Post on 31-Dec-2015
DHAN Foundation
A.Umarani, Director, Tata-Dhan AcademyDecember 02, 2014
First International ART on Micro Pension ProgrammeJC Residency, Madurai
“Social capitalisation – the basis for
sustainable development: DHAN’s Way”
DHAN Foundation
DHAN Mission
“Building people and institutions for development innovations and
scaling up to enable the poor communities for poverty reduction and self
reliance”.
DHAN Foundation
Core ValuesValues are the life line of the organization. Values represent
the core priorities on how the organization chooses to operate
and to be viewed by stakeholders both inside and outside the
organization. DHAN Foundation has six core values which are
briefed as below:•Grassroots Action
•Enabling
•Collaboration
•Innovation
•Excellence
•Self Regulation
DHAN Foundation
Purpose(s)
Mothering development Innovation
It aims to promote and nurture new ideas on
different development themes, which have
larger potential to address the livelihoods
and development of the poor in a region viz.
microfinance, small scale irrigation, dry land
agriculture, working with panchayats.
DHAN Foundation
Purpose(s)
Establishing thematic Institutions and
People Institutions for up scaling
Exclusive thematic organisations will be promoted to
undertake development work with a sub sectoral
focus. The primary role of these institutions is
promotional and to ensure that benefits reach a
large number of poor with quality.
DHAN Foundation
Purpose(s)
Nurturing development professional with
systematic HRD
The institution would bring young professionals into
the development sector and provide them an
opportunity to practice and develop relevant
knowledge, attitudes and skills to work long
term in the development sector.
DHAN Foundation
Principles Socially committed high quality young
professionals to work at villages and slums
Building `nested’ People Institutions for generations with mutuality, self-help and self management
Collaborating with mainstream institutions for development
Thematic focus for enabling Livelihood focus for poverty reduction
DHAN Foundation
Coverage 1.4 million families in 14,000 villages including slums
in 12 states – TN, AP, Karnataka, Orissa, Madhya Pradesh, Jharkhand, Kerala, Assam, Maharasthra, Rajasthan, Bihar and Pondicherry
More than 300 locations (panchayat unions / blocks) with more than 700 professionals
Microfinance, Reviving Traditional Water Bodies, IT for Poor, Rainfed Farming, Coastal conservation & Livelihood restoration, Working with Panchayat, Development Education – Tata-Dhan Academy
DHAN Foundation
Programmes of DHAN Foundation
• Kalanjiam Community Banking Programme• Tank fed Agriculture Development Programme • Coastal rehabilitation and livelihood
restoration programme• Rain-fed Agriculture Development Programme• Democratizing Panchayat• ICT for poor• Tata-Dhan Academy- Development Mgt
Education
DHAN Foundation
Community Organisation
Scale down technology
Facilitating environment
DHAN Foundation’s Approach on its Programmes
DHAN FoundationCommunity Banking Programme
Promote alternative financial services and mechanisms at the grassroots level for poor women
DHAN Foundation
Community Banking Programme
• Savings and credit
• Civic Programmes like health, education, deaddiction
programmes, social security for poor etc
• Fund for supporting and creating infrastructure for members
• Support for income generating activities
• Matching endowment support for institution building
• Collaboration with apex banks/ agencies/ organisations
• Policy Advocacy efforts
DHAN Foundation
Tankfed Agriculture
ProgrammeOrganise the farmers to conserve and develop tanks and improve tank fed agriculture
DHAN Foundation
Activities
Tank rehabilitation
Oorani rehabilitation
Watershed Development project
Promotion of Micro Finance Groups
Promotion of Vayalagam Agriculture Development
Clinics
Endowment Grants
Collaboration with funding agencies/allied institutions
Policy Advocacy efforts
DHAN Foundation Tata-Dhan Academy
Groom young graduates into development professionals, undertake research studies & documentation of experiences
DHAN FoundationTata Dhan Academy
Groom young graduates into development Groom young graduates into development
professionals, undertake research studies & professionals, undertake research studies &
documentation of experiencesdocumentation of experiences
DHAN Foundation
Education– Programme in Development Management
(PDM)
Faculty Induction and Development
Building Capacity of Practitioners through
Development Management Programmes
Research and Teaching Materials Development
Core Activities
DHAN Foundation
Information Technology for poor
Developing IT applications for
poverty alleviation and
livelihood promotion
DHAN Foundation
Community colleges for computer education
Village Internet Centres
Adult Literacy Programme (ALP)
ICT Groups
Activities
DHAN Foundation
Dryland Agriculture
Reviving the best practices of
rain fed farming and promoting
livelihoods
DHAN Foundation
Activities
Transfer of farmers best practices
Transfer of suitable technologies from research
agencies
Experimentation - improved agronomic practices,
plant protection measures, crop improvement, farm
mechanisation
DHAN Foundation
•Relief (immediate)•Livelihood restoration (short term)•Habitat reconstruction (medium term)•Coastal zone conservation and management (long term)
Coastal conservation and Livelihoods Programme
DHAN FoundationNested Institutions
Model: Communities partnership
Cluster
Associations
Primary
functional
Groups
SpecialisedSupra
InstitutionFederation Movement
DHAN FoundationDHAN Collective Structure
SUPRA PEOPLE
INSTITUTIONS
e.g. CLUSTER &
FEDERATION
REGIONAL
RESOURCE
CENTRES
INTEGRATING THEMATIC
PROGRAMS
CENTRES FOR INTEGRATIONHRD, FINANCE
STRATEGIC PLANNINGBUSINESS DEVELOPMENT
SERVICE, RESEARCHDEVELOPMENT
COMMUNICATION
NEW THEMES
RAINFED FARMING/
ICT/TATA – DHAN
ACADEMY
SUPPORT
INSTITUTIONS
FOR PEOPLE
INSTITUTION
e.g. KDFS/KTPL/
PEOPLE MUTUALS
PRIMARY
PEOPLE
INSTITUTIONS
e.g. KALANJIAM &
VAYALAGAM
THEMATICINSTITUTIONSe.g. KALANJIAM FOUNDATIION &
VAYALAGAM PROGRAM
DHAN COLLECTIVE
DHAN Foundation
DHAN Collective
• DHAN Foundation and the thematic institutions promoted together form the DHAN Collective.
