Pacific Lots of Costa Rica Benefits of Chill

Weekends

• Compare Countries and Locations• Encounter the Accessibility• Appreciate the Safety and Stability• Realize the Benefit of Top Rankings for Healthcare• Sense the Climate and Geography• Experience the Happiness and the Lifestyle• Meet the People living there, expats and locals• See the Options for Retirement and Rental Income• Grasp the amenities, tourism, golf, activities, dining,

social, ocean, mountain, nature & more

We have a lot of choices where to live

Some Choices are Better than OthersCan you guess which one is Costa Rica?

On Average a person spends 20 years in retirementMany of us will outlive our retirement nest-egg.

Costa Rica is a Proven Destination For Retirement, Rental Income and

Appreciation

Costa Rica is in Central America between Nicaragua and Panama

Every Major US Carrier Flies there except Southwest, keeping flights affordable. Only 2 hours 20 minutes from

Miami

LA

Non Stop Flights to Costa Rica

•Me•In 1974•17 ½ years old•In Mexico City•I drove there!•By myself•Vagabond?•Adventurer?•Crazy?

I operated a jewelry manufacturing business while in college based in Taxco, Mexico and I liked to tour breweries when I traveled.

I Imported jewelry from Mexico to help pay for School

7 years studying International Business

Then I got married

Who is Steve Linder & why should you care?

• Steve knows international living options• Steve is an endorsed and sought after speaker about

options on living abroad• Steve owns both investment and residential property abroad• Steve has led 1000’s of people on property tours• Pacific Lots is approved by AARP to sell to their audience• Steve knows what baby boomers are looking for• Steve has worked with International Living for nearly 10

years, sponsoring events and as a keynote speaker • Steve knows the pros and cons in many countries of

interest

Born and raised in the Northeast

My wife and I owned a sales recruiting company

We realized we could work from anywhere

We bought a house in Key West, Florida

Then we found out about hurricanes

Key West 2005Hurricane Wilma

I’m a baby boomer, I remember lots of stuff that only baby boomers remember

If I put $2000 per year in my IRA starting at age 20, I’ll have $1.6 million when I retire

(assuming an interest rate compounded at 8%)

Read the small print, at 8% interest compounded daily

So here’s what happened with myIRA

Remember we are all living longer

Here’s what we need to do:

• Find a safe, fun, comfortable place to go

• Cut our cost of Living

• Find great healthcare for less money

• Find a place where home care is affordable – we may need it later

• Live a healthier lifestyle

• Earn higher interest on our savings

• Get good rental income when not using our retirement or second home

We knew what we didn’t want

So began the search

Puerto Vallarta Belize

Costa Rica

Dominican Republic San Miguel Allende, Mexico

Costa Rica

Panama Thailand

Costa Rica

HawaiiEcuador

Nicaragua

The Greek Isles Spain Ireland

ParisEngland

Italy

Costa Rica

Our first piece of property in Costa Rica

So let me save you some time

1st lesson - Learn from others smarter than you

Costa Rica is situated below the hurricane belt

It’s about the size of West Virginia

Arenal Volcano

South Pacific Coast Beach

La Paz Waterfall

Costa Rica is loaded with Natural Wonders

Diving off Cocos Island

…and a dizzying array of fauna.

Toucans

Tree Frogs Blue Morpho Butterflies

Over 50 kinds of Hummingbirds

The country contains more than 100 types of ferns, 1,000 orchards and 2000 kinds of

trees

Humpback WhalesOlive Ridley Turtles

Squirrel Monkeys

Sloths

National Geographic wrote that Costa Rica contains over 5% of the world’s biodiversity yet is only .02 of 1% of the earth’s

landmass

Anteaters

860 bird species reside in Costa Rica; More than in the US and Canada combined.

Tourism is the #1 source of income

Costa Rica, a peaceful country, neutral for 200 years, was the first country in the world to constitutionally abolish its army. Spending instead on education,

conservation & healthcare

spending instead on education

Costa Rica is proud of a 97% literacy rate among its citizens; among the highest in Latin America

and…

High Quality, Low Cost Healthcare

(very affordable)

Ranked higher than the US by WHO

Over 27% of the entire country is National Park, preserve or protected land

Costa Rica has consistently been

ranked as the Happiest Place on

Earth.

