Place Image

Cary Carbonaro, CFP, MBA

@CaryCarbonaro

Women, the Workplace & Money: How to Take Action Today & Plan for Tomorrow

#LCW2016

#WomenInMoney Cary Carbonaro is not a representative of Experian. United Capital is not endorsed, retained nor affiliated with Experian.

2 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

Women have a unique relationship with money

3 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

Women make decisions differently

4 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

Compared to their male colleagues, women are LESS

likely to…

Plan for their financial future

Negotiate benefits and compensation

Advocate for a promotion and personal accomplishments

Feel comfortable/confident making financial decisions

Have a backup plan

5 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

Compared to their male colleagues, women are MORE

likely to…

Invest conservatively or not all

Save less

Live longer

Have shorter careers

Live in poverty during retirement

Rely on social security

6 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

Many studies highlight the gender gap in the workplace

7 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

More studies point to the growing problem of “work/life balance”

8 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

The Money Queen is here to help you do something about it!

© 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential. 9

10 things you can start doing today

10 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

Commitment

#1 know your money personality

Fear Happiness

11 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

#2 Know your worth #2 know your net worth

12 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

#3 inflation hurts

13 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

#4 maximize your employee benefits

Experian Sharesave – Employee stock purchase plan

401k – Experian matches 100% of your pre-tax contributions up to 4%

Wellness reimbursement & health screenings

Tuition reimbursement program

Pre-tax commuter & parking benefits

Pet insurance, legal insurance, business travel accident insurance

14 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

#5 know how to improve your credit

Experian Credit Tracker – free for Experian employees!

ProtectMyID – free for Experian employees!

Discounted for family members of Experian employees

15 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

#6 know your budget

16 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

#7 be honest

17 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

#8 get a plan

18 © 2015 Experian Information Solutions, Inc. All rights reserved. | Experian Confidential.

School

#9 teach your children financial

literacy

Place Image

#10 don’t be afraid – start now!

#10 conquer the fear - start now!

Place Image

Resources

Digital Resources

www.MoneyQueensGuide.com

www.UnitedCp.com - Retirement Checklist

Place Image

© 2015 Experian Information Solutions, Inc. All rights reserved. Experian and the marks used

herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other

product and company names mentioned herein are the trademarks of their respective owners.

No part of this copyrighted work may be reproduced, modified, or distributed in any form or

manner without the prior written permission of Experian. Experian Confidential.

Save the date: March 16 #CreditChat Cary Carbonaro - Experian’s #CreditChat

“Women & Money- How to Build Wealth & Banish Fear”

3:00pm ET

The chat will take place on Twitter and Blab.im.

Place Image

Questions? Send in your questions via Twitter or Periscope using #LCW2016

Connect with me!

moneyqueen@unitedcp.com

@CaryCarbonaro

#LCW2016

#WomenInMoney