 32190 Constitution Ins Co 1,112,377 0.0483% 461,606 0 0.00%18967 218 20443 Continental Cas Co 18,665,948 0.8106% 15,488,338 22,570,076 145.72%3868 959 39551 Continental Heritage Ins Co 15,816 0.0007% 35,792 58,806 164.30%26369 218 35289 Continental Ins Co 7,890 0.0003% -67,624 317,350 -469.29%27470 37206 Contractors Bonding & Ins Co 1,291,205 0.0561% 1,271,674 306,196 24.08%18371 3018 22730 Converium Ins North Amer Inc 33,764,827 1.4663% 31,714,776 25,217,278 79.51%1572 350 21318 Coregis Ins Co 3,695,460 0.1605% 3,970,579 1,366,958 34.43%13173 14010 Crusader Ins Co 190,395 0.0083% 190,395 116,546 61.21%23174 306 10847 Cumis Ins Society Inc 14,026,432 0.6091% 12,893,039 6,219,685 48.24%5775 240 10499 DaimlerChrysler Ins Co 8,096,426 0.3516% 8,472,725 7,276,739 85.88%9176 920 42048 Diamond State Ins Co 46,123 0.0020% 91,149 58,403 64.07%25177 164 36463 Discover Prop & Cas Ins Co 17,595,076 0.7641% 10,189,250 5,610,160 55.06%4078 802 12890 Eagle West Ins Co 3,006,293 0.1306% 1,960,367 1,131,298 57.71%14479 57 21261 Electric Ins Co 1,132,119 0.0492% 1,132,119 253,843 22.42%18880 212 21326 Empire Fire & Marine Ins Co 17,287,608 0.7507% 15,155,743 11,095,609 73.21%4281 1129 20648 Employers Fire Ins Co 1,000,293 0.0434% 968,576 -1,291,795 -133.37%19382 111 21458 Employers Ins of Wausau 9,537,766 0.4142% 8,817,038 10,283,297 116.63%8283 62 21415 Employers Mut Cas Co 9,162,302 0.3979% 7,602,672 7,484,482 98.45%8484 1120 10120 Everest Natl Ins Co 5,069,545 0.2202% 6,024,466 3,883,830 64.47%11985 922 40029 Explorer Ins Co 6,258,997 0.2718% 6,332,941 6,699,333 105.79%10486 31 44784 Fairfield Ins Co 16,280 0.0007% 14,898 41,919 281.37%26287 158 18864 Fairmont Ins Co 1,423,002 0.0618% 1,073,128 1,999,720 186.34%18088 212 21652 Farmers Ins Exch 12,484,618 0.5422% 11,660,219 7,041,355 60.39%6389 140 13838 Farmland Mut Ins Co 1,309 0.0001% 1,146 653 56.98%28490 38 20281 Federal Ins Co 28,962,795 1.2578% 27,561,964 15,981,027 57.98%2091 7 13935 Federated Mut Ins Co 18,324,525 0.7958% 16,997,212 18,865,567 110.99%3992 11118 Federated Rural Electric Ins Corp 31,106 0.0014% 31,106 2,701 8.68%25593 7 28304 Federated Service Ins Co 705,012 0.0306% 522,063 258,779 49.57%20494 212 39306 Fidelity & Deposit Co Of MD 641,429 0.0279% 576,642 308,102 53.43%20995 164 35386 Fidelity & Guaranty Ins Co 10,157,309 0.4411% 10,154,445 8,407,919 82.80%7896 164 25879 Fidelity & Guaranty Ins Underwriters 3,636,271 0.1579% 2,865,547 976,925 34.09%132

California Department of Insurance Page 2 of 7 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined Cmcl Auto Liab & Cmcl Auto PD [19.4 & 21.2]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