Rated as the highest country in Latin America

for quality of life.

You won’t be bored

It’s a country with little government corruption.

And a very healthy economy.

The US is Costa Rica’s largest trading partner. 25 of the Top Fortune 50 have facilities there

Costa Rica uses the Colon as their currency, not the Dollar.

It’s easy to bring your pets with you

You only need a $1000 in income per month per couple to qualify for their pensionado “retirement” program

Foreigners have the same right to property ownership as Costa Ricans do

Property ownership is deeded and fee simple

Title Insurance is readily available.

There’s no capital gains tax in Costa Rica.

Fresh, pesticide free produce, seafood & meats are abundant and inexpensive

Tap water is safe to drink in Costa Rica

The pace of life is slower

Perhaps that’s why Costa

Ricans have a longer life span

than those in the US

Pura Vida = Pure Life

There’s no tax on income from outside of the country

Rental Income

opportunities are excellent

since currently demand exceeds

supply for much of the

year.

What Makes A Great Property?

Paying for your Retirement Home with Rental Income! Using high yields, low carrying costs and high

occupancy

Property Taxes are very low; $1.95 per $1000 in value

A home valued at $200k pays only $390 per year!

Home insurance is approximately $397 annually for a home worth $200,000

Costa Rica’s Southern Pacific

Why Pacific Lots of Costa Rica is your best choice for Chill

Weekends

The southern region is the most bio diverse part of Costa Rica, over 50% is national park!

Classic Path of Progress Play in Southern Pacific Costa Rica

There was no easy way to get there

“The Coastal Route”

You could drive the “Mountain of Death”

This is the new Caldera toll road completed two years ago that cut the drive from San Jose to the coast by nearly an hour. The toll from end to end is $4.00

This is the new coastal highway, completed a few years ago

Why the Southern

Zone of Costa Rica is the

place to be.

The temperature in the southern Pacific averages 81˚ year round

Our tranquil beaches include Playa Torguga, Ventana, Piñuela and Bellena.

Great property appreciation

You don’t have to worry.

We will build your luxury home for $100 per sq ft.

You may also choose to hire any builder of your choice,

Or build your own home,

Or opt to simply hold the land as an investment.

Financing is available * Although it may be great we won’t finance your romantic comedy.

Every home is custom designed.

Transaction Costs can be high when purchasing property abroad

We pay all the closing costs other than to set up the holding corporation

Some of the homes we’ve built

$145,000 including land

$350k including land and pool

$260k including land and pool $290k including land and pool

Sonya our rental agent

Our community has a fascinating international flare

Surprisingly; world class, gourmet restaurants abound in our community.

One of our local grocery stores

Charitable organizations include:

•Costa Ballena Women’s Club with almost 200 Members

•Volunteer Library

•Caring Hearts, an organization to assist orphans in San Isidro

•Numerous fun raising events for the local schools

•Playa Tortuga Marine Turtle Conservation Program

Ticos (Costa Ricans), Americans, Canadians, French, Dutch, German, Students, Retirees, Professionals, Farmers,

Entrepreneurs, Artists, Bakers, Families….

The people of our community include…

All Major US Carriers Fly there Daily except Southwest keeping Fares surprising low priced

Ojochal

New airports historically bring great

property appreciation.

Ojochal

Plans are in place to build

a new international airport just

south of our project.

The new Hospital De Osa opened in March 2009

Use Your 401K or IRA Account to Purchase

We’ll Show you How

Our community is located on the southern Pacific coast of Costa Rica.

We offer Ocean and Mountain view home sites. Prices start at only $40,000.

We also offer full rental management services allowing you to earn income while

your property appreciates.

