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EAHF Conference -2012

© 2008 MTN Uganda LtdAll rights reserved.

1 billion PEOPLE

1 billion PEOPLE

• it doubled from 2008 – 2012it doubled from 2008 – 2012• 50% Penetration50% Penetration

500 million500 million MOBILE USERS TODAYMOBILE USERS TODAY

Greater adoption of mobile in Africa?

© 2008 MTN Uganda LtdAll rights reserved.

The Opportunity for Mobile to empower Africa.

20%20%OF AFRICANS HAVE OF AFRICANS HAVE A BANK ACCOUNTA BANK ACCOUNT

50%50%OF AFRICANS HAVE OF AFRICANS HAVE

A MOBILE PHONEA MOBILE PHONE

© 2008 MTN Uganda LtdAll rights reserved.

Mobile overcomes the limitations of African environments

Developingroad

network

Poor Address System

Low PenetrationOf Financial

services

SIM cards are the new postal

addresses

3G and GSM interconnect rural &

urban

Mobile Money

© 2008 MTN Uganda LtdAll rights reserved.

What is Mobile Money?

• A Money Transfer Service that enables Mobile phone users to send cash

to any other Mobile phone user anywhere in Uganda

• Mobile Money has become a game-changer on the payments scene

replacing traditional methods of money transfer

• Mobile Money plays a significant role in the economy. Transactions

involve money that is primarily outside the banking system and has

little effect on the banking sector in general today

• In terms of access - for both merchants and consumers - the mobile

platform offers significant low costs and unrivalled convenience

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© 2008 MTN Uganda LtdAll rights reserved. ©2008 Mobile Telephone Networks. All rights reserved.

Why Mobile Money Transfer?

Approximately 11% of Uganda's population have bank accounts but many more have access to a mobile phone & the gap is widening

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© 2008 MTN Uganda LtdAll rights reserved.

MM Products

1111 Prepaid Airtime

2222

3333

4444

5555

6666

Healthcare

Electricity and water levies

Domestic fund transfers

Agricultural trade

School fees

© 2008 MTN Uganda LtdAll rights reserved.

Not a Shift. But a Revolution.

MTN UgandaMTN UgandaMobile Money Mobile Money UsageUsageBroad-based Broad-based across all MM across all MM transactions.transactions.

© 2008 MTN Uganda LtdAll rights reserved.

Value to Health Industry

• Payment Solution

Offering un-rivaled convenience to customers while reducing partners OPEX.

• Reduces Cash in Transit cost / risks.

• Introduces people to Savings culture

- development of investment clubs

• Financial inclusion – addressing the unbanked

• Powerful Distribution Channel

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Thank you10