97 215 19852 Financial Ind Co 18,757,898 0.8146% 18,084,964 6,330,395 35.00%3698 31453 Financial Pacific Ins Co 16,975,143 0.7372% 16,579,153 10,109,701 60.98%4599 553 24880 Fire & Cas Ins Co Of CT 10,045,877 0.4363% 12,131,057 5,390,047 44.43%79100 761 21873 Firemans Fund Ins Co 9,136,146 0.3968% 9,148,107 1,277,250 13.96%85101 1279 11150 First Amer Ins Co 977,892 0.0425% 1,081,875 2,727,869 252.14%194102 689 16578 First Comm Ins Co 2,951 0.0001% 1,097 474 43.21%282103 479 11177 First Financial Ins Co 12,551 0.0005% 61,408 176,700 287.75%265104 111 33588 First Liberty Ins Corp 105,484 0.0046% 96,544 41,515 43.00%243105 163 24724 First Natl Ins Co Of Amer 11,557,563 0.5019% 10,362,448 3,693,944 35.65%72106 349 13978 Florists Mut Ins Co 3,322,273 0.1443% 3,075,042 2,669,227 86.80%138107 350 22225 Ge Auto & Home Assur Co 1,272 0.0001% 6,156 0 0.00%285108 31 35882 Geico General Ins Co 157,149 0.0068% 142,251 137,599 96.73%236109 400 24414 General Cas Co Of WI 11,599 0.0005% 10,732 113 1.05%266110 163 24732 General Ins Co Of Amer 12,081,045 0.5246% 11,095,349 5,074,798 45.74%65111 749 16063 General Security Ins Co 11,955,960 0.5192% 9,121,750 5,151,024 56.47%69112 749 39322 General Security National Ins Co 74,181 0.0032% 111,334 13,022 11.70%246113 11231 Generali Us Branch 217,323 0.0094% 4,251,523 3,922,757 92.27%230114 31 38962 Genesis Ins Co 1,259,754 0.0547% 1,693,280 -1,310,041 -77.37%185115 553 24600 Globe Ind Co 517,807 0.0225% 388,618 -802,508 -206.50%215116 39861 Golden Bear Ins Co 1,267,081 0.0550% 764,306 290,001 37.94%184117 111 10836 Golden Eagle Ins Corp 34,335,605 1.4911% 54,367,377 33,449,232 61.52%13118 31 22063 Government Employees Ins Co 156,910 0.0068% 149,237 120,557 80.78%237119 83 22101 Grange Ins Assn 2,184,448 0.0949% 3,047,356 2,199,286 72.17%161120 12 23809 Granite State Ins Co 1,911,699 0.0830% 1,537,395 -29,253 -1.90%169121 201 25984 Graphic Arts Mut Ins Co 10,579 0.0005% 17,438 -6,774 -38.85%268122 84 26832 Great American Alliance Ins Co 1,972,735 0.0857% 1,481,984 931,731 62.87%167123 84 26344 Great American Assur Co 4,791,823 0.2081% 4,855,426 942,391 19.41%122124 84 16691 Great American Ins Co 9,274,521 0.4028% 7,414,594 1,254,598 16.92%83125 84 22136 Great American Ins Co of NY 2,306,258 0.1002% 2,116,607 696,916 32.93%157126 38 20303 Great Northern Ins Co 880,007 0.0382% 620,956 217,520 35.03%195127 150 11371 Great West Cas Co 8,597,089 0.3733% 6,999,442 6,264,899 89.51%87128 1285 22322 Greenwich Ins Co 12,027,515 0.5223% 12,766,713 8,564,734 67.09%66129 553 40541 Grocers Ins Co 858,427 0.0373% 797,176 369,145 46.31%197130 553 26948 Guaranty Natl Ins Co Of CT 3,210,803 0.1394% 4,325,897 1,939,398 44.83%140131 303 15032 Guideone Mut Ins Co 5,491,609 0.2385% 5,336,346 1,878,454 35.20%113132 41 22217 Gulf Ins Co 5,284,281 0.2295% 6,368,393 7,452,870 117.03%116133 88 22292 Hanover Ins Co 14,993,189 0.6511% 13,002,837 6,827,275 52.51%53134 26433 Harco Natl Ins Co 4,312,990 0.1873% 3,657,961 1,128,841 30.86%124135 91 22357 Hartford Accid & Ind Co 392,172 0.0170% 363,588 108,216 29.76%223136 91 29424 Hartford Cas Ins Co 20,582,601 0.8938% 18,305,790 8,952,886 48.91%32137 91 19682 Hartford Fire In Co 26,520,394 1.1517% 23,948,588 15,003,641 62.65%24138 91 30104 Hartford Underwriters Ins Co 659,463 0.0286% 615,617 836,059 135.81%207139 1116 22489 Highlands Ins Co 2,456,657 0.1067% 2,733,630 4,721,650 172.72%153140 212 22527 Home Ins Co 3,310 0.0001% 3,310 -89,330 -2698.79%281141 158 25054 Hudson Ins Co 11,344 0.0005% 128,434 7,233 5.63%267142 626 43575 Indemnity Ins Co Of North Amer 140,702 0.0061% 65,132 -1,103,960 -1694.96%238143 626 22713 Insurance Co Of North Amer 47,909 0.0021% 20,688 481,675 2328.28%250144 12 19429 Insurance Co Of The State Of PA 2,665,960 0.1158% 3,250,067 -3,858,157 -118.71%148

