15 Money Saving Tips

15 SAVING MONEY TIPS15 SAVING MONEY TIPS

José R. FigueroaMay-2014

www.figueroafinancial.com

DO YOU NEED HELP?DO YOU NEED HELP?

May-201415 Money Saving Tips - www.figueroafinancial.com 2

Do you struggle with saving money on everyday purchases?

As you seek to get your finances under control, it is quite possible you are running

into trouble with a few categories on your budget.

As I recall our own journey towards financial wellness my wife and I ran into that problem.

For us there were 3 categories where the spending fluctuated greatly: groceries, restaurants,

and recreation/entertainment.

I know these areas could be a challenge for you as well and I wanted to help with 15

money saving tips.

GROCERIESGROCERIES


1. Use coupons.

2. Shop with a list and only get those items on the list.

3. It’s ok to get the store brand. In many cases, the items are as good as the name brand.

4. Don’t go shopping when you are hungry. You will want to buy anything and everything!

5. Use cash (envelope system). When the money runs out, you stop shopping.

RESTAURANTSRESTAURANTS


Yes, it is ok to eat out even when you are on a budget.

Just make sure your spending is consistent with your income and that

you plan for it in your budget.

In addition:

1.Look for special offers like “2 for the price of 1”.2.Couples: Order an appetizer and share a meal.3.Drink water. This is cheaper than drinks, tea, or soft drinks and water is better for you anyway.4.Use cash (envelope system). When the money runs out, it’s time for leftovers.

RECREATION/ENTERTAINMENT: MOVIESRECREATION/ENTERTAINMENT: MOVIES


1. Go to the first show of the day, or a matinee and save on the full ticket price. One of my readers say that he

and his wife do this on Sunday mornings on a weekly basis as their “date day”. It is cheaper and it helps

your relationship!

2. Looking for a rental for a home movie night? Redbox offers rentals for

about $1 (if you register with Redbox, you get coupons via e-mail). You could

even do an internet search for “coupons” and find some coupons for free movies (it might apply to other

items as well).

RECREATION/ENTERTAINMENT: PARKSRECREATION/ENTERTAINMENT: PARKS


Watch out for special deals at parks/museums in your

local area.

One of my readers indicated that she watches for the “Dollar Days” at the local

Zoo.

RECREATION/ENTERTAINMENT: BOOKSRECREATION/ENTERTAINMENT: BOOKS


1. Don’t buy the hard cover edition of a book. Wait for the paperback edition.

2. Shop at a store that resells books at discounted prices (like Half Price Books). You can find a great selection of used books at great prices.

3. Get a library card from your local library and take advantage of the opportunity of borrowing a book.


ABOUT THE AUTHORABOUT THE AUTHOR

José R. Figueroa is a Personal Finance Coach/Blogger @

Figueroa Financial: Help and Hope for Your Finances.

He is also the author of the e-books 7 Principles for Financial Success and Not Mine, Not Yours, But Ours

now available @ Amazon.

http://www.figueroafinancial.com/

http://www.amazon.com/dp/B00C7S4QU8

http://www.amazon.com/Not-Mine-Yours-Ours-ebook/dp/B00EBE8Z94/ref=as_li_wdgt_ex?&linkCode=wey&tag=figuerfinanc-20


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15 Money Saving Tips

Economy & Finance

Transcript of 15 Money Saving Tips