Post on 03-Jun-2018
8/12/2019 Premium Technology partners with Accumulate
1/20
Rational Unified Process
in Action
Uwierzytelnianie mobile
Accumulate Mobile Everywhere
Szymon Dowgwiowicz-Nowicki
Stycze 2012 roku
8/12/2019 Premium Technology partners with Accumulate
2/20
Mobile EverywhereIntroduction to Accumulate ME
2012
Always Connected Everywhere!
8/12/2019 Premium Technology partners with Accumulate
3/20
Services
Awards
Mobile Payment
Mobile Security Mobile Banking
Financial institutions
Mobile network operators
Large brands
Founded 2004
+60 million installed applications
+30 employees
Offices in Stockholm, London and
Beijing
About
Services
Clients
Awards
ACCUMULATE
8/12/2019 Premium Technology partners with Accumulate
4/20
Founded 2004
First mobile platform (Flexion) commercial launch, 2004
Opening of UK office 2005
Reaches 100 000 unique installations 2006
Second mobile platform (ME) commercial launch, 2007
Reaches 1 000 000 unique installations 2007
First ME implementation June 2009
Opening of China office 2010
Acquired PayPal, TeliaSonera, Marginalen and Telenor asclients (2011)
Established partnership with VocaLink
Reaches 80 000 000 unique installations in November
2011
MILESTONES
8/12/2019 Premium Technology partners with Accumulate
5/20
REFERENCES
+150 million mobile subscribers
Largest MNO in Sweden
One of the largest PSPs in
Scandinavia
World leading onlinepayment provider
+100 million active accounts
A payment specialist that
provides automated payments
Swedish niche bank Operations in Sweden,
Nederland, Latvia and Lithuania
+200 million subscribers
6thlargest MNO in world
8/12/2019 Premium Technology partners with Accumulate
6/20
OVERVIEW
SecurityClient
Processes
FlexibilityMethods
Services
IndependentOperator
Handset
Network
Subscription
Coverage / SpeedHandsets
User friendly
8/12/2019 Premium Technology partners with Accumulate
7/20
SOLUTION
8/12/2019 Premium Technology partners with Accumulate
8/20
ME Core
Client side
ServicesSafe Frame
DS TS
TDB SGW
Server side
Local component
Server side
Eco system component
Eco system
Router
Account integration
Enrolment integration Services
ME COMPONENTS
8/12/2019 Premium Technology partners with Accumulate
9/20
IMPLEMENTATION
8/12/2019 Premium Technology partners with Accumulate
10/20
Security application installed over the air on users
mobile device
True PKI safe client
Advanced security features:
RSA key handshake
IMEI verification
MSISDN verification
SIM verification
PIN verification
3rdfactor voice or face recognition (add on)
Behavior recognition (add on)
GUI & services controlled from server
Thin client
CLIENT SECURITY
Mobile
Everywhere
KEY FEATURES ILLUSTRATION
8/12/2019 Premium Technology partners with Accumulate
11/20
MOBILE PAYMENT
360 mobile payment solution
Unique processes for increased security
(No sensitive information sent
to merchant)
Works on existing infrastructure
Carrier technologies
Active/passive NFC
One-time ticket
Barcode
QR codes
Blue tooth
Payment functionalities POS
Person-to-Person
Remittance
Online
Man-to-Machine
Other services
Ticketing
Loyalty
Instant purchasing
Digital coupons
m-Commerce
KEY FEATURES
8/12/2019 Premium Technology partners with Accumulate
12/20
MOBILE SECURITY
Authentication (Login) Cost efficient
User friendly
Signature
Sign what you see
Cost efficient
User friendly
Card services (3-D secure)
3-D secure
Sign what you see
Cost efficient
e-ID
EU Directive1999/93/EC
Separate key handling
for signing &
authentication
Possibility to generate
the keys on the terminal
Increased security compared to
current solutions
Focuses on user experience
and cost saving
Comprehensive range of services
KEY FEATURES
8/12/2019 Premium Technology partners with Accumulate
13/20
EXAMPLE POS PAYMENT PROCESS
8/12/2019 Premium Technology partners with Accumulate
14/20
EXAMPLE LOGIN PROCESS
8/12/2019 Premium Technology partners with Accumulate
15/20
MOBILE BANKING
Informational services
Balance statement
Transaction history
Push/Pull notifications
Bonus/loyalty points
ATM/branch locator
Video support
Transactional services
Inter/intra bank
transfers
Invoice payment
Stock/Fund trading
Complete access channel to the account
Increased security
Transactional services
KEY FEATURES
8/12/2019 Premium Technology partners with Accumulate
16/20
EXAMPLE BALANCE PROCESS
8/12/2019 Premium Technology partners with Accumulate
17/20
1 FA typically username and password.
2 FAbased on the concept, something you have and something you know.
Something you have could be a hardware token, application or similar which is
protected by a PIN code i.e. something you know.
3 FAbased on the concept something you have, something you know and
something you are. This adds biometric properties to the authentication
solution such as voice or face recognition.
SECURITY FACTORS
8/12/2019 Premium Technology partners with Accumulate
18/20
8/12/2019 Premium Technology partners with Accumulate
19/20
DEMO
Demo requestAccumulate invites organisations, press and analyst's to
test the mobile payment, banking and security services
solutionSend your name, company name and mobile
number to info@accumulate.se.
You will then recieve a link for downloading of themobile application together with a short manual on how
to use it.The services works on all platforms,
including:AndroidBlackberryiPhoneJavaWindows
mobiles
Usecases in video:http://www.youtube.com/user/larsaase?feature=watch
mailto:lars.aase@accumulate.sehttp://www.youtube.com/user/larsaase?feature=watchhttp://www.youtube.com/user/larsaase?feature=watchmailto:lars.aase@accumulate.semailto:lars.aase@accumulate.semailto:lars.aase@accumulate.se8/12/2019 Premium Technology partners with Accumulate
20/20
Slajd 20
Dzikuj za uwag
Szymon Dowgwiowicz-Nowicki
sdow@premiumtechnology.pl
601.890.080
Copyright 2011 Premium Technology Sp. z o.o. All rights reserved.
mailto:sdow@premiumtechnology.plmailto:sdow@premiumtechnology.pl