Investing

Mr. Marcus

Personal Finance

Why Should You Invest?

• To beat inflation• To increase wealth• To make money• To let your money

work for you.• Does MONEY grow

on trees? Click here to find out!!

Retirement

• Start saving now for your retirement. You will be 65 sooner than you think.

• Examples– IRA– 401K– 403 B

Diversification

• Diversification means “not putting all your eggs in one basket.”

• You should put your money into different types of investments.

Low Risk Investments

• Low risk investments will usually give you a low return:

• Examples– Corporate Bonds– Municipal Bonds– Savings Bonds– Treasury Securities

Medium Risk Investments

• Medium risk investments will usually give you a medium return:

• Examples– Mutual Funds– Annuities – Retirement Accounts– Property

High Risk Investments

• High risk investments will usually give you a high return:

• Examples– Stocks– Penny Stocks– Futures– Options

How to Learn About Investing

• Financial Advisors

• Internet

• Magazines

• Stock Brokers

• Investment companies

• Newspapers

How to Invest

• Online trading – set up yourself

• Easiest way to invest is to set up a retirement account (401k). Money is taken out of your paychecks, and invested by a financial planner? THEY DO THE WORK FOR YOU!!!

CLICK HERE for Video!! Click to continue

Bibliography

• Managing Your Personal Finances

http://www.mypf.swlearning.com• The Motley Fool

http://www.fool.com/investing.htm?source=ifltnvpnv0000001

• Sun Life Financial

http://www.sunlife.ca/plan/v/index.jsp?vgnextoid=5a6958c4afb03110vgnprod10000d490d09fRCRD

No, but it sure may seem like it if you invest WISELY!!

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