U S A r m y T h r e a t F i n a n c e A n a l y s t ( T S - S C I C l e a r a n c e ) Mark Bradley, Esq. C e r t i f i e d A n t i - M o n e y L a u n d e r i n g S p e c i a l i s t ( C A M S ) 319 West 92nd St D o d d F r a n k , B a n k S e c r e c y & P a t r i o t A c t s C o m p l i a n c e New York, New York, 10025 W a t c h l i s t S c r e e n i n g : O F A C , S a n c t i o n s , P E P s , N e g a t i v e N e w s Cell: (917) 441-6990 C l i e n t E n h a n c e d D u e D i l i g e n c e ( E D D ) O n b o a r d i n g & R e m e d i a t i o n mbradleykyc@gmail.co m S u s p i c i o u s A c t i v i t y R e p o r t ( S A R ) : I n v e s t i g a t i v e R e v i e w , R e p a i r & A u d i t C l i e n t R i s k R a t i n g ( C R R ) , C u s t o m e r I d e n t i f i c a t i o n P r o g r a m ( C I P ) , K n o w Y o u r C l i e n t ( K Y C ) & A n t i -

B r i b e r y A n t i - C o r r u p t i o n ( A B A C ) A n a l y s i s

EDD Investigator, M&T Bank Corporation New York, New York & Baltimore, Maryland October 2013-Present

Conduct full spectrum Enhanced Due Diligence analysis to detect high risk customers, OFAC prohibited counterparties, monitor complex account behavior and report suspicious financial activity with respect to money laundering, terrorist financing and FATCA reform

Assess and mitigate the litigation and regulatory risk associated with high risk customers through enhanced, KYC analysis, CIP procedures and transactional review

Cooperate with Bank Counsel to identify new legal issues, communicate to all business lines current regulatory requirements and make appropriate recommendations to maximize departmental compliance resources and minimize reputational risk to the bank

Implement internal compliance policies and control procedures guided by a thorough knowledge of BSA law and AML regulations

Regulatory Financial Compliance Consultant & Enhanced Due Diligence Analyst Clients 2008 to 2013:

Market Monitoring & Due Diligence Analyst, Clifford Chance, New York, New York LIBOR Investigation: Investigate trader and management records to detect evidence of alleged

coordinated trading and potential benchmark rate manipulation, including LIBOR and ISDAFIX Conduct systemic behavioral audit of derivative trading desk audit: swaps transactional

surveillance, electronic communications monitoring and audio review of structured finance desk proprietary phone lines (squawk box) for evidence of wash trading activity

Produce FRAML analysis report based on all available evidence: account alert history, case management, SAR filings, CIP documentation, Client Risk Rating methodology and consistency in client onboarding and remediation

AML Investigations Officer, Account Intelligence Unit (AIU), HSBC, Brooklyn, New York Assist Financial Intelligence Unit (FIU) in federally mandated KYC retroactive review involving

all branches, affiliates and lines of business Conduct multi-source onboarding and remediation using a “client type/financial product” risk

analysis to determine the appropriate level of due diligence and escalation triggers Conduct SAR triage to prioritize review, repair, and escalation decisions

Electronic Communications Analyst, Federal Reserve Bank of New York (FRBNY) New York, NY Assist in Congressional inquiry regarding allegations of investment bank manipulation of a major

international interest rate bench-mark and resulting Foreign Exchange (FX) market disruption Review all relevant documentation, Wholesale-Retail-Operational-Institutional, to create course

of conduct timeline, prepare associated exhibits and presentations and file final report

KYC-AML Business Systems Analyst, Citigroup, Long Island City, New York Proactively execute Citiwide sanctions and watchlist protocol using internal database, proprietary

filter software and open source analysis to identify, confirm and escalate cases involving PEPs, SDN’s or negative news matches

Create KYC war game scenarios and behavioral models that allow for adaptive onboarding/remediation strategy corresponding to variations in financial product, account profile and client reactions to the KYC process

White Collar Crime Analyst, Baker Hostetler, LLP, New York, New York Provide investigative support to bankruptcy receivership of largest Ponzi scheme in history

involving securities & banking fraud, BSA violations, transnational money laundering and requiring identification, isolation and special accounting of fictitious financial transactions

Extensive review and analysis of bank compliance documentation, complex financial instruments and operational records to identify and prioritize client characteristics, account behavior and transactional patterns with a high correlation for suspicious activity and reportable conduct

Securities Litigation & Regulatory Compliance Analyst, Sullivan & Cromwell, LLP, New York, NY March 2003 – May 2008

Perform continual White Collar due diligence on behalf of global investment bank subject to multiple, competing compliance regimes complex litigation and reputational risk

Investigate complex financial transactions subject of United Nation “Iraq food for oil” controversy involving ABAC and Federal Corrupt Practices Act (FCPA) violations requiring, verification of international wire transfer information on SWIFT, FedWire and CHIPS, counter party validation on letters of credit complicated by linguistic and cultural barriers

Lead subpoena triage effort to prioritize investigations and responses to inquiries generated by the FCPA, FATCA, BSA and Patriot Act: 314 (a) & (b) National Security Letters, SAR documentation

Conduct financial sector enhanced due diligence of job candidates, employees, corporate officers, board members, as well as companies or industries subject to M&A activity by a “Bulge Bracket” firm

1st Lieutenant, Military Intelligence Corps United Army, (TS-SCI Clearance) 1989-1996Russian Crypto-Linguistic Analyst with the 1st Armored Division Federal Republic of Germany (FRG) Responsible for:     

Operations Security (OPSEC) investigations, SAR filings and escalation involving personnel background & records, facility physical security, and Electronically Stored Information (ESI)

Threat Finance Assessment of Post-Soviet black market activity and the potential impact on US Army operations in Europe posed by the illicit flows of funds and contraband

Electronic communications surveillance and analysis of Soviet & Warsaw Pact operations and internal monitoring of US Army and NATO signal traffic for “red flag” activity patterns and vulnerability indicators

KYC/CIP ONBOARDING, TRANSACTIONAL SURVEILLANCE AND RESEARCH SOFTWARE

Bloomberg CitiScreening 2.4Complinet

CognosD&BEDGAR Factiva

Introspect Lexis Nexis (Due Diligence- Dashboard)

Mantas 4.3 NICE (Audio) NICE (Actimize)

NorkomWorld-Check (Certified) PowerPoint

PROFESSIONAL AFFILIATIONS/ CERTIFICATIONS/AWARDS

FINRA AML-Compliance Training Wholesale-Retail-Operational-Institutional Spring (2012)Association of Certified Fraud Examiners (ACFE, 2009) National Association of Securities Dealers (NASD) FINRA license Series 3,30,31,34,63,65,66 (2011)Certified Anti-Money Laundering Specialists (CAMS, 2012)Department of Defense Certified Russian Linguist (1996)Federal Bureau of Investigation, Behavioral Analysis Unit Award for Original Research (2004)

PROFESSIONAL EDUCATION Tulane Law School, New Orleans, Louisiana, Juris Doctor, May 1998

Tulane University, New Orleans, Louisiana, Bachelor of Arts, May 1988 Dual Degree: Russian and Soviet Area Studies GPA: 3.51/4.0