Management fees and expenses may be associated with exchange traded fund investments. ETFs are not guaranteed,their values change frequently and past performance may not be repeated. Securities offered through Raymond JamesLtd., member - Canadian Investor Protection Fund. Insurance offered through Raymond James Financial Planning Ltd., nota member -Canadian Investor Protection Fund.

“Conserving your money to avoid a catastrophe caused by health or financial issues requires attentionand careful monitoring of value in portfolio management.” Michael Korman, Raymond James

Michael KormanB.COMM, FMA, CIM®, FCSI®

Financial AdvisorRaymond James Ltd.

416-493-8786michael.korman@raymondjames.ca

PORTFOLIO PLANNING FOR RETIREMENT

TOPICS:

1. Learn how to construct your portfoliofor multiple interest rate increases

2. Learn why Exchange Traded Fund(ETF) construction is efficient forportfolio growth and income

3. How to use bonds in a rising rateenvironment

4. Stock market trends and incomeportfolio designs

PORTFOLIO CONCERNS OvER RISING INTEREST RATES

Management fees and expenses may be associated with exchange traded fund investments. ETFs are not guaranteed,their values change frequently and past performance may not be repeated. Securities offered through Raymond JamesLtd., member - Canadian Investor Protection Fund. Insurance offered through Raymond James Financial Planning Ltd., nota member -Canadian Investor Protection Fund.

“Conserving your money to avoid a catastrophe caused by health or financial issues requires attentionand careful monitoring of value in portfolio management.” Michael Korman, Raymond James

Michael KormanB.COMM, FMA, CIM®, FCSI®

Financial AdvisorRaymond James Ltd.

416-493-8786michael.korman@raymondjames.ca

PORTFOLIO PLANNING FOR RETIREMENT

TOPICS:

1. Learn how to construct your portfoliofor multiple interest rate increases

2. Learn why Exchange Traded Fund(ETF) construction is efficient forportfolio growth and income

3. How to use bonds in a rising rateenvironment

4. Stock market trends and incomeportfolio designs

PORTFOLIO CONCERNS OvER RISING INTEREST RATES

THURSDAY, APRIL 5

9:15am to 10:30am

RESERVATIONS: 416-493-8786michael.korman@raymondjames.ca

PICKLE BARREL RESTAURANT5941 LESLIE ST., NORTH YORK

OF INTEREST TO THOSE FAMILIES WITH LIQUID ASSETS OF $400,000 TO +$1,000,000 (CAD).