1FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom Guarantee

Guaranteed Death Benefit flexibility up to age 120.

Death benefit guarantee subject to timely payment of planned premiums

2FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom GuaranteeGuaranteed Death Benefit

• Assure clients who have negative personal experience of under performing UL or VUL.

• Guaranteed death benefit of whole life at lower cost and flexibility of UL.– Clients pursuing whole life can buy Custom Guarantee instead.

– Buy more death benefit for same premium

Death benefit guarantee subject to timely payment of planned premiums

3FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom Guarantee

• A competitive guaranteed product– Annual Pay– Short/Single Pay

• Super Preferred rate class • A product with marketable features!

4FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom Guarantee Features

• Guaranteed death benefit up to age 120• Issue ages 15 days to 85 (age nearest)• $25,000 minimum DB on all rate classeson all rate classes• Available for conversion• Guaranteed Exchange Privilege

5FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom Guarantee Commissions

• Competitive Commissions

• 2 Year rolling Target allows up to 2 years to meet target premium.

6FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom GuaranteeTop Markets

• Permanent Protection

• 1035 exchanges

• Legacy Building

7FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom GuaranteePermanent Protection

Who’s buying?• Age 35-65• Annual Pays

Why sell Custom Guarantee?• Broad Super-Preferred class• Super competitive premium

8FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom Guarantee1035 Exchanges

Who’s buying?• Ages 45-75• Asset transfer with/without premium

Why sell Custom Guarantee?• Death Benefits down to $25,000 (with top class available)

• Improve client’s position– Death Benefit, Premium, Guarantees, or ALL THREE!

9FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

Custom GuaranteeLegacy Building

Who’s buying?• Age 60-85• Single-premium asset transfer

Why sell Custom Guarantee?• Great single-pay performance age 60+• Larger DB for client and agent• Competitive Standard rate class

10FOR AGENT/BROKER USE ONLY. NOT INTENDED FOR CONSUMER SOLICIATION PURPOSES.

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The Custom Guarantee is a flexible premium adjustable life insurance policy and is issued under policy form series LS170. Not all plans, features, or riders may be available in all states.

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