Top Ten Reasons To Work With Us Branch Location: 1859 N. Silverspring Dr., Appleton, WI 54913

Branch NMLS ID: 1110557

1) Six Purchase Programs WITHOUT Borrower’s Funds!

a. 620+ credit score, Conventional, 95% financing with Non- Occupying Co-borrower who provides down payment, 3% Seller Credit Allowed!

b. 620+ credit score, Conventional, 95% financing With 5% Gift!, 3% Seller Credit Allowed.

c. 620+ credit score, USDA, 100% financing, 6% Seller Credit Allowed, Gift Funds Allowed.

d. 620+ credit score, VA, 100% financing, 4% Seller Credit Allowed.

e. 580+ credit score, FHA, 96.5% financing, 6% Seller Credit Allowed, Gift Funds Allowed, Down Payment Assistance Allowed.

f. 620+ credit score, My Community Program, 95% financing, 3% Seller Credit Allowed, Gift Funds Allowed, Down Payment Assistance Allowed.

Joshua Wachowiak Branch Manager

Office:

920-731-3175

Cell: 920-277-3595

Email: Joshua.Wachowiak@spm1.com

NMLS ID: 248425

2) We offer FHA 203(k) Renovation/Rehabilitation loans (640+ credit score)

3) Sierra Allows Escrow Holdbacks for Weather Related Items

4) We Allow Financing above 100% for Repairs and/or Improvements

5) We have sources that accept E-Signed Docs!!

6) We can provide a Full Underwritten Approval on To Be Determined Properties

7) 700+ credit score for Jumbo loans

8) 620+ credit score for VA, USDA, & Conventional

9) As low as 560+ credit score for FHA financing (Requires 10% down payment)

10) We offer Reverse Mortgages (No Score, No credit!)

Who we are...

Incorporated in 1986, Sierra Pacific Mortgage is a top nationwide direct lender that operates two distinct business channels: Retail and Wholesale. Sierra lends in 47 states through 11 Regional Fulfillment Centers.

Loan Solutions...

• 24 hour underwriting turn times; close loans in days not weeks.

• The most competitive rates in the industry.

Promises Made.

Promises Kept.

Contact Joshua Wachowiak today at

920-731-3175 for any questions or to

schedule an appointment.

Blog:

lowratefinder.blogspot.com Twitter:

www.twitter.com/lowratefinder

LinkedIn:

www.linkedin.com/in/

joshuawachowiak

Website:

www.lowratefinderonline.com