California Department of Insurance Page 3 of 7 Rate Specialist Bureau - 06/03/2002

Page 139: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined Cmcl Auto Liab & Cmcl Auto PD [19.4 & 21.2]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

145 922 27847 Insurance Co Of The West 3,799,523 0.1650% 6,430,862 2,675,372 41.60%129146 517 37257 Insurance Corp Of Hannover 13,218,821 0.5740% 9,547,793 8,443,238 88.43%59147 1314 18341 Insurance Corp Of NY 27,761,529 1.2056% 20,670,743 9,397,783 45.46%22148 79 31488 Integon Preferred Ins Co 1,475,704 0.0641% 1,080,267 832,894 77.10%177149 761 22837 Interstate Ind Co 7,679,227 0.3335% 4,469,732 3,160,230 70.70%92150 26077 Lancer Ins Co 15,884,707 0.6898% 13,076,263 15,252,142 116.64%48151 12 35637 Landmark Ins Co 4,206 0.0002% 4,206 362,631 8621.75%279152 84 11738 Leader Ins Co 674,596 0.0293% 580,839 333,045 57.34%205153 1172 24422 Legion Ins Co 835,404 0.0363% 1,127,708 -3,656,588 -324.25%199154 111 42404 Liberty Ins Corp 2,175,048 0.0945% 2,850,906 1,770,096 62.09%162155 111 23035 Liberty Mut Fire Ins Co 19,924,315 0.8652% 18,407,266 23,135,887 125.69%34156 111 23043 Liberty Mut Ins Co 10,948,077 0.4754% 5,682,824 5,644,627 99.33%76157 1326 33855 Lincoln General Ins Co 3,082,953 0.1339% 1,797,496 594,218 33.06%143158 111 33600 LM Ins Corp 8,701 0.0004% 7,752 -478 -6.17%272159 108 22977 Lumbermens Mut Cas Co 30,595,992 1.3287% 22,894,368 20,385,049 89.04%18160 23108 Lumbermens Underwriting Alliance 128,265 0.0056% 160,709 22,781 14.18%240161 458 35769 Lyndon Property Ins Co 7,383 0.0003% 1,614 3,371 208.86%275162 23876 Mapfre Reins Corp 20 0.0000% 20 169,652848260.00%292163 785 28932 Markel American Ins Co 751,750 0.0326% 751,750 1,681,681 223.70%202164 785 38970 Markel Ins Co 1,724,375 0.0749% 1,730,849 627,300 36.24%173165 212 19356 Maryland Cas Co 5,086,115 0.2209% 3,135,077 1,282,661 40.91%118166 88 22306 Massachusetts Bay Ins Co 636,467 0.0276% 1,032,913 2,293,172 222.01%210167 660 11908 Mercury Cas Co 45,757,288 1.9871% 42,288,776 22,811,948 53.94%5168 852 40150 MGA Ins Co Inc 3,351,540 0.1455% 2,766,132 2,509,874 90.74%137169 79 38601 MIC Prop & Cas Ins Corp 3,458,258 0.1502% 2,721,396 1,245,295 45.76%135170 