05 SIP calculator

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Transcript of 05 SIP calculator

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    Expenditure 50000

    Current Age Inflation Rate 7%30

    At Age No. of yrs Year

    30 1 2011 50000

    31 2 2012 53500

    32 3 2013 57245

    33 4 2014 61252

    34 5 2015 65540

    35 6 2016 70128

    36 7 2017 75037

    37 8 2018 80289

    38 9 2019 85909

    39 10 2020 91923

    40 11 2021 98358

    41 12 2022 10524342 13 2023 112610

    43 14 2024 120492

    44 15 2025 128927

    45 16 2026 137952

    46 17 2027 147608

    47 18 2028 157941

    48 19 2029 168997

    49 20 2030 180826

    50 21 2031 193484

    51 22 2032 207028

    52 23 2033 221520

    53 24 2034 237026

    Inflated Expenditure permonth

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    53 24 2034 237026

    72 43 2053 857213

    73 44 2054 917218

    74 45 2055 98142375 46 2056 1050123

    76 47 2057 1123631

    77 48 2058 1202285

    78 49 2059 1286445

    79 50 2060 1376496

    Please refer the last sheet for statutory details and risk factors

    Note: The figures shown above is only for illustration purpose. For

    explaining the concept the expendituer of Rs. 50000 per month isassumed. The investors may change the amount depending on theirexpenditure per month. Rate of inflation is assumed 7% p.a.for thepurpose of explaining the concept. The inflation rate and the actualexpenditure will depend on the various market conditions and maysignificantly differ from assumed inflation rate. This document is

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    Rupee Cost Averaging

    Systematic Investment Plan

    SIPDates Monthly Investment NAV Units Alloted

    1 1-Jan-10 4000 24 166.67

    2 1-Feb-10 4000 26 153.85

    3 1-Mar-10 4000 28 142.86

    4 1-Apr-10 4000 30 133.33

    5 1-May-10 4000 31 129.03

    6 1-Jun-10 4000 26 153.857 1-Jul-10 4000 24 166.67

    8 1-Aug-10 4000 19 210.53

    9 1-Sep-10 4000 17 235.29

    10 1-Oct-10 4000 14 285.71

    11 1-Nov-10 4000 12 333.33

    12 1-Dec-10 4000 20 200.00

    Total 48000 2311.12

    Average NAV 22.58

    Average Cost per unit 20.77

    25

    30

    35

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    Systematic Investment Plan

    SIP Calculator

    Your Present Age 30 Years

    Retirement Age 55 Years

    Expected Return on your SIP investment 15% Per Annum CAGR*

    Your Per Month savings (Outflow) 5,000 Rs.

    Total Term of SIP Investment 25 Years

    Annual saving 60,000 Rs.

    Your total Saving till Retirement 1,500,000 Rs.

    Amount on Maturity 12,767,581.05 Rs.

    Assumed a saving of Rs. 5000 invested every month and value of investments arrived at assuming 15% CAGR (CompoundedAnnual Growth Rate) calculated based on IRR since SIP installments are received at different intervals across the SIP period. Theactual value depends on various market factors and economic conditions and may be significantly differ from values depicted above.

    Duplicating all or any part of this calculator is prohibited. This calculator is for information purposes only and is not an offer to sell or a

    solicitation to buy any mutual fund units/securities. Results based on this calculator alone are not sufficient and should not be usedfor the development or implementation of an investment strategy. The actual results depend on the market conditions and the valueof investments may go up or down depending on market factors. Information provided shall not be construed as investment advice toany party. The contents of this calculator do not seek to influence the opinions/behaviour of the users. The ICICI Prudential AssetManagement Company Ltd (AMC) does not guarantee the accuracy, adequacy or completeness of this calculator and is notresponsible for any errors or omissions or for the results obtained from the use of this calculator. The AMC or any other company ofthe ICICI group has no financial liability whatsoever to the users of this calculator.

    Statutory Details: ICICI Prudential Mutual Fund (the Fund) was set up as a Trust sponsored by Prudential plc (through its whollyowned subsidiary namely Prudential Corporation Holdings Ltd) and ICICI Bank Ltd. ICICI Prudential Trust Limited (the Trust

    Company), a company incorporated under the Companies Act, 1956, is the Trustee to the Fund. ICICI Prudential Asset ManagementCompany Ltd (the AMC), a company incorporated under the Companies Act, 1956, is the Investment Manager to the Fund. ICICIBank Ltd and Prudential Plc (acting through its wholly owned subsidiary namely Prudential Corporation Holdings Ltd) are the

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    .market risks and the NAV of the schemes may go up or down depending upon the factors and forces affecting the

    securities market and there can be no assurance that the fund's objectives will be achieved.Past performance of theSponsors, AMC/Fund does not indicate the future performance of the Schemes of the Fund. The Sponsors are not responsible orliable for any loss resulting from the operation of the Schemes beyond the contribution of an amount ofRs.22.2 lacs, collectively made by them towards setting up the Fund and such other accretions and additions to the corpus setup by the Sponsors.