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June 12 – 13 Amman - Jordan
1st Bank’s
Risk Management Conference 2013
sponsored by
الشريك اإلستراتيجي
Under the patronage Of His Excellency
the Governor of the Central Bank of Jordan
Welcome
On June 12-13/2013, Albatross Consulting with it’s strategic
partner the “Association of Banks in Jordan” will be holding
the “Bank’s Risk Management Conference "at Sheraton Hotel -
Amman - Jordan, from 9:00 AM till 5:00 PM.
The Conference will be held under the patronage of His Excellency
the Governor of Central Bank of Jordan, the aim of the conference is
to highlight the risks faced by banks and the right methods of
processing them according to the international best practices.
The Conference will include discussions of a number of working
papers submitted by local and foreigner experts in this field.
Moreover, there will be speakers representing international
specialized institutions.
Our vision is to hold such Conference annually at several
countries.
We look forward for your participation at Conference 2013
Best Regards
Samar Samara
Executive Director
Albatross Consulting
Amman-Jordan
Albatross Consulting
1st Bank’s Risk Management Conference 2013
The best way to predict the future is to invent it
Alan Kay
First Day Wednesday
12 June 2013
9:30-10:00
Opening remarks and introduction to
the conference
9:00-9:30
Registration
Panel discussion:10:00-10:45
Welcoming session:
Risk Management challenges in Jordan &
Region
Session 110:45- 12:00
Risk governance and decision making.
Aligning risk with strategy through volatile
times, (effective banking governance for
empowering risk officers to add healthy
balance vis-à-vis the bank business units.
Risk organization in the new risk paradigm
The increasing role of the CROs? The
New Role of Risk managers in Decision
Making.
Discussion
12:00- 12:15
Coffee Break
Session 212:15 - 13:30
Basel III: Expected Impact on Banks
(impact on business models and
implementations roadmaps)
Discussion
Session 314:30- 17:00
Lunch
13:30 - 14:30
"Assessing for Economic Impact in
Lending Decisions": This session will
describe how macro-economic conditions
can be explored and their
effects estimated in Credit Scoring and
Probability of Default Models. With this
advanced capability banks can exploit
competitive advantage
in lending and credit strategies and use as
part of their Basel Advanced IRB
Approach and Stress Testing.
Liquidity Risk: New regulations, New
challenges.
Internal rating systems, credit valuation
modules, Risk requirement or regulatory
requirement!. Assessing for Economic
Impact in Lending Decisions.
Discussion
CBJ, what the Stress Testing has
reviled (shaping the ICAAP –Risk
calculation vs. Risk culture) capital
management and how banks must
strength resilience
Second Day Thursday
13 June 2013
9:15-10:00
9:00-9:15
Panel discussion:
Session 110:00- 12:00
Discussion
12:00- 12:15
Coffee Break
Session 212:15 - 13:30
New Compliance Risk: The Burden of
Imported Compliance Requirements
(FATCA,BA)
Rising non performing loans, are they
threatening financial stability?
Discussion
Session 314:30- 16:00
Lunch
13:30 - 14:30
Time to rethink : IT security and BCM
Discussion
Welcome Coffee Break
New perspective on Sovereign and
Country Risk,
whets next in Europe? Navigating
turbulence in the global economy,
macroeconomic risks in the post crisis
environment, lessons learned from the crisis
Is Market Risk properly managed?
(in this highly volatile markets, are banks
managing their Market Risk?)
Closing Ceremony16:00
Risk management in Islamic banking!!
Corporate Governance: How to cope
up with the latest developments in the
international banking control standards
that aim to enhance the corporate
governance in banks.
Regulatory changes facing the financial
industry: ICAAP, SREP, Stress Testing: what
they have revealed to the policy makers?
(shaping the ICAAP –Risk calculation vs.
Risk culture) capital management and how
banks must strength resilience
David is a Principal Consultant at FICO. His responsibilities include developing Retail Credit
Basel II/III solutions for clients.
Prior to joining Fair Isaac David was Head of Basel Development, Retail Credit for the Royal
Bank Scotland Group in London.
