IT’S YOURS.THE SATISFACTION OF HOMEOWNERSHIP, ACHIEVING THE AMERICAN DREAM, CANNOT BE

MEASURED AGAINST ANY OTHER POSSESSION.

FREEDOM.THE HOME IS YOURS. YOU CAN DECORATE

ANY WAY YOU WANT AND CHOOSE THE TYPES OF UPGRADES AND NEW AMENITIES

THAT APPEAL TO YOUR LIFESTYLE.

EQUITY.MONEY PAID FOR RENT IS

MONEY THAT YOU’LL NEVER SEE AGAIN, BUT MORTGAGE

PAYMENTS LET YOU BUILD EQUITY OWNERSHIP INTEREST

IN YOUR HOME BY PAYING TOWARD THE PRINCIPLE.

SAVINGS.BUILDING EQUITY IN YOUR HOME IS A READY-MADE SAVINGS PLAN. AND WHEN YOU SELL, YOU CAN GENERALLY TAKE UP TO $250,000 ($500,000 FOR A MARRIED COUPLE) AS GAIN WITHOUT

OWING ANY FEDERAL INCOME TAX.

TAX BENEFITS. THE U.S. TAX CODE LETS YOU DEDUCT THE INTEREST YOU PAY ON YOUR MORTGAGE,

YOUR PROPERTY TAXES, AND SOME OF THE COSTS INVOLVED IN BUYING A HOME.

PREDICTABILITY.UNLIKE RENT, YOUR FIXED-RATE MORTGAGE PAYMENTS DON’T

RISE OVER THE YEARS, SO YOUR HOUSING COSTS MAY ACTUALLY

DECLINE AS YOU OWN THE HOME LONGER.

ENERGY EFFICIENCY. AS A HOMEOWNER, YOU CAN MAKE ADJUSTMENTS TO YOUR CONSTRUCTION THAT ALLOWS YOU TO SAVE MONEY ON HEATING AND COOLING EXPENSES. IN MOST CASES, THE LANDLORD ISN’T

PAYING THE ELECTRIC BILL AND HAS NO INCENTIVE TO INSTALL ENERGY SAVING FEATURES.

ESTABLISHED.REMAINING IN ONE NEIGHBORHOOD FOR SEVERAL YEARS ALLOWS YOU AND YOUR

FAMILY TIME TO BUILD LONG-LASTING RELATIONSHIPS WITHIN THE COMMUNITY. IT

ALSO OFFERS CHILDREN THE BENEFIT OF EDUCATIONAL AND SOCIAL CONTINUITY.

STABILITY. WHEN YOU OWN A HOME, IT IS POSSIBLE TO MAKE LONG-TERM

PLANS OR AS SHORT AS 6 MONTHS TO A YEAR AWAY. WITH RENTING, THE SURETY OF YOUR ADDRESS IS ONLY AS LONG AS

YOUR LEASE.

APPRECIATION. HISTORICALLY, REAL ESTATE HAS HAD A LONG-TERM, STABLE GROWTH IN VALUE. IN ADDITION, THE NUMBER OF U.S. HOUSEHOLDS IS EXPECTED TO RISE 10 TO 15 PERCENT OVER THE NEXT DECADE,

CREATING CONTINUED HIGH DEMAND FOR HOUSING.

DISCOVER YOUR NEW HOME TODAY.www.sheahomes.com/arizona