212 21687 Mid-Century Ins Co 22,367,595 0.9713% 23,729,364 14,826,270 62.48%28171 169 23434 Middlesex Ins Co 163 0.0000% 142 -1,154 -812.68%291172 130 23531 Millers Ins Co 655,438 0.0285% 715,372 1,034,318 144.58%208173 802 23540 Monterey Ins Co 2,844,996 0.1235% 2,574,286 634,189 24.64%145174 79 22012 Motors Ins Corp 7,169,396 0.3113% 6,783,085 3,181,804 46.91%97175 227 23647 Mutual Service Cas Ins Co 1,819,953 0.0790% 3,746,312 2,869,229 76.59%170176 23663 National American Ins Co 96,484 0.0042% 174,152 68,113 39.11%244177 930 23671 National American Ins Co Of CA 30,096,168 1.3070% 27,755,854 16,135,036 58.13%19178 140 11991 National Cas Co 4,588,267 0.1993% 4,232,669 2,548,180 60.20%123179 155 10243 National Continental Ins Co 9,854,463 0.4279% 7,562,103 5,281,723 69.84%80180 1129 16217 National Farmers Union Prop & Cas 442,678 0.0192% 520,929 703,751 135.10%219181 1129 23752 National Farmers Union Std Ins Co 158,285 0.0069% 140,091 269,475 192.36%235182 218 20478 National Fire Ins Co Of Hartford 2,719,734 0.1181% 2,995,798 3,049,800 101.80%147183 31 20087 National Ind Co 113,876 0.0049% 22,561 -38,532 -170.79%241184 84 32620 National Interstate Ins Co 7,358,748 0.3196% 6,831,461 8,630,968 126.34%94185 31 20052 National Liab & Fire Ins Co 8,563,120 0.3719% 6,468,198 5,485,650 84.81%88186 761 21881 National Surety Corp 5,447,415 0.2366% 6,935,394 4,518,964 65.16%114187 12 19445 National Union Fire Ins Co Of Pitts 15,403,464 0.6689% 14,801,250 -7,838,639 -52.96%50188 140 28223 Nationwide Agribusiness Ins Co 3,267,970 0.1419% 1,843,309 2,521,388 136.79%139189 140 23787 Nationwide Mut Ins Co 43,975,063 1.9097% 30,792,350 17,867,175 58.02%7190 140 37877 Nationwide Prop & Cas Ins Co 3,929 0.0002% 4,228 8,812 208.42%280191 212 10317 Neighborhood Spirit Prop & Cas Co 39,196 0.0017% 18,655 0 0.00%253192 111 24171 Netherlands Ins Co The 573,366 0.0249% 170,478 70,545 41.38%213

California Department of Insurance Page 4 of 7 Rate Specialist Bureau - 06/03/2002

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2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined Cmcl Auto Liab & Cmcl Auto PD [19.4 & 21.2]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