Prior to joining RBS David was a Senior Manager at Deloitte based in London advising clients
on risk management and control systems across many countries, both in banking and other
sectors.
Before then he worked within industry covering the insurance, transportation, banking and
manufacturing industries in the risk, audit and finance functions.
David is a CIMA member (Chartered Institute of Management Accountants), and a graduate in
Economic and Economic History, University Cardiff, Wales.
Regional Sales Manager, Risk & Performance Capital Markets, MENA/SunGard
Mr.Kristensen is a seasoned professional with over 15 years of experience; Sales
management, Direct Sales, Sales Support, Professional Services & Project Management.
Consumer & corporate banking, financial services manager predictive analytics, credit
policy, risk management, performance management & financial crimes. He was Regional
Head of Risk Practice, Middle East, Africa, Turkey, South East Asia & Pakistan at SAS
Institute. Also he was Basel II Leader ,Risk Management Leadership Program / Basel II
Project Lead at GE Money Bank, AB,
Copenhagen, Denmark.
His Excellency Dr. Adel Al-Sharkas / Deputy Governor of the Central Bank of Jordan, he received
his PhD in financial economics from the University of New Orleans in the USA. In the same year,
he was appointed as assistant professor of financial economics at Alfred University in New York. In
2006, he was promoted to associate professor of financial economics at Alfred University He made
extensive contributions within the CBJ's mandate as an advisor to the Government on economic
policy making. He has also represented the CBJ in a number of national and international events.
Dr. Al-Sharkas currently serves as the chairman of the board of directors for the Jordan Mortgage
Refinance Corporation, and is a board member of the Insurance Commission and the Deposit
Insurance Corporation, as well as a member of the National Agenda Committee. At the CBJ, Dr.
Al-Sharkas is chairman of the Credit Facilities Committee, vice chairman of the Investment
Committee and the Human Resources Committee, and a member of the IT Steering Committee.
Dr. Al-Sharkas has published extensively in several well-known academic journals.
Speakers
The Future Belongs to Those WhoPrepare For it Today
Malcom X
– Mr. David Molyneaux / FICO / Europe Middle East and Africa"EMEA"
Dr. Adel Al-Sharkas / Deputy Governor / Central Bank of Jordan
Mr. Klaus Kristensen
Assistant Executive Manager and Basel 2 and Basel 3 project manager / Banks Supervision
Department - Central Bank of Jordan.
Head of the early warning system committee.
Setting up Central Bank of Jordan dashboard based on highly monitored metrics/indicators of
locally operating banks.
Basel II project manager.
Basel III project manager.
Responsible for conducting stress-testing analysis.
A representative of the Central Bank in the financial soundness indicators program held by the
International Monetary Fund, which aims at training the member countries to calculate the most
important financial indicators needed to assess the financial sector in Jordan.
The Future Belongs to Those WhoPrepare For it Today
Malcom X
Speakers
Mr. Mohammad Amaireh / Executive Manager Financial Stability Department Central
Bank of Jordan.
Dr. Adnan Shaher Al’Araj
The Future Belongs to Those WhoPrepare For it Today
Malcom X
General Manager BLOM-Bank Jordan
Ph.D in Finance, ACPA, Arab Certified Public Accountant (ASCA),
INSEAD Business School, Paris.
Deputy Chairman of Trustees Board of Middle East University for Graduate Studies
Member of Deanship of Science Faculty in Jordan University
Member of Deanship of Postgraduate Studies & Scientific Research in Al-Ahliyya
Amman University since
Supervisor on Ph.D Dissertations in banking department in Arab Academy for Banking and Finance
Sciences.
