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have you wondered?

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Meet Rajani

Photo credit: Hoang Long Ly, 2014 CGAP Photo Contest

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1.2 Billion people

<3% pay income tax

70% under $2 / day

400 Million migrants

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1 Billion mobile connections

350 Million Internet users

200 Million social media users

India is rapidly going digital

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India spends huge amount subsidizing her

life

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₹300,000 crores

$50 Billion

2.5% of GDP

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20-40% leakage

1% of GDP wasted

... but, leakages are massive

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Due to lack of papers, the poor often pays a poverty premium

Identity is a fundamental right

Identity provides access and choice

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why not existing IDs?

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170 Million PAN cards

60 Million Passports

180 Million Driving licences

600 Million EPIC cards

Existing identifiers are

neither unique

nor universal

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hence ...A number (no cards!)

Resident Identity

Digital

Verifiable

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Name DoB/Age Gender Address Mobile/Email

1234 5678 9012

UniqueLifetime

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why does Rajani goes

to same fair price

shop?

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AadhaarAuthentication

NO MORE PHYSICAL PRESENCE

Are you who you claim to be?Only a yes/no answer

Anytime anywhere

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Aadhaare-KYC

NO MORE PHOTOCOPIES!

Access ONLY via authenticationNo more fake identities

No more paper

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it's all in the

design!

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1

keep it minimal

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2

use of random number

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3

inclusive design

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4

zero knowledge system

DESIGNED FOR

SCALE

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First 10 Million in 270 days

Now 10 Million every 10 days

920 Million covered

1 Billion by end of 2015!

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Aadhaar is like GPS It's minimal and zero-knowledge system

All it does is confirm identity

All the innovations happen outside!

AADHAAR provides an innovation

platform

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Handheld Micro-ATMs

Iris enabled smartphones

Attachable fingerprint

scanners

AADHAAR provides an innovation

platform

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Building entry systems

Examination and admission applications

Placement and rating systems

Credit Marketplaces

AADHAAR provides an innovation

platform

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Financial Inclusion

Pension Systems

Social Security

Direct benefits Transfer

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did you know you can send

money to Aadhaar number?!

DBT for LPG alone saved 12,000 Cr in one year!

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ANY BANK ACCOUNTNPCI

Aadhaar Payment

Bridge

210 Million

Portability

Mobility

Send money to

an Aadhaar Number

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Electronic Consent ArchitectureUnified Payment

Digital Lockere-Sign

Aadhaar e-KYCAadhaar AuthenticationIndia can

now leapfrog

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It is time to reimagine and disrupt.

A billion people are ready!

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Thank You!

@pramodkvarma

linkedin.com/in/pramodkvarma