193 12 23841 New Hampshire Ins Co 6,618,717 0.2874% 4,611,622 3,068,416 66.54%103194 1330 24848 Newport Ins Co 7,584,667 0.3294% 7,166,784 2,888,195 40.30%93195 2558 27073 Nipponkoa Ins Co Ltd (U.S. Branch) 806,152 0.0350% 822,943 788,490 95.81%200196 181 29874 North American Specialty Ins Co 2,420,884 0.1051% 2,476,393 103,283 4.17%154197 158 21105 North River Ins Co 165,808 0.0072% 212,787 281,996 132.53%234198 1129 38369 Northern Assur Co Of Amer 2,362,233 0.1026% 2,483,235 1,589,869 64.02%155199 212 19372 Northern Ins Co Of NY 17,081,799 0.7418% 17,390,734 11,552,531 66.43%44200 41 24015 Northland Ins Co 14,630,789 0.6354% 10,655,176 4,732,362 44.41%56201 1116 23906 Northwestern Natl Cas Co 497,486 0.0216% 453,994 199,445 43.93%216202 38 20338 Northwestern Pacific Ind Co 274,009 0.0119% 374,589 608,622 162.48%225203 150 24147 Old Republic Ins Co 5,042,053 0.2190% 4,683,050 2,880,090 61.50%120204 1129 20621 OneBeacon America Ins Co 11,733,488 0.5095% 13,029,667 11,988,705 92.01%70205 1129 21970 OneBeacon Ins Co 15,988,752 0.6943% 17,745,074 17,602,247 99.20%47206 645 14907 Oregon Mut Ins Co 9,075 0.0004% 8,842 201 2.27%271207 1116 41408 Pacific Automobile Ins Co 1,252,869 0.0544% 895,006 381,428 42.62%186208 626 22748 Pacific Employers Ins Co 3,789,119 0.1645% 4,282,249 516,145 12.05%130209 38 20346 Pacific Ind Co 2,004,187 0.0870% 2,417,203 2,258,161 93.42%165210 1116 23930 Pacific Natl Ins Co 1,185,931 0.0515% 1,662,303 965,378 58.07%187211 40550 Pacific Pioneer Ins Co 8,476 0.0004% 65,459 19,048 29.10%273212 2898 37850 Pacific Specialty Ins Co 6,046 0.0003% 8,226 295 3.59%277213 111 24198 Peerless Ins Co 34,520,878 1.4991% 10,553,482 3,505,975 33.22%12214 1218 32859 Penn-Amer Ins Co 404,460 0.0176% 1,231,116 924,645 75.11%222215 1218 10673 Penn-Star Ins Co 1,012 0.0000% 1,012 41 4.05%286216 1129 21962 Pennsylvania General Ins Co 13,044,863 0.5665% 12,463,580 15,417,137 123.70%60217 767 12262 Pennsylvania Manufacturers Asn Ins C 443,316 0.0193% 297,545 150,993 50.75%218218 677 18058 Philadelphia Ind Ins Co 1,429,403 0.0621% 1,200,167 625,008 52.08%179219 1129 40134 Potomac Ins Co Of IL 17,377 0.0008% 21,606 7,564 35.01%261220 155 24260 Progressive Cas Ins Co 80,533,922 3.4973% 70,431,464 37,615,453 53.41%2221 867 12416 Protective Ins Co 670,034 0.0291% 669,114 259,768 38.82%206222 304 32352 Prudential Prop & Cas Ins Co 170,693 0.0074% 170,693 -36,767 -21.54%233223 796 39217 QBE Ins Corp 17,210,448 0.7474% 17,601,738 14,762,582 83.87%43224 158 24384 Ranger Ins Co 20,990,317 0.9115% 20,401,731 14,789,702 72.49%30225 517 37303 Redland Ins Co 6,873,760 0.2985% 9,594,528 11,475,012 119.60%100226 400 24449 Regent Ins Co 183,162 0.0080% 170,933 64,089 37.49%232227 574 31089 Republic Western Ins Co 3,456,878 0.1501% 3,079,665 1,399,816 45.45%136228 98 11001 Riverport Ins Co of CA 2,654,428 0.1153% 1,952,675 1,089,129 55.78%149229 783 13056 RLI Ins Co 8,271,864 0.3592% 8,043,219 5,355,825 66.59%90230 83 22128 Rocky Mountain Fire & Cas Co 607,075 0.0264% 678,993 581,811 85.69%211231 553 24678 Royal Ind Co 8,890,953 0.3861% 7,842,244 8,860,794 112.99%86232 553 26980 Royal Ins Co Of Amer 15,785,355 0.6855% 15,769,822 15,241,696 96.65%49233 163 24740 Safeco Ins Co Of Amer 9,703,080 0.4214% 14,356,390 13,217,320 92.07%81234 553 24694 Safeguard Ins Co 596,384 0.0259% 645,137 316,886 49.12%212235 867 40460 Sagamore Ins Co 1,080,304 0.0469% 924,264 -107,711 -11.65%190236 140 15580 Scottsdale Ind Co 28,636,089 1.2436% 25,653,429 19,118,879 74.53%21237 553 24902 Security Ins Co Of Hartford 6,059,834 0.2632% 6,027,238 3,256,690 54.03%107238 41 22233 Select Ins Co 5,244,866 0.2278% 5,324,553 5,946,113 111.67%117239 169 24988 Sentry Ins A Mut Co 6,725,660 0.2921% 4,790,704 3,419,652 71.38%101240 169 21180 Sentry Select Ins Co 12,921,566 0.5611% 12,547,626 11,966,525 95.37%62

