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Gospel Baptist Tabernacle

781 Salem Road, Rossville, GA 30741

Where the Love of God

abounds, everyone is

welcome.

Children’s Church taught

by Paul and Marsha Davis

during preaching.

www.rossvillechurch.com

February 16, 2014

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We are studying the Biblical principles for God

to supply our needs in this life.

This is not a quick fix.

Way of life

Over time God will

supply all of our

needs, as we live life

His Way.

http://www.slideshare.net/dvtpreacher/presentations

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We are going to talk about the real cost of debt.

It is more than almost anyone recognizes,

because it is a sneaking cost.

http://www.slideshare.net/dvtpreacher/presentations

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Car - $6,000 @ 10% for 5 yrs;

Mon pay = $127.48

$7,648.8 total

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Interest adds up to be

a very hungry fox.

High interest rates.

http://www.slideshare.net/dvtpreacher/presentations

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Did you know that debt is one of the curses that

God placed on His people for disobedience.

After looking at these numbers you can see why.

Deut 28:43-45 The alien who lives among you will

rise above you higher and higher, but you will sink

lower and lower. He will lend to you, but you will

not lend to him. He will be the head, but you will

be the tail. All these curses will come upon you.

DisobedienceDisobediencehttp://www.slideshare.net/dvtpreacher/presentations

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We have become conformed to this world, instead

of being transformed by the renewing of our mind,

And proving the good and acceptable and perfect

Will of God.

Many are under the curse of

debt, and it is eating up a large

portion of God's provision for

our needs.

Financial problems are long

term problems that won’t

have short term solutions.

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On the other hand, ability to lend is a blessing

from the Lord.

Deut 28:12 The Lord shall open unto thee His good

treasure, the heaven to give the rain unto thy land in

his season, and to bless all the work of thy hand: and

thou shalt lend unto many nations, and thou shalt not

borrow. Blessing for willing obedience

http://www.slideshare.net/dvtpreacher/presentations

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Deut 15:5-6 Only if thou carefully hearken unto

the Voice of the Lord thy God, to observe to do all

these Commandments which I command thee this

day. For the Lord thy God blesseth thee, as He

promised thee: and thou shalt lend unto many

nations, but thou shalt not borrow; and thou shalt

reign over many nations, but they shall not reign

over thee.

Do all.

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So, in the sight of God, debt is a curse and the

ability to lend is a blessing.

Many Christians are choosing to live under the

curse of debt.

God wants His people to have all their needs met

and have some money left that will work for them;

Instead of their having to work like slaves for

all of their money.

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Prov 22:7 The rich ruleth over

the poor, and the borrower is

servant to the lender.

I Cor 6:12 All things are lawful for me, but all

things are not expedient (profitable; advantageous): all

things are lawful for me, but I will not be brought

under the power of any.

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But sometimes God has provided the means

and we are spending it on interest.

God only expects us to give or do that for

which He has provided the means.

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Psalms 37:21 The wicked borroweth, and payeth

not again: but the righteous showeth mercy and

giveth.

This is the ultimate danger of the habit of debt.

It is so easy to get over-extended and actually be

unable to pay as we promised.

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Our creditors don’t know or care about

our circumstances.

They just know we didn’t pay.

Proverbs 11:15 He that is surety for a stranger

shall smart for it: and he that hateth suretiship is

sure.

Proverbs 17:18 A man void of understanding

striketh hands, and becometh surety in the presence

of his friend.

Surety = security

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The worst form of debt is surety.

Surety means to give or be security for a debt; or

to make a pledge for that debt.

In other words, There is not sufficient collateral to

pay if you can’t.

Almost all debt today involves surety.

Most mortgages give the lender the right to sell the

house if you do not pay as promised;

And if it does not bring what you owe,

you still owe the balance.

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Proverbs 22:26-27 NIV Do

not be a man who strikes

hands in pledge or puts up

security for debts; if you

lack the means to pay, your

very bed will be snatched

from under you.

Very little or nothing

down. Four, five, or

more years to pay.

That car is never worth as much as you owe on it.

The difference is surety.

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Prov 11:15 NIV He who puts up security for

another will surely suffer, but whosoever refuses

to strike hands in pledge is safe.

Don’t co-sign for someone else.

Surety is not the only part of debt that is unwise;

It is just the worst part of debt.

Debt is so easy to get into; so hard to get out of;

And has so many harmful consequences.

It has ended many friendships when the

borrower couldn’t pay.

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Wouldn’t you agree that the course of wisdom is to

kill the foxes that get us into debt.

Wasteful habits, Envy, Lack of

Planning, Impatience, Lust

These little foxes will get you into debt and have

you in bondage all your life.

Kill them with your sword.