Lecturer and instructor these institutions:
Meddle East University, Arab Academy for Banking and Finance Sciences, Oman International Bank, Oman
Institute of Banking , International Finance Corporation (IFC)-World Bank, Al Rajhi Banking Corporation
Arab Bank, Industrial Development Bank (IDB), Housing Bank
Dr Adli Kandah is the Director General of the Association of Banks in Jordan (ABJ) since July
2006, with over 25 years of experience in banking and economics. He was a member of the
National Dialogue Committee 2011.He was the Economic Advisor for the Minister of Labor during
the period 2005-2006, He started his career in the Research Department at the Central Bank of
Jordan in June 1990. He was delegated to work as an Economic Expert at Qatar’s Central Bank
during the period (June 2001- April 2004). Dr. Kandah has more than 60 published studies in
different areas in economics, trade, finance and banking, also published several books on:
Jordan's Economic Policies, privatization, Banks, Financial Crises and GATS agreements.
Dr.Adli Kandah ,Director General , Association of Banks in Jordan
Speakers
The Future Belongs to Those WhoPrepare For it Today
Malcom X
Head of Division – Information and Related Technology Supervision \ Banking Supervision
Department, at the Central Bank of Jordan (CBJ), appointed in the CBJ in 1995
Information Systems Audit and Control Association (ISACA - USA) member since 2003
Consultant of the CBJ in the field of information security governance, e-Government, Risk
Management and Business Continuity Management.
Instructor, international conference speaker and free lance consultant in the fields of: Certified
Information Systems Auditor (CISA), operational risk management, IT Risk Management, e-
Banking, Auditing, Information Security and I.T. Governance, since 2005 in Jordan, United
Kingdom, UAE, Kuwait, Syria, Libya and Sudan, he has more than (2000) training hours
presented.
Mr. Azem hold Master degree in Accounting and Finance, he has more than nineteen years of
banking experience in many fields: the Risk management, Financial control and analysis, Audit
and Basel compliance audit, operations, credit , Total Quality Management and Strategic
Planning. Now he is the executive manager of Risk Management Department at Jordan Kuwait
Bank, Credit(credit analysis ,credit administration and control) , Market, Operational Risks, IT
security and Business Continuity Management, Complying with Basel requirements are under his
responsibility.
He was a member in the working groups that chosen by CBJ in order to implement Basel II on the
level of Banking sector in Jordan and many other committees formed in the banking sector
Contributed in many conferences and specialized training courses over the Middle East, writing
many articles specialized in Basel and risk management.
– Mr. Mohamed J. "Azem Hamad“ Risk Management Department Manager /
Jordan Kuwait Bank
Mrs. Dema Aqel
Deputy General Manager / Aletihad Bank - Jordan
Mr. Nader Qahoush ,CISA,CISM,CGEIT,CRISC
Speakers
The Future Belongs to Those WhoPrepare For it Today
Malcom X
Is the Managing Director and Head of MENA Investments at Rashed Al-Rashed Group;
one of the large conglomerates in KSA. Eyad has 19 years of experience in the
investment and finance field. He is responsible for the Group’s investments in the MENA
region, which fall under direct investments, private equity and PIPEs. Previously, he was
an Executive Director with the Client Advisory Group at Bank Julius Baer based in
Dubai where he launched and managed the Onyx MENA Fund one of the first and
largest dedicated multi-strategy MENA hedge funds. Prior to that Eyad was the head of
Asset Management of Atlas Investment Group, the largest asset management group in
Jordan and the investment banking arm of the Arab Bank. Throughout his career, Eyad
structured, launched and managed several investment funds including a long only, a
hedge fund, a private equity fund and a direct real estate investing primarily in the
MENA region. He also executed and exited successfully a number of private equity
transactions. He is a Chartered Financial Analyst (CFA) and a member of the CFA
institute. Eyad received his MBA and B.Sc. with honors in Accounting and Business
Administration from the University of Jordan. “
– Mr. Eyad Mashal, CFA
Mr. Hani Jawabreh , CFA, FRM, PRM, CAIA, MBA National Leasing & Financing Co. (Al-Zumorrodah Group) Kuwait – Chief Executive Officer
3/11 – Present
The Housing Bank for Trade and Finance – Int'l Investment Manager
Arab Bank plc - Market Risk Manager , Amman, Jordan
Mr. Ahmad Abdulla
General Manager - Chief Risk Officer / Bank Nizwa / Muscat, Oman
Deputy CEO / Chief Risk Officer / Chief Credit Officer / Jordan Dubai Islamic Bank /
Chief Risk Officer / Chief Credit Officer / Central Bank of Libya (Gumhouria Bank)
Head of Group Credit Risk / Arab Bank
About the Organizer and Sponsors
SunGard is one of the world’s leading software and technology services companies.