• DHAN Collective is a creative concept to nurture and preserve the culture of collegiality, mutuality and solidarity.
• Shared purpose, core values and resources (human, financial and physical resources) bind the DHAN Collective.
DHAN Foundation
DHAN Collective
• DHAN Foundation as the parent institution guides, supports and regulates its family institutions on their mission, policies, strategies and values.
• Each institution defines its ‘own
unique’ space with synergy.
DHAN Foundation
Specialised Service Institutions for People Institutions • People Mutuals
• Kalanjiam Development Financial Services (KDFS)
• Kalanjiam Thozhilagam limited
• SUHAM (SUstainable Healthcare AdvanceMent)
DHAN Foundation
Centres for Integration
• Centre for HRD & People Academy
• Centre for Development Communication
• Centre for Policy and Planning
• Centre for Finance & Centre for facilitating
Philanthropy
• Centre for Research
DHAN Foundation
Movements and Networks
• Kalanjiam & Vayalagam Movement
• INFOS – Indian Network of Federations of
Microfinance Self Help groups
• INAFI-International Network of Alternative
Financial Institutions
DHAN Foundation
Achievements• Bringing new stock of Development
Professionals to grassroots action.• Building Development leaders for the sector.• Pioneering development themes for poverty
reduction.• Formalising, revitalising local practices in
microfinance and small-scale water bodies.• Kalanjiam - Enabling model of microfinance.• Unique and large scale collaboration with
mainstream institutions for program funds.
DHAN Foundation
Achievements
• Reaching out to the poorest and making changes in the lives of about 1.3 million households
• Creative nested institutions for sustainability and solidarity.
• Moving towards people movements on development themes.
• Policy contribution at national and global level- NABARD, RBI, JnNURM, etc
DHAN Foundation
Features of DHAN Model• Community Governance• Professional Management• Self reliance • Primacy on ensuring entitlements• Mainstream linkage• Federation model• Thematic approach• Financial intermediation as a basic service that cuts
across all the themes• Graduated financial services include savings & credit
first then proceed to insurance and pension
DHAN Foundation
Development Approach
Sustainable
growth
Thematic InterventionIntervenon
Mainstream Partnership
Community Organisation
DHAN Foundation
Livelihood
Civic3-5 years
3-5 years
3-5 years
3-5 years
Financial
Social
Inte
rmed
iation
Four Generation Development Model
DHAN Foundation
Goals of DHAN Foundation 2017
Goal 1: Building social capital by organizing the unorganized poor
households including vulnerable, differently-abled, and ultra
poor/poorest of the poor into sustainable community
organizations and integrating them with local
governance/panchayats for grassroots democracy
Sub goal 1.1: Organizing additional one million poor households besides the existing
one million including vulnerable, differently-abled, and ultra poor
Sub goal 1.2: Building 500 nested institutions i.e. federations and movements and
working with 200 panchayats to demonstrate grassroots democracy with local-
governance
Sub goal 1.3: Grooming and nurturing 50000 community leaders for sustaining the
people organizations
DHAN Foundation
Goals of DHAN Foundation 2017
Goal 2: Impacting to bring 0.5 million households out of poverty
through enhancing livelihoods through thematic interventions such
as microfinance, agriculture, water and natural and coastal
resource conservation and enabling access to entitlements related
to social security, health and education services with gender focus.
Sub goal 2.1: Impacting 0.3 million farming households based on agriculture
and livestock (dairy) interventions.
Sub goal 2.2: Facilitating access to financial services of significant scale
(above Rs. 25000) to one million families
DHAN FoundationGoal 2
continues…
Sub goal 2.3: Enabling additional one million families to access
entitlements related to social security programmes including life,
health, crop and livestock insurance and micro-pension.
Sub goal 2.4: Promoting community owned health, sanitation and
educational initiatives among 0.5 million families
Sub goal 2.5: Building skills related to various livelihoods among 0.2
million families for promoting sustainable livelihoods
Sub goal 2.6: Creation of wealth of common assets such as common
funds, reserves and surpluses, common resources with significant
worth of physical works and strong social capital of 500 people
organisations for their sustainability
DHAN FoundationGoals of DHAN Foundation 2017
Goal 3 : Enhancing the resilience of communities in different ecosystems
by catalysing conservation and development of natural resources to
promote sustainable livelihoods, agro-biodiversity, food security and
adaption to climate change through community banking, rainfed
agriculture development, tank fed agriculture development and coastal
conservation programmes.
Goal 4: Contribute significantly to development sector by networking as
knowledge centres with NGOs, academic and research institutions,
corporate, people organisations, government and banks, and donor
organisations through knowledge building by rigorous sub-sectoral
development practice and dissemination, and through grooming and
nurturing 2000 quality human resources for the sector
DHAN Foundation
Goal 5: Influencing sub- sectoral policies
from the learning generated by large
scale community led practice on
microfinance, agriculture, water and
micro insurance to have nationwide and
worldwide impact