100% Financing

Equal Housing Lender Global Advisory Group, Inc. dba Mortgage Advisory Group Rev. 03/11 Bellevue • Everett • Marysville • Mill Creek • Puyallup • Wenatchee • Woodinville • Arizona Mortgage Advisory Group’s top-notch customer service is the core of our outstanding reputation. We pride ourselves on extensive knowledge of mortgage programs and regulations, advising you on the best option for your needs, today and for years to come. A Lifetime of Mortgage Advice Your Future is Our Focus USDA LOANS AFFORDABLE HOUSING FOR RURAL AMERICA Call me today for information and a free loan consultation! Q 100 percent financing—no down payment required Q Finance full purchase price plus closing costs up to 103.50% appraised value Q 6% seller concessions permitted for closing cost assistance Q 100% gifting permitted for all closing costs Q NOT limited to first-time home buyers Maximum loan amounts and other restrictions may apply. Ask for details. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. Q No monthly mortgage insurance—one time guarantee fee at closing which keeps monthly payments lower than FHA Q Finance required property improvements into total loan up to 103.5% of “as improved” value, repairs may be completed after loan closing (Max $10,000) How a USDA Loan Works If your customers are purchasing a home in a USDA Rural Development (formerly the Farmers Home Administration) defined rural area, they may be eligible for financing with the Guaranteed Rural Housing Program which features 100% financing. Rural-area homes may qualify for USDA loans. These loans provide 100% financing, including most or all closing costs. No down payment or monthly mortgage insurance required, so payments may be lower than an FHA. Not limited to first-time buyers. Whether you want to buy a home, refinance your existing home or build a new one, Mortgage Advisory Group can help. USDA Loans Mean Affordable Housing for Rural America Mill Creek Office 15117 Main Street Suite B106 • Mill Creek, WA 98012 Phone: 425.224.8300 • Toll Free: 888.618.8007 Bellevue Office 225 108th Ave NE Suite N150 • Bellevue, WA 98004 Office: 425.732.5800 • Toll Free: 877.752.8007 www.MAGloans.com Mike Bon MLO-119781 Mortgage Advisor Cell: 253-495-2095 Direct: 425-224-8347 [email protected]

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Equal Housing LenderGlobal Advisory Group, Inc. dba Mortgage Advisory Group Rev. 03/11

Bellevue • Everett • Marysville • Mill Creek • Puyallup • Wenatchee • Woodinville • Arizona

Mortgage Advisory Group’s top-notch customer service is the core of our outstanding reputation. We pride ourselves on extensive knowledge of mortgage programs and regulations, advising you on the best option for your needs, today and for years to come.A Lifetime of Mortgage Advice

Your Future is Our Focus

USDA LOANSAFFORDABLE HOUSING FOR RURAL AMERICA

Call me today for information and a free loan consultation!

QQ 100 percent financing—no down payment requiredQQ Finance full purchase price plus closing costs up to 103.50%

appraised valueQQ 6% seller concessions permitted for closing cost assistanceQQ 100% gifting permitted for all closing costsQQ NOT limited to first-time home buyers

Maximum loan amounts and other restrictions may apply. Ask for details. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply.

QQ No monthly mortgage insurance—one time guarantee fee at closing which keeps monthly payments lower than FHA

QQ Finance required property improvements into total loan up to 103.5% of “as improved” value, repairs may be completed after loan closing (Max $10,000)

How a USDA Loan Works

If your customers are purchasing a home in a USDA Rural Development (formerly the Farmers Home Administration) defined rural area, they may be eligible for financing with the Guaranteed Rural Housing Program which features 100% financing.

Rural-area homes may qualify for USDA loans. These loans provide 100% financing, including most or all closing costs. No down payment or monthly mortgage insurance required, so payments may be lower than an FHA. Not limited to first-time buyers.

WhetherQyouQwantQtoQbuyQaQhome,QrefinanceQyourQexistingQhomeQorQbuildQaQnewQone,QMortgageQAdvisoryQGroupQcanQhelp.USDA Loans Mean Affordable Housing for Rural America

Mill Creek Office15117QMainQStreetQSuiteQB106Q•QMillQCreek,QWAQ98012Phone:Q425.224.8300Q•QTollQFree:Q888.618.8007QBellevue Office 225Q108thQAveQNEQSuiteQN150Q•QBellevue,QWAQ98004QOffice:Q425.732.5800Q•QTollQFree:Q877.752.8007

www.MAGloans.com

Mike BonMLO-119781Mortgage AdvisorCell: 253-495-2095Direct: [email protected]