California Department of Insurance Page 5 of 7 Rate Specialist Bureau - 06/03/2002

Page 141: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined Cmcl Auto Liab & Cmcl Auto PD [19.4 & 21.2]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

241 772 22985 Sequoia Ins Co 6,972,926 0.3028% 6,943,780 3,071,397 44.23%98242 35408 Sirius Amer Ins Co 858,947 0.0373% 299,820 179,554 59.89%196243 400 19216 Southern Ins Co 1,380 0.0001% 1,773 1,246 70.28%283244 108 20524 Specialty Natl Ins Co 21,107,949 0.9166% 16,106,853 9,950,818 61.78%29245 36790 Springfield Ins Co Inc 1,739,980 0.0756% 1,641,575 494,395 30.12%172246 164 24767 St Paul Fire & Marine Ins Co 38,915,853 1.6900% 35,040,406 25,604,470 73.07%8247 164 24775 St Paul Guardian Ins Co 1,510,198 0.0656% 1,220,250 882,903 72.35%175248 164 24791 St Paul Mercury Ins Co 6,657,961 0.2891% 5,726,527 1,854,841 32.39%102249 748 18023 Star Ins Co 8,439,594 0.3665% 7,610,913 4,537,908 59.62%89250 176 25143 State Farm Fire And Cas Co 3,097,197 0.1345% 2,508,832 1,219,830 48.62%142251 176 25178 State Farm Mut Auto Ins Co 81,033,171 3.5190% 79,064,716 57,764,422 73.06%1252 93 12831 State Natl Ins Co Inc 23,944,311 1.0398% 21,862,769 9,141,125 41.81%25253 2978 20362 Sumitomo Mar & Fire Ins Co of Amer 2,644,811 0.1149% 2,321,303 1,671,829 72.02%151254 32107 Sutter Ins Co 7,200,360 0.3127% 4,794,925 2,365,496 49.33%96255 158 25496 TIG Ind Co 2,535,774 0.1101% 4,407,487 3,360,636 76.25%152256 158 25534 TIG Ins Co 13,915,539 0.6043% 15,803,543 13,820,760 87.45%58257 3098 12904 Tokio Marine & Fire Ins Co Ltd Us Br 11,979,080 0.5202% 12,015,382 4,621,581 38.46%68258 161 18031 Topa Ins Co 23,034,188 1.0003% 16,748,201 7,185,255 42.90%27259 218 20486 Transcontinental Ins Co 12,026,364 0.5223% 10,501,875 8,534,427 81.27%67260 28886 Transguard Ins Co Of Amer Inc 716,039 0.0311% 631,743 362,891 57.44%203261 218 20494 Transportation Ins Co 16,313,126 0.7084% 13,484,113 19,337,820 143.41%46262 41 19038 Travelers Cas & Surety Co 72,981 0.0032% 280,175 -1,172,138 -418.36%247263 41 25682 Travelers Ind Co Of CT 11,197,060 0.4863% 10,783,019 6,909,526 64.08%74264 41 25674 Travelers Ind Co Of IL 58,316,918 2.5325% 55,818,951 42,292,221 75.77%3265 212 21709 Truck Ins Exch 36,414,372 1.5814% 35,161,832 18,455,417 52.49%10266 91 29459 Twin City Fire Ins Co Co 1,747,186 0.0759% 1,687,918 333,218 19.74%171267 781 37893 Ulico Cas Co 1,467,036 0.0637% 1,368,656 405,026 29.59%178268 400 25798 Unigard Ind Co 2,802,386 0.1217% 2,804,512 1,411,686 50.34%146269 400 25747 Unigard Ins Co 23,923,747 1.0389% 22,700,380 13,956,959 61.48%26270 155 11770 United Fncl Cas Co 50,325,004 2.1854% 49,582,249 28,921,891 58.33%4271 158 21113 United States Fire Ins Co 12,276,829 0.5331% 7,245,024 4,211,700 58.13%64272 212 41181 Universal Underwriters Ins Co 33,965,724 1.4750% 33,256,712 24,456,377 73.54%14273 164 25887 US Fidelity & Guaranty Co 18,693,000 0.8118% 18,437,608 23,948,041 129.89%37274 201 25976 Utica Mut Ins Co 280,046 0.0122% 324,866 426,523 131.29%224275 212 26611 Valiant Ins Co 3,922,819 0.1704% 3,780,460 2,939,519 77.76%127276 218 20508 Valley Forge Ins Co 6,249,978 0.2714% 6,717,823 13,585,471 202.23%105277 215 14133 Valley Ins Co 7,201,894 0.3128% 8,103,312 7,111,625 87.76%95278 21172 Vanliner Ins Co 3,510,752 0.1525% 3,049,710 2,388,560 78.32%134279 38 20397 Vigilant Ins Co 227,650 0.0099% 303,742 25,377 8.35%229280 1172 19577 Villanova Ins Co 4,208,874 0.1828% 12,700,061 7,488,642 58.97%126281 111 26069 Wausau Business Ins Co 1,024,176 0.0445% 1,041,330 1,488,078 142.90%192282 111 26042 Wausau Underwriters Ins Co 2,241,223 0.0973% 1,851,722 1,317,195 71.13%160283 626 21121 Westchester Fire Ins Co 3,115,506 0.1353% 1,503,618 866,195 57.61%141284 27502 Western General Ins Co 31,621,785 1.3732% 40,996,376 21,208,089 51.73%16285 350 34207 Westport Ins Corp 5,417,356 0.2353% 4,752,454 3,199,671 67.33%115286 237 24635 Westward Ins Co 248,607 0.0108% 248,607 127,682 51.36%226287 748 25780 Williamsburg Natl Ins Co 1,039,879 0.0452% 1,145,578 496,950 43.38%191288 225 13234 Wilshire Ins Co 19,410,569 0.8429% 19,149,311 16,004,482 83.58%35

