16564consumer protection-act-1986-120706233328-phpapp2
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Transcript of 16564consumer protection-act-1986-120706233328-phpapp2
CONSUMER PROTECTION ACT, 1986
Presented byROHIT MAHAJAN M.Com. 3RD Sem
CONSUMER PROTECTION ACT, 1986
It aims at providing better protection of the interests of the consumers.
Act applies to whole of India except Jammu and Kashmir.
The Act applies to all goods and services unless expressly exempted by the Central Government by notification.
Consumer RightsSafety
Education
Choose Information
Redressal
Heard
Objectives of CPA, 1986
SALIENT FEATURES OF COPRA
The Right to Safety - The right to be protected against marketing of goods and services, which are hazardous to life and property.
The Right to be Informed - The right to be informed about the quality, quantity, purity, standard and price of the goods or services so as to protect consumers against unfair trade practice.
The Right to Choose - The right to be assured access to a variety of goods and services at competitive prices.
The Right to be Heard -The right to be heard and to be assured that consumers’ interests will receive due consideration at appropriate authority.
The Right to Redress - The right to seek redressal against unfair trade practices or restrictive trade practices or unscrupulous exploitation of consumers.
The Right to Consumer Education - The right to acquire the knowledge and skills to be an informed consumer.
WHO IS A CONSUMER ?
Any person who buys goods or avails services for consideration
Consideration may be fully paid, partially paid or fully promised to be paid or partially promised to be paid
Any body who uses the goods or services with the consent of the consumer
WHAT IS A COMPLAINT?
• An allegation in writing by a complainant that:
– An unfair or restrictive trade practice is practised by trader or service provider
– Goods bought or to be bought or services hired or to be hired suffered from any deficiency
– Trader or service provider has charged excess price
– Goods and services are hazardous or are likely to be hazardous to life and safety.
WHAT IS A DEFECT ?
Fault Imperfection Shortcoming
In the Quality Quantity Potency Purity Or Standards
Which is required to be maintained by or under any law for the time being in force
CONSUMER DISPUTE REDRESSAL AGENCIES
1) A Consumer Dispute Redressal Forum at the District level.
2) A Consumer Dispute Redressal Commission at the State level.
3) A National Consumer Dispute Redressal Commission at national level.
JURISDICTION
Forum / Commission Where the value of the goods or services and the compensation, if any claimed,
District Forum Does not exceed Rs. 20 lakhs
State Commission Rs. 20 lakhs and above but not exceeding One Crore
National Commission Above One Crore
FILING OF COMPLAINTS
A complaint may be filed by
a) The consumer to whom the goods are sold or
services are provided
b) Any recognised consumer association
c) One or more consumers with same interest
d) The central government or state government
FILING OF COMPLAINTSThe Fee for filing the Complaint for the district forum is as under
Sr. No.
Value of Goods / Service and Compensation Amount of Fees
1) Upto Rs. 1 lakh rupees Rs. 100
2) Rs. 1 Lakh and above but less than Rs.5 lakhs Rs. 200
3) Rs. 5 Lakhs and above but less than Rs. 10 lakhs Rs. 400
4) Rs. 10 lakhs and above but less than Rs. 20 lakhs Rs. 500
The fees shall be paid by Cross demand Draft drawn on a nationalized bank or through crossed Indian postal order drawn in favour of the Registrar of the Sate Commission and payable at the place of the State Commission .
Mode for filing a Complaint?
In person Through agent/lawyer By Registered Post A.D.
LIMITATION PERIOD
Within two years from the date on
which the cause of action has arisen.
PENALTIES
Punishable with imprisonment for a term which shall not be less than one month but which may extend to three years
Fine which shall not be less than two thousand rupees but which may extend to ten thousand rupees
Or with both.
Chetan Prakash vs.
MET Institute of computer Science
CASE STUDY
• Prakash was in final year of BSc when he sought admission in the
institute for MCS
• The institute had stipulated that in order to pursue the MCS course,
student has to clear III year exams
• He deposited the fees before declaration of result
• Seeing that he had failed in exams, he tried to withdraw the
admission and requested for a refund, to which the institute did not
responded
• Finally, he sent a legal notice to the institute, and then lodged a
complaint in the consumer forum.
Judgement
• The institute had to pay the complainant, Chetan Prakash, Rs
32,000 as compensation for harassment along with the course fee
of Rs.62,200.