NORTHWEST CARD ASSOCIATION CARD MARKET NEWS April 23, 2012 PRESENTED BY: Kevin Kok Jack Henry &...

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Transcript of NORTHWEST CARD ASSOCIATION CARD MARKET NEWS April 23, 2012 PRESENTED BY: Kevin Kok Jack Henry &...

NORTHWEST CARD ASSOCIATIONCARD MARKET NEWS

April 23, 2012

PRESENTED BY:

• Kevin KokJack Henry & Associates, Payment Processing

Solutions

• Lesley HastingsThe Members Group

CFPB credit complaints

In March, PIN debit surged to yearly highs in dollar volume and transaction growth. As a higher percentage of taxpayers elected to have their tax refunds electronically deposited into their bank accounts this year, it appears they made more discretionary purchases with PIN debit cards instead of credit cards. March Dollar Volume Growth CHANGE-same-store growthCredit +5.7% Signature Debit +8.4% PIN Debit +14.6% Check -2.6%

emerging technologies

Geode by iCache Retailer designed network

mobile payment adoption study

NORTHWEST CARD ASSOCIATIONCARD MARKET NEWS

April 23, 2012

PRESENTED BY:

• Kevin KokJack Henry & Associates, Payment Processing

Solutions

• Lesley HastingsThe Members Group