Keeping Current Keeping Current MattersMatters

November 2009

Foreclosures Hit High End

Foreclosures Hit Prime

Prime Now Major Factor

Foreclosure Calculations

Foreclosure Heat Map

Loan Modifications

Loan Modifications

Loan Servicer Incentives

Few Short Sales Closing

New Short Sale Incentives

New Short Sale Incentives

ROI Comparison

About MePassion: My fuel to strive for excellence;

My motivation to produce results.

Noriel P. AdriculaDRE# 01124008Phone: 408.979.2816Cell/SMS: 415.601.7011Fax: 408.884.2397Email: NorielA@alterasv.netWeb: RealtybyNoriel.com

I listen more than I talk. This way, I can be more responsive and sensitive to my clients’ needs. With the wealth of knowledge that I gained over the last 19 years, I tackle my tasks with utmost dedication and attention to the smallest detail. Of equal importance is my being up to speed with the latest technical innovations especially in the field of communications, organization and customer service.On a personal note, I am always inspired by my music. As an accomplished pianist, vocalist and arranger, I have traveled to several countries to share these God-given talents. This helped me hone my people skills to enable me to communicate effectively, in any situation.Further, being an active music director in my local church not only keeps me rooted to my community but to my human side as well. With all these under my belt, I will make sure that I earn your trust and confidence and hereon build a lasting professional relationship.