MONEY TIPS FOR STUDENTS

There are a lot of things to be excited about at Texas A&M!

GREATER LIFETIME EARNINGS, MOST OF ALL!

Unemployment: Bureau of Labor Statistics. "Employment Status of the Civilian Population 25 Years and Over by Educational Attainment," November 2018 (http://www.bls.gov/news.release/empsit.t04.htm)

Even so, college students are still stressed about money.

Why?

Because college is expensive, and college students have to make a lot of tough financial decisions.

LUCKILY, THE MONEY EDUCATION CENTER CAN HELP!

Limit the net cost of attending college

Navigate unexpected financial barriers

Minimize student loan debt and default

Prepare for a lifetime of financial decisions

HOW DO WE HELP OUR STUDENTS REALIZE R.O.I.?

We Can Teach Aggies About…..

*Including Affording Education Abroad

Scheduled Presentations

PRESENTATIONS

Group Presentations

Class Presentations

EventsWe provide 300-400

presentations & resource tables each year

ADVISING

Online (Zoom) appointments are available!

ONLINE MODULES

Modules include a 10-15 minute video and an activity sheet for students to work

through afterwards.

AGEC 235

Foundations of Money Education Course(AGEC 235)

• 3 hour General Elective Course

• Open to all Undergraduates

• Deeper, more impactful Instruction

• Amazing evaluations/testimonials

AGEC 235 Video

https://www.youtube.com/watch?v=rkL84SIMl4g&feature=youtu.be

A few recommendations for future college students…

If you need help making a plan, come see us!!

NOW: MAKE A PLAN TO FUND COLLEGE

NOW: APPLY FOR FREE MONEY

Accept all free money (scholarships, grants) in your Financial Aid Portal.

NOW: ACCEPT FREE MONEY

• Many students borrow while in college, but not all debt is created equal

• Borrow wisely – only the minimum necessary to pay school expenses

• Know how much you are borrowing

• Credit card debt is not inevitable

NOW: BORROW WHAT YOU NEED

Complete all requirements in the Financial Aid Portal.

Student Data Form:• Report outside scholarships• Drop off or mail checks to

the Financial Aid office• Send donors to the

Scholarship Donor Form

NOW: CHECK YOUR FINANCIAL AID PORTAL

Set up your University refunds for Direct Deposit in Howdy.

NOW: SET UP DIRECT DEPOSIT

Monitor your student bill in Howdy.

Available in Early January.

Confirm that your student bill is paid by your awards.

Awards will disburse in Early January for Spring 2020.

PAY YOUR BILL

Confirm that your refund from the University actually ends up in your bank account.

GET YOUR REFUND

• Allows the freedom to prioritize and plan• Develop a monthly plan for expenses every month• Apps available to track your spending fast and easy

SPEND YOUR MONEY WISELY

Just don’t go broke before Finals!

SPEND YOUR MONEY WISELY

Submit your 2020-2021 FAFSA!

When does it open each year?October 1st!

PLAN FOR NEXT YEAR

Submit your 2020-2021 University Scholarship Application!

When does it close?February 1st!

PLAN FOR NEXT YEAR

AggieMoneyEducation