Post on 26-Jan-2017
1© Copyright Comviva Technologies Limited. 2014
mobiquity® Wallet Checkout
2© Copyright Comviva Technologies Limited. 2014
mobiquity® Wallet Checkout
AgendaA good checkout experience is crucial
mobiquity® Wallet: Quick, seamless and secure checkout
MasterPass Checkout
mobiquity® Checkout
3© Copyright Comviva Technologies Limited. 2014
A good checkout experience
is crucial
4© Copyright Comviva Technologies Limited. 2014
Online payments have become an integral part of consumers' shopping behavior
Number of global e-commerce transactions (Billion)
40
30
20
10
02011 2012 2013 2014 2015E
Globally, online payments are gaining ground and are increasing at a CAGR of 15.9%
Source: World Payments Report 2014
e-co
mm
erce
tran
sacti
ons (
billi
on)
21.325.4
29.3
34.138.5
5© Copyright Comviva Technologies Limited. 2014
Checkout is last but most crucial step in online payment
Fill out the shipping information
Choose the shipping
method
Choose the payment
methodPreview the order
Confirm the order
What is checkout?
Ordering experience for digital commerce
Allows adding payment credentials, shipping
and billing information
Seamless purchase experience of digital
goods
Ease of use with least number of clicks
6© Copyright Comviva Technologies Limited. 2014
A good checkout experience enhances consumer engagement and reduces abandonment rate
A good checkout experience…
Is consistent, seamless and device agnostic experience
Eases payment experience
Reduces cart abandonment rates
Decreases user clicks
Eliminates errors and ambiguity
7© Copyright Comviva Technologies Limited. 2014
mobiquity® WalletQuick, seamless and secure checkout
8© Copyright Comviva Technologies Limited. 2014
mobiquity® Wallet: Delivers quick, seamless and secure checkout experience
mobiquity® Wallet Checkout
Seamless checkout and payment experience
Secure and consistent checkout
Device, Channel and Location agnostic
Flexible and Customizable checkout service
9© Copyright Comviva Technologies Limited. 2014
Brings benefits to both customers and merchants
Faster, Secure and device agnostic
Minimal clicks making
purchasing convenient and
delightful
Single login to access all payment
and shipping related
information
Seamless integration
and customization
Helps lower cart abandonment
rates
Greater control over
personalization across channels
For Customers For Merchants
10© Copyright Comviva Technologies Limited. 2014
Provides two checkout offerings
MasterPass Checkout
mobiquity® Checkout
Integrated with latestversion of MasterPass v6.0
Faster GTM with justre-branding required
Access to out-of-the-boxloyalty and couponing
White labelled solution
Simple API based integration
Consistent and reliable checkout solution
No third party integration
11© Copyright Comviva Technologies Limited. 2014
MasterPass Checkout
12© Copyright Comviva Technologies Limited. 2014
MasterPass Checkout: Leverage the power of MasterCard
MasterPass Checkout
Robust DigitalPayments ecosystem
Seamless consumer experiencethrough intuitive design
Ability to offer white labelcustomized wallet solutions
One clickcheckout options
Huge acceptance networkacross merchants
13© Copyright Comviva Technologies Limited. 2014
Available in many countries across the globeMasterPass is available in:
14© Copyright Comviva Technologies Limited. 2014
Available in many countries across the globeMasterPass Implementations (Pilots/Launches)
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Benefits consumers and issuers
• Simple and easy checkout experience • Seamless and smooth -
no need to leave the app environment • Safe and secure –
MasterCard backed
• Capture incremental revenue from digital transactions• Integration with the latest version
of MasterPass checkout v6.0• Access to large merchant
acceptance base• Reduction in refunds in charge
backs• Out-of-the-box Couponing and
Loyalty solution
Consumers
Issuers
16© Copyright Comviva Technologies Limited. 2014
Optimizes checkout experience leading to increase in sales
MasterPass provides a swift, seamless, consistent checkout experience across all connected channels—computer, tablet, mobile—and, over time, will extend to POS and offer value-added services.
1
2
3
4
5
6
7
8
TOO MANY STEPS
PRIVACY CONCERNS
SECURITY CONCERNS
Search and Discover
Shop
Checkout
Payment Type
Payment Details
Shipping Information
Sale Completed
Billing Information
With MasterPass
Without MasterPass
17© Copyright Comviva Technologies Limited. 2014
mobiquity® Checkout
18© Copyright Comviva Technologies Limited. 2014
mobiquity® Checkout: Customizable white labelled solution
mobiquity® Checkout
Easier, consistent
and seamless checkout
experience
White labeled
checkout solution
Customizable as per
requirement
No need for third party integration
like MasterPass
19© Copyright Comviva Technologies Limited. 2014
Brings advantage to all stakeholders
• Simple, easy and consistent checkout experience • Seamless and smooth - no need to leave the
merchant/PGs webpage / app • Safe and secure – actual card details does not pass
through merchant network
Consumers
• Easy integration using simple APIs• Direct Integration with the wallet service• Secure storage of Payment and address credentials• Lesser number of clicks leading to lower cart
abandonment rate• Actual PAN not passed through the merchant network
Merchants/Payment Gateways
20© Copyright Comviva Technologies Limited. 2014
Ensures complete security at every stepDevice/Browser fingerprinting
helps authenticate user
Tokenization of payment cards to further enhance security
Second Factor authentication via OTP to verify login
Merchant does not receive actual
payment credential
21© Copyright Comviva Technologies Limited. 2014
Disclaimer Copyright © 2014: Comviva Technologies Ltd, Registered Office at A-26, Info City, Sector 34, Gurgaon-122001, Haryana, India. All rights about this document are reserved and shall not be , in whole or in part, copied, photocopied, reproduced, translated, or reduced to any manner including but not limited to electronic, mechanical, machine readable ,photographic, optic recording or otherwise without prior consent, in writing, of Comviva Technologies Ltd (the Company). The information in this document is subject to changes without notice. This describes only the product defined in the introduction of this documentation. This document is intended for the use of prospective customers of the Company Products Solutions and or Services for the sole purpose of the transaction for which the document is submitted. No part of it may be reproduced or transmitted in any form or manner whatsoever without the prior written permission of the company. The Customer, who/which assumes full responsibility for using the document appropriately. The Company welcomes customer comments as part of the process of continuous development and improvement. The Company, has made all reasonable efforts to ensure that the information contained in the document are adequate, sufficient and free of material errors and omissions. The Company will, if necessary, explain issues, which may not be covered by the document. However, the Company does not assume any liability of whatsoever nature , for any errors in the document except the responsibility to provide correct information when any such error is brought to company’s knowledge. The Company will not be responsible, in any event, for errors in this document or for any damages, incidental or consequential, including monetary losses that might arise from the use of this document or of the information contained in it. This document and the Products, Solutions and Services it describes are intellectual property of the Company and/or of the respective owners thereof, whether such IPR is registered, registrable, pending for registration, applied for registration or not. The only warranties for the Company Products, Solutions and Services are set forth in the express warranty statements accompanying its products and services. Nothing herein should be construed as constituting an additional warranty. The Company shall not be liable for technical or editorial errors or omissions contained herein.The Company logo is a trademark of the Company. Other products, names, logos mentioned in this document , if any , may be trademarks of their respective owners.
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22© Copyright Comviva Technologies Limited. 2014