Use VRBO, Flip Key, AirB&B, HomeAway and other rental tools to MAXIMIZE earnings

ACTUAL VRBO LISTINGS IN OUR TOWN SHOWN BELOWEARNINGS ADD UP QUICKLY AT THESE RATES

3 bedroom 2 bath $2000 per week

3 bedroom 3.5 bath$300 per night

3 bedroom 3.5 bath$1400 per week

3 bedroom 3 bath$2600 per week

4 bedroom 2.5 bath$350 per night

3 bedroom 3.5 bath$386 per night

Our 4 day tour includes Airport Pickup and Drop Off, Hotel on the Day of your Arrival,

Transport to the Southern Pacific Region, all tours, 3 nights lodging, meals and beverages including beer and wine – for just

$299 pp

Hotel Martino – Your first night on us

Here is our 8 room guest house that we use for our tours. We cater to all culinary requirements!

Healthy Organic & Local Ingredients

Tour Costa Rica on one of our all inclusive 4 day property tours for only $299 per person, if you buy,

we give you a $1000 travel credit

Buy and Fly Free

You’ll meet some local expats as well as other people interestedIn living or owning property outside the US

Don’t worry, there’s no sales

presentation

Upcoming 4 day discovery tour dates - $299 PP

June 8 – 11 RETA only June 11- 14June 14 – 17July 2 - 5July 14 – 17 (before IL Costa Rica event)July 17 – 20 (before IL event)July 24 – 27 (after IL event)July 26 - 29 (after IL event)August 1 – 4August 6 – 9August 21 – 24August 28 – August 31 (labor day tour)More Dates to FollowWatch our website for dates as they are added!

“When looking back at life it’s not usually what we did that we regret, it’s what we didn’t do.”

Factors Driving Demand

• Tourism, Marketing Efforts by the Country• Population & Income Growth - Local Market• Retirement Destination, Vacation Homes• Heath Care Options – Health Tourism• Return on Investment – Rental Income, Appreciation• Price versus Quality, Cost of Living, Lifestyle• Seasonality, Climate, Location• Visa Restrictions, Residency Requirements, Exit

Strategy• Low Risk: Political, Social, Environmental, Economic• Publicity, Expat Digests, Real Estate Firms, HGTV

Pioneer or a Follower• There are plenty of others like me there already• There are resources and support mechanisms• We are welcomed by both expats and Costa Ricans• There are government benefits, pensionado programs• Banking and real estate services are readily available• Services are inexpensive; rental management maid,

cook, gardener, maintenance person• There are very few restrictions, making it easy to do

Profile of Visitors and Owners

• Many are baby boomers looking for quality of life

• They are concerned about the environment• They come from around the world• They are affluent• They want to get/stay healthy and active• They want healthy food stocks &

sustainability• It is a proven destination

Ownership is Easy and Inexpensive

• Property Tax and other Tax Burdens are minimal• Insurance is very inexpensive• Utilities are reasonable, electric is from renewable

resources – hydroelectric, geo-thermal and wind• Property Management and Maintenance is available

and inexpensive• We provide full services, banking, residency, etc• We offer financing on land with 20% down• HOA fees are VERY low at $30/month on average• We are selling out phases and good view lots

Other Important Factors• #1 is Safety for me and my investment

Costa Rica has very little Risk, for both expats and their property. 120 Americans were killed in Mexico in 2012 while only 2 were killed in Costa Rica in the same year.

Costa Rica one of the oldest democracies in the Americas and there is little social dissent, economic or political turmoil. The US is their largest trade partner. Direct foreign investment in Costa Rica is a major economic force.

Rental Income Tax, Capital Gains & Property Tax - A Comparison

Rental Income Tax* Property Tax Capital Gains

• Mexico 5% 0.1% 25%• Panama varies 2.1%* 10%• Ecuador 22% 0.1% 0%• Belize 3% 1.0% 0%• Costa Rica 10% 0.1% 0%• Brazil 15% 1.0% 25%• Dominican Republic 29% 1.0% 29% * Some countries exempt a portion of rental income, Panama may waive property tax for expats

Upcoming 4 day discovery tour dates - $299 PP

June 8 – 11 RETA only June 11- 14June 14 – 17July 2 - 5July 14 – 17 (before IL Costa Rica event)July 17 – 20 (before IL event)July 24 – 27 (after IL event)July 26 - 29 (after IL event)August 1 – 4August 6 – 9August 21 – 24August 28 – August 31 (labor day tour)More Dates to FollowWatch our website for dates as they are added!