Post on 04-Aug-2015
Rebalance
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Adjust your portfolio to keep it in tuneMaking regular adjustments to your investments can help keep them attuned with your financial goals.
Rebalance
3
You smooth out investment
returns.
You take a new look at all of the investment
options
You take profits to invest in
underperforming funds that may
have merit
Why rebalancing may be a good idea
Source: http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2011/03/15/why-rebalancing-your-portfolio-is-important, accessed 02/07/2013
Rebalance
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Do it yourself
Nationwide Investor
Destinations®
NationwideTarget
Destinations®
NationwideProAccount®
How to Rebalance
Confident choosing and managing
Want professional asset allocation
Want automatic re-balancing
Want to hire experts to actively manage
your investments
Investing involves market risk.
The use of diversification and asset allocation as part of an overall investment strategy does not assure a profit or protect against loss in a declining market.
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Investment advice for Nationwide ProAccount is provided to Nationwide ProAccount plan participants by Nationwide Investment Advisors, LLC, an SEC registered investment adviser.
Wilshire Associates Incorporated is not an affiliate of Nationwide or Nationwide Investment Advisors, LLC (NIA). NIA has retained Wilshire as an Independent Financial Expert for the Nationwide ProAccount portfolios. While NIA is the investment adviser, Wilshire has discretion over all investment decisions. NIA will exercise discretionary authority to allocate and rebalance a Nationwide ProAccount client’s account to implement the individualized advice generated by Wilshire.
Investor Destination funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the portfolio, you are indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.
Target Maturity Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Target Maturity Funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.
Target Maturity Funds are designed for people who plan to withdrawal funds during or near a specific year. These funds use a strategy that reallocates equity exposure to a higher percentage of fixed investments over time. As a result, the funds become more conservative as they approach retirement. It’s important to remember that no strategy can assure a profit or prevent a loss in a declining market. A target-date fund’s principal value is not guaranteed at any time, including the target date designated in the fund’s name.
Neither Nationwide® nor any of its representatives give legal or tax advice.
Information provided by Retirement Specialists is for educational purposes only and is not intended as investment advice.
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