California Department of Insurance Page 6 of 7 Rate Specialist Bureau - 06/03/2002

Page 142: 2001 CALIFORNIA P & C MARKET SHARE REPORT · 38 111 18333 Atlas Assur Co Of Amer 1,837 0.0003% 1,838 -40,374 -2196.63%243 ... 2001 CALIFORNIA P & C MARKET SHARE REPORT.

2001 CALIFORNIA P & C MARKET SHARE REPORT

Source: NAIC Database Licensed Companies Only

Rec # Group # Naic # Company Name

Line of Business: Combined Cmcl Auto Liab & Cmcl Auto PD [19.4 & 21.2]Sorted by Company Name

WrittenPremium

Market Share

EarnedPremium

IncurredLosses

LossRatio

ShareRank

289 1285 24554 Winterthur Intl Amer Ins Co 558,794 0.0243% 583,087 696,753 119.49%214290 11126 Yasuda Fire & Marine Ins Co Of Amer 5,674,857 0.2464% 6,111,519 6,962,509 113.92%110291 212 16535 Zurich American Ins Co 20,771,545 0.9020% 20,039,285 16,682,451 83.25%31292 212 27855 Zurich American Ins Co Of IL 52,108 0.0023% 19,604 10,067 51.35%249

2,302,736,740 100.0000% 2,138,068,542 1,422,555,896 66.53%Line Total:

California Department of Insurance Page 7 of 7 Rate Specialist Bureau - 06/03/2002