SunGard has more than 17,000 employees and serves approximately 25,000
Albatross Consulting & Training Your Way Towards The Lead
Albatross establishment was associated in 2008 for providing services in the fields of
training and consultations at a very high level of quality, and distinguished method based on
FICO (NYSE:FICO), formerly known as Fair Isaac, delivers superior predictive analytics solutions that
drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer
behavior has transformed entire industries and revolutionized the way risk is managed and products
Founded by Daniel Dib, in Dubai in 2000, after several years at MasterCard International in the capacity of
Director, Member Relations, Middle East & North Africa Region to answer the growing need of the banks
and financial institutions in the region. Its mission is to help its clients differentiate their retail products and
services while improving their risk management and profitability. To date, Cadmus has over 49 clients in the
Financial services and Telecom sectors. Cadmus International, covers the Middle-East region with four
the best possible professional standards that depend on the best international practices. Because we in
customers in more than 70 countries. SunGard provides software and processing solutions for financial services,
education and the public sector. SunGard also provides disaster recovery services, managed IT services, information
availability consulting services and business continuity management software. With annual revenue of over $4 billion,
SunGard is the largest privately held software and services company and was ranked 480 on the Fortune 500 in 2012.
Jordan Kuwait Bank established in 1976, Today, the Bank is considered one of the
few successful Jordanian enterprises established with Inter-Arab interests. After 37
years of banking activities, steady expansion efforts and modernization plans, the
Bank has become a well established, highly prestigious and deeply rooted banking institution, boosting a network of
more than 50 branches strategically located throughout Jordan and two branches in Palestine and a branch in Cyprus
enabling the Bank’s clients to carry out all their financial transactions inside and outside of Jordan swiftly, efficiently and
with the highest levels of quality.
The Bank’s paid-up capital was gradually increased from JD 5 million at establishment to JD 8.5 million in 1991, to JD
10 million by end of 1994 and to JD 20 million in 1997. Then in 2001, the paid-up capital was increased to JD 25 million
and then to JD 31.25 million in 2004. In 2005, the capital was increased to JD 40 million and then to JD 75 million in
2006 and finally to JD 100 Million in 2008.
Albatross, believe that integration coherence and consistency among the accumulative and scientific methodological
experiences in work from the fundamental requirement for providing a remarkable services, our work team of
administrators, consultants and trainers to reflect the philosophy of the establishment in achieving its vision.
are marketed. FICO’s innovative solutions include the industry-leading solutions for measuring credit risk, managing
credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint
accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and
government agencies rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and
competitive demands.
For additional information: www.fico.com
areas of expertise through partnering with world leaders in their respective fields:
• Credit Risk Management: Fair Isaac - FICO
• Enhanced Payments & Loyalty: Welcome Real-Time
• Enhancements to Bank Retail Products: Alico
• Strategic Marketing Consulting to the Retail Arm of Banks. Cadmus International provides leading edge
consulting services in cards marketing.
For additional information: www.cadmusinternational.com [email protected]
Who ShouldAttend
Date
Venue
Registration
The Conference will be held on
12 – 13 June 2013
Please complete and return
Registration form to:
Albatross Consulting
Phone: +962 6 5928660
Fax: +962 6 5928606
Email:[email protected]
P.O Box: 831318 – 11183
Amman - Jordan
Sheraton Hotel Amman – Jordan
Time
9:00 am till 5:00 pm,
including two coffee breaks and
lunch.
1. Central Bank's Supervision
Department.
2. Risk Management Department in
Banks.
3. Compliance Departments in Banks.
4. Financial Departments in Banks.
5. Audit Departments in banks.
6. Departments of Basel
Implementation.
last date of registration :
3 June 2013
7.Credit Department in Banks